Go Digit General Insurance Ltd.

Schedule/Certificate
Digit Commercial Vehicle Package Policy - Passenger Carrying Vehicle UIN No.: IRDAN158RP0002V01201819

OEM
Inbuil
t Non Name VINOD KUMAR BHARTIY Vehicle Registration No. NEW
E/115, SECTOR I, L D A COLONY KANPUR ROAD, L D Partner Name DEEXHA TIWARI
Address
KFZ A COLONY, LUCKNOW,Lucknow-226012 Partner Code 1146764
Pass Mobile xxxxxxxxx5472 Partner Email piyushmishra752@gmail.com
Email pxxxxxxxxxxxxx2@gxxxl.com Partner Mobile No. 8303701702
PAN (POSP) BAPPT6722A
N
FH Aadhar No. -- For claims,contact us at 1800-258-5956
3
N YOUR POLICY DETAILS

y
ic
Policy No. D134088335 / 02022024 Policy Issue Date 02-Feb-2024 Invoice Date 02-Feb-2024

l
Po
From 02-Feb-2024 20:34:03

e
Period of Policy

iv
BAP To 01-Feb-2025 23:59:59

s
en
NCB % (Current Policy) 0% Policy Type Public Carrier

eh
Compulsory Deductible 50 Voluntary Deductible --

pr
m
POSP YOUR VEHICLE DETAILS

Co
Make SRD RENEWABLES Trailer Reg. No. RTO Location Lucknow,UTTAR

el
ic
Model/Vehicle Variant Year of Regn. / -- / 2024 Licensed Seating

eh
SRD / E RICKSHAW Manufacturing Capacity 5
(Sub-Type)

V
Power

al
Engine No. 900WAA6101228129 Chassis No. MD9SRDETWRA178129 7.8 KW

ci
114

er
Fuel Type Electric Gross Vehicle Weight 705KG Vehicle Body Type OEM Inbuilt Non AC

m
G0 -- Permit Type Wheels 3

om
Goods Type Public Carrier
E

tC
Odometer FASTag Number Financier Details

i
ig
D
KFZ Agency POSP
01

YOUR VEHICLE IDV (THE MAXIMUM MONEY YOU CAN GET IN CASE OF A CLAIM)
2-
-0

G01 Vehicle IDV IDV of Electrical IDV of Non-Electrical CNG/LPG KIT IDV Trailer IDV Body IDV Total IDV
25

C (`) Accessories (`) Accessories (`) (`) (`) (`) (`)

20

39 111000 -- -- -- -- -- 111000.00
2
-0

OWN DAMAGE PREMIUM [A] (`) LIABILITY PREMIUM [B] (`)

- 02
24

Own Damage Premium (`) 705.98 Basic Third-Party Liability (`) 4337.00
20

Add-Ons Premium (`) 0.00

PA cover for Owner-Driver (`) --
D

4. NCB Discount Amount (`) -0.00

SR

Legal Liability to Paid (`) Driver (Persons:1) 50.00

ES
BL

Total OD Total Act

705.98 Premium (`)
A

(`)
63 Premium 4387.00
EW

Net Premium [A+B} (`) 5092.98

N
RE

CGST @ 9% = (`458.37) + SGST/UTGST @ 9% = (`458.37) 916.74

43
D

87
SR

.0 Total Premium (`) 6009.72

EW

Public
N

CSC ID
IY
RT

VLE / RAP Name

A

VLE / Mobile Number

BH
R
A

Special Terms: 1) Any loss or damage to the Insured Vehicle resulting from Fire/ self-ignition / short circuiting whilst charging of battery or stationed at
M

charging station is excluded from the scope of cover. 2) Loss of Battery due to Theft, Burglary or Housebreaking is excluded from the scope of cover unless
KU

the complete vehicle is stolen at same time. 3) Deductible Applicable to Theft Claims: 25% of Insured Declared Value (IDV).
D

