Your Policy Schedule

Your Policy Number: OIM-MSM111326

Premium Details

Total Premium £190.25

Your premium includes 20% Insurance Premium Tax. Any premium associated with your declared medical conditions is included within this amount and will be
specified on your medical declaration.

Policy Details

Date of Issue 07/03/2024

Type of Cover Oasis Gold Annual

Level of Cover Annual Multi-Trip

Start Date 08/03/2024

End Date 07/03/2025

Maximum Days Per Trip 31

Geographical Region Europe 2

Countries of Travel Europe 2

Additional Cover
Options Selected

Main Policyholder Details

Policyholder Craig Johnston

Full Address 14 Cassillis Street,

,
,
Ayr,
KA7 1DN
 Insured Persons

Name Date of Birth Age Medical Conditions Declared

Craig Johnston 09/10/1972 51 Y

Michelle Johnston 25/01/1971 53 N

Where pre-existing medical conditions have been declared to us and cover accepted these will be detailed on a separate Medical Declaration for each person
who has declared pre-existing medical conditions.

Contact Information

For New Sales, General Queries and Existing Policy Holders:

Tel: 0330 041 8147

Email: travel.sales@oasis-insurance.co.uk

Emergency Medical Assistance Helpline

For emergency medical assistance, medical related expenses, repatriation and evacuation claims.

Please call the assistance company at any time of the day or night:

Tel: +44 (0)1403 788 724 (from anywhere except the USA, Canada or Mexico)
Tel: +1 844 780 0494 (Toll free from the USA or Canada)
Tel: 00 1 819 780 0494 (from Mexico)

Claims
Travel Claims
Tel: 0330 041 8146 (local rate call)
Contact: Oasis Insurance Travel Claims, 308-314 London Road, Hadleigh, Benfleet, Essex, SS7 2DD
Online: www.submitaclaim.co.uk/oasistravel

Here you will be able to submit your claim online for all claims other than those shown below.

Email: info@csal.co.uk

We can send you a claim form either by post or by email, or you can download one from www.csal.co.uk/claim-forms

For Gadget, Financial Failure or Legal Costs and Expenses, see https://oasisinsurance.co.uk/claims

How to renew your policy

We will contact you at least 28 days before your policy is due for renewal each year to let you know the price and terms and conditions that will apply for the
following year. If you'd like to make any changes or cancel the cover, please let us know prior to the renewal date.

You have chosen to opt in to automatic renewal giving us permission to store your card details, we'll automatically renew your policy at your next renewal date.
We will charge the card that you originally used to pay for your policy 5 days prior to your renewal date. Should we be unable to take payment, we will advise
you that your payment has failed and that payment is due within 7 days or your policy will not renew.

You are able to opt out of automatic renewals at any time throughout the duration of your policy by contacting us directly or via MyOasis, the customer self-
service portal.

If you declared medical conditions as part of your policy, your renewal premium will include any additional premium and is subject to no change in your medical
history. It is important you ensure your renewal premium still meets your needs and the answers captured are correct. If anything has changed, you must tell
us at your earliest convenience.
Summary Table of Benefits
Your policy wording contains your full table of benefits. The Table below summarises the main sections of cover and Benefits and Excess applicable (per
person). This table does not include all benefits and or Optional Sections of Cover purchased that are listed above.

Cover Sum Insured Excess

Medical emergency and repatriation expenses £20,000,000.00 £50.00

UK trip limit £2,000.00 £100.00

Hospital confinement benefit £1,500.00 £0.00

Mugging hospitalisation benefit £1,500.00 £0.00

Medical - Emergency dental treatment £750.00 £50.00

Physiotherapy and Alternate Treatment £1,500.00 £50.00

Medical - Additional travel and accommodation expenses £2,000.00 £0.00

Funeral expenses abroad or cremation expenses abroad £5,000.00 £0.00

Cancellation £5,000.00 £50.00

Curtailment and loss of holiday £5,000.00 £50.00

Personal Accident - Death: aged 18-65 £25,000.00 £0.00

Personal Accident - Death: aged 17 and under or aged 66 and over £5,000.00 £0.00

Personal Accident - Disablement: aged 18-65 £25,000.00 £0.00

Personal Accident - Disablement: aged 17 and under or aged 66 and over £5,000.00 £0.00

