Corporate Presentation

Q3 FY2018 (May)
1
Disclaimer

This presentation may contain statements regarding the business of Silverlake Axis Ltd and its
subsidiaries (the “Group”) that are of a forward looking nature and are therefore based on
management’s assumptions about future developments. Such forward looking statements are typically
identified by words such as ‘believe’, ‘estimate’, ‘intend’, ‘may’, ‘expect’, and ‘project’ and similar
expressions as they relate to the Group. Forward looking statements involve certain risks and
uncertainties as they relate to future events. Actual results may vary materially from those targeted,
expected or projected due to various factors.
Potential risks and uncertainties include such factors as general economic conditions, foreign
exchange fluctuations, interest rate charges and regulatory developments. Such factors that may
affect the Group’s future financial results are detailed in our listing prospectus / circulars, listed in this
presentation, or in the management discussion and analysis section of the company’s result report
and filing with the SGX. The reader is cautioned to not unduly rely on these forward-looking
statements. We do not undertake any duty to publish any update or revision of any forward looking
statements.
The information contained in this presentation has not been independently verified. No representation
or warranty expressed or implied is made as to, and no reliance should be placed on, the fairness,
accuracy, completeness or correctness of the information or opinions contained in this presentation.
Neither Silverlake Axis or any of its affiliates, advisers or representatives shall have any liability
whatsoever for any loss arising, whether directly or indirectly, from any use or distribution of this
presentation or its contents.
This presentation is for information only and does not constitute an invitation or offer to acquire,
purchase or subscribe for shares in Silverlake Axis.

2
INVESTMENT MERIT

3
Company Info
A leading enterprise
technology, software and
services company in the high
growth Asia Pacific Region
Statement of Financial
Position
Strong financial position with
net cash of RM286.0 mil as of 31
March 2018
Industry Coverage
Banking, Insurance, Retail,
Payment and Digital Commerce
Market Size
40% of leading SE Asian banks
use our enterprise financial
technology solutions and services
Revenue (FY2017)
Group revenue of RM506.4 mil
with growing recurrent income
segments which accounted for
approximately 83% of total
revenue in FY2017
Clients
Over 300 customers using the
Group’s software solutions and
services. Core system platform
partner of choice for 3 of the 5
largest ASEAN super regional
financial institutions
Track Record
28 years of successful
implementation of enterprise core
software applications in over 200
customer sites with 100%
success rate
Profit Margins
Strong EBITDA margin with
growth in maintenance &
enhancement services revenue
from existing and new customer
engagements
Countries Covered
ASEAN, China, Japan, Australia,
New Zealand, EMEA (Europe,
Middle East, Africa) and South Asia
4
BUSINESS OVERVIEW

5
5
 Our Corporate Objective
To Deliver Long Term Value for All Our Stakeholders
Through Technology Innovations and Business Collaborations

Our Vision
To Be Asia Pacific’s Largest Digital Economy
Solutions Company

Our Mission
To Be The Leading Fintech Company, Highly Valued by
Our Customers and Partners

6
 Growing Core Customer Revenues
Increasing
Cumulative Revenue Per Customer Relationship

Value Add to
Customers

Software
Licence
Expansion/
Upgrade

Software
Licence
Expansion/
Upgrade

Software Time Series Recurring

License License Revenue

Maintenance &
Annual Recurring
Initial Enhancement
Maintenance Revenue
Services
Software
License Project Repeatable Project
Services Implementation Revenue

Time

7
 Business Evolution & Transformation
FY2017 Revenue
RM506.4 mil
Credit and Cards Software Licensing
Processing RM26.8 m
FY2008 Revenue RM18.8 m Insurance 5%
RM146.9 mil 3% Processing Software Project
FY2005 Revenue Sale of Software &
RM29.7 m
6%
Services
RM39.1 m
Asia Pacific’s
Sale of Hardware Hardware
RM27.8 mil Products Products
8% Largest
Branch Banking Sale of Branch RM3.4 m
Maintenance Banking RM20.9 m 1% Digital Economy
Solution RM16.4 m 14%
RM8.4 m
30%
11%
RM19.0 m
Licensing Maintenance & Solutions
RM19.4 m of SIBS Enhancement
70% Branch 14% RM90.6 m Services Company
Banking 61% RM388.7 m
Maintenance 77%
Sale of Branch
Banking Solution

