Volume 17, Issue 11

February, 2024
February, 2024

Content
Page
SBI Life ULIP Funds 3
Individual Fund Performance – Snapshot 4
Equity Fund 5
Bond Fund 6
Growth Fund 7
Balanced Fund 8
Equity Optimiser Fund 9
Index Fund 10
Top 300 Fund 11
P/E Managed Fund 12
Equity Elite Fund 13
Equity Elite II Fund 14
Equity Pension Fund 15
Bond Pension Fund 16
Growth Pension Fund 17
Balanced Pension Fund 18
Equity Optimiser Pension Fund 19
Index Pension Fund 20
Top 300 Pension Fund 21
Money Market Fund 22
Money Market Pension Fund 23
GPF070211 Guaranteed Pension Fund 24
Discontinued Policy Fund 25
Equity Pension Fund II 26
Bond Pension Fund II 27
Money Market Pension Fund II 28
Discontinue Pension Fund 29
Pure Fund 30
Midcap Fund 31
Bond Optimiser Fund 32
Corporate Bond Fund 33
Risk Factors 34
February, 2024

SBI Life has a variety of unit linked products with different funds which gives you flexibility to choose your
investment pattern to generate market linked returns according to your risk appetite.

SBI Life ULIP FUNDS*

Products Invested in Various Funds

SBI Life – SBI Life –

SBI Life – SBI Life – SBI Life – SBI Life – SBI Life – SBI Life – Smart Saral SBI Life –
Fund Names Smart Power SBI Life – Smart SBI Life – Smart Wealth Smart Wealth eWealth Smart InsureWealth InsureWealth Retire Smart
Insurance Smart Elite Scholar Retire Smart Builder Assure Insurance Privilege Plus Plus Plus
(UIN: (UIN: (UIN: (UIN: (UIN: (UIN: (UIN: (UIN: (UIN: (UIN: (UIN:
111L090V02) 111L072V04) 111L073V03) 111L094V04) 111L095V03) 111L077V03) 111L100V03) 111L107V03) 111L125V02) 111L124V02) 111L135V01)

Equity        

Equity Elite II 

Bond       

Money Market        

Growth      

Balanced        

Equity Optimiser      

Top 300    

Equity Pension II 

Bond Pension II 

Money Market

Pension II

Pure Fund        

Midcap Fund      

Bond Optimiser        

Corporate Bond       

Equity Pension 

Equity Optimiser

Pension

Growth Pension 

Bond Pension 

Money Market

Pension

Top 300 Pension 

Balanced Pension 

* The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or
partially till the end of the fifth year.

3
February, 2024

Individual Fund Performance – Snapshot

Returns in %
AUM as on 29 (Greater than 1 yr : CAGR Returns) **
Bench marks
Funds Inception Date February 2024
(BM) 1 yr 2 yrs 3 yrs 4 yrs 5 yrs Since Inception
(₹ in Cr)
Fund BM Fund BM Fund BM Fund BM Fund BM Fund BM

Equity 10-Jan-05 64,793.79 30.59 27.04 15.47 14.41 15.32 14.80 18.04 18.36 15.54 15.29 16.23 13.39

Equity Pension 15-Jan-07 4,159.37 NIFTY 50 27.04 27.04 13.96 14.41 15.14 14.80 18.49 18.36 15.43 15.29 11.42 9.87

Equity Pension II 03-Jan-14 8,766.01 26.04 27.04 13.83 14.41 14.66 14.80 17.97 18.36 15.24 15.29 13.71 13.34

Equity Optimiser 21-Jan-08 2,382.26 25.54 22.92 13.91 12.91 14.46 13.05 16.21 15.97 13.90 13.58 10.13 8.24

Equity Optimiser Pension 21-Jan-08 462.64 25.88 22.92 14.64 12.91 14.47 13.05 17.45 15.97 15.08 13.58 10.60 8.24

Equity Elite 25-Feb-08 13.11 Nifty 50 25.18 22.92 14.81 12.91 17.60 13.05 21.31 15.97 18.35 13.58 13.48 8.30
(80%)
Equity Elite II 10-Feb-10 12,328.37 LiquiFE X (20%) 23.44 22.92 13.19 12.91 13.31 13.05 15.90 15.97 13.80 13.58 11.39 10.83

Top 300 07-Jan-10 1,646.07 22.46 22.92 12.73 12.91 13.59 13.05 17.30 15.97 14.92 13.58 11.96 10.13

Top 300 Pension 18-Jan-10 425.24 20.78 22.92 12.05 12.91 13.35 13.05 17.25 15.97 14.92 13.58 11.69 10.13

Nifty 50
Growth 24-Nov-05 2,742.02 22.33 21.31 11.95 11.92 12.33 12.22 15.43 14.99 13.62 13.33 12.20 10.97
(70%)
CompB ex
Growth Pension 15-Feb-07 361.73 (30%) 21.59 21.31 11.32 11.92 12.03 12.22 15.50 14.99 13.68 13.33 11.29 8.48

Nifty 50
Balanced 05-Dec-05 24,594.56 17.75 17.58 10.10 10.20 10.11 10.43 12.00 12.57 11.45 11.85 10.76 10.18
(50%)
CompB ex
Balanced Pension 21-Feb-07 432.25 (50%) 18.44 17.58 10.69 10.20 10.52 10.43 12.80 12.57 12.30 11.85 11.48 9.12

Bond 10-Jan-05 22,897.14 8.41 8.56 5.23 5.72 5.21 5.73 5.48 6.03 6.79 7.54 8.11 7.14

CRISIL
Bond Pension 16-Jan-07 416.47 8.37 8.56 5.16 5.72 5.07 5.73 5.38 6.03 7.06 7.54 8.36 7.48
CompB ex

Bond Pension II 03-Jan-14 27,242.94 8.27 8.56 5.12 5.72 5.05 5.73 5.39 6.03 6.33 7.54 7.46 8.22

Index 07-Jan-10 128.48 28.92 27.04 15.99 14.41 16.35 14.80 17.30 18.36 15.95 15.29 10.84 10.63
Nifty 50
Index Pension 18-Jan-10 35.15 29.06 27.04 16.08 14.41 16.51 14.80 20.10 18.36 15.98 15.29 11.20 10.63

Money Market 01-Feb-06 392.09 CRISIL T- 6.81 7.36 5.91 6.11 5.03 5.30 4.77 5.13 5.11 5.40 6.65 6.85

Money Market Pension 20-Mar-08 84.03 Bill Index # 6.78 7.36 5.87 6.11 4.98 5.30 4.76 5.13 5.11 5.40 7.05 6.86

Money Market Pension II 03-Jan-14 1,421.61 6.54 7.36 5.62 6.11 4.75 5.30 4.52 5.13 4.82 5.40 6.08 6.57

Guaranteed Pension Fund

09-Feb-11 2.52 5.82 NA 4.16 NA 4.20 NA 4.71 NA 5.78 NA 6.64 NA
(GPF070211)

P/E Managed 08-Sep-10 248.39 26.22 NA 13.59 NA 12.34 NA 14.37 NA 12.47 NA 9.61 NA

Discontinued Policy 11-Apr-11 7,510.63 NA 6.71 NA 4.94 NA 4.76 NA 4.82 NA 5.36 NA 6.32 NA

Discontinue Pension 03-Jan-14 4,172.74 6.78 NA 5.05 NA 4.77 NA 4.95 NA 5.64 NA 6.74 NA

Pure Fund 15-Jun-16 1,033.07 36.68 NA 16.97 NA 17.33 NA 21.20 NA 17.03 NA 13.35 NA

NIFTY
Midcap Fund 15-Jun-16 19,775.11 Free Float 51.27 60.49 25.01 30.87 24.36 27.59 26.58 30.27 23.44 23.65 19.44 18.06
Midcap 100
NIFTY 50 (20%)
&
Bond Optimiser Fund 24-Jan-19 2,688.86 14.27 12.12 8.13 7.54 8.43 7.64 9.65 8.73 14.43 9.36 14.34 9.18
CompBEX
(80%)
Crisil Med term
Gilt Index (20%)
Corporate Bond Fund 24-Jan-19 928.24 & Crisil Med 7.20 7.81 4.66 4.79 4.84 5.31 5.68 6.04 7.52 7.48 7.39 7.53
term AAA index
(80%)

**Past performance of any of the funds above is not indicative of their future performance.
# Upto 31st March 2018, benchmark is CRISIL Liquifex & from 1st April 2018 onwards benchmark is CRISIL T-Bill Index.

