DoubleWalletPlan EnglishBrochure

You might also like

Download as pdf or txt
Download as pdf or txt
You are on page 1of 6

WALLET PLAN

GET

SUM INSURED BACKUP


FROM DAY 1

Comes with many


Wellness Benefits
GET 100% BACKUP
OF YOUR SUM INSURED
RIGHT FROM DAY 1
HOW IT WORKS
From Day 1
you get
You buy a
policy of Base SI
₹5 Lakh
Sum Insured +
₹5 Lakh
SI Backup1
₹5 Lakh

Any single claim in a Policy Year


cannot exceed the Sum Insured

Both related & unrelated illnesses covered

Same insured person can use Backup SI


multiple times

Backup available with No Exhaustion clause 1

1
Backup SI is used automatically once Base SI is over
With 100% SI Backup, Get

MORE MEGA BENEFITS

NO ROOM/ICU RENT LIMIT


You have the freedom to choose the
best room!

100% CUMULATIVE BONUS


10% for every claim-free year.
Rewarding you for being healthy!

INBUILT PERSONAL ACCIDENT COVER


A flat benefit of ₹50,000 on accidental death
of the proposer or the eldest member

NO CO-PAYMENT
Get treated anywhere in India.
No age based co-payment

CONSUMABLES COVER (OPTIONAL)


Get coverage for non-medical expenses.

HEALTH CHECK-UP
After every 2 policy years, get reimbursement
up to ₹ 1000 (0.25% of Base SI)

PED WAITING PERIOD MODIFICATION


(OPTIONAL) You can reduce your waiting
period for pre-existing diseases to 2 years

BENEFITS DON’T STOP!


GET EXTRA COVERAGES
HOME (DOMICILIARY) ROAD AMBULANCE
HOSPITALIZATION 1% of Base SI
up to ₹10,000

PSYCHIATRIC ILLNESS DAY CARE


PROCEDURES

BARIATRIC SURGERY ORGAN DONOR


EXPENSES

IN-PATIENT HOSPITALIZATION INCLUDING COVID-19


WHY CHOOSE

DIGIT
95%
1

Claim Settlement Ratio

10,500+
a

Cashless Hospitals Network

EASY PAPERLESS CLAIMS


For both Cashless & Reimbursement cases

REGISTRATION ASSESSMENT SETTLEMENT


1 Register a 2 Scan & upload 3 The approved
claim on the the documents amount is
Digit App settled

SAVE ON OPD & MUCH MORE


WITH THE MALL OF WELLNESS
24x7 Free Unlimited
Teleconsultations with General Physicians
b
Up to 80% off on Health
Checks and Diagnostics
b
Avail these benefits and
Up to 23% off many more on the
on Medicine orders

Free 21 Days of Yoga


& Mindfulness Sessions
c

APP

SAVE TAX
d

UP TO ₹1,00,000
UNDER SECTION 80(D) OF THE INCOME TAX ACT

a
Count of unique hospitals under our direct network and MediAssist TPA as on 31st July '22 and is subject to change without prior notice. Claims are primarily
handled in-house and in case of hospitals out of our network, the claims will be serviced through MediAssist. We'll reimburse the approved claim amount if
b
the hospital is not in MediAssist's network too | Discounts are subject to change without prior notice. Customers are requested to download the Digit app to
d
stay updated | Online sessions only | All charges/taxes, as applicable, will be borne by the policyholder. Tax benefits as per prevailing Income Tax laws shall
c

apply. Please check with your tax consultant for eligibility


PREMIUM CHART - ZONE 1
(Zone 1 - Delhi NCR, Greater Hyderabad & Greater Mumbai , Zone 2 - Others)

