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You can download the paper by clicking the button above. The study recommended that the
monetary authorities and deposit money banks in Nigeria should enlighten their customers on the
convenience and importance of adopting e-banking channels in completing their transactions. UCB's
have recognized the vitality of Digitalization and perceives this as an opportunity to increase their
performance and competitiveness. The traditional IT-architectures were embodied in desktop
computing and wired networking architecture, which was supported by proprietary electronic
network like wide area network (WAN) and value-added network (VAN). This includes the risks
and benefits of Online Banking, its reliability and accessibility to make transactions and other
banking activities. This study adopted Mixed research approach which is both qualitative and
quantitative. Banking environment has become highly competitive today Banking environment has
become highly competitive today 43394328 e-banking 43394328 e-banking Tech developments in
banking sector Tech developments in banking sector Overview of information system and its need in
banks,Online banking, Mobile. Loaning, Investment are crucially important for its people. To
substantiate the variables selection for DEA model the received data was processed, using such
methods, as correlation analysis, linear regression analysis, analysis of mean values, and two-samples
Kolmogorov-Smirnov test. The impact of information technology especially internet is visible
everywhere in almost all domains like hospitality, education, banking, etc. Originality: A robust
banking system makes the lives of the average individual easier, its real impact is felt in the smooth
functioning of businesses. The type of firm may include; manufacturing units, departments of big
organizations such as universities, schools, banks, bank branches, hospitals, power plants, police
stations, tax offices, prisons, defense bases, and even practicing individuals. This method is easy to
apply and uses a linear programming model. Mere developing infrastructure will not help attract the
customers but they need to be approved by some authority to be of international standards. It an
electronic device that allows customers to have access. This paper aims to fill that gap by studying
the effects of digitalisation on bank performance using interviews of 30 employees from ten banks.
These novel online services are likely to be significant in differentiating e-banking from traditional
retail banking. Regression Analysis and Anova were used for data analysis. Information Technology
(IT) has evolved over time and has changed the way business is conducted. Practical implications-
The results of the study provide insights for bankers and policymakers to enhance Urban Cooperative
Banking sector. Over the last decade, most of the banks completed the transformation to technology-
driven organisations. To this end, measuring the efficiency of decision-making units (DMUs) has
been growing in today's banking system. Banking industry is one of the most obvious examples of
this in which introduction of products related with information technology in electronic payments,
internet banking, security investments, information exchanges, banks can offer more diverse and
effective services to all it customers with less manpower. Literature Review - According to Sharma
and Bhagwat (2003) Rajaraman, 2018) evaluated information systems performance according to
operational efficiency of the information system, downtime and the responsiveness of the system. To
develop an e-banking application we require a combination of web site development techniques such
as content and user interface design together with object-oriented Information systems development
techniques. An ex-post facto research design was used and a normality test was carried out to
establish the goodness of the data; descriptive statistics and a multicollinearity test were conducted
in which the independent variables were found good. Findings: The results of the research show that
partially and simultaneously social factors, Affect, suitability of tasks, long-term consequences,
conditions that facilitate the use of information technology, and complexity affect the utilization of
information technology. A simple online survey of their available websites allowed one to view all
the available transactions and activities connected to electronic banking or internet banking. The
objective is to survey all the local banks in Malaysia and observe what products and services they
wish to offer to the community. Is this Information System helping in providing the security to
Banking Industry.
