PROJECT AT A GLANCE - TOP SHEET

1 Name of the Beneficiary Satish Ganesh Jaiswal

2 Constitution (legal Status) Individual

3 Father's/Spouce's Name Ganesh Prasad Jaiswal

4 Unit Address : Vastral, Ahmedabad, Gujarat - 382418

District : Ahmedabad
Pin: 382418 State: Gujarat
E-Mail : jaiswalsatishsgj@gmail.com
Mobile 7600842648
Area: Urban
Category: General
Qualification: 12th

B-702, Mahadev Heights, Near Adani Circle, Ramol Ring Road, X-Press Highway, New Maninagar,
Residential Address:
Ramol, Ahmedabad, Gujarat - 382449

5 Product and By Product Aluminium Operable Louver Doors and Windows

6 Cost of Project : Rs. 50,00,000

Name of the project / business activity
Manufacturing of Aluminium Operable Louver Doors and Windows
proposed :
7 Means of Finance
Term Loan Rs. 45,00,000.00
KVIC Margin Money Rs. 7,50,000.00
Own Capital Rs. 500000.00

8 Debt Service : 3.14

Coverage Ratio

9 Pay Back Period : 5 Years

10 Project : 2 Months
Implementation
Period

11 Break Even Point : 64.44%

12 Employment : 17

13 Power Requirement : 5KW

14 Major Raw materials : Aluminium Pipe ,Hardware ,Electric Motor and Circuit

15 Estimated Annual : Rs. 11980000.00

Sales Turnover

PMEGP Project Report Page 1

 DETAILED PROJECT REPORT
1 INTRODUCTION :

Introduction:
Welcome to our venture, where innovation meets elegance in the world of architectural solutions. We take pride in introducing our premium
range of Aluminium Operable Louver doors and windows, meticulously crafted to elevate your living and working spaces. Our cutting-edge
designs are not just doors and windows; they are statements that blend functionality with aesthetics, providing an unparalleled experience of
style and ventilation.

About Us:
We are more than just manufacturers; we are creators of spaces that inspire and breathe life into architectural dreams. With a passion for
excellence and a commitment to quality, we embark on a journey to redefine the way you perceive doors and windows.

Our Vision:
To be the forefront innovators in the realm of architectural solutions, providing sustainable and stylish Aluminium Operable Louver doors and
windows that enhance the living and working environments worldwide.

Our Mission:
Driven by a commitment to quality craftsmanship and customer satisfaction, we strive to deliver unparalleled products that not only meet but
exceed the expectations of our clients. Our mission is to create spaces that speak volumes about sophistication and functionality.

Why Choose us?

1) Innovation: We stay ahead of the curve, continuously innovating to bring you the latest in design and technology.
2) Quality Assurance: Each product undergoes rigorous quality checks, ensuring durability and longevity.
3) Customization: Tailor our products to fit your unique space, with a wide range of customization options available.
4) Sustainability: We are committed to eco-friendly practices, using recyclable materials and sustainable manufacturing processes.
5) Customer-Centric Approach: Your satisfaction is our priority. We offer personalized service and support throughout your journey with us.

Join us where every louver tells a story of craftsmanship, innovation, and a commitment to transforming spaces. Elevate your surroundings
with our Aluminium Operable Louver doors and windows - where luxury meets functionality.

2 ABOUT THE BENEFICIARY :

Meet Satish Jaiswal, the visionary entrepreneur on a mission to redefine architectural elegance and functionality. With a keen eye for
innovation and a passion for crafting spaces that inspire, Satish envisions a world where Aluminium Operable Louver doors and windows are
not just elements of design but gateways to a seamless blend of style and practicality.

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : Rented Rented

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

1st Floor Building 250 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
CNC Double head cutter machine 1 1400000.00 1400000.00
Copy Router Machine 1 200000.00 200000.00
Punching Machine 1 200000.00 200000.00
Air Compressor 1 90000.00 90000.00
Laser Printing Machine 1 150000.00 150000.00
52000.00
30000.00
80000.00
60000.00
Total 3254000.00

