Writing a literature review, particularly on a topic as comprehensive and evolving as e-banking in

Nigeria, presents a unique set of challenges. The task involves a thorough examination of existing
research, articles, and publications to synthesize key findings, identify gaps in the current
knowledge, and propose directions for future research. This process is time-consuming and requires a
high level of academic rigor and an in-depth understanding of the subject matter.

The complexity of e-banking in Nigeria adds another layer of difficulty. The country's banking sector
has witnessed significant growth and transformation, driven by technological advancements and
regulatory changes. A literature review on this topic must navigate through a vast array of
information, covering aspects such as digital payment systems, internet banking, mobile banking,
security challenges, customer satisfaction, and the impact of e-banking on the traditional banking
landscape. Each of these areas is rapidly evolving, making it crucial to distinguish between outdated
and current information.

Moreover, the researcher must possess strong analytical skills to critically assess the reliability and
validity of various sources, differentiate between empirical studies and theoretical models, and
integrate diverse perspectives into a coherent narrative. This process is further complicated by the
need to adhere to specific formatting and citation guidelines, which vary depending on the academic
discipline.

Given these challenges, it's understandable why many individuals find the task daunting and seek
professional assistance. For those looking to ensure the quality and academic integrity of their
literature review on e-banking in Nigeria, turning to a trusted service like ⇒ StudyHub.vip ⇔ can
be a wise decision. This platform offers expert help from professionals who specialize in a wide
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knowledge on e-banking in Nigeria.
Electronic health record, Health care, Health care provider 2504 Words 7 Pages Literature Review
The literature review regarding various hr practices is presented in the following paragraphs. The
variables are selected under the income-based approach. The survey was supervised on 25 October
until 4 November 2013 to groups of. A survey was conducted and sampled copies of 200
questionnaires were distributed to the banks customers which were purposively selected. The study
discovered that data technology has vital result on the bank productivity, cashiers’ work, banking
transactions, bank patronage, bank services delivery, client services and bank services. Download
Free PDF View PDF A COMPARATIVE STUDY OF E-BANKING IN PUBLIC AND PRIVATE
SECTORS BANKS (with special reference to SBI and HDFC bank in Haridwar chandana k In
Today's scenario role of e-banking is very valuable. Data were presented and analyzed using Sprint
Likert Scale. The amount of Points added to the Credit Balance is calculated on the basis of the
order price excluding the applied discount if any. See Full PDF Download PDF See Full PDF
Download PDF Related Papers Customers’ Adoption and Usage of the Internet Banking and Other
Web Services in Banking Solomon Adepoju The study examines the extent of adoption and usage of
internet banking and other web related services by customers of Oceanic Bank plc in Minna Nigeria.
Nigerian society is the largest in Africa in the number of subscribers, 100,000. The result of this
study revealed deposit and liquidity has significant positive relationship with commercial banks
efficiency. Bank's efficiency is usually gauged with conventional methods of financial ratio analysis.
The study discovered that data technology has vital result on the bank productivity, cashiers’ work,
banking transactions, bank patronage, bank services delivery, client services and bank services. The
population consists of all the customers and staff of three selected banks branches in the Benin
metropolis. For instance, the internet, as a new channel for economic exchange, has provided the
organizations with new resources for income generation and different opportunities and the volume
of exchanges through internet is increasing on a daily basis and the companies avoiding this
technology will soon be vanished from the face of the market arena. Embed Host your publication
on your website or blog with just a few clicks. The discount may be obtained by the use of the
promo code. There is now growing evidence that knowledge drive innovation is a decision factor in
the competiveness of nations, industries, organizations and firms. Organizations like the banking
sector have benefited substantially from e-banking, which is one among ICT applications for
strengthening the competitiveness. While adopting any new channel of service delivery, service is
one of the primary benefit which a customer expects from the service provider. Bank Capital
Regulation: Literature Review-Santos - Central Banking Please note that if you request a refund, we
may require documented proof that the quality of your review is low e. The third item in this
category is representing the convenience related with internet. Mean value for this factor is 2.084 (
29. services due to network failure. The research was conducted in Thiruvannamalai, Tamil Nadu.
Tella S. A. (2006) Financial sector reforms and management of financial institutions in. It was
concluded that the introduction of new channels into their ebanking operations drastically increased
bank performances, since the more active customers are with their electronic transactions the more
profitable it is for the banks. Issuu turns PDFs and other files into interactive flipbooks and engaging
content for every channel. We finally calculated the mean value for each variable based on the study
conducted by. ATMs are computer-based machines that are used to provide services for bank’s.
