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Math For Business and Finance An Algebraic Approach 1St Edition Slater Solutions Manual Full Chapter PDF
Math For Business and Finance An Algebraic Approach 1St Edition Slater Solutions Manual Full Chapter PDF
Math For Business and Finance An Algebraic Approach 1St Edition Slater Solutions Manual Full Chapter PDF
DRILL PROBLEMS
Calculate the mean (to the nearest hundredth): LU 5-2(1)
30
5–1. 14, 8, 6, 2 7.50
4
70
5–2. 8, 11, 19, 17, 15 14
5
$231.68
5–3. $55.83, $66.92, $108.93 $77.23
3
$1,685.27
5–4. $1,001, $68.50, $33.82, $581.95 $421.32
4
5–5. Calculate the grade-point average: A 4, B 3, C 2, D 1, F 0 (to nearest tenth). LU 5-2(2)
Courses Credits Grade Units Grade
Computer Principles 3 B 9 (3 3)
Business Law 3 C 6 (3 2)
Logic 3 D 3 (3 1) 43
Biology 4 A 16 (4 4) 2.7
16
Marketing 3 B 9 (3 3)
16 43
5–6. Find the weighted mean (to the nearest tenth): LU 5-2(2)
Value Frequency Product
4 7 28
8 3 24
2 9 18
78
4 2 8 3.7
21
21 78
5–7. Find the mean of the group: LU 5-2(2)
12,517
The mean of the grouped data is 368.15
34
Find the median: LU 5-2(3)
25 38
5–8. 55, 10, 19, 38, 100, 25 31.5
2
10, 19, 25, 38, 55, 100
5–9. 95, 103, 98, 62, 31, 15, 82
15, 31, 62, 82, 95, 98, 103
Calculate the price relative (rounded to the nearest tenth percent). LU 5-1(3)
$30,000
100 142.9
$21,000
150
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Chapter 05: Business Statistics
5–13. Given the following sales of Lowe Corporation, prepare a line graph (run sales from $5,000 to $20,000). LU 5-1(2)
2012 $ 8,000
2013 11,000 $20,000
•
15,000 •
2014 13,000 10,000 •
•
2015 18,000 5,000
5–14. Prepare a frequency distribution from the following weekly salaries of teachers at Moore Community College. Use the fol-
lowing intervals: LU 5-1(1)
$200–$299.99
300– 399.99
400– 499.99 Salaries Tally Frequency
500– 599.99 $200–$299.99 |||| 5
$210 $505 $310 $380 $275 300– 399.99 |||| 4
290 480 550 490 200 400– 499.99 |||| 4
286 410 305 444 368 500– 599.99 || 2
5–15. P repare a bar graph from the frequency distribution in Problem 5–14. LU 5-1(2)
5
Frequency
4
3
2
1
$200 –$299.99
$300 –$399.99
$400 –$499.99
$500 –$599.99
5–16. How many degrees on a circle graph would each be given from the following? LU 5-1(2)
Wear digital watch 42% .42 360 151.2
Wear traditional watch 51% .51 360 183.6
Wear no watch 7% .07 360 25.2
360
5–17. Calculate the range for the following set of data: 117, 98, 133, 52, 114, 35. LU 5-3(1)
133 35 98
Calculate the variance and standard deviation for the following sample sets of data. Round the final answers to the nearest tenth.
LU 5-3(2)
5–18. 83.6, 92.3, 56.5, 43.8, 77.1, 66.7
151
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Chapter 05: Business Statistics
WORD PROBLEMS
5–22. The first Super Bowl on January 15, 1967, charged $42,000 for a 30-second commercial. For Super Bowl XLVI, NBC
charged an average of $3.5 million for each 30 seconds and sold 70 commercial slots. Create a line graph for the follow-
ing Super Bowl 30-second commercial costs: 2007, $2,385,365; 2008, $2,699,963; 2009, $2,999,960; 2010, $2,954,010;
2011, $3,100,000; and 2012, $3,500,000. LU 5-1(2)
$4,000,000
3,500,000
3,000,000
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2007 2008 2009 2010 2011 2012
5–23. The American Kennel Club announced the “Most Popular Dogs in the U.S. for 2011.” Labrador retrievers remained
number one for the 21st consecutive year. German shepherds came in second followed by beagles, golden retrievers, and
Yorkshire terriers. Create a circle graph for “Dogs for Life Kennel Club” with the following members: 52 labrador retrievers,
33 German shepherds, 22 beagles, 15 golden retrievers, and 10 Yorkshire terriers. LU 5-1(2)
Yorkshire terrier 52 33 22 15 10 132
8%
52/132 .39 .39 360 140.4
Golden
retriever 33/132 .25 .25 360 90
11% Labrador
retrlever 22/132 .17 .17 360 61.2
Beagle 39%
17% 15/132 .11 .11 360 39.6
10/132 .08 .08 360 28.8
German
shepherd Totals 1.00 360
25%
152
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Chapter 05: Business Statistics
5–24. College graduates continue to earn significantly more than high school graduates. In fact, the wage college graduates earn
has been increasing to almost twice as much as that of high school graduates. If graduates in 2013 earn $40,632, $35,554,
$42,192, $33,432, $69,479, and $43,589, what is the variance and standard deviation for this sample? Round to a whole
number for each calculation. LU 5-3(2)
$40,632 $35,554 $42,192 $33,432 $69,479 $43,589 $264,878
$44,146
6 6
5–26. Jim Smith, a marketing student, observed how much each customer spent in a local convenience store. Based on the
following results, prepare (a) a frequency distribution and (b) a bar graph. Use intervals of $0–$5.99, $6.00–$11.99,
$12.00–$17.99, and $18.00–$23.99. LU 5-1(1, 2)
$18.50 $18.24 $ 6.88 $9.95
5
16.10 3.55 14.10 6.80
Frequency
4
12.11 3.82 2.10
3
15.88 3.95 5.50 2
Intervals Tally Frequency 1
$6.00 –$11.99
$12.00 –$17.99
$18.00 –$23.99
5–27. Angie’s Bakery bakes bagels. Find the weighted mean (to the nearest whole bagel) given the following daily production
for June: LU 5-2(2)
200 150 200 150 200 Tally Day Bagels Product
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Chapter 05: Business Statistics
5–28. Melvin Company reported sales in 2014 of $300,000. This compared to sales of $150,000 in 2013 and $100,000 in 2012.
Construct a line graph for Melvin Company. LU 5-1(2)
Thousands of dollars
$300 •
250
200
150 •
100 •
50
2012 2013 2014
5–29. The mean useful life of car batteries is 48 months. They have a standard deviation of 3. If the useful life of batteries is
normally distributed, calculate (a) the percent of batteries with a useful life of less than 45 months and (b) the percent of
batteries that will last longer than 54 months. LU 5-3(2)
a. 100% (50% 34%) 16% b. 100% (50% 34% 13.5%) 2.5%
5–30. The average weight of a particular box of crackers is 24.5 ounces with a standard deviation of 0.8 ounce. The weights of
the boxes are normally distributed. What percent of the boxes (a) weigh more than 22.9 ounces and (b) weigh less than
23.7 ounces? LU 5-3(2)
a. 22.9 ounces is 2 standard deviations below the mean. b. 23.7 is 1 standard deviation below the mean.
50% 34% 13.5% 97.5% 100% (50% 34%) 16%
5–31. An examination is normally distributed with a mean score of 77 and a standard deviation of 6. Find the percent of individ-
uals scoring as indicated below. LU 5-3(2)
a. Between 71 and 83 a. 34% 34% 68%
b. Between 83 and 65 b. 34% 34% 13.5% 81.5%
c. Above 89 c. 100% (50% 34% 13.5%) 2.5%
d. Less than 65 d. 100% (50% 34% 13.5%) 2.5%
e. Between 77 and 65 e. 34% 13.5% 47.5%
5–32. Listed below are the sales figures in thousands of dollars for a group of insurance salespeople. Calculate the mean sales
figure, the variance, and the standard deviation. Round to the hundredths. LU 5-3(1, 2)
$117 $350 $400 $245 $420
223 275 516 265 135
486 320 285 374 190
$4,601 15 $306.73 mean sales
The sum of the squared deviations equals 197,190.93
197,190.93 (15 1) 14,085.07 variance
114,085.07 $118.68 standard deviation
5–33. The time in seconds it takes for 20 individual sewing machines to stitch a border onto a particular garment is listed below.
Calculate the mean stitching time, the variance, and the standard deviation to the nearest hundredth. LU 5-3(1, 2)
67 69 64 71 73
58 71 64 62 67
62 57 67 60 65
60 63 72 56 64
1,292 20 64.6 mean time
The sum of the squared deviations equals 478.8
478.8 (20 1) 25.2 variance
125.2 5.02 standard deviation
154
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Chapter 05: Business Statistics
CHALLENGE PROBLEMS
5–34. Listed below are annual revenues for a few travel agencies:
AAA Travel Agency $86,700,000
Riser Group 63,200,000
Casto Travel 62,900,000
Balboa Travel 36,200,000
Hunter Travel Managers 36,000,000
(a) What would be the mean and the median? (b) What is the total revenue percent of each agency? (c) Prepare a circle
graph depicting the percents. LU 5-1(2), LU 5-2(1, 2, 3)
$285,000,000
a. $57,000,000 mean c. .3042 360 109.51
5
.2218 360 79.85 Riser
$62,900,000 median Group AAA
.2207 360 79.45
$86,700,000 22.18% 30.42%
b. AAA 30.42% .1270 360 45.72
$285,000,000 .1263 360 45.47
$63,200,000 Casto
Riser Group 22.18% 22.07% Hunter
$285,000,000 12.63%
Balboa
$62,900,000 12.70%
Casto 22.07%
$285,000,000
$36,200,000
Balboa 12.70%
$285,000,000
$36,000,000
Hunter 12.63%
$285,000,000
5–35. The following circle graph is a suggested budget for Ron Rye and his family for a month. Ron would like you to calculate
the percent (to the hundredth) for each part of the circle graph along with the appropriate number of degrees. LU 5-1(2)
$550 $340 $240 $290 $410 $375 $2,205
Loan $550 $340 $240
repairs 24.94% 15.42% 10.88%
Mortgage $2,205 $2,205 $2,205
$375
$550 $290 $410 $375
Food 13.15% 18.59% 17.01%
$2,205 $2,205 $2,205
$410
Taxes
$340 .2494 360 89.78
Misc. .1542 360 55.51
$290 Insurance
.1088 360 39.17
$240
.1315 360 47.34
.1859 360 66.92
.1701 360 61.24
155
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Chapter 05: Business Statistics
500
4 700 400
5 300 300
200
100
1 2 3 4 5
Weeks
6. Laser Corporation reported record profits of 30%. It stated in the report that the cost of sales was 40% with expenses
of 30%. Prepare a circle graph for Laser. (pp. 136–137) LU 5-1(2)
.30 360 108
.40 360 144
.30 360 108 Profit
Cost of sales 108˚
144˚
Expenses
108˚
156
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Chapter 05: Business Statistics
7. Today a new Explorer costs $39,900. In 1990, Explorers cost $24,000. What is the price relative to the nearest tenth
percent? (p. 137) LU 5-1(3)
$39,900
100 166.3%
$24,000
8. Calculate the variance and the standard deviation for the following set of data: 7, 2, 5, 3, 3, 10. Round the final answer
to the nearest tenth. (pp. 143–145) LU 5-3(2)
Data Data Mean (Data Mean)2 30 6 5
46 (6 1) 9.2 variance
2 3 9 19.2 3.03 3.0
3 2 4
3 2 4
5 0 0
7 2 4
10 5 25
Total 30 Total 46
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brilliant solo instrument it still held its serviceable place in the
orchestra. When in the course of time overtures became
symphonies, it was still from the harpsichord that the conductor,
usually the composer, led the performance of them. Gluck wished to
banish it from the orchestra of the opera house; but, when Haydn
came to London in 1790 and again in 1794 to lead a performance of
his specially composed symphonies, he sat at the instrument which,
more than any other, had assisted at the growth of independent
instrumental music—at the harpsichord, now slowly but surely
withdrawing into the background before the victorious pianoforte.