2003 to 2005 2006 to 2009 2010 to 2017 2017 & Beyond

Axis Systems Limited Silverlake Axis Limited SSB, QR, SPIHPL, Merimen,
(Listed on SGX in 2003) (Post SIBS Acquisition 2006) CVSB, Finzsoft* & Ambit
Retail Banking** Acquisitions
Structured Software Maintenance & Digital Economy
Delivery Channels & Branch Project Services, Retail, Logistics, Transformation
Core Banking &
Banking + Payments Solutions + Integration Software, Insurance, + Partnerships Across
Solutions Mobility & Internet Solutions,
Financial Services Solutions Asia and Beyond
Note:
Silverlake Solution Limited (SSB), QR Technology Sdn Bhd (QR), Symmetric Payments & Integration Holdings Pte Ltd (SPIHPL) (fka Isis International Pte Ltd), Merimen Group,
Cyber Village Sdn Bhd (CVSB), Finzsoft Solutions Ltd (Finzsoft)
* Refer to SAL’s announcement on 18 December 2014 for entry into a lock-up agreement in relation to a full takeover offer for shares in Finzsoft Solutions Ltd.
**Completed acquisition of SunGard Ambit (Singapore) Pte. Ltd. on 1 October 2015 and branded business as Silverlake Symmetri (Singapore) Pte. Ltd.

8
Comprehensive Core Banking Solution

9
Board of Directors Profile
Goh Peng Ooi
Founder & Group Executive Chairman
Mr. Goh Peng Ooi was appointed as the Group Executive Chairman of Silverlake Axis Ltd (“the
Company”) on 23 May 2006. Prior to that, he was the Non-Executive Chairman of the Company
since 2002. He founded Silverlake Group in 1989 and has built it to become a leading provider
of state-of-the-art universal banking solutions, payment and retail solutions.

Dr. Kwong Yong Sin

CEO & Group Managing Director
Dr. Kwong Yong Sin was appointed as the Group Managing Director on 1 November 2005. He
was previously the Managing Director of Silverlake Corporation from 2001 to 2005 where he
completed several key SIBS customer transformation projects. Prior to Silverlake, he was the
Partner and Senior Vice President of Ernst & Young and Cap Gemini E&Y Consulting.

Ong Kian Min

Independent Non-Executive Director
Mr. Ong Kian Min was appointed a Director in January 2003. Mr. Ong is concurrently an Advocate
and Solicitor practicing as a consultant with Drew & Napier LLC and a Senior Adviser with Alpha
Advisory Pte. Ltd., an independent corporate advisory group providing advice to companies and
businesses in the Asia Pacific region. With more than 25 years of legal practice, he focused on
corporate and commercial law, joint ventures, IPOs and corporate finance.

10
Board of Directors Profile
Tan Sri Dato’ Dr. Lin See Yan
Independent Non-Executive Director
Tan Sri Dato’ Dr. Lin See Yan was appointed a Director in January 2003. Tan Sri is currently a
member of the Prime Minister’s Economic Council Working Group and sits on various boards.
Prior to 1998, he was Chairman and CEO of the Pacific Bank Group and for 14 years previously,
he was the Deputy Governor of Bank Negara Malaysia (Central Bank of Malaysia).

Lim Kok Min

Independent Non-Executive Director
Mr. Lim Kok Min was appointed a Director in June 2006. Mr. Lim has more than 45 years of
extensive senior management and over 30 years of board experience in the Asia-Pacific region.
He is currently the Chairman of IREIT Global Group Pte Ltd & Chairman of Boustead Projects
Ltd. He is the immediate past Chairman of Gas Supply Pte Ltd, the Singapore Institute of
Directors, of Building & Construction Authority and of Senoko Power Limited.

