-RE )DPLO\ 3ROLF\ $GYLVRU\ *UDGH

2SHUDWLRQDO 0DQDJHPHQW
-RE 7LWOH 6WUDWHJLF )LQDQFH %XVLQHVV 3DUWQHU 'LUHFWRUDWH 5HVRXUFHV
'DWH 1RYHPEHU 9HUVLRQ

5ROH 3URILOH 'HWDLOV 6SHFLILF WR -RE )DPLO\

7KHVH UROHV SURYLGH D EURDG VHUYLFH WKDW VHW SROLF\ DQG SURYLGHV DGYLFH WR VXSSRUW DQG
DVVXUH DOO RI WKH FRXQFLO¶V GD\ WR GD\ DFWLYLWLHV 7KH\ JDWKHU LQIRUPDWLRQ UHTXLUHG E\ RWKHU
JURXSV WR PDNH VWUDWHJLF GHFLVLRQV DQG WUDQVODWH WKLV LQWR FRUSRUDWH SROLF\ DQG VWUDWHJLF
DGYLFH 7KH\ KDYH OLWWOH RU QR GLUHFW DFFRXQWDELOLW\ IRU RXWFRPHV KRZHYHU ZKDW WKH\ DUH
DFFRXQWDEOH IRU LV WKH TXDOLW\ RI DGYLFH WKH\ SURYLGH WR EXVLQHVV OHDGHUV

$W WKH ORZHU OHYHOV WKHVH UROHV WHQG WR IRFXV RQ UHVHDUFK DQG DQDO\VLV DQG WKH
LQWHUSUHWDWLRQ DQG LPSOHPHQWDWLRQ RI SROLFLHV $W WKH KLJKHU OHYHO UROH KROGHUV VHW VWUDWHJ\
GHYHORS SROLF\ DQG SURYLGH DVVXUDQFH DFURVV WKH &RXQFLO PRUH EURDGO\

5ROH 3URILOH 'HWDLOV 6SHFLILF WR *UDGH

5ROHV ZLOO IRFXV RQ LQWHUSUHWLQJ DQG DSSO\LQJ SROLFLHV WR VXSSRUW ORFDO QHHGV 7KLQNLQJ LV
IRFXVHG RQ VSHFLILF SDUWV RI WKH &RXQFLO UDWKHU WKDQ WKH &RXQFLO DV D ZKROH DQG LV XVXDOO\
OLPLWHG WR WKH DQQXDO EXVLQHVV SODQQLQJ F\FOH :LOO RSHUDWLRQDOLVH SODQV DQG GHSOR\
UHVRXUFHV WR PHHW WKHVH SODQV DQG REMHFWLYHV

/HDG SURIHVVLRQDOV GHOLYHULQJ D FDSDELOLW\ WR HQVXUH WKH HIIHFWLYH FRVW HIILFLHQW GHOLYHU\ RI
D VXSSRUW VHUYLFH

%ULHI 'HVFULSWLRQ RI MRE UROH DQG GHSDUWPHQW

7KH 6KDUHG )LQDQFH 6HUYLFH DPELWLRQ LV WR DGG YDOXH LQVSLUH VXFFHVV DQG WKLV UROH LV SDUW
RI WKH 6KDUHG )LQDQFH 6HUYLFH 6)6 WHDP FROOHFWLYHO\ UHVSRQVLEOH IRU GHOLYHULQJ 6)6
DFWLYLWLHV WR UHDOLVH WKLV DPELWLRQ 7KH UROH SURYLGHV GLUHFW VXSSRUW WR WKH +HDG RI )LQDQFLDO
3ODQQLQJ %XVLQHVV 3DUWQHULQJ

