Investment

Opportunities in
Fixed Deposit
Individuals & HUF
Individuals & HUF
 Non - Cumulative Deposit
Period (Months) Monthly % p.a. Quarterly % p.a. Half-Yearly % p.a. Yearly % p.a.

12 7.34 7.39 7.46 7.60

18 7.48 7.53 7.60 7.75
24 7.76 7.82 7.89 8.05
30 7.9 7.96 8.04 8.20
36 7.95 8.01 8.09 8.25
42 8 8.06 8.14 8.30
50 (JUBILEE) 8.18 8.24 8.33 8.50

60 8.18 8.24 8.33 8.50

Cumulative Deposit
Period (Months) Rate % (p.a at monthly Effective yield % p.a Maturity value for Rs. ₹
rests) 5000/-
12 7.34 7.6 5,380
18 7.48 7.9 5,590
24 7.76 8.37 5,835
30 7.9 8.71 6,085
36 7.95 8.95 6,340
42 8 9.21 6,610
50 (JUBILEE) 8.18 9.71 7,025

60 8.18 10.07 7,515

Additional interest of 0.50%* p.a. will be paid for Senior citizen (Completed age 60 years)
Additional interest of 0.10%* p.a. will be paid to Women Depositors.
 Tenure
Cumulative Option* ROI (p.a.) Non-Cumulative Option ROI (p.a.)
(Months)

Tentative yield
ROI (p.a.) Monthly Quarterly Half Yearly Annual
to maturity

12 – 23 7.35% 7.35% 7.11% 7.15% 7.22% 7.35%

24 – 35 7.00% 7.25% 6.79% 6.83% 6.89% 7.00%

36 – 47 7.70% 8.31% 7.44% 7.49% 7.56% 7.70%

48 – 59 7.40% 8.26% 7.16% 7.20% 7.26% 7.40%

60 -71 7.50% 8.71% 7.25% 7.29% 7.36% 7.50%

72 – 84 7.40% 8.91% 7.16% 7.20% 7.27% 7.40%

120 7.40% 10.42% 7.16% 7.20% 7.27% 7.40%

Senior citizens (above 60 years) will be eligible for 0.25% additional Rate of Interest
Senior citizen special rates applicable for deposits upto ₹ 1 crore.
 Cumulative Plan Non-Cumulative

Tenure

Cumulative Monthly Quarterly Yearly

(In Months) **Indicative Yield (Cumulative option)
Plan Income Plan Income Plan Income Plan

>=12 to <24 7.00% 7.00% 6.80% 6.85% 7.00%

>=24 to <36 7.35% 7.62% 7.10% 7.15% 7.35%
>=36 to <60 7.45% 8.02% 7.20% 7.25% 7.45%
>=60 to <=120 7.30% 8.45% 7.05% 7.10% 7.30%
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 Terms and Conditions
• FD Rates are applicable as on of 1st July '23
• Rates are subject to changewithou prior notice by the issuers
• KYC completion is mandatory for all FDs
• FD are subject to issuances by the Issuers
• TDS will be deducted from all Ingterests as applicable.