COURT OF

THE COURT HE
OF -THE
IN THE
IN
FAST TRACK
LEARNED FAST TRACK COURT
COURT
LEARNED
AT POONAMALLEE
POONAMALLEE
AT

STC.No.
STC.No. ofof 2023
2023

R.KARTHIK
R.KARTHIK
Complainant
..Complainant
-VS-
-VS

JAFFER HASSAN
JAFFER HASSAN
eer:..Accused
Accused

COMPLAINT
COMPLAINT FILED
FILED U/S
U/S 200
200 OFOF
THE
THE CRPC
CRPC FOR
FOR OFFENCES
OFFENCES
PUNISHABLE
PUNISHABLE U/S U/S 138
138 OFOF THE
THE
NEGOTIABLE
NEGOTIABLE INSTRUMENTS
INSTRUMENTS
ACT
ACT AND
AND SECTION 420 OF
SECTION 420 OF THE
THE
INDIAN PENAL CODE
INDIAN PENAL CODE

T.SARAGANAN 2921/2016
T.SARAGANAN 2921/2016
J.MILTON PON
J.MILTON PON DAVIDSON
DAVIDSON 3948/2018
3948/2018
S.NITISH RAJA
S.NITISH RAJA 189/2020
189/2020

COUNS EL FOR
COUNSEL FOR THE
THE PETIT IONER
PETITIONER
Ph:7806928511
Ph:7806928511
 IN THE
IN THE COURT
COURT OF
OF THE
THE LEARNED
LEARNED FAST
FAST TRACK
TRACK COURT
COURT
AT POONAMALLEE
AT POONAMALLEE

STC.No.
STC.No. of 2023
of 2023
R.R. KARTHIK
KARTHIK
S/o K.P.
S/o K.P. Rajendaran
Rajendaran
Royal Aish waryam Flat,
Royal Aishwaryam Flat,
Veera Block,
Veera Block, S1,
S1,
Puliyambedu Main
Puliyambedu Main Road,
Road,
Noom bal, Chennai
Noombal, Chennai -- 600077
600077
ere Complainant
....Complainant
-vs-
-VS
S. JAFFER
S. JAFFER HASSAN,
HASSAN,
S/o E.Salim,
S/o E.Salim,
Old. no.
Old. no. 13,
13, New.no
New.no 5/22,
5/22,
Natesan Nagar,
Natesan Nagar, Ramapuram,
Ramapuram,
Chennai -- 600089
Chennai 600089
seeeseeeea .Accused
Accused

COMPLAINT
COMPLAINT FILED
FILED UNDER
UNDER SECTION
SECTION 200
200 OFOF THE
THE CODE
CODE OFOF
CRIMINAL
SERS AK _ ERVLEDURE
CRIMINAL PROCEDURE
PROCEDURE FORFOR OFFENCES
FOR OFFENCES PUNISHABLE
OFFENCES PUNISHABLE
PUNISHABLE UNDER
UNDER
UNDER
SECTION 138 OF
SECTION 138 OF THE THE NEGOTIABLE
NEGOTIABLE INSTRUMENTS
INSTRUMENTS ACT
ACT AND
AND
SECTION
SECTION420
420 OF
OFTHETHEINDIAN
INDIAN PENAL
PENAL CODE
CODE
1.1. The
The Complainant
Complainant isis Mr.R.
Mr.R. Karthik S/o K.P.
Karthik S/o K.P. Rajendaran
Rajendaran aged
aged about
about 36
36

residing at Royal
residing at Royal Aishwaryam
Aishwaryam flat,
flat, Veera
Veera Block, S1, Puliyambedu
Block, S1, Puliyambedu Main
Main
Road,
Road, Noombal,
Noombal, Chennai
Chennai -- 600077
600077

The
The address
address for
for service
service ofof all
all notices
notices and
and processes
processes on
on the
the
Complainant
Complainant isis that
that ofof his
his Counsels
Counsels M/s
M/s T.SARAGANAN,
T.SARAGANAN, J.MILTON
J.MILTON
PON
PON DAVIDSON
DAVIDSON && S.NITISH
S.NITISH RAJA
RAJAAdvocates
Advocates atat Law
Law Association
Association ofof

Saidapet,
Saidapet, Metropolitan
Metropolitan Magistrates’
Magistrates' Court
Court Campus,
Campus, Saidapet,
Saidapet,
Chennai.
Chennai.