4
February, 2024

EQUITY FUND (SFIN – ULIF001100105EQUITY-FND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide high equity exposure targeting higher returns in the long term.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 80 100 98.24 63,655.64 Equity Debt Balanced
Debt 0 20 0.08 54.49 Mr. Gopikrishna Shenoy 1 0 0
Money Market 0 20 1.67 1,083.66 Mr. Dharmesh Gandhi 1 0 0
Total 100 64,793.79 Launch Date 10-Jan-05
Benchmark Nifty 50
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 178.2741
Equity Fund 1.66% 16.02% 30.59% 15.47% 15.32% 16.23% Modified Duration 0.00
Benchmark 1.18% 14.17% 27.04% 14.41% 14.80% 13.39%

ASSET CATEGORY
Equity % of AUM
ICICI Bank Ltd 8.19% TOP 10 INDUSTRY SECTOR
HDFC Bank Ltd. 7.42%
Reliance Industries Ltd. 7.32%
Telecommunications 2.87%
Infosys Limited 6.15%
Trent Ltd. 3.64%
Mfg Of Tobacco Products 3.39%
ITC Ltd. 3.39%
Tata Consultancy Services Ltd. 3.16%
Civil Engineering 3.63%
Larsen & Toubro Ltd. 2.94%
Axis Bank Ltd. 2.40%
Retail Trade, Except Of Motor Vehicles 4.06%
Bharti Airtel Ltd. 2.36%
Others 51.28%
Mfg Of Pharm,Chemical & Botanical Products 4.14%
Total 98.24%

Mfg Of Chemicals & Chemical Products 5.05%

Corporate Debt % of AUM
Sundaram Liquid Fund 0.08%
Mfg Of Motor Vehicles, Trailers & Semi-Trailers 5.99%

Total 0.08%
Mfg Of Coke & Refined Petroleum Products 7.93%

Computer Program, Consult & Related Activities 11.91%

Financial & insurance Activities 24.78%

Money Market 1.67%

Others 26.27%
Grand Total 100%

DEBT RATING PROFILE

100.00%

AAA & Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

5
February, 2024

BOND FUND (SFIN – ULIF002100105BONDULPFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide relatively safe and less volatile investment option mainly through debt instruments and accumulation of income thr ough investment in fixed
income securities.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Debt 60 100 97.42 22,305.57 Equity Debt Balanced
Money Market 0 40 2.58 591.57 Mr. Nirmal Gandhi 0 1 0
Total 100 22,897.14 Launch Date 10-Jan-05
Benchmark Crisil CompBex
Risk Profile Low to Medium
FUND PERFORMANCE* NAV as on 29-Feb-24 44.4832
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 6.66
Bond Fund 1.18% 4.05% 8.41% 5.23% 5.21% 8.11%
Benchmark 1.02% 3.91% 8.56% 5.72% 5.73% 7.14%

ASSET CATEGORY
Corporate Debt % of AUM
8.70% Bharti Telecom Limited B & D 05-12-2025 XIII 1.99% TOP 10 INDUSTRY SECTOR
7.86% HDFC Bank B & D 02-12-2032 Basel III Tier 2 1.38%
7.80% HDFC Bank B & D 03-05-2033 US-002 1.35%
Civil Engineering 0.08%
8.03% Tata Steel B & D 27-02-2028 1.31%
7.85% LIC Housing Fin B & D 18-08-2032 424 Opt I 1.22%
Mfg Of Chemicals & Chemical Products 0.21%
6.80% SMFG India Credit Company Limited B & D 28-03-2025 92 1.16%
7.60% PFC B & D 25-08-2033 BS 233C 1.01%
Real Estate Activities 0.38%
7.95% HDFC Bank B & D 21-09-2026 1 2016/17 0.99%
7.79% HDFC Bank B & D 24-11-2032 AA-013 0.87%
Rental And Leasing Activities 0.52%
7.46% REC Limited B & D 30-06-2028 223 B 0.87%
Others 30.76%
Mfg Of Coke & Refined Petroleum Products 0.77%
Total 42.91%

Telecommunications 0.82%
Government Securities % of AUM
7.18% GOI CG 24-07-2037 17.78%
Electric , Gas, Steam & Air Conditioning Supply 1.56%
7.25% GOI CG 12-06-2063 9.41%
7.30% GOI CG 19-06-2053 6.86%
Mfg Of Basic Metals 1.75%
6.54% GOI CG 17-01-2032 5.65%
7.54% GOI CG 23-05-2036 2.93%
Housing Finance 4.98%
7.70% Karnataka SDL 08-11-2033 SGS 1.54%
7.70% Maharashtra SDL 08-11-2034 SGS 1.09%
Financial & insurance Activities 31.83%
7.40% GOI CG 19-09-2062 0.97%
7.46% GOI CG 06-11-2073 0.91%
Others 57.11%
7.26% GOI CG 22-08-2032 0.84%
Others 6.52%
Total 54.50%

Money Market 2.58%

DEBT RATING PROFILE
Grand Total 100%
55.89%

32.53%

1.87%

AA SOVEREIGN AAA & Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

6
February, 2024

GROWTH FUND (SFIN – ULIF003241105GROWTH-FND111) as on 29 February 2024

INVESTMENT OBJECTIVE: Long-term capital appreciation through investment primarily in equity and equity related instruments with a small part invested in debt and money
market for diversification and risk reduction.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 40 90 72.67 1,992.60 Equity Debt Balanced
Debt 10 60 26.85 736.27 Mr. Raghavan MJ 12 10 9
Money Market 0 40 0.48 13.14 Mr. Gopal Nawandhar 2 0 0
Total 100 2,742.02 Launch Date 24-Nov-05
Benchmark Nifty 50 (70%) CompBex (30%)
FUND PERFORMANCE* Risk Profile Medium to High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 82.0237
Growth Fund 0.77% 10.67% 22.33% 11.95% 12.33% 12.20% Modified Duration 6.69
Benchmark 1.14% 11.06% 21.31% 11.92% 12.22% 10.97%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 6.07% TOP 10 INDUSTRY SECTOR
ICICI Bank Ltd 5.65%
HDFC Bank Ltd. 5.45%
Mfg Of Basic Metals 2.38%
Infosys Limited 4.71%
Tata Consultancy Services Ltd. 2.91%
Telecommunications 2.45%
ITC Ltd. 2.54%
NTPC Ltd. 2.37%
Mfg Of Tobacco Products 2.54%
Larsen & Toubro Ltd. 2.34%
Axis Bank Ltd. 2.29%
Mfg Of Pharm,Chemical & Botanical Products 2.64%
Bharti Airtel Ltd. 2.06%
Others 36.29%
Mfg Of Chemicals & Chemical Products 3.21%
Total 72.67%

Mfg Of Motor Vehicles, Trailers & Semi-Trailers 4.66%

Corporate Debt % of AUM
7.95% LIC Housing Fin B & D 21-02-2033 430 0.92%
7.77% HDFC Bank B & D 28-06-2027 AA-008 Electric , Gas, Steam & Air Conditioning Supply 4.87%
0.91%
7.95% LIC Housing Fin B & D 29-01-2028 359 0.62%
8.05% NTPC B & D 05-05-2026 SR 60 Mfg Of Coke & Refined Petroleum Products 6.43%
0.55%
8.30% IRFC B & D 25-03-2029 134 0.38%
7.97% HDFC Bank B & D 17-02-2033 Ab-002 Computer Program, Consult & Related Activities 10.19%
0.37%
8.70% Bharti Telecom Limited B & D 05-12-2025 XIII 0.36%
8.30% REC Limited B & D 10-04-2025 133 Financial & insurance Activities 22.90%
0.29%
8.40% IRFC B & D 08-01-2029 130 0.26%
8.27% REC Limited B & D 06-02-2025 130 0.22% Others 37.74%
Others 0.50%
Total 5.38%

Government Securities % of AUM

7.18% GOI CG 24-07-2037 13.26% DEBT RATING PROFILE
7.18% GOI CG 14-08-2033 1.89%
7.30% GOI CG 19-06-2053 1.19% 76.51%
8.16% Tamil Nadu SDL 10-04-2029 0.94%
6.83% Karnataka SDL 08-12-2031 0.88%
7.80% Tamil Nadu SDL 27-07-2032 0.56%
7.50% GOI CG 10-08-2034 0.49%
7.26% GOI CG 22-08-2032 0.39%
7.73% Uttar Pradesh SDL 08-11-2033 SGS 0.37%
7.26% GOI CG 14-01-2029 0.37% 23.49%
Others 1.14%
Total 21.47%

Money Market 0.48%

SOVEREIGN AAA & Equivalent

Grand Total 100%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

7
February, 2024

BALANCED FUND (SFIN – ULIF004051205BALANCDFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide accumulation of income through investment in both equities and fixed income securities with an attempt to maintain a suitable balance
between return and safety.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 40 60 51.50 12,665.49 Equity Debt Balanced
Debt 20 60 46.68 11,480.43 Mr. Tarang Hora 2 3 4
Money Market 0 40 1.82 448.64 Mr. Vineet Lakhotia 4 0 2
Total 100 24,594.56 Launch Date 05-Dec-05
Benchmark Nifty 50 (50%) CompBex (50%)
FUND PERFORMANCE* Risk Profile Medium
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 64.5463
Balance Fund 1.02% 9.02% 17.75% 10.10% 10.11% 10.76% Modified Duration 6.47
Benchmark 1.11% 9.00% 17.58% 10.20% 10.43% 10.18%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 4.83% TOP 10 INDUSTRY SECTOR
HDFC Bank Ltd. 4.29%
ICICI Bank Ltd 4.29%
Mfg Of Tobacco Products 1.76%
Infosys Limited 3.22%
Tata Consultancy Services Ltd. 2.20%
Mfg Of Chemicals & Chemical Products 2.36%
Larsen & Toubro Ltd. 2.12%
ITC Ltd. 1.76%
Civil Engineering 2.73%
Bharti Airtel Ltd. 1.74%
Axis Bank Ltd. 1.65%
Housing Finance 2.82%
NTPC Ltd. 1.56%
Others 23.83%
Mfg Of Basic Metals 2.96%
Total 51.50%

Mfg Of Motor Vehicles, Trailers & Semi-Trailers 3.20%

Corporate Debt % of AUM
7.65% National Bank For Financing Infrastructure & Development B & D 22-12-2038 NABFID2023-2
1.03%
8.70% Bharti Telecom Limited B & D 05-12-2025 XIII Electric , Gas, Steam & Air Conditioning Supply 4.26%
0.85%
7.60% PFC B & D 25-08-2033 BS 233C 0.71%
7.75% LIC Housing Fin B & D 23-11-2027 353 Mfg Of Coke & Refined Petroleum Products 5.30%
0.69%
6.69% NTPC B & D 13-09-2031 75 0.66%
8.03% Tata Steel B & D 27-02-2028 Computer Program, Consult & Related Activities 6.88%
0.65%
7.77% HDFC Bank B & D 28-06-2027 AA-008 0.59%
7.90% LIC Housing Fin B & D 23-06-2027 421 Financial & insurance Activities 30.01%
0.59%
6.87% NTPC B & D 21-04-2036 74 0.44%
6.73% IRFC B & D 06-07-2035 151 0.42% Others 37.72%
Others 17.03%
Total 23.65%

