WealthSecure Max Placemat EN - 1122

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WealthSecure Max

(This is an insurance product)

A Great Way To Enjoy Protection And A Regular


Stream Of Income
Key Benefits

Up to Up to

3X 6X 6%
Initial Sum Assured (ISA) for
death/Total and Permanent ISA for accidental of ISA as Guaranteed Cash
Disability TPD due to natural death/ TPD* Payment every 2 years**
causes*

PEACE OF MIND SECURITY INCOME

Guaranteed
150
From

Maturity benefit equivalent to Total RM Longer coverage term with


shorter premium payment term*
Premium Paid*** Per month
CERTAINTY AFFORDABLE VALUE

Simplified Income tax


Underwriting relief****
CONVENIENCE SENSIBLE
Aml/Banca/WealthSecure Max_Placemat/1122

* Subject to Terms and Conditions


** Subject to the survival of Life Assured to the due date of Guaranteed Cash Payment, starting from the end of Policy Year 2.
*** Provided that i) The policy is still in force and in effect ii) There is no Death or Total and Permanent Disability (TPD) benefits paid until that date iii) There is no breach of the Terms and Conditions of the policy.
**** This policy may qualify for income tax relief subject to the final decision of the Malaysian Inland Revenue Board.
The information, statement and/or description contained herein are strictly meant to be general information for quick reference and illustration purposes only and are not to be construed as a contract of insurance. Please refer to the brochure,
Sales Illustration (SI) and Product Disclosure Sheet (PDS) for more information. If you need further information, you may call AmMetLife Insurance Berhad at 1 300 88 8800 or visit ammetlife.com.

A PIDM member Underwritten by:


Sum Assured (RM) Protection
200,000.00

180,000.00

160,000.00

140,000.00
Up to 6X ISA for death/TPD (accidental causes)
Coverage up to age 65
120,000.00

100,000.00 Increasing Sum Assured from Year 2-5


300%
80,000.00
250%
60,000.00
200%
40,000.00 150%
Up to 3X ISA for death/ TPD (natural causes) Coverage for death/TPD due to
accidental causes
Year 5 onwards
100%
Coverage for death and TPD
20,000.00
due to natural causes
0
Scenario 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Year

Name : John Limited Premium Payment term


Gender : Male
Entry Age : 30 Enjoy longer coverage term

- John pays RM200/month


for 10 years
- Coverage: 20 years
- ISA: RM14,400 Guaranteed
Regular Stream of Income
Cash Payment (RM)
Guaranteed Maturity Benefit
equivalent to Total Premium Paid
= RM 24,000***
6% of Guaranteed Cash Payment Every 2 Years**
This illustration shows an annualised return* of
2.41% p.a. based on annual premium payment
mode, provided the policy is held to maturity. The
premiums that you pay contribute to both the
RM 864 RM 864 RM 864 RM 864 RM 864 RM 864 RM 864 RM 864 RM 864 savings and protection elements of the product, e.g.
death benefits. If you are looking for financial
products with savings element, you may wish to
compare annualised returns of your policy with the
effective returns of other investment alternatives.
* Annualised return is the estimated average annual
** Subject to the survival of Life Assured to the due date of Guaranteed Cash payment, starting from the end of return on the survival/savings benefits that you will
Policy Year 2. receive over the period of the policy until its maturity
*** Provided that
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Year with respect to the premium that you had paid.
i) The policy is still in force and in effect
ii) There is no death or Total and Permanent Disability (TPD) benefits paid until that date
iii) There is no breach of the Terms and Conditions of the policy. Limited Premium Payment term

Note: Subject to Terms and Conditions.


Enjoy longer coverage term
This material is restricted to AmBank internal use only and should not be distributed to a third party.

Distributed by AmBank (M) Berhad 196901000166 (8515-D) A member of the AmBank Group Underwritten by AmMetLife Insurance Berhad (197301002252)

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