7KH SRVW KROGHU ZLOO SURYLGH VWUDWHJLF ILQDQFLDO EXVLQHVV SDUWQHULQJ VXSSRUW WR WKH
FRUSRUDWH FRUH DQG IURQW OLQH VHUYLFH DUHDV RI WKH &RXQFLOV 7KH SRVW KROGHU ZLOO EH
UHTXLUHG WR DFW DV D FULWLFDO IULHQG WR WKH &RXQFLO GHOLYHULQJ XVHIXO DQDO\VLV DQG LQVLJKW WKDW
LQIRUPV VWUDWHJLF GHFLVLRQ PDNLQJ DQG GULYHV VWURQJ ILQDQFLDO PDQDJHPHQW DFURVV WKH
&RXQFLO 7KH SRVW KROGHU ZLOO VXSSRUW WKH PDQDJHPHQW RI ILQDQFLDO ULVN WR SURWHFW WKH
ILQDQFLDO KHDOWK RI WKH &RXQFLO DQG WR HQVXUH ILQDQFLDO SODQQLQJ LV UREXVW DQG DOLJQHG WR
&RXQFLO SULRULWLHV 7KH SRVW KROGHU ZLOO ZRUN DV SDUW RI WKH 6HQLRU /HDGHUVKLS 7HDP RI WKH
VHUYLFH WR SURYLGH LQVSLUDWLRQDO OHDGHUVKLS DQG GULYH FXOWXUDO FKDQJH WR HQVXUH WKH VHUYLFH
UHIOHFWV WKH ,163,5( YDOXHV DQG DFKLHYHV H[FHOOHQW RXWFRPHV
5HSUHVHQWDWLYH DFFRXQWDELOLWLHV
” $SSO\ SURIHVVLRQDO MXGJHPHQW WR LQWHUSUHW DQG DSSO\ SROLFLHV DQG SURFHGXUHV WR PHHW
VSHFLILF ORFDO RU VHUYLFH QHHGV
” 3URYLGH GD\ WR GD\ PDQDJHPHQW DQG SURIHVVLRQDO VXSHUYLVLRQ WR VWDII WR HQVXUH
RSHUDWLRQDO SODQV DQG DFWLYLWLHV DUH GHOLYHUHG HIIHFWLYHO\
” 3URYLGH DVVXUDQFH WKDW WKH &RXQFLO¶V RSHUDWLRQV DUH EHLQJ FRQGXFWHG ZLWKLQ GHILQHG
UHJXODWRU\ VWDWXWRU\ DQG SURIHVVLRQDO VWDQGDUGV
” /HDG VPDOO SURMHFWV DQG LPSOHPHQW FKDQJHV DQG LPSURYHPHQWV ZLWKLQ DJUHHG FRVW
WLPH DQG TXDOLW\ VWDQGDUGV
” :KHUH UHOHYDQW PDQDJH VHUYLFH OHYHO EXGJHWV DQG UHVRXUFHV LQ RUGHU WR VXSSRUW WKH
GHOLYHU\ RI LQWHQGHG RXWFRPHV DQG GHPRQVWUDWH YDOXH IRU PRQH\

%XGJHWDU\ DFFRXQWDELOLWLHV
” 6XSSRUW WKH +HDG RI )LQDQFLDO 3ODQQLQJ %XVLQHVV 3DUWQHULQJ WR OHDG DQG FRRUGLQDWH
PHGLXP WHUP ILQDQFLDO SODQQLQJ IRU WKH &RXQFLO¶V UHYHQXH EXGJHWV
” 6XSSRUW DQG DGYLVH VHQLRU EXGJHW KROGHUV WR PDQDJH ILQDQFLDO ULVN DQG SURWHFW WKH
ILQDQFLDO KHDOWK RI WKH &RXQFLO
” &KDOOHQJH DQG VXSSRUW EXGJHW KROGHUV WR PDQDJH ZLWKLQ OLPLWHG DQG UHGXFLQJ
UHVRXUFHV
” 3URYLGH OLQH PDQDJHPHQW DQG EXGJHWDU\ FRQWURO RYHU D WHDP RI )7(¶V