Government Securities % of AUM

7.30% GOI CG 19-06-2053 4.37% DEBT RATING PROFILE
7.18% GOI CG 24-07-2037 3.40%
48.86%
7.25% GOI CG 12-06-2063 3.29%
7.26% GOI CG 06-02-2033 2.26% 41.12%
7.54% GOI CG 23-05-2036 2.25%
7.37% GOI CG 23-01-2054 SGRB 0.84%
7.57% GOI CG 17-06-2033 0.73%
7.71% Maharashtra SDL 08-11-2033 SGS 0.62%
6.54% GOI CG 17-01-2032 0.40%
7.70% Maharashtra SDL 08-03-2033 SGS 0.33%
Others 4.55%
Total 23.03%
2.95%

Money Market 1.82%

AA SOVEREIGN AAA & Equivalent

Grand Total 100%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

8
February, 2024

EQUITY OPTIMISER FUND (SFIN – ULIF010210108EQTYOPTFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide equity exposure targeting higher returns through long term capital gains.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 60 100 83.67 1,993.17 Equity Debt Balanced
Debt 0 40 2.66 63.30 Mr. Raghavan MJ 12 10 9
Money Market 0 40 13.68 325.79 Mr. Devesh R Dokwal 5 0 8
Total 100 2,382.26 Launch Date 21-Jan-08
Benchmark Nifty 50 (80%) LiquiFEX (20%)
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 47.3652
Equity Optimiser Fund 0.74% 12.57% 25.54% 13.91% 14.46% 10.13% Modified Duration 0.02
Benchmark 1.07% 12.03% 22.92% 12.91% 13.05% 8.24%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 8.00% TOP 10 INDUSTRY SECTOR
HDFC Bank Ltd. 7.57%
ICICI Bank Ltd 6.68%
Electric , Gas, Steam & Air Conditioning Supply 2.38%
Infosys Limited 4.90%
Larsen & Toubro Ltd. 3.49%
Mfg Of Food Products 2.63%
ITC Ltd. 2.86%
Tata Consultancy Services Ltd. 2.76%
Mfg Of Tobacco Products 2.86%
Axis Bank Ltd. 2.68%
NTPC Ltd. 1.55%
Civil Engineering 3.49%
Kotak Mahindra Bank Ltd. 1.54%
Others 41.63%
Mfg Of Pharm,Chemical & Botanical Products 3.58%
Total 83.67%

Mfg Of Chemicals & Chemical Products 4.20%

Corporate Debt % of AUM
Sundaram Liquid Fund 2.44%
Total Mfg Of Motor Vehicles, Trailers & Semi-Trailers 5.81%
2.44%

Mfg Of Coke & Refined Petroleum Products 8.58%

Government Securities Computer Program, Consult & Related Activities 11.43%

% of AUM
8.20% GOI CG 24-09-2025 0.21%
Financial & insurance Activities 24.54%
Total 0.21%
Others 30.52%

Money Market 13.68%

DEBT RATING PROFILE
Grand Total 100%

91.97%

8.03%

SOVEREIGN AAA & Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

9
February, 2024

INDEX FUND (SFIN – ULIF015070110INDEXULFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide returns closely corresponding to returns of NSE, S&P CNX Nifty Index, though investment regulations may restrict i nvestment in group
companies and some large cap companies listed on the Nifty Index leading to higher tracking error.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 90 100 99.77 128.19 Equity Debt Balanced
Debt 0 40 0.00 0.00 Mr. Raghavan MJ 12 10 9
Money Market 0 40 0.23 0.29 Mr. Devesh R Dokwal 5 0 8
Total 100 128.48 Launch Date 07-Jan-10
Benchmark Nifty 50
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 42.9415
Index Fund 0.90% 14.61% 28.92% 15.99% 16.35% 10.84% Modified Duration 0.00
Benchmark 1.18% 14.17% 27.04% 14.41% 14.80% 10.63%

ASSET CATEGORY
Equity % of AUM
HDFC Bank Ltd. 9.57% TOP 10 INDUSTRY SECTOR
Reliance Industries Ltd. 9.39%
ICICI Bank Ltd 7.96%
Telecommunications 3.33%
Infosys Limited 6.09%
Larsen & Toubro Ltd. 4.82%
Electric , Gas, Steam & Air Conditioning Supply 3.38%
Tata Consultancy Services Ltd. 4.23%
ITC Ltd. 4.22%
Mfg Of Tobacco Products 4.22%
Bharti Airtel Ltd. 3.33%
Axis Bank Ltd. 3.22%
Mfg Of Pharm,Chemical & Botanical Products 4.34%
Kotak Mahindra Bank Ltd. 2.68%
Others 44.27%
Civil Engineering 4.82%
Total 99.77%

Mfg Of Chemicals & Chemical Products 5.24%

Mfg Of Motor Vehicles, Trailers & Semi-Trailers 5.73%

Money Market 0.23%

Grand Total Mfg Of Coke & Refined Petroleum Products 10.06%

100%

Computer Program, Consult & Related Activities 14.17%

Financial & insurance Activities 28.03%

Others 16.68%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

10
February, 2024

TOP 300 FUND (SFIN – ULIF016070110TOP300-FND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide long term capital appreciation by investing in stocks of top 300 companies in terms of market capitalization on th e National Stock Exchange.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 60 100 83.56 1,375.52 Equity Debt Balanced
Debt 0 40 0.00 0.00 Mr. Raghavan MJ 12 10 9
Money Market 0 40 16.44 270.55 Mr. Gopal Nawandhar 2 0 0
Total 100 1,646.07 Launch Date 07-Jan-10
Benchmark Nifty 50 (80%) LiquiFEX (20%)
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 49.4694
Top 300 Fund 0.54% 10.56% 22.46% 12.73% 13.59% 11.96% Modified Duration 0.00
Benchmark 1.07% 12.03% 22.92% 12.91% 13.05% 10.13%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 7.93% TOP 10 INDUSTRY SECTOR
ICICI Bank Ltd 7.52%
HDFC Bank Ltd. 6.64%
Telecommunications 2.70%
Infosys Limited 4.86%
Tata Consultancy Services Ltd. 3.83%
Mfg Of Basic Metals 2.97%
Larsen & Toubro Ltd. 3.46%
ITC Ltd. 3.19%
Mfg Of Tobacco Products 3.19%
Axis Bank Ltd. 2.87%
Bharti Airtel Ltd. 2.70%
Civil Engineering 3.46%
NTPC Ltd. 2.34%
Others 38.23%
Mfg Of Chemicals & Chemical Products 3.66%
Total 83.56%

Electric , Gas, Steam & Air Conditioning Supply 3.99%

Mfg Of Motor Vehicles, Trailers & Semi-Trailers 6.32%

Money Market 16.44%

Grand Total Mfg Of Coke & Refined Petroleum Products 7.93%

100%

Computer Program, Consult & Related Activities 11.05%

Financial & insurance Activities 25.42%

Others 29.32%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

11
February, 2024

P/E MANAGED FUND (SFIN – ULIF021080910P/EMNGDFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide long term capital appreciation through dynamic asset allocation with reference to forward Price Earning (P/E) mult iple. The allocation to
equity and equity related instruments is determined largely by reference to forward Price Earning (P/E) multiple on the NSE, S&P CNX Nifty Index and remaining fund is invested
in debt instruments, money market & cash.
FUND DESCRIPTION
Forward P/E Bands Equity Debt, Money Market No of Funds Managed
Fund Manager Name
<12 90-100 0-10 Equity Debt Balanced
12 ≥ and < 15 80-100 0-20 Mr. Raghavan MJ 12 10 9
15 ≥ and < 18 60-90 10-40 Mr. Devesh R Dokwal 5 0 8
18 ≥ and < 21 40-80 20-60 Launch Date 08-Sep-10
≥ 21 0-50 50-100 Benchmark NA
Risk Profile High
Assets Mix (In %) Actual AUM (In Crs) NAV as on 29-Feb-24 34.4767
Equity 48.02 119.28 Modified Duration 0.78
Debt & Money Market 51.98 129.10
Total 100.00 248.39

FUND PERFORMANCE*
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception TOP 10 INDUSTRY SECTOR
P/E MANAGED FUND 0.54% 11.52% 26.22% 13.59% 12.34% 9.61%
Benchmark NA NA NA NA NA NA
Mfg Of Basic Metals 1.46%

ASSET CATEGORY
Trade Except Of Motor Vehicles And Motorcycles 1.64%
Equity % of AUM
ICICI Bank Ltd 4.10%
Mfg Of Pharm,Chemical & Botanical Products 1.71%
Infosys Limited 2.69%
Reliance Industries Ltd. 2.67%
Civil Engineering 1.89%
India Shelter Finance Corporation Limited 2.57%
HDFC Bank Ltd. 2.17%
Mfg Of Chemicals & Chemical Products 2.34%
Axis Bank Ltd. 1.95%
Eid Parry India Limited 1.90%
Mfg Of Coke & Refined Petroleum Products 3.13%
Larsen & Toubro Ltd. 1.89%
Cello World Limited 1.55%
ZF Commercial Vehicle Control Systems India Ltd Mfg Of Food Products 3.17%
1.50%
Others 25.01%
Total Mfg Of Motor Vehicles, Trailers & Semi-Trailers 4.83%
48.02%

Computer Program, Consult & Related Activities 5.42%

Corporate Debt % of AUM
8.49% NTPC B & D 25-03-2025 0.07%
Total Financial & insurance Activities 15.29%
0.07%

Money Market 51.90% Others 59.13%

Grand Total 100%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

12
February, 2024

EQUITY ELITE FUND (SFIN – ULIF012250208EQTYELTFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: For long-term capital appreciation through higher exposure in equity and equity related instruments.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 60 100 85.38 11.19 Equity Debt Balanced
Debt 0 40 0.05 0.01 Mr. Raghavan MJ 12 10 9
Money Market 0 40 14.57 1.91 Mr. Vineet Lakhotia 4 0 2
Total 100 13.11 Launch Date 25-Feb-08
Benchmark Nifty 50 (80%) LiquiFEX (20%)
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 75.8767
Equity Elite Fund 0.84% 12.23% 25.18% 14.81% 17.60% 13.48% Modified Duration 0.00
Benchmark 1.07% 12.03% 22.92% 12.91% 13.05% 8.30%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 8.25% TOP 10 INDUSTRY SECTOR
Nippon India ETF Bank Bees 7.19%
HDFC Bank Ltd. 6.10%
Mfg Of Basic Metals 3.07%
Infosys Limited 5.56%
ICICI Bank Ltd 5.38%
Mfg Of Tobacco Products 3.14%
Larsen & Toubro Ltd. 3.74%
Kotak Banking ETF 3.61%
Mfg Of Pharm,Chemical & Botanical Products 3.17%
Tata Consultancy Services Ltd. 3.60%
ITC Ltd. 3.14%
Civil Engineering 3.74%
Bharti Airtel Ltd. 3.00%
Others 35.81%
Mfg Of Chemicals & Chemical Products 3.97%
Total 85.38%

Telecommunications 4.35%
Corporate Debt % of AUM
8.49% NTPC B & D 25-03-2025 0.05%
Mfg Of Motor Vehicles, Trailers & Semi-Trailers 5.48%

Total 0.05%
Mfg Of Coke & Refined Petroleum Products 9.16%

Computer Program, Consult & Related Activities 10.92%

Money Market 14.57% Financial & insurance Activities 17.41%

Grand Total 100% Others 35.58%

DEBT RATING PROFILE

100.00%

AAA & Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

13
February, 2024

EQUITY ELITE II FUND (SFIN – ULIF019100210EQTELI2FND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide high equity exposure targeting higher returns in the long run.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 60 100 83.56 10,301.76 Equity Debt Balanced
Debt 0 40 12.42 1,531.72 Mr. Tarang Hora 2 3 4
Money Market 0 40 4.01 494.89 Mr. Vineet Lakhotia 4 0 2
Total 100 12,328.37 Launch Date 10-Feb-10
Benchmark Nifty 50 (80%) LiquiFEX (20%)
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 45.5903
Equity Elite II Fund 0.85% 11.53% 23.44% 13.19% 13.31% 11.39% Modified Duration 1.19
Benchmark 1.07% 12.03% 22.92% 12.91% 13.05% 10.83%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 7.63% TOP 10 INDUSTRY SECTOR
ICICI Bank Ltd 6.86%
HDFC Bank Ltd. 6.66%
Mfg Of Tobacco Products 2.83%
Infosys Limited 5.16%
Tata Consultancy Services Ltd. 3.38%
Mfg Of Pharm,Chemical & Botanical Products 3.01%
Larsen & Toubro Ltd. 3.29%
ITC Ltd. 2.83%
Mfg Of Chemicals & Chemical Products 3.09%
Bharti Airtel Ltd. 2.77%
NTPC Ltd. 2.41%
Telecommunications 3.34%
Axis Bank Ltd. 2.36%
Others 40.22%
Electric , Gas, Steam & Air Conditioning Supply 4.49%
Total 83.56%

Mfg Of Motor Vehicles, Trailers & Semi-Trailers 5.70%

Corporate Debt % of AUM
7.17% PFC B & D 22-05-2025 202-B 1.41%
7.33% L&T B & D 09-12-2024 III Civil Engineering 6.04%
1.29%
7.38% L&T B & D 10-06-2024 I 1.05%
5.78% NTPC B & D 29-04-2024 77 Mfg Of Coke & Refined Petroleum Products 8.02%
0.77%
8.00% Bajaj Finance Limited B & D 27-02-2026 286 Tranch 12 Opt 1 0.61%
7.13% PFC B & D 08-08-2025 Computer Program, Consult & Related Activities 11.31%
0.56%
8.90% Bharti Telecom Limited B & D 04-12-2025 XVI 0.41%
7.82% LIC Housing Fin B & D 14-01-2026 429 Financial & insurance Activities 27.13%
0.40%
7.3350% L&T B & D 09-09-2024 II 0.40%
8.10% Bajaj Finance Limited B & D 08-01-2027 288-II 0.40% Others 25.03%
Others 1.94%
Total 9.25%

Government Securities % of AUM

0.00% GOI FRB_Gsec 04-10-2028 1.21% DEBT RATING PROFILE
7.89% Gujrat SDL 15-05-2025 0.73%
5.74% GOI CG 15-11-2026 0.63% 67.25%
6.90% GOI Oil BD 04-02-2026 0.60%
Total 3.18%

25.58%

7.17%

Money Market 4.01%

AA+ SOVEREIGN AAA & Equivalent

Grand Total 100%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

14
February, 2024

EQUITY PENSION FUND (SFIN – ULIF006150107PEEQITYFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide high equity exposure targeting higher returns in the long term.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 80 100 97.46 4,053.84 Equity Debt Balanced
Debt 0 20 0.00 0.00 Mr. Raghavan MJ 12 10 9
Money Market 0 20 2.54 105.53 Mr. Divesh Kumar 2 1 0
Total 100 4,159.37 Launch Date 15-Jan-07
Benchmark Nifty 50
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 63.7629
Equity Pension Fund 0.82% 12.97% 27.04% 13.96% 15.14% 11.42% Modified Duration 0.00
Benchmark 1.18% 14.17% 27.04% 14.41% 14.80% 9.87%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 8.59% TOP 10 INDUSTRY SECTOR
ICICI Bank Ltd 6.96%
HDFC Bank Ltd. 6.72%
Mfg Of Tobacco Products 2.92%
Infosys Limited 5.54%
Tata Consultancy Services Ltd. 3.70%
Telecommunications 3.14%
Larsen & Toubro Ltd. 3.69%
Bharti Airtel Ltd. 2.92%
Electric , Gas, Steam & Air Conditioning Supply 3.56%
ITC Ltd. 2.92%
Axis Bank Ltd. 2.34%
Civil Engineering 3.84%
NTPC Ltd. 2.24%
Others 51.84%
Mfg Of Chemicals & Chemical Products 4.06%
Total 97.46%

Mfg Of Pharm,Chemical & Botanical Products 4.67%

Corporate Debt % of AUM

Total Mfg Of Motor Vehicles, Trailers & Semi-Trailers 4.97%

0.00%

Mfg Of Coke & Refined Petroleum Products 9.60%

Money Market 2.54%

Computer Program, Consult & Related Activities 13.20%
Grand Total 100%
Financial & insurance Activities 23.69%

Others 26.34%

DEBT RATING PROFILE

100.00%

SOVEREIGN

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

15
February, 2024

BOND PENSION FUND (SFIN – ULIF007160107PENBONDFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide relatively safe and less volatile investment option mainly through debt instruments and accumulation of income thr ough investment in fixed
income securities.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Debt 60 100 96.66 402.58 Equity Debt Balanced
Money Market 0 40 3.34 13.90 Mr. Raghavan MJ 12 10 9
Total 100 416.47 Launch Date 16-Jan-07
Benchmark Crisil CompBex
Risk Profile Low to Medium
FUND PERFORMANCE* NAV as on 29-Feb-24 39.6053
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 7.15
Bond Pension Fund 1.16% 3.92% 8.37% 5.16% 5.07% 8.36%
Benchmark 1.02% 3.91% 8.56% 5.72% 5.73% 7.48%

ASSET CATEGORY
Corporate Debt % of AUM
6.37% L & T Metro Rail (Hyderabad) Limited B & D 30-04-2025 A 5.89% TOP 10 INDUSTRY SECTOR
8.65% India Infradebt Limited B & D 21-03-2026 Series Ii 4.85%
8.70% Bharti Telecom Limited B & D 05-12-2025 XIII 4.08%
7.97% HDFC Bank B & D 17-02-2033 Ab-002 3.64%
8.75% PNB FD 03-12-2024 58 2.38% Grand Total 29.32%
7.75% HDFC Bank B & D 13-06-2033 Us-006 2.37%
7.05% PFC B & D 09-08-2030 205-A 2.32%
9.70% L&T Finance Holdings Limited B & D 10-06-2024 Opt 3 1.20%
7.20% NABARD B & D 21-10-2031 LTIF A 1 1.19%
9.25% PFC B & D 25-09-2024 A 1.09%
Others 0.31% Civil Engineering 5.89%
Total 29.32%

Government Securities % of AUM

7.18% GOI CG 24-07-2037 40.50%
7.25% GOI CG 12-06-2063 12.03%
Financial & insurance Activities 23.43%
7.30% GOI CG 19-06-2053 9.28%
7.80% Tamil Nadu SDL 27-07-2032 2.46%
8.28% Tamil Nadu SDL 21-02-2028 1.24%
6.98% Maharashtra SDL 26-02-2028 1.18%
7.50% GOI CG 10-08-2034 0.25%
7.73% Uttar Pradesh SDL 08-11-2033 SGS 0.25% Others 41.37%
7.29% Gujrat SDL 30-03-2032 0.16%

