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+

Al.ol=+gq g= EEI
0llqq ilil contents

O EIEtteT #rlsuEa
01 d8 Eale| 8al E{loll rl{-d EJ+ 8

0Z gal E^iloil r]l-d tr= 19

[) uEIuEet

03 #rl +q 8al 32

0t+ 8B 8al 43

05 8al 53
^l'84I

@ ^]Erel=al
06 rlg4 EaJE Eal 62

07 ^lEl
EEel Eel 72

08 =7le+ ^loJE
8al 85
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@ ilqrlEal
09 t)4 7 |ezt 8al 96

10 8E
^lslet
Ezl 106

11 rfErtSal 116

O =HptEa
12 ql3rl 468tri Eal 130

13 E^l+ galel clE+ gal 141


^fsl

@ Elelsr==er Eer
lt, e= 6t|=ul AE, U+ E-sr'g Eal 152

15 trJifel Eal 163


^17=
0l^4el +8Et=8 Structure

E4d L}l= 8a!


tzlrlg -"_!d LI1EE azl 0l6H-g + ?lE= i1lzl40Eil gqsEdlzl EaldlHauq.

hrrE TllE ¤B 7lE lrlE


=e14 T[|LJ
-"_!d LHErlEalE E6 ¤B0lLl"^lE= T|.|LJ +e ? Salql q-Lr trEE .8^116lzl
T|.|LJ ol6H= EE + ?E= 6fH6Llrf.
^ll^16|q =al^olErfe 6is +^ll= cg6fr d+
e
^11^l6ffioq, =al^0ll=
rfl-d E4 6H4=
^lEoil ^ll^16ffi#Llrf.
?

0 gt Satel sat +4lq cfit! EJ+

$t

Pj:

4{ 4{4 {r*6H: ?v-* {4.ts *?l5l,l el,( dl{t! ttrl t'<S Tlclo}
{{ q{ 46el tv.l {eg c!4 r$Eli:.i.dtt flrlo} $

4n0ui ou.| oi6a6t= q f8EDltrtg' grt !2r bqa oJE


^rt¤l!
I letE 4Furlortq ¤at E $|q lTE|q lrl|6lE lql esrgEl.
orqq aEla^ter ttgl 9H^tE EtsE Ttill 4ti trtEtr 9l!t clBq {rq
0r t6t 97trl. {. rt?tE! gqel 0lq0t0t^t &.EslE qei ,lrl lqE 8rl oFl6l! lEalol
olt rhraaEEEEqrHte*6E:11rr.u.r. l -TEXI
qc
=ra
&, ea

c! ,[ 3a 9.8 ts lrt otqa *trt tloar t;l gofr!:.tL l


A2t
iRlur rxJ{ lra tll + grlE c¤E tFll rn ar |Br rat 8{
^E
rt 7lts 9lct
ar ad 281 erE P +Cr al8 ggs ua r6lt + oJtt ,Pt*l
^tt{rl
ge aa cq.
r-
ll ta

r0?

:
a a
TllLJ fl13 7!E Ea1,\
T||LJ ill=. E-d= 56|{ +6-d t-HtE ute 7l= EBtoll rll^lE ? A|^11-d ¤E= 56tl +e
^|.eg "-l1tr
7|,|LJoil tfl-d -qrd=g 0l6t|E= tsg + !lE= 6ffie!+.
4?l6l}Jcl'J + ?1E= 6ffl6LlLI.
+=71==H
7lE 3zl, ,JE-L| E4 +=el E-BIE
T||LJ "J i
c=e
0l c+stqqot^trFr|lgePJt 03 a.*Egp.e:E,.r{t!aa?
e +d6U l;lt LHEoll tH-d 7lE4?! 016}| eq$e sq4 *elel elole4.
3t eq43 s{rt4
tse.l{. oJ4lS4oJ +
ol{6k-j q q.{* iato} {!c}.
a: +Elqg
c?¤ +
q¤ fl4zl sq { d+l* 9tt} *E fl4e
oJts:^lg B+4q .qq g{ 4tlel olgl

5aJ= -BFAt^l= + ?lEE dffiAq+


i .+r+" .*q'. .9f." _1
ol5 ?l.l E4 Ecll tololrl Eq* {*6}E a¤ +S t}olo} 0r}.
el!'4ol el4e+ *g'*ol q{4 rtol:r fli:.4l c t: &?]qg aBl B++*{'+{gEq tts '}{ 684
a S6l ¤¤4+ *E+. _rq.z
q Eq4 eat {^16t4+^lttii.l
4tel {9.lol r{4
q{ Iicl $t l ¤1t ++
-e3 7la4n Eq ut {!el oJ4 *{I ¤{tH:

EB-' ,l 4+{ q{4 X.rt}6Flr1 S q.l +,Jqi t:6 +


r& gCq *qq.I elq.
Cg +-e 4{s *o}ot

! A: Eq E{el 4t}4 4*"1 *4ttq


tc}.

i¤ +nolrl.
E:di_=P E^lE a^46|.8 6l'l¤ ggol .9rl .
z {.: ¤.qqg eEi olE Cgol o}q4 sq4 gi{Et q
d{ +q{"} {Ft.
Hle r[l8= + ?lE= 6fH+Lltl. *qqe sq4 +eq 4*{t dl,dot tc}. t E: Selrlg Eqc d*& 7lsel 4t-e.E. !l.ol
Sqte Eq4 t{6t ^}*9t-,- tdlgt got* s o| Qr].
^1.!4
{{o} t }.

+= gE EIII +t g{1e41 Igj tt .i

Etf 6H4alE -"+61ts tlgEt


lrt)e a. *t uaout
:2Si?rsl

^1lg-Lr I rpnt + ilts utEli (r.l) r.ree EEil q. A et tlEt6t=


E-Bf- +=6U 3Eq4 EJ+q ?"-dej
Ell
^leou
q:,o.e rEl 41.flo Ie?

iJ tqqe aq Tltel lgErl Ei.l Eqe gtl+=.Eq g{q rtFfi ?{8pJ cd rl


8l rGl8tE 4t q! r|rre^tqcorct flct.
dtl= tsaj= -BF8^l= # ?t-== offiGr-lcf. 17t)
3:ta+8'lcl. 'r3]q'6el EqIl E01E EotI g{44 r$E Ee += lEet Ea4
oJ ElSga
La6E 'it qd {Ile dopteq.

(r0

A:
O+O
84qe 5-qitssl E-1.,{8 7}rt tr94s3 de{o} s& a4t4.

EEtr] dlt¤
ttrJ'il 6[l¤
E=Jrl 9=J0ll ¤E= E6tl Erll
rH-el xf^ll-d
] oie ga;la :ig galstel ?tB dli
tt &elel sat tSHl EilL] B+
0ll tt|zr 0l6H= ts01r, +/.l-Ell "J 3E E 3r:!

x1loil rHEl rHHlTf 7lE6lE= 6Ha!+. @eE tf s.q


,|
2 3 04 f.-rrr
5 6 08
FEEEE|
.t

Et8 dcH
E=II= DANCHoA EBSIT}IIEUE{
+elEEt{ltu t^4 Erll rJeJ xllel8|l=
EBS' lo I E el EBS' I-ArJel App 6 lEJel Ar ffi_ Egs ; +e E= ix||el EAr EE(HWP)E'|grl
E-BfiE= Z^4dlE +al!o I olltrJ Erilel 6ll¤rl
56|] IIt|o I
E lxl, $el^lflE ++ + I1l]-stLl trt
6t|¤,J$= *0t GLltrl flgoeq eqEt + ?l+Lltl.
^E!
a=rees l! ax1ototxt fl
@ @ Q a+te

I.'-1H-.P;I;;;;;;;: zaois-ooor lil I 00

hl il
80
l2¤r5-G)r I
v 60
lla! geteq
I
40

{. l.r I 20

f,f
.l I
it
0
o f01 l'.
o . d trlfl{lEl (teadpr.ebsi.co. kr)oll^1'a^El=' 0 l+ 0 lE6ld + ?l6Ll tt,
o . a^lxlg.I!Ej0ll^1 Iil36lts ItE: i4EE tlE + ?l6qq.
+= I=E= ?IE]EBS ilI]l EJ=E

EBS.N.4 ElI
^!.E{!

2o24EtEE E[Et+qtsq^E Eg 7E 2o24EtE.E EBS +tsg¤ 11s+ 168


7 (7t)E a, g8E (u[) lgoe EJ+6tr.^t g q, 16 eng A, g=toil^1 r{7tB + ?l=
^ttt7[ =el
A-cqltrle 4tr-d trE"JE (E7l)0il^1 ?Its E]lE a=?i?? HIE= (ul):aJoe = ^t"AITtEet
EEE rll, A ^.tEol4
B0ll 6H.-El= L}l8e.e 7EI4
t3El trEt ri2? t3El
,J .-!?le 1495 xtg gElloil^l xoll-l'71 915fl 8E zlE -s= 7l'J0l 9,1= -d Eil= E7l 9.16fl lq6[0tAq
^1e =qilB
6tLlE oJ4etr etc[. 0l ?]48 rlu Silxl'= E gqlel^}Bg'JdE
gdolETl=g e+ E8oll^i 646t71 flEl qE +'Jolat
",{ol
= e4+B= gEE^fEg+
=El6ll0} fl= ilaJE rlutt E *tl. ErJol +4¤ ^^e +46l.= fl91
(7 t)
=^PJe.] gEts q+L[^43= rlo-1| ^l.t6tlExtTl E=r+ re=71.+oll^l
E-d.J=E dE 9l6H 18 SEHe+El
3:tr4 U+oll 4oJE E^l?Jts ?-t +4¤
^lel
r10ll1l tpE6l= tll U+6t= 2ir) ?+l.5ilxPl 88, ^[
xl' (7t) xolLl4ts r1lgltrl.
^lElE ++= 'Jxl El=
S I xl.u= -E=6[xl *g trll
^l"Je
Eilr]oll xlBB + ?1t1. $:eE Eztle.l xlSE E7l6lr ,{loJ
^PJol Zl1E ^laE 7tg6t= rlolq.
El>- AgEl,JgA Eoll=-E 7d6tG
EE g3g B"Eitl, tl la r ^[a=-d36tr. EE}=XI 8gbl.=
^ld7l'J. lr---'t,
-<E +Cfl=01 &{J= ?JE6lZl
15 Es,rr
I

=4e 0E d+E 4^.l6ta r=el flal= UEJIEI.


|- Bssc
I

I
Aolq. 916ll
l(J ^Ha,rgel ^lUEe
(Lt)
qt r-{Ed)-
I I

s :urEE qS
| -:utPg*E
.q.
I
qt qt
(Lt) r----<q ^l)---l
2|Ot Otxt ti Ir=eJ)-a*@
I ,.ptroDr {rtttl
I

l+ ".r= ut-Ee. I

. u7l .
L. t

r. A: 4zl9 E^l^l7l ^Isl 43 7l-!.o6J7L?


4lsFg 9HI6l-=
0 e: z1g t4z} t4l4E dd ^J4te HEl + 9l¤¤ ,Jr+oJ4.
u. B: +zlt 419(=A 4lE-e-e *^8tl 4¤4 oJ4oJTt? @ e: x1g rJ4zI olu tEllE E"
4 4"*El.Elg ,Jq.$L
^Iq ^$flol
c. B: lzlzl pzilalt *.ll^l= 4zI9 i]?flE ${lalizp @ R: z1g t}4q^l zlgHE dBol EE ^IBE ++q fl¤¤ rJ!+
a. c: *zI9 Silziql4l= tzl t!9¤ flqEI a4l|izl? t}r+.
@ n: x1g t49 ¤sI SzlE 9oll z}¤fl9 olE6llot 4*¤- z}4t|4.
O-r,u @-r.c @c,e @ e: 49 ^J4eq 4+lb oJBflol z|$zleE 4^l+l rll"J zktl
(3) r. u. g trl*+.
=' @u.c,e
BO ts@

EllE4 * Ef+ Ell4

n24+iE rltrt+et=e^Fd 894 .8al 7H Ee3 EBS +g¤ +Aol SBIEIE+= Aqilcl.'= +# ZE Sget Lfle-e.E Elol ?t
115+ 168 EBr+ EZlElol F EB sF aHEg ol +.sd 16H EB= E!61 =-+:d +a=e ¤ 7E Edg +
=r1lElstrt. ^lsl
+Etrt g^9+ p=ol Ets EE|e.tr Eat 4 "Jg E# Ht= 10e EJEtEtrt
^1,94 =dg =rllqflq. =
g E^lA E.ferltrJ EgEl
=89
# E:8t0lel EBS Exl|oll Lle= r1l^l#Ej olLlal d^lE=E ¤"+ E4lElol
=
^l.Al7lEe-l ^l^Al4
ts E0ll^1 EP EXI¤= xlLlr 9lq. +B 7fl EB (E7l) rllEl= A?7|EJorrE #oll rl+ +e. A|.APl==r[ sE!
=61 =r1lElts
c! '\7171+r|16l.= 4rlE a*flE +r|{6f=71?'el + E EBg .z+d.= A?, dIlE rll8s EE6l trtelal| + 'ztol "d
=0ll^-l=
5Sd 16U E-dE @H Crl 'rlg dEllTlolu SEll= stl 4 3EEol E+?Itr}.
^lsl
+= I=tr= ?I*LIEBS ilI}l g=H

EBS -A.XH E4I


^E{I

2024ffi5 EHEt+Et5E!^lE Eg 10E! 2024E}E.E sBS +tsS+A 144+ 05H

1 0 .l- +rJEl gep.E 7Et qEEt ,ie? t3El 05 .t- +yd gaE-tE (E7r)0fl^1 ?rts Etls ?=
^taptE ^ttplE
4??
"l4oJ ag $44se +e aq tCol4. "14.J 13 4E s
E ^I*Egl EgE s+6}q s+6llo} pltsal4. "l4l 949 0I
sE4es c{! ael trxolq, olejt +dq^ltrJ
"l4oJ ae
¤+ r{+e-l s++ ,J?+4 i 8 3 Hqd +e+e} roJg 9^16I ae 4E E= s+t+4 q}41 .J"*r oI
q. +E zlzlE rEol zlB st49 "14.J ^IBEE EelE
^1ts59
Hl+oJ 4 B6r+ olrll *49 ,l-3¤ E^lq a4zl slqg +tg +¤¤
=zlql
4,<i $zlalzfl $r|. Hqd qB ++e+ aolg 9^l6}q, 4E ^l+I9 zlzlE rEol
zlH *t49 Bl+6J+4q trlzl^l Bzlalt 4o14.
o "14 s+r+ E'J *+g s+ ol6ll sdq
=a4oh,*+.
@ "14 *Ee 4"JE #4.J Stolzl"il tr¤$+=l+ S+. u7l .
. 1.1
@ "14 S+el
'ItI"J
ql+e: zlxllE zF$C$ zlH $.4. * -. olE Eqcel d¤91 zl4E*+ 9ttrI.
@ ,14 rllAlql ql{} zJ44 AEe E'JC r"}ql zl{E + 91tr}. r. ol4 S+e++zJoJ +toJ E^lq zF$4o14.
@ "14 S+ bqe *r rE¤ S+61+ E'J4 bqq +^-¤+. .. 4l¤9S?-lE gE .J.ll fleq &elql^l {qg+ S4.
ts@ e. ole| dg .Jillel ololl *doilr.l {q+ fl+= d.ll^j +^|-6}E+.

ior L O-.= @=,=


@-r,u,e @u,r,e
ts@

EltE4 l qe E[4
N24+JE Etlqt++54^lE 8g48el oH EBe =es+EJ +!$zJ 058 E-Bt a9 'olel
Ce grile_l 016}| SCoil^l HclLl. 9l
144+ osH Eg4 E4lElol + E:de s+ zlEE qle tl'= E0ll^l 3^l6ltl.'= egl-l trHel EEolrltrJ EgEt LHES rl
=x1lElfltrl.
rl3 + EBe.e SgEt 8l^lEol 0l|? H E4[== H F? ?lrl.
=rllElq
0lr ?!q. falz ¤ 10H EBE 89fl @E dxl 'El4 r}l+loll cfl olel ,Jg LHE= E q, ess axt|E 8+61.8^J Ts ,tftfzfpel x1l
il ?J44 AEe sEd z?Fil Tlqg + ?Itrl..'e] +H3 05fl E tll6H^1= BE-d 54ol "Je6E, Te SHE
^lEoll =61 ^*14
B ¤zp r9 '01ts s.qd9 dEofl 7lq=r + ?1tr1.= Eflol 4= E-d c^lEE e+E 8B?] e+ ell EH?l^|0il rll-d E4rl -Er4l
rl-= g EgEl LflEe-e Eq flq. E-d +910fl EBE eH drl eggl 3+0llE efl e'J?l^l= EE6l El461.= A0l s+Etl.
:dtrl.el
ofl 'tr14 tr_r.J7l 5;'J trJCJg E+ 016|| gcoll
=7.16H0t
0l Et &atel&al EtHI Ett-*ff+
1. flEfl?lq affi qgF! tal4 8E
tr I elzj9 d"t 8al
o qlrJE s?-l
=c4
.
"J+E "J44o14, "Jag gEl 1l=
d-g +6J6}.r.
=4oJ - ?ltg ^lq +Fill .Jql^l
+= ^I*r+ E+41 C6lr gu|=.ztl g"la "JHg *olqlrzl LqQl
. q_lt-} zltg Aer+ ulejs-E +3 }}g ,!ol7l7l +16il #'JS.ol UBB - Srle+
^}fi¤
"Jd+ *flol ?l*
@ S4E 9,14 E4
o+E elEl ?!rJoe^1 -g -dEel 7l=Oll-f +ts
^140F
oJ?-lol s56l71l+ tr-lEg trfl
. ?laol 0l¤61 rlel.ot Ef.Jflq -d9-lLlE¤= a^B
olg6l rqe_z -g Tfil
^l7l0t
Erl . Eal= 01rE q8= "JEzf 7l?= Tlxla- E7l6l= ¤4= ^l-J
oJBelTl= -O
.8a1ts E.Joll^]
"J=
g^lel d43 ?l7l tttlEoll+E¤= qr ?3
^1710F-=t ^lLlr
o B+l
6f7lll5l^l g0l
EEl6l 6t|0t
-*
0t a. scro. !.lzJe_tr,\
olgf6l g EalolTl q1 tzl flcfl trlglEj *o
^tElE =81
Eoil.J94oJ
^1101
¤4= 6 ,rll_e.S .$4 Exll9 E"
^lE ^J
.$ul z1¤4 *+ilJ ggr+ rlB9 ffio|lzlr {oJtlld
^lA +47|
r+4ql= 44421 ?+91'J ,tN-tr$ 84 Ezll.ll zIEEI
.
. dE +?] +Hel 6J4l: 'oJzJ 4-+'f,-$ gg dE4.J S?-l +HEI-e-s= +4 E
^llES
4l= ¤E6Irl+ 4a6l.rl qelg
@ ¤trl]
^Iqql
FtI* S4 Exll9 5C
. $4 Exllg tH: aIITI %IH+le+: d zl*4-e-E ¤6Jg- v\4 + 9lI, d^ll{= EE tr14

4l4zlzl gEBJ + 9lg


.49 i4TIE+B.J: ¤:4 Ezllg fl"Jol q= qltl(zIql, zlB, *z|)ol if tzl Bq6t
,ll ++6|71 qqe a*zt r*¤,
@ ¤r]l qoJ* s4 Exll
^}qE
-,E
TE *a gfl
?]g gc LraJ^[ !^li 8B E_I11.
EE ¤8, A'rl 8Be]
Allo{
OO
-9.21
rgEl
=tr. ^l+1,
g-g flxll E =3 = =gdoll

del szl. ¤^ttsrl g¤EE, 8ql d 8E+ E^11, 8al4


5r+ 7t= Eal ^pJrt
e_ln 1. 59 8al. 71.+ 6Hill -d8oil E =83,
gsr sxll ^l7l ==e]
t. ( )e_/ts "JzJcE.( 8q Eal E^lL 8tr-d EHt| ? E^11, eFqq E=6 EIIIE
rlzo[ g gl5el 7l=olLl' ^td ^lg ^lgrtSaJE ^lU ^lU
El=l T|arl g=rlBEE E^llE
+H0ltrt.
gc eE, rtgP 8E
t]4 7 Eel 7l^l 6=J¤rl-^lql4
^qg
E^11, #.t 134 0Hx1l9
2. glB EAI
( ) gqq 6il861'=
?la4 #Al.7l+ E+ 84. D14 rH-d Eg Er]l, 8EHZ|9 7l-#
EalEXloltrl. se E4 gx{ E ^|.Eel ^11rfl0il ^l+

I{ EI
6E
Etrl Eal
q|¤ "; qe=+et saJE Er1L el^l+ "; SaJE Er1l, rl-Ee+ sal E^11. 5r
E^ll5 ^Hlet
1.3a1
2.88 Eat ,JE Eri[ EoJ
trJEt 8al 4xll E8r+ ?J HJ+ 4^l Erll 5
^ltrl =0,. ^|.ale] =,1

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2. gfl taltrte! ¤44


(1) Eal-4E elElel
=e
=8
e e4qE 9"1: oJzlol solzlH^J 7,l4ot 6J E'J4.J EEg zlfolq +Hg B+61+ o+E
¤l S4o+9 5C: S4o+g.Jtq E'J4 4+le1 ddg+4eE At1, oJZI9 B9lzls'J
4 iFflq^J .JCBzl +14 *+qot B adol* 7l?g B+Et
@ S4trlE ++
E.J4 -d?lel El= Etr: SalLl oJrJql !fioll Edt| =J?6l'r. 0l= HlBo.E -Etr:4
+H Ealqt =7plg?J=
grll9 6H=rt !E - olE 8al+rt !8 84+eE +E
^il^l-er
qlq Ealet
. Etrf4 90je-l 9nlE E46lr. EqE +=e-l !.Jd= zlf6ltl9l-d ts{= E{-st
. Ealqol +EeE^l ¤=J 7lts-d^l= E^q-Bl

7l= taltrl Eq ESrlE^11= Eq6l 7l+(;aiD6lr. 7EE -dd ,Je.l E+ trzl= ¤E-Bl

@ +H S4oi: olE S7l+r+ ¤a S4+


. 8al5 =d!]= $l-Lr fla|e ¤aJ 7F=st E'l flfl= =J+-ei
oE Ealqt . -E.l SalLlEq4 =E E.Jolql oEE rjl^l6l= rll +E Sd= Oelg
=71= ^lH gzlol oits6l qalot-g HE
Er q+E, tal+g, q 8al 5
g^l0l
EIBPJ 0l
. 0lE 8al= -dr+l qa-l
E4 E^1l0l 4E-Et U43 qeE =46|q.
gr qB^l g
. #0ll^l +^1Eo.e^telel
gddt= 8al Erll0l rt|al| -EE 3al= d^1l40lr ?^114 oE reqtr EtE6l= Eal
EE EAI+
E 6|13^4= E^461'= rll;g Bdg =714.6lG
0lE
¤) gB gal, gE get, g3 Eal E
^l'J

gfl Ealtrtg E8 o8al+9


(2) H|l3rl-=8 Tlil trttrJq 7l=E EErl g
-=.xl
oo . +i1l4oJ LHzf 0lE Eal-+e-l -sfzl Saloil +q'^lrH rl+E
"J?loll =el
H}l3 . 8E+ 5 ^la= ^1136|.^l=6|.=
E+et r)* 7l+9 "JBoll l1g,tHeE E4 E^11 * 8=' d-dg 8al4 ts91
^ltll
^llzl+. ^lA =trE el !!oe -H= Eal olE
. #9 +iil4 880il^1 g8dl= 8al E^llel 3g= E45lr 0loll r}lpl dtle.q= *rrl -Bf
. Llg:d gqql^] e^]pt t)-* 7l+e_l ggB 9861ts E^ll= rl= o.l tal
EII .8al E^llg 611=g
^1l7lE=olE Eal+el E"
?l6H drl= 4= gEEt^l.|e8 Eq E4lolLl-BalELl g9l
=6
. -d!48 EE-i Erll= 6l14dl7l ?ldH^1 9-+ ts+ rl-+, 51 5 +g:zf -EE Eolq EE4 rtel L|lE4 EqdolLt d=
71 7l¤= gE6l= qr^11^1 trlE
^l^l
el 5eg3 a^6t= Eal
=^l-sf
0lE
rIE EqA tE EalEtEt oilEl EalqE gxl

Etrl Eqlp +H galqr4 gal+e.e +EErh. 0il4 8al+g;+H 8al+E flxil= EJ+Eltrl-. ,Jqt
DilEl
@
1. Eq4 flolel elol= E4
E+rPlEE?He-l iilzl= ola.l-d +Eol -?= 8.-bl'xl 7ltlrlu +8ElrlE, 6lr Etr4 +EE E'Jd=
^il+r
l= Etrl+Hol SEJ:eh=l + ?,t= tril.7l ?l;' rlc_=. 0laj-d tril.=
gE ^PJ0il4l qEr ?lq= ,ig dfiErc.l. Hf
"+qg z{¤aftl +l-d tsal= E4
+q Etrll r= EtrJ4 7l^la glqts 1= a$oE, rtal^1 olal-d rl^l0l 7l=6ltrlE aB TE!E} 6l= 'le ( )E +E
^l^l=
trl. 0llEt Ealtrt3 Er:J ElEt0llA1 '?.!El" 'm" 'EtB-d" '¤.Jag + ?l='4,J3'.tol7l +ts Ealqoll r+{lolEt.

9ltlts E= rl46tE^] ol*l-d "J- E 2. +i1lr1?.! 89lq rfl-d xE


EB6tl. +E,'J4l EAE]xl ?Jg it|
^1E ^lEElrltrJ. qa[^] ^l.EE]:t 11186l'^l E6lts olE
461.= '19 $rll-e At=trL 0ll+ 8al+3 ?H Eal:Eoll tsal4cE c"JEEl'n +8Et + ?lrl. =
SalqtE El4l=
- ElloJal, "Ealqr.e-l 7 |E flal " - ,ilq ==6tr,
L[El.
= ^laq|^i ^llEll
U 8al E^11= 6t|=6t71
E'J eqlg "JzJol
qBZl {Eollo} 6l+zlql 4+ BE4 flfl= B+61+ +H Sillq]"l+ E'J 91611 ( )ol/7|.E#61
4 tqel E^in+ Eq4 +EE b44 e}BC oJ=¤ SP-l+4 B+el Ees AI=,ll+ S?-l+
drL
^iLl.

otr +EgtrI. tr|{^l ,llEI s?-lqlg +H s?-l


"llEl er]qlg +H +fl+9 dzllE B+qI+. l{Ct
6E
qtql b?-lsl o e C686J+r. E + fltrI. olfl dql^l ¤'llE +H S4ql3
"lEE 4'ol^Jg A 1. ollEl Ealsl
trofzl +16il Sqqt4 zl4]g gso 6|.zlE ++. 2. td Ealqt
'llE|

01 ¤E 3ile18il 3l1|0il rl1-et H+ 9


0l ¤t 8at$ sat EtHt Ett-* EJ+
2 Etr{r{ E}=Ol
\r. +-l-t
rrtr+l
E I -l Ou
(1).Etr14 g7E EElet=g

g0l
. E.:4 xl^13 5;H Eq4 9rl= +d6l= gE
. Eq -dAf= 0ldflofr.$fl E^11= 6fl=df7l ^14
?lZf =J+
. -d! E^ll= dt|eg q =J?14 ++Ef - =J+ ttl89 e--tr rE Cqt= "J:"{ =d9l=
^lfl0ll =A
8=Jel6lr -Erl4 d8= dl= Lll etrE E
Exl
=id . E^14 a46l7lE g - tsal4 ga4 HltrJ4 ag 0ld4 r+
8= 6=E=l6lE^iE 8zJ, H|,|al 5 8^14 ^lr. 6^lgt^l:il. ^lrE ^lrel
. oJHJ4o+ EalE =E-=
gE-Lf Eq4 TEo-e ol+Gl^l= )3?)1",;=
=Al0l.=
. fltfl +EEt Eq E^1lE -dal4o+ dl|=6|.= tll Etol E
iilo {
=46
. EE4^lflel
o e A0 17 l"= Lll rJ9-Lt 844 7l^ l$g ,\119; tll Eto I E
oqrl^txl . ElEg HHa16l= E^l^f^(Elu.Ez)9 ol¤¤ 7l?= qlE80l E
StlltrJel geoil^l .U
^l^lq HJg
7-16|] Er,r 0l6H6l.al== (2) -Eq4 =JE
e Eq4 B+ql^l gs.il Q 4: Eq4 +E tsq, Hls4 ^Irq, HHq4 ^Irq
oEq flal . Eq4 ;$: *r r+g 7}t-l= 'Eq g?-l'el alr+ ,l1g +ts61= '^l-d *+'g
olE trlEJn+
dlEol E.J4e
4q bal4sE'E'j s*'g Lllel= ^}7 r+a
=41
e gr r=^l 7l=
0l^lBEl =961ts
EtrJ flAI -ELl EalTltl= + ?=^1,
^1^1011^lE,Jol=g?J^l
+H4 xlfloll^1 -EE+7|-7b-d
(EflEx1D ZE6|J0F -Br
^FJ=9
q-=f
- rg
A/.[ ErE+ |jr]
o qgEE e^l ^l
EJE
91= Ll.= ^Id THErl^l¤ B4l= Eq6l1l al|oF-El
g8=
=ailDl+oll ^PJg (Ad{D
+16llH= ?t
Etr{ trJC}
4-i L:r-: E.: EIES ggoil^j z_=a1a +H4 -Etr+7|. TlEzf^I, Erllel
'_494
onEJEI A^t (=E) 0 lql tsal^l e+= E6l^l Bg,t=^l trzaHot er^l-flOil^l =E ^l
=rl
flq-d
"J83 ?^tul
^fcol
8goil 9l= E= B9l^t0il4
. Hl+zl
^l-r.: ^I¤
+*E tl+], ^lqql^J 5+51= +4ol+ ++, ^I34ql^J "Jcq+ a+l
EtrJ4oP 4Eg + gl=^l
"t fl+lzl-9 HB, zHoJg Eqzl eC4 "JC Fq ql6ll +rle+ 4eCg q4 tr= a
?i
d^l+r6t= . Hllel4 ,r.p: *e bqql t46}q 4"Je1 ¤+.+ g_s-ql +d¤. +r rq ilzlql^J
^J4
r
6Iq gs= ++ql +a4 6l-= A
o8E(¤E) Eq4 B+9 4C
r;01
@
stg=
o 8al4 8tr !E= E44 8tr q:
^tuelol8E=
El=ol.= g8^l7E Erllg -4d01 +301r. gaJE 57ol
.Jellolq?.! q qE EZIoJ^I, etl g8flts^l- qqig
=ell0l-= ^taJ8

Eal4 8E gE= qal BaJqq ?= q, 0E Eq6lll 0l6t|6fr 6l|=


oxE+EgE^1 +E6lr^fBi0l
6|.7 | 9-ldfl tlg:Lt =4lrtoll EA-st
t. Eq4 rFl=g E6tl EEJrl ^;g=
elEl= ?dal= rl4 a5 o ga iHE4 "J 8.J 88+ EIBS= qE"-l7l ?l6H^l= qg ES A^pl HtrJ+ A^lE E+
oe -EE EdE 016116[r i+ rJl^l 40+ =71e-l oJety
4E-=t ?eq, a#4 ullal ,J3 -Eq4 ¤,r1E -r.a16H0t=4
g
34 $xllE 6fle6t7l 916ll
=1
B76l= ag ( )
o *lcsl rl|?J E= -trE= 56|"l dCql qgf= rPl-Bf
(ol)etr. Ettrt. ouc4dg";g Eq4 =J+ 4-80ll^| Arq Et|E =J g Edtl Hl.|E tr, 84 E+ ?JE
2.( )^tr=
olE EE xl r{f
o o-l
I
6il0Fg ^lCE -
9=7171^1tr6E +Eol
tsal4ee qB6txt 8t^t
slfl=xl eE6tts a= g 4. Ea!4 ¤eq ¤fl
Ettrt.
(1) Ea!4 CgE EElet
r{tr} O +44 d&9 9ol
=e¤
ots

r. Eq4 B+ . d¤+ +ql^l zltE ol-$zld, BE EE :1 +ql Bzl zltl9 A4Cr+ T}il+ql +6ll +fl
2. HlE4
4 +Aql^J 4ol glzll EI¤6II gsl= 4E

10 EBS +ts=e dgrl Eat_ i Erltg #4 !E Eat


Wvwv.ebsi.co.kr

nH4ql E'J 4t:, oJ4


..EEj g?-le+ S+E +A(+ffi)-tr ^l+6lq 4tq 4¤ol
E94 e 61 4gzl E= *.a r=^l= S*6I= a
o =^dg
. zldE Eq4 aflql ql6fl HlCzl 6E, Eq4 #9 da ,J6}.g a¤4= a
^}lE
@ +?]zl cael +ec
. .EB 4 zlz]9 t;ft \lzlzl" ¤ + glg Ar4ql^= "ce6}zl *= sg ¤ 7|il7t gl
-
+."+tr 4q. oJrJg zltg #g ca6}r He+^lvJ + gl= +z*
. oJ4g ql"J6l^= Ell E+g ¤ + ?19 =4l4r
- +el4 ^d+g F6ll S?-14 daqg 5o1l z|41
el EElzl BB +g c+g + q$_e-_e.Al
e}+g ql4g s^Jg + 9lg
. gHtE zloi cillcg BcB + ?l¤"
- zl+4t cag 56il zlcg u|-e.41 + glg ^llg
(2) Eat4 ¤EE UEt
e s44 ce4 +ag 4E: 'gulE solt s{.Jz}?" '47} *+r Bl :l= aE3 e
*dz}?'F
@ E^loJel S?]4 CAel ,JH
. e^l(g7)9 B"JArd(-E =A)
,714(ffifi): Ele_l EtE #01 +q?l^l= dE6l_,r. nl.=E il^ro-E E0f a=215e; g
Pa. 0l 6|.q. ETIEE AtTlr':8= Bg:Bt
. dHtEffi): ?,1= tttlollE Ealql q*Ll^l gZl Erl nl¤E Hlell 6lr. E=d= C
661 -Bf =E
H-
E.rtl dN(4IH: nlE¤ Tltl.EGl U!= #r. TlalE eol 8r-16l: +-dE
+=aleilr ttu.le:Egfl= EE= Sdt|
^ltlg
+^l=
^l4g
+ ?E+ ft Ug
OEI,\8tsAil,\ 6:E: aEolLl "Jglel 4trzf 8Etl= ?^l-sf

I}E EAIA ggs8(-E=g)


=rlE
"J6lHrl. 'Ll= .JDlrl 5l+0il H HJdetE'|.. 1[11, 'J= fr rll E¤^gll 6|.fr=71? E[l|, r]+
r1l t!E= rf6lfl=71? f!il|, 16o111l ul{3 a= g e.lH=7I? "
=xl.=
el nrllolE
^11
-
- "tso|"

+zlel zllzloJ 6zl^= "H"J 6l+ ^Jl H4 H}C[-E=A("J"JIJC)16Ifl+. +^lE 99tC9 zI


eeg 6I+E Sg CA6L= xlflol B + 91trt.

I}E EAIA
^?a14,\91
tFlg @
r. ( *-75 gaoll,( xll
+=alqlaE ols g s+, =J^l ofEilL1loil^j 8e aHE= EJ'Jrt. af71E= E7l ?l= rPl 8EE UEqe,
=eEE
0l Elolot 6l'r, E8E10ll^j= EaJ^l^l ?J0l0t
:slrl=
r8 sLJoll =?] ^l6l'ts?l= qqlE Ealql
flflq.. rilE1l =E
^|EEa
"fl-fl[ trtE ETlal +I?]xl "$]| +44?"a[a EEE E*tr|.. _r.all 0lolxl= ct|6lE E6t| E7l ?l= ^=afql,\7f oltLt^l ?JE= Ent tr1.3
g utezl SBB u
CBEloll^1 +El6l'^l ?j=tl'= 8^l= TllEaJq. +=aElaE ?lE7l7t ?lo.E^jE C8Eloll^j
"=|.r"
Aolq.
^PJe rfl 3- =6fZld|=
+trlEt e?+ +tr16lrl ?:qtolE ETvl ats ?l=rl"= 8rf6'|l Egtrl. f.alr 2. L=,alql ^ 7;' ril^lEl
gA=dtl'. r= EaEplotol CFoll^j qLc^lo|.Eg ^PJol =Httr
0t|? EoJ^*|fl^l"J Al+ +El6l / \o/L ]f.ototL xt
"fP \ /E/E tEait,^E =
^uleEl.tsS
E^l Tlel= E:lTl4el rllEol a=alTl # 0lE61l 346l,q *alelE tr1gcl aolq. rall E EB E6ll rltlE +rl=
^t¤=oJE6l rl.4g+9lE=+Bt
7l7l9lolE +tr161E aol TFo6lcF= aE St| Ee-efi 4^l_:l Ecl frtrJ g=E I g0ltrl.
^Ezlxl
z^{ +flt|. - "atlla" -
^l= =al=,
I{ET

tlule tE= Ee+ otTl= g Bg + glE+ 6l-= 7l+g z[{ ,r.1grol+. ir4ql^= ole]e!
OE

1. !=
4IEl¤." {el B+ql 4!-"6}q t4*ol s¤ xl49 rllgg+ glE++E6is.trt. 2. tltrl¤

01 dE Sate+ 8atE8toil rll-d B+ 11


gt &al$ &al EtHl E]|-LI EJ+

X}E E4A o]fl,regeilAE


=t
tr{l 9l= eilE r= l?.}otl 7lq6lE sE a0lLt ,s:= SEll= +16ll T.!8
B^loe gzFdrt.
^fBP
71Ee=_ +ts A- 4$lXl, 5E g HJ^leE 8?6lE, 01il =
'iEoll c8
0lEl6lrafloF H.!6fl71'El^l ?Jts

tlE aE, + l1+l-Etg HclLlrl g71Ll.^ltlsl e= LJII g= a- +Eltrl. olalEl


=718 =ZE
aJ 0fLlal (=ol"-lEl) 3Hl'E 0ldol 7¤61.= 4e :z;59
^tzJol =ot6l.= ^FJoltl." ulaDt=-.r
oEl^Egd|l\
- Eal-qt'-

olel^-Eflql^= q+le+ 4E= Ce6I: *Hg-e'"t%IaI ullgl, q6}q, ,L%Ie


"ItsaJ'Jql
yvlAL+ q6F= +¤¤ zlaa|fl4.
^IBlqal. "lBoJ EzlE'
(3) -tr=E 5:d ¤g
e EEq 9ts: "JzJE "J44 ++ql^J s+ 7l+C9 ¤oll A=¤ ?l"J6l-rll 6il46l.= ql
E+g +q. ro4"J gdol _E_¤4.J $E Bql.e 4"Lzli trll E¤¤ +
O SH}4OJ EEE +^J
O +¤!6t71
^lCq
+8011 tt|zr
=71=
*r ^lCE
+8= gE-Bi

O UE6t7l 8rflU +89 e+Ll+-Jd='J-d


O rllEtE6lTl StHgg HJEOI g^l Ll- HJ6lTlLf
!"Jd-=f U-Lr tl Lle
^l7l+8= =71= ^11^l-sf
O Eal6tTl SLHU$ BJE= a|z6|.Q != g8= gtrsf
^ltlel
(4) 8al4 gdE +{E} EEl4 =J?et 8al4 Cg
o s.c;4 B+e+ +?-14 ^d3g affir11 ++6llot 6J
(D Eq4 B+e+ ¤-44 ^dgg F6il 444 ddq-e 't"Izl-"F C-- Hl]¤-oI dCqI 9"lE
Aril Elr. ¤Cql Tlqg + 9lg
^IH.Eel
rlE Eal^ EEel EA¤E sl¤Et g

?l+e-l ,844:drEol gE_e 0l¤49.! ,J*ee


tsdafl g + ?lflE ?ig E= Etr_1
@ 4
^E^.laJ =al-3
i ?lr.l0l Hq += E= xPJ^eE a=9 + gP= ^14
+ ?t= qEoil
=rlltr
0l=11 E a0l+. ?lAA EEIJ eEq Egol
=fl.
IleE rE^l.NE ^l8Ef =e
1.0[alrqateil4= B*le+ + 9lq. eEoJc.e= +E-681. r+Z
EllE= dg6l'= gge-e gulell ^l+]el
'EElEl qloll, oEtEl "Joll
E 3:d= .-tl461^lE -tr801 HJE^I ?loloF:Lrtrl'. - "J. "x65" -
EI6lq, otts-d gg +9,o1 deloJzlE EI-'J + flE zI^J =-3 BHg trEolq, .JAe ^I4l+ Eag 946l-=
ElgEl ETle' ^taJqzl,
LtTVlLl
6J6l= ( )F=l= 2JL trEg E6l] s+ TkCg ¤olr {elql q} eg 4 4zlzJ + 9l+r +t6}fl+.
^19549
6t tr}.
z.( )e-l= ?.!rJel ?.!^l xlE
4 rr-lEoll^l9+ 7l=d3 $a;r1oe ¤e6l.ts #E e?sEt 0l0l
=al,\
fltrJotXl 611

=olazJE¤
e6F= t1l EBE += a sl- *3 Zzalxl E6l'xl 6tz Bd= *6141 6l'q, e= E] ag Lflg ailTl qaJa
oe '+86l.71, HJ=6171, ^taJg
oldoll B-d ?ig +e]6l.r5 xiqolE Eq rl^l rB4l =d6l^l-sltrl. :d
uE/.l 3zl E"J^alE 88, Dtil
^tlU=6171,
8al6t7l'E ,Je EEE Eat slalF, 01.=¤ z]l*o1 9!ol Et'Jg S.4l 6lr. rll4e ,Jol U
-
r+89 Ztltt. ^lflAell =EJ =710f^1
d6l.= a+= trl6|.| 0l offig.E 5|.qE fl-J E= qa18E -d EolalE flxl -d flatoF *Eoil Ltopl.=
I{tr|
OE a+E "J-g + ?ltrl'. - 0101, '4ts3'-
rl. E.Q
Oo
2. tre olol= ++. r+4E t4"14 BFql El]+ Hicol :lgo} .J4 scql ol= + 9l+r tr9t+

12
!vi^/w. eDsi. co. kr
/\5o
-t- 7IE E4I eg4 6t¤ 3+

[24015-0001 ] [24015-0003]

01 += Eal:40il^1 rlrlg gs.!= (-H7Doil^1 a= Ag? 03 'J, =el g8e.e 7EJ 4tr:d 4??

I eqnle E'J4 bEq 9rlE4. E?-lzl, "J^lEzl.J + a: +elqle q¤ ?l?-l7l E'J4 BgE +lql g=lE
4E tsH6tr. Sd6r|l oloilal-b rJl 449 +qot eI+. glizlE =e
EI+6Iq s'J Ezll 6ilAE olEzl
^JBg #
olE ?lall Hxl sg4 tqql^j '+EI', '-*+'. '9F'. :z Eql= 4l+61+ 4g +s 4zlle solo} 6Jtr|.
;lr.'6110} qi+'e+ gg gol qB4l llolr glixlE ¤ 3: +p-lE]g aQlzl B+= F6]l EEI ¤^Jg 7l^l *44
q6l ¤E6l]ot eI4. :41 rlH.Sol xltj9 q+lql 46t o_s 7l+6E Eq ¤^J ,JE .J4 +41= ¤86]+
q Eq4 zll.<lalzlu| qE E'J ++ql +6J +-8- ag +s 4z]le alolo} 6Jtr1.
4 4+ql =48
ql4^l a'Js}a}elr6J qlql +HlEl= t+ +
3E EE6l El-d{o} aJ4. e A: sB Ezll9 ,lS4 ,tl¤ol +elolE ig +soltrl.
J
@ *: S4qle Eq olE CBol olq+ E'J4 Efll"I all
Aql +q6ilot 6J4.
-. S4ql3 E'Jzl +EE 4BCg A?dflot 6JtrI.
.. @ g: S4+g Eq4 +Bg zl¤9 4tre-E eo1
-$4al* 5a'J4 EEq
^F+!E +qq 9"lE ts oF qlq.
^1414
4i5llo} +4.
.. S443 Eq+H9 zll,tlE 86il Eq4 S9 zld @ g: eflqte +^Jfl5e1 rE4 S9 tralg 79
^Isl
g xll+6llo} tI+. $ zll,r.lollot ++.
=. S4ol3 EqE rldol+ E?-lBtrl= Eqq B+l ¤) ar+ 9: s40I3 E'J tqE 9"1 ¤49 B+ +4e
zl ++qg ¤!^l6Hot 6J4. e Alotop ++.
O-,u @r.c @t..
@.,e @=, a

[24015-0004]

[ 24015-0002] { :aJ9 ztlrlzl rlxl-g Z6H.a 7lB Etr-d ?j??


02 qE Eet-+E gutou^1 +EE qSE E EEe.e zg 3 pl xllE-Lt E= ?.1+7lE"J:d E
4EFd 4?? r -d
AoE^FJoJ= HJ[l1 9A= ,*tsrtz
^PJoJol
6tlE oJ#ilXl= r -d a=E ,Js
¤dE E'Jg #ql qtl e¤E "JBolzl ql+ql a¤4
^t=Joilll
flal7tflGLltrt. OlE: -Lf /.taJol Eaj=
-Et

o_e S*E + 9l+. EPltIE tttl E ?.]+= E=61'41 g flq7l B.


"lBiql +dql^l S?]Ee Es}1]
6J
ql^l +4+= E'J+Hol zH.J9 Eq ++4 riztofc7lxlgLlrl.. clE EaoIEdB=
^Isl 4lE =
a= E=^l7E r 9a=
9 *zl.ll "lil= g6.19 +A6Ir, "l= ,l+4 o e zl¤ oU4 UrH6l.=
allqtg
^Fl6l.=
satzt ?.1
6l-b aql f4dl"t tl4. ^FJrtrl
^PJg?J 7lEfl= rJ=J61.=
5 51119 a"JLltl.

C ¤dE E'Jql 4t zlil +84 ¤Eol gs.6J7l-? c 4fz} Eel6l-zl ?+= a6ll= 4a 44zI g + fltrt.
@ trSqB+ Eq+Hel ol$ 6F=7I? E.E+ AE E¤ql
6J?-lzl.J tr 4}++tr1. ,JEl soJ
^ll4l= Tdollot @ "
¤) 5A
^lslE
Eq+Hg 4E4e_e E}+6llot 6l+71-? @ 4^l^= zl-4lE Edql 4f, +_q+^Jg +{l"ilo} oJtrl.
@ E'j4 t1H4
^l-3rl
++.q +d^Jg qlc6ilot 6l+71-? @ 9dol ^J+61"= A+ ++E elag d4g +8-4ot 6Jf,L
@ E'i d^Jg 7l¤g trll E+4 $^dg lflollot 6l-=z|? @ EE* s+ 7l-b^dg#lr {48'J461+ rll zl¤*4.

01. t.] Ealq 8al ExJloil rHPt Er.? 13


wwrry.ebsi.co.kr
ar\5
TO 7tE E4l SEfrl aH 3+

[ 2401s-0005] [2401s-ooo7]

05 q^# Etrl4 =J+E aElE E^lElE! Aoltrl. ootl 6tlB QJ Ql't,(Lt)E 98se 4E:d AtrJE (H7l)0ll^j 9l= EllE
6l= LflEoe 7El 4tr:d 4?? ;t= 7lo2
/{L:
-L

(=J7 Txil: flqt^lel dE q+) g4e CB zl*


(zl) S4oI3 S?.14 49lE +l+
Eat4 8E E= EeilBt EA! tE'J +l?.lEB+6110}6Iq. =E
Eq 94+Eq4 c
BslE ol$4 z]lrlafi rll f$ +Cg +q
rtP +d g E4 oF 6J+. =|=
(+) +e]o+e 6rql^J +^il4-9--e g^J6l+ Br]l
o g8 iflE4 g EBEI r]|^l ^IslE +
-lxll{oll
=1 4 Exll"ll Eildil Eq +lE=
4ldE Ell?-t 5= +illzl.J qla4g E^qd+ =4e:4|{
rll ffi +dg +qo}
++.
Hl^lxl
Lictr
{il trl olX}
Ct= tlo
I{rl
OEI
= .u7l
+.1 o

O "Jq^Ie+ +HE trlo}* z]._EE eotrl E4+tr1. -t. (zI): s.rJtrHg CB6Iq E'j4 dF9 zl?¤- zil*
@ ?IqI^Iql Efl6J B+ 4Ag Foll U}|-$ 49 fleel4. ollot'*4.
@ oJq^Pi zlq=444 +^llE QCol F9.qlxl Ela+t}+.
L. (zl.): SqE g^J qtg .J4zteE ¤E6I=
=_rJ
@ EzlslaiT| .Jq^Izl- gs6J a+E 4lEe+ ¤il¤ E¤
+qdlot.J+.
Ell
E. (Lt): ¤¤9 sE Ezll 4ag +14 tri"fql olE +
OJtr}.
otE g+B $sz} 914.
@ EilHql ^lBal= ++zl-E "Jzlol 99 ql*r}g gsc e'.
^l^lg
(zI)4 (4): sH g4l B^1tr+ Eq Exll 6ilaql
ql qi6l
^J46H E+. EA,lot el4.

O-,u @ -r,
= @., a
G)-r E ll
e @u,E,E

lzaors-ooool

05 qg gulotl^1 rlxl-g qE..E 7EI4tr:d 7i??


=et
sqqle sql^J g^861-= +"JqI s?]zl E4lE
"JrJe.l [2401s-0008]
4Ag 4C 4zlle at I"t tlq. qlE .J+4 o e rI qg= +Sd g8foE 7Et ?j??
gtle + 9i= 94 zl¤9=q*B_a q.J"J s
8 ^l-tfTlol =tr-d
H"el ^8Eg
44 Ezllz} g^J6Ir gl4. olilfl ¤.li ^iclql}. oldql fl+lql= zl+Aq EZIB. rall +Aol ?14. :fl'll 9
E + SSH trto}* +?-14 Exllzl g^86]r gltr, ol e aar+ e+le+ +d6}r. olaE .Jql^l zlu|fl$ ez[
=
q q+
^ll.e+
Eq4 ail¤4ol s+qr fl+. tr14^l S Bol tE¤ H6l+ HlE, +rJ4"J Ag a+]-g gr EqI
4+e *l :E:9 zl?* u[6te-tr. ¤¤ql^J g^J6l-= g+rll ^dt6Jtrt. lfl,e 'Jg +1!4{ ag 4'J6l+
+44"J Ezll"ll q.J 4A ,J"Jg sla{oilo} el4. 6Jql^l "J+9 *sol4. :el4 c¤ol4 r+Hzl, ¤E+
¤'Jq ee AEe: xlzllE +g aolq.
o +elqe Eq ¤^JE z4+4 7l+ql ?HoIoF qL4.
@ s4qleEq4 bHq *?]4 +a+4ql?Ballol*4. O ++E +l6tH^l zl-tel d'g ^da6l]ot *+.
zl-^-ll=

@+4+e &4+E qlE4 dB zk^d EI+ql f4ollot @ IL5 q+le+ rJeql^l 6¤¤ *eElr ]tqdlor ++.
++. @ ,H.JE4gl: ^J+ H+e+ +*61-111 6J^J Fgaltot t+.
@ +4qlg Ecj ole-g sB Ezll fleql iflollo} @ 6¤+ qC qq EZlBql qE q +9 6I+
=4s ol+.
^l+eq
++.
@ +4Ee Ttzl +Bg uflzllafr. +q4 4?I "lfl.il +q q il= q= ag 4E6Ial +016I=
^IB.$ +"t6llE
@
dlot "}4. rl*"l4.

11 EBS +B=e 8g+ 84_ r Erlsl #ri dE Eal


www.ebsi.co.kr
/\g
TC) ET E4I

[ 2401s-0009]
(71)el a, gEloll,\l ,\lEollll rllTlg + 9t= HItrJE (ul) EdE rll, A, B0ll 6[..16].=
1 =aJoe
LilEe.E =E
7El4trE 4??
,J 8al-qte rlEl 7l3el "JCq .Esl4 Eete 87iLl= EEI Elloll rt|6ll +i]l4oJ dE
E= I1E6l'= ,ig -"jd flIllE
^tAg0t0t:dtr|.. ^l
(7t)
E:$flqtfl'Etl', '-ecl'EelE.l4 flolel 901= BEl6l'Xl "J6lr. Eq +E rllsltszl4
oJ El.Jd=
4=6|| aE "-4d rlIE #0toF Eltl.
E4t
------+:ulp9 UE
A. B :ulE9 LliE
A
(Lt) {-B ql
^l
- @-4*@
A=,Jol Eoilllx1l7lg
+ 91ts HlEJg.

e e: s?]qlg E'J+HE 4B^dg 7l^l +44_qe a+6llot Elg rJ4++.


@ a: 9t4p-e 6lE Eq4 tqE $!ol Sr-lolE 4C 4zllflg zl+6J+.
^l-s"
@ e: +e]+e fld ql$q S4l $.ol &4 Exll9 4e4g E}fl6llo} Elg ,Jr+'J+.
@ e: gr]o}3 s= fl$lzlzl-EeI"t 6J ¤44 B9l zl?9 4l+610r Etg ++++.
@ s: Eq E4l= 54 +HE 4+E+ t9 E4ge 6ll^9 + 9l: EzlloJg rJJ+E}trl.

[24015-oo1o ]

2 qE cE eaJql^l Baap 4E..E 7El4trEl 4??

CC t]E ooooE oog oog


7le1
Aci

".i3 EEtl?I== Htg ggg ¤oPlE^l S=E 8'zJolll =d- r^lzLf #0ll
^ltlE ?lq. Er'E #= g7l ?l6H^l= xluE^lUE
q6t| TlrldPll rtrJ6lts Tlgl xlill= gclslalr LHE-4,g
,-l0ll rl|6H fllE_? HJd6l.= /.lr-!= 7l^10FtrJ =Lrrl. "Lf= LJDlrf 6l+0ll ll H BJ¤-d+. efi,
'_J= # 8¤l^aJll 6ffr=71? Erfl, rl+sl.Er1l6l.= r.ll cE= rl6lfl=71? Ll4, 460111l
rll
HtTta= E qfl=71?"aln a^El 5g "¤g6lxl ?J= #3 E 7l^l)l fltf."eE
a^-d Tlea= +al= ^l.87lLl
El^ll7{ E Eezf flrl.
^lg ^l"tPl-sl

e z}tlE tBg E'J4 +Aql^J Hl^d4-g-_e aEElot *+.


¤) aE4 7l+g ++6171 +1611 4.Jtr+ gc6l r.qoilot ql4.
@ 4"J9-e+El +e B+g g* ag ^deE +se At"I.t +trI.
@ 7.I4lg += B?-l 6J^J AXE ^J4g qt+r ¤4oF t4.
^I%I4
g vl"+6}q qlq.
^|sl E+lzlE ^lrll9 +qql +lE"lzlzl *.pt
¤)

o1 !E Eael8il EI]lolt Lt|E[ EJ+ 15


Ag
TC, gt E8l

[ 2401s-0011 ]

3 (71.)E ,J, ga= (ul)=aJoe EJ76l'r,rtg q, A-c0l trlg EEoE 7El4tr:d 4??
=9
,J Eelqfe EnJ4oe 4EEl= Eq flaE EEJ9f6l.Tl +lzr xll^l6fI gHl= EtJrl.I
$lel=ZE HtrJ4 EtrJ Ea|$ 8aJ6t|0t-Lrtl. =Z=
(7t)
E: E4-qt3 EtrJ4 Eq fla|E +i114?l Erll 83011 4t6[q #9 qai gqql^] x1l7lsl= tlg
zf 8al E^1t= dt|,J6l.= A= q{C 4^iE d0t0t-dtl.
ool B
tl. =--l olxlg
7l El=.elrl -11
uo= E I L.:"1 .
[-l: =g zsz
O:'JE qE
0lLl9 --+ . trltrl HtEi
__) uu oo
I
I
I l-1.2t -qot otrl
Eo
qt I \-1.H.=r
(Ll')

qt qt
ool olxl
tl-i olxl
7l.Ol tl o =i tro

C e: ¤d4"J E'J E4lE 6l]eg +loil elzllzl d*ol gsq}Tl?


@ e: ¤d4.J Eq E^llel 6ilAg fl6il tr84 s'J fl421-gs-elz}?
@ e: g4er-3 E.'J flqE 9"1 849 6¤ 4xlle C.I.t 61"=71-?
@ B: s4el3 .JrJol g Eq fl4= B+6110} 6l^=7I?
=+6110} =84"J
@ c: ge-1o}g t+9 E}BC
=.q4
oJ¤¤ E'-+E eAs Atolo} 6l+71-?

[ 24ois-0012 ]

4 efl
=qe
LtlE..E 7Et 4tr'El 4??

eqle ^{alql q.J olEg zll1l6l-b 4ol ot'|4


^ll4lql
*6J tl+g : 4r}_e-E. A}= o}E
oltrl. sr-lqlE B+lel *r r=4 ee ¤a +g¤ ++E aol olq4 Eq4 belq^J ^I
+q= *q$e-l 9"lE ¤46l.r. E'Jzl +¤el +zlr+ .J^l ,JBg S+61^= o+Eol+. f
flql qtr ^l*Eg S4trlg ¤Ae-l q|+-9E +C6IH^1, S?]qle Eq olEg 8s" 4q
dxll 6F"Id zllzlqE +ill4.J sE Ezll9 4ag :q4 +++e s.|"F f,+a +t++.
r.flz| E-zloll olEg +elg g4o1"1 'E'= dg rJrlair gl+r ^J4
tltrt.

C Eq ¤^J4 Ezllql 46il ¤q6l 7l+61-= ql +qdloi ++.


@ Eq ¤^JE ,-4+4 Eq E4l qlAg rlaoilot ++.
^J+HtrI
@ zH"J9 ^Jg. +ae+ 7l}. +ql Eq dtr-g zl¤oflot eI4.
^IslE =zfl6l^=
@ E"J E4lql E|]f, arJtrq Eq Ezll.tl {+ b44 Be-a1g ,Jaoflot qI+.
@ H¤4 Eq olEg dzil Exll ^J+q 4+6ll +ill4.J Eilqlg s4olot eI4.

16 EBS +ts=e 894 8at_ r. Ertl9 sri !E 8al


www.ebsi.co.kr
¤g"l'6ll¤ 4+

[2401s-0013]

5 "J= r! e-@'il c1el ¤Boe Exl ?Jg 7??

o 8al-+E #
L e cc s?-lqt
. 9ol: -$44 Bfl= 9lfl gfltr CB zl^L" oJ E'J g4E B+EL
. +A: -u.¤zloll ,_q+4{=e
E'J B4E CBg Ese aJ
2. o oo +?]q+
9ol: olE .$?-lE ¤rI
. qBl S?-l Ezllq 4*'J
^IqE
. .54: olE S?]qlg g¤-6}q ¤Eil g^J6l: EzllE 6il¤El
^Jgql^.i
3. O trtr S?]+
.9ol:sa'J4 tqel 9olEE-^j6I-r., Eq4 +=q a'Jlcg 4zo617l +l+Ep]E
_rj_,^.l6L
r.:- I ll
. .JzJ9 Sg.Jrll6}4+ Eq4 E4lE 6lla6l+ trll +dol $.*
4. @ =a:
&4qI
^a
. 9ol: Eq ¤t}!+ EzllE z+S4ee. ,rJ$alr,. olBloJ dt} rJE "Jr+ +Al= ¤EEI
Eq
. ¤^Jg ¤+6F= r++ql 6flrd.E}
t =a: ^l¤
O eg +4q}"l '$_L rE, d4 qlg +1fl71?'el B3 EzllE EI+61+ Hl fqollot 6-J
+r gq.
@ og sE]+E +Ezl cB zkcql Ell.J *azl gs6}qr. g+.
@ @3
^I+lel
sdol olu 'J+lE *dg_e q"J"J +q ¤tr-g zl¤oll"t ++r.84.
@ er+ oe or+ E-4 +?-l+ol ¤¤q s'J EzllE 6Ia6I7l g16} zleg 4l+6lio} qFlr
E+.
@ o4 @g +?]+.il +84 ,rJ¤ol gs_6}tr}r. g+.
^171^l

[ 24015-0014 ]

6 +- +urd
^w7l7l+Eel
EH.JE:d EEe.e 7EJ Etr-d 4??

6J^J 46ft)g +tr 6Iq a.^l+E qqBl4zl .Jg B


"Jolo} 6E,
ts]l ? _E_E
^IBlg ^l7l
atE : 6}+ql d66lq T t .JolEzl u|gal I}lEBloF g qlql
=
"1ae4l d4. st "Jol
gol {a}ap flg trli* gq+E H}=.r1 u}e. sulr z4Bo}rl E-}"+ q}q} ^J4"J a
^J4ol
aeB * +,J6}rll +e^14 ¤e"EE e+g H4 Fzl "J.tor 6Ir, IIJqr c'J(#e, + d
+ rJ4olE,rJ u|$al ^J4ollot oJ 9ol4H _u olzlE *+6-Iq uli.l zllgxl *6J ag,r\g
o| olzlg Ei40F t4. qlql 4+6t^l ?+e 40lE r4¤' +H(i+
"JeI C6J ^J4"Jzl4E
ff)*o14.
.YLJ(;?f,):ffi^lal 0lal^ial qEol.ttLl= 849 XB
^llxqe

e HH¤¤ "Jzl *ahL.^I%Ig +'Jql mlzlzl d&zl?


@ dHq +Hg #86].|l aElz.lrJ-q-e,Rl "J4ol Stgizl"?
@ E'J(trt-e)g Sd6l #r olil= Ei6lb rlltr ulofzl.o} 6l+7I?
@ 3+61 *oI "l*9 g+6LAl B rll gulE
^84¤. + ilbzi?
6.J

@ d'J4 +'JE "J^lg +16ll^].} C(6Oe_e Ce6F= z[,rl]z[ $eaJzp

01 dE E4q Bil E^110il rflEr


EJ+ 17
A.S. gE Egal'6llts 4+
'ro E(I

[24015-001s ]

7 (zt)E +Erd
^l-tPlE
gEloll^'l E q, (Lt)el ooil Eole Tl=E 7Et 4E=d ?A??

E=E trErl etr= stl HleE'g + 9l= tsq= ?,ltl. EEE rd


^taJP ^lcE grt. ol$Xl ^lLE
6fl4slol0t 61.=^l= ^l+i
,=1617l
+ 915 U:dUeE= Sflalxl e:dol ?l6fl^1ts
(7t') =alg-Je.6l,rl'. E=E EAI-} 0l0ll
HJE^I trEol 8?l= trile-d= E6tl E]dTl trSll
goil =71-d -de ^l¤4
LtJol EEElflg q r
B6llT.!ts= +,+0il flrl. ?.!aq Er.Jol 9t=
^l
a= gg 4oe ?E + ==g glrl= oJze.l pgEt ^lLln
ga1 ?lrl.
=dofl
(Lt) e ralE EEoll^1 El8-d AgUq
=EotlE=Jbl'XlE

e "Jzle s+= HB zl-bdol s,= +^HoJg oJc6l-^lls_.


@ zldol *4r u;3 zl.rlol+ t'cg sTldfzl ?+E+ 6l.^ll_s_.

@ dE4 g4+ +¤g ?li:4e ++6}el= z}^llE zltlllle.


@ dEzJ zl^lg {{ ^IBEel a6ilE +ral d?-]tr $offiol,r'lle.
@ gag HlEotr HI+.J + 9lb zl+zl ll¤¤ +¤-6l-^lle-.
^I*Eq4

[24015-0016]

8 =aJ9
+g ElEorl,ti r,trE EEoil 7El4tr6l.xl El|=J:d:48te?

/c.L+xl
\!-1
Et-:L ;rLx{\
-rol|.O/

o o o @ o
E4E t xte +a "! t ot.xt
EO
iuEll
^I-
o_l
-
+ flcE t H[ l xl
uo-
'J40t qoJ
Hlt
Ei EeJq+ xil^l cll?J E= lit
oa
=1
rleo. EElx{ Et=.
!-- E
;rI
"lEL
,=* 4xlt)
I

8el .JzlgLltrl-. (=J+


rllDe Eq4 =J?E
tz+r cn+EE Lt+oilA1ts oJ* o[4 64e= dgtfl of,+. adl+ oJ*
o[tJ 64t $torE NE1+J+ ArHrlcrts 4+ oJ*
-g nil, 4 r+80il^-t rlq "[N. +4+
of g HlEt4.l-d utruil-i: r
%+. + +E oJ
* "Ae
ol^J t4+ A +*z 1g Ht-+
zqtSnr? ^FtzE
rlJ6ll,\l "Jsat| HJlfl
^l^110il
@ Eztoil^1ts ?l= gc
-=18 q+ql EtlE} trEg =tr
E=6llolElLltrl. =6tl
@ Eztoil^1= gl
=E= ol,^.l
=.
o ELi =x{?l
c)=+l
tl
-T-
traJE +S-d rl
E= +d6lr E
46l|0t -stLlE-1.

o xl
o
o E4loil^1= ?lE "Ju
_,lE q+ Eg Es a^t ¤) .J4loil^1= ?.!= gC atroll
=J+0il^1 o Elxloil^1=
=tr
Hfl8 Eol +1?.!rl AE Edtl ?lA "Jd 6tr aA tfl-d "Ja= CEjola rf
6110t aLlEl.
=
E El'J8= qe.ailot EtLltrl. .JEI ^lUE xll^ :ctLl
tr|..
16110 [
=71=

oa /A\
\!)
o
=.
@B @a /';\
\y -r
tl

18 EBS +==a 8gq 8al_ r. Erflel af4 dE 8al


02 Eu Edrqt Ett-*E=
1. 8AEal4 E=
(r) ?a EelE E8
o ^IBE ^l-olE +4le+ ¤¤q^l g^J6l+ sg ExllE +s6}4l qa
@ +"Jg E" El E'j4 .J4 SC4 E'J4 ol^J r*¤- o=44
^IslE d¤g :=zl +4sE .6[fl: 4=e.] +golll 6l
. 8^l-= oJ('f:i3 LHE4 Etrldo + E g,0l xtuel E trd=
. oJ^[= ^l
N-sf rl.=01 ++ollZlLf +q^1 ?l+r E +6lts a
^l'-(8il#)0lal": .,t1(*.): xf.llE ol+01 Ef=
+rld(tflffitz,[') ?l(,fjg trJf'#)oq 'J= Eg6l Gzlts olg ol.=.= apE|= a
^lBel
el(#)el Eoq g=E +nalgl6frLJel E=E 0196l:
fex66.9.2,O, uffi ^|.^]e.l o oJrlE 'gt!'3[ '-dd '

E r:lI.{ "J^l=
"gff Ede Bttol
+-- q|(Bel Eoq A+6U SE6fts nlg froE AdE + flrL'
u-t 9}
ol7{ r-:o{ ^l?jrld(H*z',l.) ^lH
EJe-e e--a:.ElE 7PJ 0l: rl-3 alr Ede]
"J6[q,
=+ts
I
^lHlrld(ErFz,L,) ^l(E)e-l = EB eefaH +oloF:Ltqr e
. ?.lAP 6F=E+E1 EE4 Ed= +qBJg 97 ttllEoll EI'EE 85g -=t .!o Ot

+ 91B -- =^Hol^1trJ. ^lLlrl


,Jtso.e 3(d0rl'dGEl)= e^-Et
. == Il{loe +g6l$ 57Lj EEj4oe EdE ?l?-l0l E
ELJS= HfEJoe + ?lqr E - oeE
¤Ee .
=^t(E+)
. +^l*Tl6a+E-*fl: olulo I

. E^t= +g6lr U +l LI= ELrolZl 6l= +T lWJffZeA E dE6l.= el^i^l TlErol ?1


^lC= ^taJg ^PJg ^toloil=
e3 q!$ Ed[| EloJoll tH-Lf oloF -Bt
. f^1(EtrJel Ht|al= ea-Et
. EEo lLl ++Etl= EElrl qle.le4 E¤===I+r.E}61.= Exl= eI-Et * .:^(iEj6E 6AFEI.
.
Etr{I{
"JEll
+-- :srtlE =UPel(EtrE-#):
!6t 9tr801
olg ' Edol -Eq4?l rl¤E g^l EE= 7lE4?l 8g= E86H +ol0F trg e^Et -- trJ ^ioloil=
?,1

-Bt(tEtrEl Afd(tE L.) ol0[-*


4la
tsg
^lEl le-l
. ???E(*FBAED: ??,TI.
^
. EFT|. tlEGl E ttlS o|,s,tlfle I1|^l-Bt
. ^lA(^E['l¤)=
^l'= 6^l-Bf
Exld= .- eflElfr) ololl= EEol glGlot-al
^PJ= ^lolel .8F+^j(8 tr61fl: olE4
olol E^l
^l'ololl= ^tAE+
7l?lol0t-Br
= zHLJ Eal^ Erlq P.!({=)4 o{!(f,!) .
</ E+8+IGE&E{3: T-?
olollts ESol ?lcloFEr" ^t
. 8C0l^l^lol4 EdE E4xll9 E?.ltF=E e]0lEf
?l ^[Bfq
.=HlrlAg4*Hffi)g =^t|eE^]le 6E
+Eg EE6lq tE6t=
^lHlCq(ErF=EE ^pJ
. Eel EUg Eta ?ts EE4?l +H= 9ol-st @
qt . ?!= ^ttrl
!-d6l7l ?16l| HJE,II "JsEr --. +q6tr qE e]+dt|0[HEiE[e] oJol 0l+ 1. oJ^lE ( XoDal^= d
olE "H ^|.qE Et El-301 ++oilXlLt d
d4oe +olxl ?lqn H
?ttrt.
2. +-aql^i +
(2) 3;rtalE r.l,t.ffl g6tr U=^l= ^l.u=
5l trt=
e 'Jt^J t¤ ExllE 4Ad+ ql E*g + 9tg Egi6lXl 6l= ( ^lE+=
El
=
z}{l$ Ed Eqx oilol(ffi5$ E dE6t=
@
^l7l +"JE ¤^Jg ++61-= rll zl¤B + ?lg 3. *aoil^its "ga3 ga
^lEfoltl.
@ +¤g aE +4lql q= qg4 zqgel "Jzll* @ aHG¤): "oJ+g
oJ+Rr, Bl!" Uds t!6lgr, +
^6E'-g
4l"l+ d6IBr, +E= PeRl, z}^lg zlalrlglot qlqtEEHHraL++1."+r 6Iq -sts +E.Br.
^He ^|^l)
trlgot EEi."al.= (
^IEl
+^dg 4zlzl zl4lE zl+g cd6l +qg 7{9=_r}41/. E/= e^Eltrt.
@ olTl+E4 elEe+ +a+ql= ++61-= rll E# a + ilg @ aE^lgG.frJ,E#): "olq
I.I E}
g BE $tr¤¤ H4 6E

^J46ilot ++." r.
@ z}¤r+ .JAel aq¤ ++61-= +j/el d?lql"JG A-) d$el g|l 6I ^lB
2. +TlgtoJ
^I^J.$ ^+Qlg 3.89
q +A uEofl TlqB + 9l¤-

02 EatE^{oil r-flzr tr= 19


G &et Estql Elltt E=

r[E Eal ^ *iilE EilE


^tsl
?tt; B6HTI Eopl-E= 7ioltl. olEz 5el fl= 7|.4 Lt|ol
^l9l=
"Jll 6Ef
^ilttoll= ^|aJe-l
lqEe ^PJ=
"J- trq6fI. +P--Btg 916|| lqdtl. AlaJ=3 4^tE +snJ= +E-tr dTlxl ?Je.q, 4^t
rlTlrl^lu= rFloe q7l^l ?J=rl. !tr?]3 q.gE E 0l=l + 91r. ELJollxl= grEl7lglo.q, olaJ
0l0l= g g.q.Elr, Ee=r g= xF=8 p+ Hgr!= g=rl. 'Jxloll4l= 'Jxlg ElEol ?l
=trE ^tLl
r. q^ull|: q^|9.| r|Eol ?,lrl.. rllEPlaqol Blal^lrl g^lu aTlz rPlug fl6l| a+q E Ee.zl
Seq. .\.Ae 96l^l Lr= a= dololxlU +l6tl^l 96l'rl ?J=tl. r4^1,=9P= +01= g0l I
^tCU=
Tlrl ?Jr. gE golLl'xl ?J=rl. azjo+ ddDlrl E= trr'r^l ?J=tl. 0l= ga{ qE
=ilzLl6l|il=
(tE)olalz eEl. - "qPl'-
aozlTl ++qI 4E rI4= fg" d z.IB"l 6*91, ^Isl4 "+^l7l _H_Eqq,
rl*Eol 714+9
"ll 9,llol^l ?+= ¤+Eg E'J +Fillol4.

2. Ef,EAI4 E=
(1) EalE E8
=E
e ¤714 ^llal+. ¤F4 ^il4l+, +ill4 ?lrJ+
oE8 .E7l(ffitOal -?=
:d+oll
fl?lttrlrl azllffilll ?lrl= a= qolg
+ilsl ol.3ol^1. DH.JEE E =^Hsl-d80il=
. -IEoll^l HGlLlTl¤ef 0l=71 ?ldt| E7l0ll LH-sf nll=Z= a6-Ef
ETlE . E'= 7i0l aE szl +oll^]u ETle-l E4= nll=J^l EIE
=+?1==Z ^1l4t$ LJE 46idfrlts x1-u11p;ag)g =^Hzrrl=
rl30l xlEe, 8z gu ofLlal rEq^|.717|.4661-=01
goJ?l =J8oll^1
of4 +lr!lL-l
.\vl= -T--^. oto
r=

'Zl6D: +E
=al
"J.
=e.e BE;4 -"= 683 Edffit+E E7l9 E^loll qelE=Elcl ?lo-e-" BE-et
1= dl^l gE= o-+=
a ^ltlt+t ^lqq
. E¤): cl^lgll ol EzJ8 57t-[+i1l4oe 4 I AP] Ar-q(=e)5l} eP +ts 'Jgg Calql q-d
=olI] +i1t4 ?lilE zletq-q. Olo /\ =Etl
EE EI^=ge -?o= a 'tll=-= E= -T- Olo
A trl
.dlffi): EEdg fio}lr C
al= ?l= rqe Hts ,i @ ol^J4 4zl: drlql 4,tI zI]B*g eq rFr+ Hqql^J H.q+H gqlel 4zl"ll -EBEL
@ ol^J4 "JzJt: q+ Erqlrlb zllB¤¤ +6IE^i +^Jg +xll6Ezl-6k trg(ffi)g ^ll^lEr-
O EH-t

ca|= lH=Jol EE E!9 + (2) EE EalE


^l^lE
ojal _lEpil,r.-] Holu gEt|
e .J+E .JEg Cg6Ir et +.&g ai} rll Tlolg ils=-: +Cr+ ee +4 ,JH 4l^l f
@ ^JB a^l +aLt ^J441 E^ll 6llaql zl{al f
il*: EE 6^Jq ECol 4zllafl 9l4r tr
@ q.
^Js $+^dg
zlzalzl ql$ql +BE+ g^J4 i+A :l|q$ A4l6J + 9lg
l.Erql^l e461ts ( )
3/= .E= Egoil
@ BE4.J .J+"HE {te^dg 9rlzlrll B ?l*: ztHl= f
dA6i= _E_¤zl.J .J+"H tsfl
fl?]rl =rllet ?ltrl=
= ^aol
a3 90|-dtrt. IIE EEIA EEE E7I
2. Eroil^l= E= 6801
( )=/= rlLln 9Jo 0laol 9l7l trllEoll x1a0l glq 0laol g7171n}|Eoll Eaol 8zcl.0lr,(01fi.71 nllEoll 8401fi,1. o1
oe BEi6ltrf? Etrl.
a0l rttfloll r]?iol Hl*6lE 7}|9 uLil7lol+riE s= g 910il Bq
3. Efle Eroll^j= ,fl.J- ^EfrlTl ^ElcEl. ^lqr ^jE
elrl6H0F ¤+ ?,1= 7^t],=rLl. PJB r. 7l.3tll -d ^ll
7tl= slalE F Tt|el eq= aTlE
Eol ?rJl6fr.^t 6l ^1l7l6H ^lxl =61r.
ts (=8= )g/= 0184 til F Tl|el eEfl= rll4oll slalE L[Dlrl -d zt|E. q^l *:Lrtl. 7l|E 'Jrfl= A1e ErFtlot ¤ + 9l
^'lrl
aolq. - "tjoEe'-
^11
?lrJAre_E rllll-dEt.
=
EB_ Ejr.ql^l= ^ll^JE E.= ¤^Jol floJol 9zls 6E eaol El7lE.6lE
=^llel. ^Js7l-^J-e.qlrll
1. g7l
,rJ rlzlrJz qa+. E6J E= lol tts +41 +ql^l ¤zl9 H4g zll
2. E¤
qE
^l-+d+r =zH-J+=
3. lr¤ Erll zlHl= ¤a6J; 91Qr.84.

20
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3. E7l Eal4 E=
(1) .E7l EalE
e ^Icl s+E =8
fl?l: tzlE rtg "J^14 Ttil+, t+14.J 7H4 z]s
@ zI¤9 +El= tr+sE * 7*z
@ ].z}
. ++lz}¤(fiHHm)E #g ,Ja+: dzl "JEg E(,Bql q4 ql+14 0 e zlzll6}zl
gll z|fl^q+g qE ag *v* - ^JdE+G*#a) =?l"J zll^l oSdE+
'q=01 q= de E4 ,Jrt.'
. ++lE +^Bol olFolzlE At I+"J(,J\EHR)g ol,rj z.[E]E zll.rl$: .J+14 EEE g goE E3 H3 *oil Dl
Bol flb +9e+ ++E oltl ^lsl =
EE^1 olEzl 6l.rt-J
"JE=
q+^l ?J7l qlEollEoil
=nl
= 2[LJ Eal^ lrlel E(E) 7B 7Wj3 aoJ. Eol 7l^lr
</ ?1= Z6l(#E)et +8(T+)
]Ezl+ E(rH)= ++ "JEE ,1"_i6}fl+. r= "EqA "ql^J ""J q qol +91^l.E= LfEfurl
^J^d Hli}el Bzl"E
=golz}
al+e olEol olq+."+r 6iE^J. E
o1q4, olE olB9 ?E.
6IqTI E= +qe Ezi 4q Efl 4E

* ¤z{z} H-r. qlZ}E ,p+ 4d& HqC A, "JrJg tq-a seg + Sr olB zlg +E fl o4+!+"J
b A, ^l^lg +"I g?]= HJH9.E= +qg + S= I o e qa+. ggol fi-Z a*olLt
=Eel
+717tl g g0lsE 4rg L[
aloil 4P +el u_{dol rl.ug
@ +zl
#oll oJ+68 ol84E
NilB+rt) DJ- -*Alol gr ufal.= ,\ts.l
^1,=
^jl$ ^tts61-^l
Glrrlzr elEollE grllolxl Ba xp51l ¤01'71"= 1o+, g^]Pl EEr+ flEoe
As*{iHi6,E) ^ltsE
/.l1 E=$Pll El= trtfl e^l
^l8e.l
. zllEq C zl .ll ol = 7l +lt} ,JB : aI,J(+E), d zll(,1,H)
. ol^J4 .JzJt: E-$ zlpol iEg ctzl
:

^I+E 4zl.ll
sE qlrJe_E zl.Jeiu. d"J ;o4"J
, a8ol
:

g0l.^l xlt!=7a-af!
(tr/U, t'J(4ifiN, AoJ(x^)ol4r ?
=
: gx1l9 a- gGlslal= ri
i
:

rlE Eall ol84E erH Eg6l7t +lEt 8r]e] +$ BE oaxn


: ot=¤ Blgl^1zfl*ol6tts A
. r,lE *= olute 59a[Q fltrU Exl "Jz 0|3c.E fiolat. nfe=eE "Jr z(fr)e Tlal
aA B Hltetrr{ Hle^F== 91ts:cfle "folE?.!t|,. E(H= e-e^l =^l ul?= =olal.
ts E a+lls.oE Hol
ct. 0lxlH B Hl?= 3^loil 0|ets a= dxll(,1.ffi)aln elt|'.
. r[7lE CillLl +"JE qolslalr. bolLl flE Az]"Jg E+r, Ei1l7l 9,15 iillE 11* 0ld4 @
=rll=
slp!trl$ Eel -d EE 0l+ol 5q 5alXl Etrl. 0l= :Lttrl'. 1. .L^1.= 8rl "JEel 3B?l
EE q4 ?.!?{4eE 3^ll
^tEtffil$ ^t"J(S,-+.)0lalr -Eoil
- "8rt" - 6txl ?Jr q
ets( ^lE^eE¤
)9SE3a
^JzlE "J9l4"J #ql^l H.qL+ zls :.rfl_e ¤"IzlE
gg 77al.4, olE gl"ll 6lfrtrt.
^Ed "l-3¤
zlzlflal 6rr[t,H(d4])1, a+61 *"]rl BEg *"lo] t]+tg-e.(3]"Dlr trgttrl-. 2. rrt= Eol rlLJ aael
^lHl urHol tr{0 ,lx:LL
To---l o!vlL
-=
( )e=/=
3. 8rt= oJ- Elee^ll,t.l6l'fitr1.

^1t8
ol ifE6E ?Ja uPlq5
Q)E7l EalE ( )e=/= ea6|.Htr1.
^l^El
O LI]EE {+E¤¤ ++Elsgrl ^ll+4 zlilql 4'J zl4rl q"Jq^l H.q+rll alt Hl zl I{E}
OH
qEl + elg
1. ??txl.g
¤) .Jzlg zIgE "J+tr _H__r. z|flel e^Jql +¤-B ag ,Je¤fe__trAl {+a ExllE 6ila6l+ 2. dds++
rllE
ql E*g=+?l* 3.

