BANK - GRADUATED FINANCING EQUITY & AMORTIZATION CALCULAT

PROJECT WESTWIND
PHASE WWA1
HOUSE MODEL 1BR
TOTAL FLOOR AREA 30.1 sqm
TOTAL CONTRACT PRICE 3,182,000.00
RESERVATION FEE 25,000.00
EQUITY TERM 36
DESIRED LOAN TERM (IN YEARS) 15
APPLICABLE INTEREST RATE 7.5%

GRADUATED EQUITY FINANCING

TRANCHE 1 TRANCHE 2
REQUIRED DP 5% 7%
EQUITY TERM (in months) 12 12
Net Downpayment Requirement 134,100.00 222,740.00
Monthly Equity 11,175.00 18,561.67

Loanable Amount 2,545,600.00

Estimated Monthly Amortization 23,598.03

Gross Monthly Income @ 50% 47,196.05

Gross Monthly Income @ 30% 78,660.09

REFERENCE:
EQUITY TERM TRANCHE 1 TRANCHE 2

36 12 12
30 10 10
24 8 8
18 6 6

Notes:
1. This calculator serves as a guide only. Actual ME, MA applicable shall be determined upon booking.
2. The computation reflected above is exclusive of MRI & Fire Insurance.
ORTIZATION CALCULATOR

TRANCHE 3 TOTAL
8% 20%
12 36
254,560.00 611,400.00
21,213.33

TRANCHE 3

12
10
8
6

ned upon booking.

 BANK - UPFRONT LUMP SUM FINANCING EQUITY & AMORTIZATION
CALCULATOR
PROJECT WESTWIND
PHASE WWA1
HOUSE MODEL 1BR
TOTAL FLOOR AREA 30.1 sqm
TOTAL CONTRACT PRICE 3,182,000.00
RESERVATION FEE 25,000.00
EQUITY TERM 36
DESIRED LOAN TERM (IN YEARS) 15
APPLICABLE INTEREST RATE 7.5%

UPFRONT LUMP SUM EQUITY FINANCING

TRANCHE 1 TRANCHE 2
REQUIRED DP 35% 15%
EQUITY TERM (in months) 1 35
Net Downpayment Requirement 1,088,700.00 477,300.00
Monthly Equity 1,088,700.00 13,637.14

Loanable Amount 1,591,000.00

Estimated Monthly Amortization 14,748.77

Gross Monthly Income @ 50% 29,497.53

Gross Monthly Income @ 30% 49,162.56

REFERENCE:
EQUITY TERM TRANCHE 1 TRANCHE 2

36 1 35
30 1 29
24 1 23
18 1 17

Notes:
1. This calculator serves as a guide only. Actual ME, MA applicable shall be determined upon booking.
2. The computation reflected above is exclusive of MRI & Fire Insurance.
& AMORTIZATION

TOTAL
50%
36
1,566,000.00

upon booking.
 BANK - 3 TIME BALLOON FINANCING EQUITY & AMORTIZATION CALCUL
PROJECT WESTWIND
PHASE WWA1
HOUSE MODEL 1BR
TOTAL FLOOR AREA 30.1 sqm
TOTAL CONTRACT PRICE 3,182,000.00
RESERVATION FEE 25,000.00
EQUITY TERM 30
DESIRED LOAN TERM (IN YEARS) 10
APPLICABLE INTEREST RATE 7.5%

3 TIME BALLOON EQUITY FINANCING

LUMP SUM BALLOON BALANCE

REQUIRED DP 10% 10%
EQUITY TERM (in months) 3 27
Net Downpayment Requirement 293,200.00 318,200.00
Monthly Equity 97,733.33 11,785.19

Loanable Amount 2,545,600.00

Estimated Monthly Amortization 30,216.72

Gross Monthly Income @ 50% 60,433.44

Gross Monthly Income @ 30% 100,722.41

REFERENCE:

EQUITY TERM LUMP SUM BALLOON BALANCE

36 3 33
30 3 27
24 3 21
18 3 15

Notes:
1. This calculator serves as a guide only. Actual ME, MA applicable shall be determined upon booking.
2. The computation reflected above is exclusive of MRI & Fire Insurance.
 AMORTIZATION CALCULATOR

TOTAL
20%
30
611,400.00

BALLOON PAYMENT
@ END OF NTH
MONTH

12
10
8
6

ned upon booking.

WESTWIND A1
Sample Computations
1 BEDROOM (TYPICAL)

LUMP SUM 1
FINANCING SCHEMES GRADUATED EQUITY Upfront Lump Sum 50%DP

TOTAL FLOOR AREA 30.10 sq.m. 30.10 sq.m.

TOTAL CONTRACT PRICE 3,182,000.00 3,182,000.00

Reservation Fee 25,000.00 25,000.00

% of tcp 5.00% 35.00%

Term (Months) 12 1
EQUITY 159,100.00 1,113,700.00
Equity Less Reservation Fee 134,100.00 1,088,700.00
Term (Months) 12 months 1 months
MONTHLY EQUITY 1 11,175.00 1,088,700.00

% of tcp 7.00% 15.00%

Term (Months) 12 35
EQUITY 222,740.00 477,300.00
Equity Less Reservation Fee 222,740.00 477,300.00
Term (Months) 12 months 35 months
MONTHLY EQUITY 2 18,561.67 13,637.14

% of tcp 8.00%
Term (Months) 12
EQUITY 254,560.00
Equity Less Reservation Fee 254,560.00
Term (Months) 12 months
MONTHLY EQUITY 3 21,213.33

HDMF Est. Loanable

% of tcp 80.00% 50.00%
Term (months) 180 180
ESTIMATED LOANABLE AMOUNT* 2,545,600.00 1,591,000.00
7.50% 7.50%
Term (Years) 15 YEARS 15 YEARS
EST. MONTHLY AMORTIZATION 23,598.03 14,748.77

REQUIRED MINIMUM INCOME 47,196.05 29,497.53

REQUIRED MINIMUM INCOME 78,660.09 49,162.56

Notes:
1) Sample Computation is only a reference to show the computation of the financing scheme at longest term only and does not serve as
 LUMP SUM 2
3-TIME BALLOON 20%DP

30.10 sq.m.

3,182,000.00
25,000.00

10.00%
3
318,200.00
293,200.00
3 months
97,733.33
12th, 24th, 36th mo.
10.00%
33
318,200.00
318,200.00
33 months
9,642.42
1st - 11th, 13th - 23rd, 25th -
35th

80.00%
180
2,545,600.00
7.50%
15 YEARS
23,598.03

47,196.05 50%
 78,660.09 30%

gest term only and does not serve as a reference to the selling price. Please refer to pricelists or actual booking for actual unit prices.
or actual unit prices.