Total 67.35%

Money Market 3.34%

DEBT RATING PROFILE
Grand Total 100% 69.67%

23.40%

2.71% 4.22%

AA AA+ SOVEREIGN AAA &

Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

16
February, 2024

GROWTH PENSION FUND (SFIN – ULIF008150207PEGRWTHFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide long-term capital appreciation through investments primarily in equity and equity related instruments with a small pa rt invested in debt and
money market for diversification and risk reduction.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 40 90 67.65 244.73 Equity Debt Balanced
Debt 10 60 30.80 111.41 Mr. Raghavan MJ 12 10 9
Money Market 0 40 1.55 5.59 Mr. Gopal Nawandhar 2 0 0
Total 100 361.73 Launch Date 15-Feb-07
Benchmark Nifty 50 (70%) CompBex (30%)
FUND PERFORMANCE* Risk Profile Medium to High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 61.9896
Growth Pension Fund 0.57% 9.67% 21.59% 11.32% 12.03% 11.29% Modified Duration 7.20
Benchmark 1.14% 11.06% 21.31% 11.92% 12.22% 8.48%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 6.07% TOP 10 INDUSTRY SECTOR
ICICI Bank Ltd 6.04%
HDFC Bank Ltd. 4.92%
Mfg Of Basic Metals 2.05%
Infosys Limited 3.79%
Tata Consultancy Services Ltd. 3.01% Mfg Of Tobacco Products 2.13%
Larsen & Toubro Ltd. 2.61%
Axis Bank Ltd. 2.31% Telecommunications 2.18%
ITC Ltd. 2.13%
Bharti Airtel Ltd. 2.08% Mfg Of Chemicals & Chemical Products 2.58%
NTPC Ltd. 1.39%
Others 33.31% Civil Engineering 2.61%
Total 67.65%
Electric , Gas, Steam & Air Conditioning Supply 3.29%
Corporate Debt % of AUM
8.40% IRFC B & D 08-01-2029 130 0.86% Mfg Of Motor Vehicles, Trailers & Semi-Trailers 4.18%
7.95% LIC Housing Fin B & D 29-01-2028 359 0.83%
7.97% HDFC Bank B & D 17-02-2033 Ab-002 0.56% Mfg Of Coke & Refined Petroleum Products 6.42%
8.30% REC Limited B & D 10-04-2025 133 0.56%
8.70% REC Limited B & D 28-09-2028 GOI-IV 0.46% Computer Program, Consult & Related Activities 8.82%
7.49% IRFC B & D 30-05-2027 120 0.28%
Financial & insurance Activities 23.29%

Total 3.54% Others 42.45%

Government Securities % of AUM

7.18% GOI CG 24-07-2037 10.55% DEBT RATING PROFILE
7.18% GOI CG 14-08-2033 5.57%
7.30% GOI CG 19-06-2053 3.94% 75.13%
7.26% GOI CG 06-02-2033 2.65%
7.25% GOI CG 12-06-2063 1.96%
7.73% Uttar Pradesh SDL 08-11-2033 SGS 1.41%
8.49% Tamil Nadu SDL 10-02-2026 0.51%
8.28% Tamil Nadu SDL 21-02-2028 0.40%
7.26% GOI CG 22-08-2032 0.28% 24.87%

Total 27.26%

Money Market 1.55%

SOVEREIGN AAA & Equivalent

Grand Total 100%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

17
February, 2024

BALANCED PENSION FUND (SFIN – ULIF009210207PEBALANFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide accumulation of income through investment in both equities and fixed income securities with an attempt to maintain a suitable balance
between return and safety.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 40 60 49.28 213.01 Equity Debt Balanced
Debt 20 60 48.39 209.17 Mr. Raghavan MJ 12 10 9
Money Market 0 40 2.33 10.07 Mr. Devesh Dokwal 5 0 8
Total 100 432.25 Launch Date 21-Feb-07
Benchmark Nifty 50 (50%) CompBex (50%)
FUND PERFORMANCE* Risk Profile Medium
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 63.7051
Balance Pension Fund 0.99% 9.08% 18.44% 10.69% 10.52% 11.48% Modified Duration 7.31
Benchmark 1.11% 9.00% 17.58% 10.20% 10.43% 9.12%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 4.84% TOP 10 INDUSTRY SECTOR
HDFC Bank Ltd. 4.49%
ICICI Bank Ltd 3.86%
Telecommunications 1.36%
Infosys Limited 2.87%
Larsen & Toubro Ltd. 2.04%
Mfg Of Food Products 1.55%
ITC Ltd. 1.67%
Axis Bank Ltd. 1.64%
Mfg Of Tobacco Products 1.67%
Tata Consultancy Services Ltd. 1.52%
Maruti Suzuki India Ltd. 0.91%
Mfg Of Pharm,Chemical & Botanical Products 2.03%
Kotak Mahindra Bank Ltd. 0.91%
Others 24.51%
Civil Engineering 2.04%
Total 49.28%

Mfg Of Chemicals & Chemical Products 2.35%

Corporate Debt % of AUM
7.80% HDFC Bank B & D 03-05-2033 US-002 1.17%
7.95% LIC Housing Fin B & D 29-01-2028 359 Mfg Of Motor Vehicles, Trailers & Semi-Trailers 4.31%
1.16%
7.20% NABARD B & D 21-10-2031 LTIF A 1 1.14%
7.97% HDFC Bank B & D 17-02-2033 Ab-002 Mfg Of Coke & Refined Petroleum Products 5.18%
0.70%
9.77% Tata Motors B & D 12-09-2024 0.70%
8.70% Bharti Telecom Limited B & D 05-12-2025 XIII Computer Program, Consult & Related Activities 6.94%
0.58%
7.34% IRFC B & D 19-02-2028 Tranche 1 Series II 0.50%
8.75% PNB FD 08-12-2024 Financial & insurance Activities 18.75%
0.23%

Total 6.18% Others 53.82%

Government Securities % of AUM

7.18% GOI CG 24-07-2037 23.52% DEBT RATING PROFILE
7.26% GOI CG 06-02-2033 9.35%
87.23%
7.30% GOI CG 19-06-2053 3.53%
7.18% GOI CG 14-08-2033 2.33%
7.25% GOI CG 12-06-2063 1.60%
7.73% Uttar Pradesh SDL 08-11-2033 SGS 0.94%
8.07% Tamil Nadu SDL 28-01-2025 0.47%
8.28% Tamil Nadu SDL 21-02-2028 0.24%
7.50% GOI CG 10-08-2034 0.24%
Total 42.21%

9.66%
1.92% 1.19%

Money Market 2.33%

AA AA+ SOVEREIGN AAA &
Equivalent
Grand Total 100%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

18
February, 2024

EQUITY OPTIMISER PENSION FUND (SFIN – ULIF011210108PEEQOPTFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide equity exposure targeting higher returns through long term capital gains.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 60 100 83.43 385.99 Equity Debt Balanced
Debt 0 40 0.00 0.00 Mr. Raghavan MJ 12 10 9
Money Market 0 40 16.57 76.65 Mr. Devesh R Dokwal 5 0 8
Total 100 462.64 Launch Date 21-Jan-08
Benchmark Nifty 50 (80%) LiquiFEX (20%)
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 50.7417
Equity Optimiser Pension Fund 0.64% 12.67% 25.88% 14.64% 14.47% 10.60% Modified Duration 0.00
Benchmark 1.07% 12.03% 22.92% 12.91% 13.05% 8.24%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 8.09% TOP 10 INDUSTRY SECTOR
HDFC Bank Ltd. 7.16%
ICICI Bank Ltd 6.38%
Telecommunications 2.26%
Infosys Limited 4.50%
Larsen & Toubro Ltd. 3.32%
Mfg Of Tobacco Products 2.81%
Tata Consultancy Services Ltd. 2.94%
ITC Ltd. 2.81%
Mfg Of Food Products 2.84%
Axis Bank Ltd. 2.72%
Kotak Mahindra Bank Ltd. 1.65%
Civil Engineering 3.32%
Maruti Suzuki India Ltd. 1.52%
Others 42.35%
Mfg Of Pharm,Chemical & Botanical Products 3.47%
Total 83.43%

Mfg Of Chemicals & Chemical Products 3.89%

Corporate Debt % of AUM

Total Mfg Of Motor Vehicles, Trailers & Semi-Trailers 6.18%

0.00%

Mfg Of Coke & Refined Petroleum Products 8.65%

Computer Program, Consult & Related Activities 11.63%

Government Securities % of AUM
Financial & insurance Activities 24.17%
Total 0.00%
Others 30.78%

Money Market 16.57%

DEBT RATING PROFILE
Grand Total 100%
100.00%

SOVEREIGN

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

19
February, 2024

INDEX PENSION FUND (SFIN – ULIF017180110PEINDEXFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide returns closely corresponding to returns of NSE, S&P CNX Nifty Index, though investment regulations may restrict i nvestment in group
companies and some large cap companies listed on the Nifty Index leading to higher tracking error.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 90 100 99.66 35.04 Equity Debt Balanced
Money Market 0 10 0.34 0.12 Mr. Raghavan MJ 12 10 9
Total 100 35.15 Mr. Devesh R Dokwal 5 0 8
Launch Date 18-Jan-10
Benchmark Nifty 50
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 44.8074
Index Pension Fund 0.90% 14.69% 29.06% 16.08% 16.51% 11.20% Modified Duration 0.00
Benchmark 1.18% 14.17% 27.04% 14.41% 14.80% 10.63%

ASSET CATEGORY
Equity % of AUM
HDFC Bank Ltd. 9.52% TOP 10 INDUSTRY SECTOR
Reliance Industries Ltd. 9.38%
ICICI Bank Ltd 7.96%
Telecommunications 3.33%
Infosys Limited 6.09%
Larsen & Toubro Ltd. 4.81%
Electric , Gas, Steam & Air Conditioning Supply 3.38%
Tata Consultancy Services Ltd. 4.23%
ITC Ltd. 4.21%
Mfg Of Tobacco Products 4.21%
Bharti Airtel Ltd. 3.33%
Axis Bank Ltd. 3.22%
Mfg Of Pharm,Chemical & Botanical Products 4.34%
Kotak Mahindra Bank Ltd. 2.68%
Others 44.25%
Civil Engineering 4.81%
Total 99.66%

