DELIVERING CAPITAL.

CHANGING LIVES.

A tech-focused impact-first
investment bank
 Undisputed market leader in delivering impact

#1 Investment
$4 B+ 150+ Bank
$633 Mn 500+
Capital raised Clients Deal pipeline Investor network
Across Equity Worked on multiple Private Equity by Across Equity PE, VC, Impact Funds,
and Debt rounds per client VCCircle, 2022 and Debt banks, others*

35 IB Professionals Premium Valuations Focus Sectors

200 years+ cumulative experience across FinTech, AgriTech, EdTech,
marquee banks, funds, investment banks, Big4 4x 5.4x Tech
HealthTech, and Impact-Tech
Morgan Stanley, Goldman Sachs, AUM P/B
World Bank, Credit Suisse, Citigroup, FinTech MSME Lender Renewable Energy, Electric
HSBC, EY, Deloitte, KPMG, SBI, RBL Climate Mobility, Circular Economy,
Bank, SIDBI, Elevar, TVS Capital, Rabo Waste Recycling and Clean-
40x 28x tech
Bank, ICRA, IDBI, CRISIL, Bank of Revenue Revenue
Baroda Financial MFI, MSME, Housing, Agri,
E-Mobility ConsumerTech/ Services Vehicle, SFB
ImpactTech
Numbers as of latest date
*DFIs, Sovereign Wealth Funds, Hedge Funds 2 | Strictly private & confidential. Not for circulation.
Recognized by global institutions

Investment Bank of the Year – PE

Awarded #1 Investment Bank VCCircle, 2022
VCCircle, 2022 Venture Intelligence Q1-2023
Investment Bank of the Year
# of # of TechCircle, 2018
Rank Name Rank Name
Deals Deals
Recognised Leaders in Equity Capital Raising
1 Unitus Capital 202 1 Unitus Capital 6 Acquisition International, 2018
2 Avendus 171 2 Avendus 5 Investment Bank of the Year – M&A
Corporate Livewire, 2016
3 Ernst & Young 101 3 Ambit 4
Best Investment Bank – Structured Transactions
4 PwC 95 4 Ernst & Young 4 Wealth Finance International, 2016
5 IndigoEdge 73 5 Upwisery 4 Investment Bank of the Year
Total number of Priavte Equity deals closed in the past decade. Total number of Private Equity deals closed in the Q1 CY2023.
Acquisition International, 2013 & 2015
Rankings are based on number of deals closed Rankings are based on number of deals closed

Most Outstanding Investment Bank

#1 Investment Bank by deal volume in 2020, 2019, 2018,
2016, 2015, 2014 by Venture Intelligence Corporate Livewire, 2015

#1 Investment Bank by deal volume in 2022, 2018, 2017, Award for Innovation in First Time Transactions
2016, 2015, 2014 by VCCEdge Acquisition International, 2015

3 | Strictly private & confidential. Not for circulation.

UC’s Journey: Raised USD 4 billion+ across private equity and debt

Launched as an Sector lens Ventured into Started tech Significant

impact-focused expanded to MSME finance, coverage with increase in deal
investment bank. Education finance, agriculture finance, FinTech as a focus sizes, ranging from
Primarily covering climate, and and housing area along with $15-$150mn with
the microfinance healthcare. finance with the others like EdTech, an increased focus
sector Undisputed leader largest ever deal and AgriTech on Tech space
in microfinance of $100mn

2008-12 2012-16 2016-18 2018-20 2021-23

Project Execution Profit

Make a big
impact with
professional
slides, charts.

4 | Strictly private & confidential. Not for circulation.

Proven track record in FS & helping build the ecosystem for Climate

17 20 $304Mn+ $215Mn+
# of Live Debt Deals Amount of equity Amount of debt funding
# of Live Equity Deals
funding in the process in the process

SECTOR-WISE NUMBER OF LIVE DEALS SECTOR-WISE AMT. BEING RAISED

EQUITY DEBT EQUITY DEBT

3
6
FI 50% FI 23%

9 11 Tech 38% Tech 9%

5
3 Climate 11% Climate 68%

FI Tech Climate FI Tech Climate

Number as of latest date 5 | Strictly private & confidential. Not for circulation.
Select deals closed – Equity

Over 2 rounds $175 Mn Over 5 rounds Over 2 rounds Over 5 rounds

$597 Mn Acquired by $149 Mn $132 Mn $129 Mn

Mandated for large buy-side mandate

Over 3 rounds Over 3 rounds Over 2 rounds Over 3 rounds

$112 Mn $105 Mn $65 Mn $46 Mn $14 Mn

6 | Strictly private & confidential. Not for circulation.

Select deals closed – Debt

Over 5 rounds Over 4 rounds Over 8 rounds Over 6 rounds

$285 Mn $58 Mn $28 Mn $24 Mn

Over 3 rounds Over 3 rounds

$21 Mn $20 Mn $20 Mn $15 Mn

7 | Strictly private & confidential. Not for circulation.

 Major Deals closed in last 2 years – Equity

Acquisition: $ 170 Mn $ 112 Mn $ 105 Mn (3) $ 81 Mn (3) $ 75 Mn (2) $ 65 Mn (2)

Aug’22 Aug’22 Sep’22 Jun’22 Mar’22 & Dec’22 Oct’21 & Mar’23

$ 37 Mn $ 31 Mn Acquisition - $ 31 Mn $ 26 Mn $ 25 Mn $ 18 Mn

Sep’21 Mar’23 Sep’22 Jun’22 Jun’22 Jan’23

$ 17 Mn (2) $ 15 Mn (2) $ 12 Mn $ 12 Mn Banyan Nation $ 9 Mn

Investors: Undisclosed $ 11 Mn

Mar’22 Apr’22 Dec’22 Oct’21 July’23 Mar’22

(x) Number of rounds 8 | Strictly private & confidential. Not for circulation.
Major Deals closed in last 2 years – Debt

$30 Mn $20 Mn $20 Mn (3) $10 Mn $11 Mn (3) $7 Mn

Oct-22 Jan-21 Jun-22 May-21 Nov-21 Dec-20

$5 Mn $6 Mn (2) $13 Mn $4 Mn $5 Mn $3 Mn

Jan-22 Nov-21 Dec-20 Mar-20 Jan-23 Mar-22

$2 Mn $21 Mn $3 Mn $1 Mn $2 Mn (2)

Jun-22 Mar-21 Jun-22 May-22 Mar-22

(x) Number of rounds 9 | Strictly private & confidential. Not for circulation.
Running Marquee Deals

Equity Mandates Debt Mandates

TECH

FINANCIAL
SERVICES

CLIMATE

10 | Strictly private & confidential. Not for circulation.

In-depth experience working with marquee investors

Mainstream Investors Impact focused & DFIs

11 | Strictly private & confidential. Not for circulation.

In-depth experience working with lenders

Banks NBFCs & AIFs Foreign Investors

12 | Strictly private & confidential. Not for circulation.

The Team

13 | Strictly private & confidential. Not for circulation.

 Deep and diverse expertise

Abhijit Ray, Co-Founder & MD
30+ years of experience in the financial services
sector with strong investor relationships in that space;
He plays a key role in developing UC’s business,
particularly in inclusive finance
Abhishek Seth, Vice President
9+ years of experience in investment banking
and private equity with Unitus Capital,
TresVista Financial Services. He has cleared all
three CFA levels and is an engineer
Amit Agarwal, Managing Director
16+ years of experience of investment in
both private equity and M&A transactions
across microfinance, renewable energy,
retail, and service industry

Amit Kumar Rathi, Managing Director Amit Jhanvar, Managing Director

23+ years of post-qualification experience which 16+ years of experience of investment
includes 15+ years in the broad PE / VC investing banking on both debt and equity transactions
and M&A as either an Investment Banker, Diligence across fintech, financial services, healthcare,
Advisor, and Investor renewable energy, agri, etc.

14 | Strictly private & confidential. Not for circulation.

Deep and diverse expertise

Ann Short, Chief Operating Officer
35+ years of experience in the financial services
industry; she previously served as COO of Global
Corporate and Investment Banking at Bank of
America Securities
Eric Savage, Co-founder & CEO
30+ years of investment banking experience with
strong relationships with domestic and foreign
investors; serves on the boards of multiple companies,
funds and other institutions
Geoff Woolley, Co-chairman
Currently the CEO of Patamar Capital;
Board member of Induslnd Bank; Pioneer of
venture debt; Founding Partner of Dominion
Ventures, and Kreos Capital

Harshika Srivastava, Human Resources Kylie Charlton, Co-founder & MD

10+ years of experience in talent acquisition, 25+ years working at the intersection of
learning and development, talent and mainstream capital markets, and impact
performance management. Previously worked investment; key contributor to the development of
with Western Capital. the impact sector in Australia

15 | Strictly private & confidential. Not for circulation.

Deep and diverse expertise

Narayan Ramachandran, Co-Chairman
An active investor and entrepreneur; Former
Country Head Morgan Stanley India, Former
Chairman RBL Bank, Vice-Chairman and Partner
at L Catterton
Nikesh Jain, Vice President
12+ years of Investment Banking (PE, M&A)
across Financial Services, Healthcare,
Agriculture. Previously with Intellecap,
CapitalSquare
Prerak Shah, Vice President
16+ years of experience in Investment banking and
corporate strategy across sectors including Fintech,
Healthtech and Consume and with Panini Advisors,
YouFirst, Reliance Capital, Edelweiss and JP Morgan

Richa Natarajan, Managing Director Rima Agarwalla, Vice President

15+ years of experience in investment 12+ years banking experience with Bank of
banking and advisory services across Baroda in Corporate Credit, Transaction
Unitus Capital, Deloitte, and Ernst & Young Banking, Resource mobilization

16 | Strictly private & confidential. Not for circulation.

Deep and diverse expertise

Simmi Sareen, Director Shainky Govil, Vice President

23+ years of experience across banking, 8+ years of experience in Private Equity and
investment banking and impact lending. M&A across multiple sectors. Previously
Previously set up a fintech & a climate platform worked with Deloitte and HSBC investment
banking team

Sushant Sharma, Vice President Vikas Sarda, Chief Financial Officer

11+ years of experience in investment banking 22+ years of experience in managing operations
and advisory across sectors, equity research and including financial control, strategic and financial
information technology field. Previously worked planning, budgeting, analysis and reporting, and
with Goldman Sachs and TresVista system implementation

17 | Strictly private & confidential. Not for circulation.

Consistently delivering the best for clients
Stellar, Marquee Investor
Experienced Team Relationships
Stellar team with Well-connected to a
unwavering variety of Marquee
commitment to clients Investors
• Unmatched track record of • Helped bring in marquee
deal closures in impact investors into companies
investing spaceAC like Fibe, Progcap, Finova,
AYE, Spandana,
• Stellar leadership team Annapurna, etc.
combined with an enviable
execution capability • Strong senior level
relationships with investors
• Led by Eric Savage and
Abhijit Ray – veterans in • Variety of investors -
investment banking Commercial investors, DFIs
and impact investors across
the globe
Premium
Valuations
Premium valuation
& stellar investor
exit record
• Strong understanding
about the philosophy and
management of clients
• Fetched premium
valuations vis-à-vis market
for clients across several
rounds
• Demonstrated track record
providing secondary exits
to investors and
promoters, with a median
IRR of 41.5 %
Preferred Innovative
Advisor Structures
Preferred advisor Innovative Deal &
for financial Management
services incentive structures
• Experience of raising • Experienced in structuring
capital across sub-sectors deals innovatively to
of financial inclusion navigate legal hurdles and
investor requirements
• Raised capital across
stages, ranging as high as • Structured multiple
$170 Mn promoter incentivizing
structures like:
• Thought leaders in tech
• Claw back
sector – walked various
investors through their first • Upside sharing in
transactions in the space investor’s IRR
• Non-dilutive equity
options
18 | Strictly private & confidential. Not for circulation.
Annexures

19 | Strictly private & confidential. Not for circulation.

In-depth experience of working with impactful entities
Financial Inclusion

MSME

Housing

Agriculture

Education

20 | Strictly private & confidential. Not for circulation.

In-depth experience of working with impactful entities
Financial Inclusion

Vehicle
Arman Financial

Micro-finance

Others

21 | Strictly private & confidential. Not for circulation.

In-depth experience of working with impactful entities
Tech

Fin-tech

Agri-Tech

22 | Strictly private & confidential. Not for circulation.

In-depth experience of working with impactful entities
Tech

Edu-Tech

Health-tech

Impact-Tech

23 | Strictly private & confidential. Not for circulation.

In-depth experience of working with impactful entities
Climate

Climate

EV
Matter Motor Works

24 | Strictly private & confidential. Not for circulation.

Thank You
This presentation is confidential and has been furnished to the intended recipient solely for
such recipient’s reference and private use and may not be referred to, copied, disclosed,
reproduced or redistributed, in whole or in part, to any other person, at any time without
prior written consent of Unitus Capital.

25 | Strictly private & confidential. Not for circulation.