Internet Banking (IFT, IBG, IBFT)

Intrabank Instant
Funds Interbank Transfer
Transfer (IFT) GIRO (IBG) (IBFT) Transfer Within Own Accounts
Fees and Charges (RM per No Charges RM0.10 No charges No Charges
transaction) (for both Local
& LIFB*
Daily transaction limit (RM per RM50,000 RM50,000 RM50,000 RM1,000,000 combined limit with
day) combined combined combined Bank Islam to Own Bank Islam,
limit** limit** limit** Tabung Haji to Own Tabung Haji,
SSPN-i to own SSPN-i

Payment reference
i) Availability of payers’ names Payment Yes Yes, for
and payment references in reference in payment
beneficiaries’ bank statement Internet references
Transaction except payers’
Statement / names
History – Yes
Hardcopy
statement –
No
ii) Availability of beneficiaries’ Yes Yes Yes
names and payment references
in payers’ bank statement
Note: Availability of names in
statement will be made available
in Dec 2014. Availability of
names and payment reference
for channels not yet available in
Hardcopy Statement will be
made available in Dec 2014

Future-dated payments Yes Yes –

Operating hours 24 hours 18 hours (6am 24 hours
– 12midnight)
Crediting time
i) Monday – Friday Immediate Before 5.00am Immediate
: Same day by
11.00 am
5.01am – 8.00
am : Same day
by 2.00 pm
8.01am –
11.00am :
Same day by
5.00 pm
11.01am –
2.00pm : Same
day by 8.00 pm
2.01 pm – 5.00
pm : Same day
by 11.00 pm
After 5.00pm :
Next working
 Intrabank Instant
Funds Interbank Transfer
Transfer (IFT) GIRO (IBG) (IBFT) Transfer Within Own Accounts
day by 11.00
am
ii) Non-business days Immediate Next working Immediate
day by 11.00
am
Refund time
Monday – Friday Immediate Before 5.00 am Immediate
(Upon : Same day by (upon funds
beneficiary 5.00 pm received from
consent) 5.01 am-8.00 RFI)
am : Same day
by 8.00 pm
8.01 am-11.00
am : Same day
by 11.00 pm
11.01 am-2.00
pm : Next
working day by
11.00 am
2.01 pm-5.00
pm : Next
working day by
11.00 am
After 5.00 pm :
Next working
day by 5.00 pm
Non-business day Immediate Next working Immediate
(upon day : By 5.00 (upon funds
beneficiary pm received from
consent) RFI)
** RM50,000 combined limit with Third Part within Bank Islam, Interbank Giro (IBG), Instant Transfer (IBFT),
DuitNow, Tabung Haji to Bank Islam (Own/ Third), Bank Islam to Tabung Haji (Own/ Third), Tabung Haji to Third
Party Tabung Haji, SSPN-i to Bank Islam (Own/Third), Bank Islam to SSPN-i (Own/Third), SSPN-i to Third Party
SSPN-i