INVESTMENT PORTFOLIO PLAN

The best investment you can make, is an investment in yourself... The more
you learn, the more you'll earn.
Warren Buffett

Importance of investing in diversified portfolios:

One of the most important characteristics of any investment portfolio is its
diversity. Portfolio diversification helps offset exposure in any single position,
and helps investors protect themselves against wide swings in key sectors.
Corporate bond:
It provides a predictable income stream. Typically, bonds pay interest on a
regular schedule, such as every six months.
Fixed deposit:
Zero-Risk Saving + Investment Plan. A fixed deposit promises guaranteed
returns and carries minimal to no risk to the investor.
ELSS FUND:
They have the potential to give you better returns in the long run.
 Tax Savings.
 Lowest Lock-in Period Among Other Tax Saving Funds
 Lower Tax on Gains.
Thematic fund:
While investing in thematic fund You should regularly monitor and assess your
portfolio to generate optimum returns and maintain a balanced risk.
government bond:
The 7.75% Government of India (GOI) savings bond has a set annual interest
rate of 7.75% that is payable every six months.it is highly safe and benificiary.

STOCKS:
An investor can use fundamental analysis to determine and select stocks with
high growth potential, technical analysis can be used to identify the right entry
and exit points. It is important to perform all types of research on the stocks to
make an informed decision.
 INVESTMENT ALLOCATIONS

Total amount of investment is Rs.10,00,000. Prepare an investment plan in

diversified portfolio and generate 15% ROI (1,50,000) within 1 year period.

ALLOTMENT OF FUNDS IN EACH PORTFOLIOS

S.NO INVESTMENT PORTFOLIOS INVESTED ROI% ROI

AMOUNT
1. Corporate bond- chaitanya India Fin credit 2,04,705 10.55% 21,596
pvt.ltd
2. Fixed deposit- Bajaj finance Ltd. 2,00,000 7.40% 14,800
3. startup- apollo green energy Ltd 25,000

4. ELSS fund- Motilal oswal 2,50,000 28% 70,010

5. thematic fund- Aditiya Brilla SunLife 1,00,000 18.80% 18,799
manufacturing
6. government bond 50,000 7.18% 3,590
7. stocks Expected Expected
ROI% ROI
a.NCC 56,765 15% 8,514.75
b. Max healthcare 56,765 15% 8,514.75
c. Avenue supermart 56,765 10% 5,676.5

TOTAL 10,00,000 1,51,501

 STOCK ANALYSIS
FUNDAMENDAL ANALYSIS
NCC MAX HEALTH AVENUE
CARE SUPERMART
INDUSTRY Engineering hospital retail
SECTOR infrastructure healthcare retail
CATEGORY Midcap Midcap large cap
MARKET CAP 10852.33cr 33740cr. 259398cr.
PRICE 174.7 1372.75 3988.4
PRICE TO EARN 18.1 84.37 111.23
RATIO
PRICE TO BOOK 1.73 25.41 14.88
ROE 11.1 34.74 16.03
RETURN ON ASSET 4.18 16.78 14.17
DE 0.16 0 0
CURRENT RATIO 1.34 2.21 3.17
QUICK RATIO 1.2 1.98 1.5
EBITDA(increasing) 1592.21 694.84 3766.37

TECHNICAL ANALYSIS
a. NCC
b. MAX HEALTH CARE

c. AVENUE SUPERMART
CONCLUSION:

"don't put all your eggs in one basket." A well-diversified portfolio can
help to minimize risk and maximize returns.

Thereby I have allotted Rs.10 lakh in diversified portfolio with the calculation
of 15% of return in one year from various investment platform.