Mfg Of Chemicals & Chemical Products 5.24%

Money Market 0.34%

Grand Total Mfg Of Motor Vehicles, Trailers & Semi-Trailers 5.73%

100%

Mfg Of Coke & Refined Petroleum Products 10.05%

Computer Program, Consult & Related Activities 14.16%

Financial & insurance Activities 27.97%

Others 16.78%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

20
February, 2024

TOP 300 PENSION FUND (SFIN – ULIF018180110PETP300FND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide long term capital appreciation by investing in stocks of top 300 companies in terms of market capitalization on th e National Stock Exchange.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Debt 60 100 78.14 332.28 Equity Debt Balanced
Money Market 0 40 21.86 92.96 Mr. Raghavan MJ 12 10 9
Total 100 425.24 Mr. Divesh Kumar 2 1 0
Launch Date 18-Jan-10
Benchmark Nifty 50 (80%) LiquiFEX (20%
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 47.6524
Top 300 Pension Fund 0.28% 9.39% 20.78% 12.05% 13.35% 11.69% Modified Duration 0.00
Benchmark 1.07% 12.03% 22.92% 12.91% 13.05% 10.13%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 6.43% TOP 10 INDUSTRY SECTOR
ICICI Bank Ltd 6.33%
Infosys Limited 5.93%
Telecommunications 2.30%
HDFC Bank Ltd. 5.74%
Tata Consultancy Services Ltd. 3.54%
Mfg Of Basic Metals 2.52%
Larsen & Toubro Ltd. 2.96%
Bharti Airtel Ltd. 2.30%
Mfg Of Pharm,Chemical & Botanical Products 2.68%
ITC Ltd. 2.29%
Axis Bank Ltd. 2.21%
Civil Engineering 2.96%
Tata Motors Ltd. 1.96%
Others 38.45%
Mfg Of Chemicals & Chemical Products 3.02%
Total 78.14%

Electric , Gas, Steam & Air Conditioning Supply 3.07%

Money Market 21.86%

Grand Total Mfg Of Motor Vehicles, Trailers & Semi-Trailers 5.06%

100%

Mfg Of Coke & Refined Petroleum Products 7.09%

Computer Program, Consult & Related Activities 12.81%

Financial & insurance Activities 24.11%

Others 34.38%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

21
February, 2024

MONEY MARKET FUND (SFIN – ULIF005010206MONYMKTFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide an option to deploy the funds in liquid and safe instruments so as to avoid market risk on a temporary basis.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Debt 0 20 9.21 36.10 Equity Debt Balanced
Money Market 80 100 90.79 355.99 Mr. Raghavan MJ 12 10 9
Total 100 392.09 Launch Date 01-Feb-06
Benchmark CRISIL T-Bill Index #
Risk Profile Low
FUND PERFORMANCE* NAV as on 29-Feb-24 32.0407
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 1.13
Money Market Fund 0.59% 3.44% 6.81% 5.91% 5.03% 6.65%
Benchmark 0.59% 3.59% 7.36% 6.11% 5.30% 6.85% # Upto 31st March 2018, benchmark is CRISIL Liquifex & from 1st April
2018 onwards benchmark is CRISIL T-Bill Index.
ASSET CATEGORY
Money Market 100.00%
TOP 10 INDUSTRY SECTOR

Financial & insurance Activities 21.67%

Others 78.33%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

22
February, 2024

Money Market Pension Fund (SFIN – ULIF013200308PEMNYMTFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide an option to deploy the funds in liquid and safe instruments so as to avoid market risk on a temporary basis.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Debt 0 20 7.16 6.02 Equity Debt Balanced
Money Market 80 100 92.84 78.01 Mr. Raghavan MJ 12 10 9
Total 100 84.03 Launch Date 20-Mar-08
Benchmark CRISIL T-Bill Index #
Risk Profile Low
FUND PERFORMANCE* NAV as on 29-Feb-24 29.6512
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 0.99
Money Market Pension Fund 0.57% 3.38% 6.78% 5.87% 4.98% 7.05%
Benchmark 0.59% 3.59% 7.36% 6.11% 5.30% 6.86% # Upto 31st March 2018, benchmark is CRISIL Liquifex & from 1st April
2018 onwards benchmark is CRISIL T-Bill Index.
ASSET CATEGORY
Money Market 100.00%

TOP 10 INDUSTRY SECTOR

Financial & insurance Activities 17.30%

Others 82.70%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

23
February, 2024

GPF070211 GUARANTEED PENSION FUND (SFIN – ULIF022090211PEGURNTFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To maximise the investment return subject to a guaranteed^ return over a pre specified fixed period (till the last vesting da te of all policies invested in the fund). It
aims to guarantee a reverse repo related return by investing mostly in fixed income securities (debt instruments, money market instruments and cash) with maturities close to the maturity
date of the fund.
FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 0 10 0.00 0.00 Equity Debt Balanced
Debt & Money Market 90 100 100.00 2.52 Mr. Tarang Hora 2 3 4
Total 100 2.52 Launch Date 09-Feb-11
Benchmark NA
Risk Profile Low
FUND PERFORMANCE* NAV as on 29-Feb-24 23.1566
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 1.47
GPF070211 Guaranteed Pension Fund 0.44% 3.14% 5.82% 4.16% 4.20% 6.64%
Benchmark NA NA NA NA NA NA

^The Guaranteed NAV is applicable only at maturity, and shall be further subject to the Policy being in force till the Maturi ty Date. Guarantee Charge of 0.35% p.a. would be
recovered from the Fund (through cancellation of units) to provide the NAV Guarantee.

Government Securities % of AUM

5.63% GOI CG 12-04-2026 77.15%
DEBT RATING PROFILE
Total 77.15%
93.27%

Money Market 22.85%

Grand Total 100%

3.38%
3.35%

AA SOVEREIGN AAA & Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound Annual Growth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

24
February, 2024

DISCONTINUED POLICY FUND (SFIN – ULIF024110411DISCOPOFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: The objective of the fund is to achieve relatively less volatile investment return mainly through debt instruments and accumu lation of income through
investment in fixed interest securities and liquid investments.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Govt. Securities 60 100 93.61 7,030.57 Equity Debt Balanced
Money Market 0 40 6.39 480.05 Mr. Raghavan MJ 12 10 9
Total 100 7,510.63 Launch Date 11-Apr-11
Benchmark NA
Risk Profile Low
FUND PERFORMANCE* NAV as on 29-Feb-24 22.0391
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 1.80
Discontinued Policy Fund 0.55% 3.40% 6.71% 4.94% 4.76% 6.32%
Benchmark NA NA NA NA NA NA

ASSET CATEGORY
Government Securities % of AUM
7.38% GOI CG 20-06-2027 9.00% DEBT RATING PROFILE
7.06% GOI CG 10-04-2028 8.65%
7.59% GOI CG 11-01-2026 5.87% 100.00%
0.00% GOI FRB_Gsec 07-11-2024 5.66%
364 D TB 26-12-2024 5.53%
0.00% GOI FRB_Gsec 04-10-2028 5.30%
7.35% GOI CG 22-06-2024 4.36%
7.52% Gujrat SDL 08-03-2025 SGS 3.34%
364 D TB 03-10-2024 2.88%
8.36% Maharashtra SDL 27-01-2026 2.24%
Others 40.78%
Total 93.61%

Money Market 6.39%

Grand Total 100% SOVEREIGN

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

25
February, 2024

EQUITY PENSION FUND II (SFIN – ULIF027300513PEEQIT2FND111) as on 29 February 2024

INVESTMENT OBJECTIVE: The objective of this fund is to provide high equity exposure targeting higher returns in the long term.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 80 100 99.60 8,730.61 Equity Debt Balanced
Debt 0 20 0.00 0.00 Mr. Raghavan MJ 12 10 9
Money Market 0 20 0.40 35.40 Vineet Lakhotia 4 0 2
Total 100 8,766.01 Launch Date 10-Jan-14
Benchmark Nifty 50
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 36.8291
Equity Pension Fund II 0.58% 12.57% 26.04% 13.83% 14.66% 13.71% Modified Duration 0.00
Benchmark 1.18% 14.17% 27.04% 14.41% 14.80% 13.34%

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 9.05% TOP 10 INDUSTRY SECTOR
ICICI Bank Ltd 7.71%
HDFC Bank Ltd. 7.32%
Mfg Of Food Products 3.00%
Infosys Limited 5.81%
Larsen & Toubro Ltd. 4.08%
Electric , Gas, Steam & Air Conditioning Supply 3.06%
Tata Consultancy Services Ltd. 4.00%
Bharti Airtel Ltd. 3.17%
Mfg Of Tobacco Products 3.17%
ITC Ltd. 3.17%
Tata Motors Ltd. 2.56%
Telecommunications 3.60%
Axis Bank Ltd. 2.53%
Others 52.14%
Civil Engineering 4.08%
Total 99.60%

Mfg Of Chemicals & Chemical Products 4.14%

Corporate Debt % of AUM

Total Mfg Of Motor Vehicles, Trailers & Semi-Trailers 6.87%

0.00%

Mfg Of Coke & Refined Petroleum Products 9.54%

Computer Program, Consult & Related Activities 13.69%

Money Market 0.40%

Financial & insurance Activities 24.18%

Grand Total 100%

Others 24.67%

DEBT RATING PROFILE

90.13%

7.81%

2.06%

AA SOVEREIGN AAA & Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

26
February, 2024

BOND PENSION FUND II (SFIN – ULIF028300513PENBON2FND111) as on 29 February 2024

INVESTMENT OBJECTIVE: The objective of this fund is to provide relatively safe and less volatile investment option mainly through debt instruments and accumulation of income
through investment in fixed income securities.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Debt 60 100 96.13 26,189.54 Equity Debt Balanced
Money Market 0 40 3.87 1,053.40 Mr. Saurab Passi 0 1 0
Total 100 27,242.94 Launch Date 10-Jan-14
Benchmark Crisil CompBex
Risk Profile Low to Medium
FUND PERFORMANCE* NAV as on 29-Feb-24 20.7582
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 7.03
Bond Pension Fund II 1.16% 3.91% 8.27% 5.12% 5.05% 7.46%
Benchmark 1.02% 3.91% 8.56% 5.72% 5.73% 8.22%