Financial Ratios is one of leading methods to calculate efficiency of Banks. African, countries have
adopted these technologies to follow the queue of the advanced.
The inferential statistics involve regression, Analysis of Variance (ANOVA) and multiple regression
analysis. Transfer at Point of Sale(EFTPOS) has made the services much easier, faster, and at. In the
event of order cancellation, the funds will be debited back only to the account of the initial payment
within business days from the time of cancellation request. Benefits of e-commerce to companies
include a wider potential market (i.e., global access); lowering of transaction costs; increase in the
speed of transactions; improved economies of scale; minimization of human intervention in business
processes; and unlimited access to product information for customers (Sesan, 2000; Wood, 2003).
Idowu P. A., Alu A. O. and Adagunodo E. R. (2002) The effect of Information on the growth. H4:
A perceived security concern is negatively associated with Internet. There are several actions that
could trigger this block including submitting a certain word or phrase, a SQL command or
malformed data. Considering the fact that the population is not too large, the study adopted census
sampling technique were adopted by utilizing data collected from one hundred and twenty eight
(128) top bank management in Ekiti State who were at the supervisory level of bank branches in
Ado-Ekiti metropolis (bank managers, operational managers, customer officers and marketing
managers). In pursuance of this objective, primary data were obtained by administering
questionnaires to staff of four purposively selected banks (Ecobank, UBA, GTB and First bank). In
the light of the preceding objectives, the study seeks to answer the following. These have an effect
on the expansion and development of the industry completely. Embed Host your publication on your
website or blog with just a few clicks. Findings from the study revealed that the volume of mobile
banking, point of sales, and volume of automatic teller machines transactions have positive impact on
the economy of Nigeria with the volume of automatic teller machines having the highest impact on
the gross domestic product of Nigeria as a proxy of economic growth while the volume of web
services has a negative impact on the Nigerian gross domestic product. As a result of these security
concerns, many are reluctant to use these facilities provided by. Whereas four hundred and fifty (450)
questionnaires were distributed to respondents, however solely three hundred and sixty (360) were
retrieved. Descriptive survey research design was adopted for the study. The introduction of ICT has
improve banking efficiency in rendering services to customer, The role of ICT in the actualization of
various organizational objectives cannot be overemphasized has it ensure prompt delivery of
resources essential to attain an enviable ends. However, the fact that e-banking is fast gaining
acceptance in Nigerian banking sector does not assuredly signify improved bank performance nor
would conspicuous use of internet as a delivery channels make it economically viable, productive or
profitable. These have an effect on the expansion and development of the industry completely. In
conducting this research, we will use both primary and secondary data. This winner presents a huge
review of 165 fraction articles cared on the adoption of. While adopting any new channel of service
delivery, service is one of the primary benefit which a customer expects from the service provider.
The specific objectives were to ascertain the effect of e-banking on workers, job security in Nigeria
banking industry, examine the relationship between e- banking and quality of service delivery of
commercial banks in Nigeria, evaluate the relationship between e-banking and security of financial
transactions and to find out if e-banking influences customers satisfaction in the Nigerian banking
industry. The banking industry in the whole world is on a wheel of change the covered all aspects.
The Nigerian banking sector has since undergone considerable reforms over the last 25 years. This
paper evaluates the impact ATM on the banking service delivery in Nigeria using descriptive and
regression analyses on the value of ATM transactions and customer deposit series for the sample
period ranging from January 2009 to December 2013. The study covered 64 microfinance banks in
Oyo State, South-West, Nigeria. The empirical fin. Download Free PDF View PDF Application of
DEA Methodology in Measuring Efficiency of Some Selected Commercial Banks in Bangladesh
Md. To browse Academia.edu and the wider internet faster and more securely, please take a few
seconds to upgrade your browser. Your Points are accumulated on your Credit Balance.
