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Statement Period

07 March 2023 - 07 June 2023

Westpac Business One Account Name


MR ROBIN VADAKKETH TOM T/AS ROB
BLINDS

ROBIN VADAKKETH TOM Customer ID


2/8 RUSSELL TCE 9487 1361 VADAKKETH TOM, ROBIN
WOODVILLE SA 5011
BSB Account Number
035-212 393 029

Opening Balance $0.00

Total Credits + $37,613.89

Total Debits - $30,113.90

Closing Balance + $7,499.99

INTEREST RATES (PER ANNUM) ON CREDIT BALANCES

Effective Date $0 Over $1999 Over $9999 Over $19999


to $1999 to $9999 to $19999 to $49999
07 Mar 2023 0.00 % 0.00 % 0.00 % 0.00 %

Effective Date Over $49999 Over $99999 Over $249999 Over


to $99999 to $249999 to $499999 $499999
07 Mar 2023 0.00 % 0.00 % 0.00 % 0.00 %

TRANSACTIONS

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction
DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

07/03/23 STATEMENT OPENING BALANCE 0.00


07/03/23 Deposit Torrensville SA 700.00 700.00
08/03/23 Deposit-Osko Payment 2319452 Ms
Nagasudha Guttireddy Blinds Corkwood blinds 1,000.00 1,700.00
09/03/23 Withdrawal-Osko Payment 1343113 N Thomas 100.00 1,600.00
09/03/23 Withdrawal-Osko Payment 1378283 N Thomas 300.00 1,300.00
09/03/23 Withdrawal-Osko Payment 1383141 Cw
Systems Anish panel glides 1,162.59 137.41
10/03/23 Deposit-Osko Payment 2341693 Robin
Vadakketh Tom Sr builders 2,500.00 2,637.41
10/03/23 Debit Card Purchase Minato Sushi SA SA Aus
Card No. ~539711 10.00 2,627.41
10/03/23 Eftpos Debit 0000763 Indian Plaza Enfield
10/03 Card No. ~539711 25.01 2,602.40

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 1 Page 1 of 7
Westpac Business One

TRANSACTIONS

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction
DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

13/03/23 Deposit-Osko Payment 2023424 Robin


Vadakketh Tom Robin-8555 490.00 3,092.40
13/03/23 Deposit-Osko Payment 2864180 Robin
Vadakketh Tom Robin-8555 950.00 4,042.40
13/03/23 Debit Card Purchase Savers Australia Pty
Prospect Aus Card No. ~539711 32.22 4,010.18
13/03/23 Withdrawal-Osko Payment 1049853 Cw
Systems 1,925.02 2,085.16
13/03/23 Withdrawal-Osko Payment 1573291 Cw
Systems Anish shades 11 Mar 2023 1,777.57 307.59
13/03/23 Withdrawal-Osko Payment 1591084 Cw
Systems Reddy vertical 11 Mar 2023 305.58 2.01
17/03/23 Deposit-Osko Payment 2505301 Nimmy
Thomas Expenses 700.00 702.01
20/03/23 Deposit-Osko Payment 2497013 Robin
Vadakketh Tom Sanjay job 19 Mar 2023 1,300.00 2,002.01
20/03/23 Withdrawal-Osko Payment 1244086 Robin
Vadakketh Tom 100.00 1,902.01
21/03/23 Withdrawal-Osko Payment 1683443 Cijo Joy 4
tickets 200.00 1,702.01
21/03/23 Withdrawal-Osko Payment 1850960 Robin
Vadakketh Tom 100.00 1,602.01
22/03/23 Withdrawal-Osko Payment 1261244 Robin
Vadakketh Tom 60.00 1,542.01
22/03/23 Withdrawal-Osko Payment 1601174 Cw
Systems Anish vertical 204.72 1,337.29
22/03/23 Withdrawal-Osko Payment 1698557 Cw
Systems Reddy vertical 305.58 1,031.71
23/03/23 Debit Card Purchase Otr Croydon Park 8638
Croydon Park Aus Card No. ~539711 52.53 979.18
23/03/23 Withdrawal-Osko Payment 1186668 Robin
Vadakketh Tom 29.18 950.00
24/03/23 Withdrawal-Osko Payment 1218194 Cw
Systems Jijo roller 139.94 810.06
27/03/23 Deposit-Osko Payment 2100062 Nimmy
Thomas Anna&bijuchettan 26 Mar 2023 400.00 1,210.06
27/03/23 Withdrawal-Osko Payment 1129113 Robin
Vadakketh Tom 26 Mar 2023 400.00 810.06
27/03/23 Withdrawal-Osko Payment 1355680 Robin
Vadakketh Tom 25 Mar 2023 810.00 0.06

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 1 Page 2 of 7
Westpac Business One

TRANSACTIONS

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction
DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

28/03/23 Deposit-Osko Payment 2755208 Robin


Vadakketh Tom Zibra skin 315.00 315.06
28/03/23 Withdrawal-Osko Payment 1786894 Blindfabric
Wholesalers ( Aust) Pvt Iv2447 314.63 0.43
30/03/23 Deposit-Osko Payment 2438152 Robin
Vadakketh Tom Robin-8555 5,500.00 5,500.43
30/03/23 Withdrawal-Osko Payment 1403041 Cw
Systems Robin 8555 1,632.84 3,867.59
30/03/23 Withdrawal-Osko Payment 1415236 Cw
Systems Robin-8555 417.34 3,450.25
30/03/23 Withdrawal-Osko Payment 1435016 Cw
Systems Condroy 2 353.54 3,096.71
30/03/23 Withdrawal-Osko Payment 1452853 Cw
Systems Condroy 1,053.26 2,043.45
30/03/23 Withdrawal-Osko Payment 1461828 Cw
Systems Anish panels 1,162.59 880.86
31/03/23 Deposit-Osko Payment 2588910 Robin
Vadakketh Tom Rent 2,560.00 3,440.86
03/04/23 Transaction Fee 3.00 3,437.86
03/04/23 Eftpos Debit 0044825 Ekam Indian Grocerie
Blair Athol 02/04 Card No. ~539711 72.25 3,365.61
04/04/23 Withdrawal-Osko Payment 1161267 Robin
Vadakketh Tom 292.11 3,073.50
06/04/23 Debit Card Purchase Maan Sweets And Restau
Seaton Aus Card No. ~539711 73.50 3,000.00
06/04/23 Withdrawal-Osko Payment 1364035 Cw
Systems Robin-8555 540.37 2,459.63
06/04/23 Withdrawal-Osko Payment 1380073 Cw
Systems Robin-8555 723.14 1,736.49
12/04/23 Deposit-Osko Payment 2250943 Robin
Vadakketh Tom Robin-8555 264.04 2,000.53
12/04/23 Withdrawal-Osko Payment 1260770 Cw
Systems Reddy shades 1,925.02 75.51
14/04/23 Deposit-Osko Payment 2220914 Tijo Thomas 600.00 675.51
14/04/23 Deposit-Osko Payment 2287738 Robin
Vadakketh Tom Robin-8555 600.00 1,275.51
14/04/23 Deposit-Osko Payment 2334407 Robin
Vadakketh Tom Robin-8555 50.00 1,325.51
14/04/23 Withdrawal-Osko Payment 1352735 Cw
Systems Anish 1,296.29 29.22

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 1 Page 3 of 7
Westpac Business One

TRANSACTIONS

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction
DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

17/04/23 Deposit-Osko Payment 2396856 Gelynne


Perea Deposit - Curtains 15 Apr 2023 1,000.00 1,029.22
18/04/23 Deposit-Osko Payment 2188519 Robin
Vadakketh Tom Robin-8555 895.02 1,924.24
18/04/23 Withdrawal-Osko Payment 1102345 Cw
Systems Robin-8555 1,777.10 147.14
19/04/23 Deposit-Osko Payment 2248674 Robin
Vadakketh Tom Robin-8555 1,100.00 1,247.14
19/04/23 Deposit-Osko Payment 2258617 Robin
Vadakketh Tom Robin-8555 47.00 1,294.14
19/04/23 Withdrawal-Osko Payment 1261805 Cw
Systems Gynyle 1,272.87 21.27
20/04/23 Deposit-Osko Payment 2374980 Nisha Grewal
Nisha Grewal 1,200.00 1,221.27
21/04/23 Withdrawal-Osko Payment 1992279 Robin
Vadakketh Tom 5.00 1,216.27
26/04/23 Deposit-Osko Payment 2126161 Paul Abraham
Transfer 25 Apr 2023 2,970.00 4,186.27
26/04/23 Deposit-Osko Payment 2136141 Ms
Nagasudha Guttireddy Blinds Blinds 25 Apr
2023 100.00 4,286.27
26/04/23 Withdrawal-Osko Payment 1456107 Cw
Systems Nisha curtain 449.30 3,836.97
26/04/23 Withdrawal-Osko Payment 1470097 Cw
Systems Nisha shades 852.16 2,984.81
27/04/23 Withdrawal-Osko Payment 1259048 Robin
Vadakketh Tom 194.00 2,790.81
01/05/23 Withdrawal-Osko Payment 1069497 Cw
Systems Anish plantation 30 Apr 2023 1,073.71 1,717.10
01/05/23 Withdrawal-Osko Payment 1630458 Adelaide
Blinds & Window Solutions 408.87 1,308.23
02/05/23 Withdrawal-Osko Payment 1578573 Robin
Vadakketh Tom 108.00 1,200.23
10/05/23 Deposit-Osko Payment 2493824 Robin
Vadakketh Tom Blind installation 400.00 1,600.23
10/05/23 Deposit-Osko Payment 2797543 Janapriya
Pathirage Swarnamali 500.00 2,100.23
10/05/23 Withdrawal-Osko Payment 1405808 Cw
Systems Robin-8555 449.29 1,650.94
10/05/23 Withdrawal-Osko Payment 1474894 Cw
Systems Robin-8555 1,145.59 505.35

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 1 Page 4 of 7
Westpac Business One

TRANSACTIONS

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction
DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

15/05/23 Deposit-Osko Payment 2842371 Janapriya


Pathirage Swarnamali 14 May 2023 1,200.00 1,705.35
16/05/23 Deposit-Osko Payment 2954994 Gelynne
Perea Curtains-Gelynne 2,200.00 3,905.35
22/05/23 Withdrawal-Osko Payment 1605372 Cw
Systems 20 May 2023 852.16 3,053.19
22/05/23 Withdrawal-Osko Payment 1689628 Robin
Vadakketh Tom 1,053.19 2,000.00
25/05/23 Deposit-Osko Payment 2057713 Mr Selvin
Mathew 56 Riverlea Selvin 1,000.00 3,000.00
25/05/23 Eftpos Debit 0335742 Hungry Jacks Beverley
(Woo 25/05 Card No. ~539711 10.00 2,990.00
30/05/23 Withdrawal-Osko Payment 1124284 Adelaide
Blinds & Window Solutions 1,183.00 1,807.00
30/05/23 Withdrawal-Osko Payment 1798915 Cw
Systems Robin-8555 1,379.84 427.16
01/06/23 Deposit-Osko Payment 2179047 Maninder
Bath Nisha 3,300.00 3,727.16
05/06/23 Deposit-Osko Payment 2067190 Joby Mathew
blinds for 7 Hennessy Tce Rosewater 03 Jun
2023 2,300.00 6,027.16
07/06/23 Deposit-Osko Payment 2280681 Robin
Vadakketh Tom Blind installation 1,472.83 7,499.99
07/06/23 CLOSING BALANCE 7,499.99

CONVENIENCE AT YOUR FINGERTIPS


Use Online, Mobile or Tablet Banking to pay bills, transfer funds, check your account balances and much more

TRANSACTION FEE SUMMARY

To reconcile your Transaction Fee Summary you may need to refer to transactions listed on your previous statement(s).

Fee(s) charged to account 035-212 39-3029

03 APR 2023 Unit


Volume Price Fee
Total Electronic Debits 4 $0.00 $0.00
$3.00 Branch Deposits 1 $3.00 $3.00

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 1 Page 5 of 7
Westpac Business One

01 MAY 2023 Unit


Volume Price Fee
Total Electronic Debits 2 $0.00 $0.00
$0.00

01 JUN 2023 Unit


Volume Price Fee
Total Electronic Debits 1 $0.00 $0.00
$0.00

MORE INFORMATION

Further information in relation to your account, including details of product benefits and applicable fees and charges, is
available on request. That information is also contained in the Product Disclosure Statement (PDS) or other disclosure
document for your account. For a copy of that document, or if you have any other enquiries, you can call Telephone
Banking on 132 032 from Australia or +61 2 9155 7700 from overseas.