The research results assisted the authors in providing general recommendations about the variables
selection for DEA application in the Latvian banking sector. This paper is designed to examine the
significance of Information and Communication Technology (ICT) in the development of the
banking industry. This concept is new and practical to people who have the knowledge and means to
accept this convenient and safe mode of operation. It includes offering of information and selected
services through the World Wide Web by banks and other financial service firm. In addition, this
study also shows the existence of 2. This class is increasingly sophisticated and uses technology as
part of their strategy. A mathematical evaluation method is proposed for this study. The New
Relationship OrientedThe New Relationship Oriented. The purpose of this study is to provide an
overview of the implementation of digital banking services and customer protection for risks from
digital banking services. Online banking is a technological advancement that has brought about such
a change. Thus Information Technology which affects each and every part of the Supply Chain acts
as the key driver to provide higher responsiveness while simultaneously improving efficiencies. To
browse Academia.edu and the wider internet faster and more securely, please take a few seconds to
upgrade your browser. HSBC is one of the world's largest banking and financial services
organisation. The banking sector in India is passing through tectonic changes with the onslaught of
digital technologies. Networking means sharing of information, giving messages and being in face to
face contact even when apart. Accordingly, Levy et al. (2011) (Kuvandikovich,, 2020) in their study
showed that the alignment between International Journal of Academic Research in Business and
Social Sciences 2016, Vol. 6, No. 12 ISSN: 2222-6990 680 information system and strategy, the
user- friendliness and the functionality of the system play an important role in the SME’s
performance. Authors found a dearth of literature relating to the effects of digitalisation on bank
performance. These four banks are the only banks in Nigeria that have consistently retained their
brand names and remain quoted in the Nigerian Stock Exchange since 1997. One of the main
benefits of using information systems is that it helps enterprise in storing huge amount of data with
security. This happens because MB transactions are emergency and simple with smaller transaction
limits so that the number of MB transactions is large and in line with increasing operational
efficiency and bank profitability, and the number of digital bank transactions in the form of Internet
banking does not affect bank profitability even though it has controlled liquidity (LDR). ). This is
because IB transactions are complex with a nominal limit per transactio. Urban cooperative banks
(UCB) which was started to cater the banking needs is also gradually transforming into technology
banking. Health care, Illness, Medical terms 1044 Words 4 Pages How to do literature review. The
objective is to survey all the local banks in Malaysia and observe what products and services they
wish to offer to the community. It was recommended that the network operators should educate the
general public about the merits and demerits of the new technology as well as equipping their outlets
with the state-of-the-art equipments. Significance of study A significance of this study to know
about the information system which is used in the Banking industry. The Convenience Activity on
TQM of Advanced Technology on User Expectation of. Deepa Paul A tough on the banking catches
of the end of Kerala, Gilbert. The larger the change in Information Technology system the greater is
the risk of negative impact on operations. The findings showed that R 2 captured 0.560 of the
relationship between Automated teller machine, internet banking and mobile banking on bank
performance in Ekiti State. It has been offering various services to the customers.
Regression Analysis and Anova were used for data analysis. With the help of this study, researcher
can know about the security system. Findings: The results of the research show that partially and
simultaneously social factors, Affect, suitability of tasks, long-term consequences, conditions that
facilitate the use of information technology, and complexity affect the utilization of information
technology. Various benefits of using information system in banking industry are all discussed in this
report. Authors found a dearth of literature relating to the effects of digitalisation on bank
performance. This winner presents a huge review of 165 fraction articles cared on the adoption of.
Financial institutions and consumers recognize the fact that attacks and financial frauds are becoming
more complex and are perpetrated by a different class of criminal. Likewise, to investigate the
determinants of efficiency Tobit model was used. Financial institutions like bank are facilitating
their products, pricing and transactions for mobile channels. To browse Academia.edu and the wider
internet faster and more securely, please take a few seconds to upgrade your browser. Based on the
findings of the study, it is recommended, among others, that Education and sensitization of
customers on how to use the various mobile apps and other applications for transactions should be
carried out and intensified by Deposit Money Ban. Accordingly, Levy et al. (2011) (Kuvandikovich,,
2020) in their study showed that the alignment between International Journal of Academic Research
in Business and Social Sciences 2016, Vol. 6, No. 12 ISSN: 2222-6990 680 information system and
strategy, the user- friendliness and the functionality of the system play an important role in the
SME’s performance. In Ethiopia banking industry embraces about nineteen commercial banks.
