Benefit Illustration for Shriram Life Early Cash Plan

128N093V01

IRDAI Reg No:128

Name: SHOBHA SHOBHA Sum Assured : 220300.00
Date Of Birth: 01/01/1980 Policy Term : 15
Age (in yrs): 44 PPT : 15
Gender: Female Mode: Yearly
Total Benefits
Guaranteed Benefit Non Guaranteed Benefit @ 4% p.a Non Guaranteed Benefit @ 8% p.a
Including Guaranteed and Non-Guaranteed Benefits
Maturity Benefit Death Benefit
Single / Surrende Surrende Surrende Cash Total Total Total Death Total Death
Policy Guaranteed Cash Bonus Death Maturity Reversionary Cash Reversionary Cash
Annualised r Benefits r Benefits r Benefits Bonus Paid Maturity Maturity Benefit 4% Benefit 8%
Year Additions Paid Benefits Benefits Bonus Bonus Paid Bonus Bonus Paid
Premiums (GSV) (SSV) (SSV) Benefit 4% Benefit 8%

1 23442.00 0.00 7710.50 0.00 234420.00 0.00 0.00 550.75 0.00 8261.25 0.00 0.00 234420.00 234420.00

2 23442.00 0.00 7710.50 7434.00 242131.00 0.00 0.00 4377.00 550.75 4377.00 8261.25 0.00 0.00 242131.00 242681.00

3 23442.00 0.00 7710.50 11506.00 242131.00 0.00 0.00 8283.00 550.75 8283.00 8261.25 0.00 0.00 242131.00 242681.00

4 23442.00 0.00 7710.50 27454.00 242131.00 0.00 0.00 13512.00 550.75 13512.00 8261.25 0.00 0.00 242131.00 242681.00

5 23442.00 0.00 7710.50 37694.00 242131.00 0.00 0.00 20341.00 550.75 20341.00 8261.25 0.00 0.00 242131.00 242681.00

6 23442.00 0.00 7710.50 49965.00 242131.00 0.00 0.00 28903.00 550.75 28903.00 8261.25 0.00 0.00 242131.00 242681.00

7 23442.00 0.00 7710.50 64265.00 242131.00 0.00 0.00 39375.00 550.75 39375.00 8261.25 0.00 0.00 242131.00 242681.00

8 23442.00 0.00 7710.50 80595.00 242131.00 0.00 0.00 51814.00 550.75 51814.00 8261.25 0.00 0.00 242131.00 242681.00

9 23442.00 0.00 7710.50 98955.00 242131.00 0.00 0.00 66619.00 550.75 66619.00 8261.25 0.00 0.00 242131.00 242681.00

10 23442.00 0.00 7710.50 122381.00 253852.00 0.00 0.00 83861.00 550.75 83861.00 8261.25 0.00 0.00 253852.00 275964.00

11 23442.00 0.00 7710.50 147690.00 278466.00 0.00 0.00 103717.00 550.75 103717.00 8261.25 0.00 0.00 278466.00 302974.00

12 23442.00 0.00 7710.50 175496.00 303080.00 0.00 0.00 126188.00 550.75 126188.00 8261.25 0.00 0.00 303080.00 329984.00

13 23442.00 0.00 7710.50 206727.00 327694.00 0.00 0.00 151787.00 550.75 151787.00 8261.25 0.00 0.00 327694.00 356994.00

14 23442.00 0.00 7710.50 239609.00 352308.00 0.00 0.00 180528.00 550.75 180528.00 8261.25 0.00 0.00 352308.00 384004.00

15 23442.00 0.00 7710.50 276067.00 376922.00 220300.00 0.00 211488.00 550.75 211488.00 8261.25 245886.00 264498.00 376922.00 411013.00

Disclosures:
(1) Annualized premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any Goods & Service Tax. Refer Sales literature for explanation of terms used in this illustration.
(2) This is only an illustration and does not in any way create any rights and/or obligations.
(3) This illustration is applicable to a healthy individual and acceptance of the proposal is suject to underwriting. Premiums relating to riders and non-standard risks are excluded from the above.
(4) The above amounts assume that all premiums have been paid on due date.
(5) Once bonuses have been declared and added to your policy, they become guaranteed. However, the level of future bonuses yet to be declared may change during the policy term depending on factors including expense, mortality and investment experience of the
participating fund.
(6) For the purpose of illustrations, 4% and 8% as the lower and higher rates of investment returns have been assumed in accordance with the guidelines issued by the Life Council and IRDA and the actual returns may be higher or lower than these the assumed rates.
(7) Surrender value payable is higher of GSV or SSV.

Policy Details
Policy Option Early Cash Sum Assured Rs. 220300.00
Bonus Type Cash Bonus Sum Assured on Death (at inception of the policy) Rs. 234420.00

Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST 23442.00 0.00 23442.00
Instalment Premium with First Year GST 24497.00 24497.00
Instalment Premium with GST 2nd Year Onwards 23969.00 23969.00
I
I, VIKASH JANGIR (V03199) , have explained the premiums, and benefits under the product fully to the prospect / ,.................................................having received the information with respect to the above, have understood the
Policyholder. above statement before entering into the contract

9887265194

3/9/2024 5:35:00 PM

Date: Signature of Agent / intermediary / Date: Signature of the Prospect /

Official / Specified Person Policy holder's
signature
Place: