STRUCTURED PRODUCT ACKNOWLEDGEMENT

IDB Capital Corporation

511 Fifth Avenue
New York, NY 10017
Date: 02/27/2024

Please Buy Please Sell

for my IDB Account/GCIF # 106086 at my sole risk, the following securities

Product Type: phoenix autocall

Face Amount: 100,000 Issuer (name): BBVA
Coupon: 8% Underlying: QQQ, IWM, SPY
Maturity: 3 YEARS (MARCH 1, 2027) Knock In: 60% COUPON BARRIER/60% EKI
Other Features:

By signing below, I hereby authorize and direct Israel Discount Bank of New York (IDB Bank) to debit
or credit my Transaction Settlement Account as specified on the new account application, including all
applicable commissions and fees.

Furthermore, I have read, and fully understand and agree to be bound by the terms and conditions of my
IDB Capital Client Account Agreement, which I have previously executed. I have been informed of the
risks involved in the purchase of the above mentioned instrument and it is under my sole responsibility
that I enter into this transaction. I hereby acknowledge that I received and understand the applicable
term sheet for the product I am purchasing and the IDB Capital Customer Risk Disclosure
Acknowledgement for Structured Products. I understand that structured products are complex
investments. I have been given the opportunity to discuss and ask questions about my investment in
structured products and am making an informed decision. I understand that the principal value of my
investment is not guaranteed and that I may suffer a loss on my investment. I also understand that there
may be no secondary market for these investments which could limit my ability to sell them prior to
maturity.

Investment products are:

• Not FDIC Insured • Not Bank Guaranteed • May Lose Value

Customer Signature: Witness or Signature Verification:

Print Name: Hector Jorge Flombaum Print Name:

CAP-22 (Rev. 5/2012)