PMEGP Project Report Page 2

 d. Preliminary & Pre-operative Cost : Rs. 0.00

e. Furniture & Fixtures : Rs. 0.00

f. Contingency/Others/Miscellaneous Rs. 0.00

Total Capital Expenditure : Rs. 3254000.00

Working Capital : Rs. 1746000.00

Total Cost Project : Rs. 5000000.00

3.1 Means of Financing :

Own Contribution 10% Rs. 500000.00

Bank Finance : 90%

Term Loan Rs. 2928600.00
Working Capital Rs. 1571400.00

Total Rs. 4500000.00

Margin Money (Govt. Subsidy) From KVIC 15% Rs. 750000.00 TRUE

Margin Money Subsidy received From KVIC will be kept in term deposit as per norms of
PMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
8.00%
1st 2928600 0 2928600 234288
2nd 2928600 585720 2342880 234288
3rd 2342880 585720 1757160 187430
4th 1757160 585720 1171440 140573
5th 1171440 585720 585720 93715
6th 585720 585720 0 46858
7th 0 0 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
8.00%
1st 1571400 0 1571400 125712
2nd 1571400 314280 1257120 125712
3rd 1257120 314280 942840 100570
4th 942840 314280 628560 75427
5th 628560 314280 314280 50285
6th 314280 314280 0 25142
7th 0 0 0 0
8th 0 0 0 0

PMEGP Project Report Page 3

 3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 10.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 0 0 0 0 0
Depreciation 0 0 0 0 0
Closing Balance 0 0 0 0 0
MACHINERY @ 15.00%
Opening Balance 3254000 2765900 2351015 1998363 1698608
Depreciation 488100 414885 352652 299754 254791
Closing Balance 2765900 2351015 1998363 1698608 1443817
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 488100 414885 352652 299754 254791
Total 488100 414885 352652 299754 254791

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit

Aluminium operable louvers Doors and Windows 11980000.00 11980000.00

0.00
0.00
0.00
0.00
0.00
Total 11980000.00

PMEGP Project Report Page 4

 4.2 Capacity Utilization of Sales
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 65% 70% 80% 90% 99%

Sales / Receipts 7787000 8386000 9584000 10782000 11860200

5 Rawmaterials :
Particulars Unit Rate Reqd.Unit Amount in Rs.
Aluminium Pipe KG 350.00 10000 3500000.00
Hardware 600000.00 600000.00
Electric Motor and Circuit 500000.00 500000.00
Glass and Hardware 500000.00 500000.00
0.00
0.00
0.00
0.00
0.00
0.00
Total 5100000.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
Skilled Worker 6 11000.00 792000.00
Semi-skilled Worker 5 8000.00 480000.00
0.00
0.00
0.00
Total 11 1272000.00

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 5.2 Repairs and Maintenance : Rs. 46570.00

5.3 Power and Fuel : Rs. 60000.00

5.4 Other Overhead Expenses : Rs. 50000.00

6 Administrative Expenses :
6.1 Salary
Operator 2 13000.00 312000.00
Supervisor 1 22000.00 264000.00
Sales Executives 3 17000.00 612000.00
0.00
Total 6 1188000.00

6.2 Telephone Expenses 12000.00

6.4 Transportation Expense 50000.00

6.5 Marketing & Publicity 30000.00

6.6 Workshed Rent 240000.00

6.7 Other Miscellaneous Expenses 150000.00

Total 1670000.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 65% 70% 80% 90% 99%
Manufacturing Expenses
Raw materials 3315000 3570000 4080000 4590000 5049000
Wages 826800 890400 1017600 1144800 1259280
Repairs & Maintenance 30271 32599 37256 41913 46104
Power & Fuel 39000 42000 48000 54000 59400
Other Overhead Expenses 32500 35000 40000 45000 49500
Administrative Expenses
Salary 1188000 1306800 1437480 1581228 1739351
Postage Telephone Expenses 7800 8400 9600 10800 11880
Transportation Expense 32500 35000 40000 45000 49500
Advertisement & Publicity 19500 21000 24000 27000 29700
Workshed Rent 240000 240000 240000 240000 240000
Other Miscellaneous Expenses 97500 105000 120000 135000 148500
Total: 5828871 6286199 7093936 7914741 8682215
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 11980000.00

Manufacturing Expenses
Raw Material 5100000.00
Wages 1272000.00
Repair & Maintenance 46570.00
Power & Fuel 60000.00
Other Overhead Expenses 50000.00

Production Cost 6528570.00

Administrative Cost 1670000.00
Manufacturing Cost 8198570.00

PMEGP Project Report Page 6

 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.