21
02 &at EdHt Entt E=

O E+E 4. ol?=4 tr=


tll clrl,\lLl ?al7[ rtatof
g ldtrEl.J-d grl0l (1) Eq
q, +ale-l B?l7l 0l =^lldl
^tEE
Erlg .9nl:?]aelE¤oll e-l7l6l= E. sE ?lr.lollzl^lE4oe +cl^l ?t= g
qeE Er qe^l ?JoE r X]EE . LflE tr^1= qe= 8?l= g^l,J fi^3 clTl= tsglts ra*tr E daFe
eq.rE!cJEr'. el+89 tllE
E+E1^tggl
8Bq E7E8 "; eA gCg EJOJ g5
5el ^1.84 E=-J
3al=
4E 8al ,r.6oets rtEE =gd, ^l+, ^tEH4
Ealel iltr EalTl-913 -\E0l-4El oJZP ++uf trls+g + ?1= old= 7f^lr. ?/t3
^tEE=
'CP ++dlr qrp q6t|0}:Lrt['= ag ?l?.to1 Ed4o+
0l?{L}4
Ll= ¤:deB H= 5+ E=.^EEel
c4 ^lllga|e ^]l^l6fr.
LH-sf cal 4qI= ^l
^lE4 ^l7l ^lsl0ll ^ll^l-Bt

o ilEg 'q+'et'dErl' rlE Eal^ ol?lLlaE rElE


. flfl.qcrE4loll rll-el
doe ?.!"-}l: -rE E40l =a
Eg6l.= ts91= 6t^l ?J= 9fl90il 5+Elq ?trl. ErJS gggoil EEEI,J^loe q=q. gl,J3 tlol dq ts
^lEE "JE= olLlal trlq =,
+ flts "JEd P Edg EElg H4E u^loe gflEg daloll dqettL ellLt6l'E ?lrJ3 0l¤4
. cEr[ Eq E^]g r4e4 olTl qlEoltl. Cel dalql E6ll d^Elflo.E^l 5^l0ll Ce.l daloll ttlE =d91=
H4ee ts +={l?l
=
Exle ?^1lel40.E d 0ld4 Ert|?.!=,?.!TE gflg0ll Ell:d trtq7l HIE rlggoltl. - olflLA "cqqE" -
6iq Eq4 gglel ?gEt =
=)1 otfl+^= ZI¤HE :q4 e^l= +q6l-= tl4 zl-dl9 ol'd, + ¤flHolq, oJ
oEfl BaJrt 7tfl 8g zl.l ggBql +q6l+ {ol =471++ql
ffi o}u zl¤Hol+r +t}6tfl+. _fE z}¤HE +F4.J fl42}
.89 EaJ: 'HE ?+d - e=,rl"H:"il4 .Jel4 fleq, g4tr+El +ill4.J Eq +zlg olEq g + 9l+r tr
6ll0teEL'= E^lel EE
^I¤Hq
=
et+.
. zlg EE: 'trJE L1l7l. AE
gzrrl.E. Ll= B= 6l]0t-d
rl'LL d,\lol
-1. o--
tr4al
oo
(2) ZIE tal
: o Eqcg +*g "I 4+lE 44tr+ EzlE e +zl el+ E^14 c9zl.tl^l +
rna,rim) =r^l6tH^l
O=.I(#Frt,
7flEE #4 8?tflal.'4E
:
3 {?l"Jol E'J 4 zlzl* zl{qr +
(+8,$)'0la}rE B @ olc4oll zl-&4"J .Jag E¤4 E'J H4g t4g + il+ - Eq Hzlg ceG=)
:

E¤g ¤4g trlr 9lg


o dE old
++ old= 55t| E^let E'J @ 4E4'J Eq Bzl
gaE dE4 .^lE4 9^1tr :d?l
E.EJ+9I " Lll E^19 EIILI 5^l0ll EtrJ4 gE9 BalTl + ?lE+ 6EL'
Bl'+ol dEo-El 6l'= #l =^{4E)01 =
oJ43 fl^llq 5^pll $!oe q?6|-E+ tsfl a1:1
olz:rol
" L1 r|'E EE E+dl
U-I-
+Ee-e^lcrlflAof^l rEL"
^]E]el =?
@
r. ( )e-lts EilE EC rlE Eal^ ZIEE EtrJ Enlol x|U ECI} elel
oll E7l6l'= Bo.E, -EE
rlE4oe +q
s..g'zlE$ 8r-l6lE 84Et+= trlq lll,-er. tlt tQlxlts '2JEtI+ 39e LIE 0l'-
Er.lollxl
TtrI.
LllTl at3 lE
2. ilEts EqCE EJtrJg trII
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g+{el e3tEtrt ( )
_7J= "¤E 0l¤ Hls" _
3/=
3.
=^l6l'fltr|.
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-r.z]. trfol} gE Hzlol+ ¤A olCol *4 ztt"llrtl +4+ z|94"J E¤olH. 'Jtol4p .;
( =^HoJ =g6J
40lr trEll41g )

E E^le-e U'4U4a ra
++ qtr ^Jslql^lE ¤19 S,ol trlul"F 6l+ +ea4oll ¤.ll4.J at EBol4.
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rlgg ^lAlE
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^l-84 =71 ^1lt
3. ¤g BE
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5. E=
=al+el47lE g8
84+Eel
(1)

O "J++: ?ltg H+ 4qg ++6Ir r5-g sl6l7j=


@ +el+: nlqg dolr r# elol4, B40l sE +4.J
=all"J

@ Eqq fl4: 'tr-lE gel' E= 'alql 4+E fl4'z} *,g 4+lE aa6l+ zl+ol E
(2) ElS o ql+ lltl 7l=
E!.Jel
goF-lzsal)2
o slqg t}E6tr rEl-g iil"l+ ar+= Bb Bglz} d(#)ol4r Hq, '3lql ++q 4l'{ .
.
eE
xffi: golLl' 7ltsel
q+'g E'Jr+ EHE 94tr 4l^l,t} 7l? ^l+
@ ill+E "J4oJ +Hg zlao|{, 3lqe.l .}g 4l&,* + gl+r + . *dd:goU q!El7l?
. Jtrd: goltl ?ts
tgl "J )l? =tratl

o sIqE oJs"J olq+ ¤ziql ^lolvlTlL l4ollo} ++r B . trltfd: goltl tfE ill+e
e olclE +il=)n
@ ctlzt"J "JzI"l4E +++ azlsE +r r^J6} 4qg ++g 4ol4l B . ++C: gotq r50lL+ +
ArEolflot++ppl?
r}E EAIA H!=JgJ g4 3Al+EgI EIE tr4 EAI+E . E9f E0lut
".J3
^|El=oil
zlg-el= El^|ts7p
'rtEg ?l+= r=4 4+0lal'= F t+E xlull6loll +gtl. +el7l +19 6lfll E a?lrl= e86l.=
1g EE, ?zl7t +18 6tl0[ Etzl= xl^l6f= zis e-+.\l 0l F e+ql =JA ?ltrt -dEoll^1= de+el
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^l=01 ^lul|oil
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+E q?161.= ql re goltrf. =+oll^l =
=B6fl.
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3 qq 71?+E B?.|= 6?.!alz]t-l' +?!6|"= fl4= "=|el'tr|. q7N LtlTl "J6}
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7t|?le.l^14?l E=
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g0l rl ^j¤"
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?l=tll, 0l +F 3:d6H E d+ s= 71A d+71Eq4 q+ e= aq E4lflol r= 6l.Ll.=
q +al6}xl- cE:drtE, raoloPJE
^lEI rlg HPJr.rd
4e]olaE ts+ ?t= aolq. - "J, "BaFg" -

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4= B= q+l= d o + tr9t+. r= qqe_l .J¤- 4l,t}g + 9l+r _H_r
=ol=
4lqg 4l^1617l +ta} @
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gt e ( )E Ealoltrt.
tr+ +g6l+. (
2. U!83 )e=/= il=
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(
+ q+ql 4+ B+lE *r r+g acB
S. )e_/ts olE 7rl0l
ijtfl 3t¤= tl=altsxl
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6tE g+.t= 8e Bg-lE
zl ++{} $, -z +zlq +6.J6l-= B+l= Se q+lE +
Ets ggoltrf.
(5) Sal+EE
^!^tE x{E}
ots
e EqE +zlol fl+ +dql fl+g +B6l olr., zflolE B+4 ^Isl dillel B+g 33I+^l
:, 1. AAE=aqq+e.lslrilB=
Tlelr EI : ,
Gr llal +L
rta EL 6tl-H
o-
g.""f Bel+E
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i

0z E4 E^jloil qef E= 23
02 &el EryHt trtt-d E?

6. q Ee!4 EE
(1)#H]lA
c E+-E_4 *4+g7I Bglz} rlEel sH4 C#4 tCq +eCg zF+6J+r Hl+*
@ zH.J9
^l-+e+
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Q) flE]l trI EEIE
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g-r c+ acg 6IelH +eq} Eicg aBlot 6J4r E- - +q6J
-
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[ 2401s-ooi7 ] I zaor s-oorg ]

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2401s-0018 ]
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[24015-0021 ] [ 24015-0023 ]

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[ 2401s-0029 ]

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[ 24015-oo3o ]

6 (zt)E +rd guloil^j (Ll)E AoilIt 8l^lg + 9,t= 4flo e 7Et 4trEl 4??
^htPlel
?1il3 -"= Edoll qalrruel E=6fa1ts egdE 7lCLl. lEei EE4
(7t) Eof;.6l^= ^l=rlro+a,E
E80ll qaf =rll=e-*d= 7lT.lrl.. ]alJ1 ?lrJollxl i,8-d 0l
gqofl rtlzf
'-JLle]
=Errl^lLl
d0lafts Edoll qal Coll S-d Cal= grrl 6E, ¤rrl.6lts ed¤= TlCr[.
^lsloll^1
(Lt)
drfldlq 31114 HJ=:Btoll ?l= Ats ge.trE ilrlTl THdElrl aol
^lg0ll
al.r 8116l.r #E szlatlotg^l ^l=Jalr
ntrJ6l'r glq.. ^lcE =g

c "Ja4 E_= ^l¤._a- 4¤4 Tl+g e4tr ^J4u a"Jg r,El6l-^.ils.


@ ?lrJel Eq4 Bfl= fl+q 7lq6l+ q+l.Jg reJ6}^lls.
alE|] rl-+e-l

¤) .JA"l zlg4 ^J6Jg trIsE d^llql^J $d6J B4ol BCEg rEl6}^]ls.


@ "JAel Hlglzl+ q+l= ol{ol ol{ ACq +zl6l-q ol+qdg rej6}^lls.
¤) qlzle Ec4ee zlq= 4-84 c"Jql q*+zl *ril B+l oll"t oJg r.eJ6}^lls.

02 EalE^lloll rllEl.E= 29
A.=. gE
'ro E{I

[ 2401s-0031 ]

7 (71)E ,J, gIl0[A1 ,\lEollll r1l7lg + ?,1= HItrJE (ul) =aJoe Edg rll, A B0ll
=,\l-tpl.=eJ
7El4trEl
6ll'.16h= LllEo.E 4??
,J Etrl"l
"JEel 3alts 4+4 zEoll
:L]tl'.
o[E =d+l7l' tl Tlil ?l=Il E]'Jg qqE
gE 7l^l 7l=otr +8-d 4+E gE =16t|0[
Hliz6t|0}:srtrl'.
(71)
E: BEB grt E -"+E BEol^l 7lE-d Et rEE 46|'r. iflajg d+61'= 40ltL
="J+
=doll
7lq6h= 8E0il Hlell6[q El rEol
=8Erl.
E4l
-----+ :ulEJ9 BJd
A.B:HIEELTE
A
-----* qt
(ul') +- ^t
B
@-\@r.il7tg
A=,JotEoil4
+ 915 HlEg.

e R: Ad4 3{qr+ *44 ql+e ezl"J ^lol7l fl¤¤ z}4++.


@ e: rllqg ++$= a6JCg EqE zlHlol g + 9l¤¤ r3l+'JtrI.
@ e: fl+ +']le+ ++qI ++6J q^Je E'i4 zlzlzl S¤¤ ,Jr+'J4.
rfloJq fl+E +q+'Jg rJ+.Jtr}.
@ s:
^Isl dalg ee+
@ n: c6qal rFg += {+l= HlEq4 Bglzl-E + 9l¤¤ rJI+q}q.

[2401s-0032]

8 u.=^l-atTtEet g8fe.E etrEl aElE (H7t)otl^l 91ts ctl-a a=lA=?

,J: $flzl. E'J^dg 4= ag ar+= zlrllop. qolldzl rllEol otq+ E+-E+Ei q6le
zl ullgol4. el++ Eq Hzlql rI{} u}ets 4+19 9SCol4.
E: r:Jg +=g .Jag i+6tr
xlpg.rJ, a_49 =adq1,<1
dq6lE +4= ¤aql 4xll9 cg C+{
g + 9lr. :4ol s,ets *4zl rd cg ¤+16l+ 1o1 xlzl$Q.
H7l
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,_. zJ'. a6"lc ol olrl4 s4 s-l+tr+q Hl*g B9l= E'J 4 7lr.lz *=trt.
=. 9: ,H"Jg 7I+, ol*4 Ae +F4l +ql^J ^I{9 Eq4 CAIC¤. *otot
aJ4.
a. t4 ¤: *'JtL +Cg ?*++ ae s44sE *e fl+lE 6t7l 9l6J gg-aBaa
ol+.

O-r,e @t,= @., e


@r,L,E @r,E,E

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Egrl "-llts
8+

[2401s-0033]

9 'J,
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gate.e Bxl BJe 4??

,J:ioJxlzl ollo} g ^ll Tizl Eo*7[ gl+. Ltg ]lg 6[zl ?*zl g]oll 4lsg zlTl= t|.+tfi
el, ade} dA(ilHft)ql q+s: ="8[84], ql z]zl 4+6J tleltEge+lE +qzl o}
*+tHglzl.:4o14.
=
cHlTl rrlEElo} ts Xg "lq.Jzl-? ule "J(Dolr|. .rjulzt 40lot tr eg qqql fl=
=: zll ule g(#)o14. .Jql qEq q= qeB r{?]ft
)el gol olFgtl4.

C ?: "JrJe if+
+illzl e-E 4l?-lql 4q! zllg¤¤ Eg + 9l+.
@ +: ¤zl(fi*tr)9l .+qI zllB*ol fleE Sglel rFql^J HqB + fl+.
@ ¤: +96l|l ¤zlb q-l({_)9 t(ffi)"14.
"l-S[{p[.$Z,L.]ol
@ 9: "JAe d+ E^dg zlqr 494zl"J q+E "J6l] Ed(T#)6Ie + ilq.
@ A4 9: dd4fl g^Jg ++6Ir zlzl*$A"J ¤aql^l {qL}o} a+.

lzaors-oos4l

10 a ^halTtel grlofl Hl6il E ^l-aptel gEtol *ts aq4 =E!E:aJ9 o^,@ r= a=?
=oil^l
,J: s.(g)z].46I]11
^ll^J"ll^J=
a6r7l _E=
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^l.Br+
qq, ]."JEg qdg $ ulil-r 9El gs g zl+ B= zlE=e E+ B¤gg E=+.
3: s(E)z[ SqzlE ?]9({_#)71 *=qr, zldlT} gg6}E r+= 41ol sg
^lq, +
r1(/a#)0l n++6}zl *6IE F.tre| rlelol ^J441. 44zl g+q mlzlE *tlol 4s
,ll ¤+.
Z r_O
EE . X: ?lEal EqE zJr
o o =sd=
o-1"= 8E
.Y: ?lgloll,\j HolLtrtE^a¤ trJ
3 trlE'iE Saal^= Es
+o . Z:4? olAt4E 8il
EE
=7loll^J
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r!o r-O x
XE EE

ee @o @@ @@
,A,
er(9

sz g4 E4oil rllEi E= 31
03 trrt +get &at
:Q .ffio; o;olel #e! Tlrl
=8
1. 8lEe4.Eal4 elEl
OEt{
=8el
trl,sE-44 elol: +Ag ullo|, rflo]rel r+eg 4a Eillql^i +B6l+ a
i
^8^l ^lls7t
Eflol"= guzt olDlLlel EE :

rE6t
E:
:
Eal4 EEI
(2)

C -+:r: EE4 +ills ^I= #E


=gd - #g 6l+0l +"1{} E'J4 E^dg d¤q+ 4A
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@ zt44 +^dg-o ? ^|L }}9 rlzl: trI"J* .JZI+4le-l ^14
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2. #ol 8al4 slEl
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=g ^l^Alel
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.8^l: "^PJ=
z "JAi72 ' - EA01^19 Etr:4 #oll E1 trd= 7lE
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H-
.4zlqL-l: "Egofl +alTl ulgt8 0|fl 80ll 'J: rtolr. q'3 80ll 7JE EUHE 0lE 80ll ts6l-=
=rt
oad i
HfE r7ioltt." --
=¤e
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=Ezrlr
E
8E0l EflolLt Ha EEflcf . A'4 +=g TKFpl -Eflrl7l"=Gl^l= ?i -- "JE4E rl8
elol
:

)l?71= HJ=Zltt= . g^h "84 ol+rtE flfl=r{ +^lr.!oll E+6lq ^l-E40lr


7KRyl87lr, 717f Eqt6lq 'Ei1l7l87lr.
szl
:

Eiil7l Eal6lq 8B0l 871r. 8B0l E+6lq Etl."- #rt +- E=E +g


o 8rt rlEo+ sq +Eoll aE-g ri= 34-sl =301 ^18
t^l= zl6Pl ETlel r}lE
EE ilts0lLl^lHlE^[
871tr.
Eoil,\l xclLt Ec4eE
7lE Eal^ s8,.E71, EE'E #+l Hliil l2OaElLlE ¤l
^t
PExl¤ a= a^-ct
(71) E(H= zll=Je.E
oldoil +lE cul= gol-Jr l aE ?.!('f:E 6tlil= g0l fltL
(Ll')TIEG )3 #= TluulofxlE Br. #
^1E0il =rt =?l=
dol6l^ls g=tl. ffil g= B6[q B¤= TPlolol^lE
"Jilqt:d 1!3 BaU EEE TPlololxlE "JopF elq.
(trl) EgGii4H qpafl u9t3 olfl goil g= aoEq qB Soll 7+= E0tl= olu Soll "J61"= Hleraolq.

*a|. (+)= *zi. (4)= 4zl-srlE ++o14. *zl-L ++E E^llB+ ¤z1l9 #ql +d
(zt)E
g ag zlaa|{ ffi_oe .J6J aE¤ .JrJE z}¤^q+ H!¤-e-E -H9ttr}. *zl-= +¤¤ ^l-41
1.980il^l= ( t\*"1s.+a 6l*.tr1-. Er.ql^l=
)H+
eE EsIe+ rJe zi¤9 EslE tr9t71 qEql ++¤-
ts Edoll,\lE Er:14 #oll
Ezlg H4g zllBeE r5ql^l {qg; =qB
gr}z E4.
Elgc= 71.T.!tr1.
=-S9
2.Eiroil^1ts 8tr8^1.= E
+ ( xoDalr Eq.
IIE EflEt EtrE gE
#E
3.5.71oil^..|= =qA =Eofl
E EaEl ee (
^|41tr
)E
HEIE Srzl rilEoil qcol fl= Dl.3E asol ?J=rL Tl¤e +Hjoll^l xqu s= 8E= ag
zlE+ol g,qr=-
Eq. Zlcl.
:*E ^taJqlxE
#se 0111= rFE dar'==1116lrl
Elaln ^FJ3
?]ts:cfle q, #oll tfl-d -Es= ,\El[!tr[.
=tr19 ^118= = - "n tolz" - vtEo
rltrl
OE

Erql^l= +¤¤ tf+ 4= "JE^l -trts4t B^Jee E+. tr+4,rJ +*9 +A6iE ae q
.xO
l. Eo
2.aE
3. rl.E E4g"J golq +¤+ ,11g*¤ +l6J 4.E 4¤ol g ; glrlr E4.

32 EBS +5=a 8g+ 8al_ r. 8E+ 8al


vvww.ebsi.co.kr

(3) #ol EilEt gg


^19 ^ltl7l=sl
"+alTlFI?]zE ++61'Xl 8i1l0ll^1 XGlLtol 6E e4 E="J=
"J4agE
r-lE E r E0l0I erL +fl= qapt?4= ,Jtr61 Hlalts ^fE6Ugxll
E= + ?lrl-." ^f
- o=atE
:-t-
d-t L ^lillE
++zr ?lAt= ,-'ol|a|5 ,Jq^]aJ grl6lHr. ^El=
g=01 +-
qiJ|e+El aHgEGl E
E6t|
= -zq ral.rcl qtr4oJ tr-4
flEE6l= 0lr1l0l-el E+l,J + glqr E gcEt
^Jlzloil olqpte]
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p!e1^lxlE
. "=Ee +alqlll ol+rlE outl. =ol7F= uf
ellL}dlE ?al7l=xt|6l-= +=i3 +alst -J7ll ?l^l ^1111?l
0lltrl?E.^ olqptel EgEl
geq, I eE ?al= olE | g7l qlEoltl.'
=Eo +a1g-g =JRTIgqr
=^H6l^l
- +E¤ e-dg + fi71
?lrJ3 EEI^llzlatrE
^llzl= =E
trflEoil E
. -dErtl?.1=¤¤
?.!r.l".l0l + ?13 o 0lE1l0l
6tolt{|4 . "?.!zJS =¤-= ^l-4-g
+3E slE6l^l ?iolalts
"Jr -Btd E^l6lE^'l ArotoF-LrtL" EE6 !E=
- +3 gee rlel =¤ol
#= ^lUE
qA elDl ^ld=
gl:tr Tlil ?,tzl g + ?LIr E ^l=olLl =ilE
Er'sA -ql6lr ol84oJ 3
-EoeA=q7f :deE.
5qe E +: fi^loJ
rlE Eal,\ EltEt gE old= E6t| trl"f-ct + fl= a
=80fl ^19 ^[tP]EE
O E=iliElt;#)
' E?l(trAg gEl} trlEol t+d'4 s)71= fletcHL rEE aflol d+lElol oltll^(^|.F EAt gal rldE
E+-sr
6lE rEll 0l 3^il. rB
HEIE xldl= gxl E El"Jol ?lr r=E fl+el *41 glrl ?Jxl E^illDoll =(+2)rl
olelel aql sd
^il+loll^J
cffl 6fc.E xldlE 01E,(1 olEXl +3¤ dq6B!=7p =^lll+ ^lc
- Ee[E, "stotE" - 3 eop 71ts:3
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d8 +alqEl ol+,iE olLltrL +e tt + E+e+ oll C8-sl'lEee
^lE6tE
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Erfldlrl ?j7l qlEolrl. ^1xt^lE
^lEfe
- 0lul7e"', "4qt" -
E4Er+.llul+s^= E+ ?IA"l +e¤ +el+l.J BszI s,4r E?t+.

I =8 . =31t EaJEJ ta!4 8E


gc
1. ?lE gE tal4
(1) ?!8 gc
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=trE
Eol: ^JBg +zlEt + s= ^l7lql 4ol-3
tr E_illql^l E?]6lq "J419 +a6]f Bfle, qq{rj. EL
(2) ?tE gc E||-d ?etLEtE gE[ 201etr f,H zl]g^0ll.<J +Elalql
=troil 'I6tt ¤H Eq+il @
*+9,-llH. BHql +Cg qetsl ilH edlg 202ri 19 l"J+El ql4E
1.
=al.Ee
+= 56fl g=
0lEille+El 6ilBJElol g
rtE Eal,\ 9!E gt! cotet Eg
E[Et
aEEdlE ( )E
=Et0il 110il sle * 9lrtz e
^1t

L+Ell g+ts ElloPl E-p rfrlfl!,r.el.=


HJrllExl-Eg +cflo17l trflEoil gal=?.! +80il^-l +al ?ttrt
el gJ3 8BU= Ar 9lqr +aaE q flq. 6e =fiae.l d=JE +gflolal.= 4¤14 2. qlul+eruil rteg
gzlg 7{oltrJ ( ==g)
8EE= +q6P I +{Et #^40 I E + fr,r[. EEt ^EH!^ lLf 0 ld= qezl =gEl
Eflol= EEr+ ^l+13 4+b1l
^fE^10 =zE
0t e]trlr +goplE olEtrt EllolE rE tsqe 4q q^|Eq H7l qlEoltrL rEoilE Bfl gloil^i
ol/7t 501^1 7|lE flxte
'-+ll EoPl= rioltrl.
urll ¤= goF l= ar+ gal -Eg8 s0il^1
1
g0 lts ¤lE3 *o tE7 l olBtrt rtelAE 3. 6[0lE]17]ts ( )fl ?.!
7l'#,JI 91tr1.= AldoJse ?al= q rgAE
1= ^19{7 ^l+lE ,f= qA= =i1e gr.
EEolrl lE oEl xtE^.lg 7t auol xt4g +
+^l=Et4JflE gg trlrJ6tE= 61.= 8g]7t B=E 'iolalr g?16rcr 6F-71? - dot, "tr1 Li8 - =¤¤
?lqr H?ttr|.
^jt+t"
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"J* ^JBolq. 4"tz}
OH

=g+
Bg s4c9 zltl fxllols e 40tz} "J^lqI q¤4 #+ E'Jzl zl+l= zluqr +aiq}+. . t. olqp(eE g1fl)
| 2.fl\t
^Jq=
olBloJ
"J* "Jt +e HlEllE{¤E +Zr.tl qq Hl$6ifl+. , r. A=ru

0s. #rt 8at sl


=¤9
03 tfrt +gq gal

(3) ?!E gc Eal4 8E


=E!E q^dE
c 4otE ^JBA4 Cqflel *d Exll: Ellotel ^JHag +c^l6l+ Etlql^l= .J+
.Jd +eql Hlql4r, q¤E dqflg +c^l6l-= gtlql^l=
"J+
gtl +eql &c{}
il^l olxl HJEII g8
eot=o
. qd8 Eoll r+l-st A+E=
^33
E|lof= q8
ts71:
g+g
^l7l ^l!q, . Eg¤ 321: eE oJrJg 8gP eg6|.q, Et|ol q^l
Eel
qd8 ?]aoB^i 8Billg
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^lgu
.,\ Olo ^lcg ^lEEee =E-g
EtloIE 6fiilts ?i3 s.q4o+ g^l ?JB
-f A^E
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qlEoll gd-d^l'7l,8clel qEflE g 3
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: @ "JrJ9 zlglE .JA6l+ rlzlg Ezll: fc


I

ol* qL qla4!+ql
^ld+q ?lag 4.?l=
: tr|+ "J* "Jt +¤ql 4+ oJ^Jol B+d

2. rl+isl tal4
=xl
fll*
(1) rlCE 46:et $BE 'r"te

o +i/: +E.E+q E3 zltl9 till= +ll+6lzl ?*= ae ]t(+)E ^lzl'J


@ Br: Eg^J(TftHE 4lgql qr+ E= ^JBg a66l {zlr !+
q+E =+6110}
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a|+4 xiol+lEE 7t=# iFJ
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o 4+e ql4g +J+6lr zt"ld¤el Tl.bcg s."J


q zle_: zl-gg rEql^J H."l4zl gloll zlzl e4g ++e-tr ol+ql aql E4e+
@ dsl6}+"1: zl.Jg E4lE dla6l-= Lol o}.l+ Elrl6l+ aql E4,EL

@ (3) +84?! 8E: zl¤, a+ E +H ^t*Eqrll 4g +E-r+ rFg oJa +4, ^lgl *
oJB gt!=¤g ^teloll
1.
g8oil^its qdolrlTlE
rtC6l= Eill$ A+g Eir+^la
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Llq, 40lE qd EE g rlE Eal^ rl+loil
+4r +6rAEf.
I EllE! ilEE E8
gd eEE uJ46l'=
ag oPJrEts., filgE e{+ fgl Ei=4 rlE EColl^jE
2. ?.!8
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rt7lHEoltrl. =g'Et
"J8 488 7'l^{ d+El
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zlz 7l^la ?lqa e^, -d zlge-==+ ?ltrt =E ^lu
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aE!6t+ol= ( )ol/ rti{l=: dEg 80il^-l gsl.= a4,Jtr}. f4'=|77}:1rl.tlg fel gEE 9lEt EtH +Ee
3.
7l ErllE 6tl36h= Aol =48
oluat sltrl6l.= 1oil E!+ -e i{al6l.= ag, fl401111 ?!r-lel 'g+v'.171= ao]q. - zlq 'Eel EolCtrt'-
=gE
6lqr +86tfltrt
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x{E}
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r.4BB e 6ll= "J6l
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g^J6l-= 9#"14. ololl r|-=.8
2.8rlt8
3.
^l+l
b ^Jtll= zlTl -H= E+= +lHI6|= 4"1 ¤4.

% EBS +5?J 83r} 8al_ r. 8E+ 84


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3. Lla+/.rel Ee!4 gE
(1) B^lBee +dq} rF3 4r gl. +zI E= a 7l+g s+ql q+ EE
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o +zlE Eq q+q qe 7 E. ztg4 oJq^}, ulzlB4 qlq^t


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36 EBS +5=a Sgrl8al_ r. 8g+ 8al


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AT
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[24015-003s ] [2401s-0037]

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[24015-0039] [ 2401s-0041 ]

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38 EBS +E=rJ ggq 8a_ r. dBr+ Eat


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[ 24015-0043 ]

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[ 24015-004s ]

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q r.E4B7l Ert
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6ll slalts aE ofLlrl. E=rll= =¤oll
-d d8 'oEl gEElrl Lr8'se glq. 0p+
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^l+l7i *'J rd
O p3 rltt
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qt C-:l: ^l+,7le.l
(Lt)

ql qt

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[24015-0049]

7 (7t)et gutoil Ht6!t (Lt)E rgE @@ Eoll^1 E PJ


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=ul=
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[ 24015-oo5o ]

8 trl.g CE A=J9 gEIo{l^J rlrlE d6llE 7EI4trEl 4??

oo rlE ooooLJ oog oog


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rlE Eal^ EE ggoil HtEtElE EEE


^lttEl =1
. EE-ill. otLJ Et o1L ++E rEollll^1 rllgpl 3 + fl= rl{E EalE qE-g .Jol grlE
=Eol
s.Sl'. " (FJ)' gd6l^lal golLt 71|= 6t+Ll g+golLlEt g0l E AoPl= Hlag+ flg 8E
E g0l rJ g=6tr. q Elal4?.!EEolrL -rzifll d^f rerl ?Jrl'z 5l'trlal.E rzlrBllEig'El
6e-et ?i3 r31 0l¤g ?S=7l,rtrl gE 6F=7l7lolLlal rE0lrEE 4=7toltt.
^l'!g!7t?
- utH. 'Eq4 gHE g4
. o.!qr olE Er]lTl-rEE LeqE, rel eg aEE r46lxl ?Joa1ts a= Eq4-e.e SBE|= + fl
^1¤'-
trt EEe.l flal= : ExHzl olE 7)l a.=r]|el rE= qE ErflE EgEl rE4 +{
Ag a= sTeltt. qal^j =,5|.=
iflr A+ EHP tl= -6Pll
oleloll Sd= TlErlE q+= ETFe=61ts,
=xtlEE
+al7l tEg + 9!= P"JEI ?e4l7l E|E aolq. - dol. "EE 6tlHJ" -

s{ 7l+ 5?} dEle .Jill ¤Eg qt4 ^ldElq seq stsBqE ^lqqr il4. ol=
H
Hl+61+ oJtql^l= t¤E a5¤ yvlY +4l"Jg "Ja fE¤ lqollo} 6J+r +tL6JtrI.

@
2. EE flal ts8 1. o[alrsgeil^=
^]Ee
(1) EE flal4 gil q4 Tlrl E8l: *49 +l* H.r.l$, q+g +l6J #.r.1$, +sl= 9* EE¤ 916ll 5
E= ( =rll6tr,
)=/= 96fl
Er|1Erqr +86tfitrt.

(2) tscE e{C: 5gs- E.EJ4_e_tr rq$g flr-l$ zltlizl?


2. r1l7[e_E= EEo I'
^lE?.!
E'E='E{tot=( )'
ollE46lqr
EEE Etrl4 flalE ?186lrl gts gB
-H?ltl.
(3)
3. iflt3 8al +HE
0lal-\Egell/. 4Eg EE¤ 9l6H EEe ?lrJ= gldl| lLr -01
tsBolut E0l
ol+lLla ce] daloll nt+
=I|'|o=lr.
rl80ll^1 Er-lol
=IH-BI
3E flo._se. Eq4
^lBd ( )

EllTleE
-3 ^lgel ^fE6lE= ^lGlfi8 ol/Ttgtqr H?ttrt.

7ie.
. E=P 7[^l^l gr_ Gltr 9]-zt +LtE I{ct
OE
. Lr:qEiZl rl+! ag fl}el=4=|
EE= ^|-9^l= LH-st e.l+oil olt-J : 1. E'J
^|.7 ^l-Co||
. EEP 8al +Eel r.Lr SajolLl^lBd 91ooe cE4 EalTl'frS , Z. ztlt
. e.l-+ gE4 ?lae_l+"Jp 943 EE d-Jqe =o1 E= + ?]39
i 3. aal
=flI

04.88 84 lrs
@ tB sat
I}E EAJA ZIEE ?!A EC+E

I|E Ail ,8E0l flSllE 01.=tr1.8 aq q6fl q"l= gSts Ag ErJE rlTl^lColl 4Et olflll HJ-d

rl. ellLtrtE ra3 -f. rli.lloJeEts 5.r:14?.! aol ofLlrlu. rHollE Eq8= 0]l? +{.!61r, 40ls:
+{6l{ +I?]7}(qEq, BE4IE olEtl8 Egg + fl01 01.=tl.B ,i)=
8¤¤
= = =Edl=, ^lEZlE
0ll ttl-d r.H BlolE ede-l E^oJ, oJrJ ?te-l AEE qF4^l7l4Lt trE^l7l7l trt|
^la.!6lE= =Hl^l7l=
Eoltl. 0l¤3 flrltrJ 8B0l ?t= g+ trl^Erl Btr6tG # qq4o.E:lalz ltffilXl
Aolq. ellL}otE re ?loll Effi
tl+ts ag ?lrJE rftloll ttlEl trlttl ut|ilEl= =^l0ll
E+el LflEoll^1
^Pl
el r&ll rfl:d AA0l ?lrJ ?JollAlE Eir[s]r, reJ,( Et?l4el E4loll^lel Eqdq El|? olee xlg 4
tr01 eEtElol, trilE trEE zloltl qlEoltrL . .(#l). H3 "JolLl'7l|7|'eil5?J +6Jel E^loil r]|'Et
#^lohrjE ,Jd4e.E= ErJq Eflll +:Lrtrl. E ol*l:d Eff=zl SaJEI ,J^lel 59 rl6aro.e E q
flflLt ?lrJE rPl xltloll EIIEI E+g ntEolrL - ilq "Eat Eot8Et" -
=
tE= .JrJol +^JE"J "JEol4 ^J¤ol 9l: ^lE, f,{$ q++E +-p} aq qq Hlqtq$,
:
4. ol+::4E"1 zlillE E94 o-e. : "Jt zlzlE tl4zl ull$ol olul4:4
E¤ oJ+s +++ .JAg 4glz} .JACS =+ts$
oltl4z trgl7l rllEol4.

(4) EtrJ4 tsalE ?!861.= gB


-E E{lEl'
ri: E EEE rEE LnlTl qlEoll Eq4-e.tr r4g "J921-919
o dol dol olq E5 ralel 3^l0ll el716lq 4r a+ 5al= EEel ole.l-E BEidtzlra16]l0f -Bt
"EE 6lloJ".'td Eqqr' ^lLJ
-el'A 018 EEel +f;+= #E B9-g + ?l= 5aj + EB q+. |q, #8
5sl xl^1= + EalE^lE. 4 59 ^l-tlel ^17:.7
r,J+ 5al= Tfrl= s=
4E TlIl
-9l-sl +Eo.e O$dlts rtg
-
4x10il d|'|EJo-l-E.e ?lrJxlal Lt|^tl4 Tlxl=
EE= E^l
^l-J
?]rJe.l
=4=
+B-Bt
ril= Eq4 14 qge-e = d
ololPlrl.= olE E5 rqel
rlE Eal^ 4Aq 5E AalE
fl4E +dEr

?elE Lll{14 7l^l7l EEE raHq 3qL Ho}o} 6lE 0187f +1?.!71? EE0llXl= oldolLl rl-Bd,
E= xl4 5q0l u,ol^j -fBtrl"= ttro1tfr 6trl"J BuolLt Lle.l LIII|i4 7l^l7t xl4 ¤l0|l?l0lLt 8t! I
ot|?lE raHq rxl ?J- BE{ottrt r=r+ ofrplr|e AC4 gE frll?J Lt|{lq TlilHtrl g
dolLl LIE Lfl{14 7lxl7l fclz g + 9l= 0184?l fr.rL L|{^fl4 -E
7l^l= xlu ErJ, EE
-g a g.0l eg EEel Lt|il4 TlilE rlL,itrt =7i=4lrJ, "EEel 840il cllE! =rl|b
- E{lE1 BE+el - ^Et"
@ qlAg E'Jzl Bflzle+ Eq +bq^I.J .J+ sfffig E+ f,-="d .1144 7l^l$ Lil
^lqq,
1.8!Bg EEE ( E/ 44 zlzlE zlH ¤zI]E¤ a7l^lz B4e_e 4+oll"F q}+r +*619+.
L_77P1qEoil Etrl4o =¤:61=
= ldg
e "Jez1 ?Iqa
E?tq. 2lE EE gBoll EllE! [tEt E8 Hlir lzrlztlLtrE6fl Ee.lgTII
2. dqts ( )e=/=
=al^
r
EEel olqE E56t1l^lH (71)oJrJE gEE 9l6H^1ts tr58 +=g + 91ts Ue+ol Tl|gEoloF -dtrf. 7}|g rl8otl^i ?l?-lotlll DIE
46110[ Elctr -H.9ttr|.
+ 91ts dqfE +4tE¤ A^il6t7l 9l6H^j=, ¤B EEotl4l rEE dEA
3, eilAg El g olci EEe.l
trL trtEJ, rEe el(gJoloe E+xl.= E,=oil4l 716l= aEE 5ila6+6l|0t
:dct -
=trl6tlE =7ltrl6l
s*+L! rtdE sg g+l
g + ?,1= ( (Ll) EB3 ++Elolol g ?l+9 rldloltrL 6lrlE_t ?lrJ!_l EE3 trEE ofl+ qeTl qlE
)oloe
0ll, EE gEe =+el
r E?+71Ed^eFq dE 7ll,J0ll Etol 5.lrl ?JtsCl. E?JxlH 4r rJ+
=.801
+EqeU 01$6fl^j= ?l
Eqr E9ttrl'. q= xlu EEollxl rE¤ + EE dE= cfl$E e76ll0t =61
zttrl.
=
=rl6lu:
eg- (zl)E #
¤qlg E+61-= oJtle--s Eql4l rEg +q+E trJE 4zlE +16il ¤e E
t.a5 ol EzlqErg zla6l.-a glq. (+)= E¤ deg *^16l-= oJt}s-tr .E¤ dqles toll ¤¤"1
2.4aZl+5q
3.Sq+d i1E¤ 441 qq, f,$ dqlel a+= qltqlril zl+61+ 4"ll Ezllz} 9l¤¤ zl4al-r.914.

lr5 EBS +==e Sgrl8at_r. gB4Eal


www.ebsi.co.kr
E
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TCD 7IE EXII

[2401s-oos1 ] I zaors-oosg ]

1 ,J, g9 g8fe.E 7Ej 4tr-d ,l?? 03 ae =d, - +¤E q=JE E Eee.e 7Ej 4trEt
7.19-?
,J: t¤ +4lE F6I E+ 9lzl9 H-9 -H.rS6l+ Ag
Eol zlqr 9l= ^JBql qql fl48 =+6F= aoJ ,J: 219q1 qlt ,Jrdg s4 r
49lz} 4.Jq4 "l^l=
qq. Et FE +zll= A4g ol+oJ tE, Eq4ql 6ilelg *zlB A+ql"J A"Js+g+. {A zil^ll *xllE
*E Eq^J .JAfl "JB!+ ol"lqE zl¤E + 9l+q Hl+ dE4"J 7l+ +4le+= 4E 9ulolzloJ, ¤&4
q. EI+^l t¤ +41= 5¤S"J olq+ "JrJqr{E E.Jf, 9"1"14 4q]ql4 6I"-}9 +zl ?+=+. ntzt^l
+elBq+. E"J ++qlril +dzles +fl9l= zlulE *4 6tr
E¤ +^llE E61l g+ glzl9 H u-dalE d¤B + 9lE+ .JzJ zll8l +zllE al
=: "JrJol
oJol s6lq E9 9zlE Sl+g + 9l+q+. # ^J^lE ^l-+=
*ollot *4.
4zllz} C*6J 4+E E E +"*g # ¤EE ar+tr E: 5¤ Bzll9 I+Ag _BE B?-l +g:e
Eg A'Jq4. olE E ¤ilee HE rEol + ^lqzls
z| gealr 4zll9 ¤¤e =4F+
4+ AAlg 4q* *r
zlop. EE fl717t a4qfl¤¤ 9olEt gEqq. 4. "lE erJql4l 4+6I BE E4 +ztl .JzI
q+^l H+^ll=Eq4l +q4^l *+q+. I .Jtezt
=4I4
qel gl{otq}
"JEzl +16il +"*g tzle+
4zll tzJ9 +^8ol 7.l+.6}q, +^J6J +xll "JzJg 4
O A: Fs9 ++e^E a+61ts fl+lb +4qqot d+. + ei+g *al g 4o14. olz.lH ^Iqql ofls}g 6zl
@ *: Eel
AelE +661-= 4ol .JzJ"llzll oll"-lol ¤4. qIA zHoll 4zll= 6l+6I^J: "J gtrl.
^la
@ g: Eg
Eq4 rElel 'iltr-.il 6il'J6l+
@ g: E¤+rll=
=xllol+.
flol qlccol gtr-¤ flglol4. e "JA zfl{l $zllb ^rirl4 f+Cg *L^lvl$7l2
^lqzls fl4= eql6l-= fl9l"Jz}?
@ rJl+ 9: E dEe "JAq E -sr5q1rll f+6lr+. @ "Jt zllill +41= 4'Jg
@ ?lt z|lill g4lE
=&4
eg B+l.e Zl+6J f ?l*zl?
@ "JrJ zHzll4zlltr. oJoll4xll qlrJel 4rlg 4g + iltsz}?
@ oJrJ zll4l +zllb dF4"J 7l-+ +alE 4lEel 4qlg
ztlzlizll
[ 24015-oos4]

04 .t= tlE,JHE gzlot!^1 xlrtg aalE Tltt 4E:d A


oo
[ 24015-0052 ] =!

] eu Eq'J T!=E Tttleg:d 4?? oo rlE ooooLJ oog oog


7l"J{
4E BxllE -d86lt^l=.J gqr ^J4+trt. +C+
u]]o} =Ei

Pei 4otztzl ^JgE E+d, +4Cg ^J46il E q tsiloI +drt 8E= rlxl =n!4 gtr6ll F-afll gEE + 91
g+E "Jaq Eq4 zl9le+ ¤+.+ ullolel E trI. olxltrJ f;Exl gEts e=. gg, _H-d 7lg atl^l xlts
=71^-lls
94 zl$lE +46}l, ullot9 +¤¤ dzllE rl$Hzl ull 4 aae 4rEg f tr ?lrl. qPJq ad E*E +dxl.E
-H.-d 7lg0ll^1 ?.54o_E uHrllE 7l#01 ?l
+ol+. :flcll q¤ ^IH:g "JrJel zll4ldol 4ld.r+ qE 7|Tl
tr|. ^taJ8 r+80.|1^i SErl A^lE E51'1 ffixf
q +aLJ+. r= +^J d ull"tb "J+c ^^&E 9.5xf
^lE
ol+^lzlgqr
=61,
6l+E 4olzl B zlf,.C$ 4lE"J $ zflzllz[ o[
dtr,l +dE + 9lrL oltrll 7tl?.!9 f;dxf 8uz1 EEI'-]!
^lU r+ ee E5l| gTflElol qr8Elrl ?jE= 95x1.!
u.lo e uJlo| {izl,$ls g+= el+6llo} 6J+r +t}t}+.
leq 4El=6"J=
raalolsl/.lflg tr^i6l H¤!6ll0t:LrrL
ttg ol 46 +rlol Er ^J4rJtrI.

O +BE zflAls oJCg + flgg ZI4++


ts11ol5 O fd4. 3s-"11 44 zllt zJ9 zlBol g^Jts + 9l+.
o zltr.d+e HIoIel zlllzl trl-= + glgg tr+t+ @ +dzl Atr-zl tTilqqot
^tslzl
d"l altg + 914.
@ H}lot= ¤+= ?lt s+-e ,J+* + s.*+ zlrl++ @-,?dzt Atr= ilE +4 olelq= 0l*6ll^l= "J g+.
@ +A*+q qotztzlel gB +Al7l +EEg A4++ @ *dzl-ileel 4Cq^J -?dzt 4u- -u."J$ Eg9-ottrl.
@ +4zi.J qlrJe Eq4 zl+lE zlB + flgg tqEl+ ¤) +dz} Ctr+Aql '.il+zl-fi¤+^ll6Je-tr !-ffio|{c1
M. gE 84 lr7
www.ebsi.co.kr
7l+ E4l

[ 24015-00s5 ] [ 2401s-oos7 ]

5 a =E g8e.e 7El+trE! 4?? 7 +8t!


trh=c gsJg (H7l)oil^l fl= 4e
^l"aptel
,J: $321 il-E.= QlxI Eqlg zlE6ITl
r= a3?
+ltl +4etr 6i
¤-ollot qlq. 6I^l"J ^J^l ilEE .J$g
^llE fdxl "J"+
nllr A+ t.qg ,td qE +^ll7l ol-*ol+ _zE¤
?]ag ¤^J6}zl 9t{}-,?dz} 4zte=E ?l ol9¤ + v4 + 9lrl+ A+E *g + 9l+H, +?-l= olEl
4. rI44 ,.Jrl ,91s.,?dz} z1-aE ilEel Hfl=
H =rJ +^I6J olqg tsllE6}
qI :.qol ¤*9zl ?+e atl"JE
q g¤¤ f ?lo ,, + 6186ll^l=.J gtrI. iqI a4 ffi ul. S,ol : +4E olqg r4ollol 6J+. "J
E: Srl ,$lg' ${z} z1e.* Al^jlE #dz} ilEe} gr-l *4zI ++61 +?-le+ E"J +ffi)ol "Iul4E olff +
+dBg oldql r1go3 + gltrI. +d 5gE olqg +^1614+ a^l.J+H *4zI +161.= br]
^J^l ^llE
zl. zl-E.i=^J
+A A+s-a oJ.J oJ+ .Jtl +¤g : 4+89 r.g4oJ oJ++E^l+ CilB+el^Iel "J+
^Id
ql%'-6lq
"JrJel ^d$g
=+g
f 9l_o
o + ol$o1o; 4 +^IoJ 4ol ¤4.
+trI.
oE7l o

o rJ: z|{ z}ffi


goil *dzt ilEE q¤-g + gl+. .. olc9 :.qol sb 5¤-g ul]el6}zl s= EllE.=
@ *:4qg zlqg +d a+}"il q6J ilETI Bs_ap1. uH499ot t4.
@ 9: +d e¤g gB dq zle6l+ ag q+4ot ttrr. L. ¤¤ ql4z} "JzJ *4e olqe f glzl qEql E
@ g: ,?dzt ileel a+= ezlel aqs olqd+. Eql4 tl¤ollo} +4.
=gC
-?dz} ilEE 6l+6I
.. f,$9 rftsq 4+ ol9ol *^J6I: a+q=
@ A4 9: g,t11rgE
^Id 5E H= =
# ¤Eol c'Js}¤l + gltrt.
g+.
"J ^J= e. nFg YA + 9lE Hiol Eqzl 4+l +al7} ol
qrl4s E'J4 "e- leJollof
aJq.
[ 2401s-00s6 ]

6 ,; gzloil Hl6[ ggot ,J= aEtl4 Or,. @r,. @a, = @r, E, E @u, E, E
^l-at7[e.l = ^t"aptE
O^"@ a=4??
=B=:aJ9 =oll,\1 [ 2401s-00s8]
gaie.e 7Et 4trEt 4??
'J: 4Eg #g +16ll Ee "Jzlg +16il =4 $ a, E
^l+l7t=E
+trt. E= He olc4 =4l6tq
=41"J ^l*g
91611 "J="1

agql EHstrI. zffi$ ,rl-*9zl +16il E= #: 5s- "Jol+ zHzI e*ti"J +B.J +^I4 4{} A^I."}
"JrJ"il4
ee. lolzl z'lE ,Jd4 o eE ?lrJe-l E+q +d+. + olEl+
gloll ¤zllatq, oF^li t¤¤. 4*e_E
^leo
rl-8-9zl +16ll, e.l+r+ +"J* E+ Eq +E ^Jg + ffir+ +a.J a^Iq ce 4d4 0 e E qE $4
4$ge rl-&9zl +16ll + .JAq xlzl z].4loll .ll-J E+"J ffiolrf.
Sd6l zI* "Jol4 4li=4++.
al+t .J+"Jol+ t Bol 3: E.g 4+lz}"lE E'J ++qztolE E+ t.E"oJ Lll4
=: g golol= Hlng
+ sg cr e tsol rl + E6}r, 4 zlt:l$ zl{trt. {} ¤ ol^}E Ef+b Eq +tsq
q .Jq4t #ol+. r+^l"J:r4Eol ¤^I r+zl zlolzlq| SE +^lltr^l 444 TIil= .1144
^l{trl.
9*41 6ltrJ+E. rr{ re4l 6s6J,tf{olzp f9. Tlrtl= xlH 3lCel Ar+E +tr61-b *++
=4=e g+.
ftge,fl#qq^l=.J
+ ag :E"l "lcg z*Yzl, l=ol EJg 6l+7Pr
olq+ rEol aEg y4 + ?lEz}"l4.
Z O A: ulolC4ql f,$g +4 r z}{ls q+4ot.J+.
@ *: ^JHol gl= +448 Eqzi rqel {tt-| EElq
. X: ?!z]9 +Be-e E,=¤ Ht4
o 2SZ eE61E EE
. Y: =
01.53 T|E(,e Eq4 rl91 9ot oJ4.
I 9gg 'JI6l= 8.E @ 9: s$ol flqE ztzl4fl nlr e+ ;.qg {Qo} oJQ.
z: ralE 48 C8oil^1
@ g: ?lzlql4l ol9ol El= a+q"J sq +i-ll?l t¤¤-
. Ec14
A2l5qg e46|"ts dE
r-l'9 x E94oe3;t6ll"t*+.
xo
@ ar+ 9: #8rdq q+q q4 Eqril Eqzl zl+l=
oo @o @@ @@ @@ P{ollo} E}4.

$ EBS +5=a 8gr-t 8q_ r. dBrl3at


www.ebsi.co.kr
.rtS
TC) HT E4I

[2401s-0059]

1 tr1.3 CE e-Jel gEfoil^1 xlr|g Z6l|E 7El4trEl 4??

oo dE ooooLJ oog oog


7lZ1
=Ei

?.!#llxl +E-d
=d=
# rlfl4eE Lflul4+E r fl^loll -* vl ?lrlEJ. oJrJol e
9149E EE= gxll* + ?!tlE r4-d EEg= +:d6l EJpl g + 9,l: 8tr01 ?]rL -d e3
^lLJ
trl LloPl *E A+= ol8ol'G ?lilollXl ffi-d gryxt HE # Ejtrl Ll|r qal LJ

trl-E E+E trE ileoil q7E?] E #s 9lq. rilql 0lB7ll +E-d EE


=ril6}|
^laJ{-JolLt
e}| Eal4eE Er,ll^lE=7|? ?]l= +lE] E
^tJol ql|g 3+ =JE4-oe E8 8drl.= rl
g zflxll9
=1117[ 0l=11 Erf. llrl7f Ezoilzl f;e--d f,Erl EE EE gxil9 3?0il= olalej
E80l qe =floil
c4g aol+. t,JA +d4 rlgdE fll+= 7l8E aol]r" *84 qgdE +]l
¤ E rlE 8Etl4loll +84E g:et= nlE aolq. ^t|e8 PE EE= ^lU ffiE =fl01
841l0ll +84e g:BF= rlt!trl= Ee fl4 +eol 3 + ?ltl. 0l== EE Exil= olqHq
+d0lLt 6Hqr0l e7l rtlEolL Lalll:r tdE qtg eol fl71 qlEoll aEqoBl= $ Etl.

O s$9 frdzl-$ H¤6Lq "JAel olqql zl¤aLEE ollot oJ4.


o # +z]lts .Jz}4 H9 olq +d4 69 trd-oe olqd+.
@ Eql 4aJ *dz} +o}¤g +Tlts + 914.
az+e-E C4419
@)5¤ 9^ll* "J+q E^llEql Eil+ 6l]a4olo e rl49ol"t t4.
@ f,s $xll9l rlttl 6l+ q+= *?-lel flelql qq AAElolot aJ4.

[ 2401s-0060 ]

2 'Je +8, # eEE 4gE g EE..E 7Et 4tr:d ,l??

,J: .4x1 uHol¤ zl¤Lql olul E¤ +4le+ rJol o]l* ** q¤iol7l= 6l-zlpJ oJzI
zltl^lzl$
4zll "JzJol EIq+r{ ¤ 4o14. ol+F gz,ll ulloffi. qlt zl]gle ggg + gl
=xll, =
s4tg zltl ¤441 tltrtE exll ullolzl E'J4 xlg= zlH4a -uo}"t {}+. tr}
=
4r] $xll u|ol¤ ol86J ¤.zl^lls ¤+i E'Jzl zl+l= zl{ ulloffi. S+ +zlg +16il
gels tI¤6Iq +*s+61+ B9l"J goll'F, $xll ulloffi- ol+* ¤+= q+qq^J=
gtrl.
"J
e: 421 H}lol¤ oleo oJ ¤7l4lE g+E +49 ?loll uH"l¤ tL=61-= aql ql6il "JZlg ++
El$+= HISE dalT} 914. :-flrll $xll H|]ot* Cxls+ Ezlz} +Ad uflots+ Eg+
oJt Hl]oITI
"['.]4. "JrJel +A4 rf_^dg Cz[q tx]g g^qiil7] E]41 q]6ll^l dq
{JE+ +dAlE "JEE rll zl"Jt4. $xll H||ot= rll,tllg 7l="^14 +Ax{e+ E"J6}71 ql
Eql +d4 l-ftCol $,o t:.E EElzl zlulxl *$trI. uEl^] $xll uilol¤ ol+oJ
^l+lE
S+= el$ zkrt4.

O +zll ullofz], zlH+dill= +rll ulloluJol ^lU +"J+ -?d^llqlzl?


@ +Al ul]ol-b "JzJe_e Ctlg 7l+¤g z|4] SzllE u[ffi i ilbzl.?
@ +^ll ullol¤ +*El+q 0l+61.= 97zt 6l+B f glizl?
gd+ .JrJe =zl^]ls
E+ Eq4 4+lE zl{ {izllE a+6Iot 6l-=71?
@ +xll ul]o}et
e +xll tsllol¤ ol+61+ E7l^lls ¤+E uHoL9 Eq4 zl+l= +461"= 4gl.Jzl?

04.88 Eq lrq
.ro
A.S.
¤t E8l

[24015-0061 ]

3 (7t)E ,J, EBE (ul)=aJoe g'dg rll, A^-coll afl."l6t= 4tr:d [!+"J= (E7D0ll^1 9l=
=E

# EoJ H0ilXl ?]?J7Hi1l 0l7lel e3 8^l E^60il xlLlrl ?J=r|.. ?lrJ 7Hill
xllts EflcE =fl=
rlLl= ?trl ^l:ds
E"-H rEg= +ollXl sl"Jol E + ?,1tr1'. s.el e.!Z z}|itl
=
*d4 trgE +ltrE qlHJ6l'r d84 ts+g:d86|.= tll Tlqg + ?]trl. ?lrJ
Ellol'J 0l'o19 =llts
7Hill +Il= 8^l -84=e gEslq ?.!+ a^E e3 ErllE 6|.|=61.= rllqlE PE6l
11 oltE + glen_e aEElolot:drt.
^lsl4
(7t)
E:Efl Hel3C4 ESol ?,lts r|tj= + ?ttl= gzl zHill Ell= +s 6 El
0l7lE 8E^Pl Eg6l'=.tr +s E+e.l=ltg +84 eEt= 7]+l 0f7lel ts4= E6H-g g0ltrL ^lEtrt
?.!
,J7Hill E-rll= E6ll EJgEt 0l'7|ts H i1l^1ltr= rlBet -d 8al #01 E g0l
tl. +wl O= q{l ?!il= UEXI = EIE HE re ?.!-d TElg trEfle 6l.=
^l,eJE
^lE4 ?zs= EA^le Tiolo + ?.!a 7Hi.ll +ll==Etr+ B^lElolot eEI.
^l.elE =84
B4t
A: ,JE!Eg8
(Lt) B:
.
,J,telA= gA
a
v. .e.olot otxl
=u- Bd

o H.7l
r. A: ,o 4xllE ^J^l tra+s ZI+6lr -"l*ollot eI4.
L. B: oJzJ zl]ill
^u, 4rllE ga1 ,I+ +Cgg +C6J + S+.
,r1lE¤.
E. B: oJzJ z|ill 4xllE ^lElzl ¤6-J13 reldlq 6l+ q+= ¤r"rollo} +4.
e. C: "JzJ zHill 4zlls elqt otTl= +E9 ^IriE zy+6llo} 6-J+.

O-r,u @-r,u @r,a @-r,L,E @u,E,E


[24015-0062]

4 q.= EEE EIc BE-g.E 7El4g:d 1??


,J: $3gol a4El at4 . czll4 rFg rBJ6ll g r1l, olBl6-J rFg %rzlg + 9l= +d
zl. zltr$ c'&ce +91617l qqg aEq+. 4+^J aE +4E +d^I il-E= 6l+dl
oF *q+.
EEBq+. q"J 4l^lls *dxl a-E= "Jccg +16ll .J^J dBol geBq+. rBl+
=: rgal rlls .,?dz} ilE= ill4lE .+dzl ilEe+ 94 ullolg
4zlzl +Hlq: gTzl Bs
6IE--tr +zl6llot *qq.
A: otHq+. erJE g^8 4aqlb Hllote+ 4olz} ++q= fl+q+. Hl]ol-= E'J4
Ir+ ^ldol
oJozlzl
zl?lzl fle s+ n+¤qlr] ulzlslrl?+E s44 EallE ?J:+q4. +dB
I #zl +l+ ^J^l ^llE +d^I ilts tr 6l+6110} qlq+.
3: :zBzl *+q+. Eqd.J zlfrcg ul]o}q 4ol¤ ilE6ll^l=.J Eqq-. Eq4 zlgE
zl{ ufloffi. u}zlo}E ts*zt +H}g ^J^l +dzl. il_BE +zlElot Bq+.
^llE

C ts]]ol-e+ 4oI9 s.'Jzl zl+l q+= SB,g f ?lbz}?


@ ^J^l {E ${z} ileq ¤+ 4Aql.tJ ullo}5 u}zl¤ f iliz}?
@ ilEE 61ts *4ee
^J^l ^llE +dzl.
7lE= -d+ollot 6l+zl?
ol+q} fl+zl gs fl=.+dz} ilE= al¤.ollo} 6l+7t?
@ Hllol^=
@ +d$ql ulE aEo c-8. oJql i]l^lls #dzt ileel C*d"l $tr9bzl?

50 EBS +ts=e Bg4 Eat_ r. dBrl8at


w\A A/.ebsi.co.kr
a=Jal 6il¤ 15+

[24015-0063]

5 'J,
=el
gEfe.E 7El4tr:d 4??

a: gltol zt¤4 zll"J"ll z-lalalal| 1ol4 z}¤ol ?lrJql4l +q+ +qg 2fl.$r,lzl| {
ol ol1t g*¤ ag otq+. alt:Bzll 6il s[+. qqdflg g$til^J
^IBE$
ql,ldflol q ^l-S6I
ilE
E a4 +xllql =49 +d^l-= ^lE6l+ ABBq #4'J eBg
6i7l +lEl^l a ilolT} fltrI. B^1 ot"l9 ill+g ¤"la+ {a.g E
,Jd ¤.E¤ ^plql=ar+ fs+ F.Jt *4 o e ul]otfr.¤ 4l :9 .,?dxl-=
olzl floll,! ^l-&61.=
Hl-+E a
^l7l=
ilol= s.trt.
^Iol9
g: q49 .J4iil.J u}l"t9 +dzl azlB + gl= {lol s4¤+= ae oJ4xITt
^Ag ^}
+dzl aBg Hltts +E 9l= q+lE olqd + 9l¤¤ 9"1t4. zI44* "J4
^lel zltg 4zlolHE Ed.r e]l rqal +o+zl 4H- lzle ac6l.E^l x}{ol {zll
zll=
_+ flol.= ca"6J ¤.Elc++ ulolul:-ezl9zl9161l ¤d f+g f-^J. |{ol+ gq4
z}l}$ +7lE 4$l{izl : olf¤ tr}4 Eg + 9lg 4olct. ol+l* +dq^j E tril +
{z} az}e-E +{lrliE {.ag r}E+61+ ag q$fl^J= oJ gtrt.

e a: ¤.tle_E ol"lzlb 4cql oJ+lzl"J T}IES E*6ll^l= .J ¤+.


@ *: rll"Jel zleg 6]*J-6I71 +l+ flgz} EF BlEq4"J ag olqq.
el g: Eqte-l E9zI S.rJ4s 4loJq Eqg 6}t6l+ q+lE AB+B+.
@ ¤: +^ll'llel +dzJ ieg 4z+61-= ag +^llrllel dg 6-ld}6l-= 4o14.
@ arlg: "JHI4"J eB ilEe+ *dzl a4e_s 4+g zHCahts ag
^ls azl ?+r+.

[2401s-oo&]

6 oq
=qa
r!=tr 7EI4trEl 4??

+= ++, +s, q*, ds E4 ag +.J* +44.J ololl sdg {-r, z111ol s.el +al
.Jg aqlB + 9l= 9* egr= 4xH4 7V,lZ zlH4* dql^l Eqzl fl?-]= *=q-r
^84-J+. 4xH4 zlzl4E fl?]= *E =^il48 r =4lE 4xll4 zlilE =+61"= %F4e
E 4+6llot -J+. tr++^J ¤¤ ¤qle 4zH4 TIil= zlH ¤xllE trtc ol9¤. +l.J
f+s-e"J ol$alE-E. azlqqol6Jtrt. 6I^IEJ qts olcg =^llE
4H elrJ"Jol E'J4
^Ig=g
zl+lE zlB f ?lo o e "JrJE ol99 +l+ t¤ dEe xd"Ja}4l +tltltrl. 4E ol4aJ
rt*Eol o ^J46Jrt.

O ol^dg zlulzl *q} t¤ol s.'J4 zl+l= zlH + 9l*g Zlr+'J+


@ zll4lzl Eq4 zl+lE zl4zl +l6ll^lb geqlg ar|'J+
^I+ bqol
@ 444 7l^l= zlqr flb t¤ol+E fte-EuJ ¤4ot q+g uF+++
@ ol^d4 +4ts +qE gqE
=4tr

dElg +z16110} Elg zlr+++
@ ^JB"l 9l* ¤xll4E q"F+ +sE ++g + 9lE 619 +4l"Jg Zl4tl+
04.88 8il 51
''lr
A.g
TO gt EIll Sg4 6[¤ 1s+

[24015-006s]

7 a, E gate.E 7El Eg:d ,l??


^l"at7l=E
a: +ql ql, +q: z1d4 9#zI s+. #e zl9alol s.r qE +49 gtl ++
Hql
"J Sol4. r +zlol+ "JZl"l+. 5¤r+ +¤oJ +"-lel E+= tZlE zlzl x|4loll rNi'J
E+ql Er+61+. *4zl t¤4 +fl'J E+E *E ol#L r+rll ¤:ee,r^i sHdql ol
.E+ aeg algg f llzl rllEol4.
3: T^l +Ale E¤ql4l gau "Jel r5lg olzlg s"J olul4 sdz}l9 HJ=E r4l
oo

zzltlrJtrl. ol 51= aol txl SEaJ ",t!+ a^lg zlu ¤.al¤ Er^I 6l+ "JrJel +"J
g R}+^lzlzl f.lo1l,<l ol d9 reJ6IE, s-e. f,-$g Ell.J ag
f;{el rfg E"JtJ "Jel =^lloJ+.
.JrJel rE$ +eol 414}6110} tI+= *el+E^Fqd+
^lso
+dql HI6I
E a"Jg BB6I+.

O A: # ae6}rll r]16l+ ae .JAE E.JCql g6}-9 +zl ?+*+.


@ 7J:"JrJg z}4lql Eil+ q++"J olq 4 t¤r+ +a6} q+E 4b+.
@ g: }$e] trEo rl "JAE EgoJ rfg
f,f,o}rll A#6F= Ae +B6I+.
@ g: s.Q ffiz1lE H+lE .Jzlql^l
^JHol 9lb
EE
=zlls
*4dlo} *4
@ ar+ 9: cBal= +ql t*s.ol E+ Fg+ Eq4 zl+lE zlutrl.

[ 2401s-0066 ]

8 (7t)E a, E, B gEl0{l^1 {Plg + gl= HItrJE (ul)


=aJoe
EdE rfl,
^l+Pl=E ^1eq4
A-Foll 6tl'-Eh= tfle-e.P 7814tr-d 4??
,J 860le_J esa4 0ldol flts olnJ rl.E sgrt Tlgg 7l^l= rfl -4+9 7l4l7l9.)
=E9 8Et= 7l'c
rlE, 0l 7lAl7l ra.l-d EE4 olE Eoll^1Ll'Eg-d
'iol olLla|'r E?-tg + 9i=
ol+d fEs ?alqlll= flrl'.
(7t)
E: #9 4i1l?J EE9 Ltlxtl4 7lilEtl 'JColt_t Ll9 Ltlxt|4 7l^l7l3tl'r g + ?l= 01849!=
71= firl. Lllil4 Tlil= E?J, EE g ri s.ol ee EEg Lfl^H4 zlilE
^lu =rtl= ^lutrt
E:E3ol, olLJ -d 01L ++E rEollll^l tllgtol.e + fl= 34= q=ts'J
0l _"Erl. ilr a+ 5e0l ?l=
=.=01 ^lC=el
r=E +rE E8 s.ol LHH1a1F01^1= ?J
=^lE
Erl'.
=40il11

H e{l
+ :ulg9 BJ-*
A-F: HlEtsl LtlE
(Lt) ql
^l

<- C @4@
A:,JolEoilllr1l7lg
D + 91= Htpg.

O *7+E #PzI s.'J4 zl$lE q+E AA6h=


Ae+ F: zI4'J4.
=zl"Jg
@ B: olc zl ¤zll4 Eq + b qx}9 42il4 7l^l7l 5'E" s + gl¤¤ ,J4+trI.
@ ce+ E: 5¤ eL4zI +B+ olfzt "JAe] olqg a6I6I7l trIEg¤. rJJ+qlq.
@ n: qE zH^llE Eq4 relel r{^}ql s6J6}= zATl olcol ol-Hg ,J+++.
@ u: 5gg- ftqe
0l+6]+ 49lz} a'JsrlElE 4*zl glgg ar+++.

52 EBS +B?J dgrl 8et_ n. dBq Eat


05 ^la#r¤ gq
I 8sl EJ4l
^iaJll
1. AFJ9I elElel 7li!
Eol: "JZIg tgzJ?l C^Je, qH olnla- a+61
^l*ol+ +4= ¤zlb "l*
(1)
^laJE
(2) Tlil
^laJE :

o "Jtol zlalolb a^lE 4a +41tr^J ?lzlg Eqzi ^8ge "J4B


@ "JrJ ^JE Aql t44 rAg ol+rll ¤-- "Jzl+4lel BC4 qltel E
:

^tsl4 =4s^l
:

u}*ol E
^dg d¤6}=
(3) +¤ ea(EE) otrE
^teJq rl$9 ^JE4 Ctr-ql 4+4oJ +Cg {l vaa;} 4 dc E4qr^pl^|.^tol dal
e H o:
^I"*g ^I*6|= +^l oJ7J^cl= +=68 oJ
@ 4oJ: r.1r3r"- ^JqE s+ql 4"J ?lrll Hls"6l+ a gSrlE ?ctr* 7
=+et4
@ rt*g zlufl6p a+61"= 4,ol ot'14 ^Jql= fl= rqE -E-= a =+8-*
=a:
@ 016ll(zlal): r,led'"- t1-4E +56J zlldg "Jr ^JEllE 4lol oloflafi {

716
.ee
=a{ ^ sEel 7le tzoz3stgE +ts1
^tsE
xt8e.l At!01^l tra x1uge1 At}ol of'-JLltl. xlut|g BI|E EF-6lrl g7l +{6l|,t.l= eU
^taJg ^taJol
0l "Jssqtrt 8q'Joil EflEt +4tolq E30l ol'-JLlrL qfl4_e.EE olE ?l=
rq.E q/? rE=2- EE-EI T}|dg 0l= 5qolalr. EfLltrl.
=34rl'U0llll
q, AqrJol ^lEt=
olHlrlg
?i= 7lr{al^PJ r?ie E36l= 7ig ^tB- ^FJg
olHLlEl.. '.!g q4E0l trtE I
rllH.tollxl gi{l#E
^[E!5|.= ^lg= r
'9lE:cHeE ^FJg ^tB6lol
gi1l7l qq= ?iololot EfLltrL
'-aqE +:fLl'e}
^tB6l.= ^r
Holl tllEl=33 xlffE ulBc-e "-}l^'l d=JE + flAqq.

E.E+ r}%rol ,<J_EE ulr{_Hzll 6Jtr}L dq^l +s6J S?-]zt 9"lE ?l


"J44"J ^lqr
r. de+ ^I*g =4tr
?lrJel edt "J44 +41 +q^J c=Jg f ll4:z B?ttrI. r= c4 qlqr+
c4 e*ql E6il +E¤ ^l%r-g d'll++r +tL6Iq. olel+ dElE ++61"=,JHe sol .J*
9 zl¤"J ailH ^l*E zl¤ol4E ag 4g= 4"14r _H.?t+.
@
r. gEe rlu|lel gll
^lBol
E EtafatIl?J7l 916]|Al=
( )oll7l rrJgaltrlr
-Hgttrt.
2. Eq elElel Tlil 2. 6 8=-44 C
d,E elEl
71ts0il Eil e
ill +zsE
(1) cE elEl
trEI=d7flLJ=( )
(ol)atr E!q.
8E-+4 C(sex) 8=+4 tlill+4el TlEoll eldt| d T[|LJ
LJdrl-3rl=trEl= dE zl'il 5 8E ,JE
AtEl 'Eil4 ¤(sender) Eq4eE ?¤El= q8q-=¤ LlElLfi= ,3 zH'J 3.
=
^la ulle{E dE6l'Xl 61l

8Be.E,tlel d(sexuatitv) ¤4 BColq 8q g5 5 d4 e,J+ EfHBts sE a= Eg6I= ¤ TtlLJ =rl


+= 7t.itE ( xol)
alr e!q.
(2) ¤E Ttil
r{c}
OE
g^14 Ttil 5+ H^-r+ SHE 7l^lE 8E= EJ8^l7l= gdol E r. Ee
^|1e8
4aJ4 Tlil 444?l !-fp 45 21.x15 xl-J 2. d=ql41d
=+^171 3. oJ4E Ttil
?.!44 Tlil 8E Ae-l=64HHa1= d-d6lXl dt| T= Tlxl=
^I-J

0s.
^taJ4
d 8al 53
^FJrl
¤ &at

r 3. AlaJui ¤e_l gll0ll EH:d trtgEt EtEl


. d 8al= ll^lEf
E#E =Er[++zel
. d-e. =+l =cel
uBlei ErlE Er rflu -Eq4olalr +g-Br -- e== 0l+ol^l
ts d4 trzloJol ^lB=
g'J6El.r E =6il
. $Ce-l d $al= ll^l-sr
=E+E . ^lB SHJel ¤4 oJg6lr E-l{ d4 doil qil tr=gf
^pJ= ^|.+e ^pJ= ^l-+e+ ^4"J8
. THEel Eql6C9 d 8a|E lll^l-Bt
II8+E . El?.lollll^l'J4E
dHqf= +^l gr: H?loll^] ¤e=el 5eloll ttlE d4 aE-ef
^l'J4 ^l'+E

4. 84 EFJE EAI EI{!


(1) ¤ilt5
o 9"1: Bul ZI9 zlol$ B* oloflolq B^J6l-= ilp
@ 9?l: $z|ffi$ {z1r1g-o .EE}4SE +4¤} + olE tr}-srll ts q B^J6J
^}El4
@ E4ld: tsCr+ qC E+9 xlold¤g olql6}r, "Jzleer] BF^d4 +ll+6lr
gflg =gCg
"Jflg a46}q, Bul 4 zlltl9 ai4qg 6+61 + Hril aI¤ tz| il-gq^J .Jzl
zl-gE 'JulE a4+
@ ++ rlH: olcBEe-l +dg *r, BLIE ilolE "JA6Iq, +"JCr+ TllCS
=+61.= ^I
El= "J=q {z}"t E*

XIE EEIA
"JE qgq E+oFE r{2el g
=+E
. Er|lel 8i14. exE qE0|l H|+ol E q, fl+el EJ= ilrl6l.= qdol+gE ".J01==J + 91ts rlg
rl 90il ot0l gE E0l4l 6lts Ag treloll o|ttttrl.= Elldtl Ze.l EE
o ealz : ^fE{+.e =sEt
Hfll aol EB6ltrl'.
=
tl^l oJEll, 8lg olalAl. HIE-d
^l-g0ll
Hdait EE4o"e + 9l g ^l
olEel EEI dalqt^E qd :

i gg =Eg
q¤loe ^itAloll^1
EflolHtr+= 0l+ 6tLttrJe.-p 71EE=tr}E. Ltol_7t ol+alggalcl 6[q4E'JdollXl
qt9 tr7rl, = g,E:e.E qdg fl84e.e 846[r.
'JtlE. 0l0ll 8E L71l^] ?Jts ^lHg E=
i

"J EE4 Edl=


=
:

aolq. - g, "qdel=+'-
@ . qr[= -sE oJil4 EIIPI^Ie xl+40E xt*EE
=rHolE^1E
Hrlill GxlE 6]q= EtrE l ¤
r.( )gaP^1¤t=E -E= eriFl=
^jEFll^l
xl7[= gd6lu dq6]|0t 6lb Aolq. q^[E HlEolaJ, +=J6l Etr4?.! ae
6[ d4 rl.*et doil EflEt e l rP[= =lg6E= E= +i1lE 7lE4?] ¤?e+ qx|E HIEE4?I aee EJE4z 6l= Sg9
4g= tr=:dtrt. e.d Al0l0ll^1 golLl.= eEoltrl. - E+olq "x29 d'-
z.( )e-l=LJ^ttrl-tr|
qIttrtt¤ .EEl4 ge qc +tI6Iq Bcql E'* qcE +++ *zl ?*9 sEI o}'-l+ "J+E sdg zl
4%}g
o.e ?¤El^tat4
+ 0l= trlE
,i= 3sg 4
ql6.J+r +t61fl+. _H-+otE= "qcg qlq+= 4ol otr]4 ¤zlzl q= aol+."4= "J9
F4 qCql q+ ilB4 qoJg trq +rz} 6Is.+. u+ol-E= qc q^l zfffir. +i]4"J
"J8Alq.
3. 8el a4e+ q¤E Eq4
3^6tE ( ) eq^l tscr+ 4gzl ?*4r +r}6}f,+.
=89
3/= EfiB4E g4t =zl]4=
^1e 8ra ES49]
7l' otU4
sxlE g{olot Eltr}.

(2) q¤+Eet HllE{ Eal


t{E}
iSta

1.6E+el O Sulel E"* H||?:71=E tsC +C4olr Ael +d4?l &?-lE -BS6Izl +lall E1I6J
Hllel
-
2. ¤itg @ ?J4aE +q rt^J: qcr+ BcE Eqzl zJaj;.Jol F"J6lzl ?*sq, Bcg flr]e+ el+,
3. Hll4 8el
cqE g4= +^l6IzlEJ qce oJa+4, 561 H|lej= 6^lEI
54 EBS +B?J dg4 Eat_r. dB4 Eat
www.ebsi.co.kr

@ +B^E &E O LI'J


^ltl
. Eqql ql,* rEl s.ol rq+^l
5c eq¤ +.J6IelE ^lEql HI'iloIq ?lz}+zl= 6^lq+
o

E.
l=ol 8al+^1.0 l^l
Ealq 7l^ft rq
Eq4 5C"J +qlql qt
utlal
. qCE Hllel'+ -H¤9, -'?4tol'+ E+, 4"J +^lQ+ # tr+4 rq olE= {l^l:st
-, tl
'rE 8E EAI Uil4 EEI
/\l7{
oa Ll opl
E OlIlr rllul q¤4 8at
7l^.^1
o+E xlol nl J ooo, r!_o
o---1, -to, =-x{Al
rirr{ i utl4,8,J +4A,4g
0ld4 g4 8E Ealel H1l4 8alts ullEl4.EIaJ4?l 7i0l 0[ulo+ 8tr Es4?] B4l=
",toloI Et

rle Eala eelaE u[e{ Eal

Hdq qd3 Etl+ qE4 rlg 3|4lE 4e6l7l trflsil 88710il d41 8dlzJ= B¤61.= rlt^j
=aJ+
E trl= #E TlaE e^6Pll Ett Hde 7¤14 r eE +q6l.= ,J^6tr, qd8 ^1 e
il 8E-i{lE "JEa *116l= rl+48 rlB ^101.=
g4l= . .(6aJ). =BE
Eq3 qaJsjts e?E g
er6l= aolq. .