2.2. The
The Accused
Accused isis Mr.S.Jaffer
Mr.S.Jaffer Hassan
Hassan S/o
S/o E.Salim
E.Salim residing
residing at
at Old
Old

No.13,
No.13,New
NewNo.5/22,
No.5/22, Natesan
Natesan Nagar,
Nagar, Ramapuram,
Ramapuram, Chennai-600089
Chennai-600089,
<\
 .
The addres
The address for service
s for and proces
notices and
service ofof allall| notices s es on
processes on the
the

Accused
Accused isis as
as stated
stated above.
above.

The Complaina
3.3. The Complainant that. he
submits that,
nt submits Accused one
and Accused
he and Jaffer Hassan
Mr. Jaffer
one Mr. Hassan

came
came toto know
knoweach
each other
other while
while working
working inin company
company TCS
TCS inin Chennai
Chennai
through
through another
another mutual
mutual friend
friend one
one Mr.
Mr. Manikanda n.
Manikandan. Later
Later the
the
complaina nt and
complainant and Accused
Accused became
became good
good friends
friends during
during the
the working
working
period
period ofof Complaina nt in
Complainant in company
company TCS
TCS Chennai.
Chennai. The
The friendship
friendship bond
bond
between
between Complaina nt and
Complainant and Accused
Accused remained
remained intact
intact even
even after
after the
the
Complainant
Complainant moved
moved toto another
another company, CTS Chennai.
company, CTS Chennai.

4. The
4. The Complainant
Complainant humbly
humbly submits
submits that,
that, the
the Accused approached the
Accused approached the

Complainant in
Complainant in the
the year
year 2017
2017 along
along with
with one
one Mr.
Mr. Manikandan
Manikandan and
and

requested the
requested the Complainant
Complainant to
to lend
lend him
him a
a sum
sum of
of Rs. 19,00,000/-
Rs. 19,00,000/

(Rupees Nineteen
(Rupees Nineteen Lakhs
Lakhs Only), for
Only), for his
his emergent personal needs.
emergent personal needs. The
The

complainant , though
complainant, though was
was reluctant
reluctant initially
initially because
because it was
was a
a huge
huge sum
sum

compared to
compared to the
the previous
previous transactions
transactions between
between the
the complainant
complainant and
and

the Accused,
the Accused, convinced his family
convinced his family members
members and
and gave
gave the
the Accused
Accused a
a

sum of
sum of Rs.19,00,000/-(Rupees
Rs.19,00,000/-(Rupees Nineteen
Nineteen Lakhs
Lakhs Only)
Only) and
and the
the same
same was
was

acknowledged by
acknowledged by the
the Accused
Accused by
by executing
executing two
two loan
loan agreements
agreements dated
dated

05/12/19 for
05/12/19 for a asum
sum of
of Rs.
Rs.13,00,0 Thirteen Lakhs
00/-(Rupees Thirteen
13,00,000/-(Rupees Lakhs Only)
Only) and
and

Rs.6,00,000/-(Rupees Six
Rs.6,00,000/-(Rupees Lakhs Only)
Six Lakhs Only) respectively
respectively thereby
thereby promising
promising

to repay the
to repay the amount
amount with
with 3 3percent
percent interest
interest per
per month.
month.

5. The
5. The Complainant
Complainant further
further submits
submits that
that though
though the
the Accused
Accused promised
promised to
to

repay the
repay the money
money at
at 3
3 percent
percent interest
interest per
per month
month no
no repayment
repayment was
w

~
 made by
made by the
the Accused.
Accused. While
While the
the things
things being
being so,
so, the
the Accused
Accused

approached the
approached the Complainant
Complainant and
and requested
requested the
the Complainant
Complainant to
to lend
lend

him aa further
him further sum
sum of
of Rs.20,00,000/-
Rs.20,00,000/- (Rupees
(Rupees Twenty
Twenty Lakhs
Lakhs Only)
Only) for
for

development of
development of his
his business. Only then
business. Only then the
the Complainant
Complainant came
came to
to know
know

that the
that the initial
initial loan
loan taken
taken by
by the
the Accused
Accused was
was used
used by
by the
the Accused
Accused to
to

start aa business.
start business. When
When the
the Complainant
Complainant was
was not
not willing
willing to
to give
give the
the

money since
money since the
the repayment
repayment for
for the
the earlier
earlier loan
loan was
was still pending the
still pending the