Datuk Sulaiman Bin Daud

Non-Executive Director
Datuk Sulaiman bin Daud was appointed a Director in January 2003. He was a Director of the
Agricultural Bank of Malaysia for two years and later became Chairman for eight years. Under
his leadership, the Bank was transformed into a corporatised entity, today known as AGRO
Bank. Datuk Sulaiman is currently the Chairman, member of Audit Committee and Chairman
of Nomination Committee of Malaysia Packaging Industry Berhad.

11
Board of Directors Profile
Tan Sri Dato’ Dr Mohd Munir bin Abdul Majid
Independent Non-Executive Director
Tan Sri Dr Munir Majid was appointed a Director in June 2015. He established the Securities
Commission in 1993 and was the founding Executive Chairman until 1999. He drafted Malaysia’s
1st code of corporate governance in the aftermath of the Asian Financial Crisis. He is currently
Chairman of Bank Muamalat, of CIMB ASEAN Research Institute and of the ASEAN Business
Advisory Council, as well as President of the ASEAN Business Club.

Datuk Yvonne Chia

Independent Non-Executive Director
Datuk Yvonne Chia was appointed a Director in June 2015. With over 30 years of experience in
the financial services industry, she held various leading positions including Chief Executive of
RHB Bank Berhad (1996-2002) and Group Managing Director/Chief Executive of Hong Leong
Bank Berhad (2003-2013). She is currently on the Board of Trustees for Pemandu Corporation,
Prime Minister’s Office and a Trustee for Teach for Malaysia.

Goh Shiou Ling

Executive Director
Ms. Goh Shiou Ling was appointed a Director in June 2015. At Silverlake Axis, Ms. Goh leads
strategic acquisitions and investments to contribute to the growth and value creation of the
Group. Prior to this, Ms. Goh was with the Silverlake Private Entities where she was responsible
for evaluating investment opportunities and led several corporate initiatives, including corporate
restructuring and financing, that focused on growth and value creation in these private entities.