Which included both close-ended and openended questions which helped the respondents express
their views deeply. Practical implications-The results of the study provide insights for bankers and
policymakers to enhance Urban Cooperative Banking sector. The New Relationship OrientedThe
New Relationship Oriented. Service innovation in the use of information technology encourages
banks to enter the era of digital banking services. Secondary data were obtained from Central Bank
of Nigeria statistical bulletin. So there is a need to understand the bank customers' acceptance of this
service and to examine the factors affecting their intentions to use mobile banking. To explore the
nature and real impact of IT on the banking sector, it is imperative to know how technological
knowledge has changed from traditional banking to e-banking.The key differences between the
traditional bricks-and-mortar banking and e-banking in the IT-infrastructure can be summarized in
the Table format shown above. As per the point of views of Layton, 2016, banking technology refers
to the use of data and various communication technologies together to make the banks able to offer
better to all its customers in an affordable and reliable manner. You can download the paper by
clicking the button above. To make a decision on the usage of internet banking the most imperative
aspect is security. However, despite the innovative ideas in digital banking, there still exists gaps as
some banks still fail and face imminent collapse. All of the 26 Pakistani commercial banks, which are
registered with the State Bank of Pakistan, have been included in the study. Thus, internet
technology has overturned the IT-infrastructure of branch-based networking and triggered changes in
the knowledge about networking, data transmission, computing platform, interoperability, and
system design. With the help of Information Technology, banking industry can do its financial
transactions in an effective and systematic manner. These tools are used to gather information,
analyze the information and to work on it for the better perfor mance of any Supply Chain. They
offer a range of services digitally from opening bank account to applying for loan using internet.
Download Free PDF View PDF Determinants of Commercial Banks Efficiency: Evidence from
Selected Commercial Banks of Ethiopia JASH MATHEW Banking system is one part of financial
institution that plays an important role in economic growth and development of a country.
Financial institutions and consumers recognize the fact that attacks and financial frauds are becoming
more complex and are perpetrated by a different class of criminal. You can download the paper by
clicking the button above. My current project is about the impact of IT in Banking Sector. This study
tries to provide an insight on the usages of ICTs on supply chain based on exploratory ideas
generated from different literature reviews. The variables are selected under the income-based
approach. These tools are used to gather information, analyze the information and to work on it for
the better perfor mance of any Supply Chain. Research Analysis system through which electronics
instructions can be given by banks. Fourteen alternative models with different inputs-outputs
combinations were developed for the research purposes. Importance of Information Technology in
Banking Sector - Desklib Added on 2023-06-07 Show more Subscribe Now Subscribe Now
Bookmark Share Related Documents INTRODUCTION TO INFORMATION TECHNOLOGY
ABSTRACT: Information technology in the advance world which is becoming as the major part for
the human. These distinct authors have undertaken varied Banking Efficiency measurement methods
like DEA, SFA etc. It will help the policy makers in designing a customer centric techno business
strategy for the sector. You can download the paper by clicking the button above. Information
technology has been of great essence in banking system. This class is increasingly sophisticated and
uses technology as part of their strategy. Among which eight banks were selected as a sample size
via purposive sampling techniques. This includes the risks and benefits of Online Banking, its
reliability and accessibility to make transactions and other banking activities. In addition, banks
should conduct further research to find new e-banking products to attract and retain their existing
customers. The terms refers to computer systems, software, internet, and other infrastructure that
enables an organization's core capabilities. Likewise, to investigate the determinants of efficiency
Tobit model was used. One of the main benefits of using information systems is that it helps
enterprise in storing huge amount of data with security. E-commerce benefited many organizations
by reducing supplier cost and increasing profit. It was found that ATM has a positive and significant
association with Earning EPS and ROA; POS and NEFT significantly affect ROA only, while WEB
has an insignificant impact on both EPS and ROA. The smooth flow of credit and mobilizing of
savings are the hallmarks of an economy with an effective banking system. For those who are quite
new to the concept of online banking, this type of service offered by banks actually works the same
way as traditional banking. Originality: A robust banking system makes the lives of the average
individual easier, its real impact is felt in the smooth functioning of businesses. The method used in
this study is an empirical legal research method. The study became necessary as a result of increased
penetration of electronic banking which has redefined the banking operations in Nigeria and around
the world. From the result, internet banking has an insignificantly positive impact on profitability.
Studies related to digitalisation or internet banking have mostly been limited to the customer
satisfaction aspect of internet banking. However, despite the innovative ideas in digital banking,
there still exists gaps as some banks still fail and face imminent collapse.
