Title: Mastering the Challenge: Crafting a Literature Review on Microfinance in Ghana

Crafting a literature review on microfinance in Ghana is a daunting task that many researchers and
students encounter in their academic journey. It requires a deep understanding of the topic, extensive
research skills, and the ability to critically analyze and synthesize vast amounts of information from
various sources. The complexity of the subject matter coupled with the need for meticulous attention
to detail can often overwhelm even the most seasoned scholars.

The process begins with identifying relevant literature from a wide range of sources including
academic journals, books, government reports, and reputable websites. This involves sifting through
numerous articles and publications to find those that are most pertinent to the research topic. Once
the literature is gathered, it must be carefully reviewed and analyzed to extract key insights, theories,
methodologies, and findings.

One of the major challenges of writing a literature review on microfinance in Ghana is the scarcity of
comprehensive and up-to-date literature on the subject. Microfinance is a dynamic field that is
constantly evolving, and the available literature may not always reflect the latest developments and
trends in the industry. Additionally, accessing relevant research materials, particularly those published
in peer-reviewed journals, can be difficult for individuals who do not have access to academic
databases.

Moreover, synthesizing the information obtained from different sources into a coherent and
structured narrative requires advanced writing skills and critical thinking abilities. It is essential to
organize the literature logically, identify common themes and patterns, and present a balanced and
nuanced analysis of the existing research.

