NPS TRANSACTION STATEMENT

April 01, 2023 to January 28, 2024

Statement Generation Date :January 28,

2024 02:16 AM

NPS Transaction Statement for Tier I Account

PRAN 110103175111 Registration Date 23-Jan-19
Subscriber Name SHRI SHRINIWAS RAMCHANDRA RAO Tier I Status Active
34 G C EMERALD HEIGHTS TOWER I Tier II Status Not Activated
RAMPRASTHA GREENS Tier II Tax Saver Not Activated
Status
SECTOR-7,VAISHALI
Tier I Virtual Account Not Activated
Address Status
GHAZIABAD
Tier II Virtual Account Not Aplicable
UTTAR PRADESH - 201010 Status
INDIA CBO Registration No 6582004
CBO Name Oil And Natural Gas Corporation Limited
Mobile Number +919968282106
CBO Address Plot No 5 A-5B, Nelson Mandela Road
Email ID SR_RAO99@HOTMAIL.COM Vasant Kunj, New Delhi, 110070
IRA Status IRA compliant CHO Registration No 5580632
CHO Name Oil And Natural Gas Corporation Limited

CHO Address Plot No 5 A-5B, Nelson Mandela Road

Vasant Kunj, New Delhi, 110070

Tier I Nominee Name/s Percentage

PADMAJA SHRINIWAS 100%

Current Scheme Preference

Scheme Choice - ACTIVE CHOICE
Investment Option Scheme Details Percentage
Scheme 1 HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME E - TIER I 50.00%
Scheme 2 HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME C - TIER I 30.00%
Scheme 3 HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME G - TIER I 20.00%

Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on January Contributions on January 28, January 28, intermediary Investment 7.73%
28, 2024 (in ₹) January 28, 2024 (in ₹) 2024 (in ₹) charges (in ₹) (XIRR)
2024 (in ₹)
(A) (B) (C) D=(A-B)+C E

₹ 13,68,277.58 39 ₹ 12,20,808.96 ₹ 0.00 ₹ 1,47,468.62 ₹ 138.94

Investment Details - Scheme Wise Summary

HDFC PENSION HDFC PENSION HDFC PENSION
Particulars References MANAGEMENT COMPANY MANAGEMENT COMPANY MANAGEMENT COMPANY
LIMITED SCHEME E - TIER I LIMITED SCHEME C - TIER I LIMITED SCHEME G - TIER I
Scheme wise Value of your E=U*N 6,75,332.65 4,15,599.60 2,77,345.33
Holdings(Investments) (in ₹)
Total Units U 15,270.7621 16,469.0433 11,274.1549
NAV as on 25-Jan-2024 N 44.2239 25.2352 24.6001

Changes made during the selected period

Date Tier Type Transaction Type
16-Aug-2023 Tier-1 On account of Rebalancing of Assets as per Regulatory Requirement
12-Jan-2024 Tier-1 Change in scheme preference
 Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
05-Apr-2023 For March, 2023 UTI Asset Management Company Limited (5000085), 15,054.50 31,519.00 46,573.50
04-May- For April, 2023 UTI Asset Management Company Limited (5000085), 15,054.49 31,634.00 46,688.49
2023
05-Jun- For May, 2023 UTI Asset Management Company Limited (5000085), 15,053.93 36,375.00 51,428.93
2023
05-Jul-2023 For June, 2023 UTI Asset Management Company Limited (5000085), 15,054.38 32,584.00 47,638.38
04-Aug- For July, 2023 State Bank of India (5000214), 15,025.00 32,939.00 47,964.00
2023
04-Sep- For August, 2023 State Bank of India (5000214), 15,025.00 32,939.00 47,964.00
2023
05-Oct-2023 For September, 2023 State Bank of India (5000214), 15,025.00 32,939.00 47,964.00
03-Nov- For October, 2023 State Bank of India (5000214), 15,025.00 34,027.00 49,052.00
2023
04-Dec- For November, 2023 State Bank of India (5000214), 15,025.00 34,027.00 49,052.00
2023
03-Jan- For December, 2023 State Bank of India (5000214), 15,025.00 25,246.00 40,271.00
2024
 Transaction Details
SBI PENSION FUND SCHEME E SBI PENSION FUND SCHEME SBI PENSION FUND SCHEME G -
Withdrawal/ - TIER I C - TIER I TIER I
Date Particulars deduction in units
towards intermediary Amount (₹) Amount (₹) Amount (₹)
charges(₹) Units Units Units
NAV (₹) NAV (₹) NAV (₹)
01-Apr-
Opening balance 3,028.0475 2,247.6659 18,466.3528
2023
05-Apr- By Contribution for 6,986.02 4,657.35 34,930.13
180.1472 128.9499 1,047.4084
2023 March,2023 38.7795 36.1175 33.3491
06-Apr- Billing for Q4, 2022-2023 (4.85) (3.35) (25.43)
(33.63) (0.1247) (0.0924) (0.7602)
2023 38.8729 36.2277 33.4510
04-May- By Contribution for 7,003.27 4,668.84 35,016.38
173.4852 127.4236 1,028.2785
2023 April,2023 40.3681 36.6403 34.0534
05-Jun- By Contribution for 7,714.33 5,142.89 38,571.71
185.6191 139.2201 1,122.2297
2023 May,2023 41.5600 36.9407 34.3706
05-Jul- By Contribution for 7,145.75 4,763.83 35,728.80
165.0959 128.8744 1,043.6611
2023 June,2023 43.2824 36.9649 34.2341
14-Jul- (5.21) (3.31) (25.11)
Billing for Q1, 2023-2024 (33.63) (0.1207) (0.0896) (0.7347)
2023 43.1525 36.9378 34.1746
04-Aug- By Contribution for 7,194.60 4,796.40 35,973.00
164.0879 129.1615 1,049.1945
2023 July,2023 43.8460 37.1349 34.2863

