Opportunity Name: Navratna SDI Opportunity Type: Securitised Debt Instrument

* Numbers highlighted in Orange can be changed

Investment Amount 1,500,000 Total Cumulative

Repayment Repayment
Tenure (Months) 48 Month 0 - 12 33.9% 33.9%
Coupon Rate 12.50% Month 12 - 24 35.3% 69.2%
Month 24 - 36 29.9% 99.0%
Pre-Tax Net IRR 13.26% Month 36 - 48 26.8% 125.8%

Investor Repayment Schedule

Principal Interest Principal

Date Period Outstanding Repayment Repayment Total Return

11/24/2023 0 -₹1,500,000
12/15/2023 1 ₹1,500,000 ₹11,301 ₹0 ₹11,301
12/31/2023 2 ₹1,500,000 ₹8,219 ₹0 ₹8,219
1/31/2024 3 ₹1,500,000 ₹15,925 ₹93,750 ₹109,675
2/29/2024 4 ₹1,406,250 ₹13,966 ₹0 ₹13,966
3/31/2024 5 ₹1,406,250 ₹14,929 ₹0 ₹14,929
4/30/2024 6 ₹1,406,250 ₹14,448 ₹93,750 ₹108,198
5/31/2024 7 ₹1,312,500 ₹13,934 ₹0 ₹13,934
6/30/2024 8 ₹1,312,500 ₹13,485 ₹0 ₹13,485
7/31/2024 9 ₹1,312,500 ₹13,934 ₹93,750 ₹107,684
8/31/2024 10 ₹1,218,750 ₹12,939 ₹0 ₹12,939
9/30/2024 11 ₹1,218,750 ₹12,521 ₹0 ₹12,521
10/31/2024 12 ₹1,218,750 ₹12,939 ₹93,750 ₹106,689
11/30/2024 13 ₹1,125,000 ₹11,558 ₹0 ₹11,558
12/31/2024 14 ₹1,125,000 ₹11,943 ₹0 ₹11,943
1/31/2025 15 ₹1,125,000 ₹11,943 ₹93,750 ₹105,693
2/28/2025 16 ₹1,031,250 ₹9,889 ₹0 ₹9,889
3/31/2025 17 ₹1,031,250 ₹10,948 ₹0 ₹10,948
4/30/2025 18 ₹1,031,250 ₹10,595 ₹93,750 ₹104,345
5/31/2025 19 ₹937,500 ₹9,953 ₹0 ₹9,953
6/30/2025 20 ₹937,500 ₹9,632 ₹0 ₹9,632
7/31/2025 21 ₹937,500 ₹9,953 ₹93,750 ₹103,703
8/31/2025 22 ₹843,750 ₹8,958 ₹0 ₹8,958
9/30/2025 23 ₹843,750 ₹8,669 ₹0 ₹8,669
10/31/2025 24 ₹843,750 ₹8,958 ₹93,750 ₹102,708
11/30/2025 25 ₹750,000 ₹7,705 ₹0 ₹7,705
12/31/2025 26 ₹750,000 ₹7,962 ₹0 ₹7,962
 1/31/2026 27 ₹750,000 ₹7,962 ₹93,750 ₹101,712
2/28/2026 28 ₹656,250 ₹6,293 ₹0 ₹6,293
3/31/2026 29 ₹656,250 ₹6,967 ₹0 ₹6,967
4/30/2026 30 ₹656,250 ₹6,742 ₹93,750 ₹100,492
5/31/2026 31 ₹562,500 ₹5,972 ₹0 ₹5,972
6/30/2026 32 ₹562,500 ₹5,779 ₹0 ₹5,779
7/31/2026 33 ₹562,500 ₹5,972 ₹93,750 ₹99,722
8/31/2026 34 ₹468,750 ₹4,976 ₹0 ₹4,976
9/30/2026 35 ₹468,750 ₹4,816 ₹0 ₹4,816
10/31/2026 36 ₹468,750 ₹4,976 ₹93,750 ₹98,726
11/30/2026 37 ₹375,000 ₹3,853 ₹0 ₹3,853
12/31/2026 38 ₹375,000 ₹3,981 ₹0 ₹3,981
1/31/2027 39 ₹375,000 ₹3,981 ₹93,750 ₹97,731
2/28/2027 40 ₹281,250 ₹2,697 ₹0 ₹2,697
3/31/2027 41 ₹281,250 ₹2,986 ₹0 ₹2,986
4/30/2027 42 ₹281,250 ₹2,890 ₹93,750 ₹96,640
5/31/2027 43 ₹187,500 ₹1,991 ₹0 ₹1,991
6/30/2027 44 ₹187,500 ₹1,926 ₹0 ₹1,926
7/31/2027 45 ₹187,500 ₹1,991 ₹93,750 ₹95,741
8/31/2027 46 ₹93,750 ₹995 ₹0 ₹995
9/30/2027 47 ₹93,750 ₹963 ₹0 ₹963
11/23/2027 48 ₹93,750 ₹1,734 ₹93,750 ₹95,484

Notes
1. The interest payments will be taxable in the hands of the investors as per their income tax slab rate.
2. The Principal repayments are not taxable.
3. The model has been computed basis of a PTC issuance date of 9th November, 2023.
4. The minimum investment amount is INR 15,00,000
5. Depreciation rate of 15% has been assumed for the underlying collateral. This may vary as per actuals.

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The past performance of any opportunity listed in this presentation is not necessarily indicative of its future performance.
YIELDWISEX TECHNOLOGIES PRIVATE LIMITED is not guaranteeing or assuring any return under any of the opportunities listed. You
are requested to exercise prudent discretion (including by obtaining expert professional advice with regard to specific legal, tax
and financial implications) prior investing in any opportunity listed in this presentation. You agree and acknowledge that
contained herein Investor/Purchaser should consider the appropriateness of the information and should seek specific advice from
qualified professionals.
It is further clarified in explicit terms that nothing in this presentation shall be construed as Direct or Indirect Offer to
Invest/Buy/Fund in any of Investment Schemes/Real Estate Schemes/Real Estate Properties/ Financial Schemes, launched by
YIELDWISEX TECHNOLOGIES PRIVATE LIMITED or it’s associate entities. That nothing in this presentation is for solicitation or
invitation to any individual/firm/ company/Association Of Persons/ entity for any Investment schemes pertaining to Real Estate or
otherwise, and it is further clarified that any scheme listed in this presentation involves standard market risks and is neither
insured by YIELDWISEX TECHNOLOGIES PRIVATE LIMITED, nor we can be held liable for any monetary or other losses the investor
may occur due to the same.

The past performance of any opportunity listed in this presentation is not necessarily indicative of its future performance.
YIELDWISEX TECHNOLOGIES PRIVATE LIMITED is not guaranteeing or assuring any return under any of the opportunities listed. You
are requested to exercise prudent discretion (including by obtaining expert professional advice with regard to specific legal, tax
and financial implications) prior investing in any opportunity listed in this presentation. You agree and acknowledge that
information/projections provided by WiseX are not and are not intended to be an offer/invitation or solicitation/recommendation
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