6SHFLILF DFFRXQWDELOLWLHV

/HDGHUVKLS 0DQDJHPHQW

” 7DNH D SURDFWLYH UROH LQ SURYLGLQJ LQVSLUDWLRQDO OHDGHUVKLS WR WKH ILQDQFH WHDP DV

SDUW RI WKH 6HQLRU /HDGHUVKLS 7LHU RI WKH VKDUHG ILQDQFH VHUYLFH

” 3URYLGH GLUHFW OLQH PDQDJHPHQW RI VWDII WR VXSSRUW WKH DUHD RI WKH EXVLQHVV \RX
DUH DOORFDWHG WR DV 6WUDWHJLF )LQDQFH %XVLQHVV 3DUWQHU

” 6XSSRUW VWDII GHYHORSPHQW WKURXJK FRDFKLQJ DQG PHQWRULQJ

DFURVV WKH VHUYLFH KHOSLQJ WR IXOILO WKH 6KDUHG )LQDQFH 6HUYLFH DPELWLRQ RI JURZLQJ
RXU RZQ WDOHQW

” 3OD\ DQ DFWLYH UROH LQ &RXQFLO OHDGHUVKLS QHWZRUNV DQG OHDG E\ H[DPSOH WR HPEHG
FRUSRUDWH YDOXHV DQG EHOLHIV

7KH SRVW KROGHU ZLOO EH DVVLJQHG DV HLWKHU D FRUSRUDWH 6WUDWHJLF )LQDQFH %XVLQHVV
3DUWQHU RU DV D VHUYLFH GLUHFWRUDWH 6WUDWHJLF )LQDQFH %XVLQHVV 3DUWQHU 7KH IXQFWLRQDO
UHVSRQVLELOLWLHV IRU WKHVH DUHDV DUH DV IROORZV