It is easy to pick flaws in it, now that we can thunder it to silence with
our powerful concert grands. It is natural to smile at its thin and none
too certain sounds. It is difficult to imagine that the hottest soul of a
musician-poet could warm away the chill of it. But what a place it
held, and how inextricably is it woven with the development of nearly
all the music that now seems the freest speech of passion and
imagination! What men gave service to it: Domenico Scarlatti,
François Couperin, and Rameau; great Bach and Handel; the sons
of Bach, some of them more famous once than their father; and the
child Mozart, with a dozen courts at worship of him! The music they
wrote for it has come down to us; we hear it daily in our concert
halls. Few will deny that it gains in beauty and speaks with richer
voice through our pianoforte; but they who wrote it never heard it so;
and we who hear it, hear it not as they. Even when by the efforts of
some devoted student it is brought to performance upon the
instrument which saw its birth, we cannot truly hear it as it sounded
once. We listen, as it were, to an intruder hailing from the past,
whose usurpation of our modern ears we tolerate because we are
curious and because he is winning. With the wigs and powder, the
breeches and slippers, the bows and elegancies, it has faded into
the past. Its sound is dumb and its spirit is gone.
II
The clavichord and the harpsichord were the instruments upon which
music was first shaped for the pianoforte during the sixteenth and
seventeenth centuries. Looming behind them and quite dominating
them until the last quarter of the seventeenth, until even much later
in Germany, was the organ. Instrumental music had a long road to
travel before either of the two smaller instruments received the
special attention of composers. The organ led this uncertain way,
setting out milestones which mark the successive stages in the
development of the great forms of instrumental music. Later bands of
strings took this leadership away from her. Always the clavichord and
the harpsichord followed submissively in the trail of the organ, or
carried the impedimenta for the strings, until late in the seventeenth
century. Considering the wilderness through which composers had to
make their way, their progress was rapid. In the course of the
seventeenth century they found forms and styles of music quite
unknown when the march began.
Top: the virginal and the gravicembalo.
Bottom: the clavicord and the harpsichord.
In the year 1600 there was no pure-blooded instrumental music. The
sets of pieces for organ, lute, or groups of instruments which had
appeared up to that time, and such sets had appeared as early as
1502, were almost strict copies of vocal forms, in which the vocal
style was scarcely altered. Frequently they were simply
arrangements of famous madrigals and chansons of the day. The
reason is obvious. For well over a century and a half, the best
energy of musicians had gone into the perfecting of unaccompanied
choral music, into masses and motets for the church, and into
madrigals, the secular counterparts of the motets. Long years of
labor had amassed a truly astonishing technique in writing this sort
of music. The only art of music was the special art of vocal
polyphony. Instruments were denied a style and almost a music of
their own.[1] But improvements in sonority and mechanism brought
instruments into prominence, and the spirit of the Renaissance
stimulated composers to experiment with music for them. This was
the beginning of a new art, fraught with difficulties and problems, to
meet which composers had only the skill acquired in the old.
By far the most serious of these was the problem of form. The new
music was independent of words, and, in order to enjoy freedom
from words of any sort and at the same time to exist and to walk
abroad, it had to become articulate of itself; had, so to speak, to build
a frame or a skeleton out of its proper stuff. It had to be firmly knit
and well balanced.
The Prelude, too, was at first equally free of the limits of form. As the
name plainly tells, it was a short bit of music preparatory to the
greater piece to come. Not long ago it was still the fashion for
concert pianists to preludize before beginning their programs,
running scales and arpeggios over an improvised series of
harmonies. The old preludes were essentially the same, very
seriously limited, of course, by the childish condition of instrumental
technique, and more or less aimless because harmonies were then
undefined and unstable. Toward the middle of the seventeenth
century organists built up definite schemes, if not forms, of
preludizing before the singing of chorales in the Lutheran Church;
but this art was naturally restricted to the organ. Preludes for the
harpsichord and clavichord took on definite form only when the
relatively modern system of major and minor keys had grown up out
of the ruin of the ancient system of ecclesiastical modes.
Until music had thus knit itself anew upon harmony, it was
fundamentally unstable. Toccatas, ricercars, canzonas, preludes,
even fugues, all wandered unevenly, without proper aim, until
harmony came to lay the contrast and balance of chords and keys as
the great principle of form. Especially was instrumental music
dependent upon this logical principle, for, as we have noted, music
without words stands in vital need of self-sufficing form, and without
it totters and falls in scattered pieces.