Stock in process 30 Production Cost 652857.00

Finished goods 15 Manufacturing Cost 409929.00

Receivable by 25 Manufacturing Cost 683214.00

Total Working Capital Requirement Per Cycle 1746000.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 7787000 8386000 9584000 10782000
7787000 8386000 9584000 10782000
Manufacturing Expenses
Raw materials 3315000 3570000 4080000 4590000
Wages 826800 890400 1017600 1144800
Repairs & Maintenance 30271 32599 37256 41913
Power & Fuel 39000 42000 48000 54000
Other Overhead Expenses 32500 35000 40000 45000
Depreciation 488100 414885 352652 299754
Production Cost 4731671 4984884 5575508 6175467
Administrative Expenses
Salary 1188000 1247400 1309770 1375259
Postage Telephone Expenses 7800 8400 9600 10800
Transportation Expense 32500 35000 40000 45000
Advertisement & Publicity 19500 21000 24000 27000
Workshed Rent 240000 240000 240000 240000
Other Miscellaneous Expenses 97500 105000 120000 135000
Administrative Cost 1585300 1656800 1743370 1833059
Interest on Bank credit @ 8%
Term Loan 234288 234288 187430 140573
Working Capital Loan 125712 125712 100570 75427
Cost of Sale 6676971 7001684 7606878 8224526
Net Profit Before Tax 1110030 1384316 1977122 2557474
Less Tax 0.00 0.00 0.00 0.00
Net Profit 1110030 1384316 1977122 2557474

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 1110030 1384316 1977122 2557474
Add :
Depreciation 488100 414885 352652 299754
TOTAL - A 1598130 1799201 2329774 2857228
Payments :
On Term Loan :
Interest 234288 234288 187430 140573
Installment 0 585720 585720 585720
On Working Capital
Interest 125712 125712 100570 75427
TOTAL - B 360000 945720 873720 801720
D.S.C.R = A/B
4.44 1.90 2.67 3.56
Average D.S.C.R

PMEGP Project Report Page 7

 9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Beneficiary's Capital 500000 500000 500000 500000
Profit 1110030 1384316 1977122 2557474
Term Loan 2928600 2928600 2342880 1757160
Working Capital Loan 1571400 1571400 1257120 942840
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
6110030 6384316 6077122 5757474
ASSETS :
Gross Fixed Assets : 3254000 2765900 2351015 1998363
Less : Depreciation 488100 414885 352652 299754
Net Fixed Assets 2765900 2351015 1998363 1698608
Preliminary & Pre-Op. Expenses 0 0 0 0
Current Assets 1571400 1571400 1257120 942840
Cash in Bank/Hand 1772730 2461901 2821639 3116025
Total 6110030 6384316 6077122 5757474

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 1110030 1384316 1977122 2557474
Add : Depreciation 488100 414885 352652 299754
Term Loan 2928600 2928600 2342880 1757160
Working Capital Loan 1571400 1571400 1257120 942840
Beneficiary's Capital 500000 0 0 0
Total 6598130 6299201 5929774 5557228

Total Fixed Capital Invested 3254000

Repayment of Term Loan 0 585720 585720 585720

Repayment of WC Loan 0 314280 314280 314280
Current Assets 1571400 1571400 1257120 942840
Total 1571400 2471400 2157120 1842840

Opening Balance 0 5026730 8854531 12627185

Surplus 5026730 3827801 3772654 3714388
Closing Balance 5026730 8854531 12627185 16341573

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 9.5 BREAK EVEN POINT AND RATIO ANALYSIS :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 2307688 2305973 2283453 2273386
Variable Cost 4857383 5110596 5676078 6250895
Total Cost 7165071 7416569 7959531 8524281

Sales 7787000 8386000 9584000 10782000

Contribution (Sales-VC) 2929618 3275404 3907922 4531105

B.E.P in % 78.77% 70.40% 58.43% 50.17%

Break Even Sales in Rs. 6133895 5903971 5600063 5409640

Current Ratio 4.37 1.25 1.06 0.84

Net Profit Ratio 14.25% 16.51% 20.63% 23.72%

This Project Report has been prepared based on the data furnished by the beneficiary whose details are given in the application.

Place :
Date:
Prepared by :
Full Name : SATISH GANESH JAISWAL

Signature of the Beneficiary

PMEGP Project Report Page 9