9tr61.= EeE ErllTl0lLl4 rlTl rh.!olL[ t]= Es= r.4E t}|tloll sg^l7l= EgE ERI
E ?8Etl. ^faJe.l
- 2J47J. '+= e^al-E' -

eqae ts^dr+ +Eq= qcE 5ag EE]ls ts}]eJ +qE x{,rlo}flQ. ?J4d9 s.'J *Bql
zq.J!+ .JrJ+419 E+"ll^l
^l Bc4 ¤c"l +^16l-= aol ^1tr. +strtE ^Idql ++6Iq
*, =ot, ECd, ^JE el=d, +rll E q^JE E'Jzl zla6fl: HJ|"1 &?]E +tl6}fr.+.^I
=^dg

(3) 8el xlTl Edil o del r|7t eEflE H9t


. oJ4= +8^l7l^l
. oJ7.!01 ¤4 aJ-
.A,\e + ?,t= 3el ^l'uel
g= E9loll^jg^t
EEI ^lcel graJ. El.?le_l 3a. flo1
. sl+el +=J-d =trEf g^lel'.l.Joll qat^[cel d4
^^eel "J . Etflel xt+el Ba|E E6tl
59 z=rflalE'z,.t 6t^l?j= H9loil^l B^t
.Artl,Jel 5el fl01 a^jE
EH}EIIEEI d4 "J9l= 6l= ag E|.?.]el d4 E-.H
IPI EEfl ilTlE 6l= rig ^l7l =83=
?.!:d 8al4 Erll . 8E= eE6l.= +Eq-d
=rl-=
aztlg + flA @
oJ4rldoll tl1zr aEEE 4qg= 1. ealaP qd4.-JdE E
6ll= H-tl ^lEel =66|.r. ^l,tlel =troil ^l= ^l^.ilE
71"^{0}gt ^1.71 qE rFd8ol5g6txleJ
oq. ( )e/ts ?lt
EZl, E6l ul|e{= 6^lEt
trla zJ46[fltr1.
(4) c aEE[ d4 gE
2. ?.!r.!ol^l.t!E
agg+
O EEI: C zlill= {I#AH
^IrB4'+, +E tr+g 9zl $lfl f$ge Cg
0l.$61"= ^^e ?l= flal
B+l E ( Xol)atr:dtrr.
@ rJulluJl, czJ olElzlE zll+4 ¤a6}q cg E+El6l+ 4E 5 xtillE 8Ei1H
^Iql: 3.
^t?g
@ &HI EtL 7.lL[ trlE aE¤ g7l 9l
il +tee gE 0186l.=
r-:O olx}
il^{ uO HJEH g8 B+lE ( Xol)atr
:dtrL
. doil rfl-sf e-d9 ?-l66}|0F -Bt . d gE+: ?lrJel dol e4^1 7l^lq go|E
^Pl ++61=
.0lE +rHtrlE =tr34 rl-!4ql^|.f;= fll+61-E.e gu|.= ^lu
3^11 tsalql +-Bt d4 xlTl
H?l= HqU
6t.\-r oto ol1olo =EE t{E}
OE
= /\^o
I
OIIE
. dE= HJg6l= aol+E 61E-g + ?13
aHl^|"E . zJe Ealsltrtroll^j d dE6}= ?l"JE +Etrl6lr 1. q¤
gel^l7t e5fl
. !=gg I1E6lr +l7lE oJ= rl= rErl Etr^loJ E+tr161= ag 2.
3. d dEql
Eoil^1^to17l-H= . elE a8g + ?13
^18+9E

05.
^[Br]
d Ea 55
^Forlt
¤ $at

I tr=rl 7l.4el Eal

1. eEq Eal4 elElel ??zlel tal


(1) EE!: ?dolq E= .JZI+4lel ztcg +c6l-= el^J, itol
=!=E ^t%I9 =gd.J ^lEE
zlzl4l4b q}4olx} gzlg s¤, rle}g u|5re_tr # dillE ¤¤:o e
g +l=+6Ir
= ^I%Ig
6I?t+= eI4(tsI'J zlE)
(2) ?? Eal
. -JqAq qEt= +=6lE^lE a= A^-st
ogg= dEi .8gEoll =69 g(FB)el SZI^laJ ++= 8E HS4g
?? 8al: ^18B(H)l}
tltl ^lclel
oll
?TLIoJTJ Eg
...tTELl
. ?iFE(*tfi6ED,
=71-Lf ^Eq
++ge6ffi+ffip, gAeHJ(lffifi{rfii gl9Bat= a^-ef
^Itr_lel."=
Sg9 Eeltr AE6l'= 0l 9EH9 . 4^lel+iiE+
= Bal g3
^le
qB^loJ tltl
.ffiELI ofl . 7lEoll^l ++9 ^l+= rE4o+
q-g= =6-Ef +E6l= Ag --. g¤E- e^-Ef
=.
EJE_oE + glo_sE ^B:Bt

^-olE
=rl1-3t -dqr
ol+olot E (3) ??r,-10[ 986!.= EIl|: rCE C qgql u]E z]rl-EE[g Ezll, 4x]14 Ezll, +E +"]"1
4 zl-rl .J+ Fql El= aF Ezll
oSequ
++ts rl"JEl 141 ??/!oll 9TE|ts tal: ^ls f,-56J +xflgg oJ^l6l-r 4-+' Bq4A+= tlel= zl4o; gr-
^tol^lBJ ^1e
+-J= rH6l.= 8e6l|ol ztrl.
L Olnlol tltlorff tltl/\l.T{
L -ialE.
rj ul*EtFg
T-fTl-E.
Il,-J
T-T.oo xlE
=el^
Eig LlEtt! #z!q Eel
^nloil
+ eE(.fft)E uE_E Efloloe ol+al rlg6lrl o-lqelE q^l gHlell =dE6|a
-zsd6}|0Rt ^l5tole.
61ts /.lololcl. f4^1 "=rl9 55 goll^i+E1 -d Aolti. ,tllt] rFJES e
+ qgel AAdg gr^'t ax 7ru4lg-l 0lEllt|= ^lltEtl."afr.
g|E-L gdq71 I!01 gt=t1|, 0l
^lLHtfTl goltl. ^1E
sF +'Ji1H 836txl ?J= tiloll^1 8ZLl.= ]4oe d?J= =61.= LPE{E nEl
^1E =uteXl ^14 "F.l1ld 4ofl'-
O^[aEI 6l ?? 4C6lxl ?Je'E gt Etrl. -
TllEol
^lol+El
"JsPt
^tEl.ugofl
ts5 g^13 89 ^l
qE ol+g ? ?zt a"J6I7l qEql ac6l-r. czlollo} 6Jqr E9tsq, ++ sEtr tla
^l0lr.l qE-6[= ^l+61 ^Js
Eofl n-lE
eHlg ^I^il= zlaa}fl4.
=
o69fi8
BA#^t$tr# 2.7tE-l9] Ttilel 71.= Ea!
Eg EeEEt=
= (1) 71.=E Eol: goJ, B¤, o3o3 f,eE ol+qd +Fill
(2) 7[=E 7[il: c^J4 .Je, ar]6J ^tsrlel EEll
^L3I]s],
1. +rEtrEoil^J=( )
(3) 7l.+ 6[i{l flg
e/ts ?lEE
^lAtolq
I elol 7l+ +dB 4^19 q:golLl 71.+ E^Jlg 71E;01 +:dEl^l 8Etl
-HE4E $lloltrl.
Ei ^llqe * 7E=6l'=
( 71.+01 Eol^1 E+-g "*j^l g3 SEill Lil0ll^l 6 J4 I
z. )e/ts 71- +¤f fl?l ^1tr
ei AtEolLlTl-¤el ^lll17lLl ^1e
7Eol^1lqe ^l?.101
0F01^l^l=-Br
4xlE qgolLl T[+ Eil| ^tA+
E 7ltsol {lqe +Bsl^l 4\ 7E 7Jg PtHrJ Tple 0|.$ +tll 671 !{LJ=el 8^14
==J, =Zl?] =71-5
dEll= "5dq.
3.
=61ts
EE FE. x1t-1 : (4) HIaJr.l-d 71.= tal
^taloll^'its
,Je_l E4E +E=
rxl'q=( ^t0ll6| E5
)ga= 7l=^IEIE
&al
+^ l-8r(t+¤-*F), +^ t^ la/i:,t#++)el Eal= e^-sf
e46lfltrl.
. tr= dE6l|0t El
6
FE x1u1 z1e1 ^to|lst g!4i]E
r{tr}
OE
. +sts l"J6l^l ¤8-g + ?lE= gq6t|0t dlr, -Ef
Eal
iHH
l...]T
. ^|'L17|" g6{10ll
+Ee] #^16l: Dl'3= 7l^lq, 0l 0133^lLl=
4tr-d=-JE =6d,l0F
-d^lo+ s-dat|otB
^[L1=
2. 7l+ allill
E8lrlol| ilel +0t| glzl E?IB.E&#^E td6t|0F -Et --- EII^|ul| 'z.loll ^140F -g +H=
3.;tr q6E aP ^lLtlr.
^1e 3Zl9 +H= 016l= "J7'lE0l E
tal
^1tr14

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[ 2401s-0067] [ 24015-0069]

01 +- +sd
^l'tPtE
gap.E 7El qa:d 4?? C3 'J, E, Bel gBeE 7EI qtr:d 4??
q++E
^IBE$ ^I*E Erll$ ^I%Iel 6
oI= zH"J9 r
'J: C zlill= +l+ Ce +Eqg gql olq4 oilelolzl
bqE E^lls ts-zl-ts-+: ?e.',<19-g=-'Ez.|lg S4.J E 6I+. ^del ar+ql zl= ag
'|l+ 4"Jg "I"J6Iq c
+. r=qlrll ^t%lE +^llE qB4l 6IH ^I"*tsg + 9l= ol
^Ef. ag, a+qlt} sH4ol4.
7I,qB4l 6IE
^I"61149-lzltsz}
oJi gxllol4. :flrll 3: fl= Cg=t}E"rl*d¤
.r1r3 s94ol4,
^t%I
S= C.$ HlEq4
,lloJel C4s.e]g ++6}|l d^l-?-l 6J+g + 9t ol+. CE ar+ql qlt 4.Jts+ ulrlcs 6f,
^I%lg
q+ +s6r+.^tslg
E zJ{ol otqq. ^I4lel "J4 dill$ ,}|g6}q 6}zl ?*= ,<le. zJ9
"J4
el, oI*4 Lqdlia Hlgrl ¤sll6}rll utdol E: c3 oJiI4 =+ol
e--tr.
+l.J 4"14. Col C"J
4. ol*¤ ^l"d;6telr.
bqol sr +g e+r+ szl, "J¤- _e =4¤¤
,Jel zlg4 FEql ^l
q?+ 4{qlril 6Iatg vl^l^l
ol S,trIE, ^IBTI.=
,H.J4"J + fltrI. r4^l ^I"dr ?*a olF{AqE E94 o e C'J3rlg + 9l+.
ol zlfoli r 7l¤ql} ^ttlE ^d*El t )
tcqq zl4ol gs6}trl.
O +: ++rJel Czl +aH qE a+qE Eq4ol4.
O zltlel "Jtlql^J ^JqlrJg o16fl6l+ {ol ,t}=}olQ. @ g: C4 +4lql 7l-il ++e- d4 zFff¤ a6I6J+.
gxllolt: _+ ,H"JE tnqg gs Strl. '||tI
@
^Ielg AAE @ B: tel ^J^l{ zfilEr} d4 zl-fi¤ +dg + 9l+.
@ tlEil'Jql4l E¤¤ *b ae +'JtI zl,S'J Soltrt. @ ,J4 9: 414 ++E C^J +4lej }]4.J +4oltrI.
@ d-EilHJq e4zl +4lE ulr]e + oiloF aJ4.
@ rJ4 B: d4 +aH dzllE CB+Elqot tiJ+.
^I%Ig ^l-%Ig
@ z}4le-l q"Jg 7wq ^JEilrJqlal EI-.IoF elq.
^I%Ig

lzaors-oooel

02 raJ= -A7I Er1el trtg =#joltrl.. -49 .#IE


^j=tr
gg Ag?
O-@
=8rl
[ 24ois-oo7o ]
ts7l
g-d
^J+E
(Ll)E g8= Hlrofq f,]4 .t- +5pt gAp.E Erl g-e ?l??
O Er{l: 80ll (71), ^l-APtel
^l+ol^le-
(71)83 5+ H=9 7lE¤ +861.= 8=-qr'4 Tlil= qCql4 g5el TlElE B4grge4 *"lut 9i
^IEl
TlCt[. 8E-qt4 SEoll^1 q de 8^]E ltE oJ+ zlCol elaoil E E.ll.J olqlE g89xl *611 9l
0lrl. = 4. ol$rlol oI'14. 4dol BC+ 4^JelgEal olzla]-
(Ll)¤3 e44 il-flet 7t^t= 7tt]rt. ¤3 4l B, E= rfl a^d 4aqld Bcol q¤H+ E}tsdl
-d taJol El?.!$ ?l4rl -tsf41 6lLl7l El===JE?]
xtotE *rlot 6J+= zlqr $uJetr ^J4B zl{ xffiol4= s.
+ll "J 3:dz| SllErl. += flqE ol$alzl *6}|l gq. qCql4l q Sqq} "J
^PJel
o Et8'=l?.t ¤el n+ TlitlE xll-a"6IH. "JA ^IqE 94 EzllE Ei
dal +tr6lG (70= edol 8B= EJ8^l7l= gEol Qz}ts rll r4l +q6J qCE fl{+ zlzl bqg ++4
_q_a g+E+ + glrll B aoltrt. olBal qE tsde-l t.q
a[a q/", o¤Bglel rl!=^]lEE
z^{ ,l4e tEElts 7l
=tel
il= rlutrf= E= e^ilq. uE (Ll.)ts e dol _"=oil
s:91 Hlql6il^l 6J=^Jg 4o14.
rH-d g+= 'Jol El?.!?_[ gi1l7l Br l. alEg7g==.Jr ?,le
q, @^|.aJ= o "lcel :.q 6yJ-eE tscel tsqE 6J^JB + gl+.
HIEJo_e ?]aE E?l= T= d= e^-drl.
^lz @ tsc4 q^del a49-e dg +Tlg + ?Itrt.
EttrJ (7l.), (Ll)= E+ @^l-p aq ?14 de] Tlil tE
r+= ++-d= e^:dtr|. =# ^|3114
@ nq Tlslel q4= BCq qd E+= olBal qI+.
@ olqg +dB + 9l= B9lE -'l+ollot el4.
^Iqel
oo @o @@ @@ @@ 6) zlg dqq zl-fi+ cgg zlfreg al+qolot 6J+.

05.
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www.ebsi.co.kr
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[2401s-0071 ] [2401s-0073 ]

05 a,
= ^l'aPtEE
g8ee 7El4tr=d 4?? 07 +- +d¤l
^tatTlE
gtto{t^l (Efit Eg) + Aoll
8l^lg aflo e 7El 4trEl 4??
,J: +4= ¤xle E{q+= 4ol otr-]4 4zlzl q= aol
q. qoJe-e+el ¤zl-E 6ll%F6JtrlE A* q^l7l tsxt *4zl +Cg g adg
z}4ot qB4 Eq4e-
e+ q= +4lE +.J61+ 4ol otrl4. .J e "JB AoJTIql fl$4o14. *4zI 4{-3 E94 oe.
^lE +4lE
catErJ 4zlt tqql4 4zle "lEBl 914 g a "J+= +Al.J S?]4 ulq: zl$zi Eilelql^l g^J++.
ol4. +?-lE 6lq+ E'J4 e
o qq= EzlE += Ag H,1q
3: *4* AE ']] uH49 b^Jql BzJ tlul4 C4g E ql Eil+ +?-lel g"Joltrt.
+61 Elc rllztzli ee+ Eq+= Hl4tl4"J E.+. (ErltgB)
qEql s+g 4-9 1o14. "Jffiel4 Sdq^l g
ull uI4ts ?lA4 S4olzlr} zI*^J4 EE| +ql^J=
asg *E rl+ A= Eqg .r,@e. y fi 69 *al
qlHl

'+= +^4'zI84. ¤ qlHl C"*r+ agg oll"t Ezl rRld}r 9l+.

O A: q^d^Je CA4oJ lol olH4 $Eol4.


O +q{ ^}+4 Eqg rel6}q Ad6}^ils-.
q^de q+e] q
^Lqzl @ +++= F6ll ¤^d¤ qql q;l Ae6l4ls.
@ 7J: +.Jql4l +illzJ 4|ol zlf,alr|.
zld9 dqql qE E¤¤ ahl4^l AA4^lls-.
@ g: qc4 B¤q Eq ++E
@
zlolzl-g[Q.
@ g: q^dE EqCg s.¤4 Bzlql=4ql=
qaJ¤+"tl zl"Jtl4. @ ++g +16il ACg ullzllap A46}^lls_.
+r-lzi
@ ++qlal olg"l g + 9l= +zlql q4 ae6l^-il3_.
@ ,J+ ¤: ¤drt ts^dE Eq4 zl6}Cqlb zlolz| $[r[.
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08 q.= Tttf EtlEIE Aeol rlrlg gs-!= (H7Doil^i 9t


E rfl-a?= ae?
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fl(, =aJe Aq Efl:d ?lElLJ! eq ElEoltrt. Aoll rH:d gge ^PJol


0l
^1l8oll
EtlolLl, qtE

tr 4tr:d a"Jg (H7l)oil^l ?l= EllE r= Ae? Aa'-J, ,l.taJo l 5l 0l 0fLlr.,\i= PJtrl.3
^lEltrl.8
7l ?l6t|^1= olgXl 61l0t g E + g,cl.. ^ltstol
+EolCl 0ld6tz
D _=lEI B Ll'=E-d
qfl(F) gExo 317M .4n7KA) E?tD Etll(H)
LIDP olLltrl.
^l=01

A v
@ ,#r,
dg?]E q+, d4 xFd EE .\.Ae ilal= E olsl^l=
"R ,'.P-l61lot 6l'r,
Dl:drl.. rl+lE Hl=Jofl qald4 =d+l=
=8Ef
6lE a0l 7l-= ^1^l=
ol40 El E-Eo-llo F 6l.a
6[tl= LHEp AE H4 ^Ae
Ag t!6f= Hd #6tPt 6l'r. +
E= fl6|'^l ts= d-d+{E+E1q=Eolr. =4 =Eo + loll= EEo I ?lolo 6[r. F
^l+71s.-atEr}. ^to
/zz
elE IE +oll6tlot 6tr, olaJ
rBqE +801il +qg ol=olE=8e6[r. t}7^to|
o'l '-
I LIDI? 0ll= "J=ol ?lolot 6lE aolq'.

k
-. c¤- ol¤-6}q ol99 q56}7l +lql B^161"= 4o14.
.. zlc9 "J4g +ll+6tzl *= H+lq^J 68^16110161.=
4o14. ,#,,
=. 4oJ9 z}+e+ fl?-l$ a6il6}zl ?*efl^i Brlollot H7l
6t= aol+. r. *E-tr*El Eel*e +g gd6l trd6llot 6J+.
a. z|4lol 5E6tzl *e C4 q+lql rlltil tlqulq{ u. Szll^IEll: "JEq rlzloE .!e. ¤66llot qI+.
^]olel
+ 9l= =. ? Y zJql B$ollo} ge_{l Ell6J E4= +e+ + 9l+.
=4ol+.
=. s4l: ErlzJolzl"J ^lEE ^lgg ++6ilot tl4.
@-r,u @r,r @r, a
@-r,E,E @u,E,E Or,u @-r,c @u,e @r,E,E @u,E,E

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1 q.- +yd
^!+plE
gsJE (E7t)oil^i ?,r= EflE z= 4E?

c+{} zll.J9
^}%}g
sdc4 ,llcg trd6l= t}EHql^lE 'B"Jol+.
^l.+g ez}
.I+ql
+,
9l= t*lzJoJ Elol+. oJrJg Ese+q 4?-l^l7l= a.qg Elq6F= El"lq EI"J4 e
it^l7l= ¤o14. :4rJ ^Ielg +5i4 zJCol ot.l4 9Eol4. diq6l+ {olzl uu}
zlE 43 olul4. rI*9 :+4 C4g zlz} gtI4"J *Hg-e. ^Iulg set4B, ^Ielg
o e EE 101 olul4
+b 1014E "Js ¤Bgtrt. *4 C4e += aE=84 e4
ol99ls -s= ¤49 r}%rol +F4ss zlull fl: ^I%|E
qE zl$zl s_i$ o}4-qleall. !l
+= ^l^¤ql^J Bq6It14. o1453 H o, 4"J, oltlloJtrI.
=,4,
H7l
-. t+4"J ACq gEeE ^Jql"Jg a+6I= 4"14.
,rI=Jg
.. r}%r{lE ^}'Ir}g fl= rqls Bo}Eol:: 4sz} gs6}+.
c. .rlzlop tlqHlE s+ql +¤:6I= 4ol tq*ql 4t ++oltrt.
e. ;.|elol$ +: ajls^J tlrlloJg
^JBql scg *-z s-a6}= 1o14.

Or, u @-,= @u,a


@r,E,E @u,E,E

I zaors-oozo ]

2 (7t)E 'J, Z, Bel g8= (u[)


=goe Edg
r4l, A-Doll 611="16]= 4trEt Tl="J= ¤7Doll^j
9!= EilE uE Ae?
,J de e4 qlF4 ?loll^J ol+olE q 8.-l6trl.. del +4?] 84eB+El g=J
61.= ==q
dg+.|= ErEq, geE el# r.16l.=
^1fl4
a0l doil rflEl ?alel q+
0|trl. ==rl=al:ala
E: dE 94 HlEJee daJE}= loltrre /\lE ,Jg EgTl HJE I "Jg"6trl-. dg
(7il =68 ^1"J4
8=SelEq 8U4?l EAee qq Tfil flE aol EtrL
^PJe-"
++61.= 6l.Llel g8e
EloJ4E tr+g^PJ6h= ^laJ4E
8:dP 5Et 4ajq q-d 8?g goltl. 83
E 6Hqt Sale+ x|$d flalql opLl^l ?J= =4-
d4 "J91ts 5cJ{o.E 6BJ:e}=
+ 9lrl. =rlel ==el
)l

A:A430JelAE gg
(Lt) B: Arl goJel AE ga
C: BUe.l 3= "JB
D: =4
A, Eel 3= gA
=.

H7l
r. A: col t4'j}el e4g a6ilts a+ql= aB+B + s+.
u. B: c-g gqq +6'IEe. Eq s+el 4tol g + fl+.
^I4
E. c: tol goJ +41 qql^lEl Eq4eE q+q= ag olq+.
e. D: col cBc|gzl glt dxll ad{l= ,Jel cel zlzl 44fl sE}gr+
^ls =+ol
Or, u @-r,c @r, e
@r.L.e @u,E,E

05
^ltsr+
d 8a 59
Ag
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3 raJel ,.lE^|el g8e.e 7EI4tr:d 4??

+al= qxtE EllolLl= a0l 0u4 qrPl El: ,igLlcl-. ?lrJ dEloll= 0l'+1
E ?iol g.oq, qr|'ts EBol 8# "Jtrl U q^F=
^lE4oJ qlEi
E-aEolq dHlEl EEoll=61 eldtl +¤El= A0l olLlal ^l=gLlt[. ",{=
gzll= el+e.l trl'= E^.1= Ea]| uPl6l"= gEoll r4al ^l7lel ^jEEt
+EELltr[. q^|'= fl^1lLl
01fl rlz= Floil q-J ,igLlc[. trJe+ r rtze.l +xl= apEl Etrl'E,
rLle.| 8B0l^l7l
Bfl +oll =r
rEElol ?lxl ?Jtrl= E"-4al OEH:g + flg ?ig
^ld=
Eg, q^Pl'E+61.71 +l6H^j: q^|.E ,eIE IZE +tr6h= ao-e
Lltrl.
aElzl'r. 8rld^1E ?J ELltrl'. ola3 q¤ TIEE 7Et e^fll, lE =E
GE
6l r=aLlEl-. rel+ 0l soJol 9+61.= Eu4 . ll.trl4
=ie-d
Srrl'+HJEI
?J= -d, qx[= LtElLt^l ?J= agqq.
^l ^1le8
e qCfl $E +q= CilE 41a.il zl¤6J + fl+.
?xll
@ ^JEq4 itols oJ6J tsqql Eil* ilEe A'*irl+l + 9l+.
¤) q¤r+ BcE qge +4lql^t rzlqq Hq-B + fltrI.
^Isl4
@ d5n+ ++ql 44 c q6Jg +B6l-= aol Eq4oJ 49lol4.
@ qc^Jg Bc +dg
oJglzl e_-E- ElEqd 4o14.
^lsl +a "Jql^J

[2401s-0078]

4 qE 7h8 EflBel a^laptE E$JE (E700il^'t a=4??


E'trl Er]loil^l 2i? !7J*A|E E4gLltrt.
dg.Jol gr_l6td ql E=l Erlloil^l 0l?i0l 8E =9'pt
Ealel u|{al SalE rlE Eolala Ei

I
:d
a= +1?.!71's?
=s + ?l6Lltrl.

7l 2l
tl
tJ
M
Hll4 Eal= 017lc Efl 0lElcE EfleE'Jcl^l= trt
E _etqq +9= 7lEolq, Hllqdlr l'61.= e]^l
7l^ln r4"JA ?lXl ?.!?JgXlE 9{= aoll gC=

I
=
ralE Hflal EaE +loll gdE 2)Ll9? ,*aqcl'.

7l 7l
tl
tl
3 M
r-E7l o

-. ECdr+ Ae *4e E'J4 e+19 zl,Jol g + 91trI.


.. r}4%r9 +ill4.J ti+q +A6Iq Eq ++g 4flot rJ4.
.. Bd4 qcg E'J4 zl'JCg 4= Ir-tr a++l + StrI.
^Js
.J4 e6ile olqa + 9l_e-Ftr .J g+.
=. rJH + i1"l= =+El^l=
Or, u @ -r, c @u,c
@.,= @=, =

60 EBS +ts=e Sgrl Eal_ r. 884 8al


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E=J4 6llts 19+

[ 24015-0079 ]

5 q¤ 7hl EJrl= * EEtoil^1 E q, ooil EilEl4$d ¤BEl= (H7Doil^l ?l= qE r=


?i?? ^l.tt7tE

oooilIl
EZrfl A0l ?jot EJ^l:Lrrl:Eil, +1 qlEoil olalEl E=dol ?l1l 5lg6Llzl.? 7ttj6l EE
olH =¤01 =rl
4E0l ?l= geU r +fd +E= Ll ol4g ElEoJLltl. 8ol HJd6l,q
^1l80ll ^l7l4xlg ilC6U
rltlollll rlgg Ealr lq6}q =)l gxl ?Jtsrl'E
[---e-lel Eal= =
?lEol +L1xl
t1l 0lErl g= a0lq,^Ns. ?lE H0l+= i1^10il uul^lxl E= agLlrl. !E-dr5?JE^l q
=
E-r CaJ6|G fle= Aq^l PE rfle 9lfl^lU, olrl ,Jdqe 6|'q ^1
4=61 6H^1
olDlLl4l=c= 7tl4+ glx,laqzt = "JEE
0l¤t6l ,Jol gr_6ll^j 3416lr =eolErll
6l-!119"
^|'E
:=nl^l =E
?JslE ol[| qE:zrtrl'6lol olfl ^l¤61.E=
6lflaLl7h
0ll rl16tl dE:drt
^l86lxl
oE7l o
-r. ,rJtr, rJE AE-g-E
"Iqd gE4 s4lol+.
u. ,tj-tr.$ *A6Iq +Hg .]16l* ulio} al} +alol+.
r. .rlE. rj"J6l-q SE SHlzls tls BS4.J S4lol+.
e. ,rJEel qgq q4 ?lrJE Er-lE ddollot 6I= +4lolr+

O-,. @r.e @u,=


6t-r E ta ='
(s-tu E tt =.

[2401s-oo8o]

6 qE dE rtrtg z6ilE 7EI EtrEl 4??


=Hoil^'t
oo uE ooooLJ ooB oog
7le{
=Ei
=.JtrEl
7tB Ae +qolr 7tB EgEl Ae +1?.!71? ¤01 Zlg qlTl 7El:d
+s7l
^lltl0ll^l
EoE ?tzy sPt{*= qlTl 7El5gaEl. +-g= rf.I 7|.xlE xl^l= TlEEo[ Elcl.
E+61.o{ LIE aI= 6l^l gll 6to{, atEt 4= 7tE,.lq, -4EI+ E= 7le^{ +q, ^1.^lg
Hl|+^l=
76|{ +q, qfl q+ 4troPll =e 7lz.l7l9)
+olot Eltrl. IBl0l +E= 8361.= rllE rl.I
Effl ^PJ=
tL Eg:Btoll ErPJol H4 6|4, rlTlE Et "J= Erl +E0ll4 q+q, +EE 6l^l= g
0ll +=6lq, +EE Hr= "J*= olTlrl "JH, Fp.zl6l^l= HtE 4gg 4clle Golrl^l ?JZl
6lts Aol+.

c +E= zlalol ? ? zI qb 4eq zfloJolzl "J"Ior.J+.


¤) z}4g +E_ql4l Ezl ?*r1 g "Jg +I^J ollot 6-J4.
qq4 Efle +Eel^I4lel
¤) zI^lE s4 +g_ge+q +?-lFlol ¤xHEI4.
@ +E: zl^19 ullsq E+g += aol olq+ rled.e_a alAlo} +rI.
¤) xlrlS +Es+El tse gHI=,.J41#zl9 +*g +^llqqal d+6ilot EItrI

cs.^lB4 a 34 61
\

06 4grtteJel &at
e 4g SgEl B=:d #
1. Elgel elel
(1)ElgE EEI: ztdel 4^d4.b.qql 4+ "Ja 47J 7l+4-oe. +^16l+ oJ, 4z'll4 4E.l¤
fl=6}q ^Iqzl qgg +fl61+ g
:BF^lTl
-Eoi
oo zI"JB LlElLtl='^l(ffi)'4 8AR^E ?l-d "J= *61ts'g(#)'01 "J
^l-tr14 ^l9Ltq-9. g
. dbb). cl+tr1lold(omrpaton): 3^ll4 E7l ?l6H 6l=
. geujldkrdessicn): f.e'.Jg r84 ^He-l= "J9-?t cE4
^19 . H1l0lC(vocalim): =alol
tlel+eC, 8^l(Xffiolal.= 614 e.lul7l=Ja Ecl
o8E
,_+xl.xl.cg lEni nl
(2) slgE 7[il
= =8=
2*+a a ^lgloll
Egql 5 e ^J4l+zl: P z}4ol {xtll-e-E .Je¤ #9 frzla}41 E}
z|lol
!6110t-Ltti= ri. 'g=3 g= yvlAllJ'
.Jr. d6l= u6l.q+q, oEl @ zlold¤: zfloJol *4qr+bqg gflEleerq 4+4 _HBg
o|.Bl^lE'r. @ ar¤: ^IEl +Cgetr^l qgg +8, +q6}q ^tq gdql zl{a}zll B
^l= ^t43 ^14] ^Isl
rf9lol c{EEtrtrtt#l'
Oe E:oisl
+4UE
2. E^lgel rlgzJ
/1\ CrO-l Xlolll
\r, -EOlol
ofl4 -tEr-:
¤^loll #61= a^9 oJA
8rl 4^l^l.uel 6d-?t trEGz)= a^-Er.
E 0lBrl0ltj7f C0l ^lEoil
q3 a =rl-d . rflEel Egrl 7Jel 8a Egd= rJ6-Bf
gotl(dqr'4)= qEql oJrl' "J+ 4?]e.1 "J= +E6lq ^lg
g q+El ^lsl4
. 4g3 5-1]xll4 LfEttEtr(BttDlol E8=9 E':4 #ttEt(BC)lel 7lHJol E+r E
-PE oJlol 71.^l_z

?lrl= . 4^lel 4dr+ 5alo|l qel q-g= E=J6lXl 6l= q(Epll t+= ,i= a6-tsf
^l +rt . -pE 4Eg ^tql4
+:d6lE d6PlEHE6Htl+r. E
o?lrJAel ^PJ=01 =HlE
Er-lol ge. r rlE Eal^ +rle.l Elgg
^ld= =al$
trEig !E:
El "; ttE
+El g0l^l71Lt EalEl: ,l
^tol'E
. q(H)il +l6ln dEt # nl|Z T", Llol "Jg ole+ 4¤ olE il"ill 9l1l 6El zltjolz ?ffE!
z tlelz;. oJzJ teloil rllzl qah E+ olEal= 4- 6l.= Aolq. ^l
trtE4?t sde dg+7l' E H+ CEol TlElr +z8
+61 TltsE 19^1l7loll^1 2o^il . 9!?ffi=^t=J=^tolE E4l= 0lE6lq il-+fltL r4oe "'(=a+)"' olE 0l=55t2 olE 0l
^t=Joll

714H-loll ole4 E4trlEi ts 7ts!6'lq, olE ol= gla-btr olE 0l=.u&t4l 6lfrtrL a7,F* g+Bl xlLlilll E6l'r Ele{6t41 rlLtl
4= aol oLlal olE[,f:lg +¤ El6la olde-l E^1011EstE= 6Pl 9.l6B10ltf. - +^t "+rt" -
m (
+4= qlEs ^IH.5E 4Bg EB6l 6}r, 6l+. "Jql e^J= trId6}q ^lleo4
Tlag q4 .b.

1. "$l= H4CoilXl= )
4 9l.i q+g +E g q^qzlzl ?*g fzt S.4r.-H.?ttrI.
ol/7t 9lo1o} Bd(tE L')ol ^I$ql4l
9lg + ?lqr H?ttrl.
(2) rlgtr
2. r.lgE 86fl xl.A!
^1gE
=atEe
elr*-d 7l# g+{6tE . 4^|.E|lU -BtAl-aEoll qal,\lql4 qEr= E=JEtloFerqr E
(
E-lE
)g/E gEg + =LIE . 56}| ^tr+ r+-st 7 l# g+l6lE':(X9= ¤Eg 4 9,[rfa E
^lg=
?lqr
(
H9ttrt. . !- ^l.Cel
3^l0ll rtlzt Ee,tl col +4-d aol+r E
g. )e-lts rlgg !E l4rq;r
=^11 . ?la3 +^le-l ilfl0ll^l !.- o-t|oF-dtlr. e^Et
+ec, AE(e6)eE
llgttrl. = 7l{il{
. 4gP Uel+eC, 4B(eA)01q, ?lZq ?A q+E el6H qEElcl g,1rp E

Z^-sf=8g= E-sf 4g4 ¤A= 38-Et ^l0ll


e6 . d!6lr
=E
. ,JoJel qE¤rl
,lE!
oE AE¤o1 E+Ell^EfEel 8aloll g:d= 4flrE E
1. grrcE)
-.__-
$llsl ^lg
. n+fl1.r[tE9 ;g+e1xr gg Eilszf xl.E+g^lggEoll 7lqfl+I E
2. qGD . ?]il3 EE¤ St| Etr= d-d-g + glqr E
3. eg otE-=.^ . xf!49 illrile.l Eg+E !.- ?lrJ
^lCel g.8^lrJllr HltrJgr
^el=

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rIE EAIA rlgg


=atEE
4 g?._loil gEfgce d?.!ol7.lLl Ets trl= olE EEol= 61ts Ll=oil +(E)Lt rl+ sE 80il E
6'H, E= olH 3E q= qE ^FJol
aq 96tl ?Ea}lx{/j= E^lE TFe 0E6tq E4+, EE E^l= 69 ol
E 0l7l r= xl4E fi98^1 +E +A6l.= ?frE 0186lq ral6tq olH
E EiLl rl# nElotXl EtrtE, E= =861'q
EgEl 0l EE g= =rlE,
E^10il 6E{
^FJEol
:rH A+oil ^'l
Lfl I
^lEfol =tE
,-l0ll5' re^FJ, rltllElEllE 0lEel 0l r'EolLl dzol 0l LEtoll trlE= 7l-^{El+= Tioe qzg ,l0l
at dr-6tql. rSqE ffi?l olE daolLt dE ag1z15E ulE)3 0l LEloil rflEl aqE 6fl
^lolel
*'= arll. ^11
-=atE, "=j7t'-

5+# Aqee +7IE +Cgg Eilz| *glz| r}tzt9 ,rll zJl=" etr ++q4 9leq, ol
i- ^ll A]5.* 44 g$q "** qlgCg gq6}q ^JE eE+= ol$qa B9t+.

3. Elgzl gE
(1) Elg d4EEsc: zlEe ++61 +9 q+4 4^lE ftol olq4 q+6J.s'E EoEolt,
zltel 4^J4 bqql "J"*e zlg dqg Fql zlotd¤g B + 9lg
(2) Elg Sgaldq: zlB HlBzlqI zlESg 7l4o| 6t1, Q.Jg
^J$ol 4$ollzlTl +l6ll^J=
^ls =+6llot *
H]lEj6Iq

I Elg talq 3eJ


1. Elg Eelel slel
(1) Elg .EatE EEI: zldol Eg zlEql^J zl40t 6l+ BE 7l=4 +H
E'"tr, 49
(2) Elg E4E =Js8: 7H'JE B+ d¤r+
^Islel Bdg ^J+ql^J 'JqB + 9l= IEE
+c+ullel HIaIE Elg + glril t+ +7[E Eil^t, gf
=4Ee
9{^L 8.|l^} ll5ol 44 Et
(3) Elg EalE gHJCrl
=+C llE 8Eloil trtE ( )

guc gE4s_e eJE "Jfl6to{ sElE ol


E= d5 +H
^lgoil^i ^l7loF6l= +oloi Elqr H?tct.
+c 4
^lg0ll,\J
ql q4 rJ^E ^1710t61.=
E*zf ts5 +Hoe, EE
^l6el
g-Bte-,{o| )1^la
^lg0l ^llEE}E z.( )3/ts 4^t7t g3
Elgoil^1 rlaot 6l= Tlil
el EE 7Hoe. 7[?]el
?j_3} gdE ol?=
EE¤
EJI
^tglAE,I.
2. trlgEt Elg ta! 3. Tlgel^tsl4 4gofits ol
qg
E eEolelts 4+4
(1) TlgTlel =,_Erl9 tal E Baq
?{?. gq
e 7lH: xilsl-el ¤-qg ^JtI6Ir +E}]6Iq ol¤-g ++61= azlill gESE(
^tel
)qgE
@ TIEE zq"J ?ltrl'.
^IEl4
./\=.x{ iHol
. 7lg EEg qal0lE¤ 8=-Bf I{EI
6E-
+-- aEt =4011
. o13 8= rt8oll^l E +H= 1. qgd
. TlgE =+-st 2.rlg Eel
rl=rt iHol
TlBolo+ 8q4 7l^l AEoll 4= dqaH0t -g
3.41+4
-t-r -t -!E . g4 ^lolel qr6, ?.!+0|] +-d 5 E-d0ll gulot Et
'Jcl /.l-ol4 7l+. #23
^l-gg ^lel

06. 1g+ gaJe_l E4 63


m 4g1l tEq &al

@ TlBzI S4
. B4 Ell+4 qql^J dd6}4l ol¤.g ++6llot Il
. ]EETtel E6Jg ta6|r ].Eo zt9 fl?-lE tratoflo} ¤.
. aHlzlql4l
"JeE ^lHl^e+ ^ll+g zll*Elot +
.
^tq44gg +6Iq +q d¤q 7lqflot +
I}E EAIA Ttget Egoil EltEt + Eg
^lEt4
. 7lg 3g^lErl tE-5E} xExl==3 ffiet LE5Etfl=E olqoil E,\t6l= a= 'Jq^j= ',\lel4 4
"J'g rln
glq= ,J6tvl +'J4l poEq^E ?,lrl. oleFd e6il= xf* 3{lE d4q EE=
4{gg e-tr^l 6lL[g?]t1l, 0l= xlge] 3+]==E4o
-e e6}l6lr. ?lrl. e{u|^1 7lg0l xl=
^13 ^lsl4
9{6U x]t¤ gE6ln 0l= fl:Lr gEoll 0}|T!61= A. +g+
=
+61.= eq|,t.1 7lg 0le.l=
x19.sg e8q dLJ6l.= a0lr-1.
Ll TlEJg?l gtol E7H40la=4tr+6171
=
- salcU, "^lE+ore| -
. 018 +Eflslal.= E+:et 7+lol +Eoll^l HlEE4g ++toll fl= agol ,87ltsr1l r= ^le"
6lLl=
^tEl4
StlEE ?Idd4 trHo'lq +ot|xlEEl trJ0t|rPl:BEel q ?*e rH= Tlxla ?lts e?o|trt. 0l 3
+ El^t7l rqgoll ttl6}| +fl7|.8?-16l= ?i, + 8al40l= EH40l= HE4o|E +fl71 4g#
,*= ^lElE HtaJElEt golrL
otE6g"Jl-+11688 E AP EB SdEe_l ?JC8 EeUN, cl^l7l oJoF=?l 8al ?4.l0ll E6|l e8l
B=fl.Lr-ll ad3 4 EBdS AU trJ BArEtrl. - olttr+, "^tEl4 *931f,x114 EE8" -
=e^te]
? tr^1| B53E H86G
E 8xl THCrl = sE-lEHg d+4 +dql^J TIEE +zlg olsel *4sle Bot, ElHzloJ ols +7¤ 'Jq^l
xtE^aE
3^114
=e
rl9l9
^lslzl
zI"Jg TlEq zJleofl.<J.= "J g+r _H9ItrI. l= r*
ilE, E*E]6J 6llr, +|a s
^l'tr14
-dgg trtr61.r. !.HZl= =
g 5E fl$ zlzlzl ?+eB^l TIEE
^tel dillE +(H')= +qt+61-= 1"J9 ^Iq4 4.J"14
a4l .i|
8E6l'Xl +E6tG EE 8el
ql"J 61136[7t ?1-d g r" +tL6I*.+. qltr++ zl+zl +dql^] TlEol B9 zlzl= il-flg Hq ^lel .E3'I.
= a E +"J* gqql^l tt ll"J r¤, cal zlq Lil +tI ¤B 5. ^Ipl4 4"Jg z|$zle_ts 0146ll
o| oJrl.t H?ttr}. Eql TlEol 4.Jg 4+z1e-E ol46IE iHl^tE tltrl= gg + fl
@ ^Iplzl
o tr + tlzl4 _e 7lE9 ols ++e+ Egc olulxlqlQr +1i6l-fl4.
( " 'Jtl-.ll
1. )e-l= ,\taloil qA
-Tlolol X{.=X{ illolo 2}O
ztts---taf a aE= os

6l= loll Utll6IE^1. 7l @ *e.z1g4


g9 6J^Jg
TlgE . z}4lol
"Je E+E C¤61 +q4q rE.5t
^JtC ?16ll rEq4o} ¤:
EE. ^tslrl4g3
ol8 +?E 9{-d
.7lg7le+ "I3
g$ll=ollll6h= aolatr 4q+E olola|-r. zlgzls+ Eqg ++6110} EI
=e
!e?iq. . ti-E +qAr+ ¤qi el^lg BCollot QI
2.7lB7te) 8E il =szle|
q '*e =erl'ts
4gE @ TlBzls+ tld4 *zlE +lt :.q
*41
Ejq6U ( =+6[)
ilCtrl, =tr .7}loJ =szl9
il-g: L,(1 o3=4ol 7l+84 ]LEo4* "t Lt.+4l e4Hg tl
Selzt
4 g1l= -Prl6t7l 9{6-ll =E =+6}I-,
lej6fl0[etE[.
trl +4lE ++6t71 +l6J trqg oilot *
3. ( )e*/= ,\te.l ?cfl .
^IEl
Sfl4 il-tl: A+= ad+ L^I +41 ABg +16il +fl C4g ufflap., ].^] Ael
E 'Jel 8E oleg 5o'
dtTl +lE! 48q Ee=
taEI 44^l qgg ollot EI
+T16l= rlq= a U]lE rtE
=Cg Ea{^
oe. zfl?lE rJel Ell, /.t -?= ^15.|4
q.l4 q|e.fl3, olel gE
tr1E'Joll qeE xl# 7H?l= zel EzL LllEfl= r.alr olet galE Edldel 7H,
E EdldE tH, tltrl 5 ^la4 ^1tr-l4
tlel ole= gE, +¤flE ,JE 8E olql= +l-Lr 4'8?+ e4= +C61.=
E eltrlEltrl. -
rl'Jrl. ^tA
¤fl ,Jq t]el 7lE ?JE uEl, riEel tr44 alrlall q-d ctrl7l EafEloloF r=d=
=T1617l
cg- ^la
xlEol flrt|E E8E + ?lrt. :ts rlsl4 xlEol Ee4 ="J- +C"-g
^ltrl ^la
el EE8=
l. ll4Efl ^lsl4
-dg^le ^l-tr14
xl,_Ho_E E'J4 Er1l7l 11 ell 6}|=E + ?1r, #-d E-uu l uulEll
2.88 + fl+r. Eq.
^fa4
3.
^til41rlE +tlE + ?l7l rflEolrl.

U. EBS +5?J 8g+Eal-r.


^lfle+
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(2) EE4q gElrtE 8at


o dEzlq +44 dE4 +4
. d$zlE 54: zl$4 d$tstr .JBI
^Iq4 ¤o.}{ol
r7l q$ql }$ +=E sQCol
s-+E
cEd
_Ex{
-
EtO
{ gEzr
^l.4= 'l= ^FJoJol g+= +8Ef + ?A
XIE¤ x1g4oe g+= +-d-Ef
=^[4014
. d+zl sE: altE zlBql gs+ dE zl^lr+ 7l+g 41"J4 c+g +l+ +*s_a"J q
zlzl $I zl¤$ + 9lE+ 4"JAg xlulof g-
^Iq BAql
@ *zlzl9 +ar+ +zlzr s?]
. *zlzlE 54: +fleeAq fl+g +l.Jtse q4ele-e^J Hql +c¤ +flqg zlqr,

^tqe+
+7}ql vl^\Y ¤al{ol ;l
. +zlz} sel
u;,
oo . -H.l
o,\l I 8^(LYLE 7E6|G 8q= ?C4ee tE6l7l ?16|'| laj6|.|0f -Bl o EE(*a\) .-E^t(8{t)
-a.x.{
oo +tsEf trll oJ+401r t¤-Lf triloll qaf 96ll Aq gsr
^l+= ^lalo-Hol-er =7lLl ^lA=
*{al xl^l 5"-}| +B-Lr 0l- +16l^l g= dEE
oI= oLi
^1+= -P ^lL10t-Et
. +4x} sp] +Bg goJ BoJ: +BA+ S4ol4 ER?-l+ 4ls zl]d, *q a6l] q+l ",{ +uI
4+lql 4aJ dr 4lE qB,
^lql
+iil e^l gF, +4 ^Islel zl-a rtrq4 *4 7l+ qB +
I}E 8e{tE gElr} tat
=AIA o aal^tg
'tsGl"oll^l ¤?loll ttlotl dE
Er 8r+l ,JP /.lEt3 Er t 6lE HlTl =trp 8HE! salTl qta, xldlT| sr 8401 g3
xldlTl
6E EEOE,
aJg grrt 61ts UPIltot^l gUolLl ill+ SalTl ELl, 8r+01 qTvtl^lolrltlE 8aJ6El ?J= ^[
^IEE q rA0l^I^[E
ele
^FJ I0lqr= dg
g fl= aolq. - EEA. "+ElC^1"- 3 aE^l oo *515 xl.rll
a E6l
= E
aE¤+ dflolo}"Je a4el = 1r,<[o]F_p s+7] ^]E]g H]E^l tfla]fl1 rjQl. _H-?l
trI. tE+ql qs$ zldlzt=E^I+71 rll$ol4.
^IBol a$6lzl *6J ag @
1. Ee4P 4g4 dE8rt
IIEd EE
2 i{E{Ol OlnlO[ ElOA{
=88, =8
rlLlr ?leq /.lsl4
r.lr oEt-l -lsl4l =J.r-e) =
E:dqol-=,71 4Eoil olotl
,,yg6ffiE EtrletEr{lE 4:d Eat4 ( )g/=
O +A+vll9 9"1: EB4ol4+ +B+ %rBe-e ol5¤ +16}rl+ 4¤ rt*"I PB{} ol5 ^lL10t
Eltrt.

g +l6lE+ z.( )3/ts otqE +l6t'


q+l * 7l Eoll r olqol 8ffit
@ +c+uflE +4d: zltel fl4z} eqlq4+gHi= ^l"J 94g ¤c6}7l qEl+lzlr, * A?.!rl gr_tol.= xlrllE F
rllEeJ +"J t 9lsltol a^dElq
Ettrl.
a+ ace-l tld-ol qEl+ld g. (
=g ^Lsl )e-l= sEol "Jl,
gilE gol.dE4 Bdol
8H:d ,\tgl dE
(2)
LEalq HqE +alrt ?J
C aB9 9"1: ¤#4 {dol "Jrtiffi(a)1, gil=.Jqffi(B)l *¤¤ +;lxl ?*E z}rll xt^Jl= elEleE[.
=
@ aH +sI A4g +ltl t.q l{6Htrt
. ael^IE(BfrJ,E#)9 ztrll: olqlg f6l7l dql r ol9ol aB6J 4"Jxl ^J46il u_ot"F B 1.494
.41E4 -trS: g+ zl?-lE *ac4 +Bcg -H-4i6}r, +a+4lE *z1617l ?lt zilsE 2.a4^P.l¤t{E*)
gE
3.

"IflofloF B

06. lg+ BB9 Eat 65


/\g
TO 7IE E4I

[2401s-0081 ] [ 2401s-0083]

01 q=e +sd
-it= Ao2 ^t"tPtel
gyJE (H7D0tt^1 ?l= EttE 3 q"- +sd ^tat7t'et BBse Etratrl qg- re?
+L L:

+71-= +^d6l+ ¤:il^L *9lxl ^J&zI ^ll 41¤:01 44


CS(ft9ol elffiJ= xllCat9 ^t*Eqrll flE}ll ailE zldEol Ee qElql dH6J rll C9eg +7171gtrt. +
EBg EE6Irll 6IH+. dzKXA), xll+G#,ffl, rl+ft ztE z]]?19 ¤gol +'ll¤ Lo e B + ileq, +7IE
fl. ^K+)el qg RIE^I rEel zl+lotl qgqof aE, ^ll
4l+el rt$Eol 4?: Al+ql 4El6J qE¤ da6}q
fEE zl+l: Hlg,rl rEol ts= +ql 994ot 6Iq, r dz,llzl9--e aEl¤ olE trll ol,<! Jtlz| d¤g+.
EE +g +E^l :E9 Agql {geiot"J {}4.
o aE.ag +7}ql^lb ^tgl4 qB EBol olF9{4.
e E7l @ aEEg +7}el 5'ilzITI qEJE HIE^I zlqlE 4& r*
r. *?E q4 {+g "J4oF o-J4. +9"t t4.
^IBEE bqql
u. doJE. +"&g Ed gg 4+E 4*zt g + 91trI. @ AEe+ +zpl^l qge 44 4rt C6Jql t
r. rolgol glq^j +l^llE +?-lE 44zt ¤,.J ^lq4
^IBE ,16il +qg+.
g+.
@ aEES +7Iq^J= ++LI +oJ.g F4 Eilztel qg
a. *#E sE ^IBE ^lolg
zl9lql iLE¤ +zl ?+
g +q'J + 914.
=
{il= 6llo}++.
@ cqeg +7171qeJE ?+ Al+q +cflEol 4z|9 4
0r t
L @r, e @r, e g^Jg tsSlo1ot'J4.
(a)-r L E ($u E
ll
=

[24015-0082]

02 +- +Utrt
^IAPIE
EEpJE (H7Doil^.t 9t= EIE
;1= 7fo2
+L L:

ulCol
^ll^Jg A"tzl-b EEql ^JEtlEElol il=
Ell EqC
g EE6J tr]-S[,lE,t,]g zlzla-, EH,"J,.JBol S= ECg I z+ors-ooa4]

EH,'J El+ol S,= aolq, "J.J EE+ r,l.gol sets %F 04 .t- +d:d
^W7t7t=Bel
qSE E E=g-l= (E7l)
B6lr f,+e-E ^l+ilr. ,J^I6Iq ;.|zlaJ{ *o}E 4,ol 0ll,\'l ?,1= EflE r= 7i??
S4 ¤tr1. El+^l uICEol ole o3q1 4E zl9 +ql olql
tr|+ Bgg olae ECg fEe6h= 1o14. 4jg A¤6J *4zI "J^l= g+ql EutEelzl *st alzl
=+E 9l6ll^J, 4 :. 5.:=-aj ^Jg "J^lql q?+ E+E
^l*ql4lot+E
o H7l zlC6}d+. rfll xlzl{ ql4l= {+fl H,q+
--l
. ++= EId=qlAl ,.J41#xl TlHlg E}fl6ll +qot zl ?+E+. :1 +"J"J
^Jgg iBol+r +sf.trI. relE
++. s4 7H"Jql4= tlol ^la6}4l ^Jg *rlol 91trI.
.. 3?E Ailel #4 +sE 6HI(tE&)E Btlql
+qo} ql+. H7l
-I fltl a"Jzi?
=. ECEe EEt zlgg {-r. u1,<1ot Eq4 Ezll.tl . zlBe del B"Jg sel4zl
--I

+rJg *ril gtrl. u. zlEg 4+oJ pEg_e oJ4allo} olEzt?


e. E.= eq4"J oI r. zlg4 ^1E
t*ol +r4 +gg 9zl 9loJ z4"J7l?
^IBg a4l4-e--e E*CollzlH e. zl$ trf,.$ +l4lql
+['lE,L.]g f'zlB + Strf. Eil.J +3lel 9"1"J9 xltlEzl?

O -r, u @-,c @u,t (D-r L @r,c @.,e


@r,E,E (Du E
tt = @-r,E,E @u,E,E

66 EBS +553 8B+ 8al_u. ^tqlE 8al


www.ebsi.co.kr
dgal.6fl¤ 20+

[24015-0085] [24015-0087]

05 q;- +3r=d
^W7l7l
+8E q1gg E EEoE ztg 07 raJE zttrtE gep.E etrEl atrJE eTDol^l ir
4set 7l?? ts c}le r= AP?
xl.E8 7fl?.!= ae_l EzL qdlg, t!El,
trl+E zllp ? E ]L¤:^IE +cq= ql4q ^lsl4
^IEl4 ^dt} +H, LjlEfl3 EE +¤= xlgolE
#3 zlezlq4l ++trt. rBl,+ 4+ t EE at}g.s ^taE AE 8E olq=
"Je.
+El g^J6l-= ^J^Iqe zl$9 S&flge '+4t+. tl ^ttrl "CBE
71 gEi:sE4 EaJ=
=T.!61
rl'-J
e+ ql+Exl} old{lE EB4olfr.H LE^l¤ ^IEel LlrI. ...(=Pj... =Tl6lE =d=
rlEe'^l'J4 Ec'
olq4 t EozI zlt=
^lfle+ +gq E+^lrJ +
^l.sl4
^plql r+ "JtrolXl tralqq 9l6q+. Ed
H4 4l+g "Jtrq Uq. g Edl4
^teltrztE
^1"J4
#Et HlEfl3 +oil
xEl trl ?1= q eal:et a= gflgLlEl'. 0l
O 7l+4 +B L$$ Lfel *¤ 9"lE e++61-=71? iial lel4 rlEol +4E gFoilloll^1= loJ
@ zl+J4 EEe 7llB rE5.zlE 7lb"Jg +116l+ E r.r+ Tlsl+el4 ^1url +tr8+]= ,g
7l? =++ E7l7l
=ol=xl
ELlrl.

@ zl¤4 +ge.l +ql= ^J# ^J&el ^J&^Jg 6}q^l7l=


7l? -. ^IEl4 xlBol +zlqE ^.l"J9
aH+ *col EloJ

@ 7l+4 EEg t Eql 4fl zl$9 zlu}]= zlEloJi ad g4


.. ^Iq4 xlEol +4qH old[+ dtzl +^ilzi q
$ az.Jo}521r
¤r11 qlAg + 9i+.
@ zl¤4 EEg Fdl ]EE"4t ztgtr-E 5.459,tJ zlp tr. z}ts+ Eq4
^Ie.l4oJ^J^]4
4H +rl4q ^Iq4 Eg
E +{Eg tsEzl.? + gltr+.
^+E e.
^dg
xltsol BCg++
^Isl4 ^l-94 +x]|tr+s H4
+4lel ?rlCol tolzlrll ¤trI.
(_
@-r L @r, e @=, e
[2401s-0086] @r LE @u,E,E
,J,E sF Eil=JE g EE..E 7El4$d 4?? [2401s-0088]
CI6
7lg= g= zlE
=BE
t Tlgg 49tr dfl4e-tr
08 .t- +E!Et
^W7l7teEE
q=JE e E=!-l= (H7!)

++=E olq= =+6|G


d=6t|0[ Et 7lg ^lsl4 ole.l= ++aE
0ll,\l ?,t= EllE r= 4??
^¤+EE
LlEl. trl LloPl Ee H6, I {l+4 d4= L||= ?ioll -LfEElol
* Ell+r +4t r}B;ol + r.+g E-qE ar}4zll r,l.
+ 5 9{E} 0[
:srLltrt
T lgoll r 0lgE /.ltrl4
il4flal qq ¤"+6tzl ?*r. {|+9 EI+s ,^l^J 4ol B
^l'g =:d=
^l'El e gzfoF ae
4gE trt6t|0t E'Lltl. xno
+.-E]Lltrl'.
^[aq E. Eq+E HI=,l1 +dg +44 g+. +Cg B4E oI
dE.!+ alr oJg +q olqg +il Eal 9r, olqg +
E+ -BE E4CEE reg 44l gtrI. r4o + AEe
+l
ECg ^l%+61-= ql 9lq +{+.1 z}^} Hzl zl4ot Et I
7l
tl ( o
oltrI.

e zlBS EE ^Isl4 4.Jeegq zffieglo} 6l-b7}?


olq +{ql +qot 6l+7t? o E-7lr.
¤) Tlgel ¤B +49
^Islzl -. B4^4e t!zl= +e+ql6}{l gEzl-?
@ zlEE ol$ ffie| +ele-l d¤ol olBq"lo} ol^b
^J.e L. ¤+g *4^l7l *+qo} B g+ 'J+"Jzt?
712
c. $lzlzl. qqH xlqle+ q¤ *+qo[ a[iz[!
@ zlBS Hel Ell+el {q^l ++EE olq.l +{ql Ealot e. *zlxlzl 948 x]lt i+= Ezloflo; alEz}?
6l^L-71?

@ zlBS A¤g F4 Ee ol+el g+E e--,,. @u,e @.,e


^Islql ilflollot
Et 4'Jol iltsz}? @-r,L,E @-r,E,e.

06. gaJe-]84 67
^lg+
TOE
.rf gd E8I

[ 2401s-0089 ]
e= l-tl7t=el gEle.tr Bxl gP ?l??
1 ,J,

,J: ,<IH.9+ql= E+(trr)Eol qlEE lol 4 p_e-ojrl, RI"J Hlgrl -EtE ag ++ EI=
q^J aJ4E rAe a6}el ol39r.l zl4 Bolzlal 6l+ 1o14. 4"J
^l-8-6llot
gl ^IBE¤
(t^)ol El "Jol t"J(,J.. .)ol El 9ol fl4.
E: +zKE+)= gleE Elzll olzl"ll EB-EI s= g il?-lg ¤ "Jq, H¤zI4
^lql7} q6$=
ql ¤+ElE ++6Ir trlEtrl. d"Jg zlqlzt
^l-sg
gl9-H blel ag Bxgtr EEa6I
H rlzlE zll., {fz}ulql ¤+qts 4E6}rE. 9-"J6}+.

O A: ol^J4oJ *zlollrl= E= ^Iq +CgE-ol zltl-^J+61-= #g golzl+.


oJol
@ rJ: +illrEE4 AtlL5¤ +ts6}q
^Isl +CgSqlal
+qq{ot aJ4.
@ g: +zl+ qB a+qlE gd6tzl"J qE a+q.5.49 ar+E B=+.
@ ar+ 9: 5z1z1g
^"Jg
+^JSEE 4C4 t.qg rel6}q .Jg +qqlot 6}trl.
^iEl
@ Ar+ 9: H({H)el ++ql qq +CflEE ^I3rl4 zl9loll zl-f,$ F{ot el4.
^Isl

[24015-0090]
,J,e^Et7t=el
2 gElorl rtl-d ¤Boe Bxl Le 4??

A: ql +?+ql HE(Ur))ol ulezl ?+eH "Jol taE4l dBqzl *6E, trJol +aE^l g
eE EE "Jol ol+qzlzl $r., 9ol ol+"lzlzl $es qqxfrH$ol +^J6Izl sr, ql
ql-ol
¤:C6Izl ge.$ BEol ^l-qql "*zl ?*1, BH"l ^I?-lql ";x1 g|eE ECE* +
gg E *ol flril g+.
B: oJ 44zI s=HtE ++7I q= ag ol +?+ "Jql il= C6Jol 4E rll ? Fzt x-lulQ z|41
qlrll "*= "Jg lRg ollol4. relr ol 44zI ¤41 glr *zl gle4, E+ xlfl_e.s 4
4.J aE ule ol5 rll ? EzI z-lal dtoluJ i]^le+ trolel fC rllEol4.

c ae ,_IrdEol zttE 4+ ol99 zl+ql^JE qg tse6ilo| oJQr ts4.


@ +z E^l^l7l Hzl zl-tg +"J4q q(ffi)g 7*+a +?+¤ +^eJ"F tlqr E+.
@ ¤-g c6J^J tloJ"J r}H;ol d^tg ? Ftr olBdIeJ Ezl "Jot"t t}+r E+.
@ ge zltlE r+6} 7l:¤ ts+lollot ql+r Eq.
^Iq +^dgEol 4gg ¤l6il
@ ar+ ** azlzl gul.=.zll ElelE 'Jql ,lHlg E cilT} ¤¤99"t 6J4r E+.

68 EBS +5=e 894 8al_r.


^tslq
Eal
www.ebsi.co.kr
E=Jat a|tr 22+

[ 24015-0091 ]

3 q.- +yd
^l.tt7leJ
gsJE (E7t)oil^l ?t= EtlE a= a??

zls=e1 illzllql^J r.Eziel t t+ z}ts4ql 4ol otr-14 ,Jzll¤ 4o14. +, LE^l7l zltl
zltl"tlzll +6I^l ?*r Elzlql4l +6J+= 4o14. rl ut"Izl- ie]g ]tr:+ .Jael sg ^Jg
++str"J ,J+qlstrrl .JrJqrll r+t} x}-+s+ E44 g*qs+q .JrJg
trL ^q^lA
rtr¤¤ e+ .JrJql E* ?lrJel ie]E "JerJtrI. olqel Ae.lel +E g"Je a
^qg
+ ^Izl i+e+q Hl*El= 1o14.

.-{ H7l e--


-. {t} ftol t+g trll LE ++g + 91tr}.
.. "J+ rr.¤.z|7l zl-94 $¤- ¤olzlzl
^e-l$ gloilrlb zl+_4 EEol gs6}trt.
.. b4ql q4 Eulits-r. gs_gl trl4.J6r= ^t3rlql^l rtr5 a9zi ++gtrI.
a. z|$f7e1 illzllql^l= ^8&g Edl ]L*.zlE ]trE¤ 6l.Ltel ^JE.gE ^Jt6ll utrI

C-,.. @ --,, e @.,.


@ -r. E. = @u,E,E

[ 2401s-0092 ]
gulotl'J q+'v'=
4 q.=E +yd
^l'tPtel
E^lEt qlge?

{l_s5o1 d..el +4+^tql z}+6l.r glqr e 4lol rE tlEE 44qlzll 6}+el olsE
zlqE +tr18, :L1Z t +Erlltr9 9szt glzl rllEoltrl. q4^l 7l5n ,tlzl-b r 7lq=
rq6J +sdql "+?+t"J 6J+. qs-_,r| al$ +16ll^lz} otulel dC dg 9l6ll^j4
^l-&6}q
H *zlz| 9zl 9"ll r.E6llE S*+. ol+rll ++ ,]le$ +^l!i 4l Fle Sq .J+ql 'll+
-ff+e-E^l +lQ]^l¤ 4o14, +9 ++E LI6ql *C $.ol .J"J6I4 ¤zl 9loJ a.J a+ql
"J +lE^lg 1o14.

al^lt
-O 7l o tH x.{ EI
olx| ti o o T
iJ ct

¤lr-E=P rlg g qe: gtr 0l666ffitl.


;]--t ___*_
Ce-l4BE

d-n.EEe lcE Balol ?l= ziS a|e -E?ttl.


^l'71+=61'=
:'J/.lE^1
d-il-E=Ee E+9 +e-l++= BlEtr:4 ts?le
^lg
-H?trl..

8r_E= Col "dP 0lq= 71E_ + 9l= Er'84 HJE=


^l^l
6}|E ErllLt 43 0lqE ++dt|ot ar.tcl'-L Effcl'.

oa @g @B @a /A --r
\9 trI

06.
^lg4
EEel84 69
.r\.E.
TC, ¤t E4l

[ 24015-0093]

5 (7t)sl a, Eel g8oll,\l ,(lEollfll r{l7lg + ?Its Hltr-lE (ul)


=aJoe
E.dg rll, ,{ B0ll 6l|..161.=
LllEo.E 7El4tr:d 4??

'J x|'+e8 ^E 38 4tr011^j Tlge] 738^l=l ffi- 9{6t| ".Je EE slts a "Jr +=
sl4 4g= oJolillal'r e+61.= ae Tlge-l ++=E flel .H.Eel018 ^l
7lg Sgxl'e] 9+E rllqlB 0l=d6l^l E6lE= ^++Lf
H.t6H6l.= -d9l0lrl. 0lalEl B?l==4iEl'
=
slel PJ= 91E61.= 9{tr-d ,i0ltl. 7lg0l gg q|F4 LHoll^j 0le.l ++oll CE6l"=^l? ^l
ziUe.
(7t) tr 7lg3 87l4-e.e aqq 7lq-.F= 7i0lrl.
38 4¤0ll^l 7lg g.gee ?l6t| +Z egolLl U+ 4il.Csl E^1l7l.g
=:xl8eg ^E
861'r ?lq. qaf^j Tlgg 0tB6l H= 0lqg d=6H0t Ef 449 olEoll =E
"Jfl
e-E,\J 0186l eIE 01ffi =+6lq +qoJE ?ltl. 0l=^Eg
--=E-illoll $B6E Bq ¤Eoll e¤ 8714e
e TlgE ole.l Etol Erl..
=Et|ollE
B e{l

--+ ulE9 US
:
A.B:u|Pe1q1g
A
--------}'
(Lt) ql
<- ^l
B
@-4*@
A=,=lolEoilzl r{7lg
+ ?l= HlEg.

e e: T]EE ol9 64zt +tq olq d¤r+ "JBB + S¤¤ ,jll.J+.


@ a¤g F6il +tel olqg d¤61-zl +l.J ^Iirlzi 4gg qollot qlg A+.J+.
R: TlEg
@ n: z1E agg 3B +4g,ttsl +4 ++4 +FdE d¤ql +qot Etg a++q.
@ n: zlgol z4.Jg 4ollot 6]+ ql^Jql ffi"J otqq Tlgel 9+-els E+g +
^tqzl
9l*g rJ4++.
¤) n: 2199 ol&9 77ali 4Aq^J 7l"JC+l S.ol *zllzloll z[$trS A^Jq dH6l]
oF'Elg rJ46Jr+.

lzaors-oogal

6 =ol
'=totlzl rllTlE + ?l= uluJce TEI EtrEt 2l??

a: d+4 +^Iz]-E=g attel dE zl44 7l+g g¤-6H ^Iq Bdql zl{ollot 6J+= zq+
el^lg zlulo| *q+. dE4 +^Izl¤g zlEzl d+cg.s .J6il zlilE ¤a}4ol
^Lqql
rzloll qL AEE sHCol s+q^l"J "JHI E'JC$ zlH g-8-= S+q
q ^l"JE+ }.g
+. dE4 =o^Izl¤qlr.ll "JHl ^lrlB4 +e Eqcg e+61-= ae r+E{}q4.
E: dEzl +^tzls=g 4B4 dErd"+ .J6I
^l-slzl
Ba}4ol r7l qlEql .JHI ^l"Jq Hl
6ll gdql ¤,s_6J qgg qlq+. q+^l dE4 +^F.l¤ql4l= rI+ 4+
^l-El
g6}qq ^Iqql
E^lr+
^IEl4
Hlql6h= s'Jtol s+ELl+.

e d+4 gdql +s-+ qeg BB*g rJ4ql+.


6^I^l-E=g
^Iq
@ d${ +^I{¤ql|l EqCg +E6l-41 s+El^J= "J Eg tr+e}+.
@ dE4 a",r.|xffig qzlzloll zl-&4 oe. E+= +qg + gl¤¤ ar+"J+.
@ d+4 ao
^I^ls=4 "JHI ^l"Jql4
s+q= EqcE Av_zl trlEg z}4"Jtrl-.
@ dEzl a" gdql zlqollo} olb 49ol eaEg a4++.
^Izl¤ollrllE ^lsl
70 EBS +ts=a 8g+ Eal_r.
^tslq
8at
www.ebsi.co.kr
Sgrl t;)|tr 22+

[24015-oo9s]

7 qE 7ht Er|= + g8etr 4tratxl sig ae?


^tatTtet

ocoil4l
rlLllTl*aJse E +oJ6lXl E A0lal.= 4 l= EflLll. +EollXl 7El "Js-d
^l^ll7[+qE^l
4gg 6[| T"r[trJxl= EL[|Lll. rffilTl':Er 8?+01 ,Jg PJfl Erxl 6lE Hl7[ =oe laJ
-?t SalTl.Elr. $Jz 84ol gg Errl6f= HlTl \ol^1 gColLl ill?= Sal
^ldl7l
q7[filolt!trl$ ^PJe
g=
TtEJLI, 8r+l 8fl6lxl O= zJ.til. .. (eaj). . 'Jg +aJgl EaJ
^FJe
6l'xl ?jeE "4¤- r= E4ol+a aq Dl=E q
xl-J trlEtrE g6l.= aelTlEts= aol
t-1, -Eel +nqE gol olLlflts7f.

e t4zl+'Jg +r ¤+(efiH)61+ sg g.I"t ++.


@ *4^l7I aH6}zl t+ a+ zl4lz} E_zletTl ull+ol4.
@ +zlzl-= AHr+ 5+611E +zlg zllqs +fl$ + 9l+.
@ aH6Ia zldlEg +zlzl+ afl*g S?l6Ia ol$4 ¤2J4.
@ +zlxl^= AEfl(iffEflE Tlqq= ag g:lJee q4ot'Jq

[24015-ooe6]

I E.t- +Etrt gsJE (E7l)0il^1 9l= Ell-e r.= ae?


^l"aPtel
xleol* g.gCg oJ^J^la + gl= ttrl, +H r4a ullEgla Eq e
^Isl4 ^Iq4 ^Iq
4E +Bg zlaql+. 41els+ ee ^tsl4 z}ts+ ^Fe" 6IE r +E!ol "*olzl:r. ^l¤-6|zl g:
eE .aaq='Eqzl zl-?l'E +^dg 7}tltrI.
^IqzJ
79. ullE?lrq ag += ¤Ellel ^I
sl4 zle q^l El&7}zlol4. rI$xH9 c4.g zlq= dF4"J B?-1,
^rtsr+ ^Iqzi ^itse
+*rll+= zlHtrt. olBl6J zlEE +zle ** Ezlloll rll6J Eqg +416}r,
=tg¤l6il qa EilBg +A49.E +sl^la+.
,r.lul p,r.|xllE¤
^rEl4

o H7l
-t
+cg=el /Jls ololol zlaa34
rl"Jzl Bq+
.. rl"J4 +qel ull=.glz} +¤4"J ^Js zr+g 4sel4.
.. rt94 xlBol ++61 +^lg++ ^lsl4 Egce q dal .J^Jgtrl.
=. rI::14 zlE¤ tlE 9a EIB EE ^Ipl4 SEol al44"F BCB + 914.

O-,. @-r,= @u,a


(E-r L tt
E @u,E,z
06. 49+ gaJe.lEal 71
07 ^lor ¤etsl&er
1. AlEl Selel eltrl
t4
tr ) 2ilfl Ealet ,|..lel

e ^lq g?-le-l EtL HIa


. zll"J9 oJcEIe_E
Eqcr+ 4a6l7l qqg s4 Exllz} B^Je+
zflfl9 d*ill7} o},l4 +zl4 g4ql q+ *zl.J
^lq= ++{
.

@ s?-lE 9"lp* 4xll


^IEl
. 9rl: rlEl +e+ xllEe+ +dg S4 Ezll 6ilag $ltl s'J4 +H
.441: +Fd$ CelE d¤
^Iirl
@ zll?l sqe+
^Isl
+el
-rE
-r tl 71l?l8al l.El 84
,(olx.l
Tlj EJ 7l1?lqlgc, 8q 9^lE 7|1?lelEEd +4, rilE. Er4 -=Ed
^la = ^lalel
THoJel EE4 el^l'=E tsq, dE el^lel 7ll?.!Erl=
E{|fl?.! +Iel rllEel E^ll
^lal
=q
THoJqlcE4 trlE
:plgl.|
SalolLltE 9^1, E= 7t|?.!el sEd tlEol +^E
Er{6]l= xl -^'aI oloi E 7tlC ^|.A ^]l
EIL-i oC)
-

o Ll+ol
ol=ei u*xl q34E ErJ @ zll.J s4e+ ^Isl s?-lel s4l: ¤Eil ^tqql^l gd6l+ +oJ"J s4 EzllE qladlTl +lql
rl= zl.J9 E'J^J ¤."J4 xllEE zHdol EF gsEt
^Iq +ae+
trE u lr-l6tr ,\l'ol Prll o-H=

rllEt trd+el4 g8= +


@ q+qE .llEI*d: "Eq4 .JrJ$ HIE'J4
Oil
xt6t.
OE ^Isl S?-lql ^Iirl"
. ¤Ell
^IslE +++
s4 Exlly zH.J9 oJC4 e+E dA"Je_e 6ile6}7l qBlg
. zlloJ4es E'J4?l xltl"l ++ d+el "lqg +1611 ElEq4_o-e B¤1617l +lg
@ ^IBE
. z]lt9 Eqzl B+1= d+E Eq^dg 4461^l *6Iq, s6lel d+el +ee+ xllrzf zflol
1.7llEE gc. Eal E^l 5
e-l EBh= Eo=ll ,'.tEl Ell B+lE Eqcg aets + elg
6fledl4ts )ell( . zlloJ9 E'JC EL.JS"J olq+ +ee+ E'JC d¤g +1611 ]Lqoil"h eI
=
4 gal. E4ts ^Lsl ^llEE
^til
^tijl +l6tl Tllflel
Ed 6l|eE
EEld -dg4 clEiol rlE Eal^ 7[E EaEt Ealql EflE] Ll+olel EE
?4el ^lEl
Ill-E 71ld0l =Js6l ^ls]
96}| 40111 ElE, rag
Elr +6Etcl. . 01714 # -age E+Elq -d g!z0l ^l.tlel
z.( )3/= "EtrJ4 ?.! =Eol
.-EE-i110il
^lEl4 =Eoll
Htil= Eddg olEl+EE EEg4E^10il ^1tr14
EEE ol7l+EE sEol Etrl.0l¤3 0l7ld=
,Jrl lEtrlrl /.tcl "0ll,\1
q^JErl-pErl. 6lrl"J HIE: e3 oEE ee
H

7fl?l4ee Eq4?l 55 EilEl 43*^l7l7l ?16tq aag_


^tEf
^[44
7Hglel ol7l+e]= gE4?l tsajel cill +oil 9,1= -d g.J:d s _E^ eg-g +++0il fll| Ert
=^l0ll
E +El dE +oil
:
^l7l7l
dEg olel= 9] . Eil E^toil^1 4¤4 s.44 dE^lE eTpl ?JEE 0t"J8= 3+6|.= r1l Etol Etrl
^1ts
5ll HlEEJ4ee g5617l g^latE ra=trts ^ttr14 rtill= ^lel4 xilzts ?!=ola
eE r1l7l-g + S,tt. 0lal,El e59 dtrJolA
aqr H?ttrt.
?lrJ dEAl oE 55e1 0ld4 #Cg gelg + ?Et s-d EqE delxl= 7E_+ 91Xl E qql
=,P13{l
3. r_.1+ol= dE ,J eel Ej ol+olE Aolq. :*lLl 0l= oJil EdE E7ltrl-d eUl ""J ?lZE AAq4 EtZl= z4atl
=
EE= 6ile6tl4e1 5E ^He]
tE6t7l ?16[ 8il4 E ql, 7t|?]=e trE_-g+ ?l=xlc_exlu ?la^lEje.|=+3 Hol^1 9l= old|olrt.
=
( )el SAol Ee6| - Ll+ol, 's.H:1Eilrl HlE.l4 AE" -
qr H?ttr}.
q+q= ,l].J4 4dol4 Eq4 oltol ^le +E_E_E ,H"J +4e+ ^Isl S?]E +S6ll
^IplE
r{tr}
OE o| aJrlJ.+*6}fl+. r= d+ +q^J olzl{ o + 9ol zl-E "JrJg ^J.F+ oJel E+i="q} ts
1. 7fioJ Eal tsl]E +Aelzl. zl$rlr. glqa H ,r. el^J ,J4lqg t¤6lq cE= d¤B gsz} glqr +t}
2. Ll+ol
3. er{q 6t9tr}.

72:
www.ebsi.co.kr

(2) 8E
^tgl
o ^iEl agE 9"14 gs^d
9El /.lol= +86|.r +^ldlts A!_st Ealolq, 8al^1 EII= 6H?36171 ?lgr 7l=
zj ^lql
,JEq
irlo { ]¤flel T lEE E6Hq )flol EE zJ fl?]01 !ts +Eel-.J +4e1.
=4ci ^161
el 7tlc lE-Er' ^lsl ^ll-E
^lE=
rlE 8E0il E[Et E^lgE gE
=ala ^]Et
. oJrPl gdl8tg traflq. 801 "JqIq. "d8i1H rB:d Eol E q eg gr[ atxl ?Jerll 401+1f,
et_l ¤l^[ +alLploll 0lq]01 ?,lilrlQ?" oJ^Pl "JqI+. "gfll,\j= olu||Al oleloll I}|6}|^1EJ "=s|dLl
Dfr lE ao.tr= ?.!9({=*)zl ?lg EgLltl.. '-le+ -d L}alE g0l 'ol$Xl 6lE Lt| LEIE 0lE
=sEl r
4l + ?l=zp'alz 8?]6lE, 0lzll0ll ?1= ttl+ 'olEXl 6lE L]l d?Jg 0lE4l
g + ?l=71?'al
r 8?]6lr. dulel 'olgXl 6lE Ll| A E= 0lEll -* # ?,l3zl?'= 8461.41=' ELltt 0li1H
^'l?.!EP
+.l0lzll7l trt+ol olel= fl6|4 6lE LBl.= +l4egdLltrl." - "J^t'. ""$t'-
. gE= zlxl7l rlTlel ^l't!g
dEpil 7El "Its ETtel EHE El g Tlrlql El?]ofl4 ddatxl g= a
=^l6lq
oltl. 0lB71l 6tl0t xldl, E7l, trI1l7f +7t ?loll 87li1 ola=Ol E' HEE + 9l7l qlEoltl. d9=
fl a= A86lr lil gE 61ts aolq. . .(=qr) E+^|.il| -s= Llalel g0l ElZLl, olLlE 8il9 =
I
olt_f rl" Ea$|.$ol TlEleE E+g 6tll ElIl ?# El, rel6lo{ $iEaJ$ Eeol 6tLIe:sF^irlxl
?Jts Et, E= Llalql^l olLl g!+ dill0l^1 Ee lElxl ?Jg ?ioltrL - EatE, "17t" -
=
E*q^l Es$g aEftIg)q +6J61-= gHl-=g 9old4. ,Jzl= zI^tE g*g q+l= +u
Bl+16l-r EI"Je-] qlflg trl+l6iq. ol9ol4 eI+ql d+6lzl ?+= ${$$ zlaoifi4. 6J¤
^J
"Jql^l CE= '$uI.=' E= 'tC6J'9 9ole!4. zlfll, *zl . $tllzl rfl¤ olE trll
+4+= 6119 'J+g C94z 6l-S,eq. 4zI 4zlJ =+Eg q4 4l zl+¤ +6H 4!+=
^J'Jql
ol$ trli r}flzt Cel$rll gqa trlttr}.

@
^Isl eqE ++
EHil4 Eel z+xf7l +¤ += + 91zl 6t= ?i
;rx{r{ r{ol ^l-uel
Hlfldol$tr-st= qp6l= ,i i@
$lflr-|
1. (
.Eo-t ci-l
=88-Et= :dB-d xol)il
tri]q EE A8-sf tr^l-= E-tl +"3 ?i
6ll0t ^|El7t'+7
g eC EJ= 6tl-f
=86t= e. +C6tr, =prFt
^tEl= Ealolxl
xlE Eal^ o|al,teg{lq 3el 48il
=
Eal4 6fle6t7l^lsl
9{
=fi|=
Et 7l=0lEtrt.
. EJ,\ElEol
-:srollE -o6lr|
gjp E==, +-o6lxl
?J3
^pJEol-:d+=
Eut|pol,*xl El
2. Ee-l= E+g rll 4^t
E l.3rl EBol 8zutrL ..'(=a+) Eulloil^j 8elE8 A3 olE 7liloil qal 0l+01^10t zlt.l= a ^ta
7l rl.tlE *= +=J + ?l
^
oll ttl"=]l,r1= -EE AFJoI 5el6trl"J, rHollE -P= Eg-d ?i= 7lxle.+Zl6l.= ag o[Llc.t. 41 6l= *= ( )8el
. f-e. ilfio{l^1 EEeS rie olE 5+E ^lEfol 4r Elq.
+8E-el ?ig ?JEolq, olqE Eg-Etg
7l6lEl4 Hle{l0ll qe= 7i0l 0l{_l4 d¤4--:g0lr. -61^l
ule{loll qe= ,iolrl. - oEt.\EBdA " LtiEti^ 8aler" - 3.o[fl,teg4l^: 8E=
Belg
olBlr-EBql^= aqE .JHI4(tr¤zl) eele| ++4(=+zl) d9e ++6Ir, 5+4 ee_l= gEEiets(^lEl6l=
^loJ=o1
)trE
el +84(+5) Sele
4rl EuH4 CEe| jla4(^lA4) C9e +86l.fl+. "JHlzl CE= Sdt qgCel g-eo etr +E6t*trt.
^J
*qlg ^l"f6l+ Bg trle= as+ +4t+. ++4 C9= *CC$ +dq=ql. r
+ Etsl]4 CE= 7l6}q+4 HlEllE t.]=" ¤lg ++6Lq 4
=61
T}ilql tr|= xIp]9 EU}l ag-
jza4 ^LHIE ^Islzl
E ^lo}*+. E,* 49* Hlqlel #.Jg;7of{ E}"Jql4l all$ zlfleE :z"J 1.
^lglEE
2.8uil41
H-^J6ll +tr, olqg ^lA4
+fleE r"J=: SaJB= 4¤ zla}"J4. 3. gHJ41(HE41)
=-

07,
^lel
8Ee+ 3a 73
07 ^1q1 tolg1 &al

: 2. EHll4 ¤elst 8al4 8E


' 8E
(1) EHtl4

: c tsu}l4 49el 9ol: ^Isl4 olq++Rg*e6|rll EuHal"b fl4


i @ +ullE tr+oJ* 7l+
7l= I}I{
OE EIlIE
. .8t! elq+EgdE + fl8
EE1l4 BE T lAq dlEjol AEolZl EBE ^l6f^le+ ?tg
qt+^lz
. 7||?.!9 449 el^l=

Eto /.lp.l4 qr^|.e] HaTl E0l-sr


. -"E ,\PJel
"Js= *^PV I 0i4E
=s . erlE Et8= + ?]3
^16|.^le
r- fl 5al0l +lolu 4tr-Lf tfl+= Er + . BaJ q+ll cE4e a^7lTHgE
o-i olo
A/\E
^PJoilZl . SaJg E716l-= 7 1tr0 I tr 6-=f + 9l=

.^le += 6+e_l g4oil rflpt g+ trol g


otr{
. 7_qp4ETlsl=g0l +lt 7pl014z
tl-i
. E)l +q7l Ef Elq, 8t8ol tsolE
. A|.44 e+^lE HHa16f7l qa¤
o3a.1g8
8a ++d-"f +rl (2) EEfl qefil 8Etr
^lBFl
el sllg6t0ll,t..l -Etg= E ^tetE
@ u].= =.l-
Eel g4E -=E61.ts=6tl
u ld4

od
t'EI ..bqql 4+ 96}r gsql u|4 Eullg ag ++ql
. da4 gsE ffi,'.lvJ + glE+ tsula}{ ?ltqe #9 e+a}rz} ¤'
o +rlE ullg
7ll?lE xl9l,4E4= @ E^E '*C o erJE 4E'
a4 ^ttr14
illq. d44 8-Et . *a+ EU]lzI ol+qzlqH ,<|fl x.ilEz} ¤|.at aaqlc E.elg aE gzlq 9oil fzllq
^|!.
oll g6[| =
qaZl 6[= )).oe.
o-lot
llEr aL
rtg4.^tsll ?Ed4 str
Ee .zt¤4 .^IEl4 +¤Col uHxll¤ ga4 E+q +ql 4dol ,lt} EqtI tr-+ql
-uH^11^l7l=AFil ^I*=e
F.J zkCg g+ql +r s= ^l*qlril t4q} cE gzlql ElE6|rll E
TllLE tils .agE +gzl: E=+cflol ga4 Etlql^l zlzlolqE ?]44 +tr=+16ll^l .Jelg
1. ( )q 14= EUll=
^|
* zlzl aEE gzl
el4 e+xl.= q/661ts E'll
I]l1fl=l BEE} II*E flEI _"E 'JEzf T lEq ^l?= EltH-ef +210F -ef
E0l6ttr$= 8E0l ?lIlU, ^PJg
EE /.lEfel Tlrll= E+61' erlE EJEe +dl^tolEl aq 0lq0l EIE= trJd=
il=E fl..! ^la4 ^14
7l q4?q 38F1EEd trll 8'J+E
rll2fl=.|
E I16t^la + ?Itrtts E a^lrt B44 e-l0loll^1 E4 ?t= EtrJ 0l-Llal- e+71
8lE0lg,ttri. aEEl Tlslf,EE flEl ^tql4 A!-Lf
tzlS il^lEt ^l?l7l 7A= 7|-80[ Ef
2. 8A4 gSoll^1
=ats
84.^l-al4 ?Edg ^t
ull
.3la +elzlE olqg +Eilp+6J+= 7l+9 gzlg F4 de4el zlgl9 Bs"rl 494 ql
rlt^t7lts (
)E/E * 5i zllxllE^Je-l ^lEl f.zlE EE_apzl. s
7iloJEolE8El8el AEI
0llgel6lXl.E a0laE.7l @ trzlel '4'+ flzl$'
86tBtrt . THoJg A'J+ 40il u1l44 ¤ql4 fl4E zlH
3. rrl3 +l=. old.a8ql . TlloJE i+fl$^+Eql
a6il6}zl ?}l zH.J9 AflE HE6l+ q$+g +46|= 44+7171 4
SelE fl.|oil qal
^1el
"JgEt 6BIEJ ( )oil 'J6Iqr +tEL
Elldll 711?.!01 ullEl4. trEll
rl aal= rluqa E9ttrt +t+il^1E
E.J.=l/l fl=uf 4tr|.ts +l=-sf I 3al7l"?lE
Eslel fl=l ^pJollll ^3
.I{ ET
6H old6rH)0il^le.l gFEgS rflqoll
El?loll ol6H | rfl-sf E'J-L| 3el7 | ?lg
1. ge Eelel fl:l ^l+80 ^3
2. +xle.lHflg
EEoll^'i9 fl=6lr gEg= r+8011^1 rJeLI g=E tr^toll elzf 4+71-"J8eI= qlE 0l
3.4*E ^t|alE
$ele.l fl^l Hletroto}-sl
=

71. EBS +5?J 83n+ 8al-r. 8al


^telq
www.ebsi.co.kr

rtE EAE +IIE EIIS


=el^
+rlE ullg +oll B^|'rl'- olE ^-+EgrlEElc]u 7E!Etl. +lEtlE 4^1.=
xPlE xl+lLl Il=E eeq, d+4 =d ^]+lE
84, TlEl # clgxl EluLlExl ^Eoll
^|.tr+ ^|ts"li1lq, ^l't!g
E+E E=tl. s:d #-^l doll tll-d rl'llE 84, xl.UE Bal4 ?]8 fiEE
^1 gxl drl
=6|E,
ol E:d= E^l dolEtct=7|Hlg4. + qg41fl 3:BIll,J=xl7l Cal4g!=ezlrlE c=rr ?lE|.
^1lEE
_EA "8EE" -

E^= ga4 EAIes+El E=g Aelg fllg tr+¤ trI *{il EHITI dd$ + 9l+r B9l
+. E^ql qsE fla4 EtlE %lrlzF=e +zlE tsll"Jg 4A;r xlflul 4l+, bq E 4,tls"J
olq+ Q.Jg +¤4oJ aAg "J + S+. tri{^l %lrlzl:=3 7le4 zFff¤ ¤s"614l z*t_, zl
eI E+.J a-l^lql +"J ^Iglql4 ;lrll.Jg olqlg +: Ets|| ,J^lql .JE6I{ 84.