All these sets of pieces were written in good faith for the harpsichord
as well as for the organ. But in reality, except in so far as certain
principles of form are valuable to all music, and a few figures of
musical ornamentation are common to all keyboard music,
harpsichord music profits but vicariously from Frescobaldi. His music
is essentially organ music, and the development it marks as
accomplished, and that toward which it points, are proper to the
organ and not to the harpsichord. To the one instrument breadth and
power are fitting, to the other lightness and fleetness. Inasmuch as
the same distinction exists between the organ and the pianoforte at
the present day, with some allowances made for improvements in
the mechanism of the organ and for the great sonority of the
pianoforte, which allowances affect only the degree but not the kind
of differences, Frescobaldi can be said to have influenced the
development of pianoforte music only by what he contributed toward
the solution of very general problems of form and structure.
The same must be said of many other great organists of his and of
later days, such as Zweelinck, Samuel Scheidt, Buxtehude, Bohm,
Pachelbel, and others. It may be noted that after the death of
Frescobaldi the art of organ-playing passed from Italy, the land of its
birth and first considerable growth, to Germany. Here a great line of
virtuosi added more and more to the splendor and dignity of organ
music, perfecting and embellishing style, inventing new forms and
making them firm. They remained loyal to the polyphonic style, partly
because this is almost essentially proper to the organ with its
unlimited power to sustain tone; partly because it is the impressive
and noble style of music most in keeping with the spirit of the church,
from which the organ will apparently never be wholly dissociated.[3]
How, then, did the great organists of the sixteenth and the
seventeenth century affect the growth of pianoforte music? By
establishing certain forms, notably the fugue, which have been
adapted to every kind of serious instrumental music and to the
pianoforte with only less propriety than to the organ; by helping to lay
the harmonic foundation of music which, as we have said, is the
basis for all music down to the present day and is but now being
forsaken; by discovering the effectiveness of certain styles of
ornamentation and runs which are essentially common to all
keyboard instruments. They helped to give music a form made of its
own stuff, and a beauty and permanence which is the result of such
form perfected. In their workshops two of such forms were rough-
hewn which proved of later service to pianoforte music—the
harmonic prelude and the fugue.
Any theme, from the ancient plain-song or from the treasure of folk-
music, was suitable to serve as a ‘ground’ to these variations, or
divisions, as they were called. One comes across delightful old
dance-tunes and songs popular in that day. These in themselves are
full of the charm of English melody, but when harnessed, as it were,
to the slow-moving counterpoint of the variation style, with its archaic
harmony and lifeless rhythm, they are robbed of their spirit and their
life. We have saved to us again a dead music.
Most lifeless of all, and almost laughably pompous in their rigor, are
the variations on the first six notes of the scale, the so-called
Fantasias on ut re mi fa sol la. Every composer tried a hand at this
sort of composition. The six notes usually marched up and down the
scale, with no intermission. A great deal of modulation was
attempted. Sometimes the formula was gone through upon the
successive notes of the scale. It was set upon its way in various
rhythms, sometimes in long, steady notes, again in rapid notes, yet
again in dotted rhythms. At the best the result was a display of some
cleverness on the part of the composer, a bit of daring in chromatic
alterations, some novelty in combinations of rhythms. It can hardly
be supposed that they expressed any æsthetic aspiration. They
stand in relation to the development of pianoforte music only as
technical exercises of a sort.
The same may be said in some instances of the variations upon
songs, but is not in the main true. Here is distinctly a groping toward
beauty, largely in the dark, to be sure, but tending, on the one hand,
toward the development of a fitness of style and, on the other, of a
broad and varied form, the noble possibilities of which have become
manifest through the genius of all the great instrumental composers
since the time of Bach.
The toccata, prelude, fugue, and variations are the results of the
labor of musicians during the sixteenth and the first half of the
seventeenth centuries to invent and improve forms of music which,
as independent compositions, might impress the hearer with their
organic unity, so to speak, and serve as dignified expression of their
own skill and their own ideals of beauty. Of these the prelude alone,
with its basis of chord sequences, is wholly a product of the new
time. The others rest heavily upon the vocal skill of the past. None of
them, however, is perfect. Skill in laying a harmonic groundwork of
wide proportions is still to be acquired; and, so far as the harpsichord
and clavichord are concerned, a sense for instrumental style and
special instrumental effects has to be cultivated much further. We
shall have to wait another half-century before that sense has
become keen enough to influence development of harpsichord
music.