17-Aug- On account of Rebalancing (6,025.95) 1,590.36 4,435.59

2023 of Assets as per Regulatory 43.5922
(138.2348)
37.1992
42.7525
34.3957
128.9576
Requirement
04-Sep- By Contribution for 7,194.60 4,796.40 35,973.00
162.9721 128.3249 1,040.0307
2023 August,2023 44.1462 37.3770 34.5884
05-Oct- By Contribution for 7,194.60 4,796.40 35,973.00
162.5248 127.6191 1,039.6700
2023 September,2023 44.2677 37.5837 34.6004
07-Oct- Billing for Q2, 2023-2024 (5.79) (3.81) (28.45)
(38.05) (0.1300) (0.1017) (0.8284)
2023 44.5174 37.4349 34.3419
03-Nov- By Contribution for 7,357.80 4,905.20 36,789.00
168.1736 130.3697 1,064.2286
2023 October,2023 43.7512 37.6253 34.5687
04-Dec- By Contribution for 7,357.80 4,905.20 36,789.00
156.4390 129.7002 1,057.2918
2023 November,2023 47.0330 37.8195 34.7955
03-Jan- By Contribution for 6,040.65 4,027.10 30,203.25
123.5632 105.6568 858.7958
2024 December,2023 48.8871 38.1149 35.1693
06-Jan- Billing for Q3, 2023-2024 (5.46) (3.32) (24.85)
(33.63) (0.1106) (0.0870) (0.7071)
2024 49.3374 38.1345 35.1413
To Withdrawal On Account (2,24,505.40) (1,36,118.20) (10,23,154.85)
12-Jan- of Subscriber Initiated (4,531.4347) (3,565.3479) (28,943.0691)
2024 Scheme Preference 49.5440 38.1781 35.3506
Change

HDFC PENSION MANAGEMENT HDFC PENSION MANAGEMENT HDFC PENSION MANAGEMENT

COMPANY LIMITED SCHEME E - COMPANY LIMITED SCHEME C - COMPANY LIMITED SCHEME G -
TIER I TIER I TIER I
Date Particulars
Amount (₹) Amount (₹) Amount (₹)
Units Units Units
NAV (₹) NAV (₹) NAV (₹)

16-Jan- By Contribution On Account of 6,91,889.22 4,15,133.53 2,76,755.70

2024 Subscriber Initiated Scheme 15,270.7621 16,469.0433 11,274.1549
Preference Change 45.3081 25.2069 24.5478
28-Jan-2024 Closing Balance 15,270.7621 16,469.0433 11,274.1549
 Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)

PRA Opening charges Welcome kit sent in Welcome kit sent vide email Through Unit
(in Rs.) Deduction
physical only
Rs. 40 (also applicable to reissue of PRAN
CRA card) Rs. 35 Rs. 18

Annual PRA Maintenance Through Unit

Rs. 69
cost per account Deduction

Through Unit
Charge per transaction Rs. 3.75
Deduction

- Private Govt. -

Initial subscriber registration Min Rs. 200 and Max Rs. 400
NA Collected by POP
and contribution upload (Negotiable within slab only)

0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
> 6 months contribution Rs. 3,000 to Rs. 6,000 NA Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
Upfront deduction
0.20% of contribution,
Contribution through eNPS NA from contribution
Min. Rs.15 Max. Rs.10,000
amount

Processing of Exit / @0.125% of Corpus with

NA Collected by POP
Withdrawal Min. Rs. 125 and Max. Rs. 500

Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM

Slabs of AUM managed by the Pension Fund Maximum Investment

Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses
0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.

# It includes brokerage fee up to 3 basis points.

$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.

The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.