ASSET CATEGORY
Corporate Debt % of AUM
7.79% HDFC Bank B & D 24-11-2032 AA-013 4.31% TOP 10 INDUSTRY SECTOR
7.98% REC LIMITED B & D 30-04-2099 222 2.06%
7.79% RIL B & D 10-11-2033 P 1.85%
7.62% PFC B & D 15-07-2033 228B 1.75% Civil Engineering 0.02%
7.69% REC Limited B & D 31-01-2033 218 B 1.72%
7.65% IRFC B & D 18-04-2033 168 B 1.63%
7.60% PFC B & D 25-08-2033 BS 233C 1.53% Electric , Gas, Steam & Air Conditioning Supply 0.09%
8.70% Bharti Telecom Limited B & D 05-12-2025 XIII 1.47%
7.75% HDFC Bank B & D 13-06-2033 Us-006 1.32%
Real Estate Activities 0.18%
8.25% Mahindra & Mahindra Financial Services Limited B & D 26-03-2026 Ae2023-Strip
1.10%I
Others 24.68%
Total 43.42% Construction Of Buildings 0.27%

Government Securities % of AUM

6.54% GOI CG 17-01-2032 12.83% Mfg Of Basic Metals 0.99%
7.25% GOI CG 12-06-2063 12.07%
7.18% GOI CG 24-07-2037 5.88%
7.50% GOI CG 10-08-2034 5.63% Mfg Of Coke & Refined Petroleum Products 1.85%
7.37% GOI CG 23-01-2054 SGRB 5.29%
7.30% GOI CG 19-06-2053 4.05%
Financial & insurance Activities 40.28%
7.54% GOI CG 23-05-2036 2.31%
8.17% GOI CG 01-12-2044 1.63%
6.80% GOI CG 15-12-2060 1.61% Others 56.32%
7.73% GOI CG 19-12-2034 0.52%
Others 0.89%
Total 52.72%

Money Market 3.87%

DEBT RATING PROFILE
Grand Total 100%
54.94%

36.75%

7.13%
1.18%

AA AA+ SOVEREIGN AAA &

Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

27
February, 2024

MONEY MARKET PENSION FUND II (SFIN – ULIF029300513PEMNYM2FND111) as on 29 February 2024

INVESTMENT OBJECTIVE: To provide an option to deploy the funds in liquid and safe instruments so as to avoid market risk on a temporary basis.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Debt 0 20 12.70 180.51 Equity Debt Balanced
Money Market 80 100 87.30 1,241.10 Mr. Raghavan MJ 12 10 9
Total 100 1,421.61 Launch Date 10-Jan-14
Benchmark CRISIL T-Bill Index #
Risk Profile Low
FUND PERFORMANCE* NAV as on 29-Feb-24 18.1959
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 1.19
Money Market Pension Fund II 0.59% 3.32% 6.54% 5.62% 4.75% 6.08%
Benchmark 0.59% 3.59% 7.36% 6.11% 5.30% 6.57% # Upto 31st March 2018, benchmark is CRISIL Liquifex & from 1st April
2018 onwards benchmark is CRISIL T-Bill Index.
ASSET CATEGORY
Corporate Debt % of AUM
8.10% Bajaj Finance Limited B & D 08-01-2027 288-II 1.05%
TOP 10 INDUSTRY SECTOR
8.50% Au Small Finance Bank Limited Fd 17-02-2025 3.31%
Total 4.36%

Government Securities % of AUM

7.18% GOI CG 14-08-2033 1.42%
7.18% GOI CG 24-07-2037 6.92%
Total 8.34% Financial & insurance Activities 27.46%

Money Market 87.30%

Grand Total 100%

Others 72.54%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

28
February, 2024

DISCONTINUE PENSION FUND (SFIN – ULIF025300513PEDISCOFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: The objective of the fund is to achieve relatively less volatile investment return mainly through debt instruments and accumu lation of income through
investment in fixed interest securities and liquid investments.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Govt. Securities 60 100 94.17 3,929.37 Equity Debt Balanced
Money Market 0 40 5.83 243.38 Mr. Raghavan MJ 12 10 9
Total 100 4,172.74 Launch Date 22-Aug-14
Benchmark NA
Risk Profile Low
FUND PERFORMANCE* NAV as on 29-Feb-24 18.6175
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception Modified Duration 1.84
Discontinue Pension Fund 0.57% 3.39% 6.78% 5.05% 4.77% 6.74%
Benchmark NA NA NA NA NA NA

ASSET CATEGORY
Government Securities % of AUM
7.06% GOI CG 10-04-2028 8.39% DEBT RATING PROFILE
0.00% GOI FRB_Gsec 07-11-2024 6.59%
7.38% GOI CG 20-06-2027 5.44% 100.00%
6.79% GOI CG 15-05-2027 4.96%
7.59% GOI CG 11-01-2026 4.60%
8.28% GOI CG 21-09-2027 3.73%
7.52% Gujrat SDL 08-03-2025 SGS 3.61%
0.00% GOI FRB_Gsec 04-10-2028 3.58%
6.69% Madhya Pradesh SDL 17-03-2025 3.58%
364 D TB 26-12-2024 3.17%
Others 46.54%
Total 94.17%

Money Market 5.83%

Grand Total 100% SOVEREIGN

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

29
February, 2024

PURE FUND (SFIN – ULIF030290915PUREULPFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: The objective of this fund is to provide high equity exposure targeting higher returns in the long term. The Fund invests in Equities of sectors other than banks,
financial institutions and non-banking financial companies, breweries, distilleries, alcohol based chemicals, cigarettes, tobacco, entertainment (Films, TV etc), hotels, gambling, lotteries,
contests, leather, animal produce, sugar and hatcheries.
FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 80 100 97.59 1,008.13 Equity Debt Balanced
Money Market 0 20 2.41 24.94 Mr. Raghavan MJ 12 10 9
Total 100 1,033.07 Mr. Devesh R Dokwal 5 0 8
Launch Date 21-Jun-16
Benchmark NA
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 26.232
Pure Fund 1.16% 17.26% 36.68% 16.97% 17.33% 13.35% Modified Duration 0.00
Benchmark NA NA NA NA NA NA

ASSET CATEGORY
Equity % of AUM
Reliance Industries Ltd. 9.11% TOP 10 INDUSTRY SECTOR
Infosys Limited 5.51%
Larsen & Toubro Ltd. 3.98%
Electric , Gas, Steam & Air Conditioning Supply 3.32%
Cello World Limited 3.02%
Tata Motors Ltd. 2.85%
Mfg Of Food Products 3.68%
Godrej Consumer Products Ltd 2.75%
PI Industries Limited 2.48%
Trade Except Of Motor Vehicles And Motorcycles 3.97%
Sundram Fasteners Ltd 2.42%
ZF Commercial Vehicle Control Systems India Ltd 2.27%
Civil Engineering 3.98%
Glaxosmithkline Pharmaceuticals Ltd 2.22%
Others 60.98%
Mfg Of Basic Metals 4.46%
Total 97.59%

Mfg Of Pharm,Chemical & Botanical Products 6.49%

Money Market 2.41%

Grand Total Mfg Of Coke & Refined Petroleum Products 9.84%

100%

Mfg Of Chemicals & Chemical Products 10.43%

Mfg Of Motor Vehicles, Trailers & Semi-Trailers 12.90%

Computer Program, Consult & Related Activities 13.73%

Others 27.20%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

30
February, 2024

MIDCAP FUND (SFIN – ULIF031290915MIDCAPFUND111) as on 29 February 2024

INVESTMENT OBJECTIVE: The objective of this fund is to provide high equity exposure targeting higher returns in the long term by investing predomin antly in Midcap Companies.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 80 100 94.70 18,727.75 Equity Debt Balanced
Debt 0 20 1.39 275.78 Mr. Tarang Hora 2 3 4
Money Market 0 20 3.90 771.58 Mr. Vishal Modi 1 0 0
Total 100 19,775.11 Launch Date 21-Jun-16
Benchmark NIFTY Free Float Midcap 100
FUND PERFORMANCE* Risk Profile High
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 39.2562
Midcap Fund 1.81% 22.12% 51.27% 25.01% 24.36% 19.44% Modified Duration 0.00
Benchmark -0.48% 23.56% 60.49% 30.87% 27.59% 18.06%

ASSET CATEGORY
Equity % of AUM
Persistent Systems Limited 2.40% TOP 10 INDUSTRY SECTOR
Indian Hotels Co. Ltd. 2.28%
Rural Electrification Corporation Limited 2.25%
Mfg Of Computer, Electronic & Optical Products 2.86%
Trent Ltd. 2.18%
Federal Bank Ltd. 2.03%
Human Health Activities 3.30%
Power Finance Corporation Ltd. 2.00%
Bharat Electronics Ltd. 1.99%
Retail Trade, Except Of Motor Vehicles 3.40%
TVS Motor Co.Ltd 1.90%
Coforge Ltd. 1.83%
Mfg Of Pharm,Chemical & Botanical Products 4.41%
Cummins India Ltd. 1.76%
Others 74.08%
Mfg Of Basic Metals 4.74%
Total 94.70%