IV
Meanwhile the growth and relative perfection of another form is to be
observed, namely, the suite.[4] This is a conventional group of four
short pieces in dance forms and rhythms. A great amount of dance
music had been published for the lute in Italy as early as 1502. Of
the twenty-one pieces published in the Parthenia more than a
hundred years later, five were pavans and ten were galliards. In all
these early dance pieces the rhythm is more or less disguised under
a heavy polyphonic style; so we may presume that they were not
intended to be played in the ballroom, but rather that the short and
symmetrical forms of good dance music were regarded by
composers as serviceable molds into which to cast their musical
inspirations. Indeed, they must have made a strong appeal to
composers at a time when they were baffled in their instrumental
music by ignorance of the elementary principles of musical structure.
By far the majority of his suites for the harpsichord, and be it noted
they are for harpsichord and not for organ, are in the orthodox order
of Allemande, Courante, Sarabande, and Gigue. The dances are all
constructed upon the same plan, a plan at the basis of which the
new idea of harmony has at last been solidly established. Each piece
is divided neatly into two sections of about equal length, each of
which is repeated. The harmonic groundwork is simple and clear.
The dance opens in the tonic key. If the piece is major it modulates
to the dominant, if minor to the relative major; and in that key the first
section ends. This section having been repeated, the second section
begins in the key in which the first section left off, and modulates
back again, usually through one or two keys, to end in the tonic. The
whole makes a compact little piece, very neatly balanced. It would
seem to be quite sealed in perfection and to contain no possibilities
of new growth; but the short passages of free modulation through
which the second section pursues its way from dominant or relative
major back to tonic contained germs of harmonic unrest which were
to swell the whole to proportions undreamed of.
The change from tonic to dominant and back, with the few timid
modulations in the second section, offered practically all the contrast
and variety there was within the limits of a single piece. Except in the
sarabande, the musical texture was woven in a flowing style. The
effect is one of constant motion. A figure, not a theme,
predominated. The opening figure, it is true, was modified, often
gave way to quite a different figure in the dominant key; but the style
remained always the same, and there was but the slightest
suggestion of contrast in the way one figure glided into another.
In the suite as a whole, the uniformity of key which ruled over all four
movements precluded in the main all contrast but the contrast of
rhythm. Yet a few peculiarities of style became associated with each
of the dances and thus gave more than rhythmical variety to the
whole. The counterpoint of the allemande, for example, was more
open and more dignified, so to speak, than that of the fleet, sparkling
Italian courante. In the French courante a counterpoint of dotted
quarters and eighths prevailed, and a shifting between 6/4 and 3/2
rhythm stamped the movement with a rhythmic complexity not at all
present in the other movements. The second section of the gigue
was almost invariably built upon an inversion of the figures of the first
section, and the solid chord style of the sarabande not only
contrasted radically with the style of allemande, courante, and gigue,
but, moreover, beguiled composers into the expression of personal
emotion now noble, now tender, which put sarabandes in general in
a class by themselves amid the music of that time.
Though the normal suite was constituted of these four dances in the
order we have named, other dances came to find a place therein. Of
these the favorites were gavottes, minuets, bourrées, loures,
passepieds, and others; and they were inserted in any variety or
sequence between the sarabande and the gigue. Sometimes in
place of extra dances, or among them, is to be found an air or aria,
the salient quality of which is not rhythm, but melody, usually highly
ornamented in the style made universally welcome by the Italian
opera. More rarely the air was simple and was followed by several
variations. The best known of these airs and variations which were
incorporated into suites is probably Handel’s famous set upon a
melody, not his own, which has long gone by the name of ‘The
Harmonious Blacksmith.’ By the beginning of the eighteenth century
many composers were accustomed to begin their suites with a
prelude, usually in harmonic style.
Close upon Gaultier’s pieces for lute came the harpsichord pieces of
Jacques Champion, son of a family of organists, who took upon
himself the name of Chambonnières. Two books of his pieces were
published in 1670. Here again the pieces are grouped in keys, in,
however, no definite number; and, though most have still only dance
names to distinguish them, many are labelled with a title.