12
 Key Management Team Profile
Wong Yok Koon
Senior EVP, SIBS Core Solutions
Ms. Wong is one of the pioneer employees
and was instrumental in driving the Group’s
core banking solution portfolio growth. She
has over 28 years of experience in core
banking development and deployment at
major regional and local financial
institutions. Today, she continues to be
responsible for core product development of
Silverlake Axis Integrated Banking Solution
(SIBS) particularly in cards and payments,
and works with customers in their digital
economy transformation.
Hoong Lai Ling
Senior EVP, Administration and Finance
Ms. Hoong is responsible for overseeing
the Group’s financial and administrative
functions. She has 26 years of experience
in auditing and financial managerial
positions. She is a qualified accountant
from the Malaysian Institute of Certified
Public Accountants and was trained in
Pricewaterhouse Malaysia. Prior to her
current role, she was an accountant at
Silverlake System from 1996 to 2002. She
is also a member of the Malaysian Institute
of Accountants.
Tan Soo Cheng
Senior EVP, Structured Services
Ms. Tan is responsible for the SIBS Application
Maintenance and Enhancement business. Prior to
assuming this role, she was a Director in the
Silverlake Private Entities in charge of
Program/Project Management, Strategic
Planning and Business Process Transformation.
Her 29 years of Financial Services Industry
experience includes previous senior roles in
CapGemini, Ernst & Young, Malaysia and
Commonwealth Bank, Australia. She holds a
Bachelor of Science in Computing and Economics
along with a Graduate Diploma in Information
Technology from Monash University, Australia.
Jean Aw Peng Mei
Senior EVP, Group Organisation, Strategy & Synergy
Ms. Aw works with the CEO & Group MD on
corporate strategies and priorities. In this new role,
she supports the organization overall planning
process, orchestrates change and drives execution of
Group strategy and synergy initiatives. She
previously served as Senior EVP Digital Enterprise
Solution since joining the Group in 2014. She has 28
years of experience in business and technology
transformation of a number of global, regional and
local banks. Prior to her current role, she was Vice
President at OCBC Bank and was previously Director
at Ernst & Young Advisory Services. She is a
Computer Science graduate from the Royal
Melbourne Institute of Technology, Australia
13
 Key Management Team Profile
Fabian Lum Wai Kit
Senior EVP, Digital Financial Solutions
Mr. Lum has 20 years of financial services
experience that spans multiple areas including
wealth management products, digital marketing,
and core banking leadership roles. Since joining the
group in 2015, he has been responsible for driving
digital financial services in insurance, banking and
payments, and chart collaborations while harnessing
new platforms and digital disruptions. He spent 18
years running multiple leadership roles in OCBC
Bank Singapore, and started his career in marketing
with Procter & Gamble. He has a Masters of
Business Administration and a Bachelor’s degree in
Economics and Mass Communication from the
National University of Singapore
Shieh Yee Bing
Director, Cyber Village Sdn Bhd
At Cyber Village since 2000, Ms. Shieh focuses
on large enterprise scale projects and the
development of key banking accounts. She also
leads product development with a special
emphasis on portal and internet mobile financial
self-service solutions while continuing to manage
Cyber Village’s day to day operations. Her career
spans 21 years, and she has experience in e-
business projects across financial services,
logistics, and education industries. She holds a
Bachelor of Arts (Hons) from the National
University of Singapore.
Trevor Lok Theng Hey
Chief Executive Officer, Merimen Group
As one of the earliest employees of Merimen, Mr. Lok
has played an instrumental role in its early success.
His present responsibilities include overseeing the
overall strategy and operations of Merimen’s business
while continuing to lead its business development and
expansion. He dynamically led the development of
Merimen’s insurance policy solutions before he
assumed his current role in 2013. He has over 15
years of experience in the insurance solutions and
services industry. He holds the Highest Honors Degree
in Physics and Mathematics from the University of
Texas at Austin, USA. He was a Research Fellow at
Princeton University, USA and a Physics Doctoral
Candidate and Research Fellow at Caltech, USA
Yew Yee Ming
Senior EVP, QR Retail Automation (Asia) Sdn Bhd
Mr. Yew has 27 years of work experience in the retail
industry covering software development,
implementation, retail industry application consulting,
project management and account management.
Joining QR in 1995, he has driven business growth
with the implementation of the QR Retail Automation
solution “PROFIT” across China, Taiwan, Singapore,
Vietnam, Cambodia, Indonesia and Philippines. He is
now the senior executive in charge of projects and
consulting as well as business development with large
ASEAN retail groups. With his qualification in
Computer Studies, he began his career as an analyst
programmer in Parkson Corporation, Malaysia.
14
 Key Management Team Profile
Tok Meng Geok
Senior EVP, Symmetric Payments & Integration
Ms. Tok is the key person in charge of the design
and development of Symmetric Payments &
Integration’s solutions and roadmap. She is also
responsible for project services operations to
deliver new systems as well as to maintain and
enhance the installed systems at customer sites.
Her career of 28 years spans across banking
technologies, system integration and solutions
implementation at various regional and domestic
banks. She graduated with a Bachelor of Science
(Computer Science) degree from the National
University of Singapore.
Craig Parkes
Senior EVP, Silverlake Symmetri
In the Group’s recently acquired business, Mr. Parkes
is responsible for the overall growth and ongoing
operations of Silverlake Symmetri. He also heads the
Global Sales as well as the EMEA operations. Craig
has extensive experience working with regional and
global banks in Europe to build technology driven
retail banking strategies while helping customers
optimize efficiency and increase profitability. During
this 26 years career, he had successful association
as Senior Director, Account Management at
SunGard, as Business Development Manager at
Misys, as Client Services Director at Temenos UK Ltd
and as dealer at Bank Hapoalim.
Hidetoshi Neda
Managing Director, Silverlake Japan Ltd
The growth and expansion of Silverlake Axis
Group’s business in Japan has been Mr. Neda’s
responsibility since he joined the Group in 2009.
In his 26 years of experience in the Credit Card
and Retail Banking industries, he played a lead
role in the Japan credit card market by
developing new credit card products, payment
products and services. These business products
were successfully implemented in MasterCard,
Citibank N.A., Shinsei Bank, Tokyo Star Bank and
SBI Group. He holds a Law degree from
Hokkaido University, Japan.
Andrew Tan Teik Wei
Managing Director, Core Banking
Mr. Tan joined the Group in April 2018 and is
responsible to grow and enhance the Group’s core
banking business. His career spans over 35 years
where he held senior positions in the Big 4
professional services firms and in a number of
multinational IT companies. Prior to joining the Group,
Mr. Tan was Managing Director for SAS Malaysia. He
was previously Managing Partner for Deloitte
Consulting in Central Asia, Managing Partner for
BearingPoint Inc. ASEAN and Managing Partner for
Arthur Andersen Business Consulting ASEAN. Mr. Tan
graduated in Exeter University, UK with a combined
honors degree in Geology and Chemistry. He has a
MBA from the University of Aston in Birmingham
15
 Key Management Team Profile
Choo Soo Ching
Group MD, Silverlake Digital Economy Sdn Bhd (SDE)
Ms. Choo is responsible for its overall strategy,
architecture, operations and performance of SDE. A
former banker, Ms. Choo has an extensive banking
and technology background including a long career
in Standard Chartered Bank (SCB) where she held a
number of senior banking, development, programme
management and technology service roles in
Malaysia, and for the Group in Singapore, Hong
Kong and the United Kingdom. Her last major role
was as Global Head of Technology Services where
she was responsible for delivering of technology
services to all 53 countries in the Group. Prior to
founding SDE, she also ran a consultancy services
business focusing on business transformation and
programme management
Lim Ep Ban
CEO, Silverlake Digitale Sdn Bhd & Silverlake One
Paradigm Sdn Bhd
Mr. Lim is responsible for the overall strategy,
operations, and performance of Silverlake Digitale
and Silverlake One Paradigm. Both companies
were acquired in April 2018. With over 30 years of
experience in IT, Mr. Lim has managed and
implemented more than 50 core banking,
payments and provident fund projects including
large-scale transformation programmes for banks
and financial institutions in the region. Mr. Lim
holds a Master of Science Degree in Management
Information Systems and a Bachelor of Science
Degree (High Honors) in Business Administration
from Southern Illinois University
16
MAJOR DEVELOPMENTS

17
17
 Acquisitions Made: 2010 - 2018

2010 2011 2013 2014 2015 2018

Silverlake Symmetric Merimen Finzsoft Silverlake Silverlake

Solution Payments & Group Solutions* Symmetri Digital
(Insurance Claims & (Solutions for Banks
(Structured Integration Retail Economy
Policies Processing & Financial
Software (Enterprise Payment Banking** (Banking-as-a-
Software as a Institutions in New
Maintenance & & Integration (Retail Banking Service & Fintech
Service ‘SaaS’ Zealand and
Project Services) Platform) Platform) Australia) Solution) Banking Platform)

QR Silverlake
Cyber Village Digitale
Technology (Mobile & Internet (Payment Solutions)
(Retail & Logistic Solution)
Solution)

OneParadigm
(Agile rules-based
In addition to broadening the Group’s income base, these acquisitions have added depth and applications & tools)
range to the Group’s portfolio of software solutions and services to deliver and support our
customers’ transformations initiatives to compete and profit from the digital economy
**“Silverlake Symmetri Retail Banking” was formerly known as SunGard Ambit Retail Banking
* Refer to SAL’s announcement on 18 December 2014 for entry into a lock-up agreement in relation to a full takeover offer for shares in Finzsoft Solutions Ltd.

18
 Silverlake Axis Associate in China –
Global InfoTech (GIT)
• Listed on ChiNext of the Shenzhen Stock Exchange in May 2015
• Following the listing, SAL (via Silver Team Technology Limited) holds
27,000,000 GIT Shares (approx. 20.01% of GIT total issued share
capital)
• At the end of the moratorium period, SAL announced on 1 June 2016,
15 Nov 2016 and 14 Sep 2017 that it may sell up to 8,000,000 (before
• Provides financial bonus), 20,800,000 and 19,151,000 of its GIT Shares within six-month
information software period from 24 June 2016, 6 Dec 2016 and 13 Oct 2017 respectively.
• On 26 Oct 2016 (book closure date), GIT has issued bonus shares of
products and integrated 49,500,000 to SAL pursuant to GIT’s 20161H profit distribution plan by
using its capital reserve to issue 22 new bonus shares for every 10
services in China. existing shares held by shareholders of GIT at book closure date

