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Writing a literature review on the capital structure of banks can be a daunting task.

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One of the main challenges in writing a literature review on this topic is the vast amount of available
literature. With the banking industry being a complex and dynamic field, there is a multitude of
studies exploring different aspects of capital structure, ranging from theoretical frameworks to
empirical analyses of real-world data. Navigating through this extensive body of literature while
ensuring relevance and coherence can be overwhelming for many.

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regulations, market dynamics, and technological advancements shaping the capital structure
decisions of banks. Keeping up-to-date with the latest research and incorporating recent
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Online available from, Deena. “How to avoid wrong investment decisions”. This can be explained by
the fact that too intense rivalry among banks has negative influence on market power and margins of
profit. Approaches to measure risks: Credit risk Operational risk 1. Recent Financial CrisisThe
intermediary-based mechanism constitutes the channeling of funds from the surplus units to the
deficit units through the banks, mutual funds, and pension. Methods: This study involved a
comprehensive systematic review of existing literature on balance training interventions for
individuals with PD. Download Free PDF View PDF Free PDF Impact of Financial Leverage on
Firms' Profitability: An Investigation from Cement Sector of Pakistan 6 PUBLICATIONS 3
CITATIONS SEE PROFILE Impact of Financial Leverage on Firms' Profitability: An Investigation
from Cement Sector of Pakistan Ahad Tasadduq This research is an attempt to establish a stochastic
relationship between Financial leverage and Profitability of cement sector operating in Pakistan.
Franchise value controls the activities of the banks by reducing the number of risk taking bank
activities. Some researchers find that there is positive impact of capital structure on bank
performance. If we go further and let \(v\) be the minimum economic capital needed to keep the
bank solvent at the time horizon \(t\), then. The importance of the current variables can be seen in the
review of banking literature which shows the evidence for increasing importance of bank growth in
relation to economic growth (Karman et, al 2016; Rashid et al, 2015). A Standardised Approach
(SA) In the SA, banks’ activities are divided into eight business lines and different risk indicators ( a
factor set by Committee for each line) are set for different lines of business. Capital investments
decision making is a decision taken for a long term functioning of a business in relation to
investments. Explore innovative financing solutions specifically designed to fuel your business
growth. In this case, it is important to mention the franchise value of banks. Download Free PDF
View PDF Free PDF Studi Morfometrik Dan Morfologi Spermatozoa Enam Rumpun Ayam Lokal
Indonesia JUNAEDI Junaedi 2021, JURNAL KAJIAN VETERINER This study aims to determine
the morphometric comparison and identify abnormal sperm morphology in six types of Indonesian
local chickens. The study seeks to establish the relationship between entrepreneurial orientation and
small and medium family owned enterprises performance in Kenya. The fact that banks can
aggregate the individual resource of disparate savers and make large loans lends credence to their
position as better placed to perform that essential role in any society.Allen and Gale (2001) noted that
the distinction between bank-based and market based system is less clear-cut since both constitute
the financial system operating in most developed economies. Insurance firms represent the amount of
life and non-life volume of non-financial sectors that constitute the GDP other than banking. The
study covered the period of 6 years (2012-2017). The findings of the study indicate that banks
profitability is negatively and significantly associated with long term debts. So also is the financial
services provided by the capital markets. Since a single bank failure may prove contagious as
observed in the 1997 Asian fi nancial crisis, bank capital position should not be allowed to erode. As
such, additional resources must be made available to manage those risks as well. Notwithstanding
being able to solve the perennial challenge of savers' consumption shocks, banks are still able to meet
the needs of the optimist cravings for investible funds. However, while ARDL shows long-run
negative and positive associations of market capital and trade, respectively, the opposite is found in
the c. The data were analyzed using descriptive statistics and regression. By analysing the data
collected from 50 countries, they identified those contestability variables including activity
restrictions and financial conglomerate had substantial influence on bank competition compared to
market structure variables. Therefore, the reporter cell lines are used for cultivation of mycoplasmas
before DAPI or the Hoechst staining step. However, in recent years, in service sectors tourism
especially has been drying up. The regression analysis revealed that short term debt ratio and long
term debt ratio are negatively related with profitability of banks in Ghana.