Whereas four hundred and fifty (450) questionnaires were distributed to respondents, however
solely three hundred and sixty (360) were retrieved. The study covered 64 microfinance banks in
Oyo State, South-West, Nigeria. Judgmental sampling method was adopted by utilizing data
collected from four Nigerian banks. On the other hand, ease of use and usefulness are clearly having
positive impact on. Previous studies were the base of these questions in which we adopted to suite
our. In pursuance of this objective, primary data were obtained by administering questionnaires to
staff of four purposively selected banks (Ecobank, UBA, GTB and First bank). Embed Host your
publication on your website or blog with just a few clicks. Electronic health record, Health care,
Health care provider 2504 Words 7 Pages Literature Review The literature review regarding various
hr practices is presented in the following paragraphs. Immediately after opening login screen will
appear on screen. Recent studies show that less than 10% of Sub Saharan Africa population is
banked, yet not much research has been done in this area to understand why. The method of the
study is Primary and Secondary both. You can download the paper by clicking the button above.
Ehikhamenor (2003) noted that earlier desire for the use of ICT was characterized by. Should you
feel it necessary to make a literature request, we will immediately forward your order to our Quality
Assurance Department. Numerous customers were sampled from 9 totally different banks in Nigeria
mistreatment accidental sampling technique and form was used as knowledge assortment instrument.
One Hundred and Twenty-Seven male and female employee working in this organization were
involved in the study. A pilot study was also used to test the quality, clarity, time scale and bias of
the questionnaire. The Bangladesh banking sector is expected to be able to meet the increasing and
more sophisticated demands from consumers and businesses, to adapt and adjust to the technological
advances, to face the challenges of globalization and liberalization, and thereby contributing to the
overall economic growth and stability. H1: The user characteristics based on the Hypothesis 1 is
supported moderately. On the other hand, the competition among banks and loan institutions as well
as other financial supplies is increasing. The study concludes that e-commerce and e-banking has
been beneficial to the Nigerian economy, though it has not been optimally utilized to garner its full
benefits. This paper focuses on measuring efficiency performance of 21 commercial banks in
Bangladesh of the year 2014 with the help of Data Envelopment Analysis (DEA). Advancement in
information and communication technologies (ICT) has both improved the supply of services and
decreased the service costs. We considered the education as one item to test as we have a limited.
As such, personal statement illegal immigrant is a useful way of arguing for new research to be done
- for example, as part of a proposal for A literature review often forms part of a larger research
Indian agriculture is dominated by small and marginal The Bangladesh banking sector relative to the
size of its economy is comparatively larger than many economies of similar level of development and
per capita income. This level of interaction is limited to e-mail, account inquiry, loan application,
static file updates and it permits no fund transfer. To browse Academia.edu and the wider internet
faster and more securely, please take a few seconds to upgrade your browser. We will use the T-test
model and a simple correlation model to establish a relationship between e-banking services and the
profitability of the banking institution whilst also establishing the difference between customers who
use e-banking services and customers who use the counter service. Structured questionnaire was used
with the aid of personal interview to collect data from thirty five respondents randomly sampled
from five purposively selected branches of First Bank Plc. The reliability was determined using
Cronbach’s Alpha statistic Reliability Coefficient and reliability coefficient of 0.86 was obtained. The
arithmetic mean and standard deviation were used to analyze data, answer research questions and
determine the homogeneity or otherwise of the respondents’ means while ANOVA was used to test
the null hypotheses at 0.05 level of significance.
Electronic health record, Health care, Health care provider 2504 Words 7 Pages Literature Review
The literature review regarding various hr practices is presented in the following paragraphs. The
specific objectives include to: examine the effect of automated employee services on the rate of
unemployment in Nigeria and determine the extent of internet managing of banks control on the
gross domestic product (GDP) in Nigeria. Application, Volume 8, Number 3, 2009, pp. 130-141. The
action you just performed triggered the security solution. There are various mechanisms available to a
firm for revival. During the period of 1980, banks faced a huge growth of cheque usage in Nigeria as
a. Hence, before the deregulation of the economy that took. The paper suggests that critical
infrastructure like power; security and telecommunication should be strengthened to ensure the
efficient application of electronic banking in Nigeria. Instead, customer can access your account any
time and from any part of the world, and do so when you have the time, and not when the bank is
open. It offers convenience to the customers and encourages cashless policy in the economy. The
relationship between digitalization and customers of banks was investigated using Pearson
correlation coefficient. Exploring key factors influencing bank profitability is of crucial importance to
improve bank internal management and implement effective banking policies. Furthermore,
quantitative and descriptive methods of analysis will be adopted to examine the impact of e-banking