Accused said
Accused said that
that if
if the
the said
said amount
amount of
of Rs.20,00,000/-
Rs.20,00,000/- is
is given
given it
it will
will

be utilised
be by the
utilised by the Accused
Accused to
to develop
develop the
the business
business which
which will
will in
in turn
turn

ensure that
ensure that the
the repayment
repayment is
is properly
properly made.
made. Believing
Believing the
the same
same the
the

Complainant gave
Complainant gave a
a further
further sum
sum of
of Rs.20,00,000/-
Rs.20,00,000/- (Rupees
(Rupees Twenty
Twenty

Lakhs Only)
Lakhs to the
Only) to the Accused
Accused on
on-01/02/2021 and executed
01/02/2021 and executed two
two loan
loan

agreements for
agreements for the
the same
same for
for a
a sum
sum of
of Rs.11,00,000/-(Rupees Eleven
Rs.11,00,000/-(Rupees Eleven
lakhs Only)
lakhs and Rs.9,00,000/-(Rupees
Only) and Rs.9,00,000/-(Rupees Nine Lakhs Only)
Nine Lakhs respectively
Only) respectively
promising
promising toto repay
repay the
the same
same atat 33 percent
percent interest
interest per
per month.
month. The
The above
above
amount
amount was
was given
given toto the
the Accused
Accused since
since inin the
the intervening
intervening period
period
between
between 2019
2019 and
and2021
2021 the
the Accused
Accused has
has partly
partly made
made repayments
repayments for
for
the
the loans
loans taken
taken prior
prior toto 2019
2019 and
and settled
settled atat a amutually
mutually agreed
agreed amount
amount
at
at different
different points
points of
of time
time . . ItIt isis pertinent
pertinent toto note
note that
that the
the two
two loans
loans
taken
taken byby the
the Accused
Accused inin 2019
2019 still
stillremained
remained unpaid.
unpaid.

6.. The
The Complainan
Complainantt further
further submits
submits that,
that, after
after the
the financial
financial assistance
assistance the
the
relationship
relationship between
between the
the Complainan
Complainantt and
and Accused
Accused was
was going
goingwellwelland
and
“4
no
no hardship
hardship was
was there
there between
between them.
them. =
 further submit
inant further that, again
s that, the Accuse
2021 the
April, 2021
again inin April, AcCusedd
Ihe Compla
7. The Complainant submits
said that
and said
ainant, and the busin
that the of Accus
ess of ed was
Accused was
out totocompl
reach ed out complainant, business
cdcned
the debt
repay the
unable toto repay as promi
debt as sed
incurr ing losses
Incurring and that
losses and he isis unable
that he promised

earlier.
earlier.

The Complain
8.Þ. The Complainant submits that,
ant submits Accused requeste
the Accused
that, the requested fund him
to fund
d to him

additiona
additional amount ofof Rs.Rs. 30,00,00
l amount 30,00,000 Thirty Lakhs
(Rupees Thirty
0 (Rupees only) during
Lakhs only) during
June 2021
June that he
loan, soso that
2021 asas a aloan, start running
can start
he can business again
the business
running the again
and
and he
he will
will continue
continue toto repay
repay the
the debt
debt every
every month
month asas promised
promised earlier.
earlier.

9.
9. The
The complainant
complainant further
further submits
submits that,
that, he
he was
was not
not willing
willingtoto take
take further
further
risk
risk by funding the
by funding the business
business ofof Accused anymore as
Accused anymore as he
he has
has not
not paid
paid any
any
amount for the
amount for the loans
loans taken
taken earlier
earlier that needs to
that needs to be
be paid
paid to
to the
the

complainant by
complainant by the
the Accused.
Accused.

