Name: Score:
1 2
INCOME/ EXPENSE/ SAVINGS JOURNAL
No to minimal entries
Completeness
are made.
The journal is made with
more than ten
Neatness
erasures/alterations and
is not comprehensible.
The format was not
Format
followed.
Ratio of Savings from Has not made any
Income/Allowance savings.
Ratio of Expenses from
Spend all allowance.
Income/ Allowance
No evidence has been
Savings Evidence
submitted.
Savings is made once
Frequency of Savings
the entire semester.
FINANCIAL BUDGETS/SUMMARY/REPORTS
The journal is made with
more than ten
Neatness
erasures/alterations and
is not comprehensible.
The format was not
Format
followed.
Has never prepared a
Budget
budget.
Actual savings is less
Ratio of Budget vs than the budgeted. And
Actual expenses are higher
than actual.
Basic Finance Personal Financial Management Rubrics
3 4 5
Most of the entries are Some of the entries are Most of the entries are
Entries are made daily.
missing. missing. made.
The journal is made with
The journal is made with The journal is made with The journal is made with
more than ten erasures/
five to ten erasures/ three to five erasures/ zero to three (3)
alterations but is
alterations. alterations. erasures/ alterations.
comprehensible.
Proper format of
Proper format of Proper format of Proper format of
recording was not
recording was followed recording was followed recording was
followed but is
sometimes. most of the time. consistently followed.
comprehensible.
Saved less than 10% of Saves at least 10% of Saves at least 15% of Saves at least 20% of
income/ allowance. income/ allowance. income/ allowance. income/ allowance.
Spending is 90% of the Spending is 80% of the Spending is 70% of the Spending is 60% of the
allowance. allowance. allowance. allowance.
Has submitted evidence Has submitted evidence Has submitted evidence Has submitted evidence
once. twice. more than thrice. all the time.
Savings is made twice Savings is made once a Savings is made every
Savings is made weekly.
the entire semester. month. other week.
The journal is made with
The journal is made with The journal is made with The journal is made with
more than ten erasures/
five to ten erasures/ three to five erasures/ zero to three (3)
alterations but is
alterations. alterations. erasures/ alterations.
comprehensible.
Proper format of
Proper format of Proper format of Proper format of
recording was not
recording was followed recording was followed recording was
followed but is
sometimes. most of the time. consistently followed.
comprehensible.
Prepares budget weekly,
Prepares budget once. Prepares budget twice. Prepares budget weekly.
but had missed once.
Actual savings is equal Actual savings is slightly Actual savings is slightly
Actual savings is greater
or slightly than the greater or equal to the greater or equal to the
than the budgeted.
budgeted. Actual budgeted. Actual budgeted. Actual
Actual savings is 30%
expenses is 10% lower savings is 10% lower savings is 20% lower
lower than the budget.
or equal to the budget. than the budget. than the budget.