We find that National Payments Corporation of India has given a fillip to development of electronic
banking. The technology refers to the skills, process and methods which is being used for the
particular production of goods and services. Mobile banking in India is still at a nascent stage. The
role of IT in the banking sector can be divided into two categories: Communication and connectivity,
and individual and business transactions. This study aims to investigate the effect of information
technology in the banking system of Bank Keshavarzi Iran. The research results assisted the authors
in providing general recommendations about the variables selection for DEA application in the
Latvian banking sector. The Convenience Activity on TQM of Advanced Technology on User
Expectation of. Deepa Paul A tough on the banking catches of the end of Kerala, Gilbert. All this
helps and support in effective execution of business activities. It is also about the study of the role of
the Government which has also played a proactive role in this by formulating policies and providing
infrastructure, there are some advantages and disadvantages too, which need to be examined, and
challenges faced by banking sectors and a few key positive and negative opinions on basis of SWOT
analysis. The article also discusses research work carried out by authors on Data Envelopment
Analysis, specifically. These changes alter the relationship we have with our customers, our suppliers,
our business partners and our colleagues. Exploring key factors influencing bank profitability is of
crucial importance to improve bank internal management and implement effective banking policies.
In order to identify outliers that can affect the efficiency results, a super-efficiency procedure is
applied so that banks with a super-efficiency score higher than 1.2 (outliers) or for which a feasible
solution was not found are considered in detail and removed, and then the output-oriented BCC
model is rerun. But the review of these literatures reveal that many researchers hinge on DEA for
banking efficiency measurement. Internet banking is fast gaining momentum across the globe for its
convenience and ease of conducting transactions at a speed and service levels never dreamt of, a
decade ago. Prepaid instruments allow transaction for goods and services against the value stored on
payment instrument. The objective is to survey all the local banks in Malaysia and observe what
products and services they wish to offer to the community. However, concerns have been expressed
as to whether cost and other challenges of adopting information technology can be justified by
performance. The challenge lies in resolving the dispute between a forward-looking innovative
structure promoting innovation, and a proportionately meticulous schema that is capable of winning
faith of consumer. There is limited research dealing with the role of interventions that can assist
managers in making effective decisions to speed the adoption process. Impact of Advancement In
Technology on UAE banking industry: A case study of. They can now easily switch between banks
depending on their needs and requirements. The data were then analyzed using the exact percentage
and the 5-point Likert scale to determine the impact of Information technology in the banking
system affairs. In addition to that, Cryptocurrencies have taken to the stage of everyday life. Thus
Supply Chains are actually networks or the webs. The banking sector in India is passing through
tectonic changes with the onslaught of digital technologies. It was concluded that the introduction of
new channels into their ebanking operations drastically increased bank performances, since the more
active customers are with their electronic transactions the more profitable it is for the banks. The
bank efficiency is first analyzed on the basis of single factors and then on the basis of multiple
factors. You can download the paper by clicking the button above.
The present research contributes to the existing analytical data on bank performance in Latvia. In
addition to that, Cryptocurrencies have taken to the stage of everyday life. The application platform
of traditional banking is also different from e-banking. The exponent growth in Information
Technology tools have been contributed to the development and expansion of Supply Chain
Management all over the world. The terms refers to computer systems, software, internet, and other
infrastructure that enables an organization's core capabilities. The sample consists of senior and
middle management of banks in Indian financial Industry. All of the 26 Pakistani commercial banks,
which are registered with the State Bank of Pakistan, have been included in the study. Prepaid
instruments allow transaction for goods and services against the value stored on payment instrument.
