A

SUMMER TRAINING REPORT

ON
CREDIT ADVISOR
IN
SHYAM ENTERPRISES

SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT

FOR THE AWARD OF THE DEGREE OF
MASTERS OF BUSINESS ADMINISTRATION (2022-2024)

UNDER THE SUPERVISION OF: SUBMITTED BY:

MRS. PRIYANKA AGGARWAL RUPANSHI
PROPRIETOR MBA 2ND YEAR
SHYAM ENTERPRISES 220164011

SAMALKHA GROUP OF INSTITUTIONS,

SAMALKHA, HARYANA (INDIA)-
132101

(Approved by AICTE, Affiliated to kurukshetra University, Kurukshetra)

CERTIFICATE
 DECLARATION

This is to certify that I, Rupanshi student of School of Management studying in MBA

3RD Semester, Roll no. 220164011 has prepared a project report entitled “CREDIT
ADVISOR” for the partial fulfillment of degree of Masters of Business Administration
from Samalkha Group of Institution, Samalkha, Panipat.

I hereby declare that the project report submitted to the Kurukshetra University,
Kurukshetra. is a record of an original work done by me under the guidance.

The matter presented in this project work has not been submitted by me for the award of
any Degree or diploma/ fellowship and similar degree or any other institute.

SIGNATURE OF PROJECT INCHARGE SIGNATURE OF CANDIDATE

MR. Amit Sharma Rupanshi

(Dept. of Management Studies) Univ. Roll No. 220164011

 ACKNOWLEDGEMENT

As I look back, after the completion of my project, I feel it would not have been possible
without the guidance and support of the team that helped me to add valuable insights to the
project, without them this would have been merely pages. I am very grateful to all the people
who have lent their precious time and advice for rendering this project successfully. I take this
opportunity to thank them all.

Firstly, I am grateful to Shyam Enterprises For giving me an opportunity to undertake this

project in their organization.

I express my sincere gratitude to my guide Priyanka Aggarwal for her guidance, Continuous
support and co-operation throughout my project, without which the present work would not
be possible. Without her keen interest, encouragement and valuable suggestions this report
could not have attained its present shape.

I would also like to extend my thanks to the entire staff members who have been very helpful
throughout my training in supplying with all the necessary information.

I would extend my deep gratitude to HOD MR. AMIT SHARMA, department of

Management studies of SAMALKHA GROUP OF INSTITUTIONS, SAMALKHA, for
extending the support and ensuring that all necessary procedures were completed well before
time.

I would like to thank my institute guide Mr. Amit Sharma for giving me this opportunity and
for his valuable insights, guidance, timely help and constant encouragement and also, I am
thankful to all faculty members of my Institute for their valuable guidance in completing this
project successfully.
 EXECUTIVE SUMMARY

Without practical training, management education is meaningless so long with

theory; practical training is provided to management students to expose them to the
actual working environment of any organization. Such training provides a
framework of knowledge relating to the concepts and practices of the assigned

topics in the organization.

The summer training is an integral part of the course curriculum of the Master of
Business Administration. A student is in the position to analyze the integral
working of an organization with mature eyes and understand the dynamics in a
much manner. This project has been conducted at (SHYAM ENTERPRISES). In
the first phase of the research project, there is an introduction to the Loan
Industry, company profile, and products and services of SHYAM ENTERPRISES
are given.

This report is basically categorized in various different chapters. Banking Industry

is one of the most significant parts of economy. Banks are the most important
financial institutions in an economy. The prime objective of my Internship
Program is to collect the practical work experience in the era of Banking.
 TABLE OF CONTENT

CHAPTERS PARTICULARS PAGE NO.

ACKNOWLEDGEMENT I

EXECUTIVE SUMMARY II

CHAPTER-1 INTRODUCTION
1.1 Introduction to the Industry 1-25

1.2 Introduction to the Company

1.3 Introduction to the Topic

CHAPTER-2 LITERATURE REVIEW 26-29

CHAPTER-3 RESEARCH METHODOLOGY

3.1 Statement of the Problem
3.2 Objective of the study
3.3 Research Design 30-35
3.4 Collection of Data
3.5 Sampling Technique
3.6 Analytical tool used in Study
3.7 Limitations of Study

CHAPTER-4 DATA ANALYSIS &

INTERPRETATION
36-61
4.1 SWOT Analysis
4.2 Interpretation

CHAPTER-5 FINDINGS, SUGGESTIONS AND

CONCLUSION
5.1)Findings
62-67
5.2)Suggestions
5.3)Conclusion

BIBLIOGRAPHY/ REFERENCES 68-69

ANNEXURE 70-74