Biometric authentication involves using some part of your physical makeup to authenticate you.

This could be a fingerprint, an iris scan, a retina scan, or some other physical characteristic. A
single characteristic or multiple characteristics could be used. It all depends on the infrastructure
and the level of security desired. Biometric authentication devices rely on physical
characteristics such as a fingerprint, facial patterns, or iris or retinal patterns to verify user
identity.

Biometric authentication is becoming popular for many purposes, including network logon. A
biometric template or identifier (a sample known to be from the authorized user) must be stored
in a database for the device to compare to a new sample given during the logon process.
Biometrics is often used in conjunction with smart cards in high-security environments. A large
number of physiological characteristics can be used as identifiers, and devices have been
developed that verify identity based on knee scans, ear geometry, vein pattern recognition, and
even body odor recognition. In addition, some devices analyze and compare behavioral traits
using methods such as voice pattern recognition, signature verification, keystroke pattern
recognition, breathing pattern recognition, gait pattern recognition, and even brainwave pattern
recognition, although many of these are only in experimental stages. Biometrics is considered to
be among the most reliable authentication methods possible.

For some, the future can’t get here soon enough. In fact, according to Visa’s recent survey of
1,000 adult Americans who use at least one credit or debit card and/or mobile pay, consumers
are really looking forward to the widespread adoption of this technology. Sixty-seven percent
say they are interested in making payments using fingerprint technology in the future, and more
than 50% advised that they would switch away from a card network or bank that didn’t offer
biometric authentication at some point down the road.

REFERENCES :
https://www.globalpaymentsintegrated.com/en-us/blog/2020/06/30/biometrics-the-future-of-
payment
https://www.sciencedirect.com/topics/computer-science/biometric-authentications