Bs
@ gaq '+* BE.E'
e EEt
g^l= .E=
. r+o}* Sq Sqq^l ?+71 c+= *at 7l=oll tr++
^tq4
zlzlzl EUl]¤ trll
^lq c9zl
^l'el4 ^tl+= ^t
el +dgollll S"JdlZl
HltrJolr.=8ll
ia5]
e. !-: E
61.= E+ E- g
qge zlzl _zs6tr
. +Fillel E^I4 .EElzl Eqql u}E +.J-J C9 zlft¤ .JAEI =+Pt
rl-84?.! EUll 34= *=
5| r{-=-e.7|'xo}
E oo= orEj
=
rlE Eal^ gr{el +g BHtr}flEl BE)o.E lel EE
o g4+el
THEel rl1Srt EaJel
tr|fl4 BE i1l{l= Ellle} 8UtH7l EtL 0l illlll= E7l=61.E= 61ts g=gl tr41E3 8=J:dtrl'. =r+e
olgoe ^IB}|E E3 xl?lE
E44e "JEttrtE, trl.fl4 B=01il fl Bq il0il^l +8 EIE 7l^lel traJdlq L I I ^isl4 IAI
I EEL OHO =s,'.lo=t
^lel4 ^lElol ^l L/\t O!L
U oltriEl9{ilE olE trl=
:dtl.
gq # clE z}ilel SHE rE rl9l qEoil E6tl'JS+ S,trIts ag gtrl
8rloil^J x7l YEtl ?C6lG CqE + fleq, oltrll F 8il Bqq[1 EBE o qil,!!!
=, ^PJg
6t4l Etf. ralLl A^l0ll 9ltl-= 018 tr]|flll r Eel E.= Bqql^l xoll4l ?d4?l qE AlE4, rlLl +{qf
^loJ ^l"J
P3-d xtg= ?16}|

E.oJE 9-tll E^4ol 96ld


^l86t7l tl
E +dts, trl= flg TlEl -E4 eg dHol +ol^Fl ?J= El. 0l F gEJ4eE E85Et aP oLl
^FJol
cl. Ealol rlBl|4 7l^l7lol'J pt, E-d gHJ4etr calE + H= -d, a{l 4+^1.= rEol Eil5l.= THEolLl EEoil rllzt'
= =d 1
Eill4-eE EB56l'rl gtrl'.
^FJ +.J-d
- g-1. "EEel trlg4 B='- ^Ee ^+861=
=rl
giJ= ,H.JEel :/+oJ t}+g r.q6}^l ?}r zlt}4 *+ql^t E¤g E^E +"JoJ AgE fl
@
49 dzll sql^J d¤B zl*c"l 4qr Hl+6Iq, zHoJol +ql +FiilE EEl4 ++^Jql *'- t. ( qgel #9
zlzf $ulls-l 7l=+ ¤ilql q?+.F ,*+r _H-gt+. rb
)e-lts
zlt<lzl zI^lE r+6J ¤q ?lql EqqH z;zlcf? BgA
^Iq4
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q ^la4
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q +E
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:
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^loJ ^lel7l
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el qlr"L+ Balzl-.]l rflrJ lslEi.E6il E¤¤ 4lEll+6I71 +l6J BEg +t}6}fl+.
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B HslE ^]efl+= +4 adol #qqo} *
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.
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e
T+
/4. . ^ltrl
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8EE El86t|0tgl
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"-1.= ^PJe
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7161.= gts aq 8961.= a3 rFuol H]rl
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.
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^PJg
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. Egel +49 U7+4 =g er-E qE6E, rE6l= t1l 9lxl ?Jr. olnl HEI HII= 38tlle s,lEal
ElEal olEl r1^lE B9lE olEe-l g8
ris. =I}|?.!
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Eat^'l eE +Ee H4el
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r. ( )-el= BE+e-l g
+Erl'E tlflloll= 7|.¤143 rSE + ,i0lolot etrt. - Ell7Elot, "E^let =^10il,
EE" -
Eoil^j H4xt9 a
gt Egts ^Ee
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r{6lt r}¤ol4 +rJg ¤!6ll rE +7ts+El E4oll"t oJ+r trgt+. tsil7}?-lo}= =4E 0l4r=g¤=
^tq 4lE
E?ttrt.
^Lq
2. +a= (
^JB _H-=g +16il "+e loloe ^JHg ^dBg + $.+r +tI
ol unllgl= zllefe_e )E gEoil
^IBg;.l-01 EtoJE 8Eg El86ll
6}gtrI. tsll7}E-lot= *q+q +dq^J iigel "JilzJ +zlol H4e +^J¤
^tq dillE c4
ol
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q+d+ qltlg jlEE 8Eg E=6tq
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gtg
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+16ll xttlE Eldatlor
= =
EEtr E9ttrl..
3.uil7taloE ( )*E
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il^.{
do
olx}
tto UTtl g8 6l=^tsl
Bgol+r eilct.
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=oJel
01+.fJ^lR ^|]c, ^l7l7lglEI ^lal . ,irol4==gdrl
EEel=4oll +^l-sr-sf
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. H^loll tfl-st H l4ldel Sl0ll tttrE 4E-sf EEo I Ol-J .84G{ffi)= fEe-e qfEE + , z.,tlot alslg

7l# . LL_.
orrl 7F oloE
lnl^]l7lo-f=
?,1=
: s. B4+el
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[ 24015-0097] lzaors-ooggl

01 +- +yd
^t"al7tE
gsJE (H7t)01^l it= qe 03 q- +EIE!
^tttTtE
gsJE (H7t)ott^l 9l= EtlE
at= 7lo2 L:
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L:
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"JrJ
q^Iql^l Eq4
^IEl4 4C4 ql C9zl9 rtzpl
tl H+ rlBEol F"6I^l ?*e +g tsril q4+, H6t
sl4 eEg oF"J¤g Ss+61+ E+q 94 Bxl4s, zl ?tg t.lE" 6J +¤ itzl6}4l q= a+ +^J!+
^IH.sol
ra$s= zJF z}fllE 4l4B + S+. oleltJ aEE xll EB"l ^Ja+. q+^l +tE zflffi +H]]6L= A+ql B
4= "JrJ dtEol qL cEg olcr+ E4dg g+le .rlzJ-gol raq 7lq+ ael +r+ ag +e_E +Hl|6]+
+ 9lr, Eq4 c9xlE zl4 i glrll g qlq"J olFol 4ol *9 Euflol4.
d 4o14. _244 oli oJzJ eCE EzI4aJ 6J4l "i tl
,JE tI^Je4 xlC9 6J4l= l4oll B q, z]|"JE$ d* H7l
ts f ilgzl qezl"J "Ja glE ol -. 4z[9 7]ilq Hlql6]q Eu]19 +ol +q4o] o.Jtrt.
^lslE t.qg 'Jq^J
ttol4. ,-. fl44
^]]p+E
+e tI+4 Hl4ql uI4 Eullollo}
oJ+.
H7l r. z]|ffi E"J6l-41 +E]]g r|] xflpls+ +Hg +zJol
-. zHoJ9 B?-lC zllr= d* ,J eE flAql zl{* 4Asq.
+ 91trI. =. gulloll,<l CEtrg ag #.J ^IBEqlAl #+
.. dt9 olzl4 if,$ dt'|] zH"J9 olCzl S+ +¤ EEll6I= 1o14.
g "J6il++.
=. ,tI99 Eq4 ol^J d¤g ,Jzllqg r.f$alzl $fo]. Or,u @r,a @c, =
E 7I::6I+. @-r,L,E @u,E,E
a. rti Ael d¤g +16il ,Jzllqg dE^lE
^F&qE
FzllE Eotot el4.

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04 +- +E-d
^l"tptel
gsJ= (H7t)0{t^1 a= rtz?
i+Eql^lq aE olEe-l gHlzl 7}]s= "J6IzlE, olE
oJ +154 oldql^lE eqg gq E=
^tBE ^+Eg
9oll :zI r i+Eql q6J fl?-l=
[2401s-0098]
EgE irAg g?-lql
02 trt- +sd ^ttptE ggoil^l E q, "J= r.! eq qt +qBgteB tB+ 4o14.
El LllEo.E 4tr6txl 8Je Ae?
!/-7l
c ?la4 ^J*ql z.loJ rfl.[x]-==$ x]dg .i,la ^]El4 zlg.l
E "-telE 7I4l 4Ellzl7l44dfl +r-l4r rte++. olE=e
-. 4zI9 rltt zlloJg sd6l il+dlq ,H.JE zl-gd

+sceE+q zltg EE6ll a + 9l= 4i +Ell+g I eltalot oJ+.


L. +7I= +C+lEel 4z]4 E¤# S+g + 9l=
+4ql q+ CEel tlzlg dq6}4l 94. ol +4e ql'J
Azqg rlflollot t4.
E + alq'-el 44zl7|tl +g.J ag illqo}E 1o14. r. zJlolol zlzl tn$9 t$ql q{l i+ fl?-l$ *^l
*6tE a+E
o 4qlE oldl+alql ++c6I+. e. zI¤4 zltlel ={tJtrt.
E6Jql Ele Eq]Fe +l+!+ oldel
o zltlel ^Isl4 zlfl. i.qg E$trl. gzlql +6Jg A+q A'J6l+.
@ zltlE zflts,
.Jqlzl E=Q-.
^l4lg
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^1119
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[24015-0101 ] [ 24ots-0103 ]

05 trl# +EHt EsJg (H7l)oll^1 9l= ile. 07 ,J,e= ltpl==E u8ge 4E=d auE (H7D0ll,t1 gl
-;l= Ao2 ^latTlE Elltrr= Ae?
AL:
-L
=
eele] +lzlEe 4fl4o14. ^Jolql ^tEl4 zlzli lrol ,J: $olzlzl qE 4$ {olep E+61"= ag q= g"J
.J+aql rl4 ^}olql ¤^Iq *4 ^J.ol* +illql el6ll B zlql4 plrSqzl 9*zl ?loilri"ltrt. +r-l= ol {lo-}$
unqolo} 6Jtrt. olBloJ EE ilol= zlzl t E6ll z}4lel ^JBg x-l$a;!Qzl_H-r| q +x1 ^JB$ u_
^Islzl ^Iillql
o}^lee olollalzl
46ll
^'ls +E +ill7} ^ls tolel ull +6IEr +?-lql+.
Eql +4+= a_oE. ol= q^l4olr E3I+zloJ -E+^l 3: BHg da Halxt xhlol4 ^l"J ^tslE +16il^l qtr
E gg4 tlEol4. trIEdg +t!6I71 fl+ +tse^J + S,r, 7}6lle
rzi Hfl= xldflzl trl$ql aJ^J e{ r ql$q r
oE7l o zlollzl^l ?te{ .J ¤tr}.
"llzll
r. celE trtof"J ¤q zlqlE 4Alzl ¤zllollot t4.
L. gzlol fBqqot 6JtrI. . +-tJ7l o
^J"l6J +F^llql toJql +Hll
t

E. ttolel
^rsl4
Ttil= tol* +ilql 9oll Eul]99 -. zJ'. ¤tHol ^Ie9l zlollzl} ae g.J$el Eel
oF 6J+. q
E. Ttil tsEilE 7]|1? +Fiilq EEI4 5fC9 lel =rl++.
w.4'. HalzIE ,r.luJolalzlB+= zles ,J+qq i.l
6Iq e{!{ot {}4. ¤Boilot eI4.
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Or,. @u, e @=, e doF oJ4.
(D-r L tt
E, @-r,E,E =. ,J4 ¤: *4 C9 d¤ol BEel +4ol 9"lot.J4.

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[ 24015-0102 ]
Or,u @-,. @=, a
6 6lr ,t
L E 6tu E It =
,J:BB9 qd^J4 *dtol4b +Hql^] +3-* a+ [2401s-oi04]
9lE :qlt a7l9 Eql^l ;1 ol{re-tr zffislolo} o.;} fl¤e
tr}. BHg zixlb $ cut
=qe
7Et etrEt 4??
"lulal a+qlE +lB 4+lql^l e
E ol+E 7l^l$ +7}6}7lql +E{ ++E+ q z|.I 4E l+ d* +Elt C4ol 4rlE ^IEql Qlf, fzller."l
g+. a'J6Iq, lEo oJ ilBtsot g 4+ dE..l r+!+ oJolql
^J= "J
3: $go1 CBEIqTJE : BHg 4?IE H31= q4l6} TlElE gq EHol E + gl= eBol g+
,lql +Eql CEE ,JE"J$ 7l4o} +trt. ¤Hg ^l ^Islzl 9EqilBql q+
^l- E Fle ^r*ql4E +44.J g6&9 +q
q 4lEqtr+q L+$trt. "JZI.I z}4lg 4"J fl4z} +48 Eg + ll4r 84. :flHl qE ^ltsEe olBloJ
$,E olt, r fl?]E 4"Jol4 olE6l+ a q
*4 44ol +^l 5A d+ql +6Jtr|= ol+trJe_-tr +ql=
^Iqq
^l
E7l+:6I+. zll="6Jts {olp + qi}He-l E4l= Bo} ,J¤¤ "Je
^}El
a + 9l+= ol.,9¤ 5E^J Hirll,*+. 4i olqql +tol
o ae BBol qrJ'J $loflz} 348 qlfltrtrI A+ trJ
E=dgAq6J+r^J4++.
lBg 7}6fl^l= ?l
E+.
=g+r
@ Ae E 4Eg +lH q+lE 6IE+ +E6l-= aE BH e d+ +Eil Czlol A+g Ca+^la + 9l+
I +zlq +!lg + glqr E+. @
^+ dt +rI C4ol ^Iq4
++ d*"tl zlpg 7IB + 9ltrI
@ s=-g qilloJ 6t rqqEJe-eE BEe f$"J @
^+ d* +Eil C4ol ^Iq AFe-l +Bg A^^lvJ +
^LBg ^+
g4Cg zlH+r B+. gltrI
rJr+ gg ¤gq +zlg H3l ql,Jr+ H4z}9 fflql a+4 EtrIE Tlirl= EE +^dgqlrll
^Isl +FAl
@ @ ,}l%I

+qo; ++r E+. 4"1"F t4


¤) a4 ge ¤H dqq cB'col ,r.1ul {zllel olq 6.d @ 44ql +'JoJ ilBg B"I e ^lB5E z}-ft a^Jg E
ql fl+r E+. 6ll r+4
oJqlql EdElot cB.dttrI
=Z6llot
07. Eelel8a 79
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[24015-0105]

1 +- +#l ^l-tPl.E gsJ= ¤7|)oll^j 91ts rfle a= 4??


. olzl4 6Fol qE. atz +F +_e_s g+qq ¤i .J
^Iplzl +Fql 9oll 4olzll ^lgl4
zJol zy,tl9 +Fi{ql H}il= ¤tCe ol4?99 s¤94 E^lq EBg olzlfelel s
¤ol S4.
. o}l+dol+ ci zl?el +ddol4 zl9zl +/.d4 Hlr6ll g q. +e ¤4E ol4+eloltrl-.
alxluJ a,{? eql4 a"Jql^l _H.H +7t olzl?99 E +E BEliql zl+zl *=+.

o u7l
L. I
o

-. zll"J4
^IslE +Cql +r B?tg trll 4rE Eq4 oltlg ol4col4.
.. dte zlloJ"ll uloll olzl4 +¤¤ 9x]B + 9l= t.4ol aqqq 9l+.
c. oll{.rjol 4 zll"J9 q^8zl"J ol4cg +714 olzl.rj_og d+}g + gl4.
=. "JzJ9 olC4 +qe ^Islel d.J4 +F AE af,$ "+e El+ ++.J 9xll4¤ tI
E z-ll+6Jtr+.
^l
C -,. @ -r. e @u,=
@ -r, E, E 6t u ',E e,

[ 2401s-0106 ]

2 :aJg olE qE g+E gfll-d Aoltrl. o, ooil EH-et ol BBge 4tr6trl


olo 7{oo ^l.at7hE ^laptE
l.tE -^:E:

xB8- e Eutl4 trg


EJ^l^l=o| EE:BollE EE6l.^l ?JA +8, += EEoolrl ?Je E=-Et +E
EulTEot +41 ElE, dltr 7l7l^1ul.trl ^t=Jfll
E80l 84utrL Eutloll^1 SEeA ae olE
7l'iloll Eaf 0l+olr10t E!tr|'= aq 45H^1E sE EE6trloJ. rBollE EE
7|'i|e ^PJol
E"J:d A= ++J6l= ag o[-ltrt
^taJol
11148-erE48el
0la3 ad4 Hl^l"J4E ;Ld E rloil^l g8:dtrL 8E adoil^1 EEeS
^FJ4?.!
ae olE +!efd 7i3 E=-alxl g$oltrt. EA il +trE
=+E
q'E -:tstoE
+89= =Jil e?, s. olE eo*llE
^Er'e
gdlr +=
"J6l'r
=
+"=H= ga e+. r tot|9 itol0ilu ++1rtr1'.
^FJe ^PJe ^FJe

c e: zlE+e+ gqqqq} gHt= Eullb 7l6IqL4 Hlqlql +4.


=46ilo}
@ O: BUHE qH zl-zl"1l u+4 olF"l4"t 6J+L dql EE EE
^r*ol 5.E6IEE ^IBI
e +'J+ ag 7V'18 +tlt1+.
@ o: 44ql^J gulEol* tI+4 Hlqlq E¤Elg;7ali 4o14.
@ o: Bg +qlE
oJ6lr +6fl8 Eg TIolqtrJ +s-6}q B^Izl# E+ 5E"+.r.l.$eE
a+*+.
¤) er+ e: H*3 cge+ lolr, F"6}zl $sg +aE{} 4o14.

80
www.ebsi.co.kr
EB4 6ll¤ 2s+

[ 24015-0107]

3 trl- +8:d
^l"tpl'el
gEl0il^1 (^lE{t) + Aoilxl Lil= + 9l= BTrE 7E} 4tr:d 4??
EJ++EE 4 olzl"J +rJql 44rzl4 a=¤- xll$ull$eB{
^ll4i^+ BalzlE + ^]|7]|9 ^I*Eql4l
zI oI'14, +a st}4 zt^}4 oJzI xlg(n+g :.qr+ sdg
^17171^lz16l-=
zl{l)9 "}H9l+ a-fi¤ -H-A}Be--sAl +E d+g El,Jtrt. r4r ol E= 43 *lE"6J zlE
4 zl-Pre+ *A+ zlgl+# EllC o -e at{ ol+qd4. ol +Hg t+6.l +sz1'J ^tr+
E4str +dg "Jg ^IB# zlflalE 4ol otul+, s6lel EE ^I"JEE 6Iq+ ^.4.e
xlzl z|4lel .Jg +e] LIA + il: 9lilql al-b 1o14.
^lrll
(^l-e1l)

4+7|. 3^llel-E^14 #= Ell6trl dl+^llEg tsolr-


=61'E=
U=ee EaJ= EJ^l A¤
El Tlael
=E:d;ag4
a-
-E8g
=dl.r.9l= ^teJ$ilXl
+ 9l= 8E{=
^l6J6H0aol.

e zH.J9 dqsE zl]slz} +H]lElzl g*zl"tl


+cel6}+.
@ cz4ol rl-* xllt}g i+B flalE a6l6}se +AE6L4.
@ zl+le+ zl4ol E= EU]]E AolF e AEE+.
^IgEqlrll +E6tzll
@ 4zIol ++aE flalql q+ iHqg CEE flzlql +*q', e AEB4.
@ elxl¤ol ¤e4oJ zl+e+ flr]E +B + 9lE zlH}g 6J f glzl"il aelB4.
^lsl4 ^Jlro

I zaors-oroa]

4 (7t)E 'J,2, B ll"87lEE gtloil,\1 rllTlg + ?l= H!trJE (ut) :aJoe EEg nl,l,
^'1tr0il11
A-E0l 6]l="l6lE T!=e 7El4E-d 4??
,J trelE g4l=3 r
E^loll^l r trl-B+9l40lrl. qal^J rH6lE Tlilel rlfld=
^lillTl
:eltl. gqql^l ^l'sl4 ttE gqq 4efz|^lE
H]g6l.= EHt| 7l=01 4EEloloI olttJ ?E-d
^FJol
all u Etrl.
^ft"-ll^1ts )lal7l55a|,fl] El^
(70
3: 8¤-d EB}|= xl9loll tr=-g +qEE
alct|el
+dlxtoll/l AIE]o1
^[al4-sE
3PJ q d-dEtrl.. 7E +^ aE= + 9,1=
Lflq ole.l=
gcloI:Ll'tl'. ^PJe ^[Aq =85eE+E1
H: EB4 flalq TEE} EH1l4 890il B-d +8A Hl8B4 flalel gal {IEH|I "J9lE "JE40l
4 eE[. olaP +7|'43E3 ,J0l0t 61.=^l= ,Jtr6l7l9l:d 7l=ollU aEg "J=trt.
E4l
+:ulE9 sJE
A-E: Bl-4el Llit

(Lt) Y q^l
C @-4*@
AE 'Jol¤oilllr{7lg
+ ?1ts HlEg.
D

O R: trolt +Fillql} toloJ tsu]] flzl"l ffllolot +g z14ql+.


o Be+ D: +H]i ¤i}el tc^dqB +Hl] a4q 44zl HtlEg ,J4tl4.
@ c: ;tzlb rt$ zflt|$ A+B flEle+ "JtE zFfi¤ qlg rJ46J+.
=+dlo}
Eil6.J 4+ flalE zlHg rJJ+tt4.
@ ce+ E: 4 ,ll"Jg zlzJ Lf,e-tr. +{++ E=
^lls+q
@ B: E+ tr-+e zl-+ nilE ?l4ql u|4 Eul]ollo} ¤:g rJ+Eltrt.
^lt]-ql^l

07.
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[ 2401s-0109 ]

5 (7})E ,J,2, B ,t.lAPl=E ggE (ul) g+6tut g rll, A-DOI +lg 4tr:d E=!J
=aJoe
(HTDoll^1 ?l= E}|E 11= 7Ag?
=
,J zH;l|?19 B+ /.tsl Cillel
E=Eloe, olq= E56lXl -r.a16lq /.ltrl
6JH-o-e.

dill9 0lq= A4trl6}|0F zttt "¤flEE


$:EE 7lE +4 Lt|ql aEE + 9l= EgEeE+E1 ole.lE golot:dtrt. il=E
(7t) ^taJP ^l'elg
fl^]3 8a olqE fl.loltL
B:Elul|oll^1el 89E 43 34# q^Eoltl. EutlTl8qe87F= 0l Eul|Tl olEXl 0l+ol*
tsrloll .J4 91tr1..

a, g, gE "J8= B?Eltrt. E4t


^l.al7[ [----l: tg 4a
O,
---->.
EE rllt
--) EIE'Jg
Gl: ^fAlTtel
EB
(LD qt
qt

qt qt
Tlol
Ei olxl
HO -90t otxt
Ho o- otxl
rflot Eo
=l

H7l
-. A: cEeg BHllg ar+E +C6[b eu.ll "]^-lg
^Hqollo]
a]Lzi?
L. B: axilzl E¤¤.3 +C?l E+qal olqlol g qql"J c*p]9bzl?
E. C: 4^ +qzl¤9 ?xil4 olelg 96il trt+E Tlgzl zl+zl eqlq= 43 cB*zi?
=. D: F+rtj Fqg zlAo e- zllffi Eullalb *alol +C9g i ?l*zi?

O-,. @r,c @c, =


@-r, L, E @u,E,E

[ 24015-0110 ]

6 ,J, gap.E 4E:d aE-tE (E7l)o{l^i ?r= Etl-E r= ap?


= ^ltt7l=E
,J:t9ES +7lql^l d+49=a +?-lq} z]-b rl +g6J zI9 +zlE ,lld61l a4 ol
4ql^J"J A+4qs +r-l.J rEq Bsge+q o1s$ Eg + =+:
gltrI.
^l¤g olq+ ^J4l= +l.J rJ4l4"J 9Eol ¤4.
E: z15e1ql^J L59 d¤61+ *l5ol
^Iol-=
n|+^J 4t+Eg
^14
rf¤ s,.lln +F ^811, +F Etsl]E ^IqE d¤dlo} d4.
f -.,J'
''r A+4 {]+ tssq +gC r *C9e ,J+6ll^J= ?I E+.
I o. ol^J4"J +u]l7} ¤EqeJE ^IillE.
ilu , u]]44 qlaldilot ql+.
^Jti ++E ^+flg
I =.c' t.qq 96}r
EI4 gsql rl4 EUI]E= r}9zl E;ll6IE 4+ ++{E q^}=
+^lg+.
=. ,J4 ¤.: oltr,r.|E{ollrlE Eullzl 44zl d¤qHE 4z}9 4+4 7ll"Jol gs6}+.

@-,u @.,= @.. =


@-r,L,E @-r,E,E

82 EBS +5=a 8gr-| 8al_r. ^ltrlq Eal


www.ebsi.co.kr
E=Ju[6ll¤ 25+

[ 2401s-0111 ]

7 (71)el ,r.lAP[==E gBE (ul.)=Boe EEg ufl, A-D0ll6]l'.lah= 4tr:d t#.t= (H7D
"J,e,B
ql^1 rE 4??

,J 880il^1ts e^l d^lrjEoil^Jq e3 E¤¤el galq qal Egel Er| gF= z8g + ?Itrl.
HH^loil EH-d gfl EHe.e +olCrl'.
E: S]xlzf ,i3 tl= H.!^tollll trl8E]rl g7l 9l6t|^'l0ltl. +alts
EIE ^1gPTiolafr. eJ+-.|=
(7t) =E
0l 4le.lE Eo}| 8Eg i1E:LttlTl.E.q e-erl 8BE E=681l Bal:sl'trL
E: oJz-rol
^ltlE
flal7l flts 0lg 8BEE Et?lolLl gHJ gEg + flr|.. E
g 4 ^ld=7tl?!4 =g rl* aa-dE ^lue_l E¤ E3 ag g0lrl. ^l.sloil
^taJE =

HI
E
A . Tlolot otxt
lr. uLi-i uct

(Lt) B: ,J4 g"JE AE g8


C. )lrtl r= otxl
v. ts5 ,gop91
0u- oo Eo
I\.
v. 7t o 1961 z= otXl
tl, =, o---i o6 tlo
o
EH

oETl o

r. A: ¤"Jxl-E
^I¤g ^[s]
+Cgol ot{ 4etr rJ+6[= CBoJ BEol4.
r_. B: ¤"Jz}"ilzil
^tBg +r+6t= ag +zl aE d¤ql +q}+q.
E. c: ¤E d4e
^l"J
d^llE olq +aql zl{B qi cB+g + il+.
e. D: Halx}.ll rll,* i-lBol rlsl 4lEq jL6.Jg + gltrt.

O-r,u @-r,c @u,=


@.-, a @=, e

[ 24015-0i12]
g80il rllel ¤Eoe Erl ?Je 7i??
8 a, E
^1.87t=el
,J: ,<1qg Eilill6J ¤=4l kq¤rrJe_E_E 7I* $rJ'* zl9 ul¤¤ Ezlld}Tlql ++6J aEE
g4cg zlqr 9l+. +41 Lq¤3 rI¤ oltr9 +d6J s.r+E 7i4g+.
3: e-5 BHg: zlzllE "-lol4. *?-lE g4ql Eg q "JoJ BEol el¤-9"lot il4ts, -q
zl :4.o1 trl+ 99 s.ol]g ag BtI6l-= oJoll,rluJ al¤-9"lo} *4.
=
O Ae +7Vl
^l"Jel ^JEg
EBg fl?-l= zlt-lxl ?+=+r E+.
@ 4* ¤Eel zlEzl olq+ zlf.<Jol tAE el^lq trl r4l ¤.&g
"lrl+a B+.
¤) gg ¤HE a4q= oiletol BEg Fql q,JE dlqterl 4^J= "J gqr E+.
@ ¤.g ar+ gq Halzl-= ilB6l-= atrq H4= ql*61-= 4ol ¤H9 +4ol+r eq.
@ ,Jr+ ¤¤ BHol +?]+q +dql rlqq"l"F grll 84.
=46il
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[ 24015-01 13]

9 ,J, g8e.e Etr:d auE (E7l)oil^i ?,t= Etl.a r= ag?


=^l.at7t=eJ
I
,J: ¤Eer.J 43 ¤"Jzlql4 q^Jqzl ?*zl 916ll^lol+. ^tq 4lqle alqi B
^IBql
*16l-=
u.=¤ *4 "_+. a]4. r]¤3 4lEE +lH]ql rllt BEol4.
^[^]E ^39
3: BEe{ ^l-¤g rEts= tl4 "JE .JAC9 846}4l "JE +E :19 .e.= z}q 49l-E
+q HqLirll 6il +:4olrl. aae ¤qlflq= ol-ftqleE T16llzl= 4o14.
H7l
-r. *t ¤.JHql q+
,_. ,J: zl49
^IBg +flz}7t +l.Jg + S: fl4o14.
¤6il'J ^IBe ++LI e+ql 4{} t}92}z} ¤4.
.. 9: g"JHE^l"Jg
^J+4
.J4te EflE 4tol qE Aql ql4q r= %r-sEl
=trI.
=. ,J4 9: rl"J9 eldq ^JBq -H-EE +16il g"JHql q.J ^IBg gs6}+.

o- L @-, = @.,c
@ --1 E=' @u,E,E

[24015-0114]

lQ tzue a, EE gEloil,ti r{Tlg + 9l= HltrJ= (ul)=aJoe sflE nll, A, B0ll 6]|..161.=
^1e0il4
LflEo.E 4tr-d a'J= (E7l)0il^1 ?l= rll-tr r.= Ag?

4Ef= -el8Elol 9l7l trllEoil fiif= 5aJ4 g4oil qal EHflg e


^l.al4 e.?= ^lsl4 qtIE 5E6l uHalg + g,tl'=
-E= + E]
^PJel [tal^j=E6l =+^14 ^|.44g8E'LlcI. qa[^l
+ s,aLlq,. xflalts 11tr01 ?¤E=e
= +dBEE 5e4^ta4
g4oil qal Sajql EE| 96l.r.
^l.el
+d
^tsl
Ets}|Elolot -clLltrl.
^la4 ^tlalts ^l'a
fl=E gaql qal EH|1E]olot Er'Llt|..
Qt)

7l o
IJ a

,ffi
H4t
+:ul$9 8S
A. U :ulEE r{E

(Lt) + A q^l
B
@-4*@
- AE,Jol=oilxl^1l7lg
+ 9,1ts utEg.

H7l
r. A: ge_ql trl.= etsll7} r+g a^Jg .Je4 a+Elg rJ!+6J+.
L. A: gsq El= EHllzI ^Iq4 Egg qeJ*g
^J^I E+g ^]6l^14 4zll4 trg^Jg kolzl Zln+
+trI.
E. B: 6JAg 4s+s s.=
^tBE
g.g-E +E6l ffi.r.14 + fl¤¤ rJ4.J+.

@-r @u @-r,. @.,c @-r,L,E

U EBS +ts=a 8g+ 8al_r.


^tqlel
Eal
08 +7[et^tuet &et
Q E7l.el fl+lst EH-d el+
^luoil
1. 8=J¤
=7|fl+lel
(1) fl+{E EElet
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EDI qezl
E, EaJE al"= Lt|= + 91ts 3al !E= E^l= g + ?= 3al
^l'J- =,lg =oil
+7lel E9= E40+ tr=JEEq, dtrIse trrotoF ctrdB
=xl ^luel ^l^lel =e= ^lLl
-O zt E

Q) ¤.Jdoil EtFd tr}Sd trE


=71il+{E
e ETIe+ ^l"Je-l *41: ^1"J4 azlE tr-s E¤zl +41.J
. tr|"Jql Ee4 .HlEe4 elqg tseE^l s"tz}q E^lql +7}ql ql-J
^loJg +7lEi+q
+oJ"J q+= olBollot B
.lzl.} el+E +r+6}a ,Jzll{$ 4^l-6I= $^lql rl"JEol zlfrq+ flal= +
^l"J=ql7.ll
B + ?lE+ g 9+= zlH
@ +7!fl+lE a*cql q6J +a

*n
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. +s.ollll 6tr6f= a4,J0l +7loll 6ddl= riol el+oJ

ErlF
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. ?la= Ed4eE tr^l4
=56|-=
0lel.\EErrEll/. =^HoJ 7l-=Er'
. E^l8Eoill+oll,\'tDJ 4Cq #01
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llEE =7lql ^l"J=e_l ^l'J43zl= +aofts rll ?3
^tel . +7fe.l=^l] 0lP=
^l?l=ql
qal
dlE-4E 1)l7l EE^|] 5 7l^l AlEj trllEoll +71'oll
^186|'= =¤6H0t-sr
@
t. EgE ( )ofl^jE e
+e.l Silflol 6Ee+B
+olTlqr Er. +.E.=
d7l=ol 345 flz{ot il
X}E EAIA +7t flglel 8B¤0il EilEt olel,\Etsq|AE E8 trl'r1Etrl.
z.( l?l= 17Pt 7E
. .E= +71.= 6lLtq --aE-xlplq, E= 8E-i1l= olE # 0l+71 +l6t| EdEtL "'(=j"' PE I B5i{e} ElcTl^E rlE
-eE eSlL =4= tg "JgEl Aolalr +961.
6011 7 El o=7lnl tl= sE-i{l I ?ltrlE, 0 l= 7 El o=71.= GrI
-Eiil
¤+El aolq.0l 7Elsg4olq 7El+9-d--zE-i1l7l =8el =F-i{17
uttr.+7[. 8il4 EiE-i{loltrf. =
. +71.= xlfl4o.e = 3. I|EEE "JEtoil^1=
Sdoloe -E= +71.= rtE4o.E olH E0ll^1 +71 ^[El
+7lel fl917t
=rt|6l.= =¤iillEe] =rt|6lq,
8B olEE EXI?I qe1 --:zE-ille| DlCTf^lE ¤4E rJ=rl-. olal qa1
--=E-illel E=lEolq
7l ( )oll
^l"JEel
7lU6lr ?l+
=71.=
I tse Ezloltrt - oBl.reB4A "trilq[" - L Ee.

oJ-al^epql^= +7171zl4ol* +q!+ ag +FillilH qlrJe-l Ecql ri4 zI¤ g^J+ a I{E}
OE

ol4r +^J6l.fl+. Ei'J +71+ xEixl+4"J B "tul4 *CflEol ¤¤61-I B++ ,s.g ¤ + 1. *a
2. olel^.EgdA
3lE+ 6il += TI^I sg4?l E'J +Fill+r -H?t+. 3. rlEl4 ge{xlEtrl tE)

08. 8at 85
=71'el ^loJq
08 +ztel
^loJol
&al

2. lUoll Ell:d E7[sl el+


, (1)
: Egoll,\lel +7lel q-gal el+
O'JSE . oJE+ql= ufEre.e E^1 Ed=ollzl .:3 HllEclot gr
H-{dol L}+9 Ert, oJrl =+7|-grgt+Etr(-dlD]ElGl E.:4oJ #ttEt(-Brd)l= ar
. oJ^[: EA=!l erjEee + ?,tE= 6ll
'JE{EAolil
e.loE uE+el +clot-tsf
=E014=
H-{dg
= 8il^l8g
l_Jg Llalel LIE Llal, .Jel 7l+rt Lfg 7EE glr
=Eelol-Bt
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g1l dt|ot-Bf ^P.l6fqtttr(a0il1
= ^je
. ?!zJ3 01714?l Er11o1s= 94il g0ll=aJol
q+ E^|6|,|0F-Bl
o EIHII}
=rt
a+ E= flrl.E_47tg 6t
. !E-d sd4^18= Ed|.l E^= ?^l6H0f Er
:dB6l/l
LIE ETIE ^lr|1
ilts fl= r{o}e.
. E80l gol'J= q 6t|=6t| +clo F -et
^le 346|.r.
Ao|lffifl=
o-ro
'otlEl(trE) 8Ce-e lqt^lLt HJ^[(¤*E E=Er +^lldtl +GloF -Et
^BoJ olqol EE
d6toil a=
=E
?r.6|17f El= ag Holl= E
+8:.r rlE grlet oJrlE qit(ffi8)
^l=
=ela ^nt
. tllzl Erl6lLl '+71.= q^a|= a= a*:st r4d3 43 aE iI.H6ill ?Jr.9rl sHflz| ae
teJ4
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=C6]q, =C6l^l TlEolEol gtr[. ]BIEP=C:LrtL'
-tsol flr qq6|,E 4Eol flr ELl6'lE fl LEI Eo6l^l ?Je.E q
({$= =-ol^j -\-\e 40|.9Xl 6E rfll *0198 EL]6|-fl1 6l| +olot -Lltl.
^lElol
- "tsol'-
. olal 8il=.HB6EIE q= flolXl q7E dHl= fl^Pl Elfd flr E:al 91
.J= xPloll
=66t|
Ltl+elE(hE F.Aol g,olxlz ^lU
EIEEI ?lXl 61.= aol 7El r=11 6H^1 LElo,ll
= ^laJol ^l:4oll
E rqq 0E4^1 Eilet Egg,J4l
=q.ot+al LIaEI g^lzfE uE/.l r LEl"=
F4+lg
Aolq. ^l6J6l.E =
- "oJ^t" -

+z[e+ "Jzl+ z+71{z] :-,\s "J4g +"} qg +.t"t ul¤Eol ^l.¤^H4l rE+Elq ^Lq
e^l7t frzl¤ + il+r Bgl+. r?]r ++= E^dE oJtql^J EilE 6IH^l ttrlE ¤ + 1l
qof ap., E$ z.[$ol r]E"l g g + glE+ BHl]g BBcg d¤oilo] ai+a trgt+.

(2) E-gat el+


^J?Io{l^.lel =7lel
.!=./\
H-
oJzJel
SEat qr.6|l. E^.1= +^F|'lOt -Er
^l7l6d4
.0lg= =^HoJ ^t|C= ^lel
e=
a+ 7f=d0l ?= ErJEe_lEa= d|"|=6110f -Bt
1. *i10il^1= H4d0l Ll-49 ^lH^loJ
. THoJel SE4 E"E6|q E+El oJEdlq tse-d #3 s8al1oF:at
3E0t+= ( )g/= ^l*, ^l'ltt=
e/\ 8E= -"=6fn flE6lE= d}|oF -Bt
HlBo_tr Ex1 u4d T+ +71.=
=+7t ^l'Jql
Fll4 eE ul=olo}:dEt ol El?l0llll 6HE= 7)ld 2;?= T lEBg .E'8b||0 t -B'
r. Eq. ^loJol ^jlsl6fr.= ^l'Jq ^l8sl
. 7fl?.!el E5-zf H86|'|0l -Br
2. elHFl.= 01714 E.8E xl . ^l.3=
7 El Eal-d 9l^l0ll ?l= alqg 0lq0 I 3 PJ f ?E= t -sl
U flr.lg Er1l6t7l 91611,r.1 . ^lelel
+;oll/l1-l clnl-Lf ^PJollZl
e= + fl= a8-sr 7ltrl= EEi6lzl +qdt|ot
"-H0
-Ef
( )oil Eta[
Eil6l| ^lol4 ^l9l0ll
=
oleEll' +El6l'g+.
3. Ea, e=, FAts +71.=
E+st e?q E8
'l
=J90il qal4H xtE Eal^ +7iE slg!+ E+oil cilEt
^lBfll
g ",{ol EdEt aolal=
( )e=/= +Zlatgtrl. . dd*.e rt?= El-?.!= ?lilol ?flBr(+z|) +oll^l ++= rre ts
^t$tr
46|.= 3=4 flE4 elE=^lutl6l7l= r=
rPl H=al=016l= ?]-d ,J+E #0ll tl|Et Edoll ?,Itrt ...(-t)." u
r{e}
OE

OJE+E
=44 trl+
Eg4ol ¤E= trl.g-+'Jtrt 8E dE llejg ill=69 6l'Lle.l ?14-e.e 1, r= 4
1. UEEb ^lEf$l
a, ?.!401 Et B9lE E?.!ol EeE/{. f=el g5 -da} #E3 :
t3.H g+el ^118
"J9{= +l6t| E=
rrl

^l7l ^}aJE
3.
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^tslel
E+oJol r ?dflollIl 7l
^1010il^j
E i{E= 7liJ 4!78 tseE )VlAl Eq. qEq +7h=
=861ts =7[E
El E6}l= ilHg + ?l= flajs. Tlxla ?,lEL :lalI 0l EE ae TltsEI El E +CflE 4tlg
H=617l 9{il aolq. qat^'l 7l96lG olE ETlel +dfl01 E ^EE -P+
+ ?l= fl+g ET let ?i0ltl.
^ltrJ ^teloll ^|,eJP ^l.t!e-l ^14?.!
tr-}c-toll Etet 9{HJ B+.1=
^lgg - e =, "silE' -
^IEEE
¤-^= rl*Eol '"JoJel *"Jql 4* dC'^Jqlql^J H."l4zl 9loll ;tzl¤ I]LHitlo IrE +zI=
zl]{}g H 0-6}r e^l= +zl6llot 6J+r tr?ttr}. Er= rlBEol zIfl ^J4q^-1 6fle
^I"JEE
6|.zl E= E Jg 4e6}7l +lql *A6J zll$S"lzl- dBSqe.,tJ *zl¤ trJE- aolE e. +zI=
,rl"JE rJE +Cg 4e6}r .JAQI .,?xlolloh
^JE4 ^l-+e+ ^H^i-g _H_E6Iq ¤e]¤.a ^Isl=
't}4l -H-9ttrI.
rlE +A9 alE=
=ela ^lcl
4 ?CflAl rtTlE -sE flalel Et4l xl.NE 8E-ill Eflloll gsiEltrl. ellLtrtE. efl|E ?4^l7lxl
^tElE
7l= d4eE gE6l| ula|l L|E aA8 -E= /.teJEollll BE-6tIl trt;t, g' aaol .E= AFJAll4l gE
6lxl EIE : HE rEE 7lo-l= g0ll Bcg lrl ?J= 7,l0171EllE0ltrt "'(#$"' trJE
E}?lollxl
^lsl
AlEeE+El Etr401 otLJ ?Eg r1lZ6H BlalE, :ziP trP-rl ee gE e¤ + ?ltrt "'(=PJ)"'
:dE
"+al= 4rl"= rPlE uillel s= aaE Tioe 6lq gu Exlel 5lr rlE 0lrll trJ7ljr. -:fl I
il 44] +oil^.i - +4 e+,= 4 idg= Ei{l TFPql E7I.EE}:d F,Ee.e "=olE?!tr[." 0l -d+l7t
=Et
dg6l= /lqrIp.! THoJE ttltloll 6tLtel EU4olrq Ad{?l $il o-:aE-ill7t Edfltt
=^l
- +4' "^l'5'l llE='- o "JU elxl
olq= +?61'= 9^l
+L7l +++ ^Iq 4lEE eCe .JH} 9zlE CB^l7l= 1o14. +i= z]lzllolol zI4lE E= ^l'4?.!
,-Jcl gqql^j 88
A?lE aAE BzJS.ol +Fill diilql oJEoIE +t^ll dillel E^I?l .JHI 9zlz} qBE+r I 0lq==48
= -=
q4 el^l=^Fdf6t=,rloJ9
)e?l=7ilLJ
^Iq alEE Brlxlt
+t}?'lfltrt. 4+ ,lloJ5 dill.J 4o14.

IIE rlsoil E[Et "JE Eg @


=AIA
1. Ea= ErJol aEfl^(=
xl8et E9lE FBA +al7l 7Et e4E E^toll,
01.= El r4A tr01, B+E q^M 7Et +H6Pll 7l) +oll^j ++E ,\,\e
LtElHrL relq rP.loil 0l F8e rl^lu]lxl, E= r=E =61 olE zlErl +7t golfitrl. rt8aJ +q6h= g?]4 q
^loloil^l =, *14 elEts -4(
8il4 rlHll^fsl +troil^'le.l EE= Filrl. ...(=9J).' xlu|1xl.E qg4e EflE B^toil Eflall qE ezH re oJEt
)elE+
El+E #oil E|l
Z'SAl s.lols. Ed6frl ?J9teq, rrioll EE6l4r 6[^lE ?Jlttl. rl
rlullEoll A6l Elseoil 9lqr H?ttrt.
^taJ-40e
ullrlE Ee3 "Jg-d
^lul|rfsl
7J#E9loq', t^10il oil+ 9{:dE} Tioe+ q7{fitrl. .(=+) o]l+rl-- 2. e3= ?,7|.'71/.lEE rJel
rlullrPl:r'3ti1l0ll B^lo-l= 34= {lulolrxt flrl. 0lElE} xlrdopFJE rfll xf+aE 84:d Hl Edg ile6tr SBrt rl'
e raolfltrl. flqg xrLl6l.= HJga F TlrlE xtrll= 6u= 0lEUt tril4?.! rt ael ( )s=/= E-a6[
^ltrtrlflEf. ^lul|xlE EElEl
?1861-Xl 6lE aolflq. r U+ rlut|rPf
G ?ldEl
8Lt tsalalts gtrEl =zl3 e6t|6l'E E+ 9.|Ue.E
,J ^lgl=
8rl6flot Elctjl E'?ttrt.
+Elflil 'Jrlle rziS=flEE6t|Et71l EIE 0l0ll t1Et E_tgolq gHJ4e HJercl g'Jel z;-oe qZfl
3. +A= 7ll7ll?lol xl{9 e.
=EEl qq
trI. Efll= trJt Erll4?l S^lg Eg4 Axlgl El-J, B^loil r]16ll -_=E_illE 5g Bal= E=E'Jzfi,ol
q: ole.l3 4H6'lE= Elol fl= olE EEel EE==rje+3o+ =g.Et ^lut|Eel
S4l 61.= aolflEl. - E, "x195'- = Ei{lofl gratE
=5i{l Ei{lE E^l'?.!
( \0ll7lqtsEqr
=5i11
(3) 4+4 +7hB +g6t +.
=7l.SEl'4+4
/\=I{ =7lz}
. tt|Ur TH"J= al4el6fr. +'J4 slr. xlgr 5 tr^1 +^lel q-g"J= eagf x.lE|
OH
+-t-
-,
lL:
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El+ 4il9 d+el alA-sfel ?lr.El8 #S s8t"Jxl +6|-= EI]l7l"J8-st 1. xlTlsE
^loJol rll{l
. 7lE g?= qq +E{, n8 59 gqql^] a4-Br
2.
grl e.lrl
3.
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^l?]el)l=g HllHefef=.^_^l7lr, 5el^11=¤
E^ll7l "J8-Bt

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1. AluE flalel el+
(1) oJ+ ll"JE EaEt E+
o+t o El+ ^l"JE 9ol: "Ji azPil^J +flg g+16l+ +ill
el^|"= 4l64ee
=7tel = @ "J+ fl?-l
d6t=.lrelBal ^l"Jel
. +flzlE^l zl+=- q^I6l-= flq
. 4¤: +7lql qql ^JB, ^ll4}, "Jfl EE tr+g s+B + gl= fl4, zFftErll Cilzi aqt

@ "J+
=s¤g+91=flqF
E+ ^l"JE
. e^l= +z16}r. 4^lt;171+lql +q4ot 61"= oJ+
^IEl
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(2) Eg "J#E(E6t*)E H4¤
o "JE+99 9"1: ECg +r|9 C-r., +ts61 ollot 447I ¤?16I+= ^I
'te-tr, ++= ECg +l6J Ail==gee
zlajflo| fl' =Eg
O E]IE U++E
@ "JE+g]E EC
tr^loil a'q6[
^loJ=ol
q E^l=E=^lE
61.^lgr rt|-tr
. ++E +Ee+ trol ¤ zlt
aazl +q* E+= zlg4 " e 4?+"F e+
got6^l= tfl^lolzl 6l= . oJxl^b ++71Ecg +l+ eil= 6}zl seE qceB(, Jh++fr)ol zli.alQ-r. ¤.
=
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o +oJ 4¤l8l
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^lHJ
g^l^toll Lilzt.4q
2. trJ+ AloJel dqq
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q= qql6tTl 91-d
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8E
(1) El+ dqE -Js¤
+t!ol
^]lE
E o r]lE ^ltrJE
El++qE 6J4l
^toJ "-t|.J ^lHJ ^lil
illE I ? ^lg gal 9?= .C=g 4szt +Elel Eag ?+61 HI¤6Izl *EL
r'. oto
.\ElAt -T-
-E= uE
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@ +qE gs-^d
@ ^l"J
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1. grl.= trJE+el EE0il^j
u{fo1 349 +-c.e} a0l
. +oJEl ela +Hg F6ll
^lgl
E4l= E44 "-e 6llag + glg
q7|I Etatot 6txloJ, E
(2) U+ HJH
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gI= aill6l.= ( )
e ^ItrJE
eLq Eot: e4e-l "JoJ. 44 .d¤ ¤zt F A+e+ _tr= gE
o11t1zfralr-tr E?ttrt. ^l"J ^Islel
@ +q *H: +aEl, zl.Esl, +EJ Fszll, +"J r+zll, +"J e'-q d4 F
2. C=E 4*zl',t;Ee1 q71 ^lEl ^H+.
z}flql 4E6J +Elg 6s-e4 tr94?l el^I
^lql elqel el4l: ++E +q= flcr+
E Eflt! 8iloil uJg6l-= @ a
8il EEfl= ( Xol)
C9 z]oilalr. A4E .J+^d q eil zlrzloll tltrl= +le{ol gl*
4? dtrt. 'll+ ^l6f^la
3. ( )e-l= +8EEl E
olLl'!:4= 7fl86f7iLl'E
q^1714= e4oe E6|
ts elE4oJ +lH B9loltrt.
3. EE¤i
^ItrJ
(1) EE¤iE EElet Efl
x{c} ^lEl
OE

rr. q^l8{o{
iO-O
o ^l"J
EE+E 9ol4 54
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3. E.E¤
^IE Exl
+ggzr golLlgl+= g44qe gluJ-Br
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^l"J
E++q q^14 ¤g
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g ?!9l4ol^l ge dE
aE6il u-ot"F g. OII HI.EJ= E EOE ¤EHg
^|E4
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/.lql $++ql Eil6J +z]l$4 ?lzlg xll^lst g+EEE^[4. ^lLH=
HEEI.Bd
^E6H
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/'lri
=
(2) ,\ltrJ EEEE gtt4P.! 8=JEl6rJ
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ul+4 H l+aj 4?] rJE= /.l
^lEilrlu
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oo Li -T- | 8E gEr[ ee aq=
7l|?.!0ll_l'd'Jel 0le.lol ol'-J 6|10t-sr'
=8 ^l.il
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871lC E=6el 8.Jd7l Ege.l +H4 8al4 .
l 9l6H 87ll4o |+ol^1ot -Bt
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^lEl
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^laql^1
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dol ^lU -"J?lE 5t 7t-=d= re16fl0igr
. E=¤
EflZ
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eldEzl trlE+ flH 8C0ll HJ6l= EEoil q6t| ?3
= ^ltrJol ^1-Brg+ ol=9 tr-qt^tolrt g+^le
'94 fl4"' "rtg+E^r E
xlE ,tlU E¤iE0ll EllEt AE, E:4, golq EA E ' EOI /\J/\|,
=ala o oi
T-l lJ-7! Olo
I ME

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^PJoll4l
Hg qTlaL 'Jt!g SBoe 6lolB aTlAF= B+ts qot=lol s.lE+ 6Et. LH7l6H0F g "Je LtlTI=
al HlLr!6|.= dl|qrqlxl Llxl,N=
"Ja16 "J3 olIIE r.loll frE+ 61.= 7iolrL - ae, "^ttrJ E=6" -
. -d?l= 561l^j +el= E= tl+^PI,+= EelA= LEILI1I| Elr" ?ale.l C=-d A
rlq[1=+5
^loJ
E rll xlgXl trJ=-d ^|"tr19
E=illE fl4]01 gr ?133 dflotXl E
q. olelEt trE(t#oil ^PJE ^l'0l0ll^l ^tA
rfl-d -d Ttrl qlHl4?l
¤8= 6lrlE
=6Exl
EE¤ B+l7l EIEE rll,80l Elr 9l
@
ltF.l4 trt+oll elsll
ultr r ts= ?{fr6El'=."+= 6lxl= ?J=trL ra8 ^ltrJ 1.
E==ol4 Ye= a (
=A= E=¤
= ^FJ=01 ^]84?l ^ltrJ )ov7l
gtrJ ofLlzf rJtr4?l E+=0|a| 61.= 47l^lEr.a16lr flq. -=A "8EE" - ^lu Eirlr
el 7l=01 Elolol
. gE aq ^lU g4e ilg= ,=pl=
?J3e_=/r1, Hl+al4e.tr 89] Be.tru1. rEel B+{0ll r|lE} +al6tfltrt.
gee ^1:el6[^l :$elel
ltrJ EE¤E 61"= T!xl¤$ HE Eil ",J "J++el 7lE fl=lEotl 2. dol= tl=
^t,
Etl:d xlC=9 EEq6l
^lEl-
Ettl. ^l"LEel
- dol "¤d Ealqt'-
g( =E6olllt6ll
^ltrJ
)g/=
=¤¤ E0l0tEltrlr +86[ trt.
+eql qsE Bql Ellq}=acBq: Hzl c99l .llt}¤adg 7le= 4ol ul-Bzla}4. 4zI 3.4E= +8el-d golLl I
trtB6l qa}"i g +.J,tI E+ts. rllold 4zI *41 q6l+ 1o14. E^ql + E4'0il rflEl E=6E I
"tE ^8461-= "Jg .JEl 7tl?.!E (
tr+sB +AE6I+I ,J+El= Hol4 A4E 4zlzl *"I"r B ,Jq* ol+zt g-' aols-tr. C =a=
(ol)atr +86tfltrt.
)

r
9E "IBal :qq} rE= ollot 6.J4. qtq +r-l= zldel il^l= EBlLll= HJalo e :zF
B++ z.lEol a"le} +E Bg qa +E 914. ^Jqql qeE ^lEJ E+¤+ Hl+ EB4olTl
x.lEl
ots

B?E EEg
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2. olq4+6fl
= ^l
a47l +lql qlBzl.J ft"l
¤'ilflg trI + 9l: zlB+ ++ol g + 9l+.
^lqg
a ol^l
9. dO

08.
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?4 89
TOE 7IE E4I
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1 ,J,
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q+7l aEe-l rtlg= g trEU= (H7l)
03 $- +EIE!
^taPlE
flaee 4tr6lrl sJe ae?
cE+ zJzlzl tsE gq ,Jd6}zl flz z1z1 .Jg 6l+ a
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"Jq gl= c.Jol trI
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++z[ x]u[r1 4l "Jg a[zl rllgo1r1. uoJ +7171
9lql 9lr bq fl= rl*ol ii'J+ 4zqql glrll 6llot ¤zll ill Szl 9lg4 zlfil-Ee aE ^ll f Ezl il{} t'-ol
t+. + C"J trllEol4.
eB6J ++E +41
^Iolql
¤+ a9 a"J'tlol sgg
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7; 4lEE "tdoll a6}ql O Eilzl-= rl"JEol 4zt 41ts C6J"ll tr+E|.Jg 6lE+
zll^Its Sol4. AilE dflel qlq= E++ Hg ¤ ollot oJ4.
a6lr- 94+ ¤Eg zll^lEllot 6Jtrt. @ Filzl-= +ge_l Eeq q6J zlq= ulr]e_E +71-= 4
ajr4.
H7l ^alo|
r. J#E EC$el ^JEg trelal= r]l fl{o} a}Ez}? @+7171 c9e+lzleJH cilflq4 eo|"l 6}+tr qla
u. *iE ECEqlZl Etlr+ zlEg *c6lrl dqql d4.
4ot"J
o| aliz|! @ Filzl+ +"JE.tlrtl rlf. xllt}$ i+B + 9l= flel=
.. J?E E^dEel olzl4 B^dg +^g ftg ,Ifl trt}tll +qot 6.JtrI.
6110} 6l+7I? @Azlzl AEE+lzlqE e= +dflEol zl4l9 qlg^d
e. ]#ts +r+= q^Hql *^J Bzl zltj¤ +"J6Iq g *+qoFJ ++.
"J9(,f-#)E *+9oh albzi?

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[2401s-0118]
@u, e @=, e
04 ,J, {+pEE gBeE 4trEl a.-!= (E7l)oil^l fl
4Er== AE?
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02 q¤¤ +EtEt ^!.tt7tE gsJE (eTDq^i 9l= EttE col zlar +16}r. rlzlol rq-golq. ++= zl* zlB
-;1= 7f92
L: 4. olfl lfieE ECE Ehe¤ EeE dxlzl94.
3: 375 6lEE *ql qq tsE +?+= +l6I7lE zltlE
-L

E-E +zKpolis)= +B "J+el +Fr'ilolq, E-=.+Fal +r+E +16l-= \rJol dlot qI+. a6}7l E+ ol-g*i
qE +3¤ d¤6}zl 916fl +Cg+. E= +Fal7I q qH + q^Bl,(ll, -n-fz[ u]91
= ^lE ^I%I[.fttr]6]rll
E +¤¤ ++61+ 1ol4B. E= +tal +ql^l eETl 6IH + 9zl49lrl4.
q += +F4E E+ sg6k gg4loluJE +E eE
7l+ +¤¤ zlzJ ¤¤a}rll ++E+ aoJEll, ollol ol=Ht H7l
qzi EE 4zl-*Eillol4. ++= o-sr{
'i-g-g +q¤ 4^H
--,. zJt
"JE0\{6)
I d¤ollot 6J+.
H7l .. 9: E+E ,tJE ol$/lt{frll 6I += ag 6}Ee-l
-,. *zlb r
Bc^J += EE +FillE 4l+ +Eoltrt. FoltrI.
.. "JzJ$ EC4e_e +7I +Fill$ +C6l+ +^llol+. .. 9: zlzl(ffifl)s+ 4zI(fEX)= EES.ol q6IE ^I
.. !a9 +F^ll?l +7Ib altl+lE +¤-g qr_e {4. %rol rtEl g+q flqlol ¤4.
=. rl"Jol ++alE +*!+ E7l7l ++6I= ++g ^J =.
,Jrt g: *fE AEG.ft)ql q?+ EI^dg q^elot
s ++6I+. 6Jtr}.

O-, u @., e @=, e Or,r @., a @=, e


G)r ,u L E @-r,E,E @r,L,E @r,L,E

90 EBS +ts=e 8gq Eal_r.


^tolel8al
www.ebsi.co.kr
8grl61ltr 28+

[ 24015-0119 ] [24015-0121 ]

05 +e= +EtEt ^taPtE EBttE (H7Dol^1 9l= EttE A7 ,J, gep.E 4e:d a"J= {e7t)0il^1 ?t
at= 7-fo2
+L
= ^l.tpl=et
ElTe a=4??
L:

=
oJH+E Ce4r fl.Jg +q6l+ +zle: r.|elel _u. a: Ee+ql elq6l+ rl.HlEol F6l"= 43 4fz}
^ltrJ
+CflEol zltl xH,tI9 HE ++olz} 944e^J. :1 E Agaql s46}q 4]zlalr +r¤ dzlollrl E rll
= 4 fCflol B^161"= flqg r{{a}r.xlu]]{$ xffi-es BEel aaol e4q9+b ag a*6IAl
^lElel
9xllol-b B+g zll{a}r +zlg E}E= Ell 91tr}. "J"J oJ "Jq= 4014.
BFzI otC, aoE, q?-l4g E= +qe "J"JE ^88. zI ].ql zll= {lzlExitr z}^laJi
^}BEg $etru} a;]
rll4l
=: o e4
* "i zllt}"tl ql.J ¤qlzl'J flqg 4dE9 ++ql AqI + a+¤ z196l-= 9¤ zl# $f,t fzloflo[
614+ otqE r qtel 4E zl¤9 ++ql 'J4=.ctrr{l q. falr AWl z}4l# :ao6ll 6=r-lals+ Lq6I^l
^IEIE
7lE4.J +zlg a46}rll 9H, $xll+ rEg oJ elr. t e *C 4#tl B ollzlzl 7l+El^l=.J g+.
u3ol rE9 ++ql Ea flqg 4lql(,ftr0 +lH}es tld
6tzl gtrl. -{E7l+
-. *..^lEJ E+¤+ ++q ael+ql *zlolloh'*4.
o -H.71 o .. 9: ^lql E¤+.g 3l+el ftee r.lrslolo[ {Q.
--,.
4zl flqE cBce^lElq qlzlg Eqq zlat4. =. ¤: ^lEJ E++g "J#E ^i34q^l +aEql ^l
.. "J"Jg "JB+E zlslzl-g.-e aqg 4utr|. oJ6I=BHol g+91trt.
=. "JHflg
.J"Jel zt$fl Etg
+16il 4lqg fl4o14. =. ,J4 9: rl"J ts59 +Cqq} B9 n¤alzl +l
=. *zlE *+E+ #g g+l6}el= "JrJel ECql E *.JC4 49lol4.
6il BCg zI¤4 4}Eoltt.
O-,. @., = @c, e
O-r E @r, e @u,e @-r,L,E @-r,E,E
@r,L,E @u,E,E 124015-01?2)

C8 +- +a=et
^t'at7let
ugge 4tr6trl ?Je a=?

E++:el EzlE *r
rBql Ell6H 3^16ll _B^l g+r
^lEJ
^J
+?-lE 6Iq+ flxll $ffiol C'J+E f
9ll, txll r
Bxl ?*9zl +flEt + !lE+ 6ll ++ rfl6J A+e Eq
4 +zlg s.4. dzlle cz|6}4l EJ4 o + rg qH 4
g ++^l7lqr t+r q{g ql, +?-lqlril= o}zlE
^l+i
dl trolot g trI= Eq4 EzilEol gltrI. +?-l= *4zl t
24015-0120
[ ]
+^l7lBl-r 6l= alE aTle+ +?-lel fl?lz} 714& Bq "J
06 .l- +sd ^w7t7t BEg 4g= E trEcE zlal ++qql q*=+cE a^ aEE ^lga4 E+ot +r+.
4Efd rl??
,J9 B-e eEgq. "+al: zJzl zl
c ^l"J E++g uJffiel{oJ el^} ?J49e +fl6}eJ=
^I
^Isl 4Eg
q-g_r+
E_oltrt.
4lE tlille+ E= *qg +EE 4_o-a "J=q dzll el^I
el flr e+6lq Eq. relr +?-l: 4 cgg dille+ @ E^ilq Eil+ E++ol _EE ++ql^J A'Jp+El*
=A+
43 olrl4.
EzlE9 5gce,q tE-"e Er-ol-="J+."
@
^lql
Ee+g 6l+ ^ttsEg 6}elel 4lzltg BE6l 6I
e +fle "JEg f ?lEzl-? ,l +1611 B4 4Hg 4*ollot +4.
@ +fl zlill= +gg f gliz}?
EJ++E4 aag
EH4"J ^l-S6l+ 401 *¤
++g
@

@ +fle A+ql e-lEl EilEB f ?lizl? E+_H.6t7l 9l+ HJHqE ?J+4 + 91tr1.

@ +7!fl+lql +=" g E+E xtg B^Jzl "J7l? @ E a¤e. .Jdl 4illB + S= oF^8E ++ql4l
^Jdg
¤) +Fdg trt}6}el= "JHI elzlel 4^Pt ffl B+l.Jzt? "J4= aE ^ltrJ
EE+:E +4ql ql%l¤tr}.

08 91
=7l.el ^ltrJel84
.rf S
'ro ET E4I

[2401s-0123]

1 q.- +ffit
^l-tt7l.el
BSse 4tr:d auE (E7l)0{l^1 91ts rile l= 2tr3?
zlcg g"r+ 9¤o19ts gs= +lall x}¤4es ¤^dg ;5z1olQ. "l¤¤ tsot
4 9¤ol9E gs oltg #+6171 +14 qal zl-4 " + +cg +Fa]oltrt. +7I= qBl +
=+6171
qe-s +^dElE $d.J ++iilloJEll, +7I= ol"l $d zffizl.Sol+= !r tr4lql Egdfl
gl4r g + 9lrt. B?-l g-dl +zlE t+.J ^8=g +16I BcElzl"J ¤.E6J sg 9l6lt
=+

a H7l
--1
t ztC4 rH"Jql +d++.
. +rI= EC
.. 4zl +Fill "Jql^l tazl 6I= B9l= aqlzles ++g 4o14.
=. ¤*4 4B , *_r. rE Eq
.J^l *+ql^J Ttar+ +7171^Jcg'}.

@-r @u @-,= @.,. @-r,L,E

124015-0124)
gg=
=aoe Eflg
2 (7t)el a, E (ul) rfl, A-c0ll 6ll=.16h= 4tr:d T!=E Erl
^l.tl7l-=E
?JA Ie?
Az:?:9 ?lrJEol d:dflg E7l6tz gE6U ++¤'Jol'il|= +g
-d 019; &tl= ^lflgg
UE6l-ll E/66tL rrJeltrE ^l"eloll
#= g9.16l'71 ^lslel
+16]|^10ltf.
(7t) E: 449 oJTJE=3 Ag 4elE 56|1 E^161.= flal= 61Ll.el Er'Ei1loil 3g6l gEEt
tt. 0l- ^18 ^l.U=
=J+el A= U91E +16ll +717f r= s+q e+ +E= + ?lE+
^ltlEq
trrtl4 flalrl e= +qEEt. ^l.E-'J

E4t
A: ,JoJE "JB
(Lt) B: ,J, EE AE gA
a. oolol olxl
v.
=L-:-i uct

c e: +7lql^l jr= zlgH +lHI B+lql q4l


^ltrJ
e-
^t4
o e ilEB + 1l= fl+g zlu+.

@ a: E^lzl7l
^l"JE
{{!flg ¤zial e61l6tfl ^l"Jg E^lzl-= n^llel + ?l= fl4E zl
H+.
@ B: qz19 Azlzl flqq EilEI E+ el+= ^l"JE +Eql
=4'JtrI.
@ B: qz13 +Cgel ^JB4 "Jd -u-atg +16il B^dg tl+14 tlgol4.
@ c: zlE tr-qlq^l= E+71-E= aql q+ fl?-l= zlt-lEE zltE lol4l +E + 9l
: aol fl+.
92 EBS +b=3 Sgrl8al_r.
^tqle+
8al
www.ebsi.co.kr
8.Jrl6ll¤ 30+

[ 2401s-0125]

3 zJ,z^ttpl=g g5re.e' 4trEl au= ¤71)0il^l a=4??

A: ++= ^IHlqal ^Jg "Jql= HI=/\1 tlg +q +6}el t.qg alrlE g+l^l7lq, E
g ¤ .Jql= HIE^I gg = +q +c+ B9l= +^l^laot ++. BE Elql^l= B6Ial 6I
zl "Jl H ?Iql^l il"Js}rll q+qo} ++.
++= E^dEe_l 6J4XlEE)g oIfloI¤ HI=,<l +lE= +EE da + 91a, olr]l-trts zl
=' zl^lg Eq gg + ilE+ oilot e!4.
EcEe.Jtlol HsE .Jc0E,L)ol s.r. 6*d
ol fleH BtBt, 6tzl EB 1ol S,4.
^tqtfl4^J
o HTlo

=. *t +cg ulizllalelfl dtr-(=H,)"l olH gB(,z.5)g ,Ja6llot 6Jtrt.


.. "Jd6rr ol90l il= aql d+6l.q= "JrJg ecg cilql olga|lo| aJQ
zJ:

=. ¤: ++= ECS$ .J4X,1EE)el Btlol elEel rlzlol ¤g zllgo1"t 6Jtr|.


=. {rt *: ZAzl ol^J4"J FilE 6lal$ Aile+ Eqq gqg E4ollo} tl4.

O-r L @ -r, @u,r


=
@u,E @r, e

[ 2401s-0126]

4 (71)E
'J, B ,tl"87t=E g80ll,(l
e=, ril7lg + g,l= HIEIE (r-t) :goe Edg Efl,
^1Eoilll glts
A-E0l 611..161.= IEe 4tr:d aUE (H7Doil^l rtle. zE ae?

a !?J? rtE AfEfloll^1 gqtzt ar'Boll E+. r e4 ?lrJ3 4tjg H=61.71 +16ll g5
^l=Jalll
flE ed6l'r. .^.^e= E+g xlut|alollFrrl:Lrrl.
(71.)
E:#Exlts 8g EE= 9.16t| 51E U-d= 9gHJ0l EJget ?lPl4 g!4olrl-. gE3rl
^loJEE
,J}l +71880il +uElts sE BEle +il^toilIl ?]rt.
E:^lel 4lEe ?¤flo1 xl+lsl -"E flal= EEiJ|0l gE-Bte.e{ gHJ g^l= E.S6IE a
olq, tlillei ^l'tr|
x}|tt= + Eil
^11
E¤61.= l0lrL
=Ei1l=
Beil
+ :ulE9 B-d
A-E: ulBE t-tlE

(Lt)
\ ql
^l

+ C @-L@
.---------->
A=,JolEol|xlrllTlg
D + 9,1: ulEg.

o _H.71 o

r. ailflqq {q q+= s4
^l"Jg s+ql E=E}g rJ4.J+.
A: +lH} rJr+t}tr}.
L. Be+D: +7I= ++e+ rJ 4lE i{Aql 96fl B^JEg
^l"J ^Js
E. ce| E: +i= 4lEel +illEql4l^J flqlg "JEE3 44oJolzt +fl9 Etlg.6}= rll
EzloJg rJr+++.

@r @u @ -r, c @u,c 6)-r tt L E

08. +7tel
^tug
84 93
A-t
TO gt E4l

L24O1s-0127)

5 (71)E 'J, Z E8E (r-t) =goe g76lul g q, a^,coll +le 4tr:d trEEj=
^l"Al7lEE
(H7l)0il^1 a=4??
,J trl,J tfi rfll SEtloll^1 7tfiE gE, dB3= gH+71i1elts
^PJ=e ^lsloll ^lE
gE:Ltrl. ^l'8,
il^l= E
+ ?lE= +6011 aZi.? 88, E=6ta1= elEoll^1 86l'=
a0lq. ^lag ^13,

E:^tel zle+3 trilifl0il r .rh1l9 E ?¤fl= rlutlg trrfl4 tsajg +q:dq.. Eill g^toll E6tl
(71)

xlflElts ol tsEt= +el='+3'0lel.= Beee +Eq. Eoll gel r1ltr^Pf


qoloteEt. =¤6lE =Uol

Eel ga= EJ+-dtrt E4t


^l.u7l',J, l-l:tg ^a
+:EB ut
.Elrl El6l
_etHs +
__) uu oo
qt G: ^t+l7te.lga
(Lt)

ql qt

7|ol
tii
olrl
tld
.9.o1 olxt
Ho
=t

>----
ELTI

r. A: +Fel flqol +4ts qqlE zlgHel +lHle zl*ilzt?


L. B: oJHAg 4lr.E flqsE el6il 4lqg fl4elz}?
^lElql
E. C: +fln+ B?-l oJBflg "JEe+ +gol 7lH6J7l?
gioJ fl4z} zlloJg f il=zt?
=. c: ^IEl 4lEql el6lt zlzl _BEg

O-r,. @r,r @,-,r


@u,e @r, e

lzaors-orzal

6 +- +sl ^ttptel gap.E 4e:d aoJE (H7l)ol^i 9l= EttE r= 4e?


E++g
Rl+ +44.= **4"J C9+e_e+q ^J4Lt= 4ol4r +A¤+.
^ltrJ
,r.luJ olES^lElE
g{f,9 oJf, trJ++elql ql.J ++61 H4.J +Ag _H_+6}r. gl4. r4* B
ql EE6l HI6l+ 1olzJ 6Izl"J Hql ql++¤c!+ oJ+ illzllel 7le4"J cilzl gElSql
6+6Jg +4'ilE *4 o + BH4"J E1+4 fl9lql Hlrllts + 9l= a4s}6}q= a
oltrI. =4=

H7l
-. ^lul
AaLl ¤alE H"l : zlzllzl9lE"J + 9l+.
fi$f,$
.. rlEl E++e Ee al^ll= +z16}= EJI E'J4es *3 *4ol4.
.. rl"J Ee+e Hl+ EH4oJ 4olzJ 6I+ "J¤ ill4lE "JC^lzl!.f,iE.z} g + iltr}.
=. ^l"J E5_"-+ .Jdl CEsg 4lzll9 Egcol a6ilg +e^19 zk^J¤ lqollo}
{}+.

O-,. @r,= @u,.


@r,E,E @u,E,E

91r, EBS +b=a 8g+ 8al-r. Eal


^lqlet
www.ebsi.co.kr
¤.Jrl6ll¤ 30+

[ 24015-0129]

7 (71)E A, gEl0{l^l ,\'lEollXl r{l7lE + 9l= HIE}= (ul)=goe sflE rll, A B0ll 6ll=.16t=
=9
LllEo.E 4tr:d r=
AUE (H.71)o{l^.1 a3?

'J ^lU E=¤e ZE 8Etr8 illllE eE¤= ?1861= e-l6H^joJ 871L1ts

8il4 B90ltl.. 7.lel ¤ele8^l'sloll^i 8EE g=]- ^lflAll


EE-d ?l?-!E ZE Il'J4
^|'Aql^j
?l E5E 7lE 4-de-e^i 8840e ?l8Erl..
^lf;Er
(2il
E:?alE flx1 ?.!rJololo}6lr, l+3 Eltl. Eoll tH-d EEoll ttlEl
+"JEl el+= LHT| g+r 8r]61.= A= LtrE-e-e. B7l
3dg 7le= aol ¤i9'6ltl. Lt0llll ='Jololol =3CHq'ts =
rl0lrl..
=
ts4t
-----+: ulE9 HJU

A,B:u1EEt4g
A
(Lt) qt
<-
B ^l
@-L@
A:,Jol=ollltx1t7tg
+ ?= ul-qg.

,1 E-l a
-r. A:
^ltrJ
E++ol +ael6J ail iil4l= Hq6I7l +l.J q+lgg rJr+"J+.
L. A:
^lEJ
Ee+ql TIBS + gl= Hflql qlalE +^l "Jolot tlg rJ4.J+.
E. B: Hol zlt9 oldql q*g 4+ 4^l $$6:o1lop +lg ,Jr+++.
E. B:
^lEl
E++fl CBdg 7]]?lel "JCql *toll"t tlg rJr+ql+.
=r16il
Or,. @r,c @u,c
@u,= @=, e
[ 2401s-0130]
,J,z^l.atTlEel gEloil cfl-d ¤Boe Erl gJg 4??
8
,J: ,r.1u3 Eg+e zfffir *lE6J
^l-BE ^Flql^l ^tgl
?tr gl
EEill9 flzlol
gg ct6l+ =+q^l
4o14. 4q aE.Es ^Islql^.l= +ag6l+r a+q: Bolr-t c4s
9zlzl ?J:.}"t B rlq+ olfzl gl+g l4oiloi et4.
3: .'.1E E++e +q+E +dql^l a'Jglgtrt. +E-l= +?-19 49lz]- +s Bcql ¤'il6}
q Hlzl¤¤ Eq.Jsa o +,r{ +E ++e_E cE"B 7l+cg *L^lvJ TkcE rqEl
of oJ+.

e Ag ^lEJ
E++ol eH$,tlEl zllE "JHlg +^116l-= Aqfl g!${l elofl zlrqqo}
6}dn
u t- -H-EL
L t.

@ ag ^lEJ E++g Beot zt+E gzlql 'iltl c+ +lHlol+ +coJ ,lEl+FE g4ql
4El trzlfl $lull"ll {rJ,rlflot *4-11$tr}.
@ ¤e
^lEl
E++ol +aE+ ErllE q+qlril "Je q¤ EE+ql &q6LE+ zlzilolaJ
E4.
@
=,(ls4L
gg a4 gel E++¤ +¤ql +lzlq ql6J s+7t oI'14 a4+E +dq^l eB
^ltrJ
Ir+!"lo} o}qr B+.
¤) a!+ gg E++e Eq+ B9 zHEaiTl +l+ qlH4"J ftol ¤"l]flg trll ^lB6J
^l"J
+ ?l= 4EloJ ft"l4r 84.

08. 84 95
=7tel^loJg
\
_l

al-+ Tlerl &a!