The lowest risk position is the highest on the chart. Extensive review of the literature led to the
identification of main variables that can be used to measure banking competition. A big thank you to
Analystprep and Professor Forjan. 5 stars all the way. The results of the study showed that: (1) there
was a significant correlation between the performance expectation after using M-learning with the
intention to use M-learning on the students, (2) there was a significant correlation between the social
influence in using M-lea. Similarly, both approaches also confirm the long-run positive relation of
financial development. See Full PDF Download PDF See Full PDF Download PDF Related Papers
The impact of capital structure on profitability of Commercial Banks in Ethiopia Japhary Setumbi
Download Free PDF View PDF A Critical Analysis of Key Financial Performance Indicators in the
Banking Industry in Ghana Texila International Journal, Dominic Tetteh Sackitey The banking
industry is considered to be an important source of financing for most businesses. In such instances,
Monte Carlo simulation techniques come in handy. The finance extended under this category would
be for meeting the funds requirements for day to. The results of the cointegration tests, notably the
ARDL and NARDL bound tests, reveal that the variables are related in the long run. The amount of
EC needed is the distance between the unexpected outcome and the expected outcome, for a given
level of confidence. In case that happens, the estimated loss rate is 30%. Due to the upgrade of the
construction action in the country, a huge shortage is created in most of the construction materials
especially cement, resulting in steady increase of price. The sample size for eighteen firms for six
years consists of 108 observations. It is explained in the case of perfect competition where the profit
of banks will be zero and investments opportunities offered by banks will be reasonable for many
clients since banks will not be afraid of losing anything (Keeley, 1990). It led to the understatement
of provisions for loan losses and to overstatement of bank asset values and bank capital (Furlong and
Knight, May 24, 2010). It can therefore be concluded that 15% replacement of cement by coal ash
results in a similar concrete properties and higher replacement could also be used with a slight
reduction in the attainment of the concrete. For example, Katz quotes some of the reasons identified
by Kahneman, which are related to our behavioural attitudes as effective factors of wrong investment
decisions. The system gives the medium of funds channeling from those who do not have an
immediate need for them (surplus units), to households and firms whose resources are not adequate
for the economic activities they intend to pursue (deficit units). In line with this conjecture, different
responses to expected and unexpected sensory features have been observed in spiking and somatic
calcium events. This excess capital needed to match a bank’s estimate of unexpected loss is known
as economic capital. The results show that commercial banks in Ghana reliance on short term
financing (deposits) reduces banks profitability and as such banks should shift their financing focus
from deposits to other sources. The study concludes that the explanatory variables affects Insurance
firms' value in Nigeria. Results of the study by Bolt and Humphrey (2015) with the sample of total
2655 banks and 382 financial institutions reported weak relationship among three measures of
competition in relation to each other, stating that banks with the highest loan rates are the least
competitive. Download Free PDF View PDF Free PDF Studi Morfometrik Dan Morfologi
Spermatozoa Enam Rumpun Ayam Lokal Indonesia JUNAEDI Junaedi 2021, JURNAL KAJIAN
VETERINER This study aims to determine the morphometric comparison and identify abnormal
sperm morphology in six types of Indonesian local chickens. Tool to promote capital conservation in
the banking sector Consists of Common Equity Tier 1 Capital Set at 2.5 % of RWA on top of
minimum capital requirements 39 40. If that were not available, the 2007 credit crisis would have
amounted to the total collapse of the western economies as they are known today. RISK
WEIGHTED ASSETS Total Risk-weighted Assets (TRWA) are determined by multiplying the
capital requirements for market risk and operational risk by 12.5 (in Kazakhstan we apply 8.3 for
banks and 10 for bank holding) and adding the resulting figures to the sum of risk-weighted assets
for credit risk. The study uses ex-post facto research design and longitudinal panel which comprises
time series and cross sectional data. This capital, among other things, acts as a cushion or buffer to
absorb unexpected losses. Download Free PDF View PDF Free PDF Working capital management
and shareholders' wealth creation: evidence from non-financial firms listed on the Johannesburg
Stock Exchange Emmanuel Oseifuah Working capital plays a vital role in shareholders' wealth
creation, yet there is a dearth of empirical studies on the relationship between working capital
management and firm value in the South African economic environment.
