‘

A SYNOPSIS ON

“A nalysis of Diversified Funds of Selected Mutual Fund

Companies ‘HDFC, Nippon, SBI, Kotak”

Submitted
To
RASHTRASANT TUKADOJI MAHARAJ NAGPUR UNIVERSITY, NAGPUR
Dhanwate National College, Nagpur

By
Rashmi Dayanand Mahto

UNDER THE GUIDANCE

Prof. Chanchal Khorgade

DHANWATE NATIONAL COLLEGE

BACHELOR OF BUISNESS ADMINISTRATION U. G
CONGRESS NAGAR, NAGPUR

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CONTENT

1. Introduction

2. Rational Behind the Study

3. Importance Of Proposed Topic

4. Research Methodology

a. Objective of Study

b. Research Hypothesis

c. Data Collection & Analysis Tools

d. Limitation

5. Plan Of Work

6. Chapterization Scheme

7. References

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 INTRODUCTION

Mutual Funds are financial intermediaries which collect the savings of investors and invest them
in primary and secondary securities, like money markets instruments, corporate and government
bonds, and equity shares of joint stock companies. They have emerged as rivals to banks in
savings mobilization because banking services could not show extra-ordinary efforts to employ
household savings in remunerative sectors. Individual investors have developed keen interest in
the capital market, attaining higher returns and capital gains along with fiscal concessions. Since
small investors generally do not have sufficient time, knowledge, experience and resources.

For directly approaching the capital market, they have to rely on an intermediary which undertakes
informed investment decisions and provides the benefits of professional expertise. This is what a
mutual fund does.

Investors achieve important advantages from mutual funds such as expert professional
management, reduction in risk, diversified portfolios, liquidity of investment, tax benefits and
economies of scale. The interests of the investors are protected by SEBI.

Mutual funds are governed by SEBI. SEBI has the authority to issue guidelines and to supervise
and regulate the working of mutual funds through Mutual funds Regulations,1993 have been
amended from time to time. Mutual funds provide stability arid sustainability to the stock market
also.

Mutual funds in India provide Linkage among various financial institutions operating in the
money and capital markets with which the household and corporate sectors are closely linked.
They mobilise personal savings and enable small and medium investors to reap benefits of their
investments. The corporate sector benefits by investing these investments for its production and
growth. Therefore, mutual funds have been playing a crucial role in India economic growth by
mobilizing and allocating savings and investments.

Diversified mutual funds companies:

1. Kotak mutual fund
2. Nippon India mutual fund
3. HDFC mutual fund
4. SBI mutual fund

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 RATIONAL BEHIND THE STUDY

The study of diversified funds from selected mutual fund companies is conducted to provide
investors with valuable insights into these investment options. It aims to help investors make
informed decisions by offering performance assessments, risk analysis, and cost consideration,
ultimately enabling them to select funds that align with their financial goals and risk tolerance .

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 IMPORTANCE OF PROPOSED TOPIC

The importance of mutual funds is to offer diversification. As mutual fund lets the investor invest
in other securities and companies, the investor automatically diversifies their portfolio by
investing in one.
Another reason that makes mutual funds an important investments option is that professional fund
managers manage them. These managers are experts and use sophisticated strategies to invest in
different asset classes.
Analyzing diversified funds from reputed institutions such as HDFC, SBI, Kotak, and Nippon is
crucial for investors to assess risk, performance, costs, and alignment with investments goals,
aiding informed decision-making.
It is also important for investors to compare risk, returns, and expenses, helping them choose the
best-suited investment option.

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 REASEARCH METHODOLOGY

Objective Of Research

1. To study the concept of mutual funds in general and diversified funds in specific of SBI,
Kotak, HDFC, Nippon.
2. To analysis various diversified funds on the basis of their risk and returns of above
companies.
3. To evaluate the performance of selected diversified funds using certain portfolio evaluation
tools
4. To rank various diversified funds under study based on their risk and return profile

Research Hypothesis

Null Hypothesis (H0): The performance of Diversified Mutual Funds using portfolio analysis
creates no impact on the risk and returns of selected Mutual funds SBI, KOTAK, HDFC,
NIPPON.

Alternative Hypothesis (H1): The performance of Diversified Mutual Funds using portfolio
analysis creates impact on the risk and returns of selected Mutual funds SBI, KOTAK, HDFC,
NIPPON.

To test these hypotheses, we can use various portfolio evaluation tools and statistical tests, such
as mean return, standard deviation, Sharpe ratio, Treynor ratio, or others, depending on the
specific factors you want to analyze. Your analysis can help determine whether the selected
diversified funds outperform or underperform a benchmark or each other.

Data Collection & Analysis Tool

Primary: The data collected by the researcher himself for finding the solution of a particular
problem or situation, is known as primary data. This type of data is characterized by its originality
as it is freshly collected. Various organization conduct surveys, observations, interviews, etc. and
as result generate primary data.

Secondary: when a researcher uses data which are previously collected by some other researchers,
institution, or agencies for their own purposes are called secondary data. The research collect
secondary data either from an internal sources like reports and journals. the purpose of data may
vary from that of the current study. Hence, few portions of this data may be used for current
research problem.

For this study, the data is being collected from secondary sources that publish about mutual funds
and their diversification. This data is collected from various magazines, websites and annual
reports of the selected institutions.
Analysis tool used will be Excel.

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Limitations of the study

 Information was taken from secondary sources being based previously printed data.
 The lack of knowledge of customers about the investment avenue can be major limitation.
 Shortage of time is also a reason for incomprehensiveness.
 The information can be biased due to use of questionnaire.

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 PLAN OF WORK

Plan of work is a discipline for stating how to complete a report within a certain time
frame. It includes the following information.

Sr. NO Particular Tentative Duration

1. Literature Review Week- 1

2. Data Collection Week- 2,3,4,5

3. Analysis & Study Week- 6

4. Compilation Of Data & Week-7

Statistical Analysis

5. Writing, Printing & Binding Week- 8

Total 8 –Weeks

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 CHAPTERISATION SCHEME

1. Introduction

2. About The Industry/Company

3. Literature Review

4. Research Methodology

a. Objectives of Research

b. Research Hypothesis

c. Research Design

d. Sampling Plan

e. Tools For Data Collection

f. Limitations of Study

5. Data Collection & Analysis Of Data

6. Finding of Study

7. Conclusion of Research

8 Suggestions

9. References

10. Annexure

11. Questionnaire

12. Bibliography

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 REFERENCES

Websites:

 https://www.kotakmf.com/

 https://www.investor.gov/introduction-investing/investing-basics/investment-products/
mutual-funds-and-exchange-traded-1

 https://www.indiainfoline.com/mutualfunds/fundhouses

Books:
 Research methodology ( Dr. pradeep M. Navghare and Dr. Harinder Kour)
 Fundamentals of Investment (Dr.S.K. Sharma)
 Understanding Mutual Funds (Dr. Aashika Thakkar)

Guide Name and Signature Students Name and Signature

Dr. Arvind Khadse

HOD

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