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Azwah - Lombaresensijurnal - IAINKendari - Indonesian Low-Income Households' Acceptance of Microtakaful in East Java
Azwah - Lombaresensijurnal - IAINKendari - Indonesian Low-Income Households' Acceptance of Microtakaful in East Java
Disusun Oleh:
Azwah Tri Lestari
Research
weaknesses : This research has several weaknesses that need to be
considered:
1. Geographical limitations: This study is limited to a
specific region, namely East Java, Indonesia. This may
affect the generalizability of the research results to a wider
population outside the region.
2. Cultural Factors: This study may not have fully
considered cultural factors that may influence poor
households' intention towards mikrotakaful. These cultural
aspects can have a significant impact on acceptance and
participation in insurance products.
3. Theoretical Limitations: Although the study used the
Theory of Planned Behavior (TPB), it favored the
conventional viewpoint over the Islamic viewpoint. This
may reduce the depth of understanding of household
preferences towards mikrotakaful in East Java, Indonesia.
4. Data Limitations: This study may face limitations in data
collection that may affect the validity and reliability of the
research results. The use of limited data may limit the
conclusions that can be drawn from this study.
With these weaknesses in mind, future research should
expand the geographical coverage, consider cultural factors
in more depth, integrate Islamic perspectives more
significantly, and ensure the use of more comprehensive
data to support the research findings.