10. The complainant

10. The complainant submits
submits that, the Accused
that, the Accused did
did not
not stop
stop there,
there, but
but

approaching and
kept approaching
kept to convince
started to
and started family members
the family
convince the the
of the
members of

complainant as the
complainant as had good
Accused had
the Accused relationship with
family relationship
good family the
with the

complainant.
complainant. The
The Accused
Accused further said that
further said would add
he would
that he the
add the

Complainant
Complainant as
as a apartner business to
the business
partner inin the and manage
supervise and
to supervise it.
manage it.

on 02/08
that on
submits that
further submits 02/08/2021 when he
/2021 when met
he met
11. The
11. Complainant further
The Complainant

hope by
high hope
gave high stating that
by stating many orders
that many were
orders were
Accused he
the Accused
the he gave

making profit
start making in the
profit in forth coming
the forth months.
coming months.
comin g and
Coming would start
and would

that in
submits that
further submits October 2021
in October 2021 thethe
12.
12. The Complainant further
The Complainant
was admitted
and was in KMCH
admitted in due
Coimb atore due
KMCH Coimbatore
Com plainants father
Complainants ill and
fell ill
father fell
the Complainant ee
that his
Complainant that fathe|
the doctors
and the
attack and advised the
doctors advised
heart attack
to heart
to
 needs toto undergo open heart Sur
needs gery and
undergo open heart surgery and the
the same
same was
was performed
performed
duri ng that time
during that time the
the Complainant was
Complainant was not
not able
able to
to supervise
supervise the
the bus iness
business
since he
since he had
had to
to take
take care
care of
of his
his father.
father. Later
Later inin the
the month
month ofof December
December
2021 when
2021 when the
the Complainant
Complainant askedasked the
the business
business situation
situation the
the Accused
Accused
replied that
replied that there
there were
were nono orders
orders andand was
was inin loss
loss

13. The
13. The complainant further
complainant further submits
submits considering
considering the
the situation
situation he
he insisted
insisted
the Accused
the Accused to
to give
give up
up or
or sell
sell the
the business
business and
and settle
settle all
all his
his dues
dues for
for
which the
which the Accused
Accused requested
requested Rs.30,00,000/- (Rupees Thirty
Rs.30,00,000/- (Rupees Thirty Lakhs
Lakhs
Only) to restructure
Only) to restructure the
the business
business and
and also
also permitting
permitting to
to partner
partner with
with
him to
him to manage
manage the
the affairs
affairs of
of the
the business.
business. The
The ACCused
Accused also
also undertook
undertook
to secure
to secure the
the said
said amount
amount by by asking
asking his
his father
father to
to execute
execute aa lease
lease with
with
respect toto his
respect his house
house (all portions except
except one)
(all portions one) inin Ramapuram
Ramapuram and
and the
the
lease was
lease was executed
executed on on 01/03/2022
01/03/2022 and
and the
the Complainant
Complainant lent
lent
Rs.30,00,000/- on
Rs.30,00,000/- on that
that day.
day.

14, The
14. The Complainant
Complainant further
further submits
submits that
that since
since no
no further
further payment
payment was
was
made by
made by the
the Accuse d, when
Accused, when the
the complainant
complainant approached
approached the
the Accused,
Accused,
the Accused
the Accused promised
promised to
to return
return the
the amount
amount by
by selling
selling his
his house
house and
and
settle the
settle the amount
amount by
by December
December 2022..
2022..

15.
15. The complainant further
Thecomplainant further states
states that
that since
since the
the Accused
Accused was
was not
not taking
taking

Proper care
proper care of
of the
the business
business fearing
fearing that
that he
he might
might lose
lose his
his money
money totally
totally

he approached
he approached the
the Accused
Accused in
in the
the month
month of
of September
September 2022
2022 and
and asked
asked

him to
him to return the sum
return the sum of
of Rs.39,00,000/-(Rupees
Rs.39,00,000/-(Rupees Thirty
Thirty Nine
Nine Lakhs
Lakhs

Only) along
Only) along with
with the
the interest
interest as
as stipulated
stipulated in
in the
the loan
loan agreement.
agreement. For
For
\"
 . ubai and
to Dubai wilI bebe
and will
is going abroadd to Y
theAccus
which the
which ed state
Accused stated he
d that he is going
that abroa
an d is sued tw
issued twoo
the amou nt
amount by
by Ju ne
June 20 23
2023 and
sure ly be
surery able toto repa
be able repayy the
.20,0 0,000/-
Rs.20,00,000/
sum ofof Rs.2U ,UU,
chequ
Cnequeses bearin g numbe
bearing numbersrs “1374 98” ” for
"137498" for aa sum
(Rupees
(Rupe es Twent
(Rupees Twenty Lakhs Only)
y Lakhs and “1374
Only) and 99” ” for
"137499" for Rs.19 ,00,000/- - (RUP
Rs.19,00,000/- (Rupees
lainant toto depo sit the
Nine teen Lakh
Nineteen s Only
Lakhs Only) and aske
) and asked the Comp
d the Complainant deposit the

cheq
Cheques the mont
ues inin the month June, belie
on June,
h on believing the prom
ving the ised word
promised s of
words of the
the