• Offers cloud computing • On 25 Nov 2016, GIT issued shares of 2,784,000 to eligible employees
pursuant to GIT’s restricted employee shares incentive plan
and data center • On 19 Dec 2016, GIT issued 14,745,442 shares as part consideration
solutions; and business for acquisition of 100% equity interest in Shanghai RuiMin Internet
Technology Co. Ltd. (“RuiMin”). 3,639,215 new GIT shares were also
consulting and issued and placed out by GIT through private placements

information technology • On 29 March 2017, SAL ceased to have significant influence over GIT
and discontinued the use of equity accounting method. The retained
management services. interest in GIT was recognised as Available-For-Sale Financial Assets at
fair value.
• During FY2017, SAL disposed 34.90 million GIT Shares.
• Following the sale of 4,498,420 GIT shares from 11 Jan 2018 to 11
April 2018, SAL’s remaining shares in GIT is 37.10 million shares.

19
 Silverlake Axis Digital Economy Solution
The Silverlake Collaborative Architecture (CORE + SCCIM) drives our industry and cross industry solution
roadmap for digital economy enterprises

Omni Channel Services

Smart Mobile eWallet Internet Mobile Smart Devices,
Banking Branch Teller
Mobile POS Convergence Tablets and Web
Mobile Loyalty & Sales Facebook
Mobile Apps Web Internet
Programme Portals Web POS Banking Banking
(iOS, Android, Express ATM
Mobile Game Mobile Alert Mobile Stock Windows, BB) Banking ePayment Virtual Card eRemittance
Trading eProcurement
Notification ICMS P2P Loan
Virtual Real Mobile Payment Origination
Super Mall Mobile Enterprise to Enterprise eLoyalty
Contact Collection
GeoGate Advertisement Centre Customer
Augmented Reality
Collaboration (SCCIM*) Relationship
Social Network Management
Identity Access Services SCCIM.OS (CRM)
Management CORE Integration Online Share
Personalization Technology SCCIM.OS. Trading
Services SIBS Delivery SIIBS DSP Payment Self/ Kiosk
Offers Service
Service Processor Silverlake Axis Complement
(DSP) Integrated (DSP-C)
Industry SCCIM.OS.
Services Banking Solution Data
(SIBS) Silverlake Axis
Silverlake Axis Integrated Islamic
Card System Banking Solution
(SCS) (SIIBS)

CORE Silverlake Axis

Integrated
Silverlake Symmetri
Core Banking
Solutions Provident Fund
System (SIPFS)

Silverlake Axis
Silverlake Axis
Retail Merchandising
Insurance Solution
System
(MERIMEN)
(PROFIT)

*SCCIM: Silverlake Collaborative Capability and Intelligence Model

20
 Silverlake Axis Digital Economy
Core Capabilities and Ecosystem Offerings

Banking Insurance Retail

Core System Platform Partner of Choice
for Top 3 of the 5 Largest ASEAN
Financial Institutions
Geographical presence in South East
Asia, Australia, China, Europe, Japan,
Middle East, New Zealand and South
Asia
Over 40% of the Top 20 Largest Banks
in South-East Asia run on SIBS
Primary markets are Malaysia, Singapore
and Indonesia with growing markets in
Thailand, Philippines and Vietnam
Over 120 insurers, encompassing most
major international insurers and many
bank-affiliated insurers, covering both
conventional and takaful operators
Over 5,000 automobile workshops and
repair centres
18 installations across the fastest
growing markets in Asia: China,
Malaysia, Philippines, Singapore,
Thailand, Vietnam, Cambodia &
Indonesia
Over 38,000 Suppliers
More than 422 Retail Outlets

100% Successful Implementation Track Over 25 major automobile brands

In Over 200 Core Institution Migrations
Over 250 loss adjusters and law firms
In Asia & Middle East
Over 2,000 insurance intermediaries

