Task 1

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TASK 1:

The table gives information about the total number of employees and
industries that processed silk in two regions in the UK from 1851 to 1901.
Overall, it can be seen that the number of workers has decreased every year.
On the other hand, the building facility to produce silk has fluctuated
In terms of the sum of people who work in this sector, it has always
decreased every 10 years. The proportion of demography by gender also
appears to have a significant difference. Female dominates the total number of
workers, evidenced by the total amount that is much more than male. Over 50
years, the average reduction of employees is 20.000 to 30.000 people.
Regarding to factories, there is an interesting phenomenon. From 1851
to 1861, the building has increased dramatically to around 500. However,
starting from 1871, it decreased gradually even though the number is about 40
to 60 and has experienced a slight increase
TASK 2:
In the modern era, while many people recently changed their payment
methods to using a credit card, some argue that it causes the issue of
unaffordable payments for their debts. From my perspective, instead of some
problems with the accumulation of debt, I believe that the advantages of credit
cards significantly outweigh their disadvantages.
The first advantage of this payment method is that cardholders can gain
many benefits offered by banks, such as discount promotions and instalments
with low interest. It can be explained by the fact that nowadays most banks try
to encourage people to using their credit cards, and then give numerous
appealing offers to compete with other banks to attract potential customers.
For instance, the bank cooperates with restaurants and shopping malls to
create an interesting discount for customers who use their credit cards to pay
for their meals, goods, or services in those restaurants or stores.
Another point that can be potentially beneficial for people using this kind
of payment is their fraud protection system. The prime reason for this is that
this cashless option allows a person to use their bank's money for their
payments in advance. For example, when the system alerts that a customer has
just been charged a considerable amount of money, a bank's staff will call this
customer to confirm whether they did it or not. Consequently, this customer
will be protected from fraudulent crimes, and the bank will avoid any further
problems caused by fraudulent transactions.
In conclusion, despite the several inconveniences of paying off an
unexpected balance by misusing this non-cash method, I personally believe
that their advantages like promotions and fraud protection are significantly
beneficial if cardholders use them properly.

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