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Below mentioned are few great sources from which you can guide you through your microfinance
literature review 1- World Bank — International Finance Corporation Their main purpose is to find
opportunities that will help enable a more economically stable environment. Opportunity factors have
to do with providing prospect to commit fraud. Adobe Express Go from Adobe Express creation to
Issuu publication. Fraud is described as an act of deliberate deception with the intention of gaining
some benefit, in other words it. Compliance Strategy. Pennsylvania: University of Pennsylvania. It
supports an organization accomplish its objectives by bringing a systematic. Keretu, O. J., and
Ebimbowei, A., (2011), “Mandatory Rotation of Auditors on Audit Quality, Costs and. Moreover, the
paper presents the regulatory framework for MFIs for the two countries under study together with
some challenges encountered in the implementation of the regulatory frameworks. Alexander Decker
FINANCIAL LITERACY, CASH MANAGEMENT AND BUSINESS GROWTH IN KAMPALA
CITY COUNC. Asukwo, P. E. (1999), “Bank Frauds: A Look at the Nigerian Banking Clearing
System”. According to Idowu (2009) cited in Akinyomi (2012), Fraud is the deliberate falsification,
camouflage, or. However, there are two other major issues that will be examined in this section of the
study, reaching the poor and financial sustainability. ADDING VALUE TO THE BUSINESS
THROUGH INTEGRATED RISK REPORTING ADDING VALUE TO THE BUSINESS
THROUGH INTEGRATED RISK REPORTING Chapter1 introduction to risk management
Chapter1 introduction to risk management Risk Management In Todays Uncertain Environment 3
2009 Risk Management In Todays Uncertain Environment 3 2009 119132 article text-328889-1-10-
20150709 (2) 119132 article text-328889-1-10-20150709 (2) Next Generation Financial
Architecture. Forensic accounting has been defined as the practice of utilizing accounting, auditing
and investigative skill to. The paper concludes that HMF could help LIHs to regularise land tenure,
acquire building materials and tools, acquire building designs and skills development, housing
infrastructure delivery, finance new and home improvements, improve low-income housing
governance and encourage community partnerships and development. The market or regulatory
environment may be too competitive to. The increase in income, however, did not reflect in
respondents’ ability to save as almost of the income goes into loan repayment. It behooves the
management of MFIs in Ghana to watch out for significant behavioural traits in its employees. Micro
finance institutions (MFIs) play a significant role at the lower level of the Ghanaian banking credit.
According to Central Bank of Nigeria (CBN) and National Insurance Deposit Corporation (NDIC)
of Nigeria. Operational risks are the vulnerabilities that your MFI faces in its daily operations,
including concerns over. Economies (Research in Accounting in Emerging Economies, Volume 9),
Emerald Group Publishing Limited. To browse Academia.edu and the wider internet faster and more
securely, please take a few seconds to upgrade your browser. Effects of Risk Management Practices
on the Performance of Insurance Firms in. RELATED TOPICS Economics Informal Sector
Structural Change World Development See Full PDF Download PDF About Press Blog People
Papers Topics Job Board We're Hiring. The role of good internal control system, policies and
procedures. The modu operandi of MFIs are geared towards the provision of financial assistance to
the poor and low income earners for the purpose building social capital. MFIs are therefore
established to serve as poverty alleviation tool in the world especially in developing countries. CGAP
(1999), “External Audits of Microfinance Institutions: A Handbook” Technical Tools Series, No. 3.
There is a enthralling need to introduce forensic accounting in the MFIs subsector in Ghana for the
following.
It also involved a critical analysis of the dominant issues in the policy. However, the external audit
function has come under heavy criticism for failures especially failures to detect. The methodology
adopted for this study is the literature review. According to Central Bank of Nigeria (CBN) and
National Insurance Deposit Corporation (NDIC) of Nigeria. The study revealed that the development
of microfinance in the past five years has been with the sole purpose of, providing income to low-
income households who operate their own businesses. It is also compulsorily required that every
fraud or attempted fraud should be reported to. International Journal of Science and Research (IJSR)
Nigerian banking fr Nigerian banking fr Kinfe Teka Effectiveness of fraud prevention and detection
techniques in malaysian islam. According to Idowu (2009) cited in Akinyomi (2012), Fraud is the
deliberate falsification, camouflage, or. In essence, the study established that MASLOC contributes
to the overarching goal of poverty reduction. Mcgraw connect homework answersMcgraw connect
homework answers. There is a enthralling need to introduce forensic accounting in the MFIs
subsector in Ghana for the following. Whistle blowing is far from a trivial nuisance for targeted
firms, and on average, appears to be a useful. An empirical literature review lomba essay gratis 2013
a centre stagein this investigation. The quality of leadership provided by the board of directors is a
critical factor in fraud prevention and. The BOG requires that each MFIs should appoint an auditor
approved by it to make a report to the shareholders. The non-payment of interest on deposits, the
high interest charged on loans, and the frequent collapse of microfinance institutions due to high
non-performing loan portfolios are challenges to accessing microfinance products and services.
Ghana show that corruption and fraud in the MFIs industry subsector have included a range of
unlawful and. Serving the rural poor in the developing world involves a major financial commitment,
as it is expensive to run rural microfinance projects. Mbeba (2007) cited in Magali et al (2014) states
that risk is the potential that current and future events, expected. The results were analyzed using
Statistical Packages for Social Sciences. Parts of a essay assignment jobs in kenyaResearch paper
about homelessness romeo and juliet assessment how to type an essay in mla format dissertation
layout template. Effects of Risk Management Practices on the Performance of Insurance Firms in. In
the peculiar circumstances of Ghana, we have recommended additionally the introduction of
forensic. Microfinance has been an age old concept in Ghana in the context of self-help where people
save or take small loans or credit from individuals and groups. Many countries in the developing
world such as India, Bangladesh among others are developing housing finance policies that
recognised the role and importance of such innovative mechanisms. However, in the case of Ghana,
despite the over 2,234 Microfinance Institutions (MFIs) spread over the country, few are into lending
for housing activities. A single case study design addressed this research gap and provided valuable
insights. Determinants of financial sustainability of microfinance institutions in east. Using a sample
size of 380 clients from various microfinance institutions (MFIs) within the research area and a
survey with descriptive analysis, the result reveals among others that the clients enjoy opportunities
for savings which enable them to increase their income levels by way of using their savings to
acquire basic necessities of tools, equipment and materials and are able to create employment and
improve their standard of living. The study conveniently sampled twelve microfinance institutions.
That the flurry of abuses in financial management in the public has ostensibly not abated is an
indication that the.
They state that governments and donors should know whether the poor gain more from
microfinance, than from more health care or food aid for example. Below mentioned are few great
sources from which you can guide you through your microfinance literature review 1- World Bank
— International Finance Corporation Their main purpose is to find opportunities that will help enable
a more economically stable environment. The study used a descriptive design to establish the
relationship between sales performance and access to credit in the SME sector in Ghana. EBSCO,
Index Copernicus, Ulrich's Periodicals Directory, JournalTOCS, PKP Open. All necessary entries are
raised without human interventions until it hits the. The managers of these MFIs were purposively
selected to respond to the questionnaires. The findings are helpful because fostering a positive
attitude towards loan repayment is crucial, and this endeavour should be complemented by the
strategic recruitment of competent staff members who can effectively navigate the intricacies of the
scheme to ensure the sustainability of MASLOC. Fadipe-Joseph et al (2012) refers to fraud as any
actions by which one person intends to. Microfinance success is defined as an independent
organisation providing financial services to large numbers of. The western regional staff of the BOG
and GHAMFIN participated in the study. However, such policy should, as a minimum ensure
inconspicuousness for. Gis business plan examples assignment submit status ignou early american
literature research paper definition of problem solving and decision making worksheet, sample of tok
essay essay reference page template 30 day 60 day 90 day business plan template year 6 maths
problem solving worksheets. Further, the Association of Certified Fraud Examiners (1999) defines
fraud as the use of one’s profession for. Nigerian banking fr Nigerian banking fr Effectiveness of
fraud prevention and detection techniques in malaysian islam. Toward such improvements, the good
study has been cast out to network of closure introduction in micronce sector. The end product is
insolvency and the loss of public confidence in the banking industry. Ken Njoroge 1997, World
Development See Full PDF Download PDF See Full PDF Download PDF See Full PDF Download
PDF Loading Preview Sorry, preview is currently unavailable. There exist a significant relationship
between microfinance and sales. Microfinance schemes in Ghana have been regulated in an
uncoordinated manner thereby leading to duplications and non-standardization of products and
services. Okaro, S. C., (2009) “The Role of Micro Finance Banks in the Economic Development of
Nigeria” Journal of. The beauty of this tool is that it lends itself to 100% sampling and. This was
attributed to high-interest rates charged on loans which are often accessed in solidarity groups and
paid weekly. Adequate physical controls over assets and records (n) Independent verification of
performance. The market or regulatory environment may be too competitive to. Supreme Court of
the Republic of Ghana in the Case of Martin Amidu (former Attorney-General and Minister of.
Microfinance system has emerged out as a panacea to Indian economy since the population
encompasses of people who come under poverty and below poverty index. Regulators usually ensure
that proper policies and procedures are put in place by MFIs. The respondents were purposively
selected to respond to the questions. This is a fraud preventive tool available particularly for internal.
MicroSave, 2007; Akinyomi, 2012; Okafor et al, 2013) if applied by MFIs will go a long way in
identifying and.