&RUSRUDWH 6)%3
 ” 6XSSRUW WKH GHYHORSPHQW RI WKH 0HGLXP 7HUP )LQDQFLDO 3ODQ DQG WDNH
UHVSRQVLELOLW\ IRU HQVXULQJ WKH 07)3 LV XQGHUSLQQHG E\ UREXVW DQG DFFXUDWH
ZRUNLQJ SDSHUV
” /HDG DQG FR RUGLQDWH WKH FUHDWLRQ RI GHWDLOHG EXGJHW HVWLPDWHV HQVXULQJ WKHVH DUH
LPSOHPHQWHG RQ $SULO DQG DOLJQHG WR WKH SXEOLVKHG 07)3
” 6XSSRUW WKH +HDG RI )LQDQFLDO 3ODQQLQJ %XVLQHVV 3DUWQHULQJ WR SUHSDUH EXGJHW
UHSRUWV DQDO\VLV DQG EXGJHW RSWLRQV IRU FRQVLGHUDWLRQ E\ VHQLRU RIILFHUV 0HPEHUV
DQG &RXQFLO FRPPLWWHHV
” 3URYLGH GHWDLOHG DQDO\VLV RI JUDQW VHWWOHPHQWV DQG RWKHU IXQGLQJ DQQRXQFHPHQWV
HQVXULQJ ILQDQFLDO LPSDFW RQ WKH &RXQFLO LV DVVHVVHG DQG FRPPXQLFDWHG FOHDUO\ WR
VHQLRU RIILFHUV
” 5HVSRQG WR FRQVXOWDWLRQV DQG DVVHVV WKH ILQDQFLDO LPSDFW RI QHZ OHJLVODWLRQ DV
UHTXLUHG
” /HDG RQ IXWXUH \HDUV IRUHFDVWLQJ DQG VFHQDULR SODQQLQJ IRU LQFRPH IURP %XVLQHVV
5DWHV DQG &RXQFLO 7D[ ZRUNLQJ FORVHO\ ZLWK WKH )LQDQFLDO 5HSRUWLQJ &RQWURO
0DQDJHUV WR SURYLGH H[SHUW DGYLFH RQ WKH EXGJHWDU\ LPSDFW RI WKH FROOHFWLRQ IXQGV
” 6XSSRUW WKH +HDG RI )LQDQFLDO 3ODQQLQJ %XVLQHVV 3DUWQHULQJ WR DOLJQ ILQDQFLDO
SODQV WR RWKHU FRUSRUDWH SROLFLHV DQG VWUDWHJLHV LQFOXGLQJ WKH FRUSRUDWH SODQ DQG WR
GHYHORS D VWURQJ XQGHUVWDQGLQJ RI WKH &RXQFLO¶V ILQDQFLDO SRVLWLRQ DQG DVVRFLDWHG
FKDOOHQJHV DFURVV WKH &RXQFLO DQG H[WHUQDO VWDNHKROGHUV
” &R RUGLQDWH WKH FRPSOHWLRQ RI VWDWXWRU\ UHWXUQV RU DG KRF UHTXHVWV IRU LQIRUPDWLRQ
UHODWLQJ WR )LQDQFLDO 3ODQQLQJ RU %XGJHWV
” %XLOG DQG PDLQWDLQ UHODWLRQVKLSV ZLWK NH\ VWDNHKROGHUV ERWK LQWHUQDO DQG H[WHUQDO
WDNLQJ D SURDFWLYH UROH LQ UHOHYDQW SURIHVVLRQDO QHWZRUNV DQG LQIRUPDWLRQ IRUXPV
” :RUN FROODERUDWLYHO\ ZLWK VHUYLFH GLUHFWRUDWH 6WUDWHJLF )LQDQFH %XVLQHVV 3DUWQHUV
WR HQVXUH NH\ ILQDQFLDO ULVNV WR WKH &RXQFLO DUH DSSURSULDWHO\ UHIOHFWHG LQ PHGLXP
WHUP ILQDQFLDO SODQV DQG VWUDWHJLF EXVLQHVV SDUWQHU UHVRXUFH LV WDUJHWHG WRZDUGV
WKH PDQDJHPHQW DQG PLWLJDWLRQ RI WKHVH ULVNV
” 6XSSRUW WKH VHQLRU PDQDJHPHQW WHDP RI WKH &RXQFLO WR RYHUVHH LPSOHPHQWDWLRQ RI
EXGJHW SURSRVDOV DQG XSGDWH PHGLXP WHUP ILQDQFLDO SODQV LQ OLJKW RI QHZ DQG
HPHUJLQJ ILQDQFLDO LVVXHV
” 3URYLGH KLJK TXDOLW\ SURIHVVLRQDO DGYLFH RQ WKH ILQDQFLDO LPSOLFDWLRQV RI FRUSRUDWH
SURSRVDOV DQG GUDIW ILQDQFLDO FRPPHQWV RQ &RPPLWWHH 5HSRUWV WR LQIRUP GHFLVLRQ
PDNLQJ
” /HDG RQ WKH GHYHORSPHQW RI D 6)6 FXOWXUH WKDW HQFRXUDJHV FKDOOHQJH DQG
HPSRZHUV ILQDQFH VWDII WR FKDOOHQJH VHUYLFHV WR GHOLYHU PRUH IURP WKHLU ILQDQFLDO
UHVRXUFHV E\ WHVWLQJ WKH VWDWXV TXR DQG VHHNLQJ LPSURYHG RXWFRPHV
” (PSRZHU VWDII WR IXOILO WKHLU SRWHQWLDO DQG FUHDWH LQWHUHVWLQJ YDULHG FDUHHU SDWKV
WKURXJK HIIHFWLYH DSSUHQWLFHVKLSV DQG WUDLQLQJ VFKHPHV DQG VXSSRUWLQJ LQGLYLGXDOV
WR JDLQ UHOHYDQW ILQDQFLDO TXDOLILFDWLRQV