The above Closing Balance amount may not be the same as the balance payable to you on closure of your account
(the 'termination value'). Details of the termination value can be obtained by calling Telephone Banking on the numbers
quoted above. Further information on how to close accounts, including calculation of the termination value, is contained
in the Product Disclosure Statement (PDS) booklet or other disclosure document for your account.

We have an internal process for handling and resolving any problem you may have with, or complaints relating to, your
account or this product. Information about this process can be found in the Product Disclosure Statement (PDS) or
other disclosure document for your account, or you can contact us on 1300 130 467.

Remember, if you have a card, always keep your passcode (PIN) secret - don't tell anyone or let them see it. Never
write your passcode on your card or on anything that could be lost or stolen. If you do need to record a reminder, you
must make every effort to disguise it. You may be liable for losses if you don't protect your passcode. To help you learn
how you can protect your card against unauthorised transactions, you can find more information at
westpac.com.au/dispute. If you are a business customer, please go to westpac.com.au/businessdispute

Information for customers that have a Westpac Transaction account for personal use, and have a
Commonwealth Concession or Health Care card (Concession card).

The Westpac Choice Concession account is a transaction account designed for Concession card holders and offers no
monthly service fees, no outward dishonour fees, no account overdrawn fees and there are no informal overdrafts
(except where it is impossible or reasonably impractical for us to prevent your account from being overdrawn).

To be eligible for this account, you must have your government payments paid into the account. There is a limit of one
Westpac Choice Concession account per customer, this includes joint account holders. All account holders must be
eligible.

If you would like more information or would like to apply for the Westpac Choice Concession account please visit
www.westpac.com.au/personal-banking/bank-accounts/transaction/choice/basic/, call 132 032 or visit your local branch.

Before making a decision about any of our products, please read all the terms and conditions available at
westpac.com.au and consider whether the product is right for you. Please consider that the features of the Concession
account may differ to the features and benefits of your existing account. To view our full range of transaction accounts
visit www.westpac.com.au/personal-banking/bank-accounts/transaction/

If any loan you hold with us is secured by a real property mortgage; the mortgage terms require the property to be

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 1 Page 6 of 7
Westpac Business One

insured. Please review the replacement value of the property and check with your insurer to ensure you have adequate
cover. For general information on property insurance, visit the Australian Securities and Investments Commission's
MoneySmart website: www.moneysmart.gov.au.

Understanding comprehensive credit reporting

It's more important than ever to pay on time as this is shown on your consumer credit report as part of comprehensive
credit reporting (CCR).

CCR provides you with a more complete picture of your credit history including your on time and late repayments. You
can also see your consumer credit account open and closed dates, type of credit, credit limit and it now includes
whether you are in a financial hardship arrangement.

For more information please see our website, our Privacy Statement or visit CreditSmart.org.au.

We've updated our Privacy Statement and Notices

Our Privacy Statement combines important details about how we handle your personal and credit-related information.
We've also introduced new supplementary privacy notices that provide more specific information when collecting your
personal information for certain purposes e.g., if you choose to provide your identity information online.

We're making it clearer for you to understand what information we collect, how and why we collect, hold, and use your
information. This may mean you could receive offers for products and services provided by us or our third-party
partners that we think may be of interest and value to you.

If you'd like to learn more, our frequently asked questions, the full Privacy Statement, and supplementary privacy
notices can be found at: www.westpac.com.au/privacy/privacy-statement

This statement applies to our Australian financial products and services.

Complaints
If you have a complaint, contact our dedicated Customer Solutions team on 132 032 or write to us at Westpac
Customer Solutions, Reply Paid 5265, Sydney NSW 2001. If an issue has not been resolved to your satisfaction, you
can lodge a complaint with the Australian Financial Complaints Authority (AFCA). AFCA provides fair and independent
financial services complaint resolution that is free to consumers.
Online: www.afca.org.au
Email: info@afca.org.au
Phone 1800 931 678
Mail: Australian Financial Complaints Authority GPO Box 3 Melbourne VIC 3001

Westpac Live Telephone Banking Local Branch

Manage your banking Call us on 132 032 Find branches and ATMs at
anytime, anywhere with +61 2 9155 7700 if overseas westpac.com.au/locateus
Online Banking

THANK YOU FOR BANKING WITH WESTPAC

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 1 Page 7 of 7

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