Thus Supply Chains are actually networks or the webs. The method used in this study is an empirical
legal research method. Banking industry is one of the most obvious examples of this in which
introduction of products related with information technology in electronic payments, internet
banking, security investments, information exchanges, banks can offer more diverse and effective
services to all it customers with less manpower. I have experience in the financial sector for six years
and presently working as a Research Service Analyst at JHU, School of Medicine. Immediately after
opening login screen will appear on screen. Based on the obtained results, the Macedonian
commercial banking system shows the highest efficiency (91.1%), followed by the Croatian (90.9%)
and the Ser. Download Free PDF View PDF ANALYZE BANKING EFFICIENCY FROM AN
INTERNATIONAL PERSPECTIVE Ruiliang Yan In this paper we study the performance and the
efficiency of the banking sectors from an international perspective. It will help the policy makers in
designing a customer centric techno business strategy for the sector. With the growth in information
technology, the world has revolutionized. With the help of this study, researcher can know about the
security system. The value added networks provided higher security features and quarantined
bandwidth. Download Free PDF View PDF INFORMATION TECHNOLOGY IN SUPPLY
CHAIN MANAGEMENT TJPRC Publication Fundamental changes have occurred in today's
economy. As per the findings, the top five commercial banks exhibiting the highest level of relative
efficiency are; Standard Chartered, Habib Metropolitan, HBL, MCB, and UBL. Purpose Most
empirical studies of m-banking seek to understand the factors and motivations that influence the
adoption or behaviour intention. With the growth of mobile commerce, electronic wallets and
wireless purses are taking place of paper cash. Artificial intelligence is having the great role in the
company as the task is being taken with the improved communication. The one hand, mobile banking
is associated with customers and on the other hand, is capable of other firms that are active in the
field of electronic commerce, provide effective financial services. Questionnaire is used to collect the
primary data (customer's perception). However, the development of digital banking services also
increases the risks faced by banks. It includes offering of information and selected services through
the World Wide Web by banks and other financial service firm. The study also aimed at determining
the service quality of banks operative in India with regards to internet banking. Impact of
Advancement In Technology on UAE banking industry: A case study of. Methodology: The data has
been collected from a variety of sources, including newspapers, research papers, websites, and
journals.
In this regard, the major milestone has been the formation of National Payments Corporation of
India. Which included both close-ended and openended questions which helped the respondents
express their views deeply. On the other hand, e-banking is embodied in Internet-based computing
and wired or wireless networking, which is supported by a standard protocol. Download Free PDF
View PDF Banks and Bank Systems Effect of electronic banking on financial performance of
deposit money banks in Nigeria JOSEPH MADUGBA The impact of technology on commerce
cannot be denied, especially in relation to trade. Introduction In today's business era, information
systems are one of the most essential elements for survival and growth of every enterprise. All of the
26 Pakistani commercial banks, which are registered with the State Bank of Pakistan, have been
included in the study. So I researched the ideas and found a few books which talked about the
luxury brands in Asia under economic recession. In this paper we describe the definition of mobile
banking, Evolution and finally to describe number of benefits for users of these services. Loaning,
Investment are crucially important for its people. Various benefits of using information system in
banking industry are all discussed in this report. It was observed that most of the surveyed persons
were not aware of multi-language provision in e-banking. Data obtained were analysed using
Ordinary Least Square estimation technique. This method is easy to apply and uses a linear
programming model. These changes alter the relationship we have with our customers, our suppliers,
our business partners and our colleagues. An ex-post facto research design was used and a normality
test was carried out to establish the goodness of the data; descriptive statistics and a multicollinearity
test were conducted in which the independent variables were found good. This accelerated pace of
internet penetration in India has opened new opportunities for all businesses in general and banking
industry in particular. The Bank should create deep awareness to community concerning the M-
banking products they offer and the benefits associated with using M-banking services through
advertising their products and services on the internet, mass media as well as through organizing
public exhibition, universities and talk shows. The weights for various measurements are determined
by objective method and are standard. The relevant information was obtained in a standard form
using tables, frequencies and percentages to analyze and interpret the information. To this end,
measuring the efficiency of decision-making units (DMUs) has been growing in today's banking
system. Practical implications-The results of the study provide insights for bankers and policymakers
to enhance Urban Cooperative Banking sector. This paper investigates the impact of information
technology (IT) on supply chain management (SCM). Fundamental changes have occurred in today's
economy. Commercial banks play a vital role in the economy of a country. The business of banks
with customers, head office, other banks, branches is being fully computerised in western countries
and India has also to move in that direction to service in international competition. The paper also
combines the new development prospects of the development trend of computerized accounting
further prospects. A survey was conducted in July 2005 in order to examine the current status of IT
usage for SCM in. Findings-There is a strong positive correlation between speed of transactions,
accessibility of digital banking, adaptability of digital banking and customer satisfaction was a
negative significant relationship between affordability and customer satisfaction. The sample consists
of senior and middle management of banks in Indian financial Industry. Method of data analyses
used was multiple regressions to achieve the stated objectives.