Future tense

1. Title
2. Introduction
* Why did we choose this study/reason behind the study
* Setting or place where research will be done
* Why is there a need for our research/topic to be studied
* Benefits that may be derived/who will benefit
3. Questions our research will answer
4. Data gathering procedure
* Kung paano natin masasagot yung research questions
5. Instrumentation
* Paano natin macocollect yung data
6. Research locale (setting of the study)
7. Subjects
8. Sampling technique (paano natin maseselect yung subjects)

Usual questions in research title proposal

● Research gap
● Aim of the study
● How did you come up with this problem
● RRL (Philippine setting)(bawal articles and blogs)
● Tangible output

Financing Continuity Plan: Assessing the Effectiveness of Debt Collection Strategies to

the Increasing Rates of Doubtful Accounts of TSP Inc. in Gapan City

Introduction
This study aims to assess the effectiveness of debt collection strategies to the increasing rates
of doubtful accounts of Tulay sa Pag-unlad, Inc. in Gapan City
● It is the main concern of the industry we chose
● We chose this industry because we want to widen our knowledge about microfinance
● Importance: this can be a basis for other microfinance companies in terms of debt
collecting strategies. And in the near future, if we decide to work in this industry, we can
manage the strategies to collect debt effectively and efficiently.
● Benefits: Can be a basis for start up microfinancing businesses. Other than that, the
existing microfinancing companies can gain insight on the strategies they can use to
collect debt effectively.
● Who will benefit? Start up and existing microfinance businesses.

Research Questions
1. What are the requirements needed for debtors to obtain a loan in TSP Inc?
2. How do they assess the legitimacy of the requirements given by potential debtors before
approving the loan request?
 3. What kind of business do they cater to?
4. How much is the threshold they can loan to businesses?
5. What are the common reasons why debtors need financial assistance?
6. How can they maximize and utilize their capital?
7. What debt collection strategies do they use?
8. What are the implications of the high rate of uncollectible doubtful accounts on the
financial performance and stability of the company?
9. What role do leadership and management practices play in influencing debt collecting
strategies?
10. What actions do they take when debtors don’t pay?

4. Data Gathering Procedure

Interviews:

Advantages:

● Provide in-depth qualitative insights.

● Allow for clarifications and follow-up questions.
● Capture nuanced information about the debt collection strategies and management
practices.
Application:

● Conduct structured or semi-structured interviews with key personnel at TSP Inc., such
as loan officers, managers, and executives.
● Explore their perspectives on the debt collection strategies, loan approval process, and
the role of leadership and management practices.

Surveys/Questionnaires:

Advantages:

● Allow for quantitative data collection from a larger sample.

● Enable statistical analysis and generalization of findings.
● Provide a broader perspective from various stakeholders.
Application:

● Design surveys or questionnaires for a diverse audience, including current clients,

former clients, or other microfinance professionals.
● Collect data on perceptions, satisfaction levels, and quantitative measures related to
debt collection strategies.
5. Instrumentation
structured interviews

Reasons:

● Depth of Information: Structured interviews allow for a detailed exploration of specific

topics, ensuring a thorough understanding of debt collection strategies, management
practices, and other relevant factors.

● Flexibility: While structured, they still provide some flexibility in questioning, allowing for
follow-up queries to clarify responses or delve deeper into specific areas of interest.

● Expert Perspectives: Interviews with key personnel at TSP Inc., such as loan officers,
managers, and executives, can provide expert perspectives and insights into the
decision-making processes, challenges faced, and successful strategies employed.

● Qualitative Insights: Interviews excel in capturing qualitative data, offering rich and
nuanced information about the company's debt collection practices and the role of
leadership in shaping these strategies.

6. Research Locale
Gapan City

Conducting the research in Gapan City, where TSP Inc. operates, ensures direct relevance to
the study objectives. It allows us to investigate the specific challenges and dynamics of the local
microfinance industry as well as the businesses and individuals that have availed themselves of
their services. This firsthand experience can provide valuable insights.

7. Subjects
Key personnel within TSP Inc.

Loan Officers:

Interviewing loan officers is crucial as they are directly involved in the day-to-day
operations of approving loans, assessing the legitimacy of requirements, and
implementing debt collection strategies.
Managers and Executives:

Managers and executives, including those in charge of operations and finance, can
provide a broader organizational perspective. They can offer insights into overall
strategies, policies, and the impact of debt collection on the company's financial
performance.

Leadership Team:

Including members of the leadership team allows us to explore the role of leadership in
influencing debt collection strategies and management practices. This can encompass
executives, directors, or individuals responsible for strategic decision-making.

Selected Clients:

Interviewing a sample of clients who have experienced the loan application process and
debt collection first-hand can provide valuable feedback on their perceptions,
experiences, and the effectiveness of TSP Inc.'s strategies.

Frontline Staff:

Consider including frontline staff who interact directly with clients. Their insights can
offer a ground-level perspective on how debt collection strategies are implemented and
received by clients.

8. Sampling Technique

Purposive or judgmental sampling

Purposive sampling allows us to intentionally select participants who possess specific

knowledge or expertise relevant to our research objectives. In this case, we want to
target individuals directly involved in the debt collection process within TSP Inc.

Since our focus is on key personnel, such as loan officers, managers, executives, and
members of the leadership team, purposive sampling enables us to choose participants
who hold crucial positions within the organization.
By strategically selecting participants based on their roles and expertise, we ensure that the
sampled individuals can contribute significantly to addressing the specific research questions
and objectives.

References: