Lendingkart Finance Limited (Lendingkart) provides working capital finance to underserved

entrepreneurs and small businesses in India.

Unlike conventional banks and NBFCs, Lendingkart uses digital data and analytics to evaluate credit
risk profile of a potential client. They focus on cash flows and assesses it through business
transaction details, bureau reports, bank statements and tax returns.

Northern Arc Capital has partnered with Lendingkart to offer unsecured business loans to self-
employed customers through LendingKart.

About the product:

A Business loan is an unsecured form of credit for entrepreneurs and business owners who wish to
expand business and manage their working capital requirements. These are collateral free loans
which are time-efficient and less risky to avail. There will not be any requirement to pledge any
business or personal assets. The documentation required is minimum with the ease of getting the
amount completely digitally without any hassle.

Key features of the product:

1. No collateral / security
2. Quick approvals
3. Easy and hassle-free process
4. Flexible loan tenure
5. Minimal documentation
6. No hidden charges

Documents & Loan Eligibility Criteria:

Identity & Address proof and other mandatory
document
• Any Officially Valid Document (or the
equivalent e-document thereof containing
the details of his identity and address), i.e.,
passport, driving licence, proof of
possession of Aadhaar number, Voter's
Identity Card issued by the Election
Commission of India, job card issued by
NREGA duly signed by an officer of the
State Government and letter issued by the
National Population Register containing
details of name and address.

• Permanent Account Number (PAN) or the

equivalent e-document thereof.

Age limit 18- 60 years

Citizenship Applicant must be an Indian citizen and
resident of India
Business Vintage Minimum 6 months
 Financial Documents Minimum 6 months bank statement
* Terms & conditions apply. Loan disbursal at sole discretion of the Lender.

Loan Details:
- Unsecured business Loan
- Ticket size from Rs.1 lakh to Rs.15 lakhs
- Flexible Tenure, from 12 to 36 months

Purpose of Loan:
1. Fund business expansion or diversification
2. Improve existing business set-up
3. Consolidate high-interest business debts
4. Boost working capital reserves
5. Hire a new workforce
6. Purchase and stock inventory
7. Buy new machinery, equipment, or software
8. Capitalize on business opportunities

Name
of Digital Lending
App(DLA) Lendingkart Business Loan App

Name of the Loan

Service Provider (LSP) Lendingkart Technologies Private Limited

Lendingkart Technologies Private Limited, holding company of

Lendingkart Finance Limited
Details of the owner
Reg office: 401, 4th floor, Iconic Shyamal, near Shyamal cross roads,
of the DLA
Ahmedabad 380015.
Grievance Redressal
Mechanism https://www.lendingkartfinance.com/fair-practices-code

Name: Ms. Ajitha K

Grievance Redressal Designation: Senior Director – Customer Service
Officials Contact Number: +91- 6358874622 – 10.30 am to 6.00 pm (Monday to
Friday except National Holidays)
Email ID: grievance.redressal@lendingkart.com
Platform where the
DLA is hosted Google Play Store

Website URLs https://www.lendingkart.com/

https://play.google.com/store/apps/details?id=com.LendingKart&hl=en_I
N&gl=US
Link to the DLA
Privacy Policy of https://www.lendingkartfinance.com/wp-
LSP/DLA content/uploads/2022/01/PrivacyPolicy.pdf

Data Storage Policy of https://www.lendingkartfinance.com/wp-

LSP/DLA content/uploads/2022/01/PrivacyPolicy.pdf