Family Composition - 1A

Age Band/SI 5 Lakh 10 Lakh 15 Lakh 25 Lakh 50 Lakh 1 Cr

0-35 5,905 7,086 7,677 8,858 10,216 11,692

36-45 7,460 8,952 9,698 11,189 12,905 14,770

46-50 11,248 13,498 14,622 16,872 19,459 22,271

51-55 13,893 16,671 18,061 20,839 24,035 27,508

56-60 16,996 20,395 22,094 25,494 29,403 33,652

61-65 24,563 29,476 31,932 36,845 42,494 48,635

Family Composition - 2A

Age Band/SI 5 Lakh 10 Lakh 15 Lakh 25 Lakh 50 Lakh 1 Cr

0-35 8,858 10,629 11,515 13,287 15,324 17,538

36-45 11,189 13,427 14,546 16,784 19,358 22,155

46-50 16,872 20,246 21,934 25,308 29,189 33,407

51-55 20,839 25,007 27,091 31,259 36,052 41,262

56-60 25,494 30,592 33,142 38,240 44,104 50,477

61-65 36,845 44,213 47,898 55,267 63,741 72,952

Family Composition - 2A+1C

Age Band/SI 5 Lakh 10 Lakh 15 Lakh 25 Lakh 50 Lakh 1 Cr

0-35 10,925 13,109 14,202 16,387 18,899 21,631

36-45 13,278 15,934 17,262 19,917 22,971 26,291

46-50 18,784 22,541 24,419 28,176 32,497 37,193

51-55 22,784 27,341 29,620 34,176 39,417 45,113

56-60 27,363 32,836 35,572 41,045 47,338 54,179

61-65 39,301 47,161 51,091 58,951 67,991 77,816

Family Composition - 2A+2C

Age Band/SI 5 Lakh 10 Lakh 15 Lakh 25 Lakh 50 Lakh 1 Cr

0-35 12,696 15,235 16,505 19,044 21,964 25,138

36-45 15,180 18,216 19,735 22,771 26,262 30,057

46-50 20,528 24,633 26,686 30,792 35,513 40,645

51-55 24,521 29,425 31,877 36,781 42,421 48,551

56-60 29,148 34,977 37,892 43,722 50,426 57,712

61-65 41,143 49,372 53,486 61,715 71,178 81,463

All figures in ₹ excluding GST for 7 days initial waiting period option

To get full premium chart with

Higher age bands


More SI options
Scan this QR
DISCOUNTS THAT COUNT
CITY DISCOUNT
3

10% For customers not based in Greater


Off Hyderabad, Delhi NCR and
Greater Mumbai (including Thane, Navi Mumbai & Kalyan)

5% GOOD HEALTH DISCOUNT


For customers who maintain a good
Off lifestyle like non-smokers, etc.

5% EARLY RENEWAL DISCOUNT


For customers who renew before 7
Off days from expiry (Applicable for renewals only)

ENHANCE YOUR COVERAGE


CONSUMABLES COVER
Pay just 10% extra premium and we will
cover your non-medical expenses too
on approval of your base claim

PED WAITING PERIOD MODIFICATION


Reduce your PED waiting period
to 2 years

YOUR PREMIUM SIMPLIFIED


Zone 1 Apply Apply
Premium Optional Covers Discounts
+ -
=

Your Final Premium


This is just an illustration of discounts and add-ons without GST. Actual pricing may vary according to various
parameters and prevailing GST norms. Please log onto www.godigit.com or ask our partner for the exact pricing.

TO BUY THIS PLAN, CONTACT


Name

Phone
This brochure is only a summary of the product features and is for reference purposes only. The details of coverages
available shall be as described in the policy schedule and will be subject to the policy terms, conditions and exclusions.
There are 5 other plans under this product. For more details, please read policy terms and conditions carefully before
concluding a sale | 1CS Ratio is based on data till 31st March ‘22 for FY22-22. CS Ratio is Count of (Claims Paid+ Claims
2
closed)/ (Opening OS claims + Reported Claims – Closing OS) | These wellness benefits are available to the insured
under Wellness Benefit Program Add on cover, offered along with the Health Insurance Policy UIN:
GODHLIA23034V012223 The cost of availing of these services shall be borne by the insured directly. Digit is not
responsible in any manner for the nature or quality of products/services provided by the empaneled service providers
3
Policyholder needs to share a valid address proof to be eligible.
Go Digit General Insurance Limited Address: 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru
560095, www.godigit.com, 1800-258-5956. IRDAI Regn. No. 158, CIN: U66010PN2016PLC167410 | Digit Health
Insurance Policy UIN: GODHLIP23073V012223 | Ad code: GDG/2022-23/222

You might also like