N
O

Note: The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships, voluntary excess, anti-theft
N

handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported vehicle etc., wherever applicable).
VI

If the “Own Damage Cover” under your policy is cancelled during the policy period, then your policy shall be governed by the standard terms and conditions
of “Act only” policy for the Third Party Cover during the remaining period of policy.
PO Deductible Applicable to Theft Claims: 25% of Insured Declared Value (IDV). In case of an accident to your vehicle, please intimate us immediately for SPOT
SURVEY. Failure to intimate in time could prejudice your claim.
K
ENDORSEMENT
Invoice Number Invoice Date Net Premium Igst Cgst Sgst Utgst Cess Gross Premium

Policy No: D134088335

Page No: 1 of 3
Go Digit General Insurance Ltd, GST Reg No 09AACCO4128Q1ZY , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address
:Kanpur Business Centre,3rd Floor, Sai Square, Bhargava Estate Civil Lines, Near Income Tax office,Kanpur,Uttar Pradesh,PIN-208001. Website :
www.godigit.com.
Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN – 560095, IRDAI Reg No. 158,
CIN – U66010PN2016PLC167410
 Go Digit General Insurance Ltd. Schedule/Certificate
Digit Commercial Vehicle Package Policy - Passenger Carrying Vehicle UIN No.: IRDAN158RP0002V01201819

0.00 0.00 0.00 0.00 0.00 0.00 0.00

OTHER DETAILS
Previous Insurer --
Previous Policy No. -- Previous Policy Expiry Date --
IMT - Endorsements IMT-20,IMT-21,IMT-40

Invoice Number IA123192231

GSTIN/UIN No. Unregistered State Code 9

Payment Mode Float Cheque/Transation No

y
ic
Bank Name IFSC/MICR No --

l
Po
Premium Payment Details Receipt No. RA145808395 Receipt Date

e
iv
Nominee Details --

s
en
eh
pr
Details of Existing Damages --

m
Co
Other details --

e
l
ic
eh
Follow these rules like you follow the rules of the road.

V
al
Geographical Area -Any accidental loss damage and/or liability caused sustained or incurred within India shall be covered subject to and

ci
Conditions, unless specifically agreed and endorsed. Limitation as to use - The policy covers use of the vehicle only under a permit within the

er
meaning of the Motor Vehicles Act 1988 or such a carriage falling under sub-section (3) of Section 66 of the Motor Vehicles Act, 1988. The policy

m
om
does not cover use for Organised racing, Pace Making, Reliability Trials, Speed Testing, Use whilst drawing a trailer except the towing (other
than for reward) of any one disabled Mechanically propelled vehicle (only for Passenger Carrying Vehicle). Person or Class of persons entitled

tC
to drive - Any person including the insured 1) Provided that a person driving holds a valid & effective driving license at the time of the accident

i
ig
and is not disqualified from holding or obtaining such a license.2) Provided also that the person holding a valid & effective Learner's license may
D
also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989 and any subsequent
01

amendment as applicable. Limits of Liability: 1) Under Section I of the policy - IDV as shown in the schedule. 2) Under Section II - 1 (i) of the
2-

policy: Death of or bodily injury - Such amount as is necessary to meet the requirements of the Motor Vehicles Act, 1988. 3) Under Section II - 1
-0

(ii) of the policy: Damage to Third Party Property - `6000 4) P.A. Cover for Owner Driver under Section III (CSI): `
25

PUC Declaration:The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or
before the date of commencement of the Policy . NCB Declaration: The premium has been charged and policy has been issued subject to NCB
20

declared by you as an insured. In the event of NCB found wrongly declared at any point of time during policy period, all benefits and coverages
2

under the Policy in respect of section I of the Policy will stand forfeited. If there is any disagreement, write to us within 7 days from the date of
-0

issuance of policy or before the start date of period of insurance whichever is earlier.
02

Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.
-
24

PA Owner Driver Declaration:The Policy has been issued without Compulsory Personal Accident Cover to Owner Driver on the basis of your
20

declaration that you do not hold a valid Driving License on or before the date of commencement of this Policy / already have an alternate
D

Personal Accident insurance cover of Rs. 15 Lakhs

SR

Break in Insurance: In case of a break-in, the company may conduct pre-inspection of the vehicle and in such a case, Own Damage cover
ES

(Section -I) of the policy would not commence unless the pre-inspection of the vehicle has been done and the acceptance of risk is subject to
BL

evaluation of the vehicle inspection report. In case of any adverse findings in the report, the Company, at its discretion, may cancel the Policy as
A

per the Motor Tariff.