In this context, default is modeled as a Bernoulli process with two outcomes. This effect is captured
by the partial derivative of UL p (portfolio unexpected loss) with respect to UL i (unexpected loss
from asset i), i.e. However, for unexpected loss, a bank must estimate the excess capital reserves
needed subject to a predetermined confidence level. What is the variance of the probability of
default for this portfolio. But there are institutional remedies available to counter or moderate the
impact of bank runs. This is in spite of the challenges surrounding this vital sector including low
performance as compared to non family enterprises, high mortality rate especially after the founder
exits, lack of finances among others. PILLAR 3: Market discipline The goal is to encourage market
discipline through the enhanced disclosure by banks. Tone at the top: the effects of gender board
diversity on gender wage inequal. For this purpose 18 cement manufacturers out of 21 are
incorporated in the study and six years annual data from 2005 to 2010 regarding financial leverage
and profitability of the said firms were taken into consideration. Ezek a mozgalmak, koszonhetoen a
rendszervaltas idejere kiepitett politikai befolyasuknak, vegul elertek a celjukat: a BNV beruhazasat
magyar reszrol egyoldaluan felfuggesztettek, majd vegleg leallitottak. Definition of Operational Risk
Risk of loss resulting from: inadequate or failed internal processes people systems or from external
events includes legal risk excludes strategic and reputational risk Includes, but not limited to,
exposure to fines, penalties, or punitive damages resulting from supervisory actions, as well as
private settlements 26 27. Asia and Australia, PROTON manufactures cars to suit a range of
consumer demands. You can download the paper by clicking the button above. By continuing we’ll
assume you’re on board with our cookie policy. The expected loss represents the anticipated average
loss that can be determined statistically. The result of these consequences to improving the financial
performance and good relationship between bank capital. In other words, it implies that less
competition in banking sector results in high interest rates charged by banks. Sample of 23 listed
infrastructural companies of CNX Infrastructure Index have been taken for the study. Franchise
value controls the activities of the banks by reducing the number of risk taking bank activities. On
the control variables, firm size, foreign ownership and age of the bank were positively associated
with banks profitability whiles growth in customers' deposits was negatively associated with banks'
profitability. Balance impairments are common in individuals with PD and have a significant impact
on their quality of life. The method is based on the enzymatic labeling using DNA polymerase I and
modified nucleotides utilizing nicks in the mycoplasmas’ DNA. How the system performs this task is
the focus of this paper. Resourc. Various researchers have studied this topic using different
methodologies and have found differing results, with some finding a positive relationship and others
a negative relationship. BIS requires banks to have additional capital beyond: Previous day’s VAR 10
Average Daily VAR over previous 60 days x a factor with min 3 24. Download Free PDF View PDF
The Effect of Banking Relationship on Firm Performance in Vietnam Link Cam Download Free PDF
View PDF THE IMPACT OF CAPITAL STRUCTURE ON PROFITABILITY OF COMMERCIAL
BANKS IN GHANA ALHASSAN MUSAH The study examined the effect of capital structure
(measures as short term debt ratio, long term debt ratio, and total debt ratio) on profitability
(measured as Return on Assets and Return on equity) of commercial banks in Ghana. State owned
banks represent the fraction of 50% or more asset ownership by government in relation to total
banking system. Bikker et al (2007) identified the number of variables that make up contestability
including activity restrictions and restrictions on financial conglomerate. International Journal of
Management Science and Business Administration, 2(6), pp.26-33. However, while ARDL shows
long-run negative and positive associations of market capital and trade, respectively, the opposite is
found in the c.