I rtqt 7l=el Ttil tsg
==J8
1. 4¤t 7l*el +Eut +84
(1, ElEl 7l=el =l¤4+E =E
=84
EE4 899} . el^l+el salE r|1e+7|. qaJqe 8tlE
FJ:d$ . #9 4 Eqq^1 tl "JP q7|E += + ?lXl E
^l5e+Tl"IlEElE^l
. ?]El'l!Bel E3e llzl cl! 9t= d^lrJo.e 5H= _agts + flA
^I8il4
{tef += . _E"s$3e1 S-Je Gl! =011
*olE ^PJrIE etsEf + ?lxl E
zrJ ^l4l 4A'JilB=^f?EZl
. 8E 8qf )l¤'g "J=Je qlH.JotTlLi + ?Zl E
^E-g
oo =t!rl
AHo{O{xl
uo . EA +B0l EEElr Ll= #= +alzl E
^PJ=o|l'Jet

(2) rFqt T16el +84


=E
o EI} SEq= . 7ll"=blr gE6t= rt80ll^j oJZg -E?eu H= g=
trJ8alSpandccn)g fllBo| a3 Erlt gg . ^lE=
4aJ 8tt4 qeJ ^iE=
r,J, 7l+ E+. E+lEg eIA 44. SEtlZI q4 E
^1.73^l= d
4l+= r.e+g trI| 4-sf EA E^1171 ^Hl =o.e ^E
"J$-Bf
=4o.P
El g-d Aq"J. l}of 7l+el erJE +i1l¤ tl*
"Jge ?lxl+4 H A^l EA= q6l| ) leolGloF6[=rll, ++ 716oil rH-sf e.l=o.e ?lrJol +-qt
^l EElel Hl?lrJEl =^l'ldl-=
H l?lzJ+ tr80 I
^lLlr]
il'oil4 E¤ olEall 7 l=oll
^tB=g
,Jll6l.= d^l-trJ8q=
fl884 =+El=
"J8-Ef
dg . EEILJI= E5H 7l,l?l ¤l-"7f
Eaflts + ?lrl= ?a P=El= E80l "J8-Br
e!fl!+ tlg:d #.t l¤= EEt|
. ,J,\l6lr 5IJl6l= E^l trJEEl= ,t.ltrlLl H+r u4t]7|'=
^ta7f
)t^1l7la ^1dlg
Eo=ll ^PJ-
-d-g + ?lt.l= ?a17l- xll7lE

O BJ caEllbig brct'er) 889 gg txlElSE^t^4t 8B^ll= tfl8ee 6|'ts d-goe Eal'l 8Bill7lE+el 3
EEE 5^ll
=s8
flt+ = q7l^E E^1l7lg8-Et
d6l7l ?l-Lf 6lLle] fEe-+ =4=
613
=Eafr
3al3 gA: "Jtr -n
^ltrl=
l

egsl Atr "ls4"oll 5 ^13


^t6t
OE = 2llLJ !+Ef 7|e rlc|+Eet 4Et 7l¤ Ee+E
+/ =al^
. 9ol: t)=4 ) l+el gE= ul*4.q.e E= gB
@ zt=t 7l= xl8+E
. E+7|.+qt 715= 0lE6|G
,iolafr +g-sr
^lLl^lll
^1tr19
s= E l= dt|=61'r +-d-Lr -dE-I| += +
1. trtgEl trH z16¤ e51 (rlct 7l='Js+e.l) . =
ErllE: rlqr'7l+01 ,f= +84 ?Jl+61-r- ?!rJE HJd4 5aj= ell+
A^Etr Exil6t
=E= ^lr
^taJ-
EII'( ) =
,\ olo
51 -T-
^E
=
E4g + 9ltrt= ^liilTt
+q7t .9nl:rl+ TEel "Jc= uls4o+ E= g8
r1l7l5lr ?Itrt.
rlEt 7l+ ae+E . r++ T|$el HlEZ{olq HEal4oJ +?-l6l.4Ll$qlel g{¤ E
2.( rl+ 7l+E
)e-l=
=Eg ^l^ll=
(rlEf 7l= ul+!+g) ^llAf8 r]4 7l=el 7l^lE ?]861-^l gr 4qf 7l+01 ?l+ollxl 7f^{r|.= qa 7l
gE= rlLfilll 'Jg4o . ErllE:
e E.ts "Jgoltrl. dlE{r} drt= +gzr+= +80il^l Edg HJgol-^l
^l
3. ( )e-lts 3t+ 7leE
=-tsr

ul?.!rJ40lq HlEel4oJ
+rf6tZLI 4trlE
=EE
a'ald rl.ill= E^{ g=
"J801tr}.

rtcl
2. r[Et 7l+el Ttil ts8
OE
(1) rttrt 7l# Ttil ==J8
1. EEEIE -5rts gB
2.48t 7l*
qE+el) ^|8+el(riq
7|e
t
=aJ4oe
e r+4 zl¤' zlill= =a3 aE +E aE olq+a B
3.48t 716 Ee+el(4qt 7|e
ulg+el)
@ 4El 7l¤g zq+4.J +a4 de, Eq4
^tr= Eoil
zlal9 Bzl ullE.ll ro4 zlzlzl
T}IOJ¤ + S+r B

96 EBS +b=3 8g+ Eat_u +qt4 Eal


www.ebsi.co.kr

zl¤4 7171= ++b +El= H46}ril ++qse 4ol zl¤3 S?]zl


@
^I¤g ++= 4ol
+41+ *lzle*el zlfeglo} +4r B
@ r++ 7l+9 s?]4 +dql^J +zll6ieJ= ^lE= 4oI zl¤9 ERg zJflalr.. el+g a4
a4oJ + ?iqr E
=
(2) utqt zlil E-l'JQl =Je6E|= gB
7!¤0ll ctl-et

c r++ 7l¤E cBsI 444 94 ¤+


'H^Je_l
de "i A4 g+9 4Aql^J= 7l^l7l 7\oJ

¤qr R
. zlqf zlaol i_!94 El=JdE,*= ?ltrE7l gl-d 4Eroq 0lqqE E+
I}E
xfelap4 7l7l7l TH"JElcl^l= zl^l^l0lLI3a|E
E
8.JEI . S=rr+ dE= Sdtl HE4?! E4= gAolts E+ r+8oll^1: ?-{98= qH6|.= A0l 6
o6t
4Ei

. 7l+e_l E+ Ll1s= d86lr r UrlE gt6lts r+tloB 0ltrfl0ll= ztl?19 7l^l$0l


rl+
E+ ril8E 7lg9 0lq,
d8 g
Ll Ee. ¤^14 5 rlgEr )l^l)l7H"JE + ?g
^la4
. rl+^l=el E+7|. tll+E qtr =4 E+ 7ltrolLl Tlgq E+Hl
ilg.ol =rl =4= +^l-Bt6l= ^lg=
?t= =8
EO-t fl"[r{
O Ooi.rq,^.
E6H 0l+0j^l7l nfl=oil )t^l7l7H"JE
E:+r|tr. "8tr1"= tr1

@ 4q Tl¤9 zI+ E6J 4E z}l?4 ul.{z}zlE xl-zl CBE}9 9+e+ S44 z!flol Fl"t4 L+l 'd= tr-st'=
=oJE
^1lzl4-e.E
o|;Jer. B E7H*.
^F ^l.olel
T lzl EE.

rflA ,sgoil rflzt'dE


@ +oI 7l+ol ffi{
e zlo}61-b Ht= {aE
=g^d
o +¤r+ s9 e a;ttol4E sEl4 + =
^l'tr14
o 7t.X.5l
o.!E

44 fleqq il+r B
@ 4+ zl¤ol .JaE s4 BzIEE +4lql ?lo ',-tr 401 zl¤9 fl+6}r +}*51-= E. r+
O610lEllZ
!= tr+^E" ill d
eg flrJE #4 +84"J B9g_e qa^JE .J g+r +tlEL ="Jel
=
L|1tr^lB }+EI=
a3^|'89
+e '=llel
^l^i
oll^1 -d=^He-l t=84 ^|il'
E^l
rIE EAIA 7ltoll EllEt 0}4rl4el6[0lEil4E EB +E qE"J. 0l ^qq Egl. +
a, gd E !=!t EzE q
aj gtEHTf lleElcl?13
. qg= EE-d 4? 7 t=olal +.Jg sol^l r
rlill= c-E olLlz EE olLlal.= ...(=PJ)...
7l# rH-d 7l# dE^l7l= a4= ?,Its xp;4?l
^l¤01r1
j g=el aaft aolq E+e
E40ll rflEl +El?! a0lq. olgxl 7l+01 =86il =rtlE
?l,Jat Ed ffilll 87l= += + 9lrlts "417|'? + q
g4 ?lag EEtaJ d xFTl e4l *gel ZttlEt E8e-l rllETl E + ?1tr1.= "#J7l? . (et) ?1il
@
1. 4trt 7l*E (
xq)e
e,83 r*lEl Ag 7]ts-d ,ioE^ ?¤g + ?l=^l E-=rlU ?]rJ rfl-d +alE E^l= relEl Ets oJ6r0ill1ts 4q 7le
AHaJ EillE lts E7F-6[L|I. "Jg aolq. =xlloil
0[4n1,r, 'E^lE 7lflrleg'" - e Eal4 +8lLl87ltr+
- q rl+egol=dtrtrEq.
.71¤E EEA 4at 164?l oltr aol olLltl. +al7l7Eq?l AUg 8r-tola a7i.Z 0lE6f= tiloll
2. r+tr}7l+el ( )!+E
u tjtj"=u rrioll 0|lEElzLl az,lz trltrlol.= :ei, 7leE Etr0ll rfl:el +alE trxlE e? 3Eg + 0lal 4E171=01 ,_{94 Fl
flts zls. r rtl3glLl. +al7l 7l+= E84oe gloPJ g/lfi.ol +al= olrl^lLl +rl* B8E,*+ flal
7l+oll E=a{ 9!= doltrl. r4Lt aEe-l =¤6lA
^l^.lolq
3"= 7l¤g 5aJ4?l 1oe ad-s qolq, 0l e E ?]Eg7l 9lEl rl8oltrt.
^BZl
+ +el= +gHl atHe 7l¤0ll Lfl"JzTltrl. 3. r-|tr} 7160il EllEl Tlil E
eilLt6tE Erfloil e+^1 EcE t!=61ts 0lBl
^taJE0l trJol B.e6lclr Hts gB
-d ?elE d4o.tr 7l+el Etroll tll6H oJ=40l4l6l7l =61
rflEoltrt
^lrg^]3 7l¤¤ E+61
oll,'.1ts r+trt
- 6plqE, "7[=oll 4-elEA" - I BEotE s.= 48E
( ) gqo_e q7j^1
o}^ull9l trl-sE 7l+g .JzI
^Iqe+
++6}4l r zlillE ga Eq= z$lt- gleq, zl¤ t ts ?J Eqr +eEtq.
ztillE ,tjr olulr e+s olu +t"J sol4. .JzlE +4 ¤aql 4+ ?44"J Er+ qe +a
x{c}
OE

gl= +xllE s+g EBlrll f L ft"lzp. ulofo[94. := 7l+g zltl6es4 E+trtrJ E.al
l. Ttilec^l
2.8BEt
E a+ "JzI"l 7l+ql ¤=+Bg 4olrtl _H.gttrt. 2 -Eatrl

re. i+-qt 716118zl 97


rtqr'zteil Eel

iI ut+ 7l=sl 4g
^til4
1. slEt 7l¤rte.l r4g
(1) rlEt 7!¤rlE Ll|4 4g
o E" +8il?l
Ertl6l'Il ?J= IIELI E+ o 4tr1 zl¤zl^E 4eI zl¤ g+ +E]E da4ot 6l+ql, 4qr zl¤ fl+ sq+ 44 zl¤z}
gt4 eIl 7I e46tr cd6J qltre 4.J 9t= ¤+= +q6}7l 9loll zl4ot ts sPl4
-
Llt= B+]
-olqe ?l=cl
?l44 4E
E7 rl|ELtSul=¤ nlt
6tzq xte= E¤ AtIll "J^lg "Jc.
E4 6tolF Llls-rleqBetl ¤) r+q zl¤zlt ¤+ 4cql^l +la, H4, Ee, +B6J zlz| szl Fq Bls?-lzl B+l= 6il

=6t=6J91
EIEE xlrJ== *i1 E7l ?} E
EE +.J614
:
^J=
A0lrtTl ailB
g9{ .

:
@ $trI 7l+zl^= dE qltr-g S?-lztss 4+6110} 611, ¤+ a+= Sdotrll SEofo[ o[
^lE6lts
Fq atril^tBoillt11 q, de4 o e Tlq6J CEql 44 ¤+ E" E= +|-C6}rll u]ltsollot B
+Bt! rt +q6trl ?J4
I]rl Ll. ^t4=
6eEr BL¤ 6l^l ?j @ 4+ zl+zl+ ¤+ &fl5 zlzl{ zltlel ¤*zI e E.* 4}]"JzlE Et4ot 611, +E ¤
E7l P xlrt r[49
^l.Eloilxt
+q6tE 89{ +zl¤ol {ltrlg + ?l= e6 r+Cg 44ot {}
@ 4+ 7l+zl-= zt4lel ¤7zI .s4ztge +"Jg f 9,lEzl, r4r uldBzlzl il
o 48 7l= ^Ipl4
Gl! g +E ¤eql q+ tE ditT} 4e*=zl ggtrol."t E+
=d-sr ^EE ^l'Eoll
'Jg 7lA4 6HE= + (2) q4 4g(^ta4 4g)
4Et 7t*rtE
^ll^l6H
7|e. 7l+0lL+
= ^1+e_lEE
7lrfl 7l=01 0iLl+ O 44 zl¤zlE zI4lE flA Aalzl ola ¤6}ql ql6fl 499 4oF !l
^lqg = ^lElql
doll .J= 7l+ol TlEoe r
+oJel dE THdg + 9l
@ r+4 7l+zl^= 4qr zl¤E er+Eol
^Islql
trla + fl= +44 ¤6J4
"l4ql aqg +
^g
Ll-=.8?_to]l,,\i
geg +Hrll eE6Iq olql 46J elHJzJ ail= ollot ¤:
9lE
^l^+E
@ 4+ zl¤ztE 44 zl¤, 7l¤, qill qq 4 zli E" 4 ,J3 trl"Jq} zl¤9 zllB
o 8E gaJ ^l=d= ==41
,JE galcloll,\l g?lg
6Iq .J+el BE 4xllE 4a6F= ql 7lq4ot +
0lL+ trzlg.ol r =4 @ 44 zl¤zl= zttlE ¤+ gEol .JrJel ¤g^dg +¤6Ir sE e 'J^Jg 9l+ aqlzl
=aleinflEoil
7l F0l7l +Iz ^fill
^lz Ce6l+ z}^ll= zI4"F gL
0l dl.= E=J4 Bg
@ 4E 7l+zl+ d6J eltr e + 44zl qltr-¤trlH ¤
^14* ¤+"Jzl4E ^l-44 "
6lltr-¤:
+= ++6110t *
@
1. ( xol)il rlq 7|e^t
2. 9LlAe! rqg Eq
7t 8116lr. ¤lEt 4se
Eg ?lts E+= +g6t7l 4g EalE =JsC 8l^l
(1)
g 8al4 fl
+16ll
^l4o[
4!+ gE g^lg "JEltr-t. o 4.JE Hgl= ¤^]qltr tc6l+ dEzl &?-l+es= +eL zl¤ ^lqlql g^8el + 9l= E
2. rlet 7l+^1.= rl'uE g+
xll$ 6il461-= ql +4lr| 9l4r B
TtBE= zll?lrl= "Jd
0[ 6}l, trtE E?^l=01
@'qqid aql r]lt^}+49 +4'=E40e.61^=dE4 +E-lqE zI'J rl]H4=+E
uElg+ 9.E ( )4 'Bfllolo} B aql 4fl 4"J'9 xllrlEr
8g z1xioILltrt. @ .JAElol zq"J4 + gl= +g* zI.Je + fl= bqg z4gg olqollot tl4=
3. rlE 7l+^t7l E? =xllolq,
^fuel
olE gEoil '&+l(H,H)-tr
olq4o} ++r B
=!+7t ^Igloil
4611 4"J= x{o} e}El= g:d'il^ilE]|sl
7)? 4qt 7l+^l'E (2) ?.!+ 4g 35
=+ot!
( )4901trt. e "JFzI ++='J+14 eag
=Atr..J+
#ql +f, ¤^llqg "q"Jg *z*
=^ll6llot "qE
I{EI
@ zleel At BBg Heflol 4+1el 44zl "l4ql zl+Jql^l qlzJol 4o1a+ 9l
^l]E¤. ^J4+4 et H¤9
OE
Tl+Cg 614."+= zllrlel
1.4qt 7l+ E+ Eal
= '+q6}zl ?+E+ B+l
@ +?-lE 4.Je: oJzI4e-tr.E: trl?-ll 4lEllE -Etr-61-= aolq, olzlzl o e= rEE #
., 7].Z.
.. oo
3. e.l5(^lsl4)
el eg Hl]el6l-= aol+a B =^ll=

98 EBS +5=,J Sgil8at_r,'. 4qt+ Eal


www.ebsi.co.kr

xlE EialA aLlaE flg Eel

dE Eal+E E= Eq4 4E¤, raol Lt|E4o-E ol+al Aolol'ct:t g^lalE B?lE


BaJz|
?l gqq XEls|oI ?ltrl= E= Eq T? !,ltl. "LlE 0l- Ljl g0l "tr}= ^1tr4 Ll
. ^l.Crl ^tB6EL", ^1El0l
0llll B6t7l= fl61.= ulE :.012fl B6El-." (#J).. LIE oli
" flr1lE^l #Ege q6H^'l= ?J
qq, Efa +4 r rllE,'.1 rll6El." ^taJ=
0l -"E 4Eoil^l B9.l^l-et r9 B9{E qaol El= Et"J3 tr
¤elA=E?l dq^EF=
-. 7lg0l4l Ett. . (*t). ?.!zJ89{e-l AEq 4Eol-z,tt|
^ldoll+E= ^t|EE
e8 8Be] 991 aill= BE3 rlla trl-=rl ,JZ + ?,1tr1. " LIE gglE A47l rl.soil^1el Tl8
^Fef6l.= :d+lE
Et ?lrJ^l #e_l rl+r+ 5E+E + ?lE+ B+l 6EL" +84 E4e Ee6lE trl9_4 ,=rLl." LlE E
i)7loJ7J gEE 0l4sl7l-=¤0il rfl6il trlq4olrlgE= ?!g{ aB;."
- sLA "4gel B=l: zl¤ 8EllE4 8al" -
^lElle-l

d"Jg qlAB + 9l= $el zlzJs-e zllqlElq 9l+r zl46}fl.+. r= ¤'{ r+q} zl¤ol t}e
6J B+IEE +Y7l Ll++ olg ola|{ i.ll-ee S4 EzllEol ${ap ?lzl ullEoll zl¤
^l]EI
I dF +r]E= "lelt +# 6lt¤g f s.4l -H-r. 34"J9 EH^J"il zI¤4'14 4qE sB
ofi {l_E$ 4.J SflE gsCg xllzla}flQ.

7lE qEI 7l¤oll EllEt aL}^et Eilolael E8 tnntlEs.gfl .E'elBTH


=e{,A
a gg $zt xllE
7l+
7ie.r1 fl61'rl ?J= a= q E ?Jtt qal^1 'Slltr +1= -EE6tl0I61"=71.= golLtlTl
rt+ 7l+el gEol +
'J:?4E fl6l.= ^t|tr8
+al= sl"JHE-l8E.e+q tsE= ettrl. ellLtolE 6J9l= 6lEe EE+.= gETl r4g 'J 8goil DliE gaE Dlal
9.16t|
^ls.t|ot E7l6tr. r ¤r4oil HJ
E 8tr4 +5ol7l qlEolrl. ggo.e^,r,| =4=
7l6E H [aJ^]-d
E: ?lzJP xtEE g 6ll4rlE l rtEoll tfl6H^1 .glltr SSlr zEFd 7i"J= rlE= 0l6t| "JC'JS= E46t7l 916ll ¤
^F-rl g^lEE q LI8 xl^lol
g + ?tr. +I?171.= + ?lrl. uEolrlE 4-+ 7l=E TIHE TlEllg + ?lrt= ,i +oll^j d^l6t=
^jlE
0l+al7l sl"Jg "J6l=
=z0lEl.
,J3 e=* tsllolaol+. _s_442i;lrafi *trE tsd¤ol*
s+^, "JrJ d=:1 ^Iillql EI6J
@
9+E dql^J *21tr4 Efl6J qltg 4*qlgeal oJzJ"l seE ild}al E eBg {+6}r 1. sLfl7f #61= ( )

: 9l*4¤. *lzt alt 4o14. tsllolt¤ zl¤4 4q EBql 4'J +"J* tltrlE u|5rs_+ { (01)aJ ?1il01 ge.e

Xl E EEoil
i16t
¤
il4 .a414 E^ll# 6fleg + 9lg 4"14 "Jfl+. Ellolae 4o}.l d4g_e f3"+ ¤4"J otfi qsE=
:.=6J:d *1.x1
I z}494r _Hit+. 6lts aolq.
2. Bilolfle ( )ol/71'd
rlee Pt-d erl$E 71.

xltctn. H?ttrL
g. ( )et 8da Eilel
olTtdrl EE4 qsE
:Eg =
0lr, ?lrJe rEe-l g+
3. ul¤f 7le 7ll,Je.l AtEl4 ilelet Eal el^.lsl E xl'Erl B4l goPJ ql
(1)^[F] rllE4 iElE B9: 4qr 7l+E ¤7 z|]BqC4 Ar+= Bz]'+^l' F^ll6J+ 9l= 8=g + ?l8E Dw/'l
attrl.
zl+ E= +7tE 4+ Sal +ltlsl ++t¤ zlolap zl+ S6]J ¤zt 4lsE rlBoilot eL
(2) rEt 7l¤ T]|grt gEoll EH:d Eal4 ¤E: 3aaE0ilExgfilz)q Atg z}¤ql ElEr. ¤E isE
: t. gsE "Jae
.Jzle zlEE g+e zI : 2.4qt
ql *ril flt-6l-= 4,oe.. qlael olzlc4 Eezl +"Jg
=olr : 3. +ttr=iffix#M)
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@ +tr+ 7l¤r+ Eal 99
TO.5.
.rf 7l+ E4l

[2401s-0131 ] [ 2401s-0133 ]

1 +- +Utrl
^l^tlTlel
BBqe 7Elttr-d ,l?? 3 q'=
=otl^1
aE6E Lll8e.tr 7Et 4tr-d 4??

+?] q++lq +49 ^l-89 +44 gtr+ zl¤¤ B+ ^l-gr+


TIilE gEg Eqdl-rll TB9qot a}q. oldS
6l+ EJI 9l+. rHe-_erl "Jt gfel gEg H6lq "JrJ r+p+r+ S?-19 S4qlE EoJ6Ial 4899oF 6Jq. rlq
el +4ql *rll EE+^l7l= 4"14. +q= ae "J 7l+g ,l+4 Sgr+ ¤tl, E?-14 zl^lg e
^l-+3 ^}lE F6ll
{hg gEl^l E"
3g oJE=l 4214,r.11-E¤- "Ja ++r+ E 7l q$ql 4ol zl¤"ll rozl zlzlzl T]|oJqq^l= o.l g
d¤ "JEq zlzlt_ Hg il+6}q ^JEg ¤C-6I7IE qI +. r+q 7l+3 s?-14 +dql^l +^ll6IeJE ^lE: r+q}
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q += 4Ell"J a+g "JEfltrl. ¤zloll,rl Er+ Hl= .J+
4-oe Lilul4B+91trI. e r++ 7l+ql rIqI HI^J4 ^Jeel 4EE zlQo| a;|Q.
@ $trI 7l+g TIil 6flzl o e ut4tri 4E= zloJollot
o r+ole +azj +Hg zltlEE 4+ gde zlz{lq"lot {}4.
6J+.
@ 4+ 7l+9 d 4aql ql6J Ttzl gscg oJa
+zlg ott-14 llq ++ql 'HEel
@ I+olel "JZIel B++ #ol oIoF eI4.
+qot ++. @ q+ 7l+g gsql oJ^l
^IEl4 E6ll "JEq^l: a.Jg
@ flZle zJ-flel "J+gg "Jd6E .JAr| zl¤E aE+¤ ollot QI4.
i+ollot +4. @
^l-dg
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@ 4ulg ol+6l.q zlgg H+^la_e-Er,q s9 Ezll# *899"t t}trI.
6ilag + ?l+.
@ +gr+ ¤Ilg E"6J rlq}4 zl^lg Esd?'IEE "Jt s
ql Egol 9xl g}*4.

[ 24015-0134 ]
24015-0132]

4 .t-
[

a,EE EElofl Ell=d ¤Bo= # +d|=d g¤tot]^l 3gE rH.J= g EE


02
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a"JE (E7Doil^1
oe 7El4tr:et 4?? ^l.aptel
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-L

,J: r+q 7l+e "JrJql4 +_gsg s4 z1l"* * TlAq Eag Azzlf,A.J qE 4"1 oI44.14zl z1
gd ^l+rJ9 +zt.J 4"Jg ^846Ir a-dg ol+61-= EJlql"J }}6Iq
4, dz} "Jffielel 59 rI4StrI. +*= r+El
7l+* ol+6}q ++* B+4 +E +4rll ¤ 4o14. r4q "llgq4+ aa¤ ElEl6l-= {i zl¤9 Eeql q
E: 44 7l+e "J+ql4l "te elqg +B.zl"J +¤s-s
6J +?-lE +41= ea 41"+el
a,Qlel + fl't.
zl 4i*
.il* ¤^J +71 oJ&, zlf zlull ¤tlr+ ?JzJ aq g^3 +g +ts4'J Aee aAB 4o14, ol a+ +E= +'J
Eel +41= olzla|fl4. +?-l= olBl6J Efll"ll EH.J
Hl
^JElls
zl+ql .llgrlTl+.
ceq zl-^ll= xlujo| ar1.
O 4+ 7l+g 4+g rll "JrJel ztil +Eg uflzllo|lof o]"
o H7l Y7l?
r. ,Jg 4aI zl¤9 +44 +Eg zJaa}-z 914. @ 4ol 7l+.el Beg .JzI +4¤- +le} E+tr- oJcallo}
L. gg 44 zl¤ Ets+Eq "Jtlg +16}1 9lq. 6l-=zI?
=. gg 4Et zl¤.il rlltl HlC4 qtEel 9sC9 xll
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z16}1 9l+.
e. Ar+ gg 4qI zl¤ol ¤{}z}?
+E4ol-= d¤6il aol
= @ r+q} 7l+g "Ja+ +B6l-q ¤^116l+ Ao e a+dlot
4r d*{}4. 6l-=zt?
O-,,. @ -r, = @u,r @ 4trI 7l¤el 4I+r+ ar+ql 4* Hl+4 cgE 4szl
@u, e @., e gsqlzl?

100 EBS+==e 8g+8el_N. rlqt4Ea


wvwv.ebsi.co.kr
Eg46ll¤ 32+

[ 24015-0135 ] [24015-0137]
gEte.E Err ?Je 4??
5 trtg
=E 7 trlt=s =otl^1 A:s6l.= L}|E..E 7tB 4trEt 4??
$elxl-= zltl9 ¤* xtillgl .lltl 4"Jg {o} a}{ olg 4qI zl¤ol ,-q+4 4%ICg z*= xlrlolLl g?-]tr ?lC
+16il r+E zl¤ t7 sElE ddollot.J+. r+q}^lt Hxl $zl floJ 4Cq^J= tfx}9 ru4 zfiltl7il"Jqq^l
S+ Sel= zlzl4 zlC9 ¤+7i A Eb 4ti"JzlE el{ b $ gtrt. 6I^l"J :B4l 6ll^l r+ol 7l¤E d r+cql
of 6J+. E6J ¤+ rldq^t g_1a, *¤ E HIS?]4 fl+lE zlzlzl 7H"Jqq^l= ql g+r +tI6F= ag
gtrI. rzlr zlt9 S+ *Hol ^i +*4
61i^l=
"J ^Isl4
.S4zl 4¤6t^l strl. r+E 7l¤E ¤+ Eiltr-g dc6}n g+ a
e-tr +"Jg # ilbzloll 8il6il^J ¤{uop; o3r1. q¤ $¤-6I= r+Aql= zlzlzl7]]"JqI 9ll, s+ zil"J
!"lot 471 q$ol+.
c 44zl^b ¤+ ar+E -"1+1tr
"J=q Lil= ¤+lE 6ll^Jb
"J
g+. c 4qI 7l¤E a!+ g+q 4cq^l: zltlzl ,llEg +
@ 4olzlt ¤* zl-eoil r{q} 41 s,ol g+ +tFql dH gltrt.
ollot.J4. @ ,+qi ,l+el ¤+ Ell^J ca r+cql zfilzl4gqq^J=
@ 4sizl* +"JE fl+ A+= rl,tlel ailfl +'J6I4l "J
g+.
^l-
+6il^Jb.J ¤+. @ rlol 7l+E c'Jsl43ql= 4olzt9 ruzJ zlzlzl zll

@ 4olzlt S+ gs$ 6IE^l 4E ¤f-zl¤ol ttrl$ + gqqE tr'+fltr1.


il= A+ 4Ag zllot t4. @ 4q 7l+el d r+Aql 7l^l7l zH"JEzl ?+ot"F"J f-4" qI

@ 4olztzt rlie8 zl^lg gg + 9l+E s e Ezll ¤459 "J5q 'J + ?l+.


^IElzl
zl B + 9l= ¤+ gtHs ,tl-Sollot t4. @ 4qL 7l¤9 A'J+ nlCg 4lel+ d qaql^l Tlrl +
BCg e46l 6J+.
[ 2401s-0136 ] =+4ot
5 +- +d=d
^ttlTtet
gdPJE (H7t)oil^.t a= 7?? [ 2401s-0138]

dq gq^lzl t*qtH 'Jg 449 Eql +qe-


olzllnlzl 8 trtB cE eeql,t1 a46E LtlEo.E 7E] Etr-d 4??
r, a4lE EEI #"JS,ol *F9 +q$.t old4 ^l+s oo uE ooooLJ oo3 00"J
+El +qt ssqlql+^= zI4lE flqol
"JrJqlrll EB 7l?1
r=E
ol 9zl ?+E+ xlgzl?l F4lE E!6ll zltg flq¤- xllol
B + 9lE 6l+el S?]qg sa+q. 9ulE B+ql +{} r[+ 7leE gEol 3_+Ee TlaJqEAi olE ?l6tl ill?]rl
0lxl= g-Bt+o1 tlq u]xl-r. ?ltl. 0lai-d Atgoll^l
dE4 zlqE EF r+49 AEq el+g +r 9Iq Sd ^ltrloll
r+ql7|=E qg:Bt= A{trt6l-71 +l-d lalol tr¤61 e+
6l .JEllE Aq4 olBl6.J Aqg +=61+
^li-Eg "J^lE Etl. 0l= ?l6H r-1"+ 7l=el E+.Ttlg rl8rl E7l
g +4g +Hg x,llrlalxl *6JrI. ol4l 8?-lel utd*" 6lr Ell-g + ?1= 7lE !E= +7lE 4= Eal=+= 9lflsl
tr Tlbel + 9l: 19 "lel 9lE zl8lo]trI. glcl =
^l+¤ EE Atr|'6|-r. dETl ETle] gHJ tt|6el EE=
ol
"l? + 9l= ^l+4 H9l, gag
.JrJel E+ r+cql ql+ a uFJo_e -d Eq4 E7l.= =dEg-dol.b 7l= g-d g7f
a= E6ll ^l]se sul4 fl4Eol + 9l+. qq tr^161 Esu I ?]rl. ^1lE=
^lB6tl0[ts
o Hjl.
-.,. fl6ll r+Qql rI{} S?-lzl Ceol s+94. O 4+ 7l¤ql 4f, d$zl{l|l .J"JoIoF
el4.
"J# Bzl-b
=+¤
u. {lE$ s?]= q]a B+lel dH}4 ar+= r4ollo} 7l¤E ¤zle| Fxlloll +7l7l rHE6ll^j= ql 94.
@ r+q}
{}tr}. @ zlil +84 x|,tlltr 4eL zl¤e-l g6}q Bzl"ll gollot
c. 7l¤ Bdol ,l4g sl"Jzl El4= ut$ o e.
^1]ES +trI.
Sil.l$ CBollo}.J4.
@ 4o+ 7l+E ¤zle| Exll= +lt} zllE4 Lqol g
=. tzJ +Cel dF Sflqte 4q+q Sdqe g^J6I ^Isl
E4lE +g61 6ileE] + 9l+. s614.
= 4q 7l+ g6& ¤zl¤ 44219
@ "JCql "J4"t"J 4q* zl
Or,u @r,c @.,= @u,a @c,e ¤q qlg6}ol ;{astg4.
@ 4qr 7l=rl Eat 101
/\g
TO ¤t E4l
[24015-0139]

1 (7l)el g80ll Hl6ll (Ll)el gllol ,*= raJ9 o-@


+tE1l4 a=7i??
=8= =0ll^1
(zD 4ol zl¤91 CelE t.]]E "J
g+. r?]r S+ er+g Cr+e} g*ql qlql
=olq^]=
EE EI=qot"J zl¤9 4ltrE olE f ql4. olE +16il r+q+ zl¤z}9lzll +rlzt +zllE
6ll^'l= "J g+.
(LI) r+q+ zl¤3 zlzl GilAe_E ut4trol^-l= "J qq, 4o] zl¤zl^b zltl9 ¤+ ar+el
cr+e+ g+ql q4^l HIE^I 4"Jg 4oF"J ttrt. r+q| zl¤ol ^Iqql "lrlb g"Jq3
HX*zl qlEql rtel zl¤91 ql* 4¤"J ^Isl4 Fzllz} gs6tq, 4ol zl¤zlt zttl
el ¤+ r+44 ¤+ a4 g*ql 4el e?-14 +zll= i*ollot t4.
Z
+o
EE
. X: 4-qt 7l+oll tll-d Tfil trJE H}l

o {lE e^6h= trE


.Y: 4* 7l=E g8oll EI|EI r[-qt
7l¤^tE rJ66lE 8E
Y ^{gg
. Z: ty=4 7l+^tel E+ gEoll El|
El el+ 5xllg "JsdE 3a

r-O x at= gE
Llo
xo EE

oo @e @@ @@ @@

[ 24ors-0140]

2 q'= aa6l'= gEfe.E 7El4$d 4??


=ott^t
4* zl¤xlE ol"l dEzl.J lqg- Ellzl qEql 4qI zl¤4 +d¤
^lE.l4
+4ql^l c
ag Eqdr4l B + il= +e +lilql il4. :4r 4ol zl¤ol zizlr 9l: ,¤^l]4 .e-xll4
+lEg ga6}r ¤ziaiE rll zltt Ezl a.qtr + 9l= dtol 4ol z1¤z}"l4. soJ 4qI
zl¤xl-b'f,z}] 4qr zl¤ol zlzla- gl= E4l= Elqg + 9l=qtlg xlloJap. B+et + 9l
z$la- ql4. olzlH 4q+ zl¤zlt.JHi'il+4gq r+o+ zl¤"ll Eliil dE4.J
=bqg_H-+6lir. gl4+ aag drll qHg f ilzl trIEql rqoJ zl^lg ril+
^l^lg ^Iqe+ "JHl
g 916fl Hteizl6J %16-lo e g.+ollot 6l-= 4"Jg zlqr fl¤¤ fr'collo} {}4.
L

C +tr} zl¤xl-b E= 4gqlrl Hzllq"l zlf+al ¤+6l]ot ¤l+.


@ r+o} zl¤zl^b zt^lel dE^Jg ufrd.e_e
^Islzj
4gg 4oil"t ql4.
@ 4+ zl¤z}9lz.ll ,.|]4 49 ol99l el4 49zlzl s+El^J=.J ¤+.
@ 44 z1¤4 g+ 4aql^l g^J6l+ 4"Jg d4e-tr- g+ B^Izlqlril 9l+.
@ 4tr1 zlSzl-b g+ El]tl-E dc "t g¤-E 4cql^J 7l^l +44 Etlg dzlollo} d4
102 EBS +5=e 894 8al-N. rlql+ 8al
www.ebsi.co.kr
Eg4 6il¤ 34+

[ 24ors-0141 ]

3 (7l.)Ea, E ,tl'tt7l=E g8E (ut) EJ+alrrl'g rll, A-cq Eole 4tr:d E=trJ=
=aJoe
(E7l)o{l^l 9lE c]|-a -z= ag?

,J.7l+¤. r^1 6l'Ll'E +tr-rtrJol 0lLlal -d uJ^]olrt. ErHe-l 7l+= xlBtl6l'r ?tts
=aElEg4g E!r[. 0l ss4
trl|= Eg^1 e.golal.= E0lel '+l0f^18'q eE8 xlEg oilL1rl==3 itl
:LlH
(7t)
EoE EE^l7lq, EH[|6E, 0l= rt^l cEl6]| l ol+olTlrt.
E: qEE EE-d A3 7l+olal +.Jg Eol^l r
^1El6tr ^lE-detr/
cs opu;a e{s. o1qa15
s.Et ri. ?l?-r'01 7l+oll^1 olE a= nEolLH=7plq,
^li1E 7|¤0l ^l+!olrl-. =
?lrJollxl olg4l E^l.6l.r ?17J
ol 7l=g olE aa oEfl ts=7[olrl..

EE ga= ETElrl g4l


^l-at7l',J, [---.l: .,J 4'J
Q:
+ -qE
.rc
Lilt
_9t!19-- _-) uu ulat
o6
[]l: ga
qt ^ltlrlel
(Lt)

qt qt

2lol lxt
BI oH6 ai otxl
-9.ot Ed

c H7l
-r. A: ,r*Ug8ql 4.J HlC4 Aszl g9.¤l7}?
L. B: 7l+g oJzJol ,+: +41= TCoI*zI?
c. B: 7l+9 Eeg ^ll4le+
"Jtg 9l+ E+ qeHl tt6llo} aI*zI?
=. C: zJ$ zlrll$ sr]4 ++E qlt}eE +A6F= ae +4ddJ7l?

Or,u @-r,= @u,=


@r,E,E 6)u E at
E

124015-0142)
,J,=^taPlEet gep.E 7El4tr:d 1??
4
A: "JrJg z}¤el q z}gg e^lql ql6fl ¤zlls +A{.r. r$q}
^ls"zI ^l¤E flaJzle{
e E+zl"J ,il'Jql 4= aol+. fEl+ zlse_l csoJ Hl"Jg oJot4zl +16il^l= q+
q¤6}r droJ BBee ,llH4 +?-l= olpq 4ot el4.
^l-Es+El
E: q1o14E Hxll='oI= aol ¤'ol4l "J6J+. olzll ulloldg zlfle zI^lE zlfl olzll E.
g"6J +;lE 4rdq^l zI4lE ++q+4 zlot E+g EBlrll r{H+.
+^l trJ6}E z}71
4tq E|l{} E4lqg t}d6}flsq, lag u}e .JrJg r_^Eql7ll.<J, :el-z z}¤g "J
,Jes+El H 6g + 9l= bqg tl¤61fl3¤ 9"loJ4. .JrJe 7l+ EHe] E o + g
ag +lqjql uulE?-lal qflq. olxll "JzJ9 4"Jg ^JE4lel tlele+ olz.! ffig ulr.fl
=
E,tganlzl trgo}zl qflq.

c a: qlae zlsel "J+E^J zI¤4 aEl¤ e.{oflo} 6.j4.


@ +: zI¤E 4zH4 7l^l= "JA6Ia ,i¤E tr+g gloll Ealot fltrt.
@ g: 4qi zl¤9 g+4 r
aqql EllEI S?-14 Aezy gs6}trl-.
@ g: 44 zl¤9 ¤6JqE aTle+ erJE 4"Jql qlql s+E HlHlel6J+.
@ A4 9: 4oi ,l+ql qlEI +44 d"Jg u].$e_tr qlzJg trl{E ¤4lollot tl4.

0g. rl.-E 7le4 8al 103


/\g
TO EI E(I

[ 24015-0143]

5 raJE ?.lExtE gSe.E 4tr:d A"JE (H7l)oll,\l ?,lE c}le a=4??


gH E+l 7la? rJgEl=g 6l{-l.e.l a^14 flaJ= q-=el a^|e ut+ol
Et. qrlEJ otlil=3 oH^lrJ EalEtE rllE6lE EHtl ,\ls:orlE =*aLl
9^l= utl8l-d i}l f
E^l'g EH= zlEoE ?l6Lltl'. 0l rv, dE 7l= E= 7lE, Lt|ulllolC,
?]ElLL! 5 =dg LlEl'-JLltrl. EtHoJ=E e+ gg4
gdoll^l trl-gotXl
^fJ ^PJ=E
a^E ol'Lltr1alE ol0l q6E a^l +oll ?+Elol ar 9laqtrt. rlTlE EEq
a^FPl a^l tsoll e.olxl tseE-e a^FlE THalELlEl.
=e
La1+ gH
^fi]l7l
trJgEl=8 =rHE
,J^lxl.Ll.e,\FlE
^l-trlE ^lcE =rl1 ^fi1l7l7htl+Elol
?lxl ELlr[. trltrJ r]zel a^|= Elr|.E+
?]^]q^l ?J: SEl|oll
El ?+E ,iolrloJ, EE|1E A^E =q
^lc ^[i1l7l g=q Esl= ErlE :dqr + flo E e ?
=
¤ S4loll= itolTl 9lAqq. LaiLl ['e:-xl7t fl61'xl -eJ= 8EE !.=0lLf EE
E q^l 8E EIEEI=o1 Tlrl= 3aJ?] ?igLltl.
^l.sl4 ^FEe ^laE
o H7l
-l. ats 7l¤+ trl-+ a^l B^J6J+.
^Isl= +oJ"J zlu ¤!6il7ll"J# ^llzlE
r-. aB
^IEl= aqg loJol ExllaFL-A^l ^IElolEI.
E. c.tr ,I"Jq q'J Ctr Exlli 6yJ'^l¤-^IE Eel s,ol ol*"1+14.
^Islg
e. aB EAl zl¤3 ,]iq-19 944 trss.ol ,l]oJ aHE ol+g glqlcg zlu+.

e... @-,= (s).,. @-r,E.= @u,E,=


[2401s-0144]
gBE (4)=aJoe Eflg A-C0l "=ll'.!6}ts 4trEt [!=oJ= (ETDollAl 9l=
6 (7t)eJ A,
=E
I{1,

EtlE I= A??
,J 4¤t 7l¤3 SErl ¤Cg E6t| ,-{S4?l E4= 9z6l^= A= 6|.q, 0E ?l6H^]ts
gE'rl trEe-l ,-{Ed= *e.ag ziol zW =4e-E
ql$oll E+^l'E f$4 7lxl7l THgElol
=s.6l7lE+ Il-"J rl¤0ll 7l^l7l TtlgEl= ?3?71
oJ Erl. ,J= r++ 7l¤e.l E+ rll8 cEolLl
^l=
?ltsr1l, rtel 7l¤g =J¤61-71 +16ll^l= E+9 E rltroll Tlil trJcJol TtlgElcl^1ts ?J
(7t) =48
Eq, 4+ 7 |fo1 t[-d Etrf 4 trt'J3 EEI'.
E:zl-=l7l+ E+E ,-4EtdE ^lgf610;
*eag rEoll^J= E+^l.e-l #4 )l^l7l TllgElol^l: ?l El^l
'J, rt+ Tleg E+
q4= ¤86l.r E" Ed0ll 4E61.= e"ql: Tfil trJcJol 7]lg
+ ?lrl'. ol^18 al-* ) l+3 E.l4 =rl=
ETlE+El + fleq, 7l=el 7|1g7i g
= ^|'9tr3 "Et
Eoll tH-d 8al4 +rE at¤o1 "Je6ltl.

Eail
a
l\.
. Tlotol olxt
tlLi-{ tlo
(Lt) Itl . 7t ool :!.E olx|
u. d, =---t oo tlo
r-. oolol olxl
v. =J-.1 rlci

r. A: 4qr zl¤3 s?-14 Bzl-a+q zf$e$lo| oJ4.


L. B: 4ol zl¤9 cBs+ r+aq= 7l^l +?{401 s+¤tr|.
E. B: 4qr z16 g+= 44Enz| o},l4 ps-91 9o1l ol+qtl4.
^tpl4
e. c: 40I zl¤ ¤+ Ell^J dc 4cql qosql zlzlzl TlloJg zl-bc"l 914.

O-r,. @-,= @.,e @-r,E,E @u,E,E

lU EBS +5=a 8g4 8al-r'. rlqt"l Eal


www.ebsi.co.kr
gg46ll¤ 34+

[24015-014s]

7 (7r)E u, z
^l.tPl=E
g¤l0il^'l
^'lEoilIl
rll7lg + ?,t= HlEt= (ut)
=aJoe
sEE u1, 4 BCIl

6tl'"161.= L}l8e.tr 7EI4trEl 2l=?

# ?l+ flq4
^l-illgq--J Ll-91^IHllE=
ffi EiJloil r|1d|] +aJ6tr +461a1r. Lq6|"= ^taJol ?lrlE 0l
d 0t"JP S0l AC6|'r a+l-d ?i0ltl. t}|-L] oJaq 9^.1 7l="t -*
Eoll g4 ?ltl'. Crll^l CEe + .! rlEoll tH-d ?]+el
^lg0ll sl+61'r r flg fl^l6l'71 9{
^lHtl3g
6H^l= gul= old?lTl:E Cgel ?lE='J0t0F:zrc]'.
^lut|3=
(7 t)
E:?aE 7l+4oJ a= rr1 7l64oe, q^l "$t| ?lrJr-l r7t oJ= Tlzl=0ll,(l Etl6El=
^t
Eal6t|0t:dtl. EtH 7l+3 E+61 ?]rJel ts?ls 0Lll1 tlTLlral =d9{ o.loll^lel E+
-d +EE ofLlt|. 7l== r^1 E74o-e q= ?.!Aqt4oe ffioli ae 3El4ee eE6l.
^1lE

Il*61'cl'.
H z1l

------+ :ultrJ9 "JE


A.B:HltrJEr-tlE
A
(Lt) --------------+ ql
+- ^l
B
@-n*@
A:,Jol rilTlE
+ 91= ulEJoJ.
=0il11

e a: 4oI zl¤ol "JrJqlrll


trlili +44 +Eg AEdloF Elg rJl+tJtrI.
@ R: 4qr zl¤ol zl¤"tl {ql "JAE g.Jqg +Ell^lrJ + 9l¤¤ Zlr+++.
@ e: 4oI zl¤9 +49 oJA SE ,Hdql +qot Elg tr+6J+.
@ n: gg4 d'Bg E6]] rq+-6J 4eL zl¤zl
^l^lg #=aJ + 9l¤¤ ZIa16J+.
@ s: 4qr zl¤¤ "JAE Efeuj B= *dql 4+ HlC4 CSol
ge$g A$.J+.

[24015-0146]

8 trh3g +3:d
^l"t;7tet
gEfe.E 7EI qtr-d 4??

eqlE zl¤ol 4l=tl q95E +E: Ll++ ^llsa, r Elltr+ ltlzl q++ ,rll-+s lol
*.zl ullEgl dE .$EE Ee^J= ol B+l$$ 4 ol{t '1.+6J + S+. olfl ^J+ql^J zl^l
e olz]zl^l zl49 q6Jg +16ll s+qq *'J E= ag Hq^l^l oi+ ¤Eal 9#zt 94.
relr ^l^lg +q q+19 ?144 7s.oll oJil6l+ aTlz 7l4ov 6J+. 6tzll,J qla4 zl^l
e .JrJ q?lql flqg +q6F= 7l¤4 al^lql fli-l{lrt. ol4q} qla4 ^l^lel Er+ q+le.l
flq ^I"lel ,J4Z ^l]Eg S4zi Ezll= "JEq U+. dE4 S?-l:.JrJ4 Sq d zl+4
44l{. +9 t "l4e+ d=g ralg Be-zt Sfl+. r+^l"J olqoJ {Eol sEts 4e" 6I
r 9l+= rl-dol du}4e. "Jq Aqe+ 9+q gq} ^l]-e$ A6ilE s+61-= 1o14.
e Hlolc4 ¤4]s 4"Jel 4ts"J otq4 4"Jel +8lql s*ollot *rI.
@ +4 7l¤el Bd-q-e qlai ffi¤e +eL zl+g Eql^J"J oll¤ollot +4.
@ ++ 7l¤Z "JFzI sl"J6I'J ol^J4 zl{trI.
^llal$ d¤B + 9l= Eqg
@ 4ol zl¤ol 7I4e= qlqg Ezlflo;uj,r.fltrs +q4 E4E
"il4ts +
gltrl.
@ 4+ 7lA4 ¤a;Bol "JZIel q+ HglE HB_q_Eal ,rfltr8 S44 E4lE
.JsAq.

m nl-4 7l++ 8al 105


l0 tE ^tctsl&al
9 Es. 7le ggat EE Eal
1. g=Jat AlElel E6l,
dlil 7l=sl
(1) 8-H. 71¤E g=Joil nt= B¤4 EE+

C 6IE ¤el^d .f,t4: .J^Jzl.J E-ffi r-ulsg.ol+ e+El= E" dl dr uu|trzll ilEg + glg
¤) +84 .tr}fl4 Hs+: Ctr 7l+el ggE "dlol6.} elr,].af,rol zl*oll4 fB4oll 4
^lEl
?14.J
^Isls HElqr,
^l-olr]l
*aq 5+s_e H+
zl4lE Eag zlf-B4l s¤B +
qq Ail +q zplzl +'ll$
il41
@ dE4 zl^lE ffi z\sl +q: d+zl zl^.lol+ cBE "JEl't 44o14 BEr ¤¤ .El6il
Eg + "AY zlflt| +'il$
@ q"&q} E+ql + +ql: d ril4l9 ql+ol+ *+ El* +A¤ Ctr= "JqYlg
ql6J olqlE
56ll d6ll e-eE;rl 4oJ=q} ++= aE6lr ol6llg + gl¤.
(2) 8-H. +84 Etrt
TleE g=Joll trl=
e e^le+ Ezll9 7l+c Gzl: cB F{] 7l+g g+6}q +cg# +^16l-r. Fxllal 7l+^d
ol t"ld
@ 7l+ql ql+ el+^J 7zl: eB E^l zl+ol += ¤?-lqlql uBI4 HlS4 C& Sol "J+4s
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.. cE {t}x}"ll rll6J +ts.J tr^Jol atrE st}g z} A= O6411xl
^l0l0ll
SJ-d 5e aSE 7l':i6l'11 6l'r,
49 + el+. e 8E a.eloll,tl 441x[zl g6l.= trE= olEts + ?1
E. cE.el zf-ftEs ri+g +16I aH ol*ql Hl*g + eq, o=8 qt,srtE a50l olt!^lr.!oll rtl+s dE= rtlSe.E q
r+6ll^J= ql g+. g4 Dll^l^l= d6l= ,.!6|.trt. E-d @ tl.g:d 9zg U
=dol
a. EE CB= **xllolTl qEql +Fillel olqg +l B6U 444oe 8E= +d-g + ?lol ol8^Pl trlq EE
6ll^l aJ4. 4oe gE-g + fleq, @zHE4oe otlillEol ol
^l^&q{ot Ll'el ElEoJo-+ 5-Er'Elcl gEloltlolsfEl=
=x}lqlE xlutl.
=dg
e-,. @ -r, c @u,c
@., e @c, e oo @o @o @@ @@

110 EBS +5?J 8g?-l 8at_N. +"fil 8el


www.ebsi.co.kr
E.J"l6ll¤ 36+

[24ors-ors1 ] 1 zaors-otssl

5 trl.B cE eaJql,ti e^"-l= Lll8e.tr 7Et 4trEt 4?? 7 trtE gg0{l^l Et|g= E EEtrJg (ez|p|
1 rE =E
?i?? =gE
oo uE ooooLJ oog oog
"lz1
=Ei -dfl Ctrql Ellil Txll C4ol xllElltr rl49zl ?16ll^l=
gal ?l= 7flHJ4 ar-p.! 5^10il -".l+l cts.E Eqt "J^l4¤q ol6ll+4lel agol dxllg
aae
-ql7ilLt
^tolslrfl=6l.Zl ArE 4r$-g + ?1= grJolrl. 0l g?.!oll^l=
6lgl ctrql +6J 7l* E+e -.lg 4trel
"lot "J4. =
^18
Et ArJoll^'l tsE6l7l ol48 =JEg xl{?E7tl SSll' THHol Eq6rzl ?*"I
^Jzlb 4.J +4lg +4e+
sBg
8il4 HlEf= IP.l6l +Bg + ?ltrt. rflql qt¤ fl=4 al+ eql +zlloltrr. 6I^l"J t"H"J. e_l+"J rtrEzr ¤,oil rjl
gg $xllE olffe BAE 94 $xllE ee]"-}|oF -d + Es d*ol4 itBg =t}6l-=, E= +"JE sBr+ ?I
?.!ts= E6ll6lxl g=
^lolsltlE
th= +tlol ?]tr|. olxltrJ dql zld4"J 916ll$ otzlp *4zl9l= Eg A-H_ql rll
dl^J= ¤xlel *xllz} gs4q, 619l Atrel qt +Ee+
rlE t+Ll ^taJg E^lE xtft.Ezl EE
grJoil^l rttlE
g + ?lolo|'J^lolsl arJE 01tr01 r1= goPJ + ?lrl. ulallel ,J"J6I zlSl S.ol azl= f oilot eI4.
^l.0lBl "JH$lCg
o E-jl.
o ^I"ltst
*zt +4lE zlEloll"t t4.
=" zHl ql6J
-. qq6J a+qlE 619l CB fzllE Ealollot al}zi?
@ s¤el zl-+ +qE E6I *z}E ql4^dg ++5il *zlql Eilt ilBg eT6I= -"lgl aBql
of ++.
^lolr{ '. ^lslzl
.ilql^J= +4171geqlT}?
@
^IolBl+tel +^dql *zll zllal fr= sflel zffig -H. E. 619 CH +zll$ ?loll H{ 6l+l Atrel +fl$ ol
atol"t El4. 6ll
'&^Izl-=9 e-lAg +Hdflot a}.}z[?
e. t"J9 .Jdg e6il6}= qgl aB4 6lq4E +zl
@
^toltsl =" tol zffigg *Eel tlol qE+ s.¤E zI+
E {}+.
tr^Jollop + flA+= 916il d{zlss fzllallo} alEz}?
E"lHl Eilt el=^d ca+tr .JeI Exllgl
@
^loltsl 'il6I
6il
C-,,- @-r,. @... @.,= (D.,a
Azqg "Idoilo} eI4. [ 2401s-01s4 ]

8 te7 Dol^1 a= 4??


zaors-orsz]
I
oott il=E ee:d au=
'5 .lg=0ll^1 Saap LIE..E 7Et4trEt PJ =ore
olrll{ol+ ,llillel tll¤¤ ul$zl c e 6il46}E^1.
ullill
+q= ollrJol+ 4loJ ctr f+ !+ ae a+ ,l¤ Hal
r="
^tgl4 +zlel
Ell+?-l Lllql^l EllillE zllE|]s
^l-&6}r
Ht
E g46t4l Hzi E^lls ZI+6171_H-4} Eqa E^llE *z16}r]l ItB6l+ t.qolq. fs,ol #olzli ctr +ql
A+ilqtrrl rag *4g *3 zlslE zlzlt- ll+. H ,r.l z|.1lol .?]6l-= ctrE dq6lr aBel 4l+lE Elatd}
ol "t+r oll,r..l :{ol +g B+t= g + gl= dd q B zl +loli^l} qL qiE+ }$ ol6ilqr+ S*qg g a e
g Tlslel,R}+lot 6l-= 4gSel "Jdql E¤-ol q= a3 aI4. olfl +Eql^l ,llill ol4q9 B_s^Jg r,l* 6zla}
olq+. Eil^lql H;l ql%Ig +16il B+ {}? z]]C¤ 9l'J r 9l+. Ellill ol¤-zl¤ol ullill ol6ilqg +d6}7l glql^]
a4r+ trJEq 4"Jr+ ^rqql yl6IE +^l ?*7l9loJ Eq :- l-
e
zl ,J+^Jg qt6[
n&ol A¤q s+g+.
. u7l1-l
o

o rJqt Hzi ilp"Jol atr H4l tileel aldz4ol4. r. 7l=el ctrE 4]Eg a.H..tr. adJ6I= bqg eBl
@ Atr Hal qrJg fl+ qH ¤4s dtr^dg zlt-lzl * ++. of
+trI. L-. AB=
^llqE $zlaltl fl+ HlS4 ^Lr bqg
@ ctrg 4-+.ee zllzF+ f+g F6il etr HalE 4eg ?4oF t4.
+ 91trt.
r. z]l*6]b A-H-q q1a3 Srd4 tfl$ H]%]
uJlxllz[
o-E
AB= 9*ollo} tI4.
@ 4.JE9 "JCql 7lq= a"Jol c_H_ H3l elr}e_l +gtl e. .rlelz| t}elf, fH CH ^J4I9 EgC
oll¤4014.
+rllE 9q1 =fu-+b
:.qollo} qlq.
@ zH.JE9 oile| #zl S?] g4 i+71cE H4l ql*ql
Esol g+. O-r,u @-r,= @u,c @u,= @=,=
ro. EE 111
^l'olel8al
ztS
TO gd E4I

[24015-0155]

(Lt)e.l gElol ,*= 8Ell4 e-@ &ll^1 a= 4??


1 (7t)E gZl0ll Hl61l
=8= =aJ9
(zp xlftrg g^rE B^Jg du-"ll 4el d*ol +E6l BtlE trll HIF+ TkqI 4,o14, :
4eI 9"191,<1 {-H-oll rlt} dt, +d, il49 x}#, +'J flqE sd9 zl-#e} "Jd*
+4lql 91tr1. ++e1 olqg ?loll zH"J9 ^t^Jg nEtr4 .J fl?-l ffio; *cqqot aI
q, +"Jg qz[ {_H.S"J otr]4 zll"J9 4uil EIfl^IE z}f+41 d=6J + giE fli-l
+qB"I"F 6J+.
=
(*) *"J9 "J fl?-l ++g +l6tq zH.J9 AtrE zllt S.ol *zl]ollot 6J+= +tle zH"J9
^I^Jgg a46}r Eql= +ll+6li F9 Ezlldg "J&ql+. E|+^l +"Jel g fl?-]trtrI
zll.J9 ?14 H 67t *dqqot {}+. olE 916ll z}]oJS 4_u S4z}qlrll z}tl
^I^8++4
9 zHql 4u.tl *{} a}zllflg B^tg f ll9o} {}4.
Z
-to
rE .X:89E g
+t6tl tsal
e66h= EE ==E
f
. Y: z6gs1 EE rfTl
,JI6l.= trE =8il=
Y
. Z: t11aA oJ434 Ealolsl^l
EE= e46F= 8E
Llo E-o X
XE EE

__J
eo oo @@ @@ @@

[ 24015-01s6]

2 trl-- +El=d
^halTtel
guJoil^l (Efil 8ts) + A0il11 {l^lE 4floe 7El4E'E} 4??

^I*Eol dqel s= +Eg "J^l6l-= bqol zl+trtrI ¤d cj LPle 4zlzl trI"J5J ela
ol ol ,r-ll,!roll E4lal-ts Ae Eol olq+ s6l4 dol4. qEql +
^IBg Esd6J =4lol7l oJE rll
"J* ela!+ 4t. "Jalol +461-= lol *9aI4. += ^l-E'-Eql4l ul6lt= +4 tt=
q^J z}4lel Eag B^d6Ir A44 s,ol Bs¤ + 9l= 4-fi¤ +qE
^tgEg ^l-fi+7il
olo} ttrl.

8g) (E8l
.JEt'Jlql^l 46ll zl*e} 4l^l+g sg6l.= A= 4= .J+
+oJ=qi Ea 4l^l7}
^IEl ^Jdql
^8dq
qq
^Js += qag TItl ^ItsEq b^Jol 4slqq ,J4tl aE ^J%l"l Holzlzl
,il^l+g ql4ldlo} g^l rEldlr 9l+.

e A+9 9dol zl+zl4l +"fql 4ol e.F9 g.J"Jg Bd6l-^lls_.


@ r+"J* 9d zilrlE E6ll d4E q+ B+61 ql^l6J + 9l¤¤ Bc6l-^lle_.
@ aE dlag +16l]^l= ++E qag qtr.E+ alE 4ol aldgg gd6l.^lls-.
@ "JEl'Jlql^J THoJEE el^I-E¤ol
^IEl
e^J= qzlBalb s "Jg Bd6}^ils-.
@ TlqE e4g +16l E¤9 zl^-fi+ 9"lel a+qlE zllaJslol.<]= "J g+b dg EC6I
^lls.

112 EBS +5=a 8g+ 8al_N. 4-Erl8al


www.ebsi.co.kr
Egal6ll¤ 37+

[ 2401s-01s7 ]

3 (7t)E a, g8E (ul)=goe E'E:g nll, A-cql 611."!5I= 4tr:d TIaEJE (H7!)0ll,\1 9l=
=E

,J afiil l|86[r.
EE flal= x14t^lel d44 lajel tjEolo e I1^|ts
^l\r^tollll
3 +l+!qot Eltt. ^]ltEe
I14r'^1. 7ll?l0ll1l act|e EE|Elolot 84t e_lqol r+.lqr +=
# ^14rE0l 84tE + fleq, 0E ^11t3ol Sds. 7F-6l.trL r1Ar'3E g4-d Ha= ¤
E EllIAol+. =6tl ^taE
(7t) ^[slE Eal= 7ltsEl il
3: xl\txl'9 *lal'l oExl'E EalE dq-d EE!6ll0I:sttrl. EH 8dg +Tl
6f7l 9l6t| UE l14t30l 9614Ed4o_e^E gdoll ,&HEl= e^+ I+E6l-71 qlEoll
r,tflP TlEEt:d +461| aol HFJ^l6l.tl. dE7l.frfrIl|fl^l xl'+Ell 8{J, f;EE tlll ^1
oil "Js-d gtrq xhlol g+lE + ?lrl. ^[A

7l o
EJ
E ell

A . 7|trlol
rr. tlui olll
ud
(Lt) B: ,J, AE E8
a. =Eolxl
v. -g.trlol
=Li--'l uci

H7l O
r. A: g= z-lzlEg;Srllz} Ql4l i+61= xll{l-g-E ,J+6ilo},*tr}.
L. B: "JAE {zlEol ^Jtg + 9l= +Ag u|flflo| uf,Q.
E. B: atzlxl= xldel al4 ql+ flrl= 7Ie + gltr|.
e. C: 4zI S.ol ++¤ + 9lE zl^lE E#ol ".*"t4o},t.Islzt gd.J+.
^bEq

O-r L @-,= @.,e


6tr E tt = @u,E,E
[24015-0158]

4 'J,
=9
gBe.E 7El4E-d 1;*z?

?]qflg E5|] THoJrj rlg:d E.Jol oH sflE +rlloll *El 9l-d gE c^l' 7l=7],J
il|e] qg$ 6l= Ext|E AIBP 7l=^llE8EE + 3 7l=E gal= E"-ll 61+1 8E Erlt=
Erj E^17r +11T.! d|Efltr, 7l=el +rll i{xl 61 6H3-g + 9l6q+.
=E
e6lq flEoll
7l,J+olrl ?lqr= dtxloJ dE80l H6Ll ^F-e
E|1EI E"JePl sdE ;x1lE Eol Lllo[ g

trL -.1?{ E-He o|E^l=el ?zl7l rllEt|-E + EgLltrl. Eil qel eEt|sl 7x1lE^l
=rlldlts
g SalTlrllElqr q.g:Ll Eaa6 g
filg^l E6l"= EtE E8l- 6ileg +71'g
^l'Jel
Hols+ELlEL + ?l: ?l=Ela 9l+Lltrl.
^[P7l

7l O
tl
(
C A: h "l4"ib fl?-l= trtlE] + 9l= illap *+r !lq.
zH"J9
@ 7J: ¤zll9 itzll ft"Jg_e_=. 6t+l Ctr EzllE +B61 6ilAg + ?l+.
@ g: clfl ce +& rlzlE g1q},qtrg Tzll HqI"l oldqol"t *trI.
@ g: .g¤E zF+ trtlg +16il tEql q+ 4Eql +^ll= Eqlollo} QI4.
¤) ,J4 9: el+l AE E^llE 7ll?lel zl-gzl t qg E6ll^J"J olld zP. aI4.

to. 8E
^tole+
8al 113
Ag
TO gt E8l

[ 24015-01s9]

5 f.aJel ,.tExl'g g8e.E 4tr:d aug (H7l)o{l^.| 9l= rflE' aEA??


4E Dllg4 8aJ=, gq flE, lalr 5-94 s.de Er1l7l El: EEe-e^1, 711?l
q Ealel Bq EB= E^{61.r 9,t= ArJ9 Hill4fl Et|E} d4:d
EEoe ,J+Elr ^tolsl
flaqq. oilgE ^tolsl gErl ee +le+E1E E+
+ll+ 8r:d it'J 6FilE ^E ee 7|¤4 =^161.=
olalEl SxllE 6t|e6|'7] +l
^l.e-4 ^lE=
-d 4trEl HJ?lELltrl. 6l.rl"J 0lel:d "#tg /.l.8-6|'tr]alE THoJel eg ?
.-{C4e Tfil= A4-d EfLltrL EloJoll ttlEt rl+lE^l.Bd{
flBoll ttlet
=6Elol0t =6,
Eg, El.?19 flal= tso-]|6l^l ?Je4= Eelel ,JA .l=e BAe]
^l'8et ^plsl
E^1t= 6H=-g + 91= ulaJrlEf tl|?Jol E + ?l6Lltrl'.

.u7l
+.1 o

r. Tllqlr+ zls9 zl-94 +4lE *zJ Exll 4aE +Eeaol+.


^rolril
u. .r.|olr{ +rJel Erll 6ileg gloll zlls4 +^lle+ tl¤4 uqol s+B+.
c. .r.|olrlt +7J9 EzllE qla6}= ql ,]]"JE E'Jcg E-sol qzl ?+=r+.
e.4l.J9 zFSCg a46}zl ?+= H+l Lilql^l rlolul +ZIe-l E{l 4ez{ol u|flrlolo|
++.

Or, u @-,= @., a


@r,E,E @u,E,E

[ 24015-0160]

5 q.=
=ott^1
eE6E LI|E..E TEI EtrEl 4??

.JElgltr-.ll^J ztolel B^dg ¤del rag +'Jg 6llill6}r 4l_Es zt"t zl]Hg ¤c
^tolril
Et + 9l: Tlsl= zll3"*tr}. ^Ioltsl +rJql^l zl]oJg zlCel E+g oJE=a f-fa q^l "J=
-r. E+^l 4e+ E+:-e--E #oJ$.ol +C .H+6Iq q+g 4++B + 9l= TlqE
^I^lE
714 + gl+. 6t^l"J Tl]oJol ec4 +zl6IE^J +il-?14.J aillc dEg E6ll ^I7l
^Iol-=
7I +elq= AEg 6tzl *6Ir, ¤dq^lel {{Cg r]|416}r dg g"}{
qq 4sxl *61+ A+E fl4. :4r rflo.J rJ+e__e. ^I"ltilql4^IotE
^J
e"J, +g+, ¤d 4+ F
E C^14 HI¤¤ EolE^J ¤¤ 4Aq qel+g 4zll 9zls -J4. :z$4r zlole]
^Iolril
BC z}^ll= ,1+E+ gs= S+. 4"JE xlol CAIC9 qr6l .?zle} ^Jqlql^J 4leS zlol
E+g B46l+ 7lq= 714 + 9l+ts, ¤dE zllelotlrJ
e-l {q+ q+ +Hrll +oJ{} z}41
9 E^'.4 TkCg E4g + 9lg 4o14.

e +"Jql ^Iolr+l zlotE ¤Ce ¤d 4*ql ot5.fl g.&3 ulzlzJ gr84.


zl.oi ¤^dg i}+g rJBg g4oilo} e}4.
@
^Iolr{ +rJq^JE =94etr
@
^Iolril tzlql^J
¤^dg zlol= ¤del z}"te+ qE tL++4lE zlrlzl ?*i4.
@ Atr 916il ¤dE ztol-= t{?-lr z}o}E 44loll"t ¤}4.
^lalql 4*61-71 ^].olt{
@ zlzl ci]^dg arq *zla}4 *aql^l zlzl 849 TlslE z[4ot 6.J4
^l-"1ts]

114 EBS +5=e 8g+ Eat_r +qlrlEal


www.ebsi.co.kr
¤=Jrl6lltr 37+

[24015-0161 ]

7 'JSBE,-+EE qlgEgtrEe.ETEI4g:d 4??

a: .Jel'13 zl¤9 ,llille+ Bq t}r}6J4oll rl"J9 Cil +q Hl¤¤ ¤a++e


^l+6}q+ 91tr1. cB zl¤9 gBe 4rl +
-e.*l rl"Jel zld4.J ail +qe+ +9= gcarlEl
ztzt Edoil e-H ctr= zlElap e+ ^I
^lElq4 *7ll4q ^l"JE a_H- fl?]E ^1"J4
ol9 zl#ulalolcg ¤-olatzll a}q ulTTelel q^ig zl4& 4o14.
E: olq,4ol ql+E +qE +E6Iq Cil r+AE E4¤ z}484l 7X"ali +
^IBEqotq
tlg *zl srr. "Jq9l3 zl¤ ss4.J^Jel flq +68 rElls Hlg6J s"J
4 s6lel ,JE+qI+. .JEl9lg cilzl e e^lq
++c6J ++E qieg HE+^l7lzl *6I
=,
4, +ex} C4ol4 +E "J++9E olgq 4E rll Tlq6lzl **+.

e "JEYle Atrql 4oJ 4zt9 +dzJ xIHllE ao+61+zp

"JEl9lg f{4oll
@ .JgF+g ill4l= +161 6l-=zl-?
^lcl
@ .Jq{e Ell+E Ail4 +qE g^ds+61+ ql q}al= xlrlbz}?
@ "JElgle ¤d ^Islel axlzl"J g6}q4 olqg fqs
Hlg6tb7[?
.JEl9lg A5e_l P4ol4E r]l9 u.g"il 7lq6hb7p
@ "J++elg +Al

[ 24015-0162 ]

8 q'B
=E
fl8se 4tr:d a.J= (E7t)0il^1 ?,1= rflE a=1??

4zlB "1499 EBol zl4& z}l"J


"1499 1oJ
xllzir.l:.fl9 zl+.dg, "1499 zH'J zI
illE Ell¤='llill +dql^J 4¤: 4ap+ z|]oJ "l4"lzI r"¤oI4 HLIEE +d-6J 4_oE ul-*"]
+9tr. ol9l r|4 rll+ ql4 ql/-Eel Hl+4 9zlE 6d o e ololl9flH ol49 ?-lE.l3l^le-l
zllHqls Es+rI Eztulat4l Elfl+. olzll ulQol 4el4rlE Hl+
"1499 +-8-zI "Jtlql^J
4 9zlE zla;lt ril :zlzl ttr, de4oJ f+r zl+c9 g+ql Fl ^Jtlz} "Jtlql^l ol
qq= ?94e-e 9+6]+ \lfzlE sEI6I4l Elfltrt. Q{E A"tzl^L zfltl$ {ts
^lEll$
9 zlzlE zll4s *l7l6}J a4 ctrE eBl 'J + 9l= Hl+4 zlHo} 6lr, qq
g+6}q zl^lg ^Irqg
B4q CB= rI=6Ir *+61-= t.qg ,J4oF 6Jtrl-. EE ol !+A
q^l EI"Jel zl]oJ CtsE ^l]_88
e'+E f¤6rzl+ ^lElql ql"+g nlzll-._ q+lE 6ll^l= "J g+.