Mfg Of Electrical Equipment 5.05%

Corporate Debt % of AUM
INVESCO INDIA LIQUID FUND - GROWTH - DISTRIBUTOR 0.84%
LIC MF LIQUID FUND - DIRECT - GROWTH Electric , Gas, Steam & Air Conditioning Supply 5.09%
0.55%

Mfg Of Machinery & Equipment N.E.C. 5.09%

Total 1.39%
Computer Program, Consult & Related Activities 6.55%

Financial & insurance Activities 20.82%

Money Market 3.90%

Others 38.70%
Grand Total 100%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

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February, 2024

BOND OPTIMISER FUND (SFIN – ULIF032290618BONDOPTFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: The objective of this fund is to earn returns higher than pure fixed income fund by investing in a mix of Government securiti es, Corporate Bonds,
Money market instrument & upto 25% in Equity instruments.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Equity 0 25 21.38 574.89 Equity Debt Balanced
Debt 75 100 76.75 2,063.71 Mr. Tarang Hora 2 3 4
Money Market 0 25 1.87 50.26 Mr. Divesh Kumar 2 1 0
Total 100 2,688.86 Launch Date 31-Jan-19
Benchmark Nifty50 (20%) CompBEX(80%)
FUND PERFORMANCE* Risk Profile Low to Medium
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 19.7696
Bond Optimiser Fund 1.10% 6.83% 14.27% 8.13% 8.43% 14.34% Modified Duration 6.94
Benchmark 1.06% 5.93% 12.12% 7.54% 7.64% 9.18%

ASSET CATEGORY
Equity % of AUM
HDFC Bank Ltd. 1.88% TOP 10 INDUSTRY SECTOR
Reliance Industries Ltd. 1.83%
ICICI Bank Ltd 1.79%
Mfg Of Pharm,Chemical & Botanical Products 0.81%
Infosys Limited 1.25%
Larsen & Toubro Ltd. 0.85%
Mfg Of Chemicals & Chemical Products 0.83%
Trent Ltd. 0.72%
ITC Ltd. 0.63%
Mfg Of Basic Metals 1.07%
Tata Consultancy Services Ltd. 0.54%
Utkarsh Small Finance Bank Limited 0.50%
Mfg Of Motor Vehicles, Trailers & Semi-Trailers 1.13%
Tata Motors Ltd. 0.49%
Others 10.90%
Electric , Gas, Steam & Air Conditioning Supply 2.08%
Total 21.38%

Computer Program, Consult & Related Activities 2.42%

Corporate Debt % of AUM
7.68% BOB B & D 01-12-2033 XX-II 1.88%
7.75% HDFC Bank B & D 13-06-2033 Us-006 Civil Engineering 2.57%
1.28%
7.95% LIC Housing Fin B & D 21-02-2033 430 0.94%
8.27% REC Limited B & D 06-02-2025 130 Mfg Of Coke & Refined Petroleum Products 2.90%
0.93%
8.70% Bharti Telecom Limited B & D 05-12-2025 XIII 0.93%
7.95% LIC Housing Fin B & D 29-01-2028 359 Housing Finance 3.16%
0.93%
6.37% L & T Metro Rail (Hyderabad) Limited B & D 30-04-2025 A 0.91%
8.15% HDFC Ergo General Insurance Co.Ltd. B & D 20-02-2033 Financial & insurance Activities 22.13%
0.75%
7.79% RIL B & D 10-11-2033 P 0.75%
7.86% PFC B & D 12-04-2030 195 R-1 0.75% Others 60.89%
Others 13.12%
Total 23.18%

Government Securities % of AUM

7.18% GOI CG 24-07-2037 12.38% DEBT RATING PROFILE
7.30% GOI CG 19-06-2053 6.58%
67.75%
7.26% GOI CG 06-02-2033 6.12%
7.25% GOI CG 12-06-2063 5.65%
6.54% GOI CG 17-01-2032 3.59%
7.50% GOI CG 10-08-2034 2.98%
7.54% GOI CG 23-05-2036 1.77%
7.10% GOI CG 18-04-2029 1.64%
6.62% GOI CG 28-11-2051 1.57%
6.63% Tamil Nadu SDL 23-12-2035 1.40% 15.34%
14.49%
Others 9.90%
Total 53.57%
2.42%

Money Market 1.87%

AA AA+ SOVEREIGN AAA &
Equivalent
Grand Total 100%

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

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February, 2024

CORPORATE BOND FUND (SFIN – ULIF033290618CORBONDFND111) as on 29 February 2024

INVESTMENT OBJECTIVE: The objective of this fund is to earn steady income for policy holders by investing in debt instruments & optimise returns fo r the portfolio by
predominantly investing in corporate bonds of medium term maturities. This strategy reduces the volatility caused by sharp movements in interest rates.

FUND DESCRIPTION
Assets Mix (In %) Min Max Actual AUM (In Crs) No of Funds Managed
Fund Manager Name
Debt 70 100 95.36 885.16 Equity Debt Balanced
Money Market 0 30 4.64 43.07 Mr. Tarang Hora 2 3 4
Total 100 928.24 Launch Date 01-Feb-19
Crisil Medium term Gilt Index 20%
Benchmark
Crisil Medium term AAA index 80%
FUND PERFORMANCE* Risk Profile Low to Medium
Returns 1 Mth 6 Mths 1 yr 2 yrs 3 yrs Inception NAV as on 29-Feb-24 14.3641
Corporate Bond Fund 0.83% 3.37% 7.20% 4.66% 4.84% 7.39% Modified Duration 4.03
Benchmark 0.74% 3.50% 7.81% 4.79% 5.31% 7.53%

ASSET CATEGORY
Corporate Debt % of AUM
7.68% BOB B & D 01-12-2033 XX-II 5.46% TOP 10 INDUSTRY SECTOR
9.00% HDFC Bank B & D 29-11-2028 U-005 (HDFC) 2.80%
7.725% L&T B & D 28-04-2028 2.70%
8.85% Muthoot Finance Limited B & D 20-12-2028 30-A Opt I 2.70%
7.65% PGC B & D 11-01-2034 75- LXXV 2.70%
7.70% PGC B & D 12-10-2033 LXXIV-74 2.69% Real Estate Activities 0.53%
7.70% Tata Steel B & D 13-03-2025 2.68%
6.37% L & T Metro Rail (Hyderabad) Limited B & D 30-04-2025 A 2.64% Mfg Of Other Non-Metallic Mineral Products 1.62%
9.90% Tata Power B & D 25-08-2028 II 2.30%
7.79% RIL B & D 10-11-2033 P 2.18% Mfg Of Coke & Refined Petroleum Products 4.91%
Others 52.23%
Total 81.08%
Civil Engineering 6.96%

Government Securities % of AUM

7.18% GOI CG 24-07-2037 6.06% Mfg Of Basic Metals 7.00%
7.30% GOI CG 19-06-2053 2.74%
7.50% GOI CG 10-08-2034 1.33% Housing Finance 7.55%
7.26% GOI CG 06-02-2033 1.20%
7.70% Karnataka SDL 08-11-2033 SGS 0.55% Electric , Gas, Steam & Air Conditioning Supply 11.67%
8.27% Gujrat SDL 13-01-2026 0.55%
7.60% FCI B & D 09-01-2030 Vii A 0.54%
Financial & insurance Activities 40.86%
7.54% GOI CG 23-05-2036 0.33%
7.62% GOI CG 15-09-2039 0.28%
Others 18.92%
7.72% Karnataka SDL 06-12-2035 SGS 0.22%
Others 0.48%
Total 14.28%

Money Market 4.64%

DEBT RATING PROFILE
Grand Total 100% 59.50%

32.18%

6.86%
1.46%

AA AA+ SOVEREIGN AAA &

Equivalent

Debt fund manager, managing debt portion of Equity, Debt and Balanced oriented fund.
Equity fund manager, managing equity portion of Equity, Debt and Balanced oriented fund.

*i) Returns less than or equal to one year are absolute returns. Returns greater than a year are in terms of Compound AnnualGrowth Rate (CAGR) is expressed as a percentage rounded to the nearest 0.1%.
ii) Past performance of any of the funds is not indicative of their future performance.

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February, 2024

Risk Factors:

1. IN UNIT LINKED POLICIES, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

2. Unit Linked Life Insurance products are different from the traditional products and are subject to market risks.

3. The Linked Insurance products do not offer any liquidity during the first five years of the contract. The
policyholders will not be able to surrender/ withdraw the monies invested in Linked Insurance Products completely or
partially till the end of fifth year.

4. Premium paid in unit linked policies are subject to investment risks associated with capital markets and NAVs of
the units may go up or down based on the performance of fund and factors influencing the capital market and the
insured is responsible for his/her decisions.

5. SBI Life Insurance Co. Ltd. is only the name of the insurance company and the various products offered are only
the names of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its
future prospects or returns.

6. The various funds offered under SBI Life Unit Linked products are only the names of funds and do not in any way
indicate the quality of these funds, their future prospects and returns.

7. Please know the associated risk and applicable charges from your Insurance Advisor or the intermediary or the
policy document issued by the insurance company.

8. In case of surrender request during the first five years, the fund value shall be payable on the first working day of
the 6th policy year. In case of surrender request after 5th policy year, the fund value will be paid immediately.

9. “With effect from 1st November 2013, the composition of 'Debt and Money Market Instruments' has been further
split in to two separate Asset class 'Debt Instruments' and 'Money Market Instruments' respectively".

10. All benefits payable under this policy are subject to tax laws and other fiscal enactments in-effect from time to
time, please consult your tax advisor for details.

11. In case of Retirement Product*, benefits by way of surrender, complete withdrawal or maturity/vesting will be
available in the form of annuities except to the extent of commutation of such benefits as allowed under the
prevailing Income Tax rules.

* For Retirement products purchase with effect from January 01, 2014.

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