The exploration of these important variables began by reviewing and analysing two main schools of
thought on bank competition. Standardised approach (use outside credit rating) On Balance sheet
assets are allocated into weighting bands according to ratings of rating agencies separately for
sovereign, interbank and corporate exposures. PILLAR 3: Market discipline The goal is to encourage
market discipline through the enhanced disclosure by banks. Review of the literature is focused on
identifying the importance of market structure variables, industrial variables, contestability variables
and institutional variables and their direct influence on bank competition. This is mainly observed in
more financially dependent markets. A 3-dimensional hydrodynamic modeling simulation was
conducted to see the tidal upwelling phenomenon that affects the physical dynamics in Ambon Bay.
To browse Academia.edu and the wider internet faster and more securely, please take a few seconds
to upgrade your browser. FREE RELATED PAPERS Three-dimensional Lagrangian Voronoi
analysis for clustering of particles and bubbles in turbulence Detlef Lohse 2012, Journal of Fluid
Mechanics Download Free PDF View PDF Free PDF Importance of Locus of Help Initiation and
Type of Outcome as Determinants of Reactions to Another's Help Attempt Leonard Saxe 1975,
Social Behavior and Personality: An International Journal. Competition is considered to be crucial in
many spheres, particularly in banking sphere as well. Our findings anlayze the discounted cash flow
valuation method. The study revealed that all explanatory variables, except Return on Capital
Employed have positive significant effect on Tobin's Q. Precisely, the critical importance of inter
industry variables have been reported in the case of advanced banking systems where they played
dominant role in explaining the nature of competition (Mirzaei,2014). Zero indicates the least
restriction of activities while twelve stands for highest restriction of activities. Specifically, Return on
Capital Employed and firm age have insignificant effect on Tobin's Q. It can therefore be concluded
that 15% replacement of cement by coal ash results in a similar concrete properties and higher
replacement could also be used with a slight reduction in the attainment of the concrete. The goal
must be stated in concise terms and capable of being measured. A Standardised Approach (SA) In
the SA, banks’ activities are divided into eight business lines and different risk indicators ( a factor
set by Committee for each line) are set for different lines of business. ImageJ software was used for
sperm morphometric observation on 60 sperm cells, while morphological observations were carried
out by counting normal and abnormal sperm on 200 sperm cells. The specific objectives are to find
out the role of innovativeness, risk taking and proactiveness in the performance of family owned
enterprises in Kenya. Taken into consideration the advantages of using debts, such as monitoring the
conducts of managers as well as tax shielding ability, it is imperative for banks managers to explore
less costly debt financing opportunities to finance their operations. Banks with high rates of risk
taking is believed to be involved in insolvency. The effect of capital structure on bank performance is
positive. To give confidence to the pessimists who may be wary of the safety of their hard-earned
finance, the rational agents take on the responsibility of screening who among the optimists qualify
to be entrusted with the finance supplied by the pessimists. Supervisors should intervene at an early
stage to prevent capital falling below the minimum level required. 32. The supervisory review process
is intended not only to ensure that banks have adequate capital to support all the risks in their
business, but also to encourage banks to develop and use better risk management techniques in
monitoring and managing their risks. Download Free PDF View PDF Free PDF Discontinuation of
intravenous oxytocin in the active phase of induced labour Niels Uldbjerg 2016, Protocols Download
Free PDF View PDF Free PDF RELATED TOPICS Financial System Bank Capital Market Failure
Bank Regulation Capital Adequacy See Full PDF Download PDF About Press Blog People Papers
Topics Job Board We're Hiring. To browse Academia.edu and the wider internet faster and more
securely, please take a few seconds to upgrade your browser. The disposal of this material is already
causing environmental problems around the steel factories. Various researchers have studied this
topic using different methodologies and have found differing results, with some finding a positive
relationship and others a negative relationship. Capital regulation estimated the bank risks under the
normal economic conditions and did not consider the cyclicality of the economy. BIS requires banks
to have additional capital beyond: Previous day’s VAR 10 Average Daily VAR over previous 60 days
x a factor with min 3 24.

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