-H7t
-. z]|oJ* glg
Sr-lzl AB ^J4lr+ +E $Aql *{ollot 'J4.
.. =+6IE^J
,l49z} zll+6}:
z]]"J$ Ctr$ tl+l= +EEl + 9l= }.qg zJ4oF eI4.
r. rlzlB rl49 "lqq ?-lElel^lE C-u d3 bq, ol6ll bq, g+ bqg trB{}+.
=. 4xlE ,lrl9E ^}&ats^lE 4.6: rll^lle+ 4ulxle,rJE
.JHI r{+g g46l ++t}+

e-,u @u, e @r, e


G)-r tl L E @-r,E,E

ro 6E
^lole+
8al 115
ll rrgrl &ar
9 rtEE HEIH= zJE
=^'lgel
1. rlE= HE[E= lgsl gE
rrleEt=c+E
e Eq4 zl+lE xlH *9aJ oJtolq, g= zl¤ 4t9 e4
"J+E "Jtlql^l Ht+
u.= Sd
=4=
@ .JrJ ol99 E= zI¤ 7l-ilE szl oJrJg +l6J +*e__e_"J "JA6l+ E+zl z}fl*
=^llel
9 d49 zlH
@ oJzJ"Jol zld4tJ s_';4 relE 4{tol4, f,.liol+
^lE
F e_t1!"l ol{ ¤48 E'J4
ool+lLla rqE 4tol olqqr B
Eqr'= ttl
5^1lPBE
^=+ @ "JzI +C+elE +44 +Er+ +Al
.tr.6l= 0 lEJalo tel Cqr'xlo l^t
. +c4 +H: zI¤ ¤t¤. zq+4str olfla|_r.4ul zl¤9 Bd^lrl .JzlE sg +sBrll
E+rle"tl:+tl8"= dg--J
6l+ ql olulzlf,i
o Ellolfl .JtE zlHlle+ zI+1= C'Js+61q, zl$9 .JzlE ¤+ ++g
g+el Eqr'^t0l^l 8il7fe-
.6J41: zt¤91 El]+ +l6J ++
r1^l '+ ol.=+El4'0il^1 E o e dq^14 e=B ql#z} 4H6}r il= +A +x-llg flelol E
,Jel trJgl'Zl'#nt gPf-Bt= 9l
,Jat ?lz} +d+qe+ ea+ "Ja 6c+9 =E
d}| 4+4 B+= e56+
@
^lg
O EllTl.eE
u4il ?.!il#+E aaEt ?lrJ #+E
sBael trqr'^|o lxl' +qr'^l
. ++ EllEE old 7J73il . E^1lrfl= Eshzr ?l+el 8714E 0lqg ?1611

e -dalE= +dzl'=tll Eqr' ^ld+94 Bd-El


?]Z =cE ^lr= rl+4e ^f= ++"_tloF:srl.a +g_tsf ^lE
eloisl^|tr=e .^180il={+el=
rfi-d e3-d ?lz ad+el *trP E . ?.!,J9 tl= rl zlil 9l+r q
ell4 7l^l= oJtr6f^l ?Jr oJrJ=^tgel
9lzt -=, A+= fiofl^l=^ilEtlEtr4q"
ErJ fd+elofl 6H.J-BI
+eoJ q7E -=?4 ^tEg . ?J7e6J EA 6C+el0ll Hl6t| rllEr
o olEH4 e+-Bf 4q

qil^il1t8 ..E+4 ^tE$B


ee-d ?la Gc+elts cg qI6l =6r+
g glloll Sd= 7l=01^lU, ^[Eoll 8zJ9
EU rfi Eil rll H
^tgtrg ^lu
4 q^|. 54 z;1ol^lg.
,tllz1lE +st E,\lol r}8oil^l ge= -r.a16l^l gr 8+E 9lzf rldqe Eq=^tg=
Eotl^l -ufzl
^t +EE-d ztloJ= ^lflolLf
7l++6l.HE /lrl olo
i- =+6f71
+ THel ,\lB B[|=EI= 7H8Le =
a
?l^l6t=
i @ 4E.4 rttzl
0fl-reg4;rs fi01 ol-+rlE U=^l ?Jeq. EE EE3 Eq ?dtl E
^lEe =4 ^PJ= =rH-dtfr.
. cel dalql qal5Eg rlg0il^] er-pl 3E E
1. ?]il ?.!a ^Eq
=c+Eoil^1ts
olelel sE xlE E4lE 0|+lL[a . ?.!7.!01 EEoll71l E¤ olA ,Jgg LfEfUrfE. rts rUB rl EE^lGlfi+r
^E6tE+ ErJAilXl E¤d=
TlilE e4 ErJg +{Et
)E 7^]lalr +8gt
( xe)e l+Eltrt. '?.lAq eP Str6lr E= Eio-H 871Uqr E
2. rilTleE= xtEE E+-d Ell0lrJ
. ?]+e-l^E=
^l^l=B-d
=AdlGu;r xt$oll
?l-zf +Eee gt= e4gr'
sts ( Xe)E ^[E= =^l= ^l^le-l
=E
trlslfi+. . 0lEE4 gr_bg ?lzrl.^lEeltrzl= E4 filEloJ^l rllgq.B trg-Bf
3. ilEts E# tElatXl Et
Ell7l=E . ?.lnel 8C= EtrE Sgg + H= 7io+ E HJE.
^1l1ltroil E+zf Etr E= TVlleU.l
qr-dfegul -rE4 rqe.l r+ldoll^j rllsl-Br ^l'E=
+ts ae ?!ilel rtTl r|
uoil EilEl ( )oil o|t . 0ld4 xl34oe :dE6l= sE4 +i1l7l= + fleq, 0ld0l 5=3
sql e?tct -EL:el =^lloJol
+i1l7lE + fi.Llr E =qE
. EEol +-dzr E^l'oil rflsr a^l= ,JE4o+ ?!,Jel q+oil A:drla +g-Bf
x{El
OE 7lF_
u- . 0ld3 fl^lu gBol ?l= E:Ei= &q6|.zl rl+: ae E?Je] xfc0il qet e+?ql
1. +E ol*L-trl-l +8Ef ^f7l
)lAl
2.
e]+
. +xl.ul6lll q46[:I. |.6|'= d-Bte Ll'= tfl6l= Et|EollE g:Bt= 0lxlo
3. ^lE=
e ?lr.pll rtlPt el+= 714_== Tiolalr E- ^PJ=

116 EBS +b=a Sgat Eq_N. rlqtr+ Eal


www.ebsi.co.kr

(2) E=C+E
O Eq4 relE Hfl= #ttzl$4ollo},t+r B
@ f,{el Eq4 zl+l= "JC6E, f,$el +zle+ AflE 6J^Jg rlaEl
@ # +d+EE *Czt +84 +41
. +Czl +E: tl84 olqg +l6J H qlqe+ H dE F E¤ql qlql HlEEl4 +49 HI
C6l-= Alzl$ u}flofl 6
.6J41: qlzlr} f,$E olqol ?E=6J "I ¤d4.J 'I.Jg zllsolzl qrlg $}"J olq+ dsi
ole_lel
^JE.ll4l dillql
q+ rBjTl. uls:alrlL ql4l= zlH
@ qls4 ^lE,
^hl7}
.sal+el "J80ll^1 ifl+4 rE¤ L7)E 0lq= 55alll r.46t|0F
:Ll'rl-:
0lq EE r ?49 flrl
O ole.l B=
49 fl41= rll^l-ef =xl'|q a=¤ LZI= E=
dol 4q4
r|lel o|q= =
r46tl
A ulElEf 0t:zttl= g^l-61'zl
^E+elalr
. ql+Eoll 71^6lq Ll'|^t|4 Tfxl= E^l +3o._eu flEElcl^l= gr E+r E
g+ EEP EE4o+ +5B^l4E
'J: 7l1^ll=Ee
o iE!+E
aila . #= E?l-st + ?,t= A'el +^1le^1 1fl44 Tlil= =fia
rillEoll EE4oe ^l7lel
SalTlgl+r E 91= 59 0l
^lLl7l =eE=
^f717f
q= ^+Elcl tt= 59
Ea6E^l 0l
q3 ul1l6t= trJa -E= ell+
E TH.=
rtE Eall Solel 4ag EE
=d+e-l o L|l{14 Tlil
. E-!g El r== g=tr18, relet rEE nq6frl "J0t0t g EtrJ4 0l+71 ?lg + gtEL r "Jilq ec4 ='=oll_t
E7l
=rll q^1=aJ61c1 't're ItTl ?J
7t qE =rll7l
8E= 7l*E 'Joll B5E fl4e: ExH9 rE¤ qE rl'E qqre.l HlirTl ol+oltr r*ts 7f^l
0ll,\l
=rHel
+ ?l= El ra1El Hl*Et zE4 ae-e E a= e?eEl. 'Je+ Et r=olq fl
+olLt
=rlF=E
,J= --El
+ fltlE, r.46ll0F Ef rlfl ot$ziE S.tt olel:d aol EFIE=rH7l
olq$ re{g ql
=Z#
4:a e+ BHbertirrpeFleE ez|dol 8g:d tE z1-5st eaNol EIts )7lEfolrL
- dq, "!d 84qr'" -
. del +i1l7l fltrF= ,i= "Ja, t+, rl4, 7|q, rhle_l Dl4E sfl6l| 0l40ll rH-d E^lol ?lrl.= a, 4q
nl uE e8g L4 + ?1tr1.= a, + dEel +rl0ll rflet o Pl sc, rr7 |E e+el E-E= ?16l| -d9l
=E gdlg3 La + ?,la E[rle]= HTllE rl.u
E + ?,t= tsq= 7ldrl.= 4. +r-pl 'Jol^1 xNE
^lr-!g
el atol ¤ #s L15 #s. 9ltrl= EEl0il^j rl.NE +^l= ?*r ?lq= aolq. - eila. "EEet a4 " -
1. dol= 4q4 aEE t-nl
cq= illr a+ t.qg zlu ¤¤g "l"l +dg zlqq, EE olg +dg BE" 614l r"ltsolo} ts olelg EEorXl
=rllel Ettrl^= (
qt+r +tI6I9+. qAg .JrJol olu #E +illoJ 5¤g E'Jzt g;.{x(moral natients)olzl -r.q6[0[
g+=
)
el
r.ll4lzl TIilE zlul= + olE¤- t+6.J E+s 92144 ++q^l= gqr +tL6I*.rI. 8l^16tfltr+.
"J "J 2.4lae ( )oll 7LE6l
q LilIl4 Tri|E zJts #
sl +xtl- srl+se.e
trJ +{86fl^1= ?t Eqa
8B
(3)
=C+E zlill-e,<J zfzl$ zlr-lp e Eqzi relel Hgl= E=
Egt+.
o EE ^JBill=: ^JEillE
qEil6llot
r. gE 5C+elts 7il9 gE
aJ4l B illoll 5E= +r 9lol g
@ E'J4 zlflE zli zlfr! rJBolq, qla4 55sEI olr..l4 trR* E= ^Jgill. EllllE 7¤61.= ( )

rj$ol4= dql^l 4xH4 ztil$ zl{+r B ^l+g E/= ila{Etrl


=?1tr+=
EPI|E
^lutrl.
@ ^JH +C+EE *C4 +E!+ +41
r{e}

'JZI +C+elql^J Hq+ E= ^JBillE r+a 7l7l3'J4l+l ;1


ots
. *C4 4E:
1. ols.lE¤i ral
.6J41: E=
^JE4IE ++61-= ae Bd4eE da 7l-bcol *eq, 'llB ^JB4l"il +d
2. e155
3. +8=
g +r 9lq ^Jql4l= +^d6l+ ?B+g E94 0 e -r.El6}zl *E-

11.
^lg4
?al 117
^ltrt &al
: @ EllEZl
^l'^J7I
o8B qa .88 Ee(EfiO ll^E|G 8Eg 4661 q7|ts Et|E= A^-Br
. ^|.8=
8E= +^16lr +C61"= a3 C(=)01q, 8E= qr-l6lr fll+6l.ts 'i3 q(EJolatr E
8Be-l dul=
Ele--e.e=4916lr = +Hlolil
e6l= 883 . EE 883 EElEl7l^l= 8E= 6H^l0F6l= dElql 8g0l ?l= + ?lrt
614661 6lE Et|E
^l= :
tr= ?lg6lE^1. rel-d ^lLl^lu
cEj0il= =71'trl6f1l
Etrl4 s40t :sElr +8Er
^q"JB
. .".E 37li1l= 44 E^lo+ r39 C= ++61ts Agzf 7H^llalts el0l0ll^l +41E4
qlgal #g Scolal,_,t E ^l'Cel
. tl= 8Bi1l7l^l+ 8B
"Jfl?l ,i4Eg-sr 90lel^Zoe ?!zJs. r 85ill9 gfl
g golq, ?laS q= 8B^llHrlEE40e
=-=illel +E6l^l ?.'rla g

rlE Ea{,\ +Htoli{el qgelel 8B ec+E

. 8B E3e ?l,J4 nlzsE g4lE +Iolalr. sl.E-71? LllTl qL E# +8^laqE r g0l


"J9, golfl,E7l ^l'olEErJloll tt|6|l EE46ll0[ :L]E,L Llts trlg + H= g oldle.E LloPlAl=
=71-=El "-|.ts
?l Etl. . .(FJ)... Eq U 47)7lr?!rJ0llXl Et¤ +11 6Pl +{6}q # +=6la ef= #z EG
+ t6l= tn!:d 8917t Tlil 9l=
0l +U:sntn gEJ4se frftrf46H^J= ?J Etrl. ol
^FJP =48
trJ 3flllLl-rEe E+= g.l"-l|^i EE¤ sl8^l7l= g0l drll-e E9' ETLe-d goJTlE ,Jol 8rf6ll

Holottrttrl. -+Btoli-|, "Ee+ela4"-


. +al7l8E *trE "JolEg f.aE +lJl7l: sEoll,rl rlE4lel SE= E q, ?al= 4 8B
ril,
o 7lli1l=
ilPl 0l| +rJ =c qlal6lr. EEloFll ?]^fdct 5g g.zF.lloll +E tr=6lE ?al7l 7Hi1E t'l r P
T|]ijloil rl-sr "J =Ill=
7lr{le} A+6h= olE EElLJtrl. +al EICTfxlB tl= SEillE E4EE Sel
olE^EE
==oil
+E ge 8al oJa
=801r=el ^l.t!rl =C0ltrf.
/\txot
E-T--, Ee
o= Hod
^/\tx.ol OO
OE-T--,
= r=E gEr+ L]|4 +88 dE dEg 6Coe qE eBrSE Egg,ol Ed1ltrt. ?alE dE
6C+97l q7loll6H'J-BI Lt|E4 +al7l d= +761"= +.J01 rE=r-l q=tlaEi +alel Sq rE9 Aloll^1 d=51ts g4E4
E^l= +al sflll4l aEq= Eg= E0l,Lltrl-. - qts4 "rtEofl 4Er=6" -
o dgE =E4?l
clEll xtgEe. eirl gEll
+Hlola= ^JH"l :. zlillE dolq 844 7l^lz zlul, e -E.= ^JEg t}4r *I
Il9 E=oll aEE.*+ E 6Ig.+. r= .JrJol g.ItseelE q= ^JHg 6llil= 4ol EzluloJ tr+lE ?lEull,
=+6110}olEoJ
d'-+ql
3 8al olE dEll6c+el7l
^JEg El*-q +q^J= ?] Eqr +tL6I9+. -EE ^J¤zllz}44Ezl d.E +d
qTul6}18g EllgBl=
^]E
o tr^l r+E d9 zlu4l E-r., oJ+r ftI6l*.+.
^JBill= E'J4_o + rel6l.r.
=+6110}

@
1. +Btoli1ts 8E= +rl6t
z zi3 ( :l,lLJ Eal^ qlgatq &E L1l Tlrl el+
fl =
+T.!ol.ts )
olq. 8Eg trtri6tr +ll+ =Esl
. q-d e^|9 e-l+{EA6H9 9F): 7W7lE4?.! el+E, olE SBillollZlE tr16[= nlxlxl ?J0t0FEt
6l"= ae qtolaE H?ttrt.
2. Blga|= s= *71i.il7[ 4 . elfl. 71tr pTlillE xfgE 7Jtr6l71Lt SEHzl= o*,5xll, 7l|-IdEl= 6l^l "Jotot El
=zdEg+{Cele-l ^lE=
rtr|ug g4eB r+el . dAq 9F): "JzJ9
=71tr}
?tl+= ?16}| 0}8 # L+ l6l7lLl
'i=
==
Ee.l
d= ++61.= *g-d 7llill
7lu=d9l=
^F-J,
atE eloloil^1( )(ol) =xl6HoF:Bt
4r Egttrt. . H84 8EE 9?: ?.!z-tol tl=,gBillollZl 6H= zld= e? trFJol trl6}|= Etl6t|0F -Bt

3. ElloJelts7t8 7lE4?.! E
+E. olE SBillollxlE trl
6ll= rlilrl ?JotoI Eltrl=
( )=/E 8l^16[fltr[. (4) 8Eil
=C+e-l
xlEt
o PsE-g s¤:{} ^J441 dill= E'J4 relel z}++ Ell,tr-e_s

d{ +d+el+ ^JE +,J+9 r]l+ adg 53 z|l;llg9 d49 zl


OH

1.d @ S4zI zllillql


=+ql
2.e4E4 det6C
3. eru Bxpl el+{EEl6illel el+)
u4r ul$a[fl,!, .E-qzt rE]E H+l= ,llE ^SBillz] o]H ^JEll4] diJlE -H-otot q]+E
dzllE +e d"JE4 "Jelg +lEI

118 EBS +5=3 8gr+ 8al_N. r+trl484


www.ebsi.co.kr

@ ^8q 6C+EE +C4 +Hr+.J41


. *44 4H: ^J44lE sgzJ "-e ul.ffi + gl= ^l4g xll+El +q +A Ezll= qla6}
Ell E*g+
= ,llB +Cflg q^J^lvJ + 9l+b +a ul^l=_q_E s= +l
^Jql4l d4lel dg +16il
. +41:

'Eol 1lr, +a E4l= 4a6}7l +16il B5a ++ql4l !+EqI 4gg +r+++E *4lE
ZIH
@ qls4 rhlzl
. -trgf, E, !E= E-d4e_E rH^l= s:d6lE+ E.: ts?l= qq6|.= ql
8al=^lErlEE
+8-Bt =E-iilel
4le=E . ^l
rfl^|ts 9lrJ= Hl=El _"E ulrll ciEal ¤0|,71.= 8B 8E-^1l0lq, grJS rfl
^tfle-l
| 0 fLlal -d
=^H7l
E0latn
^lel ^lHH^p
.$E|,|Z|, ,$E Es-^llel "¤3"J =
SIEfrt grtrd, 0l$tl-fi$ H!6l.ts 101 8al40lal-r E
=
. gla 6d+e_14 trJa H6 ¤E¤ Hltr_Flr ,8B g4 8Ell 6c4o+ ul
^1lzltri+ ^l^11=
LlIA
flot:srq-l. E= d= 8EH+el= +8-Bf
. 8E ES +oll^1 zloe 0l6H6l'='= s= ggillE o rloldE
^[CB ^tEr-te-]
8a E=E dillel E5-Lr ?dflee H='88 6{4 E5'= ^tol¤-d'rl
=rH6t= '==xtol'= rtErl -BtZl ?1=
^il^lEt
*6|q. '=
^tol= ^tot!tr'
g?e
3
rtE Eal^ ElleEEel qrl Eel rlel^t7l= ^tgel
da Etr +oil^i
^tE
=^|1dl'
E uis.P 016116l: el
"t8E
qrl 84ts E+61 0l H+l= *, E, EE¤ ESlq qx|E gEEIE+ qZJ6l.= riol
Dl-El

tr|. ...(Eef)... ?-ltt6l "J6HN EflrlEq= e+E ^lEal


=i5i1lE qg= qrl--=E-{19 EF_^loll^.lr7dE'JHE}?-sflo1 o gg BE
xl EEI^lZt|. qrl 8e|= ?l+el EE EtlEl ralr AEfl xlill0ll rllEl =c4LI ."= ggrlE
gE gE-ill
EE49E
^loJe-e
+rjJelq. "¤g0ll =6 _ eileEq "-84 gF=6=
g" _ ?714 BZloll^l EEEI 7i^l
=el TIL-I
-e /\lEi
=
qlsEE= 4zlE xlulle+ ol+E ,J+61-= .JrJ +d+E s?_lel g?] +"*g +471
'll^J.qe
.<Je tE¤
"*+q Sotzlb +FillE +"+6Ir, olE =+6llot *qr ++6|f,+.

rIE EAIA L{^E CA gEfl+E

s
@
+alqEl Ela 8al7l "J-ealxloJ rlEoil EH-d -Eq +71 91611 olEt4o.E xpl 0lq3 1. 8Efl 8EflZl d
^taJfll ^lEIg
716lr crlol ElSTlxl Ltctz LaqE, ra3 $zEce5 84011 Ea4g gE HlEJol E + ?lqts illE =C+el=
dE 9{6]| 71|E +C
agqq. qd, rErct .Jg Ed?l Eg^l= 56tE, Se Ea EJEoll rtTl olqqE -Etol Eq= a= flg el8^le + ?Itr|ts
g + flALlq. T]EEI rl'7 | E6ll^1, trJ HolrlilJold rtT l0ll Etlet 56}|^j "Jelqq.
( xe)E aE gEol
olrl,
^leJg ^l¤IE
- Lll el. "ttijH .ur-bEt'-
2. A|gEE= EE4
^lES
PJ olL{4 Eg, E Eol
ql^= .J<I"l z}¤esPq +Bqq 9l+= +Ag A+alr d4l +al= +e^l6}q, +A E tllrlE ( =)
d6tl 9l=
zllE 6ile6IBlH 4l4l+r+ .J^l o e Hh+qot ql+r q
^Jg ^iillE 3E4 +1I6IH+. Ee6flot -dtrfts Ellrl
Eal= +961fltr1..
3. s= gBilt= 8E
Lll^=
I}E EAIA c* gElt+Eel 7lE fla(,JB) o3g di{9 ESEI ?¤
flo_e,H= ( )E/E

1. g!14 ?.!?-l0l oF-J 8gi{lEe..l flgg r r}i{lP zP9 Tlil= ,J:f'L oJr-}01 otL-J
8Ei{l=E Tlil= ^1l,l.l6tfltrl.

?.!r-]0il41 8t-d7 tE q+el= E7H0 lE |.. ¤g._---


2 ggx{9 qgde r rli{|.e Ttil ?lr. ?lrJa} Erll6l= ggill9 #01 H¤61 1. se 4^16
olHlrlElc.L
=+Etnl ^p'goll "8r-t6f==5 EEi{
Ell - EllolHl-EeElulf, A0lelllEiaBltTle?" - 2. -EE{
3. dB 5d4 BE
=

11
^fE4
8al 119
ll xttil ¤:al
2. rlelE HEEil= Sgel EtEl
(1) ff;,el Ed
o E?lEtg e "JEol E4E 7l^l= zlH4r -H-q, .JzI4 z}¤ol aEl¤- ol? d.JqlgfiAA-)E
6lErl 6iLle Ehltl =
^lEtol
rl'= Pre.l TtlLl
?zl$ zlolel
@ 6l-e=r+ Bg
^JE
-rla tl'*6}q "*E4E^l #oJs.ol "._FEg Br 7l-q= 6lq
z}flg go} 9l= +Tlills B =,xll4a
@ zl¤9 ^JEqgE94o_+ 6ll46lq, oJzlol z}¤gEts I+==4e+4.Jql4l
^l=J.g
ddollo} 6Jqr +

(2) EEE SE
o E-= vzle l flaqq ^JE g6J¤ +_ag=+= ¤zlEg +1L6IE^I trJ
=471?1"J4
EE tls 9= dg +46J
o?lEalJ @ i7l4 ^il4l+ql^J= rEE T¤Eol ^Je= Hl+q +7Hl Hol 4E g=4ulzlH ++e+
=g('f#;*E ^l7l=
+EC?l
?laol eL B-oe ¤aqq g,lo l,_tr z}¤g +J+61+ ae + zhlg +r.16l+ B+ls B
^t8qlqr 7ltraql +4t AE Ct #
^l^J4 +^+g
^1148(#I+x)ol
CilxE rE"J. rEToll @ E¤^J(TfqHE 4gql 4= ^JE
d ?l= ?¤==P =
9=61 ++Aasl4 ^Itlg *E E+g 6
rll =6
^le
q ?3 Lll=rll. 0ta3 ++-d
SoJnt67J0l g-"1 ?l= E7l
(ffiEE 88-Er'
(3) Ed
E7[E
o z}¤g ol+fl +zlol fl= ++l(*ffi)g al4le^l ++zlg a^l= Br 9l+r E
o++FtE @ ++lzI¤(#.HHm)g ++6Iq "JrJE .J+14"J 9zl4 ¤+e+ ++6}al +44+ zlgel
q^E ?1= 61.^l ?Jn ++ o|.$r}$$ +^lq}
7l7le+
6t1t +atq qal #=
^tgg 7tlE @ "^l*g %I¤. EE-a, Bg 6l+¤. tsEl, 6l+g EE tstsr,
{lrl=E7l"E -E_E
^I¤g EEE+."r{-a
6IE^J tzlg zI¤E H]q +861q $ol"t ++a *v*

rtE Eg rlglEt
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g( il46t
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?10l|6.lq, ,4d- E0t|6lr. rJ-
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ElEoilxl 0fl6lu r4d- |¤le}tL - "oJ^t, -
3 ¤d610[ ^tB
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q= = E= 87le] =01
2. ErqNts E¤8E AI3 ZLt 6]|il= Aolq, s.et Llel fl EE aolq. E= grl # q L|.e] 9l Eolr,
oil14=( )^|.d|8 rl LIE Eafl Eolrl-. =^]|
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++"-rq, ?lrJel E9{4?] =al= =g.q =AEq.
e.lrlL| q+el +Il6lxl E xlE I0lg0l +CdG yt=i'{B BEl6lr: EE}E sF trl=?. ?lol^1 ZE6l.= g0l
g,rl. ^tE= ^lEoll
xtEe.l Tl.ilel 0lE - "8xt" -
q¤E
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+Eql^l= 6J# "Jael dt }--^del *floe -H-r tzlol zl¤9 EBot 4"Jg ^I*J6l^= #
r{tr}
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1. Eqrl
2.88 E5
g
^I%l"J ^IHIE
dag zlad4. ETtoll^l= zlsE EE¤ 4^=zl ?*:z z}flg +Eq qe
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e zl¤g s4 qlag +l+ ++sE {zlE E+4 z}fl+g {}? Ezll9 sqls-E
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A, dE tr|oJ^d Aie+ Ag dEI4l El4zI g^JE'"
(2) fta E4lE Ed
o zl+E zla +qg Hq^J El+6I71 qEle ++e-_B g^J6lr gl¤.
@ 4 zlf{g.E ¤6}9 v\^l+ a+714 c49 xlH
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@ *z\zJq.l Aa gd6l+ "J+ +^l q+6}r 4a6I= Ell B3 "14¤-ol
gl*
@ ¤^llqql"J ++q= 4,ol oI'14 "14
.rllrllzfzl ¤AE

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=81
(1) 7l+ HEtet fl?lut ES|E

. 7 l+ Eslal eoJ Ets gA gEe] ,l4e 8z 14


o + ) l+) I E6l= -ddq e LHE4?]
^[84
aol^l+EU+g
f?l . 3utr|ts rl1Tl
6oil g!7Ael ztEee trEe] 7lEOl 86dl-= -d8?.!rjl, o td7[^
^l+
qH Ee =^|16|.ts
67Eltt= ^|+
q4 5e.tr ?trzP.7lrEGdIE^l gLJqtTlCtr+Elr ?t= L|]Tl+oil ?leE^1 ts
^Eq ^l+ ^l+E
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. 7l-=, 6H"J E gGlLlr ?13 =^tE=
. =+,
E4rEel g,|laJol
^|EIH6H7l^1.+ gg6fr
?tB
8! E4= oJeTl
=+6[q
7EE. oltj+ EJ^. ollEJ,
. 8EH4l7|--u.LtglB =q=cltrE0l
^laJLJ0l
+-d6l7lE -Bf =
=x1lE uzllP EE
. 6H+E0l 8e6lq ^t|.Ee
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"J-Er.

^l^lrHoll ^l= ^PJ=01

(2) 7!+ 8E
e 7l+ cel+ 'l+ E*# 4^e-e-EAl d¤q= celE, 7l+ HEI Ezll=
H3'lql lrl= @
¤¤cE +dql^J HI4B 1. IlflE e4 ?1il= +{-d +
@ 7l+ H]'lE irl6llE ,l+ HE+q ^Jq4sE go&g H Tl4 rllg E^J+4 4xll4 e+z}glrll Eo.E il+6lE ( )
g/= se Eslel fl
g{ =rll +4ttr}= Aql^J ,l+ AEE E^ll7} xllzlB ?loe E + 9ltrl'. =E
@ 7l+ ael= ¤d6}7l flfl^J.7l+ HslE rFEr gl= +ziql zlfl$ +ql6|:il, q^J, q 2. ( )(oDEt xtE4?t s
flol, rc$z| E ^lirl ?lE 4l?ol ts= ,l+ HslE ¤6Jg :a{ao}a}zl 9lq} ]Eqol gsE} ?t E= fla g5el er+
-P $z14oe 7l+7lfittl
(3) 7l+ Esl Sr{lE 6llE6}71 +{-d Erl|4 lq =
flafg "Jdtrl..
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3. E+4 E8E A
7I+ Etr} EE 4+3 7l+ EEloll til36l7l 9l6t| +Ill4oJ Ealol =Je6lqr oJ46G 7l+ Hol -d + el+E dTl=s,J otLl
(1ee2) ^llZl
o!e. iUEHol
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4 ( )oilztrl qifl 4
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n-e 98,t1 . iirF EE^1= 8A7|-4= 0610l H}1=dfr ?t= CTI+E gt7l4 HIl= a+J=
(1se7)
¤g6l I{ ET

r. EJ^ Hll=3= TlaH=f + ?tzl -ef 6ts

1. -E+4
. EJA u;15 A+ 9+= CC+EU olLlaf THg EAf+oflzlxl ^lE+
2.71+g:e]
trtAI EE *rll 4E-Br
3.7tlBJES=
(2015) . 7H"J E$=oll 7l== d6,4o + -Bl
^13617lE

11.
^[Er+
8al 121
11 rttil-&at

= TllLJ Eel^ EJa u153 4e[ rilE


+/
x l7 8UEl"= E7 I ?lpl 7 l+ Etrl Eej0ll rfaf a e el8,\loll,t.l '8Az 14 Htl=fl )14 xllE'7 l. E gE
flrl. 8d7l4 rJ+eJ e.l+ =J¤E ?16|l xEel 7lgE, HEtr Hl{=e.I= 9..!6E, 7l
=7l0lrl-g=JE
g0l gBE 8¤7|^ A+ E+E 0l=d6lxl :*JaJ= oHg-g
Z+ tfE LlalLl Tlgoe+E1 + ?,t
=-g
E+ 61.= x.llEoltrl. 01ts 34lE +?l= rlEsg 8!71-4= Erl*loe #+g + ?l= 8E0l ?1= u
E, x15cl efl tsal= et3 Sxll0l -Eg-tsro_e& 8¤7l H]l=6llE Etr]E f
oJ^l= ^|¤l -g ?a17l glrf. =trJ ^lEdl-E =
=E ^lLlzl

3. Elell lllEl|oll EH:d rqg


(1) Ee E{p} s!4 {1ril9 ffi
o +la ETll* ol4 ^llqel d= "t #E a +4le+ 4aElq fl+
@ 7l+ HEL +Ia sgol zl+qE El4
^llql=
4l*+ ++aq^J +eErll dola + sg
El4 +dg .$d+ z}¤g Eflazl +16ll +lA :l.dq
^]qlel #E
@ E^llql= eql zlzla_
o 8= trtgd EE E+= 4ullot gr
^l+80il
qgd= =^H6l=
8E5e-l
tr|tr @ ql+= 6l+E ¤+4 ol+qd Eq +F4lolq, olF zIAlE olqg +16ll
-E=6l'71 9-l6H ^llqle ^llqlE
* 4ll trqre_e rwuJ 3?! d "J+E +F zI&"J zl¤+tAg ts+g flqE z$la- glzl ?,1*
EA Ttlg ol9oll^l iHqE
(2) Ele]| tH-d r{gzt HflalE Eal
O++4 7l+71= ^tlEHoll
dTl+ol 7l1g Es=el 3d eLl^E 26={oil rHzf Ellrl1g ^4"J8 e56E^1. -d^1lrH7l Tlll ^qgP 3xl4o+ rl4
iHol.9.rl EE!6|-= 10|q, oFl4o.ets r=el #el tr3 ^llrHg
tlx z;47171+ EE+ 4¤E -lE rg-l HHa16l= Aolalr +88r.
=^H=
IlE6lTl 9-l6H
gal6i7 I 96t| ¤aJet
oFJ-st 7l=¤ r lEl,/\ol
-lo-l +tl7l rlafl Stroll^1 'J.J:dtl-E ge= qr66lts tsg= rffllll 0lqE T= 7l^l
|.7 Hile{ Eel ?= =d508^1 ^llrHe-l
Hl.lal 8al= dd6l= a0lelr +8sf
=^,i17

TllE fla 4. EJe4o+ ZE6la. rl+ 7l='Et gd


1. RLlab E+ rflet
(1) +e Hdul T[goil EH:dts8
E^ilEfle.l4fl8=40[Saalg
fl^1lEll7| 7l.d 4ge o zl]BE4 _E_rSEE E+
^1,
9iEloe ( )E
rllE HE!61.= AolaE = -H. _E?4 7l^l= 7l'l"Joil q= s3 Erllts 381 dSrl z16 "J=Je dH=g + ?ttl
TllgE ^l.EP ^lqq
?t+. Eoll 7Hg= +8Bt
LIB ts ?al7l ol4 = =716|q ^lE
2.
tJIlE
Ltl44 7l^l= Erl HE6lts ziol 8zl4oe+ 0lqolal= Eoll^i
el E
*Eoil^l BEEttrlE^.ilEfl +rL ^l.EP
EE= +8-st ^lutl= ^lE= =
3E eAaE B+|ts r= ^lE
oilll ole.lg + Tril 9l=
g=o-e^l ( )gi=
@ z|]B4 _ts-z$ ,t1o1E EHl"Igl qql 6IA4 o e 'S¤4-o e Ad4r zl4 z1;.* gd'E
dd6l.= ziolaE +ul6t 7J]H ol E"
1}E!
fr4.
3. ge4eE Ad6E1 (2) +e40e zdalz rH 7ltsE! gd
gdol# ^l+
=Js= e+-=r + ?= EPl0ll^l E^llrHel "Je= 6a-alE 7l1g g4g
7F_'E! olEfl AllEll
. 0lall
E "JeE + ?Its .8Ell ^jlrllel7l5del H?loll^ se 7t1g= ++:BtoE tl ?lrJal THgrl
==g)E
E9{oll^1( EEI -r=6|q,
"JsE _Hd=^l+ g^Eqgol olLlaf EEql +tr011^1 HlalFrl.= a ^lgol
5+61'= 71lg s^loltrl. ^trlet
9340.8 . 7|,|?.!4 ollLl^l trqt, gaEE 17 I 5 Ilg?:4 4H l= Sgsl'dl|o F -Bt
^lfl: ^lE =0
I'lEI
Zd6t? rl+ . +714 U r[|d ollLl^l THgg rllE4o..e S,3 eg Etr Htl== +ll5l
1. Dl4 7l=-d,JdE Eg g46l
^lB: 5eluaJS qlqdl.loF-df ^lg6E1
2. Eflq ^ll4 =
Eal
dfl6t7l 9{=d . +El4 xl-3: ulal 88, =JAle Eqr, 8= tlgd EE 5rl ,J? +71A -stelel EJA u15
^l-d6l=
3 TlaH IE +q )l+ 7l= 5al e3
3. E^ilrll
La{
+- TllE E5t| +^114E EaJ= 0l=ol Lt|oI Er
^llELl

122 EBS +5=a 8g+8at_N +-Ert8at


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TO.5 7IE E4I


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[ 24015-0163] [24015-0165]

1 +- +sd
^l-aPtE
g8e.e 7EI4trEt 4?? i:j3 ,J^tAplet ggoil Ht6IlE^t"tptE gzlot ,J=gq+
raJg e^@ &ll,\1 r= 1g?
H +q4-e-s:4J. E^lql &q6lrll ++= ae =8E
oJ+q zlzl z|4loll q.J E+e+ rflHql^l qqq HI^lg A: Eg tE dEql q+'J$6trll 'JrJql 9o1l ol89
4. ellLFsIE r-e oJdl t¤g rEql Eilql +a"l qlrJ ?} E+ 444 91trt. trlel^l "JrJe f,$g +"14+ g-
q^l Eslq-L, r ea,l El"JrlE +4lql^lel Eqcql ,I e q¤ q= 4ee ole"flofl glq +49 xlzl$Qr
g olEg zls alol qslqq di}tr ¤Eg 4olzl oll B+S+.
Eol+.
=: ,Jel
t¤g qlrJ!} uftzlzl-E +4E4 e}q +rJoltrt. .J
+ztg :5"1 gloll ailfl f36l+ %r-

o EezFg4.J fl91 +qol 9l= +alol+. =461=


4SS*ol+. EE^JE4E Col trEqr+{qq
@ Eg: zlillE Eq4 el+el 4dzl.J ql^J.oltrt. of 61.= 49:$$ +l6ll^loltrt.
@ 5¤¤ EEI-6J EE ^8B ill= ^JE}l4lel t.E" * 7 Jflol4. Z go

@ E9 r5.ll 46JrozJ3'JAE EJ^d +dq TlqWL


ro . X: ?lzJE EE-v.r1+Eoftrtz
o o tl L .IIE
.!L o+
@ *¤"il Eil+ +qe ^[E]4 f+^dg
ai^l7ls e *zl .Y: EEE oJrJE E?e qZ^1
OLrl
r.t "1 Y $ Eqn H:8E
7, =
.
. olzS 0
IAE 8Ex1tE E=J4e
.P Eltrl! s= 8E
Lt-q +o =66llot
Xo EO

oo @o @@ @@ @@

[24015-0164]
lzaors-orool
,J,z
2 ^t+l7}=ol-s+
BE9 rtlg= E trEUE (H7l) t]4 cl- +sd ^l.aPtE 98ee 4tr61r! gg a=?
0il^1 r= 4??
BFq g?-l= t ¤xll9 -r¤¤ += +zllE E"J6J rF
,J:xlgE rl-Szl 4 zI¤9 6ll^iale^l "JAg
^I¤E a r+ ffialrll +{Eg ag s+6J'}. e} l5¤ -?
+6ll ¤xlltr +A6Ir rA6J 4".H F9,"Jzl¤ + strtB, E= r$!$ =^i7l
+e + flqE Azl4l
^J.ll
6J + gltrt. .JrJel zlllol +- oJrJg ,flo14. r-l le1o11o} B =zl+ol{
Ht= ot+aE s,4. :4aI4 i.ilr A+
E: zlgg .J+E 7l4lolq, 4EE -Er= r+Cg 994"1 tsqe +E ¤489 019.I +Cg zl4zl9 q+¤ +
r zlg4"J "Jr+ Bzle-l zlts]l= ts=+. tzJS olC 7l^s-61.= *4zl go EB + ?i= +.J.J 4Alzl44.
g E6ll olBlq} .Jr+ Bzlg rlald}r ¤Bg + gltrt.
o oldg Eq4 relel H+l= acd-= 71?ol olq+.
H7l
@ E¤ol .Jz}el olqql 7lq4ot H o-E qltr-"ll EH.gtrI.
-r
. xlgg olu
t E ol 9l= $zlilloJz|!
7lAl7l
@ 3.lr e+ bqol fl.b +4E Eq4 ++q 4^Jol ot
L. ?1+= +loJ E+E -H-= ag SE"J7I?
^Igg q+ qq.
E. zlsql "JrJq ^ltslle+ ol¤+ aBel zl-Lo¤IzI?
?laq +alql ql6J olc4 raol g.8-+7I? @ trI= r4Elzl q+b +c^dg zlrtes
=zliE "lqg
a.
^tsn+
+.Iot ++.
O-, u @r,. @.,= @.JzI4 qr A+ bqg xlu olq +cg #q #
@u, e @r, 612l reJEoPF qlq.
=

123
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11.
www.ebsi.co.kr
A.S. 7IE EII!
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[ 2401s-0167 ] [ 24ots-0169]

5 trl^- +yd ^r"tl7l.E gEpe 7EI4tr'El 4?? 7 qE gsJE


(H7t)ol^i ?l= EflE z= ae?
^ElE
e.e ¤+Bg E xl7 J9 .JrJq trJ olelE
"JrJ4 "JrJol otH d:9 +41= Eq4 ^JBE ?I¤I+ Hgg a ^l
ezi fl?]E *=+. ol4t flZlE ztr] zll4lES q= a zlle zlzl$ 2144. ol zlili zlliAlzl "JrJE +zlg 9l
5E olqlg +16il 9s4ee 4E "Jq^l= "J gtrl. 4q oll9"I4 .,?*elz} alf $zllsli +B611 91tr|. ^JEillE
s- 9P sf¤E$ Sel +illtr^JE +Ag zlzlr 91o ++EFl trl"Jdg olBloJ zlilg d¤ql olulzlo|{, E
q, CE= *4zl #q +AlE ul.ge_E ql+B el : zlrll-tr. 7l^l= zl{+. oJzJg ^JB *zl.ll gsql
49 e7qlq. =+6k 4+E zllelrlr.i olqoJ ++,*r+ +"Jcg ai^la fl
4zI S.4.
o EE #el +iil.= E'Jzl 4+l bqg 7I4l+.
. u7l .
@ ^JBg zl{ EE ¤4= Eqzl 4tol4. L-l

g++ =+el -. tzJS += ^J$ille| 94 zl¤eE+El +Bqq


@ SE +41+ 4zH4 7l^lE zlt-lzl .1o-J+.
@ qE E¤:r tA4 5.:=" 6J Eqzl q+= gg + fl+
91trI.
u. EE .,?zl4l= dE|]4l +ql^i t|44 oE SA
O rJC4 Cgg 6Ir +zlg ++g + 9l= Hol 9i+ ^JH
qq flq.
E. TllE ^JEAI= gtl6}:4+lb qE A+qlE A'.}
pl+l + s+.
=. "JzIg ^IgE 7V\A z}^lel olq d¤ql 4t zl
qE-a S+6ll^l= "J gtrI.

C -r, u @u,a @c, a


(a -r L E 6tr E
it =

[ 24015-0168 ]

(, (zl), (Lt)^l"ale.l gAp.E Etr6lxl gg ,le?

(zD eE +^Jol 49 olclals qqq4=, :59 d.o}


6ilil= ae +. +E +E= +ola+ 61lil
^l E4+
[ 24015-ot70 ]

=
aolq, E.6J +g E +g E= aol+. E= 8.4 8 q.= ^r"alE gsJ= (E7t)ol^1 r= ae?
Eg + +el E .E:olr, s.E gzlel + +el
=zllE E($)= als=r
E4 Eol4. =1, =-r, BE =+. ^ll^Jql= = a5
(+) 6}==g olulzloll. tse q"lqol4. dxl9l zl5 & ol glErll :1 7}¤.tr11 al4ol4. gg
^IBEg*r, ^IH.g "*g
7l+e 49 Eols. dzlE ¤+{+ gqb +el E r, %'-g 6l+¤ 6]:=3 EE EBa, E_= ^.,^.e
dol ¤4. ^ItsEr+ += qluHql^l +sr, "JEg rBlEltEffilg EE=+.
44 rJE"l er Ezllol4.
c E-7lr.
O (zl): zt¤.el EE +^ll= ^JE el=zi-9-.e. p{lf,r|.
_t.z}¤g CEol H: Ee4 {l-E-e. Bo}ot 6Jtrt.
L.
@ (zD: -!r= 6^Jg zlHl= ddollot EC(ffilgg ¤^Jg ^tge 5clt} +zlol fl= ++l(*H)E nl4oltrl.
E. zl¤el s$ql ++6Ir e+= ez]]6}E^J ¤ol-ot
+ 91tr|.
++.
@ (4): 4Sg Ei+g gr zlEb ,got ?l=-ft21i1o14.
^I¤g erJe-l E'J4
e. E^dt1tlE
@ (*): "JZlg A"J*"J(X A--)$ zl'J6}q z|-fl$ a0| 9 4tol4. =floloE =+
E ol+qot +tr}.
@ (rl-)e+ (4): xI¤$ oJrJel ¤+ if q+e+ ++6l|l Or,u @-r,r @...
69qot tl4.
= @u,= @c, e

121r. EBS +E=a dg+ 8a_N. ++4 Eat


AS
-ro ¤t Ed! E=J4 6llfl 41+

[2401s-0171 ]

1 trl¤ CE eaJqH 366t= LllEo.E 7El4tr-d 4??

oo dE ooooLJ oog oo"J


7la-l
=Ei
7l+ HEI= neflEl +7l-il1 7l+ EelE trloll= 7]8 ".J01 "JZLI Sdzl^ Htl=EJ A+E r{g
x{0l,gEEr}. rilql Eloil^j 7l+ Htr}E trl6ll= 7l+ Hitoil rltr4 4g0l fl= 7tlg Eg
=
+olq erlE E^tollll f,41 LIEILE ?ltl. 7l+ EEtoll 4tr4 4"J= 6lts.ST.!+E¤ 7l
+ EslE trl6tl= 8rtl4-oe 44 ,Jg EtrJ olLlaf 'EJ+ u1153 Zafl rllE'-E4
^10F
eA eIE ts
alel 6tl=¤ e^6lr. o^)Ll.7l+ +8E= 3q{c-+ ?16}|^l= il-BE
tr4 Lajol Bs6lrl. +H fl= LEl,oil rlgg=rll
7l+ Etr-}e rSEa ^18617l ^lsl qd, ^l
+rllaE q
aJol, l$xl 5 ^ltrl= 7 l+ Eel'e.l B:BF= !}-ilafz I +l6t| tal6t|0 t :Ll'tt.
+lqt Z|5ol "J?
^tA

O 3¤zI^ Hl]= q4l$ 96ll dtl+9 Cxll Ctlg +tr^l4ot oJ4.


@ 7\+ Eg+ Exllb
^lt} A^ll b4E d=6llot ffi!
o e oil¤ zl^bal-4.

@ 7l+ Hsle oJ6J Elol]zltl zl+ 9lzl *49 ,J.Jg "IflElot CEEtrI.
@ 7l+ H3rlel +E¤ +16ll d{l++ zfl$ r,tJqol 5."Jt HH^J+g trl.fl6ilot q}+.
@ 7l+ Hslql 4= E*F 6llAE +16il elxlql 4aJ tzll4 zlgol gs6l"+.
^IqzJ

124015-01721

2 a g80{1^l (^Et)E Ao[4 El^lg rfloe 7E] 4tr:d 4??


^hapt'e-t
,J: q14g *4zl +6J +Fillg ulzlEzll g
+q= 4xlE ^Flr+ ¤6_e_eal ol+6141
oll.
B 4o14. 4zlzl +FAl4= ae ^JE{$A zlz zll$olxluJ, 4zlz} ^].%}!+ E
olo} qI+= ae sr]zt ExlloltrI. 4zl &4* +Falel B+l= g, E, 4gr+ =+g
¤¤¤
rtg6l+ 4zlE .rl¤r5tE.+ qtI6F= 1o14.
(^tE{t)
d¤ rt$zl A= CC{I$ ,llg6}q q+E eq ^l¤g aBo}qr 4lq6}n 9lq. &e +ll
+4 rt"ll sgE %I= ¤.9 +zl+_q_E a¤g Hlqid+ +4?)7I ".*zl"J, A= +E +461
7l +16ll +z16}rll A¤ 4qg +{6}a 9l+.

e 4zli .JFzI +-=o _e--tr i+e} tr-$i"Jg HC6t^lls_.


@ z}|E ..JBillE -H-+61+ 4ol ^J4419 .JAH+ +eElg BC6I^lle-.
@ zlgE-g 0l+61^= 4+lb a+qlE E+g +
"lulrJ Bc6}^ll3_. s¤¤
@ zlg r ztille-l TIil= "JrJel
ol6lle+
t"F i+g BC6}^lls-.
++614l
@ .JAe rllzl= =+E
gd6}4
^JB +Fi,llE +4zlE^l +^qo} E-g Bc6}^ll-s_.

11. xlg+ Eal 125


Ag
-r6 ¤t Exll

[ 24015-0173]

3 q"- +sd ^ltptel gsJE (H7Dol^i ?l= EttE r= ae?


"JFzI olzllTl1l dqt 4rt *9.E dqg aq E4 olBrl d+6llot 61.= "J 6l¤ +4ls
ol, :t- s= aql Efl6I .J+E ¤=e 6J.tI +dzlol4. d¤9 E6ll ^t7l +^llel zl-bcrt a
gzl.J zl-bcg EF gq +opt 6JtrI. ++4 4g_e_pr.l ol zP"t9 -HEg Bttr d+ql
rllsJ el+¤. 9"1t4.
"J+9 ¤=e ,J+6trll "JFzI go} 9l+= 49 9"laJ4. 'oJFzI
4+4t ol
^l4g dq
q6fl^J Ezls ?*gt'J
^l*Eqlal
'"JFzL 4l
=4ql+.'=
+ +4l6llot dtr|.'= =421.J
EBol ¤4.
=^HE4
H7l
-. "JF dillE ^1149 s+es olFqd Eq #illtr trotot 6J+.
.. xls e_aE +l6J Hl¤:ol zE "J+ HBe Se9qo} tt4.
.. Brll4b ?l+ =+E
ql* z4.J olq¤. +244 q+s g4"t +4.
=+ql t4
=. F EEt z]]B$ zlxlla|{ ol4 ,HI49 #E eg E-Ea}zl +lql :cqflot

Or, u @-,. @., =


Glr E e
tl @u,E,E

l24ots-0174)
q.B Tltl trJrl= + AltPl'7l.xFlg rile-e.e 7El EE:d
4 x??

oooil1l

xlu Erloll^1 +Etrl EEoil Ell-d d8._Jel 980il Eelts + fi,ol =J8E H'JLltrl. d8'JP 5
:dcl.r
E +Efl71.?]zJ-qfEt|e olqtr + ?171 nllEoil galTl SEoilxl rltr6t|0t +zj6l.f6Lltrl..
6l'xlU d8'Jel rqEl g8e d4-e-+ ilts+el4 EE0l4 ts + flAqE+. +al7f EEoll
=
1l t!tr6t|0t 6l= dE 0|ft= EEol 4r ,J+ E;+= Ec}|-e olq SC=,J71 rflEgLltrl'. 5
:stLltrl.
E3 0lq= Tlr|r 9171 trfltr|l rEel 0lq= r.46H0t erJr+ EEel 4r= ull.-ltE
ql ETttrlEt e+ EEg ql80l 8=JeE +E ?lrlu, EE= E.:4 HHaIE ctls0-ePB Bd
4otr Bl|1116l= ae E.J6l'^lE:d ?igLltrl'.

o .JrJ4 #ol dealg olq +cE '{tr-g.}^J a+.


@ qlrJl+ f,$g 5.J6}rll 4*ollot + ztp+el$ ++g + 91r}.
.JCg +16il q^JEl"loF ql4.
@ "J+4 d{.E flfl= dill ^Jel4E
@ qlzFl Hq4l= #t
+=E E'Jzl B+l bqg s+qlot qI+.
@ "JrJ4 5¤.ol yvly sIrE CEE ullo|{ 5¤9 9^Jol CB+q= 4*zl g)4.

126 EBS +E=3 8gn+ 8at_il. 4trt4 84


www.ebsi.co.kr
c=J"| 6il¤ 41+

[ 24015-017s ]

5 Z l.tPlEE g8E
(7t)E 'J, (ul)
=aJoe
EJ+6lrxt'g ull, A^,coll Eqg trEeE 7El 4
E:d aa?
,J ?l?J+ e= 0ld4 r xl'i1E^1 0l=3 rl= 0ldE
0ll EH-d =rllts
B+.loll^i at8 Ei^loll
=4E4o-e 1
=rt|6E,
,J+ElolotElrl-. ^l7l ^f^14 EH-d e.l+ oleloll
Eil3 ?lrJoll
=rl.|E
rl.
E cfla1 el.?g TlEl+ s,rl.
(7t) =r|l^l.ilil
E: ?lz-tol IILJ ol$ Tlrla- ?lr.tol TdflEEcl-+g6EIr +tl= Lfrlrl 8E
E!6|.= 43, ?lr-l'01
=¤g
I|f 88 =(iflg
E= $Be #$ gflolal.=
--=E-ilp =4E4
al= Hl+ol E q firl. xl.AlE -r+-d ^lrel
c=,*= E44 TlilE =Col
^l'rq =z7l =xllts ^lu+.
g4t
a, g8E EJ+Elrl
^H7t =E l-l: lEl 42J
O: EE tllE
----> ro Eta|
-_) eu oo

qt Gl: ^l+r7lel
E3
(Lt) 0[Ll.e.

qt qt

@ e: "J+ olelel z}¤s-g ++6J f*e_e ql6h= ag g*?l7l?


@ a: ^JB4l= +4E4 Sq +C"l=E E+ E'J4 B9lzlz} g + glbzt?
@ s: e.= ^JH4l= e-l^lE f+e+ ++6l|1 4xflzi 7l^l$ zlt-lbz}?
@ s: ol^Jg zlH ¤4ts Eq4 rBlel
'It'-ql
s*B + 9l=
=zlloJz}?
@ c: r+E dS zlH E'Jzl tsg z}4g 714 + glbz1?
={i' =+g

[ 24ors-0176 ]

6 (7t)el ,J, e lJ87h==9 gEloll,\l ,\lE.ollxl rllTlE + 9,1= H!trJE (ul) :aJo e EEg rll, A B0ll

6tl'.|61.= l-Jpo9E 7EI4¤:d 4??


,J +4E E,E= EE ¤-d trih otd 8=oll Etl:d
U^1, 4qt0ll^1E -d
^.l89,
ralr ^l"E6l.= ^t'Jrt
E, E.trl, eqE. 4r a+ tsaj= 7l-T.!=rH=E
Ei=3oil rll-d +alE EflEE
olq= 8E6l'Xl ^j7jA
r.a16lE= E+^|ZoI eEI. +alel EI|ETI EeElE, ?Eel Sg gELl'Xl
(7t) aol+.
=qE+oflE AEg H" +alts +E= r-nl^l ?J= + Stcl. q7[1 EII= EEE E= +
E:48
9lr, 54tg + ?lr, ,t +xLlEE ?l6H gEtt|tr olEg + 91ts ?alE rl'floe H= s.J
xlxilolr}. +ol.xle],J01 r+E Tlil= ?= Eg sel +88^1 EtrJ4 flal= ,*=rl"
Edt
+: ul$9 EJEI

A,B:ulEEtflt
A
(Ll) q^l
B
@-4*@
2Jol
A= t0il7,|| r{7tE
+ OJts BIE?I.

O a: f,{ +'}| +zlel


++^dql^l *eBJ 6ll^i=.J ¤g A$"J+.
@ e: -EE #g =48
F"J6IAI q+qlot ¤FE g4ql
9lul]qzl ?J:gg rJ46JtrI.
@ e: sg +al4-o-e gfl6J + 9l= +^Hql ql6J Eqzi 9+zl glgg ,J+{t+.
@ s: i{r A+ Fq* #.q olqql +Cg Fqo} 6l-= +.Jq} ZAT\ otHg A+t}trt.
@ s: 6o1 4=4b ol$q}e__tr E¤E olq +cg ilel?'lzl ?t= ae ilB"Jg ,J4'J+.

11. xlg4 Pal 121


.^,-E
TO ¤t E8l

[24015-O1n)

7 (7l.)el
'J,Z,B Al'At7l==el gA= (uf)=go= EEg ttll, A-D0ll 6]l=-El'= 4tr:d L]#J= ¤71)
0ll,\l !,lE E;{E r= ?i??

,J ¤0|. 9l= EE ,i3 r8el C= ,*tsr|.. Cg gg4 7l=E +-d61.= 101r, EEE
g+E ^lEq
Ce ol?i oleloil xltlel aolq, ?lrJe-l ,yg f,i.ol.E S= Aolq'.
=E_^l7lE ^1.= ^l
Eel crl EEE c3 ?laE dg 916tl
$:Etrl +:iajxl.= +101 # ts5oJ^l=^l.EErt.
EE6U =*=-g + ?l= d^l^+r.6u 4tr-d
(7t) Etrl flal= +=Jg + 9t= =q, +tsqIle] EaE oJ
?]+. Etr: g+l^l7l'Etr14
86]|0t5l= olf;E rfll #E =g= =q6|'r
+i1lol7l rflEoltl'.
E: 8Bfllzl.+4E4 #9 6C0laF= aA:ziol 8^-= +xl6lr. rltlel ¤¤ il8d6t
q, E+6|.= Seq 436lxl 6l= 88 gE¤ ^l'Uq 844etr +:d6lXl 6tl T= e84?.! e*d
z ?*a_ glrt= a0lq'.

A: ,JoJgl
p.
"Jg
oolot otrt
(Lt) u. =J---l ud
a
v. ' cie --1 otxt'
rJ{o}ot ti6
n'
u. 7[:'l[
d)l tHol.ol C)o olx]
Ctu--{ =E tlo

."t E-71 a
-1.
"Jte ^I+ bqg zl{ fzlle. qE EE ¤.E4 B?-l E'J4 =+E
A: q^Joltr}
L. B: _EE f,{ie !E4 gfl SE +illolE-a Eq4 flF-l$ 7|{Itrt.
E. C: q]zJol ul6ll= vl{g a+ tl6IE H^J6I= 43 9#o14.
e. D: E'Jzi ^l$qlzil
qgl bqg
^JEillE Eq4
xlglE aa6}= #e eo1o14.
J
C-,. @ -r, . @t, e
@r,E,E @u,E,E

[2401s-0178]

8 oq Eqe ree 7Et 4EEl ?l??

flrJe EE telr o|L 9zl9l 8il6il 44lql4l +q*'J ^JBq rll{} AelE +q6|.zl fJ:-e-
E ?I ¤4. :4rl tgg +zl6t-r ..JBg +A6Iq 8Bg ao}6l^b 49 Cg-e, HI4s
oilE zlil4 q.J6l+ ag qlss _H_olot 6J+. rflEll ¤!,r-il
^JEg +q6}r ^}Eql ^J¤g
el qL "dg dqq tr}4 f,$e zlSE I+Aql^J "JrJ"l ;l*otg$ gE zlqA
^hi7}=
4."4r +*6}fl+. += ol xl{zlz} Er ^J4-J+.

c E= ^JBill= ?lrJg dql oltstzl6lE+ el6ll +ag agg zI46Ia gl+

"Je gBEl¤ + glgg ZF+6]-r 9lq


@ "JAE ^J+g 916il += ^JBillE 6llil= ^lql
@ d{q g?-l ^JBql 4fl 9zl$
zlqa il= olH$ AI|6[1 9l+
^l$e =zllz}
@ ^JBg: zlill-Eb dol o}'lzl"J E'14 o + u]lqollot g qt^J"Jg a44r ilq
@ "JrJg Ediq} EE ^gBill= ¤zl gl6il .ll4= tr+6}r gl+
=4tr. =+E ']l^}"Jg
128 EBS +5=rJ 8g+8al_rv. nlq"l 8al
www.ebsi.co.kr
ggrl 6ll¤ 41+

[ 24015-0179]

9 r.aJE z.lgxfzlxlxlE gEie.e. 4tr6lxl ge ae?


"'JP tFJol 01.==Jr. otd 8=E ?J^.|-leF= ol8e. tlB= HE6tl0[
erlr^PJ=e
fd6la ?l#qq. 6|-rlU +alE $aJ 84E t]=J= EI6|^= a
0l oLl+ g=El TEIE +01= cll 9lALlE[. +al= uBoll=E= tllE] 4q¤l gq(+{
F)g g86tq $aJ= E gel6l'r. ul4atzlul gtrll+aFl ?Je.E^1 "JsA ,lg
.J
Eol + glE= l+6110[ Er-Llrl. +a|= ?.!+= 916]l t=J= trl.Eo=ltr raE l
EE aq-d e4 3^l5t|0t 6l'71 nllEgLltrt. t=Joll rHEl +4E a4-d
=, =E.ts
8)l7J EU Aq ++oilIl A4-dE ole.lol EIE= &aJ= 0lE6l.= rjl 9l+Llrl.

c zlgg olqg ¤¤6171 g_l6J E+-p


.Jz}el
^l-*¤ +
gl4.
@ ot^J ++ag E4 d-E|| :IE||E trd6l-= lol "Joi9 +sol+.
@ zHB"l .J+qlrll += ESql q+ $? C4ol g4e + 9l+.
@ ?lz}e] *zl4 olqg floll zl.¤*taql qq} ++{= "+t"t +tr}.
@ &H A4g +B6J uli xlfl4 ezlg F" 614l ¤+6J ¤sz} $.4.

[24015-0180]

I Q tzue ,J,e^*pl-=9 g8oil^l (Ll)el Eilil EtlEI rlt.JeE 4trEt auE (s.7Doil^i r= ae?
,J 0['J aol B,r, q ola oF-J aol B,rl. Jz]oe olaq^i -8zLla 0l
^Ee
?i E-d^1401
xJ?ioil^l Hl=Erl. #01 ?eE glz ^la3
#ol ?leE uE.''l sol ?ltrl'. rafl^1
doJ¤g^tr tzlz =¤ol
Hl+ol Etrl.
(7[) ^tEe.|6BGFBE)oil
E: oluiol ?l7l rflEoll xlaol ?ir_ 0l?i0l golLlTl qlEoll ririol golutl. +B(ffiEE)= ?.!

E6tq Bol 9ll LloPl^.1= ++61'11 zlEtE +L17l7l E0lq, +E0l=E6l'71 qlEoil
:d

0l E6l'r Ll'0171^1= ++6l.Xl =


qtrtE +q)Pl gzttrl'.
=
(Lt) eEg ?.!+71.^lE-d Ee E^Jl= 9l6t| +4= qtr talg 6t|0tgzle?
==61'71

a' H7l
-,. zJ: .J+14.J BEg ul4l *lECg olollallo} qlq+.
^I¤ EIEEzll$o}
,-. zf: xl$ol ?lrJqlrll E'Jzl ECg ++6lrll $olzlo| *qq.
zl$ = glgg
=. ¤: "JEol "J+(ER)e ^l-tr. ¤eqq "Jolot *q4.
oJI rlltl qlq+.
=. 9: RlEg +B49-E ts^861^= agg "-l-Eql ^IHl= ddoll"t

O -r, u @-r,= @u,=


@u, e @=, =

1r 129
^lgrl8al
12 qertEtta+cleal
9 El4 7lilel Eel4 Tlxl
1. ?lzlel tJq qle
(1) q|eE EEI

o ql¤E qg
-=.oi zr^lol qEe{,fde-l 'q(g)'= 'd=tl': zE4?.! Ege] uE +aJ+= elol= 7l^lq,
oo '+(f,ffl'p'Llalgfq e'0lal=^qoe qtr=o-e
EaJ-?t rl^11= 56alXl 6|'|=g + ?1= bq= 90lEl

gGl olE(at)= gEzI rl^11= 6t|H + fl= +aJE 5qoe! 7l#= elnl6l=.ralrq 'q|aHl
(tecrre)'0ll^1 Aafl 6 IHB
^'lg

@ q+9 9"1: ulzl zlzl$ s¤6}J +a6l-b "Jql +4¤. E E= oJa gE"4 tfg
(2) qt¤E qg
o flrJq4l c?.lzl .Jc$ +a ufizflz[ E_e__ea-l q]{} {lE a+E +de]
=A&g ^EE
E+g Els+q "JZIE E44 rlsl zl]qoll olHlzl6|q E'J4 ngg 4l*4q sg
@
^IEl
C+6}ril d-= ql TlqoJ
2. qleq Ealsl EIloil Etrd Eg
(1)Etr4+E
O ql+E *4: EE ql+ zlse IA6J #C4 gHlE 4+l= EsLoIq Eqzl leol+ -E-

-H-T]E zil+4ot EL

@ q¤+
OEleol
a1^pfel 4¤7f0lxl
$ tlz\tl El4 Ttil!_trI ++lq ?l o l]-tr ql+g +qg tEE ts t"F t+r B
. .Eq

qE3 Eclel,Jol ErJel


^l-87|..
a
.91¤zls rlElqlolq ql¤ gE E^l g-t.olP e ql¤g E+¤ ul$ap .rlEl
^IEl ^IEIE
EE UI.+II 6lB. T]EE EE gdq olulzlollo} +4r -H= elq ql¤84 +4lE
g oJ+
@ +xlld: ql+ql^J ul{ a +z} a^lg + 9la zFsES atz}ol xll'JB + 9l+
B6tl 8tl6l= EEq
ft +Eolatr E
@ Eflszi
^l4rzt
. qEg 0l?7f c= 386l.r':d= 8a16l-ts rll ?lqr +r, Gl¤ 4fE0l EE:4 7l^l
=^H
9l=^l=
qEe ( :frrlE t- 'Jr +8-Ef
1. )=/E EE d-tL
= 7l=oil r4at =7171trJEJ6|]Ol:dqr
..Etr: NEE qE ArE¤ E6t|^l ?lrJ8 EeE E^l= zt|Er. 8ALl3
6tr. d^d.= goll=48 ^+st
AEzr BSrl 7l= + 9l+r E
E EE fl'J gE4 IIE ^lr=
0|tr}. "qEP 7l1?.!elA8= EE6lq += C6l= -"E a0lq."alr Et sEE aEol
EA.eol rl= ^PJollll =61
2. EE+E= Etrl4 7til7l E-JElO"l arJ= Eajgo.TE a= esdtzl 84-Bf
ol4 7l'iletrt +?{oil ?le ^PJoil1l
sE qleP ( )E e
E= EJotof Elqr Eq. 4E EqA EAEolel s.tri+el
3. q|eel ole
7l (
=atE8 )=/= =^fl
flElal'r fl& ql+= 7m qle4 786'171 9l-d =fggt q[eE ?-E¤(B*t$oltrL olttJ trl=
.J8g 8e{6lts Ell flqr el ffi =83
3tr61E^j r rPlel BrJ(*ff)6lz: 4E,S rJttrt cl=
^lEfol
3A:LttrtE r ^laJ
4Ee
qlaEolrL 6l^FrJ'.!g eg ql= 4E¤ ,J861.= trlE ^FJEI+E
H?TtrT.
8u4e.e g96'1.= e8g
=Hflts
g.ezFl=6lE r1g EEEI q1+=01 olLlEL ^l'aJ=4
-E^-tr01, "qE0lil+1?.!71'" -
r.lct
6E

$^EolE ^Islel +i4 ^I4(^lsl 7cflEol EBtl 4lre-l $ql ql+"Jg "Ja
1. 0lIl 7l^l
2.8a1 "J46J =og
3.c oil ulzllel ql+3 =o9 9l¤¤ oJ4}ollo} 6J+r +t6}fl+.

130 EBS+ts=a 8grlE4_v. Eote+8al


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rlE Eia{A EE}EE s.q+E

a8ol 7Ej ag ola 0|3 qEolxlxL al=rl dgG|E)e E9 4Eoe 7|,8 e+01
^l7|{=#ffi) =eEt 0l= *xl :2ffi uJE
*q TltJ rJHdlxl
Eol +01¤l= EllE-Ete.Erl ?i010[. oltr
rl-E +otEl ==
uE aolLll=rl
^ltrd=
3+4ll=:. UJc|lE oJE ^lElol
a0l7l *=g,rlL E l EEf
=-g
6l EoloF E ag EE ol= ffi[1^1 flts a=4 EEolXl UEqxFl *E! A= gp Sotztl rEI^l
^laJe.E ^l7loil
il aail q6}| 7El trJr&lxlg0l= aolLll. r-Exldqg= g0l^1olErl.3 a- all6|r Tluul =
6lq +oll "Jol=go.E/{ olatrll^1 a# "sl ,^,^e El=r1|, gElol olal
=
Al+El r ts7]-E g7l Eoll +-d ag HIL-16tr 0lg617l=
=E6tq
gHte4 =E-d
aE"JP ^FJol r EzlE trol
xl EIE : rl=¤ Eoll r= gotEn '.-l= xlg HJe zlolzl qEq gcl^il.
^lB?.!rlaf "+7t." -
- Ea|=

4¤ol gHI= +c EL"&g +l6J sE EHg ^ll+610} 6Iq, ql¤71+ Eqzl "l^Jg
=+Ee
EB-6Lq ggE 481¤ ++6110} 6J+r trgt+.

cE!+E(ql¤ rtg+E)
(2)

O ql¤el *4: ol4 Cq13 r+= ag {}¤6}zl ullEol o},14: z}rllE zlz]7l ?l_o E + ql
¤3 ,14 TIzlE +¤g 54 o e oIoF eL
@ q++
. ql¤g S?-lzl ¤zle$rl zffieglot 6Iq, ql+g -EQ, {il 5 += ag fl+ ++e-a
f#6ll^l= "J g+r +
.'ql+g +l* ql+'g +tL6IE_tr_ ql+sl zl-gcg +s6l+ ++ ql+Eg zlzlsl o99=
olgilEE 4¤7[ +4
@ Exlld: 9l¤4 ¤dg E4qlg-eAl ql+el S'Jqg ZI4EI qil qE'= +
7ltr'qEg^lE,
^lElzl
@ qs4 rhlzl ^t6t
OE

. qla)vl rl= 8+= oJ+^l7le1= +,J r= qETplTE eu 1-g ,tolq, qE7pil O AEJA
ololE Zl8q4 ArJg ^PJel g1l dl= Tiolalr +sBr'
J-l
=_ El=el E+^fol^l.ElE7|.e
. qpql^l E':01 =erd= +86|ff 'q|$= $l-sr qE'= TliLe Ats Aol+e-l q|6ol Eq4 E7CIl^1 xi+
"J8=
+l-Bf
="Js-BtE
. HEq4olalr "J6l= ?ig, tr#483 s.:4ol_L o;5p ,tr eg0l-BIg qd-st
^l(6+)71_EEl40lal=71-=3
4BA H Eq40lal-r "='6|.= ?)a+ ,Jo | +e.10l6El-r. +s-Bt
)\,f,171
-ou . qlg= rl-= g-gf s+e 0B6lE q|¤ol +4el cg+Elcl d^d+ ggdol
=4=
q.4E Aolalr +8Ef =3 @
1. dEl+el=q*E Eq,
8it 5 q= aE flEl
I}E
( Xe)tr +{E"-ll^l=
elgEE flol+E gt Eqr Eq.
=AIA
2. elgEts qleoil^i ( )
. ql+e ql+ Lloil^1 :8ltsB= +gg, ql= HJoil^j gEErS *^l ?J=Cl. ql+e s-olal.= el4 oll7l.Eg9'6|.qn +961.
E 7lflll E6tl^1 ilEE + 9l= 7i0l ofLlEL qel^1 qt# 7'lEolatTEEtts dofolEl. qt# olE q 'ql+= +lEl qt¤'g 7l

+ollE qrl ?J= E0ltrl. olE *oll^1E Erl ?J= ql+e +",J9 Lflr qr.lEltrt iltr 8= ctrl+E "J8E
ql# +Eg dE 6l'illl^i ^l{0lEf. ^1lzl='JEol
A0lq. q|=e.l Ee.E E rtl, xtEollts olttJ B4E g,trL
fl6tgtrl'.
== =olets 3. ql¤= q=
-elg= "earlelgEttEd"- ^BAe
g =4
9lEl -E+E olE6}E ql
' CEI+EE BH-d ?lflil 4itlE FGa|l' o|.+l'- EHo1z1; 6E= 6lLlE r ol=tl¤ol 74q ( )
qqq 51ol dEdrt=e
^lEoltrf. =0t
gtrl. 01.=rl.B4 -E= ex|g + gH officffi{ s s1 dEcol trl
=r||6l=7l"= =s6rxlBIEE}
E ol^Btrl-tE SSSXlijB *Al7l
^|ffi
r EIil=^1010ilts.
A.+6|l *tE e^l ril 4E a0l4r +86tHtrl-.

EoJol u;, La+9,ltstrIlolrL =Il|zltrt ^lHffJol,


-elgq"elgE7l.Eal.tss.rzt'-
^FJ
x.lEl
6d

e+"JE= {l¤"1 E'Jol+ czl E += q¤ a¤. +l.J ftol qq^.l= "J Elq. ql¤e zLg.t 1.
2.
+B Ets E7
Ecl
g HlBre_tr. gl¤ ztill9 o[$rffi$ ++61]ot oJqr tr?t+. 3. qoJsl

tz ql3r+ ql6Eol84 131


qteil El|¤iEil &at

= zllE Eal^ ++ qle=It eq qle=


<d
# q|$el c-Ex5=3 q|$Ql E¤tr+El xl*tr$ g$ololo} :etrE E+. 0l3ll rteE q|$e ol
tt1-Lf E¤4 ++6H^l= ?J Etl. ql*E ql¤Jol E + 91r. ql#e ql¤ E4?]-"= EI
=4= =43
E= 71+.=}|0FEhtL s.iltt| qpg #6[fi ol$tffoF:dtl. 0loll H-l6]| et{! qpq Eaxl
^l${oln
E¤r+e-l E= trZl= +tr61.= # ql6= -dt Euletl. u1u1:gal. G|¤TE 0l=0E ql
=e q|=3 EtE EJgdlr 7t|d6|q, 0l= st| ^ltHE
q^h gEoll
¤E.,t |r1E 4tl'0171 rilEolrl. rqal^1 7lq6H
ot:gtrla Eq. sAq ql¤A trtq?.! aol+. - A+t el, "qEE - ^lEH"

(3) Bl4 Tlilet Eal4 TlilE HtaJrrd gll


o tE: zl.$_es ul{ illflolq z}+s+ Eq4 B?lz} olzl4"J ¤+= ++61-= 4ol o}r-l
4E dql^l Ele+ Eqcg +^l-c* zlzl4 'ol= Eq^dE tc'ol+r B. E* El= Eq
cg d¤ql zlq'J4-r. B
OE¤ @ 4e+*: q}(*)g Fql .J4g foJ:"I¤ CoJol E + gleee 6J^J" "+g zlzlolollo| g
18^117 I dqr'ltgg Etild-st
-sl+eldet^tolrl7Hq7|.
@ *zI: ""Jag ^lG3ql^l e+g oJozltr. ql(rPJql^l ^Jq, ei(*)o +Al zlzl= s^d6lrll
9tr1." ol= 91,
qlol .Jt¤E Bcql^l 7lB4oJ loJol grlb 9oloJ
^1,
@ ql+g ul{ z}zlg ++g g"J o}q4 e?_14 zlzl4 ap}tr.+ +41= ++E}oBrl .J4
BCql +e4 ¤.J9 "14

rlE Eal^ ole)4 Eiltt zlEE E8

trl= Etrldel gAolq. HIE 0l 80il^j 0l^=tr1.# U+= +q, qE -sE Eel= s+6l"= aol
^lEfoil4
rl. olq?4E 4+= 'Jol^l +s+Elr zsE z+lBE -l,!q..
Bl.=e 7J7+4 Hl+El E|
,J84?l ^taJEE =^lq
L4+
4^1 trlE s= a=E 7l^l= ElEetcl. (=eJ) ++o,fXl
?,tg'q, #6tXl 0ld4?l E+ doll 6[|BEE[. flZg 0ld4
-3 #44e LA+=Z8"JE
91ts dg ++g
glr. L-a+ =4E =fi^PI
+E E,=ol ?t= $qrEr= +79 f tr gltrL -r.a1Ll 014 EEr| d4 E4
=7jEe ^tolE
?lrJo'ilxlL8:d aolq, ad4oJ ,iee+q ++ 0l¤48 7;-oe Lpl7l.= AlTl= oPJErrl.
=rJxlu ilq "EEe HlE" -
-
@ ,JE= ul! zllflol+ E'J4 491= E_+ zF+71 dzllg tril cBg + gleq ovl4.J ¤+=
f. ilEts rlgEg El4 i{tr Hq+ fl+E dql^l E"JoI4l B9I+. 140 + 'tr|= E'JCE ^}Col4.'41 "Jg + 9le
olLl rt+EE -Etr14 991
7l ( )g/= +76txl 4. cl ul"Iz} trl: E.JCel d¤ql Tlqg + gtrll Btrl.
?J=trtts Eoil^1 P^tgg
ztnqa E?ltrl'.
2. EEte q($g 85fl E XIE EqA oEl-\EHEIIAE oll=S
43 +96|'q ( )ol/
7lz+?leqe gSqt=
eilcl.
TtTloldlloi:1qz EHJetCh=
'i3 glrJoll4l rlgaalt g0lol^l
"JrJ3 ol=J 4+E1 0l*l-d 3B¤ LIE[url. E-d -EE ?.!
3.grt= ,JaE zj3 $,aq 4rJE
s.glolt el,El L-?Ll.
Elg r dES H7loll qEE
ErlF=E 0t|? 8q
^l+l0l =101t|..
go7lr,^l(;+)oil^l
q(raul,(l 6t1lrp! tlalo+ leE +al= ellLtrtE E+^Pl HH?E^1 \DE ¤01?l= ?ia= qE
( =olettrt !r? ^FJ
xe)et{ xtTl=^1q,
E Ll= + ?l7l qlEolrL reJg 4?J3 LnE ag HEI-=ee Il H|197l rllEoltrL
¤6tll Eclr atfltrt. =E ^SgrlalE ral AExl gotH= AilH 4 +IoJ^l= +al6l7l nl|Eolrl.
"J6trtE olE E80l orrJ
qt# rlEol dSllTlxl EEf ag td6l.= ,i= E-E-E g=tl.
^FJE ^l-=01
r{cl - oEl,\Ets4lA "^lqt" -
ots

1.017|!oJ q+ olel^epell^= ql+g zt¤E EHJ-ol+r 6}fi.tr|. ¤zl,rl sHlg rlld-ql ql+ ++zloJ E'*
2.88
3. q(*) g Hq 4^Jq offirffi-$ dzll}r4 oJ¤: Eeolrll 6l-= :+4.J Erlg 9oloJ4.

132 EBS+5=3 8943al_v Eolel8al


www.ebsi.co.kr

3. qleel SgEt
(1) flEll qleE

@
=d +del FtL
s/=eqtrlq=:4 o s,\E9tr1Ll=
'g=ril'el q0le.
. r*4 ^l=-,
c^Blg a4 +g a, +a+.4 7lc*. 4zl* +rl ^Iol9 a4= 6lEr, 6fl adq dH'J= +g
qEaJ
0ld01l E

ql^Jg El4 qltle-E a+6l+ E fl91+E4 .Jzlg


"J^J^Jgql,rJ ulr.falf E= ^tr+ 6i? qEq qgd= ul'J-Br
9o,i-.lt {lE$ qd6Fb ql zlqql
. s otE(pop arr)4 zlil(kitsch)E FtI: 4"J $.ol 7l+ e^lE zlzl illfll$ 6llill6trl+ r+ O EJ OIE
r+l=oilAl aJ+Er oJal-f Br.
,lE zi+.g rilqq6}44 z)z z}+g g^d E*61^= a6-lg zlH 1116 aEI=¤ ?.!E6tq
O ql+E tlBslE +41 ^l=.
ol6t16[7] fla xt1019111 s:6
g^lee g=, al6l
. tr-E|g
^la+=
q+lE E4 ol&g eE "Jol q+ z}#qlE 4+qb ql+E tBElzl * il q|=
El+Et?l .-HB 5e-l 471-il1
I.E]
L:E olo
ME

ql¤ z}+¤- q%}es 6l-= rll+ ,l]illel tsBs q+ zlE|ql


^Jtl6}r aHl,* + 9lE+
.
^J
o Tlil
* zlzlE "lA A?-Iqlss4 ql+ql^.lE 4xll4 7l^l$ +^l6t7ll E TIEE eo.lo|q E,Joll trl=
q!¤E +ElEtE :aJE 9,J3. ++ ql+= fll
(2) 384 +E +"^Irl= +84 ETlel rl|¤i
e 5+ ql+ z+#q "JHI Ell+E ¤rll d=6J + gl= AlTl= xll*q}
"J +el *H
4l=" el 8+= 6+^lat+= 3E
@ 9l¤z}"llzll 4zll4 olqlg EE q+ g$g 6J + ?lE zlt}$ "Ifloll +4 el+ 4'J71.= E^loil 'JB
o -,IEIJ
rlEo =i-q-Er{'l
=

(3)ql¤q deglE +84 +E


e zlzl Cts-+ Eil+^dg +!^l¤-e--+.Al ql+E zl-&^dg +ll+EI
@ ^JE I zlzlzl ql+g ¤zlatL 4s.tl E o e;d {l# zt$ol xla}ollo} al* "14 7}zle+ +
44 zlzlE tqEt
¤l ql+ol a4lzl olalg fl6J sqe--tr dq4q +b4olr Ea4.J s¤ql il+zlrll ¤s
eAI ql+E d4 zlal¤ 7l4g + ?lg
@ tr-Fzlola zl4l4"J TlBg +ull*eEr{l ql+g sqEol+ dc+ol 4*Etr. dq^la
ql+el +aCg A^IEI

1. qleE aEEle qle 4tE


oll c|E TtilE ollz 44
g E|t=Ealq tal4 Srll Bee$ qeq^iE
( ) Ttil=
EfltrT. =^l6tztl
1. Ell==Ele.l elolet 2. ql*E Algil=
(1) EII#EIE =9.d e4 ( )3/E
^t7l'8u
EEI =^lB
o.el*l qleE rl-g¤E +ll
c rI+ ^Isl= zlH}e_e. B^dqq ++q ^I*=ol 4ul6p..J+61+ Ee+ +Etqts +84 +EE II
¤)grilHld, oJq'Jl,4qs, ge+,^lE, "Jp+=¤E6ll "tg^l-*Eol dal d6l.a=71=+sl
utr+.
s. ( )g/= Efl=
(2) EllE+trtE TlEteE E65lol ^lEl=
++E
o q+Eslq =sC
'}]* "J^J4 L¤ol ,H.JE zlil$olu1
qE .J^lql g6&3 # /.FJEol AHloEl -d8.61
tsEElolE+.
q+E+= ere dslqE + ^Iq EslqlE g.J-g +:
@
^lzlql "*g ^I*qlal x{El
6E
(3) Etl=+E+E 384 Er+ 1. exE
e +"JqI Esl¤ ^lHqI HlSo + ++614l *;iE-ssr^l Es+g .I+Elql olulzlpr 2.
3.
rfl6d
rllaBEl
@ 46ol
^Iglql
+dg zlzla_ +qg + 9lE+ 7lsl. zll*oJ
2 qErl t}|AEtrl8al lSl
qleil q6Eil gAI

2. E]l=EElel EtaJE Eal4 EBI


(1)d8d4+al¤
o Ell+E+7} *Bol4 +q^dElg ++6IH^J ol*g g7l gql r+E6}ril dczloll +qzl
"J s+= EEI6lal E
¤) +4ld: +qg ulE|$e-eri a^Hg sEl6.J'll+el C^Jql qlg6&g Ela + 9ll, zl4
Al dCC+ +qCql :.=B a+ E,J H4E olqe + fl*
(2)rlE E+
e Eq* x|$ szlE gd6l+ ¤'llE EH6+slql^J zlEE Eol 469ffi zlullal; fl^j
@ Ezild
. EqloJ xl$ Fzl49 zl{ g+ Es+ zlq^Iz| 46EE+= +E6}rll E
. 019"J9 +C6l+ q"Jslg Ep] t#ol .Jtqq EslE 4"Jcol gl+¤ + glg
^Jg4
tlg
^8tl6}r 4Hl6l-= 4 tl.Jol EE|
O EEI . 4+golg E+71E o Er^i E+E +a^d4 ql
xfE+g4oe qBr 8^tE
46Esl E= E6lE 8lt6'l
¤9 zl-S{"l xlle+B + 9lg ^IEel
ltg= elolg. 0l.EEt= IIE
= +?E E?7lB otEElE Er[ tlel HIEJ
=+7l.ol8
E^j tlgol I =AI
^l=trlE
AE =tr+
a8atr 4=E +e+
:tsroBu1
e=H Eel +u1x15el rlEj.$olLl88aj0l 9{+E 01ff= r olrp Cal{ ollflLl=otl^j *= "Js= fl
i1l^ll tl. Ill4t= ,-{tr4?l +Coll rEl rEl-d E7e EJEol qal aolq. Esl AiEel+
=E ^l'E+el
# 9lq ^li.ll7lxl.UE
7f ?^lEl_z
dg XlltE= EIr}lE uleFlzl 9l6H^1ts E!Ed4 SBe+l8.J=d =ejg xl^lg -"+61.^lU B?+o.e 6lG
il5:drlr^l]8^tE
+88
= - xt|$al rlLlTlts Eil^l ?J7l 9{6tl - 4q4ee ^lC ag E7l-=6tE= oJEcl=
= ^d Etrl tlgE
Ell ?],trl- (=aJ)..
^l-E-8tl.# qTl Ssll^]I^laHl7] #J6Pil ^l*61.= 0l+olrlTl=
raJcl. 7tl7tlel
Etrl8tt- EE g6l.= olCTfrlE +^.1 elot 4rflEt ed x1l4l9 g+01
tl. olp gtr+Ll ^lBt=
serflol= ^1Z!+ ^l?-!ollE =ts
S6 fl= HE ge-14"J ailH -E0lrl$ 4 e+61
?l+. ^|!3- oFek
^|.=Jg ^leloll^]
=
+rlEi{H 48t16E1ts EE=.Jl. et, "ztEE E6E" -
olE_e.rEE tr-Bslg q+ql ql4l Esl {}gol4r HI+6IE^1, ¤Ell ql+g zlEq ++qq E
sl tBee q'Js+qfr.4r -Hit+. r'l4rJ dI+9 t'-+ie-E dq6J el6 z}+g e^J6h= ag
TllL;4r zJtxtglzll r++ rllEol olq+ s=p+g iHl oJ^lol g sol4a Egttri.
t. Ell=Esl7| 5B olLl
( )"Jg +7618^i
4E6l1l d84oE +q
4?! s^E sgotXl 5l=
E8l7l'g8Eltrt.
3. ctl=E=loll EllEI Ee!4 +8!
2.otga-Lts SgElE q|*
oll Efl6fl ( (1) Eal4 +{loll EH-d rt¤ gB
)(ol)atr
EIE!6[E,\1, Eq ql# rl'
Eoll ¤+s.lflqr E9ttrt
|
e Cg .t+.e-E 4l^JsI6IH CE .J4 zlzlzl +l+q o + *4lzl gsq}
@ a^'Jq c^Jql 6ilEs q+E+= s44 +xil= F6il dB6il 4ot er-
3. Ell=Eg+oll EllEl 444
+rllEi rtd6lb gtioll^1 (2) Eel4 il{loil EI|EI uEll g8
dg 8Ee-a EflAFI
=
ElE dE ( )0V7t o q+Eq-il 'il.J SF-14 +41='il+Es|el zl¤^Jr+ -tr¤E zr+= eqlg + 9l*
ill*loe tr1l7t Es6t
@ .{+e +o}"J Ell+Eq¤ Es}4 fl4E zlH
qrE+. =a
(3) Ell#elE Zd:d'JdE +{Et rl{l
x{c}
o ']|+trElel Aulzl-= E||+E+= ul$zl " _e. i 8 ollot Er
OE

1. +Ed
2. Esl^!g @ q+EEIE rJtlzl-b Ad6J rH+E+= _H_il6tzl +14 r=qqloF *
3. ?]44 Ttil
@ Hzi .zllE4 Lqg BB6lq ql+Eglg gHt= Bd oJ.Jg s4oflo} eL

lU EBS +E=a gg+ 84_ v Etrlel Eat


www.ebsi.co,kr
.15
'ro 7IE E4I

[ 2401s-0181 ] [ 2401 5-0183]

1 .t= gEtoil EtlEI ¤B.J= (H7l)oil^i a= rl?? 3 +g Tltf Erl= + ^w7l7l rlrlE LI|E..E 7EJ 4tr
^l-Atel
El ag?
+^I"Jol st(*)g .J + 91trt. C(g)g +q g(E)g "Jr
gg gq "+g oJr e+g gq ail= .Jal qE ilE(i6
oooil4l
HE *+r1l gtrt. e+g.JE ql([$)ql TWA|5lL+.
qE7l9 egq Ell6l{ trJEl4!11L olEqEe Ell's
o H7l. ^lL1l7ltrE:d
el Ed-Bt, !q-d Hlalle| Efloll^l Lte= AolalL1l. T.!al7[
=
-. *e|9 E6I ECEoI 'JCg e+"Jel 4 91Qr. E4. EEolFol ol=tr|-B q^l EE6[|0F 6l'r. 01ts E^loll Etrl4?]
L. gelg 4¤-ol olq4 B^lql Hl+q $zlollo[ a;]r4 aolrl. r4^i ql+= Ilal= 51g6l.= Tiol=e
nE+ =¤E =61.=
ql¤TF=8 dg Ar'= +oll B0t0F:Ll'tr1.111.
gqg ^l'Ug
tr. asleg 3"=ql TlqEl +
^Isl +CflEE
91111 84.
e. gEg ql¤el gqql +6IE-s *atE 4il4 Er+ O {l¤z}E Cqtq Bz}"ll a¤* fzllolo]o} +tr}.
@ ql+el ul! zl-zli Eq4 zlzlB4 ++lql il+.
fl+r Eq.
= @ {l¤z}E de}z}9 E.'J4 ol^}g Eo}6ll^l= .J g+.
Or, u @-, = @u,c @ q+q 4el{zt Agg +
Lg EJ'6ll6E-e *zl t*4.

@u, e @=, e @ ql+e gH|= Et E+"&g +loJ EHg 4l+6llot Et+.