6HUYLFH 'LUHFWRUDWH 6)%3

” /HDG DQG PDQDJH WKH SURYLVLRQ RI EXVLQHVV SDUWQHU VXSSRUW WR RQH RU PRUH
GLUHFWRUDWHV HQVXULQJ WHDP UHVRXUFHV DUH WDUJHWHG WRZDUGV PDQDJLQJ NH\
ILQDQFLDO ULVNV DQG RSSRUWXQLWLHV
” 3URYLGH GLUHFW VXSSRUW WR RQH RU PRUH &RXQFLO GLUHFWRUV HQDEOLQJ WKHP WR SOD\ WKHLU
SDUW LQ SURWHFWLQJ WKH ILQDQFLDO KHDOWK RI WKH &RXQFLO DQG VXSSRUWLQJ WKHP WR GHOLYHU
UREXVW ILQDQFLDO PDQDJHPHQW LQ WKHLU VHUYLFH DUHDV
” 6XSSRUW WKH GHYHORSPHQW RI WKH 0HGLXP 7HUP )LQDQFLDO 3ODQ DQG WDNH
UHVSRQVLELOLW\ IRU HQVXULQJ VHUYLFH EXGJHW SURSRVDOV DUH FKDOOHQJHG DQG WHVWHG WR
HQVXUH WKH\ DUH UHDOLVWLF YLDEOH DQG EDVHG RQ FRPPHUFLDOO\ VRXQG DVVXPSWLRQV
” 6XSSRUW WKH FUHDWLRQ RI GHWDLOHG EXGJHW HVWLPDWHV IRU \RXU VHUYLFH DUHDV HQVXULQJ
WKHVH DUH DOLJQHG WR WKH SXEOLVKHG 07)3
” 6XSSRUW WKH +HDG RI )LQDQFLDO 3ODQQLQJ %XVLQHVV 3DUWQHULQJ WR SUHSDUH EXGJHW
UHSRUWV DQDO\VLV DQG EXGJHW RSWLRQV IRU FRQVLGHUDWLRQ E\ VHQLRU RIILFHUV 0HPEHUV
DQG &RXQFLO FRPPLWWHHV
” 5HVSRQG WR FRQVXOWDWLRQV DQG DVVHVV WKH ILQDQFLDO LPSDFW RI QHZ OHJLVODWLRQ DV
UHTXLUHG
” 6XSSRUW WKH +HDG RI )LQDQFLDO 3ODQQLQJ %XVLQHVV 3DUWQHULQJ WR DOLJQ ILQDQFLDO
SODQV WR VHUYLFH SROLFLHV DQG VWUDWHJLHV DQG WR GHYHORS D VWURQJ XQGHUVWDQGLQJ RI
WKH &RXQFLO¶V ILQDQFLDO SRVLWLRQ DQG DVVRFLDWHG FKDOOHQJHV DFURVV WKH &RXQFLO DQG
H[WHUQDO VWDNHKROGHUV
” &R RUGLQDWH WKH FRPSOHWLRQ RI VWDWXWRU\ UHWXUQV RU DG KRF UHTXHVWV IRU LQIRUPDWLRQ
UHODWLQJ WR 6HUYLFH EXGJHWV
” %XLOG DQG PDLQWDLQ UHODWLRQVKLSV ZLWK NH\ VWDNHKROGHUV ERWK LQWHUQDO DQG H[WHUQDO
WDNLQJ D SURDFWLYH UROH LQ UHOHYDQW SURIHVVLRQDO QHWZRUNV DQG LQIRUPDWLRQ IRUXPV
” 'HOLYHU H[FHOOHQW VWUDWHJLF EXVLQHVV SDUWQHU VXSSRUW WR &RXQFLO VHUYLFHV WR
R SURYLGH KLJK TXDOLW\ SURIHVVLRQDO DGYLFH DQG VXSSRUW WR EXGJHW PDQDJHUV
GHOLYHULQJ XVHIXO LQVLJKWV DQG WUDQVODWLQJ EXVLQHVV LQWHOOLJHQFH LQWR EXVLQHVV
VXFFHVV
R VXSSRUW FRUH ILQDQFLDO SURFHVVHV DQG DFWLYLWLHV IRU UHYHQXH DQG FDSLWDO