EW

Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage will be excluded at the time of claim settlement.
Policy would be void on the ground that it was obtained of material fact or by a representation of fact which was false in some material
N

particular.
RE

Cheque dishonor / Non-receipt of payment premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-
D

receipt of payment.
SR

Violation of Motor Vehicle Act: This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any
EW

subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the
N

vehicle is used or driven otherwise than in accordance with this Schedule. This policy is subject to the standard policy wordings, warranties and
IY

conditions applicable for this product in addition to Indian Motor Tariff. Any payment made by the Company by reason of wider terms appearing
RT

in Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain
Terms And Right Of Recovery) in the policy.
A
BH

Note: The policy is issued in utmost good faith, relying on the information shared by insured at the time of obtaining the policy. The terms and
conditions detailed in this policy schedule as well as the policy document sent by Digit shall prevail in case of any dispute.
R
A
M
KU
D
O
N
VI

Policy No: D134088335

Page No: 2 of 3
Go Digit General Insurance Ltd, GST Reg No 09AACCO4128Q1ZY , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address
:Kanpur Business Centre,3rd Floor, Sai Square, Bhargava Estate Civil Lines, Near Income Tax office,Kanpur,Uttar Pradesh,PIN-208001. Website :
www.godigit.com.
Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN – 560095, IRDAI Reg No. 158,
CIN – U66010PN2016PLC167410
 Go Digit General Insurance Ltd. Schedule/Certificate
Digit Commercial Vehicle Package Policy - Passenger Carrying Vehicle UIN No.: IRDAN158RP0002V01201819

For & On Behalf of Go Digit General Insurance Ltd.

Wish to go through your detailed policy wordings, click here.

In case of claim or any other query, please contact our 24-hour Praveen Bhat
Call Centre at 1800-258-5956 or email us at hello@godigit.com Senior Vice President - Customer Experience
praveen.bhat@godigit.com
or visit our website Digit Insurance: Car, Bike, Health & Travel Authorized Signatory
Insurance Online . Printed, Signed, and Executed at Bengaluru
For instant resolution, you can ping us “Hi” on WhatsApp at 702 Consolidated Stamp Duty has been paid as per Letter of
606 1234 Authorization No.67-B/04/2017-18 Date: 30th May 2017
For Claims Notification and Procedure click here. issued by Department of Stamps and Registration ,
Bengaluru- 560009 - KARNATAKA.
Hey,our document is now digitally signed
Click here to view the certificate.
For instant resolution, you can ping us “Hi”

y
on WhatsApp at 702 606 1234

icl
Po
e
s iv
en
eh
pr
m
Co
le
ic
V eh
al
ci
er
m
om
tC
i
ig
D
01
2-
-0
25
20
2
-0
02
-
24
20
D
SR
ES
BL
A
EW
N
RE
D
SR
EW
N
IY
RT
A
BH
R
A
M
KU
D
O
N
VI

Policy No: D134088335

Page No: 3 of 3
Go Digit General Insurance Ltd, GST Reg No 09AACCO4128Q1ZY , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address
:Kanpur Business Centre,3rd Floor, Sai Square, Bhargava Estate Civil Lines, Near Income Tax office,Kanpur,Uttar Pradesh,PIN-208001. Website :
www.godigit.com.
Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN – 560095, IRDAI Reg No. 158,
CIN – U66010PN2016PLC167410