services on the profitability of the banking institution. Customer doesn't have to go to the bank for
transactions. Loaning, Investment are crucially important for its people. Adobe Express Go from
Adobe Express creation to Issuu publication. The study also aimed at determining the service quality
of banks operative in India with regards to internet banking. The second limitation is the time limit in
which hindered us from. Literature review on integration of regulatory capital and liquidity
instruments You can always count on free revisions if any corrections are necessary; Prompt delivery
no matter what. That will give more insight of the problems from both sides, the. Privacy and private
financial information is of big concern for everyone. When. These have an effect on the expansion
and development of the industry completely. You can use your Points for your next regulations on
the Website exclusively. A review may form an essential part of the research process or may
constitute a research project in itself. Download Free PDF View PDF A Reserach Proposal on
MEASURING THE IMPACT OF ELECTRONIC BANKING ON COMMERCIAL BANKING
PERFORMANCE. It was recommended that banks should create awareness of the availability of
these services to their customers, mitigate risks of cyber frauds, increase their bandwidth to prevent
network failures and that bank staff should engage in self development to be able to cope with ever
changing technology. Bank Capital Regulation: Literature Review-Santos - Central Banking Please
note that if you request a refund, we may require documented proof that the quality of your review is
low e. Data technology has been acknowledged as a life wire of banks within the monetary sector
because it promotes and facilitates the performance of banks in various countries. Download Free
PDF View PDF Determinants of Commercial Banks Efficiency: Evidence from Selected
Commercial Banks of Ethiopia JASH MATHEW Banking system is one part of financial institution
that plays an important role in economic growth and development of a country. This questionnaire is
for the purpose of research only use. Your.
Help Center Here you'll find an answer to your question. Moyazzem Hossain Banking sector is one
of the most important mechanisms of Bangladesh financial system since the early 1970s. IN DELTA
STATE. Elder Comrade Otitigbe ABSTRACT Information and communication Technology (ICT)
has become a key element in every house hold, economic development and every areas of human
endeavor it is also seen as the backbone of knowledge base economics in terms of operations, quality
delivery of services and productivity of services. You can download the paper by clicking the button
above. These have an effect on the expansion and development of the industry completely. Four
research questions and four null hypotheses guided the study. For those who are quite new to the
concept of online banking, this type of service offered by banks actually works the same way as
traditional banking. More than 52% of the respondents agree that they do not feel very safe
providing. Based on the finding of the study, one can conclude that internet, mobile, ATMs, are the
mostly used digital channel to reach the customers and thus increases the level of customer
satisfaction and digital banking adoption in sub Saharan Africa. Bank efficiency has been an
important issue in transition. In this context, this study revealed that income, gender and age wise
factors are placing an important role towards the usage of o electronic banking. These were obtained
from the 2017 Central Bank of Nigeria (CBN) Statistical Bulletin using the ordinary least square
regression (OLS). Mean value for this factor is 2.084 ( 29. services due to network failure. The
validity period of Points is 9 months after they are added to your Credit Balance or activated. Does
financial restructuring help in improving the financial What are the topics Topics need to come from
the course content. This paper has shown that e-commerce is effective and can be used as a strategy
to meet organisational objectives and goals. Silhouetted against the modernisation paradigm, the
industry and country need to brace up to tap into the opportunities and possibilities created by ICTs.
KEYWORDS Cost Effectiveness, Competitive Advantage, Service Delivery, Staff Efficiency. It was
recommended among other things, that management of microfinance banks should adopt most of the
e-commerce delivery channel used by commercial banks in order to boost their standard of operation
within the banking sector also, microfinance bank management should engage, encourage and
sponsor their staff for re-training programmes to update their ICT knowledge, skills and
competencies to effectively use the resources for quality customer service delivery. Data was
analyzed using interferential and descriptive statistics. Alexander Decker IT in banking IT in
banking Yash Mehta Impact of ICT (online services) on customer satisfaction: A study of Pakistan.
The primary sources were a personal interview and the administration of a questionnaire to the
management and staff of the manufacturing firms. A population of 141 staff was used. 141 staff
returned the questionnaire and accurately filled. You can download the paper by clicking the button
above. Prepaid instruments allow transaction for goods and services against the value stored on
payment instrument. It gave a reliability coefficient of 0.91 which was also good. The survey was
supervised on 25 October until 4 November 2013 to groups of. The population of the study
comprised all staff of UBA Plc. Mere developing infrastructure will not help attract the customers
but they need to be approved by some authority to be of international standards. These have an
effect on the expansion and development of the industry completely. Due to emergence of global
economy; electronic banking has increasingly become an inevitable tool of banking business strategy
and a strong catalyst for economic development.