21
 Highlights of Silverlake Axis Fintech Platform
Capabilities
• Transformed payroll experience
for foreign workers and
employees using award-winning
web & mobile technologies
• Leveraged on facial and voice biometric
authentication for Customer Onboarding (eKYC)
• Created new value through
ecosystem interaction between the
Malaysian-based bank, employers, foreign
workers, merchants and more….
Banking
• Delivered a digital omni-
channel platform based on
new API architecture to
UAE-based Bank
• Fuelled the bank’s transformative business
model to deliver financial services anytime,
anywhere, and on any device for their
customers
• Transformed a Malaysian-based
Super Regional bank’s digital
banking experience with fintech
solutions centred on connectivity,
simplification and
personalisation to all its customers
• Reinvent bank’s Channel API
Services to accelerate launch of new and
enhanced digital user experience offerings
• Delivered an award-winning
digital banking platform with
omni-channel capabilities for
bank in Brunei (Best Smart Branch)
• Re-engineered hundreds of business process to
enable paperless and integrated process
• Reduced customer on-boarding time &
digitised processes through self-service
digital channels
22
Merimen Insurance Platform Leadership in Asia
Taiwan
Hong (2018)
Kong
(2017)

Thailand Philippines
Asia’s Top (2015) (2016)

Insurance Vietnam Global Top 10

(2016)
Software- Claims Processing
as-a-Service Malaysia (HQ) & Management
(2000)
(SaaS) Solution Provider
Singapore
Company (2006)

Indonesia
(2006)

Insurance Ecosystem Network…

120 5,000 25 250 2,000
23
insurers and repairers and major loss adjusters insurance
takaful operators motor franchisers automobile brands and law firms intermediaries
23
Silverlake Axis Insurtech and Retail Innovations
Platform-as-a-Service Digital Insurance Claims
(PaaS) for Peer- Processing Platform with
Selected Motor Car Channel Services API
Insurance business layer
Pioneered digital transformation
Formed initial collaborations with 2 large
in insurance medical claims with large
insurers in Malaysia. Discussion with 5
regional insurer & used by hospitals,
insurers in progress
major clinics and laboratories in Malaysia

Analytics-as-a- Software-as-a-
Service (AaaS) for ProfitTM Service (SaaS) for
Peer Index
Motor Claims Retail & Logistics
Profit
Automation
Enabled Indonesia-based general insurer
obtain comparative analysis of parts
Offers cloud-based Retail & Logistics
pricing, labour pricing and turnaround
Automation platform with data analytics
time among vendors and service providers
capabilities
to insurers

24
Recent Customers Wins & Recognitions
Highlights

SELECTS QR
CLOUD RETAIL
AUTOMATION
SOLUTION
April 2018: QRRA’s 1st
deployment of QR Cloud, a
SaaS version of its retail
automation solution suite

25
RESULTS & FINANCIALS

26
26
Q3 FY2018 Results Summary

(RM Million) Q3 FY2018 Q3 FY2017 % change

Revenue 126.7 124.4 +2

Gross Profit 71.5 67.7 +6

Other Income 3.8 413.7 (99)

Profit Before
31.6 442.9 (93)
Tax
Income Tax (2.7) (44.5) (94)

Net Profit 29.0 398.4 (93)

27
Q3 FY2018 Results Summary
• Group revenue rose 2% to RM126.7m in Q3 FY2018 with increased
contributions from project related revenue segments
• Other Income declined sharply as the Group recorded in Q3 FY2017 a
pre-tax gain of RM293.0m from re-measurement of retained interest in
GIT as available-for-sale financial assets at fair value and a pre-tax
gain of RM105.6 million from disposal of 12.4 million GIT shares
• Q3 FY2018 net profit fell 93% to RM29.0 m
– Excluding the effect of GIT shares disposal, gain on re-measurement of retained interest
in GIT to fair value in Q3 FY2017 and foreign currency exchange difference, adjusted net
profit of RM38.7 million in Q3 FY2018 would have been 17% higher compared to the
adjusted RM33.1 million in Q3 FY2017