EXGJHWV LQFOXGLQJ ILQDQFLDO SODQQLQJ DQG EXGJHWLQJ ILQDQFLDO PDQDJHPHQW
DQG PRQLWRULQJ DFWLYLWLHV DQG ILQDQFLDO \HDU HQG SURFHVVHV
R VXSSRUW DQG FKDOOHQJH VHUYLFHV WR PDQDJH NH\ ILQDQFLDO ULVNV DQG SOD\ WKHLU
SDUW LQ SURWHFWLQJ WKH ILQDQFLDO KHDOWK RI .LQJVWRQ &RXQFLO
R $GG YDOXH WR WKH &RXQFLOV DV HIIHFWLYH EXVLQHVV SDUWQHUV
R $FW DV WKH VHUYLFH JDWHZD\ WR WKH 6KDUHG )LQDQFH 6HUYLFH HQVXULQJ
VWDNHKROGHUV KDYH DSSURSULDWH DFFHVV WR KLJK TXDOLW\ SURIHVVLRQDO DGYLFH
DQG H[SHUWLVH IURP DFURVV WKH 6KDUHG )LQDQFH 6HUYLFH
” :RUN FROODERUDWLYHO\ ZLWK FRUSRUDWH 6WUDWHJLF )LQDQFH %XVLQHVV 3DUWQHUV WR HQVXUH
NH\ ILQDQFLDO ULVNV WR WKH &RXQFLO DUH DSSURSULDWHO\ UHIOHFWHG LQ PHGLXP WHUP
ILQDQFLDO SODQV DQG VWUDWHJLF EXVLQHVV SDUWQHU UHVRXUFH LV WDUJHWHG WRZDUGV WKH
PDQDJHPHQW DQG PLWLJDWLRQ RI WKHVH ULVNV
” $FW DV DQ HQDEOHU IRU \RXU VHUYLFH DUHDV SURDFWLYHO\ VHHNLQJ RSSRUWXQLWLHV WR DGG
DQG SUHVHUYH YDOXH ZKLOVW VXSSRUWLQJ WKH 6 RIILFHU WR IXOILO WKHLU VWDWXWRU\
UHVSRQVLELOLWLHV E\ SURYLGLQJ D ³6 SHUVSHFWLYH´ WR VHUYLFH GHFLVLRQ PDNLQJ
 ” 6XSSRUW WKH GLUHFWRUDWH PDQDJHPHQW WHDP IRU \RXU VHUYLFH DUHDV WR RYHUVHH
LPSOHPHQWDWLRQ RI EXGJHW SURSRVDOV DQG SURYLGH XSGDWHV IRU LQFOXVLRQ LQ PHGLXP
WHUP ILQDQFLDO SODQV LQ OLJKW RI QHZ DQG HPHUJLQJ ILQDQFLDO LVVXHV
” 3URYLGH KLJK TXDOLW\ SURIHVVLRQDO DGYLFH RQ WKH ILQDQFLDO LPSOLFDWLRQV RI VHUYLFH
SURSRVDOV DQG GUDIW ILQDQFLDO FRPPHQWV RQ &RPPLWWHH 5HSRUWV WR LQIRUP GHFLVLRQ
PDNLQJ
” /HDG RQ WKH GHYHORSPHQW RI D 6)6 FXOWXUH WKDW HQFRXUDJHV FKDOOHQJH DQG
HPSRZHUV ILQDQFH VWDII WR FKDOOHQJH VHUYLFHV WR GHOLYHU PRUH IURP WKHLU ILQDQFLDO
UHVRXUFHV E\ WHVWLQJ WKH VWDWXV TXR DQG VHHNLQJ LPSURYHG RXWFRPHV
” (PSRZHU VWDII WR IXOILO WKHLU SRWHQWLDO DQG FUHDWH LQWHUHVWLQJ YDULHG FDUHHU SDWKV
WKURXJK HIIHFWLYH DSSUHQWLFHVKLSV DQG WUDLQLQJ VFKHPHV DQG VXSSRUWLQJ LQGLYLGXDOV
WR JDLQ UHOHYDQW ILQDQFLDO TXDOLILFDWLRQV