Accus
ACCUsed thecompl
ed the ainant deposi
complainant deposited the chequ
ted the cheque on 16/06
e on 16/06/2023. at HDFC
/2023. at HDFC

Bank, Mylap
Bank, Mylapore branch.
ore branc The Comp
h. The Complainant was shock
lainant was shocked know that
to know
ed to that
n “Acco unt Close d”
the chequ
both the
both cheques were disho
es were noured for
dishonoured the reaso
for the reason "Account Closed"
the retur
and the
and return memo dated
n memo 17/06/2023 was
dated 17/06/2023 was recei ved
received by the
by the

Complainant
Complainant onon 20/06/2023.
20/06/2023.

16.
16. The Complainant
The Complainant further that he
submits that
further submits sent a
he sent notice on
legal notice
a legal on
10/07/2023 to
10/07/2023 The Notice
Accused. The
the Accused.
to the Notice was returned with
was returned an
with an

endorsement “Left”.
endorsement "Left". This act of
This act the Accused
of the issuing a
in issuing
Accused in cheque, of
a cheque, a
of a

account, to
closed account,
closed legally enforceable
repay a a legally
to repay will attract
debt will
enforceable debt the
attract the

under section
offences under
offences of the
138 of
section 138 Instruments Act
Negotiable Instruments
the Negotiable well
as well
Act as

section 420
as section
as of the
420 of Indian Penal
the Indian Code.
Penal Code.

The Complainant
17. The
17. submits that
further submits
Complainant further subject matter
the subject
that the cheques
matter cheques

numbers 137498
bearing numbers
bearing and 137499
137498 and 16/06/2023 were
dated 16/06/2023
137499 dated issued
were issued

for
for a
a legally
legally enforceable debt and
enforceable debt and was presented before
was presented drawee
the drawee
before the

bank HDFC Bank

bank HDFC Bank at Iyyappanthangal Branch
at Iyyappanthangal comes under
which comes
Branch which the
under the

limits which isis within the jurisdiction

within the this
of this
jurisdiction of
limits of
of T-15 SRMCPolice
T-15 SRMC Police Station
Station which

Hon'ble within the

presented within peri
validity period
the validity
Hon'ble Court.
Court. The
The Cheques were presented
Cheques were
 and the further statutory legal notice was sent
and the further statutory legal notice was sent toto the
the Accused
Accused well
well
within the period of 30 days as stipulated in the Negotiable
within theperiod of 30days as stipulated inthe Negotiable Instruments
Instruments

Act. The
Act. The present
present Complaint
Complaint is
is also
also filed
filed before
before this
this Hon
Hon'ble Court within
'ble Court within

the period
the period of
of limitation.
limitation.

ItIt is
is therefore
therefore prayed
prayed that
that this
this Hon'ble
Hon’ble Court
Court may
may be
be pleased
pleased to
to take
take

the complaint
the complaint on
on file
file and
and issue
issue process
process to
to the
the Accused
Accused and
and try
try and
and punish
punish

the Accused
the Accused for
for the
the offences
offences punishable
punishable under
under sections
sections 138
138 of
of the
the

Negotiable Instruments
Negotiable Instruments Act,
Act, section
section 420
420 of
of the
the Indian Penal Code
IndianPenal Code and
andorder
order

to pay
to pay compensation
compensation under
under section
section 357
357 of
of the
the CrPC
CrPC and
and pass
pass any
any other
other

order as
order as this
this Hon'ble
Hon’ble Court
Court may
may deem
deem fit
fit in
in the
the circumstances
circumstances of
of the
the case
case

and thus
and thus render
render justice.
justice.

Dated at
Dated at Chennai
Chennai on
on this
this Wednesday,
Wednesday, the
the 30th
30% day
day of
of August,2023
August,2023

COUNSEL
cOUNSEL a
FOR THÆ COMPLAINANT
COMPLAINANT

LIST
LIST OFOFWITNESSES
WITNESSES
1.1. Mr.
Mr. R.R. Karthik
Karthik
2.2. Manikandan
Manikandan
3. Branch Manager, HDFC Bank, Iyyappanthangal.
3. Branch Manager, HDFC Bank, Iyyappanthangal.