• Group revenue and net profit declined 2% and 89% to RM371.1m and
RM93.4m respectively in 9M FY2018
– Excluding the effect of GIT shares disposal, gain on re-measurement of retained interest
in GIT to fair value in 9M FY2017, net gain on dilution of interest in GIT arising from the
issuance of new shares and foreign currency exchange difference, adjusted net profit of
RM103.7 million in 9M FY2018 would have been 11% lower than adjusted RM116.9 million
in 9M FY2017

28
 Q3 FY2018 Revenue by Business Activities

120
106.6 Q3 FY2018 Q3 FY2017

100 89.7

80
RM ' m

60

40

20 9.4 9.8 7.6 7.2 5.7 4.8 4.3

3.8 1.8 0.2
0
Maintenance & Software Project Software Licensing Insurance Credit and Cards Sale of Software
Enhancement Services Processing Processing and Hardware
Services Products

%
(16%) + 150% + 444% + 6% + 19% + 2189%
change

29
 9M FY2018 Revenue by Business Activities

350 9M FY2018 9M FY2017

300.3
300 282.0

250

200
RM ' m

150

100

50 25.2 21.0 21.0 21.6 22.6 21.5 14.8 14.2 5.6 2.1
0
Maintenance & Software Project Software Licensing Insurance Credit and Cards Sale of Software
Enhancement Services Processing Processing and Hardware
Services Products

%
(6%) + 20% (3%) + 5% + 4% + 174%
change

30
Dividend
Dividend First Second Third
(Singapore cents Final Special Total
per share) Interim Interim Interim

FY2014 0.8 0.9 1.0 1.2 0.6 4.5

FY2015 0.8 1.1 1.1 1.21 - 4.2

FY2016 0.60 0.75 0.65 1.00 - 3.00

FY2017 0.50 0.70 0.70 0.30 2.302 4.50

FY2018 0.30 0.30 0.303 1.34

1. Taking into account the dividend entitlement for bonus shares (1 for 5) issued on 8
July 2015, dividends were based on a larger share base from Q4 FY2015 onwards.
2. Consists of an interim special dividend of 1.3 cents paid on 28 July 2017 and a final
special dividend of 1.0 cents paid on 17 November 2017.
3. Third interim dividend will be payable on 6 June 2018.
4. Consists of first interim special dividend of 0.5 cent paid on 11 December 2017 and
second interim special dividend of 0.8 cents paid on 8 March 2018.

31
Statement of Financial Position
(RM millions) 31 Mar 2018 30 Jun 2017
CURRENT ASSETS 749.4 1,194.5
- Trade and other receivables 147.3 144.6
- Available-for-sale financial assets – quoted equity shares1 263.4 280.3
- Cash and bank balances 288.5 720.7
NON-CURRENT ASSETS 222.4 246.8
TOTAL ASSETS 971.8 1,441.3

CURRENT LIABILITIES 148.4 235.2

- Trade and other payables 59.3 66.3
- Loans and borrowings 1.0 89.3
NON-CURRENT LIABILITIES 44.3 48.1
TOTAL EQUITY 779.1 1,158.0
TOTAL LIABILITIES & EQUITY 971.8 1,441.3
1. Investment in quoted equity shares of GIT, recognised at fair value determined by reference to published price quotations in
active market

32
PROSPECTS

33
33
Worldwide FinTech Spending (US$ billion)
600

500
109
105
102
400 98
95
92
112
108
104
300 100
93 96

200

286 299
250 261 273
240
100

0
2015 2016 2017 2018 2019 2020
Banking Insurance Securities and Investment Services

Source: IDC Financial Insights Asia/Pacific, 2017

34
 Spending on Technology in Asian FSIs

CAGR
2005 to 2008
8.8
7.8
7.0 6.9
6.5 6.6
6.1 6.1 6.0
5.8
4.9 4.5
2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Average
2009 to 2010

Source: IDC Financial Insights, 2018

35
Meeting request, please contact:
Lee Teong Sang
Mobile: +65 9633 9035
teongsang@cyrus.com.sg

36