3HUVRQ VSHFLILFDWLRQ NQRZOHGJH VNLOOV H[SHULHQFH DQG EHKDYLRXUV UHTXLUHG LQ WKH

UROH

(VVHQWLDO .QRZOHGJH DQG ([SHULHQFH

” &RPSOHWHG D UHOHYDQW SURIHVVLRQDO TXDOLILFDWLRQ WKDW VXSSRUWV GHOLYHU\ RI IXQFWLRQDO

UHVSRQVLELOLWLHV H J &,3)$ &,0$ 0%$ HWF RU GHPRQVWUDEOH HTXLYDOHQW
H[SHULHQFH RI RSHUDWLQJ DW WKDW OHYHO
” ([SHULHQFH RI ZRUNLQJ ZLWKLQ D EXVLQHVV SDUWQHULQJ PRGHO DQG RU WKH DELOLW\ WR
GHPRQVWUDWH DQ DZDUHQHVV RI ZKDW LV UHTXLUHG WR GHOLYHU WKH RXWFRPHV RI WKH
PRGHO
” ([SHULHQFH RI ZRUNLQJ DORQJVLGH VHQLRU PDQDJHUV LQ D 6HQLRU )LQDQFH UROH
” ([SHULHQFH RI ZRUNLQJ ZLWKLQ D ILQDQFH WHDP ZKLFK LV FXVWRPHU IRFXVHG
” ([SHULHQFH RI GHOLYHULQJ VWUDWHJLF ILQDQFH DGYLFH ZLWKLQ D ODUJH DQG FRPSOH[
RUJDQLVDWLRQ
” ([SHULHQFH RI SURYLGLQJ DGYLFH DQG FKDOOHQJH WR EXGJHW KROGHUV PDQDJHUV DQG
)LQDQFH FROOHDJXHV
” ([SHULHQFH RI OHDGLQJ RU SURYLGLQJ ILQDQFLDO VXSSRUW WR FKDQJH SURJUDPPHV DQG
EXVLQHVV LPSURYHPHQW LQLWLDWLYHV RU GHYHORSPHQW RI FRUSRUDWH VWUDWHJ\
” ([SHULHQFH RI GHYHORSLQJ LQ GHSWK WHFKQLFDO XQGHUVWDQGLQJ RI FRPSOH[ ILQDQFLDO
LVVXHV WR VXSSRUW ILQDQFLDO SODQQLQJ

'HVLUDEOH .QRZOHGJH DQG ([SHULHQFH

” ([SHULHQFH RI VXFFHVVIXOO\ GHOLYHULQJ FXVWRPHU HQJDJHPHQW DFWLYLWLHV RU EXVLQHVV

SDUWQHULQJ LQ D ODUJH DQG FRPSOH[ RUJDQLVDWLRQ
” ([SHULHQFH RI GHYHORSLQJ H[SHUWLVH LQ QRQ ILQDQFLDO VXEMHFWV WR VXSSRUW FXVWRPHUV
” ([SHULHQFH RI LQWHUSUHWLQJ FRPSOH[ RU GHWDLOHG OHJLVODWLRQ SROLF\ RU VWUDWHJ\
GRFXPHQWV WR LGHQWLI\ ILQDQFLDO LPSOLFDWLRQV DQG GHOLYHU LQVLJKW
” ([SHULHQFH RI GHYHORSLQJ RU FRQWULEXWLQJ WR PHGLXP WHUP ILQDQFLDO SODQV DQG
VWUDWHJLHV
 ” .QRZOHGJH DQG H[SHULHQFH RI UHOHYDQW VHUYLFH DUHDV RU FRUSRUDWH ILQDQFLDO
PDQDJHPHQW