LIST
LIST OFOFDOCU MENTS
DOCUMENTS
S.NO
S.NO DATE
DATE DESC RIPTION
DESCRIPTION REMARKS
REMARKS
 ———
Origin al
Original
11 18/03 /2017
18/03/2017
Loan Agree
Loan ment pig
Agreement
iginal
Original
22 01/10 /2018
01/10/2018 Loan Agree
Loan ment
Agreement | Origina’ |
Loan Agree
Loan ment
Agreement al
Original
Origin
33 01/10 /2018
01/10/2018
Loan Agree
Loan ment
Agreement al
Original
Origin
4 05/12/ 19
05/12/19
,00,000/-)
(Rs.13,00,000/-)
(Rs.13

55 05/12/ 19
05/12/19 Loan Agree
Loan ment
Agreement Origin al
Original
(Rs.6, 00,000/-)
(Rs.6,00,000/-)
66 01/02/ 21
01/02/21 Loan Agree
Loan ment
Agreement Origin al
Original
(Rs.11 ,0,000/-)
(Rs.11,0,000/-)
a
7
01/02/ 21
01/02/21 Loan Agree
Loan ment
Agreement Origin al
Original
(Rs.9, 00,000/-)
(Rs.9,00,000/-)
6 01/03/ 22
01/03/22 Lease Agree
Lease ment
Agreement Origina
Originall

9 16/06/23 | CitiCiti Bank

16/06/23 Cheque No.13
Bank Cheque 7498
No.137498 Original
Original
10
10 16/06/23 | CitiCiti Bank
16/06/23 Cheque No.13
Bank Cheque 7499
No.137499 Origina
Originall

11
11 17/06/23
17/06/23 Return Memo
Return Memo Original
Original
12
12
17/06/23
17/06/23 Return Memo
Return Memo Office Copy
Office Copy
13
13 10/07/23 | Office
10/07/23 Office copy of the
copy of Notice
Legal Notice
the Legal Original
Original
14
14 Acknowledgment Card
Acknowledgment Card

DATES AND
DATES AND EVENT
EVENTSS

DATES
DATES EVENT
EVENT

05/12/2019
05/12/2019 Accused borrows
The Accused
The of Rs.19,
sum of
a sum
borrows a 00,000/-
Rs.19,00,000/
(Rupees Nineteen
(Rupees Lakhs Only)
Nineteen Lakhs the
from the
Only) from
vide two
Complainant vide
Complainant agreements
loan agreements
two loan

01/02/2021
01/02/2021 The Accused borrows
The Accused of Rs.20,
sum of
borrows aa sum 00,000/-
Rs.20,00,000/
TwentyLakhs Only)
(Rupees TwentyLakhs
(Rupees Only) from Complainant
the Complainant
from the
vide two loan
vide two agreements
loan agreements

The Accused
The issued two
Accused issued cheques to
two cheques the
to the
16/06/2023
16/06/2023
by
discharge the
to discharge above
the above loan
loan taken by
taken
Complainant to
Complainant
the him
the him

the cheques
Both the issued by
cheques issued the Accused
by the were
Accused were
17/06/2023
17/06/2023 Both
dishonoured
dishonoured
 -—_—_———————

LegalNotice
| anne

Noticewaswasissued
issuedto tothetheAccused
—.

10
Legal Accusedintimating
intimating |
/07/2023 the dish onou r and
10/07/2023 reque sting
the dishonour and requesting payment paymentofofthethesum
sum
_ __] Rs.39,00,000/-
ofof Rs.39,00,000/
13/07/2023
13/07/2023 | The legal
The legal notice
notice was returned
was returned asas"Left"
“Left”

VERIFICATION
VERIFICATION
I, R.Karthik S/o K.P.
K.P. Rajendaran,
Rajendaran, the herein, declare
Complainant herein,
the Complainant declare that
that
I, R.Karthik S/o
true toto the
are true
what are all stated in paragraphs 1 to 17 are best ofof my
the best my
what are all stated in paragraphs 1 to 17
knowledge, belief information.
and information.
belief and
knowledge,
Verified at Chennai on this
this Monday,
Monday, the
the 30th
30 day
day of August, 2023
of August, 2023
Verified at Chennaion

COMPLAINANT
COMPLAINANT