[ 2401s-0182]

2 q.- +sd
^w7l7l =BE
Ell'JE E EEse z6
I zaors-org4]
,r.lz| EtrJ4ol44+ q$ ulrcJ4ol4a "J6l-= ag C { (zt)9 gE}oil Ht6il (Ll)e-l gElol ?= 8E]l4 E8E =
C4Be EQzloll olSH t4$e HIE'J4ol{r "J aJg e-@ r.= ag?
6}i ar+ ulalzlzltr *9"1at4. +4= *zls ?*E zl =0il11
7l^la_ qtr ag dE6lq= q?-14¤¤ EE6l t (zl-)9l¤ zl*ql 4+ Age {¤z}9 s¤9 ^H¤ Aql
=&
zlollo} 6J+. z-l'J qlpl¤ rr?+. .J+. ql¤ 4#ql qt ege qlrJel r+"fq}
^lqql^lE "lei+ ^J^J6ll ^l-rel
"ol ullTz| +^llBql rl4 zllullqfl+H gEg HjrJl." 4 e¤9 E-atoilot 6JtrI= Eq4'J 7l+ql glull¤4.
g "BCg 91 4 ulolzl *lltszl otdulzt? slol= A? (Lt) ql¤ lrE.ol cacr+ +qcg 9E4ee Equtrt
41"J9 6fal gf4=:_B_." H ol"l 9l¤ol otqq. e¤9
^l-+= "JrJ ql¤ zl
4E 4l^Jel zlilql E6il 4l+g f 9l o y e,=gdol
o ql+ql 46} *lzlt szl El4 Ttilql +4oll"t aF=-zI? *ql ql+ Age EE4 o + CB6Itr|.
@ {l¤z}ts ^}q= H+^lTlElb Hl+zl zldoJolqo} 6} Z
. X: 013 4r'Eoll ttlEl 2J g= I
+71? trttl'.g. TtXilL xlE
oE= orvlL o+
@ ql+g del +¤g +4ee 6l+ r,lzJ Bfle rJ+6llo} @
'Y: EEIE Tl6oe ltE
6l-=7t? E E9lE 8E=5
^{-ddEEfl-d qETt
go . z:84E-9 Efloil
ql¤ z++q 4aJ ¤zl= gluHqzl ?*"t"F
^l-q4 FJql
EO
@ E 7|ld= E="-Its 8E
6l-=7I? Lt'-9. +o x
XE EO

@ {l¤zl-b 4l¤ol zl{ Eq4 .^}pl4 g6}qg reJ6t


g +z+ gt'ql "Jollot 6l-=71? oo @o @o @@ @@

t2 G|¤r+ ilAEEI8al 135


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GeHu ggI} etfl as+

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05 q-
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+ffill^aPlE flBqe Etr6trt ge ae? 07 trt- +sd ^!-tPlE gsJE (H7Dol^1 ?t= Elt-E
at= 7101
+L L;

,14"J 43 rqzl C9 t4ol4. ule ol d.ll,tl ol4oJ


ae "J+g +q, qE EE ^Igql4l Fel= s+6F= a ¤EI+ ?+qei g.Jslg ill4l= "J=q Ll]r gl+. Eil+
ol4. olrll +ulE ,l-3* zlzJ4 slqg 'Jq^l +slElr EEIE a+zlE=g +dg +zl4 6lzlE *:+. 5d4
nolg r.flqlg yv\q, += ^IHFel zlzlE rE.ol zlu Eq q^IE dd Lgirl¤+. gsl+ 4qs= ql¤fl 4
s*qE Hl+qI +zlql rlz| $zlali 4o14. B $sz} fr+. .ll+ oflrllE t+61 tI^I olqqlb oI*1
s olul4. J.$ .r=,..e zltg tlgol4 +sq, ^ItlE +
c ,l* sqd d¤q zl¤B + 9l+.
.JzlE 9ol *zl]slE re,*-l rEE rJ$Eol ^t94 " e f+6J
@ ol4 illfle zl*zl dzllB "l CBg + 91trI. z| o|{zJo| 4.J elCe ++61 4l4g 4e F A+tq.
@ ,14 +84 E.J4 ++e: ¤alol +^l-6}tr1.
@ ole+ de E¤4.J aeE +Bg ¤9ol S.4.
/--.. E-71+
-.
46$s|e-l tge+* ql¤el Ee ¤Bql zl{.J4.
@ ol4 rJCql
"Jzig ++61+ lol oI,]4 .. 4;1Ep]9
=4¤¤ tr-EzlsE f-e"oJ a*z} "*4.
r. Qlf$E}} ^J4IEe
,Jtx]9 ql+4 ,]|C +dg +zles
.J+.
=. 46Es}el g6}q +'il= EsI g.JEI ¤tr-g Ca+
^laq.
e-,.
-r,
@-r,r @., e
@ E. e @u,E,E
[2401s-0188]

08 raJE ?.lExpl.AgE il=J= g EEJE (H7l)oil^-l


[2401s-0186] ?,E rl{e a= rl??
06 a,=9 gzloil EH-d ¤Boe 4tr61'rl ?Je ae? E= ?]?J= E,Joil slEt 4a
^llEql
L-ULltrt. !=¤ E7loll qe8
'J:{l¤9l= rfrr+ xli. C^4e a4 +¤ a, +e+. = 8Et6|Xl
=
rzl rflo+ 5E
4 zldE:g ++61+ Hol glolrl= oJ g+. +4= ^tl=E
?aE E-qt^Pl- Hll?E
"Jtl-^Jgq,tl ulfa]ft.E8 Etl^Jg El4 Elitles ,J =0l6txl9-
_r-rl= ¤ol?t= i_|.|a= +=
+6Iq .JAg q"J6l+ zjlsE Etollot ++. ql+el ^1 ^FJ
5=olals. u15 + 9l7l nllEg
tlEfl+ ql+g F6il "JrJg 9$oI*'J flfl+gzi =8
Llq. raJ= E-r. iila= LDP zS2
Es+^lzlE rll =.zll zl{al-fl+. ulatEo_tr4 HH+71 nflE"JLlq. ql
^EE xloffioi
ql+ol 6l+ "lzl zlzl* S?]zl 7V<\Z ?F+ rlEol 88^l7l^l ?i= E
E:
=3
ddl"= riE
=-d
6ll^l= .J g+. +ul= 4 q+ zl*ol zlzla- ?lb zt -eg-e EtLltrl.
il$ $zlalr +E6tol ql¤el dzl zizl$ +eCg H-71+
jr66IE.+ :.qollo}.Jq. ql¤E a'--'
^JEq+ 'I+Cg
zf,a:ola_ +zllE d+q+qer^l ql¤g dzl z]al¤ I
:. 4l¤ol +: i]lae +"J4 ++ 7l-L" d7I?
L. zlsg EHI6J 49 9l¤ol4 += f glEz}?
ev\41E 4o14.
=. ql¤.zlb aq}^ie+ B?-l 4?lr+ rfl+g *+g +
9ltszI?
C rJe ql+q 4eI eoJ+E- "14 4to1 gQ-z 84. e. o|$ffiHq q¤el otE4sol Etr"J +
@ Ae ql¤ z}+ql tl$ 7l^l$ +qe + flQr B+. ^ISel
")*zl?
@ gg ql¤ z}#ql r.ll6J e4 +Eol zJ+." alQr $r|.
@ ¤e ql#fl 4t Ez]¤ Eq4 T}ilel +E+ 4s=e 84. O -r, u @ -r, = @=, a
@ Aq gg qleg E" dl ,14 7l^l* Ae'J; 91rp 84. @ -r. L, e, @u,E,E

136 EBS +B=a ggrl8at_Y. Es+e.l 8at


www.ebsi.co.kr
/\5
TC) gT E4I

[2401s-0189]
,l=?
1 ,J
^l-ajTlel
gzloil^i
= ^ltpul4
r{7lg + ?,tts uFJe.E 7E} 4trEl

,J' oFE+S gqql^i ulEr+ 6IEq= ¤eq


'll+tr +r +olBg dq +r, g
=q7}^l
ulE zlollzll= +oltlg, .$ule zl *oJ zlq4l= +qlElg gxl 6il + 91tr1.
ol-=tr|g ezl of=.=r1g-9 9"ls Eol¤{ot aJ4. ol-Bqg= 4ql^.1 +"-}oJ 9"1
=' E ga6|= ^l-Eg
^IBg {q.J rl$ol4, ol$++ aql^J ot$trIg 9rlE ga6F= ^Igg
n"J 9lb rlgol4.

e ql+E T}zlb 4l¤: zlz'lloll,<l *"I"t 6Jg A$o}trl.


@ ql¤zlt rfl+el s+= HIE^I f 8 ollot +g +r+6JtrI.
@ {l¤zl.b dq}q ag6}q +4} gEql "Joll"t E}g Ar+.Jtr}.
@ {l¤z}ts dfl= E"J6Iq dg zl+ +ql EI"}"F Etg &r+6Jr.}.
@ ql+e dg d¤6I71 gloJ +Ee-l ,JHe-E ilqg + fl¤-g t4.J+.

[ 2401s-0190]

2 ,J BE, +Eet qgE g trEee' 7El4trEl ?iz?


^l-tpl= = ^tal7t=
,J:qlqg 4lC6J Ae oJa qg1ryiilg 6}
^IB=¤ {zll,r.lzlzl ?1,*"1fltr}. tr-+(BEH0g
ae /J*H*S)el +EE Sxllolzl 96} aolr., +(ffi)r+ +E *r+ +g +E 42 a
=
ir|e+.Jclg +lq} aolq. E.Jr| +4lffi+)el 4EE B6l+ 43 Bu19 +Eg 9lEkl
q. er+ ¤-zl " e Rf r+g lxils+ d'tlE ule.4l 617l +lE+"lr}.
^JEll6l^= 43
ql= 4EE *HlE 714& Sol4. EgsoJ'JulE fl"ll ECEq +aE¤¤'Jq
=: E Aqql qcEol g"+g +"I6Iq E7l"J +trtts +71+ =q qzl
"l.ag lolct. "J#"14
Bl+lzlr Ll{= gEll-e+ld+. +?-lE 9lE rl$ol g"+g +oI6Iq Ezl"J,*+E +r
+ +4 *rJe +d6lrtl g+. }f S rl$ol gelg +"I4q E7l"J fl+E ?"4 azl
++6trll ¤4.

e gqle +qe} 4olo e ¤+q^l g"I"t 6l-=7I?


@ gqql 4+ +fl4 $z|-H4 ECel ol"--lg *dollot 6l+7I?
@ ge+E ¤alol zlq= r trI4 TIiltrJg 6rloll"t 6l^=7I?
^t4lel
@ g"+q ¤6}qq 4qt *+¤E +dql^J +r6llot 6l^=7I?
^Iq4
@ gHlE gqle E^d$ol qg ¤¤61+ ql zlqo}Es t499ot 6l+z|?

12 qe+ qaEtrl8at 137


.^S
TO gt E4l

[24015-01e1 ]

3 raJe BTI Er{e} -4g ==l?lolq. etg ==l?JE @@ grl ?Je ae?
^1=B =
B7l
^1*¤
@ Erll: rl-== +El=Lr guloll r]|6u
^l.tl7tel ^-l+61-^le_
r{68+= R}=q ,+= 116 ollill= +d+ -=d
^}ts71¤E
i+
ol-Ell fleq, rE
e +zl ols ?7= +]"fl 'il+E+rt= ol$e-E EEle+ ql+g tr-E;+q}+. olq6J
+sI tl$e ql+g +rll rll= {"J Sol4, +4+g qgCes q+3 {^J4}6lq
elt+E}eE,r{l ql+E tlzldg 6ilrl+.

o qt8 EnI
9l OdgtrlE q|¤qEsl tlgolaE Hltr-l6lg,tl. r= eflq q|¤ol
46t|
^l-APlts ^fEoll =+
@ Ettl ql¤ol Esl UEoe qgelslfltlr +861.fr+. rts @ 4= ollill
Elol ?,1+r Efie.q,
qE4 i1l-d 7lA
71 zJ'$^Ee-l rSPl $!oe EEt= SEclEl+r -E?ttl. E-d rts
@^laJfll q6 ql+= aat"=l.= riol =Tl=
a8rhililxlE=stE aHl gf^]01 E + ?l3= SaaHrl

oo @o @@ @@ @@

[24015-0192]

4 q"- +yd^l+ptet gsJg (H7t)01^i ?lE rtte r= 4E?


+?-l= d(#)r+ $ol¤ +zl6l-b 4rt 4lt.9 tloJE¤ *"t4o} 6}ql. +?] +Fi{el de
olEol drJ+ *ql^l g + 9lE+ "J"J^ll. ¤zlriE s= lol ole.glrl rEg b4 fl=
gE6J ql¤ $+E g'J"J ,J9 4,olull. :z a45 +e *ql^l Eqe
trl-= ,l+LJl. :4aI4 qB q+q zlzlE E._E=
"l*ilfl 4?t& 714
olc(ig,lgel officffig gol-=ol
^Iolql
-r. rel a+6ild 4El¤.rll 6il aolql.
=
'E-l
-t.{l¤zl} E'J4 ol^Jg ErJoIq ggE aE+= ++6110}'*trI.
.. ol$+-$4 9ul$9 ^JE E+4"J aes gHl$ol oJ^J +g6I+.
.. 9l¤ +zlEe gHlE +c '*.Jg +ltl sE EHg x{+g + 91tr}.
=. ¤E;J ql¤ zl.#e gutB¤ +qi6l.= t+ t.qE *"Jql 7lq+q.

O-,u @ -r,
c @.. a
G't -r Ett
e. 6tu E ett

138 EBS +B=e dgrl8at_v. E+et 8at


www.ebsi.co.kr
8g4 "-ll¤
44+

[24015-0193]

5 ,J gzloil^i (^t*{l)el A0il4 fil^lg Efloe 7Et 4tr:d ?i??


^l.tl7lel
,J: .JAg 4lqg ++6Ir rE¤ q6}q:
+4lol+. tr|4^J r1l+9 "J-g E?-l: rll zl{a}
ae dq} "8golzl"J. rEr+ Bqg +71^171Y ae "+e Bflol4. +?-l= ol6ll 'J
= 3ilqg 4Ie6I4+ r¤lE g^Jg E= a6}-g 7l{ q¤ qt}E $.tJolQ. olofl
^lzlql4l
rd-^Iz}7l *+al dill+E r +Fillel q¤¤ 9ola}q. ololl rJ.;.l.xl.7| z]]oJol4B
r 7||"Jel B¤¤ 9rlt4. =4
(^lEll)

"JE] arzlzl A= CACS


olftr Bgs-e+el zltl9 +4Eq q.J +,lle+ ul]s ;r^l Se
g E9t+. t+ *zlzl4+¤. +zlEl EEel cdcolo}trJE. r 4#ol Eo+zi zlzle] zl!
"J zlzlE TIzl-+E
q+= 7l+61.= d"t44l +eratfl4. qEq E'J4 +"Jg
^IElel
Bxl *.J4r 4^l +z+Eg 9¤e rJ+6il^l=.J g+= Eag ge+.

o zltlel at4Eol trs4.J Ct BB4 ^J+61+ 43 olHzl atrd}^lls.


@ zl,tlel etzlEol
^Iiul
dillg q+g Aa^l7lb 43 olHxl Atr6i^lle.
@ zI4lE ar4Eol "JrJg +4ol olrj fgeE"J ql6hb 1g "tHzl aE6}^lls_.
@ zI{E at4Eol r^Jql =ll*ol o|{ zjiial 3++g ++61+ 4oJzl aE6t^lls.
@ zltg arzlEol trlzlb A4E *$dol ol-U +zl5zl9 EqCg AE6I{ls.

[2401s-0194]

6 tr1.= 7l.tl Ell.Jel zS slgzlTl rlrlg fE|ee 7El 4trEl 4??

r4-d +89 41tr6frl ?iAq+. ql5e ql* ?Joll


qEe s.E4 018= ++6H0t:Lltrl': +801 flA r flE-Bt= ++g g, q|¤ HJofl^j gq-d= *
Ll E t. 0 e1-st +Eioil rt|dll clEl| 8r-16l'^ ILIg?
^1

L
|

^lgaLlEl.

r=E-[E, C8-J= qleT?l ASrl'E EtrJ4 r.at


7l
tl

L1l.

/.PJoJLIEI. qE7l7l.trl'=
A
r=aLltrt. q|eTlE olEEle ?iE 8a,all
7l
tl

q+= "J+/\l
u1

= ^teJE

z
?1611 LalB "Je,z1flclr -H= aoJTl.e? 7la1= 6zJ, rts q|+7|.017]= E.7l-d aguq.
=

A
o ql+e ^Iq4 f+^J +rlg g4_oe 6l+ E+ol+.
7l
tl
4
2l
tl

@ ql¤e 4¤ ol99 7l=q Eql^J ,ll+g + 9l= 4ol ol-,14.


@ {l¤z}* z},<tzltl "14 illflg 6tE+ r{+E A6}9 lfloilot e}4.
@ q+4 zl-ilE e?-14 7l^le+ t'-E trS4eE g6}9 +ag"lot.J+.
@ q+g Eq ++el qltr-sE t+61-= Ag g*es q4^J= 9I E+

z q++ qa=Ei Ea 139


www.ebsi.co.kr
.i\,g
TO HI ErlI

[2401s-019s]

7 +=
=9
uE..E Tltj Etr-d 4??
ql+e sq, aH. e^J # trls+61-= 7lH +68slq. +Eqle a6}ol+ col4 Ttil=
s¤6}r 9lq. q¤e aa4"J tp.lE zlqr fl+. ail4"J 7lllz B^14. o3.r.1{g_E 4
E6I-r. 914+ Cilzl.J An+E q4 qE a+E gl4. {l¤ol*:1¤. +a6}_r.
,(|$etr$rl r]4,rl + s: rll+ol4. qfef r]u[,r] +xllB + 9l= ^F8-61+
{l¤ol4
=4g
E :2419 ot+E E.trzl +ql+ 4rilrl4 9lg rfl Esloltrt. el¤e zlzlo] t
*: EE+ ^"ltl
ai$ -s¤fl* BEIIsl ol+qdq. ol ¤Ell+ 3"J, "l¤, 4zI?-1, Eot, ¤+, arlQ. ul
*1, h^ E"r| ol# s¤61-=,llijl"J gHI. ¤sL gellHld, rB. aq ¤¤ g
^lzl, tE,
tltr|.

o q¤e q+g +"J* ¤4e ^IB5el +16.E3 HlgB + 9l+.


oJ+61-=
@ ql¤e zJ^}zl¤g cilzle_s 4^d6}ejb 44 "-e g+qq^J= qi ¤+.
@ ql+e *4xlzl olq+ zJr}z}9
"14
i]Eg g+ a-e--e zlf9"lo} Et4.
@ ql¤g zt4zl-9 r+6J s¤olo + zJtzlqlzll olzl= g6}¤. rqg ¤ez; gq-.
@ ql¤e "14 ¤g9l ¤zHalq tr|"Jq} zlilEpq 5B4e_s s4Elq 914.
^IslE

[2401s-0196]

8 += cE eaJq[l aa6t'= LttEe.tr 7E] 4tr:d 7t=?

oo dE ooooLJ ooB oog


7lZ1
=ci

"J olE= i.7l=al


,Je rtolrl. E= rJ u.lcfn rl old + fl= a3 oLlrl. EE
tl LHE +71 Llof^l= a"J g LHEoI == =al.=
g=tl. ?J? 4= gfCtf. t11E
=alel
aJol 0f^l= BB EqPJol El^l= =0|^lrl=
?J)1?l agol -Lf
0l^l= a+ eg a0l
rf. 85ola =al=,
eq. 7Ef s84?l q|¤g =al=,
Hl^Ll^oll^l 8=61.= aolq.
=al=
6ltrl7l;gaFJ
t=J== Hl,(Ll,\e-l TI|LJ= 4olf1r1. 6lq=g'fp qa18 a0lq.'!E='961.= 7ig +6E|-.' ^ltrE
afr iI+. -Lalq E q= gg q|+olr. 96l.= aE ql=olq, EE E Bl= HlxLl^7l arel
q|¤oltrL q|+q|= rEa[ + g,rL += ,*= xlLl'^1tr]4 te
+al= 7l=9 ql6g ^1801 =rH-g
Hl^Ll,\oll^l .886l'71 olHa ".jg FJ=01 :d4l+al7lE^l9l7l olaJq.
^laJtrJol

C q¤ql rllqi d-84 +^l7l gC+=l++ ql¤E f


Col zJ6Ig+.
@ {l¤zl-b zl¤ fl{+E +ldg Efl{= ^l6J ACg zl-4ot et4.
@ ql¤ zl$ol TV|Y g4ql 9oll ¤z}!q^lb o.! g+.
^lq= ^lALq
@ dql"Jq .J^Jql^l ql+g t4]E += ae *zl t*¤¤ "J.I"t ++.
@ oJ+ 4l+"Jol +F]= ql+tr+ 46Eol 6J4l +el= Eirl *Eol cJ zlzl gl4

1lr0
13 qq+ gEler trtEEl^tEI &el
1. el^l+ 8al
9E
tt I tal4 Enl
=Elet
O el+el S44 9ol
zll?lE il'fl 9+= E6|.l 7H¤rt7l^lt= s-d6la Ed-Bt

ilfl
. E=8fl^lal eszf ts^loil 4^l ?= q== atE6l'r Slt|ollll elel= s^l-Bf
^lgl4 . ej== E6|] 7H?.!01 +-d EEq 7|]?.101 gr ?t= 8401 Eal.J
=8rl ^lrflel
@ E+ Es+9 S44 Ezll
. +4 ++ ¤^J: culzl¤ol +4ql +Hl+4sE Ea6IA4 zlEE +,ll d+ql flEg +
olo
AAE
. B+: .dE ¤^J: *EE{} HE; dHl= r+iHle+.r.}zl s4E at}6}q ^tq4 gs+ag a
CB !]-L, z1z1 r+^le-l rF¤ seol g + 9lg
+
. 5-E oI4 Ezll: EE+ zlf,f$
^J4I6l7l +lql FEqZl 4Et
rFg + 9lg
.
^ll+(ffitJflR,
+q$ql E+ ,]]C q"J Ezll: xll!{ d$el Aill¤ +zle+=+Sg 9loll Be
6lzl"J {]C4 {.JCg zll+*
@ el+ EEIE +flzl E4l qlAg ztrll flt
.9+g 4.J49 +alq^l q¤g E¤61-= f*:
^lz}, +i,
tl+ql *= *ilB9 ollot Er
. +a E^ll, ¤¤ a4g + ?l= ulllE qdql ql6J Hlc4 qE 99.: +ag r o ql^E qld
^l-fl 'JHl Hlrlel 7lE= Hle tr|q6l1
ej6l+ ¤zll ?lE iHl= ddollo} Qt
+golt q+ cdES
q I]tE +Eol s3 9l+=^16l

3^l Eglet EEl4 Efil


(2)

C g^lel S44 9ol


8Bflee 1E E0l 3^l dfl= E6[| SErl j!7J01?^lE
@
^tEl4
EE8-e.El1E EEI
=^]9
8tl4 95. tuloll ol=)lDl^l EE¤4 SEllZlg E^1= r.a16H0t-Br t. ( )¤/ts au lxtEo I

+6J0ll +8ltrJ4oe Ei^


6l7.lLt 7 lgE nJoll d+oll

flE=J + 9lrl'= Eal4


3rTlE )ltltr.l.
&E E4^ EEq g^l tal 2.9=3 qe4E 94t0il^j
qltr3 Ea6l.= +Lrole
. +al= #lE 4..lEl gt= 01.= xPf slalaL +al= xElEll +r.6lE 1 +r-= +eo5Elal. ra3 e..tlzJ( ).( )

717l 9I6}|A1E 0lLlr. +1617l +{6}l^i.E.0lLljl, ilSg 617l +]6H,\lE


=
0lLlr, 8^lg 6t7l +.l6ll,\'lE 0lLl E/= r4"-[q ololl gr"*
q, Exl 0l E¤ rlEJatr TleEfE +{r 88HB(;E*,SH1T)= g"xl7l7l +fgoltrl'. 3 Pilg= dl|ot Eltrt.
=^-68 3. #3 rlB tsHl
-'o"txlof qzpl"
=81,
+ ?15 44E- trll
.3?JEi uflE lq Ltlrl "Jq, g?Lt +r1= dr 53 qql= uql g# =r EalHxl "Jq, ",,!9lr iEeflg
doil 4Et ( )E/=
"^!a=B^lg 714^1 dolotrl trJq, "sl^l gll eJLJol golLlrl ?J7il Eeq, gg BFJo.e EeE 1461.=
Ets aol qu =0t6PlLl
Eol ole= ,Jg ile6u sigg==610l+71 glEl?! g0l0[ 6|'4, H.totc3g g(f,)61 trXl ?tts aul= !86tlor
==
El, + olet g= 01, T?g= Eaol ESE}= trffi)dlq EE{iEH)g olTl^l oJxlLlaf.
-cttrt.

- r lE. " 4lECqtoJE(#+/,i"+/.Q' - II E}


OE

E_ilql^l= g4g Eb ag +qel ¤61"14 H rr, ¤=4lg Eg trI zlzl {xllel z}.r]lzi gs6t : 1.+ts+7Ed
i 2.8^,83
4J. Etr}. : 3. Udq EllE

13 E4+ EalelttEtr}
^tq
8al 111
st4+ &alst trtEst &at
^t'fl

@ g4 Ee+E +E-14 E4l


O $EIt41t
^l=(Gr/o)
. *dzt azl ^l*(cMo) "t t-Eq slol Eeel $tr|s Ezlb .JdC Exll4 B4l "Jflg_e
AE 8C¤n[ Er= tso17l 9]
6H^j E4el 8d^lE ^JE ^JBflg
e6flg + 9l+
41ta1r EE6t| U= ^llEzt . +EE+ ¤*l iHlql tr|= il{ Exll B^J: EoJ "l 4zl eE, s^l$ _4lzl Gzl
^+= ^l=+ ^!4lr+
. ,llr.=+Ee+ gg er +Eq Efl tsl"Jq e4l6}zl *61+ +^14 B{9 Exll
o&7+s . Hql qlql Hl+?-14 4+ Exil: ="x}4 +t4 H qql
gaJS tsxloJ gg7l.E H3
trll4_tr.+EE E^EJE AlEel @ *^l +s}g +fl4 Erll 4Ag flt-J z}^ll
El
*Fille+ SEll4 zl4 zhilg rqq+
oo . ¤-4g E" 6il 4"Je EE z}flr+ a"J+ +4lE 9U¤.
-
. g4
^Jtzl, +EEzl, dHlz} EF drJel ^Iglql
q* 4.J el^lg zlulo| fl.
o=P+E# .^HlzlE g4q
+dolll gE= Z '}l* "J fl?] trtlr+ +i]4 ^l* +r]l dd: +E+E eE, ea +E +
^tE4?.!
xl e,\l E I{E,^lOl Hl^loa- t - ¤-4 iuloll^J HlB.zl+ +i-14 7l^lz xlaloflo| fl-
U o- C) UO-U O-
. Sel4 *^l Esl¤ flt z]ls4 6lzl .Jd+ Erl?-l q_l6xll, s^l
"J= 8AE d+l6lri= 3E
eJ++, f,{el r$g +ltrlalzl +l+ 7l#g
"Id: ^l# erLE ^d+
oEe+E- "IdolloF B
,gtE qTlaE r (3) +1 EElet Ea!4 Ed
^goil^l 4uldlxf=
35e @ +49 9"1
^lqq^l
tr.=-^l=el E 71al oEotl
ttl-= oldqt trA gg$= . 71.+ +83=9 ol+cl^l= dg grJg-B EgztTlil$ -ddoil g-Bh=
ol _T-
-\ oto = +71 BrJel EEI =
=
M- . +71:. gzJoJo I ^ltrlggol
0 lLlzl r*oll^1 0 l+Gl^ l= ggzl^ l= sE6lts T}lLlg

+18ile.E q . +44 tsE 'JEl"= += + ?1= Ltl4 Ar.]g


trel8alr1 EEI . 7[+3 EE 0l?.
^lq
,(leloll tfl-sr 4+:J Ed - Ate] trrt oJ?-!tl-3 -ddoll g:BFg 6
@ +A S4zl Exll
Ee+el
d=4 9"1 trd: ¤Eilql¤. ¤qI6Ir "Jag r6Jo e^l 4 +A +zlg tldq+
. de-l
. dE 4zll4 Tlilql"J d+61-= E4l: 4zll4 olq ++E +dql^J"J dg HI+B_e*trr&l 6I
+^ +q Eol E^JEL
@ +A EslE SEzl Ezil qlAg +l*,J"J
@ . ffL_e_: zltel *ag zlzl s9 6c e Bcollo} *+= ta 4"JEg zll.rla|{, flol
"
aq g tse+
1.88^t
rl ^lE!+trFd E
EtrE
Etqt
4= *rJe "Jzlr+e_l +Al +ql^l 9"lE zl{+r B
71.= ?ldd Ellgl a4l . 4olqla: 1il4 +Ae_s^J dq 844 9"lzI tldqq 7Lb Hl
gfle-e.(iE ( )g/
^llEll='r6JE ^J-d'ol+r
s6tH^1, +44 BEI¤ +?]r zlzl z[4]ollrlltr Eeta + il= Ll]4 *z]e_a^l d9 B4
A"-llg + 91trt.
2.
=
Et-rrts rt 4 9olE *.t F,*+r +tr-El
7l ^l.uelg?-!3
#E 6Coe Ed6fl0i
:elci= ( )e=/= 4l^l
rtE Eal,\ 1+oll E[Et 6[olE{l4E EA
6tol, E0lal= AzJe ?]Z
4E gll+oll^j EEI= rl z+Etel 3E Eg"Joltrl. ...(=Ej.. 4+:Ete EgrrJs_=l1 -\.Ap gclutrl. a
Utrtr E?TtrI.
66lngrLJoPJ
=da tzlg Etr L0il^l +AgE elElettrt ^EPl ^l¤4?l
+EElts a3?J^lElolot zrtrl. ElE z+
3.6plqlz-= +al7t 4+e.l :dol .Jxl ^lHJ=
E8l= of^lE d ts +1011^1, 6lE oleflq|^j, t!4?l a= s0,ll^1, # trlEol ?l= rE i1l#il Erl6l.trlE
^lE=rJ
=44E
A +r6txl ?J=trt= Eoll +3 xlEe 3a 014:6 H¤rJ.e.tr^lel 7l+B= dEg + flg aolq. Z+Etg e6l4 gllLl 0l0l
( )e=/= SdEt # E= i'll+oltf. 466l EgEe.e jE Z+gtg +g xl=ol ill+6'lz ?,lts:rzJ ?Joll, ^f
g
^'l
¤o|7ln glqTEttrL =0l[1E
Lr0il a¤J4l EEettr't. ^lEl3
- 6lotr1tz, ",J84ts8"
=-
^l-=E
I.IEI
ololql4ql qsE 4+Be oJ-e-s zl.{$e-trr{
^I*E Beg ^f+= a+61 -Btq=
OE
^}%r-g
1.894
2.ArJ4elE 4014. r= ^l+E=g
a1E zltlol ,(p$e,<l raEel ga .Jql aEq 'H"J4e qq"J
^I
3.rE %Ig a4g f fl4r _H.?t+.

1112 EBS +ts=e ggq 8al_v. Etr+e.} 8at


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2. Ea!4 AH!
(1) E!Ell?.!E 4u1 gg
o s=B +4
.4HlE ^HlE
zpl:71ts4 q+ +a_,r+ zfl{ E¤ "t a4 c+g +16il geq}
.^Hlel 54: zlE+qg qle* AHIE+7}q4}qa, a+q zl*zl trelqq zflpE|$ aul
^Jg"l 7k6lld
@ ¤Eil dulEe+g E4ld
" ^JEI4I Elr.l a4
. 4=* aHle+ 4aul E4l: zl-?l rar+ ¤ic eg e
. r*rl iEle+ 5lF AEI E^ll: 4l+ ,J +lElrJ arJ, +tr E+ EE+

4E EIIEflE q{ AHI
=al4
El?.!E Er.8rl6Pl 9l6H^.1= +LI flaj= rr1 qq6|= ritrJe-e= gtrL +Ll aala
El?loilxl
=e= E.tslLlE uhoil^1"J +qq7l rflEoltrL =E6lrl
sffit olE 4l=-E E.
=zE,'.'l =e0l =HJ=E ^lelE
SqlrloJ rl^l aHl= 6|x| ?Jts 3.% flrf. trflltrBE Z,JEI8g0ll i{6}rl ?J= et 4^l aul= A
= H+e.e. ?lol eolts i{6le{r. a^117t trt61.= El^lof #7]nl^l Hltrfg 85
'JEl E=E E7ldtxlts ?J+1.
E 3^4rl Elot Ltl= Aolq. xPl H= EtsE xllel6E1ts e84e HE dgg oltrlE 7El
=86^lE
?.!6[4 xl+4?l A{E ETlg 101tr1. - 4EA, "AilaEE'-
qlBflg zi¤+E EE 4l+E z.IBEol !+^l dHl=-oJ+r H9teq, +61 +oJ o*+4lul
^I34q^l 4e-l
4l#"J *zl-Eg zlzl"=l;rJ
=Ag
*l zld9 ^Iqzi xl+l= g44zl 916il #.Jglol $tl aul EB= HE6t7l 9l6H Og xll
4ul6lts E aul gEoll
E 6}rll gqr tr9t+. oltr+El zl4ol e-e.Erllsa al+E 4rl4ol4 6l¤rJ Ee-_tr oJ6il
"J+ ==Ee Ee= 8gsl6lts ri
i97l ?*= ¤tr-g'Hllgfl s4'41 zla6|41 51fltr1. ^l
=qEzl oaFd *ul
4Bl _slEoll^l 3{l gel= d
(2) Eal4 aHlel tal4 l4aB
E6tr ?]fl= EB
e qlr-]4 AHle+ sqzl^Hl
4ul ulr g H66f7l9-l6tl LqdtE a
4Hl^f= q+el dE0il LH-sr dE= HtEJo_+ 4= H9l 1il0il^1 8EE 4tr6lzl d
Elal4 Eq6|qEl^ HlEo.e ALl1 U=¤ gg + ?cloF-Et
^|.Cq]
^Hl
,\jHl4= oJ=r 3E-61= Enl 4E= 8al4 Tliloll trl'4 tr-tE6|G Aul6f! zlo l. q|Ede rE+E
tal4 ^H+Ll
E E+. E3, Eql, SA 5 ?]+el Etr 7l^l= '!-$ 461'et 'Af-sf aHl'7l. ^tiilotl
4E .P.E 4lEe.|
^Hl ololl 5H.JE ^lsj =^16l-E. ^j ( ^tEt
Eol )E/E Elqr
Hgltrt.
@ &44 AHle.l Eel
2. rl{!E e+et 8Eoil rllEt
. *c+ t[# 44e+ ]=Eql q]+ a%]6J 4z] zl+¤ 86il CEEe {xll zllxll d¤ql TlqE} gHE HlBe-e a= H+l
Llloll^18# 4tr6tXl d
. q_lflg r.eJ6}zl ?+=
^}+ +,ll= z+EleE4 zl99 +El4 4+E "Jal+ q6lG 414 ul8e.e 5]4
.
^Jql+4
eE ar}* ABl,
"J+el
q+4 zl4 zl-bC"ll zlqahb ABI= dAEL El+E EE= 4Hl6lts 4
E( Xol)al'r elq.
3. rll5lLt ,'.lHlaE oJEr P
3. EEI trlgtdzl 861"ts dfllr+El= 844
(1) tr|.=E[ A[Ele[ EE+ trtghtl
=E Ttiloll Et4 tlEJ6[ol aHl
6lE aE ( xot)alz
o 4Ep+^tqel {4 Eo}E r+ ?zle +"JCr}4flCol 7i49.a. ^}lsg+E}9- Ettrl.
=4:
a7I EoJqq Es+ dqE +ol +q|E Ii E}

++sI=+9 0l+
6H

@ 1. rl^l.AHl
. zlqr+ q^I,
^lEl
+aq 44 4zl += 5cg *= Esl+ : zl4ls zlzl$ zl! 2.
3.
gal4
Eelrl ^Hl
aBl
. +o&L E+= flAg ql q+ +-e__trg #g +g + 9lg

rs 94f Ealet +=qt


^tq
E4 113r
el^l+ &alel ctEil &el
^tel

(2) tlEtrl 3s1 $i{l¤


^[Aq
rfl"-H^lu E+?l E= 0ltrJ^lel p"J= E'01-=01= Hl'lEI4?.!
itE4 HllxlleB =8
ol+Pl^lqolLl=tr ^lg01l
E^q
0lU^l'71'=C=e-l 801 E+, s7l6[r TF "J301 EIE+ ++
EEI+el
Eq|g trJoJll7lof :sEl.r E: ^lel4
gB =dg ^lae]
tl= 9!= 7fC ilf^E rlg=01 olFGl tr*lq= U= tlgel E+7l.
¤e{E E olE ^le ^qE
qEi6Flla;g ol+clot:dcl-l E= g8 =0L
^je
1+71+E qEr= 6lr. r.B0l ++4?l qg= 6lq ""t= 1flfl|, ++ E+el ul++
++ Elld olE
Eel7l8="-t|0l
:stcl-r
E.ts gB

orlol¤ (3) HFJrlEt 5E1Si{l¤ qgE +lEt rt{l


'Jrl +g6El o EslE r+"JCg 9la6IE^J +3rl Cillcg +xl6}7l +16il^J= +"1+t:(frrrrTE)9 4sz}
el5d4 g4=^l+^loJ
g^lg=^t7l gsEL
OrlEEt=e+el @ +?-l E+= +a4e-s 4l+6lE^l +"Jql ole4 E+= +illzle-p i4-alf 4szt B
uu[^1 rl
^t7lE+el"Bgoil s_¤-
E6|= F84e-+ Eu lal
=
ts rfl-=
(4) trlEtrl gEE =Js¤q -dll
o Eel AlEll+sl ^lgloll^1
EFIEJ= 7l+l rie e Es+ tltil+Ee+^J{+E$.P-l

E q71 =3 . Esl *'I+E: +d+e] E= E3rl ^tEll+Ee+ 4.ol E:*el ++tE $zlalf {o1
zl+E+
Ee6tTlLt e+161.=
Ltol^l rlTl gdqTl olq?+ q= +4E E+= ag rla6l+ E+
zLtuldf6t=
=aI= ^J{e_l +dql^l "JC6II
EUE
=+6J
^J'll+E: B+lE E'J4 *¤=4 r=¤ r}9"l4 4oJolzl ,IEql E¤4 E'J 71=.9
. s4
oEP{ 8g +zfl6lzl 9*=+= "JAI
E-e-P= .-$4 .JC6Iz]I qq BlS4..$?-lzl C
=an+,J01
clrlg ^Igel
o+l=
+ fl= ^Jql+elE +zlld: -H-S Sel= +lHI6l-= E*vl^l
8g =elE eg rJtilEL
@ ++E 9"lPi gsC
.9ol: S4 ao jr'4 ulf¤ $ula].fleq sEB ?l+, E+, CeD, {l¤e q+qq +=
@ 4ol4 "J+g oJa6tr ol6ll6}el= 4EE 7144
^J
t. ( )e-l= oloJrpl
= . gs^d: ola4ql E+= 7I4l E^I6I_,r., +sl4 sar+ zlB
^tB= aql B+sa +=g
d+E flol. E+,
5CE szlata TF^lglrl
E gg0l slEE ++^lcl E E ++g F6li zt+e+ ?lz} 7l7l= {fla}rz} s}
=+E
^Iqql^l ++el EI4l
Ele E"J l7]ol EE|I E @ +EE|
: g8= "JEltrt. . ++E 9¤: #xll+zt"J +¤+ .Jfl a6ile+ a?-il$ + gl*
z.( x0t)il fl+{E 8r ^Iirl E*g
r=0lA[ElEttrl ctezl qi . s+q sl4l:
"J+E _H_{ z}zl?1 "Jflr+ zl+E a46l-ej= ^lEe+ E'J4 E(H)ql '.}1611^l
Eofl HE4 Eq 7l=e 6[-r., g*= H+l L.ilql^l +¤¤ 4¤qot B
$tstr}= aE =
B++6ilo[ ^]q a^1. +ll+6tzl
=^116l^l
etct.
=
s. ( )e/ts *x1g4g
EEfl^lE -Joil e-l=6|'q E 4. EEgl BE-rl El8

fi--+_it= g=# : (1) =EE Etrtet Etr


ts EEI iil4= "Jeltrt. o +j/el 9"1: a^I¤4"J ¤4z}e-l ¤ql E=6lq "JrJ #E rq= 6ila6lr sE :?4
9"lE ++61-= EE| ill4l
r{c}
ots

1.5E.l+9 @ +iilg Ed:


^lBEg =^J, ++,
rEi]H ^IBE E o e "lalts + S= +41 ^J+g +
2.84 Srlt+g
3.6i
i= E6ll *$atlz} 6Iq, #r+ +99 9"le+ ae f]4 Egql 46ll +r= F6ll 6llEI
I 9lz1 eI
1lA EBS+5=,Jdg4 8al v. EEle+ 8al
www.ebsi.co.kr

(2) talE trI! o=rE EalE S4ld r.]|:d

=Eet
a"rq trt?j:d E8
o sEel +Fd . e]l= Ealel g+E H=
. +^l: +jl= ?lAE tsIBt-e e $.Jql 4fl uH4E zlaoli BE otxl,
"JAE uo
=gC
SflE E¤i6Ir. 9lg
=gCg .¤irel 8al= EgEt ?ie
a tJL Olxl
d¤ql *C: ol*ql qlil zlHlE dAg *z*
!!L
. HO

^Isl Cel ^qg ^l%r4 .=irel 8aE EalE ilPll


@ =o Iel +?-lE ilola e ets "Jg
. taTl C^4Sol+ ag4 ExllE trt$q{, &E= E'J+Hol{ : +HE *4q ql6ll
.5r= 8ale.l dCE +ldtl

"Js6l'ctil q7l= g8
s+ql
. taTl c"Jcg ulrfe_tr. tql E=g zlad4E, sel= oldol4
qlql oJd, Eq ac
# =48
Eq4 q+lE daql +dg E
@ +il.e+ Sele-l ^Jtrzt +41
. HtBzl+ +r:
tz} E'Jg dzlls 6Iq sE 9"14 7l^lE ttL6lE^J ag4 4l
=+4
4le| +4lE "+= +r - d(94 +({e)E aEl¤ ++6Iq ¤d +ql^l +r= olollolr.
4eg ^IaJ6k j/r-lel ol4g f-16il ]Lqtl-e-ErAi +iql ql+ Egol "JE+EE dar+
flaqE+ e+
.6lz} TItl S?]4 +Hql q+ +dq olollzt g5Lql
. +.ile+ s4z}
^JE. Bdql
E¤¤ a + glgg 4lBoto} Q*
XIE Eq ?galotE{le.l ¤a} +
?lrJol d^El# olts Ag raol +e a4= dd tlE olE aeE^'l 4 E= EEGFHoE Hq
+71 q=0lrt. 0l d!\*lE aE flEol ¤EGffioltrL dE3 olE d^al8 aol?alqlll LtEl-Ll= rt
olEe] q= ag +.dola ?lIl ?Jtl. =-r.el E^1.= 7EI fl^14?l Aql^j+El 7trP gge] rioll 0lE7l
Ttxl ".J3 ¤8, d^qa qq drlle.l EE9E 0l+olx1 9lclz "JEI + ?ltrL 7El fl^14 dE(qmql
LI+e+ ea = 984 rfl8 +oil +cel ¤E(:1el^Eroil^1 ql
¤^al8 aol LtElLl.= aql^1
=olLl
f :.a;-rq ?Joll 6E'JE tldol +qEE zJoil oEzlztrl gEE -
E+¤01 6E7 9lrt qE 3+oll|_l
+al= Bg SgEt CHI^elE 4EetcL +, Cd qe 0l A0l olLJ 6tLlE d{1, ol rlE4
e '+E' e ^lZqol+ts q4 7l8t1l LlEtLtts^1H ElE6l'11 Etrl. 1.Eir.71 tlgcg HlBoe
qtr¤ e4E!trt
^'llll0ll^'l =7YJil = ^|.= ^lrJoll t!o[ EllEt
-g40tE1L'¤r}+"- E. Ea|ts oEolLt gC,
S.H ZJ¤ EE
$4olrllE C4 4ol Eflqq il|+ +¤!q flzl ?*eH , 4+ "J^J4"J $ zlllzl tz]lEzl ( )oil
=ZE
gcg EEl.
C^Bl*$ EflB, 4 C¤ol B + 9ltrIr tr?t+. u}{^i r= ^jl+4 ^J E]SE ,$lzjlz| ar| Z. ( )s_/ts d^e|tol
Ezll 3" =o 7 d99
zlaa}fl4. EdEFHge.erH
=61+ olE EA qE aol^l=e
Elts
r4LI = FCIIE 9E
E1I,

(3) Zj eE Er{l o-l r


E6lxl ?J
^lEge
Erlaegtrt
=E ,J
O +r AEE ?].J 3.=jI' 7J 7J*= 6Xed7l
. r+= Stzoll Eil.J +zle+ ¤a 9{6ll^'tts 5rE rl'SEi ?.!

"J+4 Esl4 .4^ll4 ol4+4lE ^Ja


. 86tr. xl'tlel El
=EE?J=
oJollXl zJe.6trl
. tlzl +ilE ¤'ilcg zl+ilr11 altalt H||44 4E ( PlEllETtEJsaltl.
@ +r TJ rJE 6ilAg flt zl,rll
I{ET
ots
. ++el 4E_: +jl'el zI+E oJABIr 4qlql4l z}4lel "Jgg zJealB "J H 1. Eq4 g+tel dE
. qlE|e+ E4: r zI9 ololl= tq g40tr1l
'Iq¤ F6I EI 6=L9l 4+ ^Js Bqql
2.
=" 3. g8
. E¤4 zlTl z-fi: ?]fl, Bele+ ?.3 zlzl"ll Ell6J da 9zlE zld
^IeJ,

13 94+ gale+ +Esl


^tsl
8al 1l+5
.rf E 7l+ E4l
TO

[ 2401s-0197 ] [24015-0199]

1 .t= ggeE 4tr-d rioJ= e7l)oil^l z= zig? 03 q.g Ttat Ert= + xtrlE LflEeE 78I4tr
=E ^tu7t7l
El ag?
4+E d .Jql ¤r gl= "JrJE Eeg_+ qlzJ zli{g *
,J+g ? Eol4. 4+++= ag ++61 *rJfl d+"J
.$ elulrlzl ?J:eq. r
"Jql^l zltE 4illcg ¤c6}r
oooil1l
q"J6l+ 4o14. tr|z}^l 4+ *?J4 +ql^l d.g g+l r 5nCIl EEt Ll'g ggE "sltlL1l.
6l+ ¤{rillb .JrJzl"J ols_El$ ¤"J$E d¤g 916fl ^lLilTl=B"=|l-d
0ll Etl6ll A1e. qell EE6l= ae
=r.4 ^l?l
0l
8r-16l=
Eq¤ + fl: +4lE "+r 9lq. gxl6l.= ?i0lalLil. ^taJ- =e=r+
801 8el¤ie.tr+Ej XolU
^lulet ^PJ=e-l
xt"JIIotc, +trr1lel g8=e HIL-I6|I. crlts sL1L r4+ r|.=
o H-71 EH-d El6tlel.Lal.r.+gg^l EEI t+:Btg AEEoll EllZt
-aaoil
1. 4+ +rJg illil4 ++6J ,+Szl +|-rJetr ¤4oF 48q Hel olEt"-H^1= ?J EtrlL1l. E-d
-4E= ?de
rf
=+tr
++. cE Eq4 s-44 H4e+EJ Er4ElTl= HEI^1E ?J
L. oJzlg 4+ *?Jg e+6}^l ?+r 4oJr+ .J^J * ElL1l.
^l.Al0l

,?ollot tl4.
c.4+ *Ae ,}lflE Cal^d ¤Cq EzlE9 +4lql 7l7l5:t9l Elil= olqg zlfreg
gl+g .Joto}
+4. @ EI +rE *¤-ollo}
6J4.
=. "JZIg ,l+ *rJq,tl $ffi +?-lq ^I4lg Eol-E
+ 9l+g 9oI"F t4. ¤) 4= =o r.ts : zlillE zltle] t"Jg 9lE36l-= 4oe
$4.
ul"-lollot
O-,. @-r,= @.,= @ zllB *n_zl zlq= j/elE ulnap E_= =o
rol +"JsI
@., = @=, = E E-^qdlot +tr}.

2401s-0198]
@ +n ,JE AF9 ¤ol7l +14 qlE b?lql qq +iz ,J
[

02 q- +sd aEE 4'J= E trEcE zt'B e-l e^l$ *Boflot aJ4.

4trEr 1??
^t87t7l o +i. 4+l= "JaE +gcg H 6ollo| *4= tr¤ sn-l
q +lHHqq^J=.J g+.
+4= Egrl4e+ +A6Iq A zVl Eq E4lE ^J46ll
+trI. +d, +?]= H= ¤*lol qBril "JEqe=
_u.olot
2401s-o2oo]
I
zl fl4zl 91trI. {#
^J&
Hl¤¤ "JB4e_e. qL +
04 (rl)eJ gaq HFI (L])E gEtol *ts 8rfl4 EEIE:
[

4"il dzloll sl6l= +^l "Jotoh t+. iHlql


^lE; ^JtI4 aJel O^,O r= Ag?
?J:g
^J =rs6rzl .Jotot
ol+s Eqlrll lE¤ ++ aol B* =0ll,\1
ol4= aE d+. 4+ +fl ]E*izl¤g 4'J'J
+r+ 4LE trt}tsolot ++. E+ ^JEr+ arJE +
z4g=_
"J (z|) oluJxlg ++ +slE .JfleE ¤"Jgqot d4. "l
zl$ +1611 4¤oJ ¤"#g ¤zl 9l'J rl$ol ¤eaJ-{, o15 "Jzl-= ^hlE-el EEI4 +tg E7l6Ir ++ Eglel
$flol 9"lo} aJ4.
q= qtr +"JB+ A"&I 1, oE zJ?qqot d4.
(4) ol"JzI$ EEl4 AitlCE g+ElE +p+4 C4lC4
¤+'6}4l qlq. + Lilql^J +El ZI9
olult ee g+qq^Jb "J 9.=z}? ^IEl
^JgE Eg4
@ ?-lel zJl
=+EFoi"t
gsC_E_+ trl4zl
+ge +48+ + Strt.
@ ^J=E
zl#o e ¤-^lg d
qollot 6l-=7t? =rl¤¤ Z
. X: c1g=g Es| ,JE B- e6
6l= EE
@ Ei]b
^Jtl$ql
^l+ 6l-=7I?
ql.J {d¤ Atr= ztl o . Y: o1p4g Esl ilE EtrE xl
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916ll
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[24015-0201 ] [24015-0203]

05 q^- +sd ^l"tt7lE BBse 7rul+tr-d '1l?? 07 +- +Yd


^l'tt7lE
fl3se 7Et 4g:d 4??
+?]= LI+E Exl 4Fe E_E^IE +^lql 4* ol^}9 7l-il 9lE 4+E 4^lzl +*41+E ^ll+4 EC
++e -H-7lE.JtrI. $}E ++E *4zl${tzlee ag I ^{= +ql +4q8,
Szl 9l* ftol4. PzI:1E q=
^I
6l-= ++tr +({S)q +6tq, FIE ++E +ra-,6J AEg B9 E¤'ol S.olE rE ++Bg +Eq +B617l qB
F4^J"J EEILI= ++tr C(9ql +*trt. zlS4"J 4* 4. :4at4 fl+oJ CEg 614+ {tHl,'s SEI= ql=q
azl¤zloJ 44 EzIEE +4ql gleq, 4lalE A* z a++ AC ^Jqel E¤¤ E o elr qlq-.
96l-= qtr ag Efltflq. q{^l qlzJol -vla d+6I
r. E= ag CE Efltsol g + 9l+. e ^Iil+ql Eil6} +.J41+q darS Hlp+E *ottl4.
^]."*6J
@ tI+E 7l4Z 6Jd-tr-+el ^JtlHlE zlfreg zqd¤+.
O .J^J^Jgql^lb C^el¤¤ illfltJ + fltrt. @ *q}4l-" e. AHI= E" oll zld9 c zll 49 {u,1 a34.
@ A4qlss utqi Ezl*EI }]4
dzflz} 9i4.
=al
@ .JAg *?--l4 34lols e r+^lE +l+ AHI= 6}zl ?+
@ +f,4 .JrJg ziE :
zlillE de e +Hl]+trI. r- rL
L t.
@ azlg4e a4 zi¤zi?l ae t}E e.64o14. qloj {-72} oll
*]zl
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^Iq dillE PzI 649H 4^l ^Hlq
@ 4trI4 ^J^el¤¤ "J^l6l-= +"Jfl *Hol4
^g+.

124015-0204)

08 raJg z!t!rt7t BEE rfl=JE g E=JE e7Doil^j


124015-0202)
;t= 7!92 J,\L:
-L

Q$ (zt)9 gEloll^1 (Ll)E gutor! cF[ xllzlg + ?lts HIEJ rfl^E trlld= EHaJ ,gtl4 EHaJ AHI=
oe 7El4trEt 4?? 4E!6U +e ErJle.l fl?.!01 ELltrl'. trll

^E trfld +tlts ge E^lel e


(7D zltg Hq oletlnlzl ¤.Jg ^l8E gq=ts +^110il E-d
+e 8g EllTlEol
^Hl= ^IEle+ ^ISql
trlil= B9lol4. aulzl-E o}q+ r}qe} z} 61ts agqtrl. E-d rfl^E 4de *9
^l{gq}
¤"ll ulzlb g6}9 rq6}q tl+g dqallot tL4. 7P1?=,-*+ts rlgoil^1 ol.= rE gqt
(+) iHl: aulx}9 "J+A 649 qzl_oe a;b B9lol -d Ee E LE
=t+l
gxllE gg^l
4. +u1z1g zltg ¤rfe+ ^J*q] q+ C_H-= rq 7lL=e?l6Lltrl'. +al= 9== at861ts
gd
6Iq Hfl t.|]ql^'l E+^dg 4l4s 6l-= ^J+g 4+!0il^1E 0lel-d
^ltrl
Elloil Ell6|l

^+oJ4.
T4ollot =
7|.80[ ilLltrl.

o 3lA ul$s_E 4q "J+g 9E aulzl Hl.e'zlqlg zlr+


| -. 9+ nitl +7171 al46J A-e E+= Cq4oF 6l
*+. Y7l?
@ xltl9 ?zll44 zls,3 +B6l rEj4q aulollot El9 .. ^lq+ +aq Elil= g6}-9 rq6}q el+e Cq
6110} 6l=7I?
a4++.
@ tI ,||oJe-] aEl 68+l= +E +Cg9 olq4 ++qlg
.. ^J&4 iHlTI ql*es ol+qzli s]ffi +t$61
q +49 Cs.o11o; at*zy?
,J4*tr1.
rlaql^l ^J44lel artg ael6l+ acg ollo} QI =. e-l!-$ dqg q= a4lzi +dg"J oltJ?+ S?-lzl
@ 6]=7]?
^Hl
g zl4rl+. [ +dql^JE aE4o]
¤) A+ H+lE Hq^JE r+^l iHlE a.${olz1 *t iul Or,. @-r,= @.,c
'Jg Arl'J+. @.,e @r,e
r3. 9^l+ 84eI ttEgi
^tq
8al 117
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[ 24015-0205]

1 ,JE gttotl^1 Eotlxl rilTlE + 9l= HltrJeE 7Et 4tr:d 4??

a: +Es+ olqlxl¤9 ?Ic4?l zJ¤¤ 916ll^l: olE9 r+oJ ai{cg


^lqql^l ^tsl =
+6ilo} rj4. _u-¤4 E'Jql 9lullslzl ?+= s= +e+E r+Cg ¤?99oF El+.
^Js
rtE "Fille+ 4gol qgq a+ss *g Lil= EqEilH qq EEIrI a"¤61-b zl-&rll
.JCg #Tollot tl4.
^lsl
+E]I+^rslql^i olqlxl¤9 qlazi"J ^Isl 4¤¤ +l6ll^i:. olEol zl¤9 iF ^Iqql
=: rll6J
dtrE oldlo|_r. +=Et + 9lE+ czq4 uerHg zll$aflo} rJc[. :e]lol zll
f+ ^tslg r+6J cillcg olulxl-$ol 4H+el + ilrll 94, zl¤9 f+ ^Iq a^J
ql ol"Jzl¤ol +ol^= i ilzl rllEol4.

o oltrJz} E3I+Eq E"Jg z]6ofl,rJi "J Eg z146}r gltr}.


+slE 7l+
@ S?-14 tr-'ll+elql tr}+ E= E+4 dFg ol*ollot 6Jg rJr+6}r. 91tr1.
@ qq "J+q EsrPI + qql^J *=61^= ae g*"Jg a46}r 9lq.
^Isl
zlf;ee olezl"J E+ zlel +¤g Collot Elg zI+5Ir 9l+.
@
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@ olEJzI Es+E Ai{^dg u}r}e_tr. zl+ ¤iE}E Hs+rl4ot 1}g ,Jr}6l-r glq.

[ 2401s-0206]

2 a, gE guloil EflEl ¤BeE 4trE aoJE (H7Doil^1 9,t= Eil-E r.= Ae?
,J: iEl+ zl4lel 3zll4 ?Iql^-l slcE zll*g +,1161-= aolqot q}4. 4zll sF9 zI^J
+s{} g4.J'F^} qlHl t}e z}zl9 +l'lls}'q u}4 ztar 4* E¤ lula}4 7it} g+
zlzlzl Eag dq6]i 4ol aJ44ol4. zH"J$ +ul $Fol "lzl* ¤oJ4zI
^l-slzl
xl rqg= g3-rl S+.
3: au13. r q+le+ +Ag +"rq} Sa rqE +E6l rqollo} {}+. "JrJ9 4xll gt+
ail, ^Isl, +a ¤. q"f,ql gqr+ *fl921 ullEol4. q14.il ?lar+ ¤¤, +ag z++16l.
r 6il8 vl^l+ Hls44 ^J*ql Eg ^lB6}zl ?+r, +q4 t[*ql zlag ¤"]o] oJ4.
oE7l r
-r. ,J3 ?xilqol rH rq H9l= Hq^J= HlB46I+r Eq.
.. 99 ^J+el +EllE E6ll ^IEl AE d¤ql ^Hl7I
zl¤B; 91Qr E4.
.. ¤.3 zlloJ9 eul gE"l trlE ^IE.l gqql g6&9 old f s,+r E+.
=. ,J4 gg HtB'-zlaj lul$ +16il ¤+-= dzllalE 4ol $ealqr g+

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124015-0207)

3 f.ge B7l Erile} -48 .=l?toltrl.. Er8 .#IE @@ Erl ?J3 ag?
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@ Exll: rl.=E +¤trj gtloil rfl6lq ,tt¤a6g
^l¤71-e]
4+llg "Ja +4E f$ $.tJoltrI. "JrJe ¤+4s4 B. 6l¤, 414.J aE, +g
oJe_s zl4q. i66l trgqq, o}ll^l a+6}r
^l¤el eeg ^F+= ^{al ^t+6}H
4+6Jtr|. +ul= 4+ E4lE ++g +16il +q A¤ol+ +E.el +q= ^lEtt+.
^.1
rBl+ +?-l= 4+E Eeilzlfl E4lE olzlE dq +n6tzl ?*:+= dql^l ra}g
^Jd6J 5.g ¤otztr 9lq.

o trtu =#J
9l O 4+:tstE 844 90171 8lElol 71.= HlEtrtE^'i, O 4+EtE Etr= elE
^l.Al7l.= :slclr ^llEll=
r=
Tl.ilet Etr ¤E6}|0t
^lol
SIofflrl'. O oJrJol 7l+-Br'= El6H Eg"J + lltl
r +aJ6E, ¤) Z+93 -EgtrlE^l
^l'HJ=
El*= aololot L|-trlr 34ol'flc1.. rall^l r=
^tHJg ^lcg r:BF= El*otot :Ltrlr.
@ 7j+Etg E6t| ?Ioll^j 1+61'r e46ffltl
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[ 24015-0208]

4 +- +utrl
^w7t7t+EE
qSE g tr=ee 7El EtrEt 4??

Hltzl¤, ¤?lzl¤, E+E., ,JEE. ?t ulolzl¤ Ei+li fEol q! rElql 4oll 9lEzl
,Jql A4lEtrIoF 6Iq q"JHtrI"F tI+. rel+ qE ralTl ¤El¤ xlafa|:r _zE
^I*Eq
9 Bdol ?9 4l zq"Jts fl+E. rEg +E ^l"J5r+ E"Jql qi+¤ E"t"t el+. r
ql
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61+E + 9l: +oJ* EAg z|4l Ellall +86}zl *= Aq 94
^I*E"ll "JEqd aolq.

e +nq +Eg ol+e 4qlg qS6H qg= PBtzI?


@
^lgl
e^lE 6ilil= Halzl¤ql .ItI s¤+ Egs*7I?
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@ +r-4 r.4zl-QerJrlE q- 5n91 4t *8ol zl-L"B f ilbzl?
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13 ql+ gael qE+ g4 119


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fo ¤t E8l

[ 24ots-0209 ]

5 a
^hg7tE
gujoil^1 (^EDE A0il4 fl^tg Efloe 7EJ etr:d ?i??

,J: *oJ¤l trllE i?-l 4zl I]Jq, B++ fz-lE dr +g qql= HIE^I g=g Er EltB
g4g TIBI^J +ot6[4+ dq6]^l EJq. ++61 "J6[zl "J1, ,$
xl "J4, ",,t9ll "rtfl=
Hol 99421 ?J:zll "_leq, H.g ts= 4ol 4"J gol ulei ag ls6}q saBg ol+
ole+ Ei ol, +rs= Eaol
zl 9IEI.J "Jolot 6Iq, tl""Hag g(e)5}q, ?=
=g
a{*g +(H)6lq E+ffiH)g "lzlzl Bxlul4.
(^lE{l)
gn eE g^lg Eg tril tstrtrI rlol Hzl 916il dlazld 9E ¤o14. :fl 6s qlEql ol
+q trI= tj+Eol zld4 E+41 4?c4y ag t a= 9Bzll ollot $zl lul$ a|
r 9l+.
^l^16}z1

o s4g E= fl91= F6il ^lg¤ 4q+ i}l+E+ rEq6}^lle-.


@ S{g Eg tril zlzl pxllel zt^ll= *+"lot g-g ololla[,$]e.
@ g{g
EE Ae *+61 |?tg fl+ aql Erltlg olofla|,tlle.
@ .$4g 7]ffi4 uul-trzll dfl6}q +q rLq6l^lls.
^la +EE +ldl
@ ¤.4g Eler+ EI"4l6l-= 4,ol otu gzl. +4= a"Jg oloflafile.
[2401s-0210 ]

6 qE TFII Efl.Je-l u rlrFg gsJE (H7l)o{l^l ?l= rllE a=.;*=?


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^l7l ^1lE6l.E
gLltrI. dg eg4e ulr ¤efol +
tig Al'trloll,\1z[1l ?.!at:t rl+4oJ eEE E7l= (E)E 38e-e^ltrloil^1ts
EEElrle- 0l= 4^14 'JHlel B
+10lalr Srjdl'/.lLl,s? Efle sdELltrl.

,t& 2l
tl
tu
r{, :B6ulrl'. tri1ltrgE Agoil il6lrl
=HJ=E :cr'Lltt. 7El7lE4?] rJ
7l
tl

?J=:d rl^l AHI= 6l.q


rBtlE. d8'-Je Aet1l=?.! +rl-EElolLlal + 9z[ h+s.4^14 LJBI g?= sl=J +
4F-E It^l aHl= aq-r E^l= l7lfl =4Eq.E
fl6L1trl.
= ^[a

H7l
,t& 7l
tl
tu *&,.
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L. z}+l+el 42114 t}+l 4l+"Jol r+^l aHlE 6-J+.
r. ^lslq^l=
6lgde
g.<lgol+ gE.ql 4+ zl44 +9-E #zlalE g"Jol ¤4.
=. 4oJ4 ulla}4* d.J* 45 H+l= Hq^J= BHI=
oJsa + gltrI.

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[ 24015-0211 ]

7 q# ol. dflEE g+olEl.. ol tflEE gy.!=(H7D0illl ?l= EtlE.E= 7^re-?

$1zs
8Efl rlsdol^lgoll =JsEl axlB E+ ec
dI¤E ifloer.J Etrl trlg8e oJ=
0llzl Ee.6lLl. ola1Et E0l0ll^-l EEt 11953 ?.!+e] =s. f;{rolq trItlst Elafl
?lEl AFieE,t.'t ?l^l6tr q?l610l elq. ^llrH=

xll24.
?al tr1-fl401q qE+1?l Etrt Siil¤= d.JE 4EleE ga
^fAql^1=
lt8¤ -EaJE.}|ot itrt. ."= ,\lpl= ^lU ^FJ=r|
EE6|? -"= ltrJol Erqg + ?l4l 515 !ffi,r.fEl
4 .Je, q#rt EalE lr6trEl.
^ltrJ ^le-lE
IIllE
t Es+ tl$d= Ae Eal4o.e g+01q, flil aolq. ?.!El]
7lE4oJ ^171ts
lflg A+ tl=rlfl+'J=sl flfl= =g¤g
s-dEltrt.=661ts
HE -H.8
^|f;-el =Illg-o.E
61.= ?.!B= E6ll6fZLl llffil.= tll EEt trl'Sd= 0lE6t|^i= gt Etrt.

- --tl -

r. r+oJ="J E3r+ rJg rF ,r.fl-e$ EE+ +4E zlHlol ¤ + fltrt.


L. E= EE+E $Xg Sq4 = zllof, flol .JC6I= ae .JAE 95-ol4.
E. 6J Lilql^J qBl EEITI t+6I= ag EElg zl6llEl +Blq fl+.
^IEl ^IEl
=. ${i {+= +C6}= ,llE d+E C4Cg +B6tE aes ut"JCol
oJ+. =+qqo}

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124015-02121

8 qE cE eaJq[1 azt6l= L1eoe.e TEI Eg:d ,l??

oo dE ooooLl oofl oo"J


vl=1
=Ei

rl¤l rJoll= 8E. +EE EEol 9lrl. 0l= 8al40l-r. Ert| ?10il^l fl51
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0ll gr-r6rq rEt =64
gEoll +eol 4EEloloF Eltrt. =-a7l rl.qfE^l¤4?l
gqq^1 e=E
EE= rllrt|E=rel
"JE + fltrlE, 4atrf E^l e--J4 EEoll gEl ?g-Lf ^l-t4Hl¤fe._e
Eq4 T.ltroll gEl trl +3 dl?Jg xlHtrlu ^.ll,8el ^l^l=
+6f-sr + fltl. 0|9t ee 8E A+-d E}|E= trlg
el gg0l E¤4o+ 69.-d Tlggr}.
=x}|6l.= ^1ltloil^1 =r+=

C jl$ r++E +g ¤+ $Cg Egflig olollollo} t4.


="
@ tle+ rlqg ,+4E r++ 7l^lE ^Jg qlq.
=+6lloh
@ +l= 4o}4 ?Azl fltsd9zl ?*: tl?-lE 4Pollot oJ4.
@ ¤'n= r+ql.l Eq4 #E oJ'Jg'*tr" trIzI"F +trI.
4l^16l-=
@ +iLE 4ere-e+El +Bg EzH9 ¤9e-+ z|+6fl^J=.J g+

13. E^l+ Eqel q.E+


^tEl
84 151
14 eEailErl^E, u+tgq &q
I eE 6iltr2t A=9 tal
o^td Ee 1. eE4 EE
(1) ^lEl
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^tal
r-ti TllgolLtdBol dla
6trltr EEtElts
: eEE Etrlet 71ts
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E"-H
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: ¤) ^Isl aEq +"J"J goJ
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AE8 ?lzJe-l BqL +el,JP
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eJl-sl'
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rfl Et?lel

Eqlotzl qaJ6l= 4xllE Tz SEotZl 0l+01^l^l Lrg


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^lAql^'l
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AgE EFI * EE4ee ^ttrle.l ^|.3¤01
+5d xlgdol^loJr=El7l nilEoll ,JE "J8

3x{4 g|l g^lIt 8g "J^lol guJ+E


Agel EEI -^fE+el^r
gg+e+ ,Jgo l d+El7l tillEoll ,JE "Jg

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E,/16
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llTlEAt= ^lolts
+ fla ^|.tr1oil
^ltrl
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a. lo ^lce]
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^lel7lot|illE

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gq
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=,
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Eltrt.

2.4EiE +{1, 7}il


^}El4 ol6tl
el sl^d, Tfil*!} rl ?JZLIa}|egFl Eet 8Efloll ffitrl4l EtrL - eds.l el, "?14 rl¤l 7llgE'-
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5l7lE ^tEl
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6H g + 9i+. tr++^J
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2. fl?l =e4
3. (xl0EB +B6l aE6|q dBr+ rlslzl gd6l+ Al7l7l g + 9iE+ rr.{ollo} 4q-.

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(2) :d= ,\ltrlE 35 g8


o ol.d eE
,J8 fl?] zt ++6t= 0lE0l -Jal-^l Hl "J8-Bf
o olE
^ttrlel?d3=01 ^je 0ld4?l ao+ q7l^l:8
. gl'Er+ E^1= 5,r.16l'ts E+4 984 EEI= ErlE= 6H=6e1= CH4 g ?_t0l+ z6tl
I
^tol?J,JEol c+E =o[| ^ltrlg
ao ol^l
7lE ctci . ?4 ,\lAg EE 8tr= olEE4oe HE|'E-e.-elr] ,\lel
'2J501 dtr]E
. 8^l ttl=o1 0lUtstroe 0lol^1 gg HlEol g$-Bt
^tr4 ^le-l
. 7l.^lEE olEEo= ?E6lq 4111^16l'^l "J0t0F-Bt
^leg 7l-^lgg ?186lr gal4 91213 +t6ll0F g
. SrHgfe.l
6}l= H.[J . *J9-ts1
8E. 4Ei6l= EBJ^IE|Zl B80l
. E^1e] E+, d84 Ex|,l, ltg+e] U+tr] 5el Ee= ++6H0tEf
^lPe['J5,
@
^llEH
aE
. tul= ell ¤84 E+-sf EclE ,J el^14 7lxltr 7'{E
'J8 fle . cE 7ld^1lrll7l ^lql
7l*E ^jltH
39171'5q!qe qFqElE^] 63 ^lo17f gr ?,l3
^80il^1 ^]ll|10ilzl =ed=
. 7ld^llttle+ 53 oJE6l^lLir +Eloe HP[EeeU'JEol delE
^l0l=l?]
7lE o!/\1
=o 66
. zsl=011ts trgU ^1lttl7l"^18
+?]E=g z|,|E. +g Ell 5 zJxll4 soJoB oJaH ,l'ilrH ,.1oll elzol
E6f7lE -Br =
. ,Jel ilol= 4+4?] {fis
aJll +e-6[r_ 56t| SrJr}|= Ed6t|0t -Bt

6lla g¤J . ^1lrH


7ld^1lrH= ?al ^tfl g"q u 8EoJ0lq, #a r lell 0l=ol o xlqzJ8
3 ?.lxl.loloe ^lel=
8E rl'^]l7l"Js-Bt ^llrH= =614 ^l4o_? ^ltrl=
==q
x|qoll air ?l7lL|'r
=¤El
xE rl=
@ zlq aF r|q =CE 7l^l=
^lB=ollll
. g^l ctr 5n-|e3 3ll4 eoJo+ "J8-Bt ^lBol
8r-plq trz =^l?J3
B|"|E,
,J8 flg . ^1tr14 ^l-Be.l
t}|-Lr xlts=8^l¤el
el^lolLl=U el^lol Ael ,J- Ag-Bt
=8
. tr34
^lqql ^E o EEll el^l
E,t.let 58, BHq AH, THgel 0l6t|SZl 5 A qg:Lt gSee LlEl'-J
. +$ ^lHJ. olqoJ= ++61-= ^lq0l7|+ge LELITE ^g-el +8flfl| s= B4l
=E-i]l
^lqg 8g+
. ^[col q/.fi'^lal4 ^lq
xl9#Eo+ =t1Ll7lE 6lr. 8^14 p$e-e +q! ¤0Pt0t 6-tq-= aE E^161.
7tE
ao ol/\t
66 -tr 8F-e-E Lt+Oi TfIlL fl
^lqel
7lE-d =+6U
. ,J- 0lE6l4= ell=E 8^l +4=,J- t18 +4AlA A OI
-i-
I

. ^tr
Er+e|oil TlHJg E 3E¤ EB¤pl ?]^lLl alEiee E=Elol dE il,J- d+^la
^lq :Et
6ile H.¤J
. flll "JCEI + flEq ?lXl
^lqnEl+q
. !il!-e.e: =7lst+ ^fal7[EB
HGILI+-Et-g
^lfl6l]0t
?lE= laldfiOF -Bf
^lq+e-loll^l r. ( ) 3# +d
^lEl
flEol +?61ts 84
^1e
olq 46fl7t 3at^l EtgEl
(3) AlElEg= +{:d h+ g8 Aq g86h= eE
O E"6J9 gsC 0ltr}.
^lsl
"Jg6Iq +84 4Bol 'Jtr-slqts Tllqlg rFg tsb ae E
.7H"JE B++ S: 3501 2. 7ld^llEllel Ee
E ilolE ^llrll7l'^1
?!861'xl ?Jr
E ArI4t Sgg + Sq B46Ie + fl*
g +84ee HlalgE
. tsd: e¤+ ^Iqzl q=*E edg %}6il6}q ^IEl gdg TIEE¤- ( )aalcqEq.
^tgl
.azl a^Jq zJs*: aFq qE qe EilE +,|6fl^i= BE
^lsl sgg +^dgq ^+e4 ¤'ilag dll tzlzl
3.
^tgl
ill+dflEol E+ a4l
¤-ol4 4xll olldg qBril "JE-z +rI azJqg Ee+^la ¤otTtot Llq= ag "J^l
6J9 +l6J 6tI EEe.e L+pl TtIl
@
^lEl
E"
*"J +l+ el^l?l ( )
. tltrl$ EElle. 4'E6}elr. u{ollot,B =
g/= 7rx{of EEt.
^J.s
=+r+
.
^IEl +CgEg
¤ql q^-lg 7*+a ^lq$El otq+ *qg 'i} x{E}
=+6110} OE
. +ael, ¤Eq F
^LEl
5.Jg +let 4ls4 c4g Eldollo} + l. oltJ
.
^Islel
4 +ill* r+q} aele+ qgg olalla|-r. "Jg Br qtsg +d6l olflullot,* 2.
3.
^1|Efl
Erllel^i
.4"JE TLzl+, tlHol trl-= + gl*g oloflop., oJtre+ *+E cdg B,?lollot Et
'le+

14. ?JE 6fle+ 48. U+ E"Jel 8il 153


gE ilErl^E, U+ SElq &al

2. A.ET[ =JEgI EAI


(1) 4E3t EtEel
'Js¤3l Ee!4 rl{l
e rE"rI BEE g-g-C
. *dflEol ilol= qlao}r a:¤ q+?]zlsE 6ilaB + gls
^IEl ^lEel
.
^Iq +c?l=E +q=
ulrje_e
^IEl
EElg olE + gl¤.
.E.q4 fl9lE *+ qlE= E¤B + ?lg
@ 4'54 gEE r+Cql^l gs+ s4zl zl,r-tl
. zl+l f,$
"l+E BEql +qg + 9l= fl4z} ?oll9zl ?+E+ ollot *
.
^Iq4 Cxll4
. qlol tr-'Irlg ++6I= EIE= zlulof g-
. ztdE s+ T]+cg .Jaq-= e:"1* El]E= *+lo} EL
. tlql= +ol4+ e+6I4= qlE= r{4r {]d6J
=llgl.ll Ealo} s}
. *4 9^I adql 4+4e-e +q6IEJ= 4szl geEI

: (2) E,(lgel EtEq 8al


o 0184 .JEl a3g +.1 ^Ezl
I[lt Eot-+ tsq 5e3
. $f6;'7 A|rfl4? 4^lel "J80ll^1 XGILI rfl64e-e E-d6H0t -Br= e^-Et
Tlrl= E= +ill= .JEOll Al
ot:
E.E. .6186G$,t 15: "s.E Etrlel ,tl8= EalllTl r.E6l^l "Jr. gd(-,l'E trqe t1 +3
^lg
qg+ ?lclol:dtl'. 0ll^ 6Lle Ertl." '- sErt 6s¤= e^gf
=-d6t|0t ==e-l
++Lt oFrJ +goil rfl6fl ol0l+E{i0m4El): ErlE Etrl 3^l= +84 ol+^lu, A?1.. fl41=
=[l1.
E^il= + glr" 8xl, ^l7lE^l ^ElE ^lcql
^jE
qE ^1l7lg
blalr Hzt,Jol-^l= tlloJ E||E= 698= a^g
-
46014s 'JEoil +¤ . =JE 8al= =A6tl6l= ^l-J^s|el
0l6t|dlG EtE= ol+Gl Ll7l.= rl-5= 6i.l-st
+ 9lqq. 84r+ 361.
=6t| ^le
^t7lel
s-dg
Bl.= + ?1oi0t erq.
. el^l^Eel -afald:,8a Aq ts649 trE rlEE zlri -Etr4?.1 -sfg0ll E=J6l= A
= . 0184 .Jsj dB: -"= ggalXl E90il 6tq6lr. 1[ffi/l e]Z= fl^l-g + ?clot dl
}]4l. qE BEel 871,^l'E B 6[slol4 q, tselgll Atqgf ^FJ01
Eel Lll4 E= et4 etH E Cdd= 7l^la_ "=Eatlopg
6H^J 919 I4lE Enlloll^1 E .8E8: ^FJ=g
LH+oll^l l't561'= el^t^5el gqee. EE, tsqluldel AE, g${ -4e.,
^loJ :qtr4
^lA r|i+ tlg:Bt
tsal= "Jlt6t= L1l g6}| 5xl4 8E, 8E 5
^lPt gt Ert.
"J01.^=
=
rlE 6]tslulAel =JE Eel
=ala
Lt|T| gHJ aE HEl.= olE
EElol E trlE E= EElet a.e.e .il¤4o.e 86l= rflt!
1. fl-Ats 51=
0ll, Llts lrE¤ +8e.1 tsE4 aE=
=ElE ^lEfflllll
tlE
Eal/.l4 =trtel ^l+tg
l.adlrl "Jr.
LtE Xl^l6}l0t:dtl. +Xl 4
q Ee i|-floil^.i a[4e rPl s+ fr,01 gHJ H4qe flg + =4eE fl= Aee+H E==4.|= ^FJollll
gil6'U =dA
HE4 +He-e 6fl6t71=
S$ollot ert= ( )
g6l= ae_e olBErl. Ll.= tsE dq^lill r=E gfl xEE ^lEfol
ErE4ee a861.= 8a 4tEE E^l
^FAIE
ar6lflEt. 4E40laf EEL olq EllH Etrt gel= El.Jd +a10il EI{EI ,J#4 ?.!80il qe| ETlEEL flq4 E
2.8xl.b erl= 5.tr1 fl.lE E r+trel 3+ g?|I|-=e EA= Tage.q r=E Eol g?let ilrAl)+7|agoil qal El.Jd +
rlTlE^-l 5-ElE ol+rlu. g, Ttal +8, gBd +8 "J Tldd ^1e
a?]e xFNel flElg sl4
+a= xt|^EitrL
=
.r' H4'Jol'rlb EilEl a
E6ll Elqr ¤E6tE^1
alclulAi ,H.JE ru4.J *tuetr= trEEI%+qL +Hol ^JB¤ f $.zl qEql 43rlz} I
( )=/E a56Htrt. s_6}i1, .]]s}E r}.r}zl5o1 6Jel6.J A+= +¤-6}r. aag q+s Eol-Eolzl +l6ll^J= t}44
s. ( )g-/ts BE E4=
.J el^I^Eol $ealrlr trgt+. r= .J?-lzloJ $r1a5g Eo qI *9zI +HCg zlzlzl flfl
E6ll Ai.e ol6fl6lG BE= E= BE *¤zl¤ol el.<|r$ {91= 4g f,f+ Tlsl$ 7l4ol6}q 44. ?^}. fl1.
0l+ol Ll-7|.= !+8ol=e ^J=
6[tr+r.346']qq. cBsI5¤ xll^l6}_r. r E}'JCg Exll $4+ HI+6J ¤+6J TlslE 7l4ol6J4a B?14. E
+ r= BEq +qg + 9l= slzl¤g a$flzle.! ^Itlg 7ltsol+ L?, HI*g seg 5+
r{tr}
OE 6J 7l3rl= 4= 6.JA6iloF 6E, olflzfe,rJ ¤8614+ zl6.J.6p., E+6I4+ +z16}
^Ig=-s
T. EE!
2. Elol+E
r, E+6t4+ E+¤ ulzlrp, 6llB614+ 6ilBg s+g F"6J Tlsl= *= ^lBEtr_ ,*a
3.6lElo[A oilot e}4l tr?t+.