&DSDELOLWLHV DQG %HKDYLRXUV

” 6WURQJ QXPHULFDO DQG DQDO\WLFDO VNLOOV ZLWK DELOLW\ WR SURYLGH GHWDLOHG DQG DFFXUDWH
LQIRUPDWLRQ DW SDFH ZLWK OLWWOH RYHUVLJKW
” &DSDELOLW\ WR ZRUN LQGHSHQGHQWO\ PDNLQJ GHFLVLRQV DQG WDNLQJ UHVSRQVLELOLW\ IRU
UHVROYLQJ LVVXHV
” $ELOLW\ WR LQWHUSUHW FRPSOH[ RU GHWDLOHG OHJLVODWLRQ SROLF\ RU VWUDWHJ\ GRFXPHQWV WR
LGHQWLI\ ILQDQFLDO LPSOLFDWLRQV DQG GHOLYHU LQVLJKW
” $ELOLW\ WR PDQDJH FRQIOLFW RU FRPSHWLQJ REMHFWLYHV WR GHOLYHU FUHDWLYH DQG
LQQRYDWLYH VROXWLRQV WKDW FRQWULEXWH WRZDUGV DFKLHYLQJ FRUSRUDWH SULRULWLHV
” 6WURQJ SHUIRUPDQFH PDQDJHPHQW FDSDELOLWLHV
” $ELOLW\ WR GHYHORS VWURQJ ZRUNLQJ UHODWLRQVKLSV DQG HVWDEOLVK SHUVRQDO FUHGLELOLW\
ZLWK D ZLGH UDQJH RI VWDNHKROGHUV ERWK ZLWKLQ DQG RXWVLGH RI WKH &RXQFLO
” )OH[LEOH DQG DJLOH DSSURDFK WR ZRUN WKDW IRFXVHV RQ DFKLHYHPHQW RI RXWFRPHV DQG
KLJK TXDOLW\ VHUYLFHV WKDW PHHW FXVWRPHU QHHGV
” (QWKXVLDVWLF DQG HPSDWKHWLF DSSURDFK WR FRDFKLQJ PHQWRULQJ DQG LQVSLULQJ
FROOHDJXHV XVLQJ KLJK OHYHOV RI HPRWLRQDO LQWHOOLJHQFH WR DFKLHYH KLJK VWDQGDUGV RI
SHUVRQDO DQG WHDP SHUIRUPDQFH
” &UHDWLYH DSSURDFK WR SUREOHP VROYLQJ DQG LPSURYLQJ GHOLYHU\ RI ILQDQFH VHUYLFHV
” &RPPHUFLDOO\ DVWXWH PLQGVHW WKDW LV RSHQ WR FKDQJH DQG HPEUDFHV LQQRYDWLRQ
” 2SHQ DQG DGDSWLYH DSSURDFK WR OHDGHUVKLS WDNLQJ SHUVRQDO UHVSRQVLELOLW\ IRU
DFKLHYLQJ VXFFHVV IRU WKH 6KDUHG )LQDQFH 6HUYLFH

0DQGDWRU\ DFFRXQWDELOLWLHV UHTXLUHPHQWV IRU DOO /%6 VWDII

” (QVXUH DOO KHDOWK DQG VDIHW\ VWDQGDUGV DUH DGKHUHG WR IRU WKH UHOHYDQW ZRUN DUHD
” 7R FDUU\ RXW GXWLHV DQG UHVSRQVLELOLWLHV LQ DFFRUGDQFH ZLWK WKH &RXQFLO¶V &RUH
” 9DOXHV DQG (TXDOLW\ DQG 'LYHUVLW\ 3ROLF\ DQG DOO RWKHU %RURXJK DQG GHSDUWPHQWDO
SROLFLHV DQG SURFHGXUHV