Personal possessions £3,000.00 £50.00

Single Article Limit £500.00 £50.00

Valuables £400.00 £50.00

Personal money £1,000.00 £50.00

Cash £500.00 £50.00

Passport and other documents £300.00 £50.00

Gadget (Basic) - AD, Theft, MD & Loss £1,000.00 £50.00

Gadget Cover £1,000.00 £50.00

Gadget (Basic) - Single Item, Pair or Set £1,000.00 £50.00

Gadget (Basic) - Unauthorised Use £1,000.00 £0.00

Baggage delay on outward journey £600.00 £0.00

Missed departure £1,500.00 £50.00

Missed Connection £1,000.00 £0.00

Travel delay benefit £500.00 £0.00

Abandonment after 12 hours £5,000.00 £50.00

Personal liability £2,000,000.00 £50.00

Legal costs and expenses £25,000.00 £0.00

Kennel and cattery fees £400.00 £0.00

Covid-19 - Cancellation £5,000.00 £50.00

Covid-19 - Curtailment £5,000.00 £50.00

Covid-19 - Emergency medical and repatriation expenses £20,000,000.00 £50.00

Sports & Activities £Included £50.00

COVID-19 cover
This policy will provide Coronavirus cover in respect of Cancellation, Curtailment and Emergency Medical and Repatriation Expenses as defined in the COVID-
19 section of the policy wording.

There is no cover if you have to cancel your trip as a result of you being unable to travel due to government travel restrictions (e.g. National Lockdown or Tier
Restrictions). If you decide to travel anyway, this policy will not cover you for any peril that may arise, and any subsequent claim under any section of cover in
the policy will be rejected.

FCDO advice – how this impacts your cover

This policy will only be valid if you do not travel against the published advice of the FCDO or against government travel restrictions. As such, if the
government enforce a travel restriction or the FCDO advises against all travel or non-essential travel to a particular country, island(s) or region, and you
decide to travel anyway, this policy will not cover you for any issue that may arise, and any subsequent claim will be rejected.

Global Health Insurance Card (GHIC)

The UK Government has replaced the European Health Insurance Card (EHIC) with the Global Health Insurance Card (GHIC). The GHIC lets you get state
healthcare in Europe at a reduced cost or sometimes for free. If you have an EHIC it will be valid until the expiry date on the card. Once it expires, you’ll need
to apply for a GHIC to replace it. If you are travelling in Europe, we strongly advise that you obtain a GHIC. To find out more and apply for your free card visit -
https://www.gov.uk/global-health-insurance-card

Oasisinsurance.co.uk is a trading name of UK Oasis Group Limited (Companies House Company Number: 12985786) which is authorised and regulated by
the Financial Conduct Authority, FCA Firm Reference Number 943570. Registered address: 20-22 Wenlock Road, London, N1 7GU.

Travel Insurance from Oasisinsurance.co.uk is arranged and administered by Taurus Insurance Services Limited, www.taurus.gi, authorised and regulated in
Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the
UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

This Insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales
with registered company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, EC3M 5BN, United Kingdom. Great Lakes
Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority, firm reference number 955859,
and the Prudential Regulation Authority. Legal Expenses are underwritten by DAS Legal Expenses Insurance Company Limited, registered company number
00103274 and whose registered office address is DAS Parc, 4A Greenway, Bedwas House Industrial Estate, Bedwas, Caerphilly, CF83 8DW, United Kingdom,
and registered with the Financial Conduct Authority in the UK under firm reference number 202106. You can check this on the Financial Services Register by
visiting; register.fca.org.uk or by contacting the Financial Conduct Authority on 0800 111 6768.