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e u= tal
=gel
1. 5g Eril= gE oEgE ge¤
=a{U .7HE4
(1) Etl:d #J ts ^l.g
- 0ld7l+9 -zEi o-|la
=goil
o HI^Jl7l7t'JE+ +*ol ololzlH^J Fgg Eq& +"J* cdol bqqr flg - xff;.Er E4e+q Ee
E8#*A
@ F.Jq ql+ &HI ts4 _HtrJ4 7l.ilE6r
Eg cd ts4 Eg uEfl ts71 .=71 oJ+4 il.B
_+7[qBrtsEl^ilZ
.0ltl7[+q -r,Ei 6t|A
. lql4'E614 ip|e rJ=
. oJ+ Etrdel a=4 0J+ dE "J8 -3fl+qq8
--rE-ill
. dB Esel 6H^e :gl'Us E+ Eat ? ol'/.lofel
. 3o-" gz Ezroll rflzr 7l+a _ Eg gE 6ll,A
. =^lEg
ErH-dEg H|aoe_tr 3^114 +=Jrl3^ll4 97lAal gd
4 Ealq 7lq ^ll - E+
5gn+
'J-d ol#e tg+ H^l . +^114 il-B =et
. +El +Uel
. a^-+ alEj 671-
=/.lHl =^l 0F7l =7lE ^|.tr14 _=Zr oJU. o!
. +-d +oJel ?.lB Exjl
"=tl3 =aJ rl801l^l Eil4 .=^|'4
. E-Bt _EEot^lofet =xil6fla
. P.l+E 3rll4 flgr-| 918 "Jd
=aJ ^lElrJqql
=x114 ^llr 7lq
@ E.Jql ql6J ++c6J qEul uj$zle_tr rlc6t4'+ HI46l-= EIEqI^J Hq+ ¤!9 Ezll
E 4ol ¤eq^b 4gz} s+E

(2) Eg4 gHfl HtE


c F"Jr+ +flg El+=8t
. 901 : EEo.e ?l6t|
uJ=ZlOl
+=J6|.ts + +Ee_l EE H lE
. E.Jol 5Lf g+4-o_" gF.861-= HIE
EE HIE ^l+El=
+dfl
' U+ EFq +"-||-=.olGl^l= d4el Hl8
^tr4oJ
@) +gul, slE4 e8 H|E olt7l+el rE +DJ=g ELf 5

. 901: Eg rt84 0l+ |_J+pt ,J 4^1.= 6Ha6lr. 0ltr4oJ 9a= 5El6lts Lll +H6|10t
g HIE
5g HIE .59 ol+ "JE 7lZ $gf -Lt^l4o$ HJ.861ts HIE
:?Eel
. E"J flE= 9-sr F^l4oJ d4el 8tl4 HIE
@ gtf
eltr1lsEf HlE, ++ HIE ¤g El a7l E^11 HB 5
^l¤
. e.l0l: E"Je Ezl 51ts 344 uletE Edr_l dlE4
^fql ^1al

Eg EJg] . Eg ol+ gg
@) +E ^l+4.9.e
qqe ?lzt Eq +-d +oJel u= Sxll 6|i= E
^18 =7li 1. EB HltS ES9E ?16ll

'ilt} +Rg =ola F"J ¤qg


¤) 5l.Jg ill4lzl e_e 6ul$eer! F"J Hl+ql al'llElg + H=etol+B6l=A'+E
?lE+ u{uto} eI E q= ulEoe ( )
d4el HltolEL
2. EgE gXl 5.1= afiE'
(3) EEI ?.!fl E4l Hlafl4 884 flq=
O Ezlld: qlflg "JAol{H ifLI +elot B tr84 TlilolzlEJ, +o-JE a+ "Jflg trtI ( xoDatr Elq.

ollot ts E+E zllElle olalalzl *6Ir gl+= Hlsg gr gl+


3. ( )e/= ?l?.tol4E
++L+ +qoi g HE4
@ +rI qlfl E^il THEql qql +HI E+ 7lilolrloJ. a?
=ilel
ol= HEhilo[ g el+E
oJfl= ?lE= H6fg qaJ+ q^17|.++ts e? olBolxlE6tr 9l
il^{ olrt ?fla|z1L_1 r{EllE
lio tlo =7171xEoJg
E4 THgg + fla =^11 ^la7]?.1 trlE Hl{tg gr ?lq.
^ffl0il^1gZlel
HJEII g8 +7|.= EE Ltl8oll^l flr 39= 7[xloe += LfafE+E1 ,Jd= Er^l gg 3al7l
olo r{tr}
ots

1. ae{
@ +xll
^tgle+
*a4q ++e] E+= $e_olg.<1 +d +"Je-l qlfl EzllE 6il44 4zl-E zl 2.59 Eq
3. ?la
4lz} 9s{}
14.2J.E 6H=nl aE. U+ Egel 84 155
G eE 6'flErf AE, trJ4 tgq &al

2. Egol rlE}6llor g Ttxl


(1) Eg Eltol rlEl6lloF El Ttil
e ¤si: dael *s7I ^l+41 B+sg +71-= zlolallo[ ¤.
¤) zl+: zltE td4 cqql 4E zl+Eg sol trtlqb +7]-= zlaloflo| gr
@ .Jfl: EE tlzlzl ++q= .Jfl *zl¤ zlolallo[ Q-
^IBE =94
@ eE: E+71ql'JoJ.ll+= E= Celsg +71¤ zloffio| a]
rz' uJEgE +{Et laj

71l?.!4 ilg
. ?.Alg tlldol^l 5cJx|e 0ldH6l'= EB ?lts e4g 7l^10tAr
=-Lt=
.Eigoll s^re 7l^1o[ -sI
rl|6l|
. oJE TlHJel ++rt Cq ed= fluf r+el Egq lq= Eflo|]ot -Br

+7t4 ila . Egel Eedrl89, Eg -Lf+el Dlalld all s-d +'J4 0l6tle} Efg= E=6tl0f sl
. E=of^lof +E=gu 0Llal+^ll -dgS e+6ll0F Ef
^ls-le+
, (3) 5"J:eEE ElallS
/\X t-O
-TE EE
?+zr E.E.E6_1"= 2166lr +gEf E+ei^6lE o|+q g^4o"e Eq-= gd^1710F -sr
EEI +7t
xl+4?.! el=4 5g0l 0lLl4 +zlel :d_e_E 5"J
el^ll ,J=olol 6|.q, + ,J+
ol-:E q-gg +86H0tsf =7|.= =g ^l+49]
=71
U-
-t'I 1
=7|'e
EEEE
?¤3=e-l #E Eol -BtdE EseE +71-= U3l0t-ts|
+rl+7l' ^lql =^l
rl'f,E8 E= eB 7lE4 3al7lE8qq. Exl4o+ +'J=ql e-l^toll tq-al+7lel 8^q
oJ+ +71 ^l8el
ol = oJ+ +71-= oJsloFEt
xfP_+8
=8El=
od*Er BEI===
LJzrel 7|¤ t5ejel 86EIle 3El4o.E E?_++q, Ee}el
q4 e?lol :*4t^+E6[q 6[ +7[ oJ+ gBoil 7lq6l= 4)E ^|-fl
^lEr+ =zl'9
"J=olotB
^1lZl

LI4 qlH.rl' rl 7l^l= =eEE


^+EEr'
a4
XIE EAIA Eg EgE E#
. Eg= Egoil rfl-d i1l4l4?l fi,01 0l+ol^1 r180il^1 EE B+{ ett 48, rt|$a 84.
=g
EE eH ltZg +lEt 5g HIE
=ul ,J =g
EIL E^1= +?.! eEr+ ee qq Er1l7l g86tHtrt. olelEl Erll
.- ErJ g+g tajoe Eil6ll^Elol LlrJgq, ag|E 7H,S Eoo_e EgE :sflty LlElLlTl Al
EB az1 E5 efl ¤83 11'84
- tr^'loll Eil aolalTl-Etrl= +E
@ ^l6l'Htr1. ^lqE
EIE It|tr olE= 56t| =Jdslflq. ralLl Eit
^18
r]|tr oltE HJE 5EE e8E^1E-e.E+ x|.gq=
1.59 ElEe q+TtBEFd qfleq, ^j=e.l =olE
ril"= 'J: ( *Xl 0 |ts 5g 67 l0ll ?qflH H lEo lLt Afl EEf EIll7 I z1el aileqflEE Eolerl.
)83 =g
+7|.= xlEallotEttrl'.
. Ed= gd6ll0t 61.3 atrllE 7fr{frq. EgE +?-}ollE'+al= 6}LIE Eg'olal.= E-+g
=93 ^tsl rqLt EErol Tl^lElE^l E^1= +'J A EA4 E^.1, e=ol dtrlElfltrt
2.'J+EoJ= 9ld]l^'its gtH
TlHJel++rl rjEol uel
^.101 ^lull4olflq. ^H
?l=el TlLllTl E+El^l ge.E^l 96lal 4Z=:.alflalts '9^BI(oddse)' EdE LlEtHr.t HJE
-
EdE 91el ( )e.l I EEll-d {18 rlfl= B=-bl'Xl E 7l=i5.1= +Eotl Hjg 7\l7l 6^ll+BEE 6
qg Bflallo| Elcl. ^1=?.!- ^l4qlEL
rfle+ dg E7l d6, {18 4rt +ll, EII +rl E6l, elill Eg= Hls4ee E= 1l7l
3. E^llel=4 Egol otqat 7l ElfltrL=7l, =71-Ee
Egg 5F-E ,3^1171g¤trtFln 8i14. e{E ?tE]Ei doP-}oll qat .E^'l=
?4 eoe Eg +71-= =44 =g
+"J ,J',El.3E E E aEq^E 91tr1. E= Lll4 Egg gil4. e{E TlslE EEiqeU
uEot,="J+( )4
=ge.l =
?l ,J+ qgE EfE + g,rl.= Eoll^-t. ?.!il E6el Tlilel fiEflrJg atrl^1714= NIHJ tr-h{l E-d
6e-d
=7lB^l qg= 6lf;tL ^ltrl{ ^ltrl
+6J6]|0FEttrt. -Eg+Eg EE8. "Eg ExlE 016ll" -
xlEl
OE
+zlE +.J Egq ^Lq!fl B+tI ,Je-l ^ls 4E olHr+ Es+E oldtg Fq+61= r+Cql^J
r. del
2. .d.+el Eq d4EI ^Isl4 e54 eeJg 49 + 91trI. qB4t Egg Hq d?-lzi .Eglzl E"Jg ol+zl
3. xl+ +1611^l= E"Jq 4aJ $ulE ol6lle+ dzlal E"J 6ulz} gs6t+.

156
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[2401s-0213] [2401s-0215]

1 .t- +ElEt
^l'alTlel
fl8e.e 7El4tr-d ?i=? 3 +- +Yd rEtl Eg
^;tlTlel
BBse 7El 4tr'sl
4??
xI¤$ +?-l "JrJg 616l oleTll "Jqlq. "Bdql sFE
s+6lr Fxlt E{q+ ol B +lql^J sg . +^l+ e+El6I+ +qqr Br4l6}zly g,-a, AoJg +
^lrJg
*4zl +q r +^lls %lg Hl+6}7il g aols. BdEe
=zlls
ts4r E+4l6ILt p+El6t^l= S=+.
g"+* ¤4olo e E+^19. '&d=g +zl6}_tr-_e. . BSol zlzl$ %Iotfzl *E ag +d6t^l ?tr. + zI
^ltrE
,!trE w '*tE s+71ag q
7le^la_ ¤-oJ6l.^l-g. tlol B9 oJzl *al-b ag qL+.
doll B ^l*"Jol Hlr.ll 9dol4$ 'J{=g r ^|.B
ls =c6ltot
. zltlzl ul4zl ?+= "Jg tsqlrll q6}zl g.I"F {+.
I ¤-rlullot 6ls. ...(++)... +*'JtEoilrll tsg a4
B 94 Btl# .JE6ll 6 + +q olcg +s.^. += O 4?lr+ 4El¤ olFzl +1611^J= E'J4 {lHg qg +
%'-CE ,+4E zL+ql ,IJ_EE Ee+ Alg Aq +e + 9lE aJ4.
il9o}
+ ECdE 4g dq +S.^. 'Jttilel Bulzl b^JE 4
oJg r.e.es +44= zl+^l trI^19. BtLjl .JrJ ¤) a# ql%I6IqH -sr= rlB:9 a6ilE El+E zt4 $,"1
^I¤e-l
Eol eq,6IH EolE +"J6J d4, r+se+ +Sr+ EBol f 8 0ll"I t4.
r
¤IzlE +ql"J dzd *+sql^lE s4 't z}¤qlol @ ,#vltl9l6il tr-'{E "Jt}ql^J d46il -B= z}^ll
trlBq
B4l!i$, Bt= rJel g a e A$6}rtl g + 914." E zlHo} d4.
^ls
@ *r rEql q+ +Htr4 E"Jql Eli+ +aa4 ++q
e .JAe s+E HEt zkdol S.= dzlzl +^Hol+. 4EzI +s-6I4.
¤)
^I3rl4
+Eg oJzI ol.B o e 6ilAg + fr= ^llolol+. @ +!lg +l6ll^J= +ill^Jg azl6l-71_E-tr| EI"Jel TLil+
@ ^JEll,Jql qlql +¤¤ E61l
^tslel
a# Eg + 91trI. ql rEE+qqot qI+.
@ "JAe ol{g f,oll xfz1ffig $.Jqlril *drl4ot eI4.
@ aF flag +14 .Jtg zltel +zlg "JC6Izl ?+"t"t
r}tr}.

[ 2401 5-021 6 ]

4 q¤¤ +ar=d Eg qSE E EEee


^hAt7l'7l.BEel
l24ois-ozt4l 7814tr-d 4??
2 'Jol rilTlg HltrJel LI1E..E 7EI EtrEt ,l??
=otlxl Hr + Eq ¤Bol $.4 Hfzt S+. +
/48+e.l ?g
,J: az1o1u1 r.llel a¤+ EzlulQl 4o14. g¤e t9l zl4i lol oI? S,zl ull${l 4r}6[zl ?*9ol S4.
^tEl ol q$q .JillE 4E zl-g?ol E+ ,llB*el zlE?ol
Egol+ +e^J # a44zlr alz1q1, 4A ++E
Af,f r 4Aql! edE
6il4 o}"lqq$ 4l+614 s, g4 qlElE +a-ol *4 ?*¤-ol $.sq, 9* HEol
+ +cgEql4l gqr+ ^JzlE EqBq ¤ + 9lrt. + d?.lql $qA + 9l+. :drll xlzlzl a+ HI 6

rllE a# +24 ulollot et q^Jol


=g
3 doll"J¤ 4,rllgl r aqlql Ea6tH *l41 6I_r.. :1
E: az1o1u1
^Isl gxllol-="ll
+. e5.e cfl el6ll g^J6tr. gd a6ilq HI46}E E+ g*ol4r 6l+ r}B.ol gl4.
g{g ^Isl
trFl^l
4E"¤.ql %rollzl ¤+. aEE "l?-l +
9:"t¤ a¤¤ q6}4+ qH}6tel= t qol gsdttrt. O ++4 dqql "J+6lq {Eg ollpollo} 6l+7I?
@ zt,tlel ffiol *'+= ^J4g Evl^l r+Elot 6l-=7I?
C A59 qHJg E6ll iltg + 9l¤¤ Ar+*trI. @ qB6H +Elel AqlE }$ ilgql^J ${g + ^1tr
@ aff
^I3rl4
9zlb"J zlzlt- il¤¤ +4.J+. ?ltszI?
@ eFE g'Jql q{} geEtg rJ4.Jtr}. olgzl
^}d4 Aezl @
^ls 4E =oElL 'ilBg Foll 4zI9 Etlg a
@ A# g^8 +=4 +*6141 6llEg q^J"Jg AqqI+. xlollo} 6l+7t?
@ A# 61t^ r+Ag 86il gqg + 9l¤¤ rJ ¤) += Aql= ol46}elE 4 46il9 ,}]E Eqlql Ell
^Iqql = ^Jtr
r+et+. qL ulatg Egs-*zl?

14.)J= 6H=Il AE, oJ+ 5-crel 34 157


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124015-{27) [2401s-0219]

05 +- +sd ^l"tt7tE gztol^l (Ed gB)oil Elt.il rlt 07 trlg


=E
gtto{l^j rlrtg qEE t=EJ= (H7Doil^j
,\l:* 4floe 7EI4trEl 4?? 9lE 4e r= 48?

"Jg + glr 4+l +qol 9lE rlHlEg E+71zl-fi¤4I ts+ s4b 4E 4zls=4E +alB+ gd +d-6}r.
BEq +qB zl.4ol il4. "lE3 zttl9 +*g"J olq +oJ +4loltrI.+de +qE oJtrE +lql6l+ aalel = 'ti
4 zH"J4"J u|9. !-r' s" E s¤B + 9l+. E6J +E ^l tr..Jq E^lql ^JE ju+. qgqg olot a|b tr4"l4. s
%[E +^]ql qgg rilzl6[r HlsE g + ll4. :41 ql ts+ +4= +71 7J +4le+ "J4 4* +414b + 7l
ole+ Ae A?-lE q^El rI .ll+Lt el+el ,Js q+ql %l zl
^d49E^lql zfila_ il4. arzl4_"e BB*419 zl]
olltszl ?+.iot tl+. cr+ tq= Eql-E + E.J zltl "Iflg +l6ll^J= B+el
(E{r 8g) Bdql 14+ ,++21, q^I4 016ll$ u|g-9-E ^Ja. "t
¤ezl EqlE +4ls olgq 4zl"t tl4. =+
a+ ^^Er+ ll5'9 +H ^1991 qlzlE a4 ^l¤
¤Bg +4l6tzl-e. aC6}fltrI. :drll olBl+ i^lol g c E7l
sqzt +lA4 sltilE ol+E oll$ zl9 +"JEe-l +d{}
Hlqlql +qqal qflr. e+e+ zlq +"J zJ *Eol c4
-. SB A 4lq ffi
al4 Sal=
9loll ^Ja
Bd^la +7IoF
++g zlHloe E
t+.
l
dl^lr 9l+.
.. 4aJ9 rllLllel4 +44 +illzl d^Jql +
E|]'J ,j+4oJ 016llT} gs6t+. =|6}q
o zlq ¤14 dEzlE s+qB 4a4g u|flafile. 'Jql
@ 4+= +flqg 4^l-6}q
=. ,JF4 aa}, Bqr+ rllsl¤ HI+6tr gl= ts+ +
^l¤ ¤Hg +rt6l4ls. 419 q^Iql qt olollzt eag+.
@ Eg4 el^I acg +16ll +"J5E qtrJ Ell ^Id4
^t6}g ^14 =. BEI F"Jg +l6ll^JE "Jtr9 +d4 Eqq +d
^ll6}^lls-. + 6I+"Jg q6}q +'Jg u}"-lollot sct.
@i=ql "+4 4tel Bt zlslq 7l5$ ft r"Eer-g
uffla|,$19. O-r,u @-r, e @., a
-r at L E @u,E,E
@ ol6ll *^tz} E+71^l-ffi41 bqr-g + 9l= BE zl4 @t

E zll+r.6}^lls.

124015-0220)
[24015-0218]

$ eott =q= T!¤e 7Ej etr-d 1?? 08 g= t! , ooil EllEt ¤Bee # a'-!= (87!)0ll^'l
7t= 7192
+L L:

ts+ElE E+ +a= +qzlt a^J4 rllatr "*9 zl-tl


ol '&Hlg g"J olq+ +Ctlfl rE$ +d F ^JB,tl ^I ts+,tlE ^Jol6J illzlle+ 4lE, ^Jg ++g E"E.61-b 44
sl4 Hl¤¤]?BaE ql^l Hl+el g8e Ezlula}4. 6I^l"J E
914. ol4al ^J+ql^J F"Je EE ^JB+ e E"J
aFg 6ll^6}r.. zl]zlloJollzll +"J"J +otq^j
_e-? oJaJ I ul¤¤ ol4 olqg +=6171 +loJ FzlC ule" s--e ol
trl Hg dqq Tlqe| zl-fr= 4l=o B 4o14. s.ql Ege olloilot tl+. Eg Hl¤+ H+ ,J 4il-= ts+'JE
oli {-fl$ g4elg.Eal ;.lt{zl sr+E ar=a}zl=olr trli+ol+.
tail *e gl,Bol 6il4gtrtfl aJtlEql
^I-E+ ct
Eqg zl\Qa1o14, BB azllflE ABg 7i4e+ ts {}¤, Egg F"J Hl¤¤ ^J.4l6tr.E tsg CEE OEg
4ol E'J¤ El+ +Fille^J Ql4l gd6J + 9l= 7lq= ¤qg 7I4g+. E.J ¤qe E.Js "Jt Czll4 Sqg
gq ¤ 4o14. olilfl F"Je IrJ olul4 ulcxll4 ¤qE EB6J+.
o
zlsl q'{e+ +zI gdql zl¤E 4o14. H7l
e zH.J9 #9
@'J!- +lEes "J+ E'JA+ ^Jslg Catl^l,J 4o14.
-. e9 qs E"J ffiE +q EqI Hl¤¤ E + 9l+.
u. O.$ tsBol al+q= E"J g^Jal-= +tr4 ul$ol4.
@ B+* +"JEel $ql^J dqel 4-fi¤ 4l*el 4o14.
=. e9 {Je ol{lzl+el C44 ol* ilf¤ E + 9l+.
@ ts++el 4rfi +alE 6ll^6lE El ¤BEol E 4o14.
=. @$ E"J ol+ "Jd zlzJ.ll g^J6l+ ql^14 dl4ol4.
@ts'Jq"J u]]44"E ^Isl4.4xll4 olqg 7l4qe
4o14. Or,. @-r,c @.,= @.,a @r,e

158 EBS +5=a 8g+ 84_vt. goiel8=el 8al


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-ro ET EIil 8=Jrl6il8 51+

lz4o1s-o221)

1 a, E9 gEfe.E 7El4trEl ')i??


eEe 8Ed= otg6|J $8¤g ,J- +cBtrilxl ,JEE Bel grE4
^|'q ^t'sjE ^[a
458
utEq4q +¤flEel dalql F'Jge 4t86t +]Et trt+ TlEl= xjP-6}l ELI+. eE
q 7l|?.!E Aq¤, otHl^laLlEL EEi 6tl=6l.= Il8-e E-tl EEe L{+ e+alE
^l'Jd= =
dslE e- +¤fl ,J EU= ts"J + fleq. 7tl?l=e +gFel sEE +t
E'LltrL ?JEel 6lle
=)l^l7l7l5'
q¤oil^JE 7H?lolLf EE -Bl'o_e/.tJ edE E7l= +qEr4l BLI+. gE

P gdoil tr=g + flxl Elol e+ eE g oJ,\l4o.e ,\f6l 8i1l= goe # fle.u1,


3 =s gdoll e-J- Itt6l'Xl ELlEl. 0l 34*lo+ gd4 E-gg +T.lotzll Eul
a1-d
^fA
eEe tsr1o=l ril7.lElo1o} E.l. ,J-
olal-d ^l.el rJgefo_tr^1 g galqolot
^EEee,\l
Er'Lltrl. Et Eil.8ELlEl'.

2l o
tl =

e rJ: rlsl A# a44 rHqlE +dqg qhE}^l4 dHI4"J edqg EqEfl+.


@ ?: rlsl g.ffi +tflEql4l tlE 4l+e] at$ x{*a}{ ^}3rl tsdE A171s- z}+'Jtr}
@ 9: rlEl aFg r qla 4col Atr{ols e 4qoJ slulollot aJ4.
@ 9: rlEl a5¤ a4ol+ ,H.JE s+= +^l6Jq er^l 4ltlg Bzl-balzll ++.
@ zJ4 9:
^IEl
a¤+ gzl#. zlqa ilzl"J e44strb ^Isl Eqlql 7lqdtrI.

124015-02221

2 (7t)^l.tte-l gEloil^'l (Ll)E (Ex{l 8g)0il Etl61l r{^tE 6floe 7Et 4tr:d 4??

. LllT| trJ6E tu6l.= E(H= flxllLlolute 5:dtr1. a7;(? q=olrl.


(7t) . Il1Tl1 7l^la fl= aoE .,\.\e
?l({:)oleJ l.Btol gell+Ej =^.l[teJg
B6lts Tioe llB rlFol e8g
aol olLlLl oirl^l?Ig aol 91il=71.
(Er1t8g)
4l= xl6lE0lLl' sl^
5 E5 ej^|.^lg Ealtt
Efl=EEoil^-l 'JEol cdt|rln
glEl. raJxl
(Ll) E$ olLlal 80t|e, gt+, g+01-= 5U-d olaJol 5 ^lsl4
olEoll EEJ= LDE +16]| U
^t,
E 6tl'J 4l4el +lrlqE E76tr, taJ=eJ 017|coe gEE ol.Jg ^PJ-
+al Al'sle] 7¤
B ilE ,J# r1g ?lq.
^El^E
=+^l7lr
o tz]+ "JtrE B¤6lal HL4= trl-¤¤ 4+4-9--tr- s=Elot Bg zlq6i^lls_.
@ +olql q= a^JE a6il ga-zl+e_E"J j/E elzl4gl gtg + glE+ 6}^il3-.
¤) zl{E+ al{ol gs+:zF e}4¤ HllEl6l-= rl¤o + q+f,¤¤ ol$o},rlle.
@ zl-?-lql *g +q= 4E ol${-$E tl*ql r]loJ rej} E¤-s.Jg o3ala|,tlle.
@ nE "Jzl49 gg+ e¤¤ 914 5A .J,J4 trqol s+¤g EC6l-^lls-.
^llqlel

ta.
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=Etel
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lzqots-ozzl)
trl'8E +Sd gEfe.E 7EI4trEl 4??
3 ^l'tPl'el
EC({ffi,t9el e¤ifrale u}e gc(-,t)olq, "Jdql^l= ¤^ilE {zlb EE 449 B?-l q
94. ¤itle ¤zlE E= z+49 g=l qelflo E e 6IBq= aol 6I+E S.r, 4%Iq= A
ol S,zl ql$ql oilB9zl ?**"1 S,+. r+71 q+q "Jdql^l "Jolzl$, : ul¤¤ +l.Jitrl
s. ot'le ar+[4lE olqq, C^qg dq@lE otqr +g at{Al-r o}'lq,
otqr otqq, olqr o]q+. fflL]: ^}B[7\]E
^ll!l[i*]E ul-$g ^}atsElE ^]4d[t]E "l-3¤ S4l
t**lql^J "JolzlB qr qq, qr qq, +¤ aE
qr C^qS tl?-lE 9H,^84tss ^I+dE ^ll4lE ^tBiE
fl"Js 1r a!+E A=q. olag "Jaq ':Bzl t*xl"J:B
^l
?tg 4s olH'9 Be4 4q. q+^l qel +A-ol E+ tezlE a}a e-F gTlE 6I+.

e q"J* gag E+4q a"*dlE dElq 4q} zllg*ql EgE+ + fltrI.


@ 4l+4e a4 C^fl+ Tl?-lE +qlg + 9l+.
^Js +Ezl *oI6I+E
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@ sltlg gloll s= zlu ra¤ +Hr+ d6il= zl4 qot eI4.
^IBg 4zlzl
@ ;li4"J $f- s= olHg *r r$q ¤9qe Ep$e_+r{ gq{{.
^hlr+

124015-0224)

4 q.- +sd
^w7t7t+89
Efl=JE E EEg.E 7Et 4trEl ?i??

-Er= 4'"l+ +Hg r1-g- adg ffiallo| oJtrt. .glE 4"Jel ol6llE "J+6I71 +l6ll^J r +H
g .JHlzlc-tr Ir+E *il g^Jg + 9l= ar+e+ +zl¤¤ E-.= rj,<|xlz| i*ts f llotoh t
+. relr olul oJr gl= EI"J4 =¤ zl-bCel Er+Etrt a4e+ +zt¤¤ r.flflo1 oj4.
qE +4ol "JHI Bzlol 9zlE Ht+trI-H trI"= ol Elr*cg +a49.s
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E+ +E =ao1 E+ S.ol oJHI ?lzle-E^l flg +
^I*ql4 ^ll^16110} ++. +rll +Cg
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^I%'""1

O oltr-zl Bs+ tr-+g Foll aHzIts d-E #^dg Er]ls -E¤4 +Hql q|el6lZl 9Ezt?
@ BE 4.¤zlb BE 4Cql,<l zll,r.l$ trs4 o e 4* z|f,{zl aE4 -uotot rI
=zlol
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"Its61 el"l¤¤"t 6le7l?

160 EBS +5=a 8g48at_u. Eelei 8+E 8al


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124015-02251

5 ag gEloil Hl6tl
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grlol ,J= gEl|4
=B= =aJ9
e^,@ Eoil^1 rE ae?

,J:
^J+l "J^l 5q^l e**:.J
$$ojs- ^l-trl olH. xilEe+ olee+r+ag aa s+. tlE
{l ^}sl4 4x,il4 tHol ke}tl ^J%}ql^l c;!* Ege H+ +"J= t}s ,Jel 4Eile
.
r+ Etlg dE+^la + ileq, aEol4?l 5:"J Hl¤+ ts+.J E+qlal ?2il4 glzlE
EBlg 1o14. trI+^J E.Jtr+= ¤e+E-g oJalE ro¤g;7ali 4ol BB.J +"J=
el 'JrJtrI+ S9 u-1a19 HlB4+ ,Jol4.
3: $q6e1 Ege 6JHIE d^J zkc "-e tel E.Jr+ *E= ,llzlg 4o14. ol^Izl-=_4
{.JUE oI+E il+B 4o14. Es Egg B+ Hl¤¤ Cz] tsdS 9l6lt ^l-&Et + 9l
E.+ ¤re-s,t{ q}H}Ee-l 4zll4 91^3 xll-r.qle olulxlg 4o14. olaH ts+6J +U=q
.Jfl4 Bsle+ SE d¤g E= E"Je HIE^I ol$ol!o| aJQ.
Z l-o
EO . X: Eigol e4E +trJeg 1tE
o ,o E, Ag= rJ4:6l! EE
. Y: Sgol -ztU-E Ea+ E=to1 5'
tol E= 3^61.= trE
L-O
EE
.Z: oJzJ lEg Eg9.161l

E
=g¤ 3461ts trE
Esd=
Llo l-o X
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124015-0226)

6 'J,
=E
gcfe.E 7Et 4trEl l^z?

,J: +6Jql 4{t 4fle aa s.ol z.lBggot t}+. +er ^l* 4lq _H__r.^lql qe.E +.JE
4er$l c4{} +=ql ol=;r ?14. olH4 +49 El+ nE*: ^}B# E= ae
%rglolzl 4.Jol4. 4B xlflg ,J 11tr18 ++6I.a ?zll Eqg +d6}q F"JE
g+ol E 4o14. trI+^J +tl +"J=9 "'.+ zlEflg _H_eL6Ir. xl4 zl-bel ts+ 3r+qls +l
6il .I+ zlflg ,tlolollof a;[Q.
g: ++ql 4EI zlflg ad*s rlBqolo} tI4. dzll +Ele e dE, ,++ 4¤ *zl zIB
5¤ +1l6tq ^llal .JHq fl'Eg +r gl+. E6J Hlc7l4 ulrt.J EgE BJHlEg E.J
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+t}g ^I4 q zllB *zl azlql +ql +"Jg E=4b =adql^JEI EI+ zlgg ^lfl6ll
of ql+.

o ,J: 4B zlSS Bd ?"J5e-l efl THdol ol+qa q ^l4qolot eI4.


@ *:48 zlfl* Eq4 9#zi olH zl-&4 dqE E4ltr t^lqqot EI+.
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@ 9: 44 zlfl$ hI+ A Cilzl, +^t4 tr-+g reJtlq rlflg"lot eI4.
@ Aq 9: 44 zlgq E++ i}+el ts$ Czll tJ{ol dzllg"lot"J g^JtItrI.

u.'JE oll=rl 4E:, oJ+ SE|'E Eal 161


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124015-02271

7 +B EE'E 8E-eE 7Et 4tr-d 'zl??

trEq zlzltr_ oJaE= BEil ^Islql4 +'Jg 4i+q ?]flg Batoilot ts


,J: ?lflol .J+
9+¤ 4lqs ololalzl sr fl+q4. ^l"Je-tr,q aF+e+ czlzl fl4, ^IEl .4xll4 fl
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e-6}+n d4.Jqq.
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zlHq+. +6Jel .Jfl Ezllgl 4t 4xll ^IqE TlloJg +.Jql Eil+ ,+A zJd Ezllzt I
ss q¤¤ + S6qq.
,J::421 *+qq. "Jflg zllE "Jtol zl!b ESel fl4olzl, +zl-s+El +qzl= aol
o}tsq+. +7}e-l +q o e+el rl"Jol F 6B9 fl?-l: oJzJe-er.JE
^If+I =guJ
e_¤4 fl4olzl elEql. oJEZI il-flql^J +{} +"Jq elfl ExIq 4oJ +xll ^}qE 4
*4 zll"J4 "Jfl +il ^J+q q1p xllzllzl "IBal ol+q4ot 1lq+.
E: oJfl9 5tsCg "JC'Jqq. 6I^l"J +q}g eln +Ale+.IAql^J 4r fl4"J AA& zl
zlq, +.J .]l+E Exllql 4aJ *xll 4loJg +fl e6ilql til'Jqlqq. cil d
^IEl ^Isle-l
t9 ztdflg qCee {zlts ++ ^}qE r= 44ql 46J 016ll= u}r}e-e +41
^}sl=
d+E 4loJE+ +oJ ^l-slel "Jflol + 9lE+ 4zll .EsI Eel gqql^l +tI4
Bqg tr Er6llot.Jq+. =:rl9

e +Ele EB +ztE^J +flg B,rl-B f gl=zt?


@ ++ +"Jel "Jfl3 qel +Hql^] gqr-+ tr-+ql F4 ?lbz}?
@ +EI +E]E {flg zlgzloll _H_Ezl"J flEls^l E_EEo}o} 6l-=71-?
@ +t'J +"Jel "Jfl EzllE 6I]A617I glt 4zll ^lslE Lqg Egs_6J7p
@ +6J
^IEIE
qlfl E4lq 4aJ 42il
^tElel
4+4 'l]Ee a*srl+l ?lEzI? f
124015-02n)

8 oq +le L]lEo.E 4tr:d auE (H7l)oll^l ?l= Ell-=. a=?E?

+"Jol E.Jg olE + 9lflH 444 4l7lb ^l\2^l ^ll4l qd + +gg +El dB*,E ol4,
dfl. s+. sr&^q EE= olEq u 4o14. El+g xlle-loJ +d+.==g E"J 599 *zll
zl gl^J zlElE a4l6}q +.Je-l E.Jq Hlrlfltrt. rq+ ,<j5$ trl+r+ Eqg ,}I+6lB^l
dal trI= +71¤¤ ¤E6ll L|?,I'+. sf, ,rlgg Cil n¤¤ E6ll "J++elq ++tg "JH
r. ^l"J=el +dg +Bel BsIe+ ttr E +^ll4 il-?lo e +rll6tfl+. olBl6J -il.!+ EoJ
E .llzl TlHlg +461-= EJI rAl zlq4fr.trI. 5.Jg ¤l.J + 4&A Ezll, Eg ul+ Exll,
E^l+ +"J A Ee+ F qq e¤¤ 44s 9Lzl"J, S"J C+= Hl*ql +"J* TlSr+ ^IEl
t^llE"l ^lEl4 +qla zlEt= ?lt rEqg gzlH^l LHzl EBg ol+q *4. olelt r}4l
E E tr||. F.Jtr't"tz}"F g B+ +4ql^]= e
o E-71.
-. oJzI zJ oldd ++¤ 9l{! ^}s ol6ll lll+r+ f,+ql 6J,Rlot 6J+.
^}sl4
.. Egql 4aJ *zll ^Islel +Ezlfl +a a¤g 9l{} e-lr4 Lqol gs6}+.
a. FoJ d+e-l
^tq4 FBg
gql rEqB+ i{^ll Et}el ail4 EoJol *cqqot t4.

O-r,u @r,r @u,e @r,E,E @u,E,E

162 EBS +5=J 8gq 8al_\T. Ealet 8=q 8q


15 {++ tsEtel &q
I +II Eg9 6}|=rt tsEt
1. +g! E4lel 0!6ll
(1) g4lE HralH= gE
=8!
o ¤d+E
.azFb olzl 4 oJzlE=s +cqq gl_;r,,r.-llzjlE_ zEel ol q]g 77qi tzls=E +cqq ilg
. +41 +41= zrg FzllEt
^J+l +.J flglz} s= +a+4 tlE{"J
. +7}el +s= 4+9 olq4 rJa-o]q, 4= +71+ zl+E
^J=g +lEt6lE Sxll4 +lB "J s
. $e53 EE br-lql el6J
^llq +¤g F6il d^Jg ql,J E. gzlal* a"J o {taj 3E
@ ol^J+E
ulEi6f
=7lE
q olq-Lt^l.olel ^llajol
+eJ Eg=
. oJtol olC4 +^}|olf +7lE ol,<J{ola q}44.J g + fl==7iE 8Efl= 71.

. B7JS
"JzI ECol
o}r-l+
^Jq%Fql 4+ *zl4 e6ll,
g*¤ xflsql,! +4EL g gEJ4e =6lq.
E-d3
0l+olE =71
,JE"J=o"-|i^llaj
. +^J qlAg gloll 1zl, zl]Q_1, A4l7l+, HICP zl7 F +oJ* +illEel trqg *z*
. BEI+ lzl zJ ol^Jzl .{E}, Bqg u}$e_E s.E . qE . BE . zllE= F6ll E}=q a + glg
@ ¤d+9s+ oltfEq El4ld
. +9= *safzl 9-d 383 dBEl-g+ flA
. ^Eq
E84 Palts^tE trB+-g =ul
gttrot ?19
E¤+E 0|fl 0l^|ts gBral= ar+6lq
. +rJl7 l+el H lg+ t l? E rl-gEr a3g1 +rtEl I s4l
el Eq= Er'¤E6l^lPB =^11

. -d!0il^1 LIEIL|= 471 7J egolLl


018+E 'J=¤ ¤E6l7l clalg
. BZI= 5xllts Aad ?,t= -=f + frA
=^ll ^11^l.l=

rlE EialA flg+EE E8

Eg+Ets +71+e.1, 8=, rl:s= eC-e.tr:sttrl'. flg+E= +7le-l lXl H-,toll^ji +tr+ SEllel a.Zol
Etrt +41 8ilts +il +71-=E 7t|E4?l dEf gloil r= 7lE^le= flg{7|.=xt|6t
=xt|ElrEl
xl ?J= +8+ arElloll^1 'J8Etrl. fl¤+elrl=3 +41 EilE 7lE +6=:=c4e ?Joil^1 7t|E
@
+E +7|-=Ol .^.^e= =,
arq fl91= 7lT.!=rflE rJfala rHEf Ap{e-l flgg gl!6trl=aJ4?l
?J= +g+
r.( )Bdoil^1 Etrll,
g^ts 4qg gx{E
SEllE 74a12 +8etq. Et+Exl-# +718== Eld6l 6]E aol +71rlErtE I Hnll +?tEol =*
,geolq. +7l.=e eIL Ete. ?lE+Eel'Jg trl2f:d olql d6d ?l= fl+{7t +xltEt
alz Ef,f. sE +719 e+4e +E+4 .sEfloltrf.
=7l0lq3
E 7l^lr 9lxltrJ, "_!e+ 8=01 glEflEflTlrlE rl= 0lq0l dEE + ?,1= 71.=¤g Ed+grt 2.018+E gEoll^its BEI
EEolq ^ElTlrl. z;3
+7171rl.Nel ?Jdl] 8=¤ EoJ +e +81 E-strlrttsCIl +xll flEap ts 01d41?l
-U66trl g= aeE rJ+EttrL Ed+E^1"=3=81+71.E xtff= -H=61.71 9l6H^1=
== EEol u344olaf ( 'Jel
=71)elEl Elq= HEt
j1 ErL 0l0il qeE tr_lqr Ea+7lel g=01 trllfl +7|-=¤ eEfl+e_l oe oJ=ol ,J
Edgtr glE= gxl EIE fEe
^llal + ?,tqr
EtrI"
Eg El-fi A^.|4 E,J= Ed6lr AtEflq E= a{Ere.eul rhUE 8xl6t|0F EEL
_ ==Jg
qEa|^. 40lA "^1141 gilE" _ 3. Ed+el sEoil^jts BE+
= ^qo )o[9:d^1lqE
=(
E= E6ll dBE qlg Ets
¤d+E oJtr-ql^J g tril +c+
^JEl4= 'llHg Hls^l $dq} sEol+ +H ^JEI= zla6h= q^EE aolalr EEt.
4"1 olrl4. +A+ ^JEll4= TllH9 ¤¤+E Et'-ql^i +^ll CilE ¤9ol 6C4t fl9lg +
^lls 54zlq4l+= 4¤. zJ-ao|7l +l6ll^J
^l-s6l+ 4o14.
EqI
^llq +Bel
7l^ll=
"lrlal 4
6HEl
x.l

q}
+qlE tzl"4 +7tE EqI"l += +71¤¤ "JE6l-= +lilql olazl ?*= qlel +B ^JEil= 1. E¤+E
2. illEt
+tr6}el al-b 4"14. 3. gE tsal

ls. rl+= EqlE Eal 163


x|l Botq &at
=

=
2llE Eg+els] ol8+E HIE
=al^
-, tl
TE Eg+el 018+E
flrJg EA3 olTlE oJAP Cut E= old4
=r|] =4 =^ll
EB flE -del tsfl= u[EJe-e 0lq +? 96llLf
^Esl =)I7J9] ^llEel =SC-EI
Eg a]l= aB(E"J) +^ll7l+, ExllE, +^ll +gg 5-ej TtlC

a7l)J 380lLt ,J-


^llaj ^llEg
ETXIE Ezlel cal= E dB":lxl EB ¤8617lol4t
=I1l

(2) +rll E8E fl?lul'61l= t-¤J

. gqr+ gq4 cE6f7l ?ef r180il^188 g8


fl?l .6.a4 ^ffl:=7ll
Etrlq i0l:5-il.4 ^E=
EEt4 ilololl ttlE'J# Ef-dolLl6rl'17l.Gla1g aXl EE "Jd
. ?15 u4 oJ60lLl ,J+ ,J 0l6Htrzl7l8ealz-l+ qPe E8 g8
^tol: :q+71 ^tts1
. Bsl ?E:E^14 ?9= qE6l7l 9l-sf 8tr|'qf +71 Eel 7llg
8al4 . ^l+=el
?]+7|,^lg6lts HI54 7l^19 541$: {rll ESoe ErJel Eel. E+, E3 5q 7|x1=
Efl sll+6|.ts e5 84 trE A6|,lel ,Jg H4-l7l xldElz l-E -d
=gd,
. EBel tl-gd+ 8tr8= E^46l-= "Jeg
. efA;g BHe16l.= ^l0l= ==61-l. oPJrj +Il g^ TllE E-et zl+e-l gd+e +xil4 E
^[^1l7l
6tle HJ?l +ll4 ilgel
^]lE
B|,l 8el= dE-st

oe=
'EEl4 +Eoll elpl Esl"=
2. BE[el 7lilet +r{ BEI= +{:d ral
+ Le9tplE rlltr4
^JrE
g+-E^l.J (1) Bglel Tlil
?.!

o ¤+= ql+z} aF, +9, dzJol zl+q= q^I +ql^lE #.Js.ol +7611 g s?]4 7|iloJ
o+84
@ ¤pl+ .Jdg 'Jq .Jaqe elg d¤6t71 96J g+ aa es *4zl ++6110} 6J s?]4
+al
+8elEl {l-ELt +4=
^l'El
ffll ol+ol^l= +q 0 q"J. 7lil"J
.iTl E
ilil
O
. ,r, =8l BEt= +{Et l'al
o EEl4 +eJ ,JF: oJzI
I, e zl rlgql^J SE eg 6^16l+ zi+4 ¤slE d¤g zlafl-os,Rl ¤s+ ,llHg +
Eal4 gqol 4d4 +qol =gC,.JrJ oJ-u zlg o
Lt +^4 +al= 88+61= ?Iu- -e +tle}
rlloltEl= EEl19 +aj ,^..=.x{
+- a
II{*[
oEl E^1, qlal.
E8 Erl e3 4tr4 +alol .sEl]
^fafTl
x{=.r.t lr4al +qgoJ ofLlal+^4 +al+ EEl4 +aJ 59 7Jtr4 +alzl^l rllzE aoe, ."=
o- ^]tr4
--t - E?.!rlE A'= += + 9tts ,8Efl
^PJol
1. EA+g uilqatts +1114
rlE
iElel r1l-E Eld4 +81 eEol +eht +Elel
fa 2173 EEI 7l+ t{ =qa =F
dEle +8l4 ( E/ 51tr4 +alg flol4 +q4 dill4 *Hoe Ll= + ?,lrt. ...(6el). . ?Jtr4 +al3 ?^ rlillo{l^'l
gag + ?Itr}. gol'JtrL E4-e.e gqLF= +a4 +qelF Ttxl +s-d BEfi= Eilsl exuhl g ^lel g4Tl qg3t 5l+{
=
2.?J=? flrJ Sel oltrL 0lF 7l^lEEflE +eg-e4 oh=oll 4lE6',trloJ, uE,\l EEE a3 oLlEf. olalEt-s= aE olE
trg (
=gC. )el
ol= qF 484?1 40e E-Eel flolel qle, g, rll= 0tlillel
dEE=^161ts
a^offltrt Eil^l +qol
oilts
=rflEttrl. ^l+L "l+4
3. eFil qeE +^4 +q EqE Lfl+oil Erll6l= Aolq. 014-d Eil4 +qel 7l=g rltr4 +qrl ?44 +q= 8trel6E a
el + Tlrl +eEl Er.flts oltrL -,J5. "BilE +Eoll EEI BEl" -
( )elFj++loltrl.
aEe ¤+= 4d4 +qe EEola ,Jd4 +qvl^l rI44"F 6Jtrl-I tr9ttrt. :1=
9l6I^J=
r{trt
OH
+qg flq+ dill4 +qr+ Ae zldzi +q+ +24 +q, Ep+4 +qee ++q ¤86}fr.
1. EHllEe.l Ll. +44 +qE +e BEl]b Aile+ axllotlrl +4+b qs4 z}?lol4, Es+4 +qe 4d
2.4Eq gal
3. qg 4 +qr+ +44 +qg aBsl6l+ 4"14.

1& EBS +b=a Sgrl8al_!1. galel8=E Eal


www.ebsi.co.kr

q zlE: d^Jel +q^d4 44dol4b q++{+"ll^J Hq+ ¤F+E *zlB + gl='il49 xil^lB
. gqg. gzlalzl 96I E.= +7171zlS_ES +78 ZIE ¤,Jql +qg ag +*EL
. ¤"Jgl +qq} +ztE +EI=3 z}+e+ ¤q¤ HtI*g ?lr, Bq¤ s+6k ^lqlEql f
9oll *zl- zluzlzl ¤rll ddg "Jea + Hrll E
. go15 d¤6hY *Bst=. ++qflg ,J=IJ' o rJEE EEfl(Ui+)fl
olE 018?l0l rt= Lt+el g
= :llE 7J=7t +e'¤! g+ Bi+= +lEt o{lHl 4,B troil E4'fl= q ol
^tBol
E
I
=el^
-+1. EFil889 6+4-etr. -JE6lts -?t !tll4
aEol E + 91= LtlEE ffiIild +HEf itl ",{e olrlEt =Je} rEs gtrt rq+e OE Lfl+EXI?J=EAI
tr ,J+Elol l= ?_f Erl. =?
2 olttl-d 84, a+, o}|rl| + el6t| rl= AT|E E+-g + fltt. O ilE9 "87 BEI="
=aJ =7lE
3. AfHl3g aUrJ SE6l qlrlElolot Ejfl. =qq ^+e iltr='g+ EtrtE"= Edtl

4.=7ltE tllEE EB4 SaJ6|G qqil Egnl Etrlg 334 Sxllts


+iHE ggElol^1= oJ Etl. 2J tlBlTl' E4tElol ?1!
5. olrq-d +7lE rl= illxllet E^loll E4 o e ,Jd6H 1= gf Erl. Lt7l.=96tq-a zJaall
=71
E
6. olq-d tlE =7lel
Lfalelel EB E?Joll Eat|el Esf 8E g A0l Eal= 9l-d qHl r-d4 q
+=al =7lE
eg 4q ilfl, qlzr]l ^l7l0ll rEel
rE, ^ltrl= =zf=rclzll
trl7],
B+ 4=oil^]E HJE ==Jg
cE E "I Eoil q6H g
= "JgrlLl=arlsl ^:d g-d qE^i¤Er'.
gr Etl. + EE[= 6-slo'E
= "-}|,(j= -"= ?7lel 11trJ4 tril i1l^11
Aq 8i1l0lcl0t6l'r. +^11
xlE gE} =
g3 rtee8 Eg
ilEE A6rl =7lEel
=ala =I{IEofl i1l8loil 7|a6tlot6|.E,
^1lZl ^l
+4gg gge.Ell r T}|LJ +oil 4 +7toil rE Eal= +q6E gU elrle.lBTll4 EB= g:dol
Eg8Htr4?Eel^a3ll
:dqr
+EtElolol +8-*
xle.'bll^l+E] +l=Elopt e+trt. r zle+8 HJql 3Illgoil
q, 0lalEt g4 SEll= olE^fi1l
Be= fr
=71Ejrl= (Eal4
r,961a1 oldoll EaE +rll EoJoll^1i1H 1ff;E=tr. rl+4?] Egel 4gg + ?itrL
olzLl5t:l4) g4i1lE 4?4oe ilql += olE :dg4?] ^-lE
flrlE, fl= ae e^l gg
g0l7l trll$oltl. olag Iffl AtEHoll^1LI ?l1l E Arlolcl ^z0l ,Jq "B+^l{1?l
BEI=" -

+Eql qsH *xllBg 6I+9 4lEE Bqls d¤El= H4 ^J4E dzils ol-E 1o14, ol 4l
Eg E= +7|tr 4q+ 4lzle+g +4ql^l ^Ja ,Jq :1Er EI4l Esl¤ #zlal-L a"Jg
EE6Iq ,I9zll, qts a+qlE E|{g fl$alzl flt EoJol ott]+= 3a6pl^i ol+qzl
aol+.
=
@ +zll ¤!l: 9.J4 ilE, "J+ zI EC, *a 7J eF4 ee d+ A +Cg qli6lTl +lql @
¤gl frzl, +Hl +4, +41 tlq FE dzl]el gH 1.
'JEts EE =71.7[Be]E
*rl6t7l916fl xt8tre +
@ +z1 Hla+ zla: a4 sE E^IEI. +q^]s Fg B+= +lql +s d4el g# 7E )J9 ( )q dq
g aE +861'Htrt.
2. ilE= g" EEIE +16fl

t 4xll
^tEloll
EH-d rqgrl' 7!q E=
(
i,ilxlts=7tE
/.ltrJ4 Eil
)ololoi El
1. EllE! EE qr +eFHq.
^{lllElo{! 3. ( *r=
(1
) lllllgl(globalization) SE el=C =x{ ^tslE
=7tE ^1l4l7l
e 9"1: +41 ^Islg tr-E. 9+ d ?zle,rll4lzl a"J6}4l ¤ag ;.l.E-l i-llzJltr E" *qq 7l+ ¤^J a"J6l1l E3E
^lEl
i{4
.+e4 +H E EEtslol7tts E8E
@
^ll4lslE *Czl 90lEttrt.
. 7lE=o1 4rll4 e8=g ++r Sttdg tso171 ?16fl Eal-srq eu 3^11 gEoll T lqEf (El
. 4H l^f= tlgpl gEq NEI 7ltrl=
'*zl Elr. gtt^l= 11 'J3 rllEE "J + ?]xl E drJ

oo-1
=.x{x.l . 83, E 88617' ** +xll
Erll= oiledtr -EE4 71.^l=^lg0ll^l
:dqol 0l+ . 1.gg
*trH 'J"J, ?13
-U clE =r115 ^l?4 : 2.EElt(s= Aq 8^11)
: 3.
. qal Llale.l E+7ln+Eoil qalq-g:sr Eole] g=a[tr4 gg0l 0l+olE ^1lllil
^llzl

15 gElsl34 165
^l+=
G xl?
=
Batq Eat

. 7lS= \r+dlr ?= CC+01 38011^1 +al6Hxl l;1)J HJ+ 4^Pl d+E


. ^lE4
rl= Ll4el e^1| g7E 3^1l7lglEoil r=EE +7|'?JAla 9a_sz1-dal.E
trx.lx{
T6-i . =Ltl Llele-l r+ EilldE =
Etrl ,ii+= 4 E+^l7lr. Ea|.E Cg+Et
itr{
-U . ^ll4l4 flele+
^lqolLt
EE EalE^1 ?]301 e=g 7ltsdol 7]E
. =8
gq4=7lol qH= ?lEt +7lrJ ESol HJflaHE
^l-g
@
^ll4lol+.JH^dg
zlulo e +4+= E{lfig qla6l{^l ^ll4lElE +C4 +H
"l
q+g + ilE+ u{ollo}^ll4ls+tr
*
(2) rHEl(bcalizatbn)

o zlqg dEol+ 5^dg ¤el += zlqr+ itEglg a^Jqg *+q= ¤^Jol4 d4


elEl:
@ *4: zlqel olq4 gdg ++g + 9lg
@ Exlld: zlE +FalE q14lC4 ul|4C " e *Eol B^Jg *4zI ?l.$
(3) -eBeaE(glocatism)

O 9"1: zlqel dE$ 549 +!6lfl^lE ^ll4lE+61+ A


@ +e: zlqElE ail¤ ++g + 9lg
^tl4ls+e+
@ d¤ *"J
.54 EslE zlfol4 7l^l= += EEl.ll qg4str 4+61-xl ?*r. dzl+61+ EJH
. zlqE r+d ECg ?l+el -H-{zl zliolq 7}zlql *al HB6]-q ^.ll4lE q4}61+ %1-B
o+{l E^t {lga
eE qlAl. EB HIl, fioJE x[E
4 H^l= THoJg 4 =a{a =e'EAl=
^j^l=
+ll ItlE|A
^l'.^lgdl=
"C xp:to= Alr6lEl 4xfie.E ¤ts6El|"aE +ai1B, EEZa|E(glocdisn')P rFEilE sln16l.=
o afl tr^t 3g 7l? =-EgalE(gbbdlsm)r+ EBl6l.= e=alabcdism)ol EsE aolq. 1717J a+71g{j$|{x1
^EEl=
4=el AE'01 +I{ E4.l
EEl0ll c+dol
Efl-el e"|, .JE6l Eq strJ Eaol sslEz El EslE 8E-
0l6l|Eel
^lEE EJS6Pll ElgtL EErl "Jol EJLlr. 5^1gE gltg
=71-d
^llzlHJ^l6l.r g4l Tl"Jq Eal rtE^aJ4l +tEt EsPt #= +d 3^]01
=
6t7l 9l6tl uE 44
=r+
8961.= ae EqEfll '?al rBE a' q 'q= LE|g A'olal.= ut|El4?l 0lEH4 gZlEtrl= E=
d ?l= TJA|LJLIE=-T l= E=ll EE! Dlge.tr 8+14?l E-sr3 Et 3r.}olrt.
o34 7[g fl4 ^lE6l4-r.
7fl9 Ed|=g e^ll gc,
- a8d, " Et4E UE=
^ilEE =al ^llBe
Ade " -
gE +xl6C 5g4q4-o ^ltrl

E 6l= fl^e, '8+ Tllg I


4 zl9E]48 olEHzl.J ^}rE Hq Eql4"J ^l-r= 7*+a_, zlq4"J
^]4lE+
4n+ ag +azl_e__tr Eql6}E E,tlol=ea4=E
gs6t+.
il ^llalzlql
^'a[E
2. +r{l Eels} 6[q flEoil Etrd qgHt EE
( (1)+dl 8E
1. Xol)il d5
^HE
4 E q= SrFrEAlE o gsc: ^ll4lslE +zlzJq tr-s E=EzI*oI4 +xll celE ddol s+E
4lst6lts Ag elolE]trt. ^11

aoFr B^l-zl eEe++Hllzl Ll-E+ glg


2.,t1lZlc+e ,Je-l .sE @ +zll aqE aEs
=7[
9EEzt tso[^1 ( ) @ B^14 CEe+ +HH4 C9 ul:r
E gEole+3tri. -r tl
TE E^t4 8el EHtl4 8e.l
g. ( ) gelts rflElet a
dEt EHl|= dflElts E0l E^loll tllzl'EB-d E.-H AEEI= Eel I|'|slel EH|l= E"-H !-dEl= Eel
^lg= =8-sf
=6fl
EelE EolaEl. CB dE +¤, Ell*|, H^l 5 +r-st 8B+ e +71q ZEq +E trJ$e-e "Jolgp El
aa]l
^Hl ?J iil^-61ts HJEE+el4 H4l =E
6HEl
x{ =gd= =nl7l0l
'+^ll E^l rtlEt^= 5atl tt?]E4 H^l= ^1 g4 7tlg g^ E6tl CC+01 uJ=
E7l.oil
ar. a?7{ala
=-=Llo
tltEE
gE gIPJ
qN
LJrSI
aEi
3ll4 - ol1=
7l¤ -Erogr{ +e.1 4^l
2. . +r1l E^l 7e¤ 7 FE 5a|1 +^11 g4l +^toll .-..)1 ^13+
3. EBfl4 =
-r.xAt
<)JE
= =Et

16 EBS +ts=a 8gq 8at_\r. Eetel B=9 8at


www.ebsi.co.kr

(2) 6llel fl4.oll tH:d trt?IEl gB , Qrllzll/.lu+el


oJ+olLl ,J?
e 6lle.l gaql s* +4 4 z4 ^ttsfl| =)l
+arq= EE
. 4p3g il ^g =is-i1loil
4 BEoll^1 {olLloJ+= 6t
dB-sr Eil.= 56|] +l=Ei rll,Lroil rlldll 7llE= ullEl4
^l.3 ^ld+g:
EB E-sf THEE Cqq 3a1 ?13 ^ll_lq. Llg gEoil^1 ul.
XINE LII ^[?eB += Eln-ee r5'Jts ^llzl ^loJ4
oJ#ll
+- . 7tl?.!01 9l6tl +E ?l^lU, dtlE 3 +E= a. rllEt EtrJ4
I}I{
r--: E ^lEI4o+
7l+= ^lUel
aE6|1ot g 8al4 e_l+ts fra ^lB= ^Eg 7l^l= +?dlq
. g^E
^Ll dElel ErlE E7 I nflEoll HJ= E^il 6H=0il ilXl7l ?lrl= H ltrJ= E3 e¤a=+8* ^llzl ^lEe
.olalE ^i34 +7|.= EE ts?ts +4oe q?6l.= aolq, EE4?l E.: E4l0l
^1^19
7l ri|lEoll 01¤:61 6110t6l.= 8al4 ^PJ=
el+g orSg=^til
olEe rHOlx{oe -?7lxl trtlil' .IlxH
-IL . El?lsl rEoil qer +ad8 HE4 gal 7Eoil 01*l_J E[-ar o-- oo o-

.c(=)e-l lEP E Eq4 el+g E^lIl ?Jeq E^lEEl4


.8al#9:r= z;5Ll7la- ill+E STJa;5 ag oJ+el elPg
=
cE- ?14 )li +
=
r4r ^l=nj
66 E^] 8g6tl^l
.3^= Ei6H g= 0lq0l HIEELf e+ tp 5-x1lg +5??l^l0ll 3zlB.0l EEE + =
7l gl6fl ";pe 6lE
=
E+E col GloFEt rl+ 7l=4 rlB0l =E4
I.}II
UE . #+aJ4 U^l6l= aP gl+ Cillel r5= TioJ
?1=
='JElcl
. =¤E SE: xl-gel34= eagl =71^l7li ^ttrl
^llzl ^loJ+94 ^l+4
.34e-l $!: fralsf GzJe_e'rEJ= trE-d EIE= ft ag .-- otr^l EEEI^}EI
E^] trE-el Tlg-sr 0l+0ll= r ^ltrl'='tr,\l
qfl6l gcfl4ee E!=E'^lalE tl 0l8e-l
^l.sl'7|.
?¤3=el d(=E eTl
E,\ g4= e+51^l ^lela
?J3 ^ftrl7f ^ttrl
6171 9l6H
. fla9=4= g.E oJ+e-l +== BF8^|7E aoil F^l ?Jg ol 8*il!^jH^lr.
8Etroll"d3=
e-l6llE
. "89E"e.1 '^l"5el 3^l'==^l +^114 EHtl 890t1= 4E6l^l ?J=rl= HltrJ= EB 44oe +^{q=
EE ^teltr^j,
et?.!Es. Eggl
^ltsol golillalalts
¤) E^+ zlgE s4zl zlrll Eelg flal=
a= E86l'r r Eg
.7Hql4 il-fl: zl++
"l*ol 4ts _a¤lql +cg +?14 7l+E daqlo} EI 4r a ?lE
^l'Alg 7lE
. Azl4 +zllzl zl-?l: zi AzlY zltlE Czll4 +=ql +q}fl+ oll9 fla= ddollo} Er ^ltrlolq, ^ttrle.l
Egel 3aE ?l+^l
^1lE7l
7lI 9JoE{, EEi trJ+^lztt
a0l "Jq^1?l=
= ^l'trI

rIE EqA 6llel flEoll EllEI ColE EA 1.!.4efl48( )d


qel ErjlE E7l qEql
7ll?.!01 rEl4oe xlt!9
Edg qxHol tsE#oe ?al= ?ale+ 7lnlE Erl #q. ffilTl olelopl Hltr eq
E r5g=
HlalHTltrJ g g.rl"J, 0lsal7l9 ^FJ-
7l# g3 =oil
+ lg + g,ltrL r4|_l EII= +^1
UEo.E
^PJg
zel
^taJfll
HE +ldll +b ^t
?l
^1
alTl H= 'olgXl 6lr. 9I-L|'7[ olLlal ?fl7l'olgll 6t|0tsJ 5'l.E-71'0lEl. golLl Eolxl ?,|uup1 qO xlU, 6llel^lEg
fl4Ll 7l7E
8Eillfl +61.= ?alE E+oll e¤4e ipl8='Jtrl Utl= A61|E 8trJiEl6ll EEIEI dE6tloi g Eal4 s{+ts
gA6Pl=^laJolLlTf
olHtl. qlE +l^1 e¤4 tli+8= 746t1 Erl. +H4lE 7lLJil =olsalTl flqrH?ttrL
=71= ^]aJE3 Cqts E+o[ EllEt EEEI
?!- E7l doll TlLJEt 9EE- 7i+g aol
Eeloi 6E7l? ?al= Etl+.H rElEl rll?lg
2.
zfilg g,75lq
q, +47l 0l= zl+10t g 0l*E 0le.l gE.a.4E flEloll ttfd +alq EEoll^1 {l^lElfltrt
=4011^1
o-e g AE ^llll ^lU
=, ^lElol
a46t=
E^+= Eee 6|i ,ie ?!4-l} ol+il 8+lol fleq, trJef 0fsalTl'?_lill ftH?l-=l|cl E4.lg tr1q -J ( ) gtroll^1
ee 6E ?l=tllE 9Be- 9dEltrlE, o|ts olq.l BE r.a1e] galg +lutl6l= A0l E aolq. iIflE fla= ?]FE^l?+1
E+
- col. 'dd aalq" - 4r lr?ttrl.
3. E^= fl4el +4ol?E
g+= zlzlt,IE^J q+n+ *ol zltl9 bHg cp-16}fltrI. 44. E_1"+ E'14 oe. E= ( lovTl
^Jq= flae-l EIEE^tqlE aolatr
ft +8
tg" 6lt +s^dg zlH 4= .Jg sl^J6}zl ?+r +g "Jg "+g + 9l+E rag ollo},t4. E 6rflq.
z,l, eql Hl=g +!qq. d4l, E'Jzle-E tl¤:5k 6sCg zl{ +E gg q^J6t^l ?*r +Q
zt "_lg + 9l= qtr ¤.]] Hl+ol 91tr}. dq= olei* +Hg dz{s 419 flag_l E+¤ ztaol x{El
ots
xErl
f.eq, "lq BE rElE ?l4ql r|4 "J¤iol+ +49 Hq ¤ql H]*4# Ee++qo} 6Jr+r 1.
2.
++61-9+. 3. ^jlzl^loJ+el
E^18Ett^tgl

15. rl+= E+g84 167


A.S
TO 7lE E8l
'
124015-0229) I zaors-oz:,

1 ,Jel gEloil HI6tl gE grtol ,*= aEll4 raJE 3 ,J, B8e-e # IEJ= (H7l)oll^l 9lE r]le I
=BE aJAO =E
o-@ a=z,l.9J? =.
E.':E!
=oll,t1
,J: qlrJg zlBzloe olzl{oll. oJzJol Eq "JE +r} ,J: alg A^Jql^l dd+ql +r]44 4+6Iq
^llalal+
^Isl: ffl lz|
q^l zI+9 olqg ++d4. +all 4zl H]+ 4il¤ Cs+^l7lq , +7l rJ E=EE +
zJ
EE AC4 ol9 ++9 +qql E46Iq +C+ ^JEll I z]]E +zle) Cxllzl .8tr|4 {-gCg +]+tltrl. E
4r E+ + 91trI. EI+^J ¤q *zt ,JE ^ilq +Bg oJ 54 +7lel +s}e+ _H-Ezl 7l^\ 7J a¤¤ ja46}

*zll Es1¤ ¤¤g + 91trI.


Foll 9 *xll E^Jg f,zlxlz1q.
?lz!g old4 ¤zlloloe ol7l4 +"Jg xllolap s g; ,rlfzJleli ¤Ell H]=+g zlttlzla_ ¤4 zlE9 a^J
=: qg tq ,!l4l Czil tsdql olulzla|{, Ep+ r+=
+E olqg ++g + 9l+. +41 ^[sle] zJ#- ltl
A 94+ 4lEE ESdCql,tl ul*¤4. rl4rJ txll E6ll trt"J* E+7I ro¤¤ + glrll qI+. Et "Ja,
Bol4 +^ll7l+= +e" 614+ +71 7J E+E 86il ql il{ Ezll 5 zlTzJ il-flel +41= 6ilA6lzl +l6J +
4ol "l*"lzlE +41 ¤+= d¤6J + 9i+. Tl rJ eqg +4l"Jtrr.
Z
+o .x: +SlBEIE ?16|{ old4 4E
EE . +-u7l | o
rl E+= 2J661.= EE
.Y:
=IllEgE
qxE 9l6H E7l -. *t ,t]l4l01b Hl*+q {zll! e-E Ee16}A1 4+6Jtr}.

Y
,J AE AEg e^6E dE
.Z:?x1lE80l EPE 840lLt
t. *t ^ll4lE+=
zIE 4zl¤9 Cz]4 +fl +EllE E
rllEoll^1 7l?lg= A^61:

r,-[9 +o x x1E
o+
.. ¤: =trt.
,tllzJlE|i -H¤ zlil +Bg +l{} +zll4 r+E
XE EE
rtzlxlz1r4.
a. ?r| g: .rilalc|: 4+E r+oJ EEI4 4alC +
oo @o @@ @@ @@ zlE trel-6Jtrt.

O-,. @-r, e @., e @-r, L, E @u, E, E

l24O1s-0232)

04 .l-
[ 24015-0230]
flBge E{ 4??
2 +- +yd ^w7l7l +Eel ttl=J= -* trEge zl8 +ElEt
^taPtE
?Je

4tr-d ri?? -E= ol"--lg ¤¤614l aEl6lq. qE


^IBE "JqE ^L*.ll4l
ol]+ +g .Jol .J"l+E 49 *zltr + 9l= .J9 *421"
zldzl +qe tq4 +qr+ {illzl *4 o e Ll-ts + 9i zlzl:t- 9i1. : +g "Jg HJ-^l6Je^tral r "Jql ^J861-=
eq. olq+ +qe EEql 44 +qg xllflalE
E'J4 +,qCg TItl += 9"1 9t9^l ?*e-tr|B, +?-1=
^lrJe-l
7H"Jol+ dE +
_e ,l-*91
^Ji.lE tsa+. +24 +qe r+zll 6}|oF"J q!+. ^Iil+g S ¤-,?zI qi* rl+l.l4{
3 +zt"ll el6ll 4d4es zlollzlE dol oI.-14 ^IEl +
+++ +t4?l Hl*q 46J ^I=J"ilzI 9r,l 9l= q¤ ag
v zltllzl zla[-r. fl= +qg 9"lr]4 Cilzl, q"Jzl, += Aol Sal4 S9 zle4t 5+ol qE+ 6lloiel+.
?rll4. zl+{4 +q o tr 4rl *$H+. EE}4 +qe +
re| ^lt, tq, H4 r+q+, Ell+ ,}lillel jr+ dHlql ¤'J
O {++trJ olq?+ z1]"JEE oll9 flaq atllzl E + 9l+.
9 ,l4rl +24 +q+ zld4 +qg A%I3r+6h= qB
ge 6ItrI
u t.
o 6ilel flaq '.il^Je xlElzl EI4+d++lzl-c
oll4ot *4. =d^Jql

o +qg .JrJel zl$ $73 +^16l= a"J7l? @ d ol93 rEE +44 *4lflol Fo6I
^llal ^lBE9
@ 4+4 Ssl tr-EI= "Jz}el +gCg Ef,talizp al rEJqqot qI+.
@ B+= d¤6tzl +l+ +Ee Bs+4olqot 6I.=71? @ Czll4 {*z]. 9l= ^}%}e ++4"J l]*ql z]6J
^}BE
@ z1d4 +qE zll4= u=4 ¤sI d¤g _H.t}6l+7p g B 9*zl- ?14.
Ee+oF
@ {A{} ¤E} A+g gldl Ail 4l^ll+ ^Jg "J^lql ql{} @ ga zl-tlg +Cqq ?lo Ir_e ,ItL:dlqg rrll B +
a47l gsq}Tt? il= *ql ^]-&Elqo} 6J+.

168 EBS +E=a 884 8zl_u. Eolel S=9 8al


www.ebsi.co.kr
8=J4 6ll¤ s3+

[ 2401s-0233 ] [ 2401s-0235 ]

I :BE sJzt Exilel etu Eluoltrl.. trlu ==luE a7 7J, Z gSJg G.7l)o{l^1 ?l= 4E a=
^1+E ?i?? ^l"tPl'=E
O-@ Erl 8Je A3?
=

^1¤tr
B7t ,J:{,q as.J ^}q9 4-71 +-tr= rE"s* ^tElE e^J
@ Efit: rl.- +d:d 'gtrt'oil rllEl gg= C¤fl Rlqlel ^tqtr TIoJ^l7l: {ololo} oJQ.
6l^le_ ^l.ai7lg ^1e E: qE rl-*ol += ^I*qlal ul6llE +^l ?+r a*6r4
+l+6}a+ "JEB9l+ts. :. r ^[*e
Es[ E6t| .J89 dH lE + ?,lX,l^lU, EB ^++g
Eql rll+ flt]= zl4ot t4. ^+
^Eoll
dEt{Tl
= En[gEll= 'J+ gE
lE += flrt. .. (=eJ)
,Jq 4qr= fi,o|ts ++E # fi,2 EgE tE g.rl. aH7l oE7l o
qEoil += + ?Its +-d 5+E EBol
'Jel E"Jolal-r ge= Eq4 4fl9 g+s^J Boll4"t aJ4.
?l^l EoE Lf Etl. E+ Ege -"= C8= E+61
-. 7J'.

9: ga E+= +q6I= 13 zH.J9 u]|44 l*


l
6lrrl":Ll'tr|'. = '.
flg e6il6tzl ?+=+.
o qt8 El?J .. 9: g== 4L+tlzl, zll"J9 4.JsE ga6J +
?l eg+ EEI'= EqE ¤84 r}x1lE r1l^l6q 0l fl= E^]ol+.
^l'Al7l'=L|.71.=
aol ?.1zJ9 el+alr E?tt[. rts g? trJEl' +4
=
++6H
=. Ar+ 9: fl=E =".6il azll{e_e. H1*+ _tr=
?l-d +g 56il eq= gil i1l^11= g E Ee+ot "J+.
= ^d= =7le.l ^l'J4
sl8ololoF ztcl-L E9teq, OA+tr ilEl= Holl 9-d IluH
gEE4 BE39 Eal= 580+ 6U g+ E+al.= HPJ4I
-t,Jr)7l7liflEl= i|Ela}r H?t+. s.-d r= ¤)+7lE0l E
e-,. @ -r, a @., e

s+ E"Joll 7l"J6lr. +llBE 0lLJoll qal +7| Ael


@-r,L,E @u,E,e
afEfi7l HSEIE 0la1-d olLJol
E,Jel qsE ^|'?eg
4+ ,iolalr.
E?ILI. roil trIEE Etrl4 ?EE aZAil + [ 2401s-0236]
^1lZl ^loJEP
-sfElolot 6l=tll, 0l= 56H @E= ?lr-!oll4l StHel EII|E ts
8 eq =qrJ L]ls- eE 4sl ri"Jg {e,7 Doil l a= 7,iF-?
alE olE e+qlE E86tl0tsl'rE +861'Htl'

'd'll ^l-slql^]= ^ll4n+E azl zJ 4Al7l -"lEqzlr E


q+, g^l qtlq=
oo @o @o @@ @@ +.
99slz} "JqWi=
F ^JB "Jalol
HlSol
4c.ilrl Ee+e-l
z|lp xl$el !f
"Jr 9lq.
6Ir a+6J E+7I AEq4+ ullzllqi t}+ql EItl +
[2401542:Jp_-] ,lel +iqzl A{;Y dol4. olqoJ EE +q^i '=sa
6 q^- +sd ^l.at7tE gep.P 7EI4$d 4?? ?-l=Glocalism)'3
"J+
gqt + Bel +d gel, E^]"JE
+d g4 ¤¤ +^8^lzl4 zl94.J a4 ^llalzlt qE
geE +4e r$g= rlslzl
^I4lE E{s$ i]'J6Ir
el d-g ++6tr. 914. rll4lsle oJ6J
Eo
Ee+4 d
tl44g-e +?-19 + 9lE+ E¤-etrr{] E44e-s e,! i]cE EEI E= =+6J q4lc F
.Jql zlq +FalE
^lE+tr
CS.J +zll ^Iqel ?dfl"I qE+ al-E 4o14. 9 Erll= 6ila6}r, + ¤tI zJ9 =q-= ++a}7l ft6ll
o
O qiq ga$.ra"ql ¤+4 +q iI"lE¤¤"tC4.
ZI =Ea?-lag
^Ial
¤) 6ilel ga= a4l4 4iI ql^E +l+ +q xll+ul] 4c o-E7l o

oltrl. -. ,ttl4lg+$ xl$ffi oJzlqgE +dq-E Ht+B+.


ga= tsotE e^l c¤6J L. El EelE tldg gel +,Bg ,rlraJ4.
@ a¤zLflol gqi+ ^lE+e|
^Iq= ^t E. oltsB4 +dql^l zlq4.J ag
^ll4l4"J 4ol
H]|
Elz[ ¤ + S+.
4lql+l E+.
@ E= r}::lz} Cqtr-g zlB xllEE ?*+4,qqE gaE e. zlq4.J ael +^l6IH^lE H¤flq
q+= zl+g+. -e +4}^lzllzl=^qg
ojr1.
^ll4l

@ a4lzi zl-gel uH$qIe_E| + .^IEl4


^Iqel 4ilzi
+ael= raB + fl+. O-r,u @-r,c @.,. @.,= @=,e
15 E+el8al 169
^l+=
.rtS
TO ET E4I

124015-0237)

1 ae +8, BEel qgE:d EEg.E 7EJ 4trEt 4??


-
,tllzlloli -EE +7le+
z=r; qqg zll*Et + 9l+. Czll4 ,ttl4lEl= Eall zt#
^I"*Eqlrll
zlut} zl9 0 e olE6.}q olE zlqel a^Jeg zlafap., 4lzl¤9 q&e olE zl99l
a4l ct} zlElE zllo"6J4. e.al zhft +qg Foll ?tol f;zla|$,r1 uln¤4"J +Lll
tlEol e4lq4+ 4ltlEol gdEl + 9lg 4o14. olz'lH 44qE z[$, $$$,<Ju]
4E ol¤¤ 7ls"614l aI{ atzl4-e-.E ?zll49 EEs}61-= ql 7lq6}
^l-+.as ^'ll4lE
r, trt"J"J EsI r+= +dqle_e,r{i
^}B|E.g
UJ+EE tq = 4o14.
E: 4l4q+ tr|44 zl94 eqql Eril{} flqg HrJ_e_E,r^l ?rll4 EEf;$ Ca+^lae
q, q* ^J&4 E"J zlluil ¤¤ +{4q 4+ ^JE{4IE qq6tr gtq. "J
^lr}el
+el E3r| +"Jcg ^Hl,
6llil=,rllzJlffi H+r xlB czlloil zlaq} xl$ffi ol+q 4z}"t
d+. ^lq +Cel Czll} ^I*!+ i}ag ¤zll. ++ +=el tB $Fol zl9
^+6}|l
^88. tE f,- E= Eql^J +.JCg =;t8 4o14.
!+ Eslql *+l Eslg 1ol4 Ep+e+
rqE ^IBES +4 el^], a+qol +otzlE^J q+g hB 4o14.
^+rJr+
d tsull C9 ¤Bg E-bzI?
^llalel 3xll4
C
^ll4lEl+
@ .J+E e}E e +d4 Es+zl H¤ql zl{alizi?
^ll4lE+=
@ dF4 4zl.ll %lH+l6J go}.3 nlzlizll
^ll4lEl+ ^l++ ^l"JEel
@ qE {xll ,rJf,iee gE ol93 +zt rJ ¤¤^J Egol 9bz}?
^ll4lslql ^llrql
(D 6.Eql z]E¤ er az] Efl+= Eql zl9 zizlE gdslollot 61ts7}?
^il4+E

[ 2401s-0238]

2 q.- +att^lttTrE gaie.E 4tr:d a,-!E ¤71)0il^i ?t= qe r= Ae?


q-Se lzl zJ g+ Bq¤ +l6}q +Cg 4o"l=oltrt. a4l, zl Azl4
^l"Jzl Al^ll= *+
C4lolqo} ++. E ll. +zllHg 2ffitr¤ +71-=el ¤"d zll4l9J zlaoflo; qlr+. Call, ^ll4l
u_s4 +s= +l+ 4lHI ad59t ttqqo} t4.
^lEtBg
H7l
_t.
trul39 a+ d^Jg +tstr + 9l= soJe-s zt-$uJtr}.
=4b
L. 4lE 5B *zlE Eq4 "J4Ale^l ,Hrll+ 6qE 4trol g + Strt.
=. Bg+ S,J*,rllzll $ffi 9loll zllE 4zI9 ,ll4q Zldg + 9l= fl?-l= zlU4.
=. drJ9 flt"l g + 9lE 48ol Etlg r qH aEE Es+ 4Eeg trot^l=
oJ
g+.

o -1 E @,-,= @c, a
@
--1 t_E @-r, L, E

170 EBS +E?J dgq 8at_u. Etrlet BEE 8at


www.ebsi.co.kr
8'JIl "-ll¤
54+

[ 24015-0239 ]

3 "J,2, B ^l.aPt=el E8oil,\l ,tlE'oilIl r1l7lg+ glts HltrJg(ul) =ao= Edg


(71)e-l rll,
A-Foll 6ll'"16t= L}lEo.E 7El4E:d 7l??

,J +]4 +71,= ?.lgt, trE ed 4H Ec-e+E1el HAel ag E^Et TlEiolltrJ -ddElTl


^l7L
trflEoll E=-rElEtrl.. qa}^l rtE Exl g 77pl exE EhlE
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GH)e_l +dq^J "J3g ¤E6I+r tr*eq. zl#91 qr+ B+ aazl ojfl zl-falr|-r tr91+. 4"J E.q4 E+¤
^il+zJ.J
$o|lolxl "Jr at4 e xl-sEs sg g 49 zSaa|flrt.
o olBollot ts qlql= zldel ee¤ _Lzlalzl
"Jolo} oJ4_L _E?I
GEEZI @ tlz|= EE +dql^l ".h3g ¤5'617l qgq + +. dEle q9lE -sr rE¤ ++.J +EB olall r/.fzlf
trI
Eq ilp4 ^Irql^J HqLlot oJ+r _E-!ttr}. 9 4l'il 4+g 7l4e: q+lE +"J61-= +?]9 ?rl= Tlie
EEEEtr c rlzl-= ^rs4 Ecql q+ ¤..re 4g zJ.ealf E 6llot qlqr B9ltri.
eq. .JrJ"l .J+lzl.J +dql^J {q+}*+r 89t4. G ZI @ zJee+ UBe E+ z|,tlE 3il+g rt\\zlzl ft
o *zl+ ^lHl, dal, trl+el +Eol t44ol4r HgI+. 6Fb q+lE E'J4 fl9lzl. g + il4r BgttrI.
@ +zl-= .JEql4e+ ee e+lzloJ 'Jol 6}ql s+g a4ql+ @Etr e ttr= qB 49lz| Eq4 44= zllzl glEl^J
n .H.ittrl. E+ql $ilalzlu3 6ll^l= qI qa. 9+_e+q Hl*g lolol
6) t]-zl-= +g6}q +9qlE $ullolzJ 9+= C4lz] zl+ =
o| oJrll ffialSlr|.
^ll+g
9 ?zl9l "l= ag zlao}fl4. @ HlBg ilqg .&g 4l&B + 9l+r +AEIE^J, 4qg al
,tlg + 9l: 7l=e-E zlr, zl$,tJ. +dC, *dC. +tlC. +
ot+tLt^E g8trtet +C. H+l= zilz.la].fle.
04 rlggot! En-d
'+4el g4' E:- '41'I q+E ?lel'E E'Jq g?-l
G) HlBg
t-EitEl zll^lEe ol.fl+^E +alol+. orfl+^= del g
s 4l^161fl+.
?lEH6l+ e^le+ Ba.J ¤flHol "JrJel ^d6}ql HI¤
^I¤4 @ Eq4 49lE Stg + 9l: -H-E4 fl4-a 'Jtr: Eq B
Elq gleq, "JrJe olcg F6ll c6$g oJ^l6}r 4Es
^l¤zl zlg zil^lorga, uBg *?]E ?l?]= 4l^l6lflr+.
er{ ggBql +qe} f :14:r +*6}fltr}.
GtrEZr -r. o|7lr-[:-ql Ir]sH ^]¤Bg "JrJe-l .lcql e-l6ll
.J^lg ¤flHol4. 07 qZrtotqq q Eq gBq'ef
EIIIE4 (zDb 'J +el o|lzJ4"l99 ffiolQ. ufl
u. olflu|4:.JrJ"l olcg¤16ll zI¤4 colg olalall u1g. ^l-^J7r?l
o _e*l {91
x¤ T|]BI B+* sg a + 9l+r 89t4. il4olqi EH4 oe. *g aag 6Ir dql sg azl +16ll^l
a. o}+l+r-E ¤flHol EE EC+"J olq4 oJzJg zI
: +9,trtrIE +'J"J C+g '*iy Aol +s6}+_r. trgt+.
^l-EE GtrEUl @ ,llzJ4olq= +rl4_e_e. *.r. d"J aag 6IEl
¤4 C6Jql Hlgqq glqr E9ttrI.
E +q"J +Cg AqoF 6Iq, +q6J ^dfig *+qH *r d
EEEZI r. g?]tr+El qltol xl4ot
ol-flul-r=
^r¤Hg
g E'J+H¤ ol39 B + glqa _Hittrl. + q+l= ++El6Iq 4EElollo} oJ4r B9ttrl.
EEEZI e ,lzJ40l"l= s.q4 9+E ¤a6l-= Ell 9lq^l
+qd ^J++ Eqg 6rloiloF t}+r tr?t+.
il5 Etrlal =dEoil ilEE ggtrtE
EI|EI
@,]lzJ4ololts zt$4 *4& uflzllap da olCel EBql E|
EIflE4 x-ll^lEg rJEE ffiolQ. ttr: ol ,rll{roll,r.J 9zl el"t a}4l +4-6}zl *gttrl.
c9zl"J"l gzllq}{_e_E d6}qr tr9t4. ,Jtr= cgxlE g @ ,llzJ4olq= +FillE dE"r+
'J+ql +6J61+ 49lE d+
zl qE B+lzt *tr}= ol$u.!e_e r qgl= da6}el: gzl4 fl?l4r -u-q14.
r tr9t+. @ oHzJ4olq=
^IclzJ f+Cg rtzl,<lzli 4?lz} 6JlJ- *g
GEEAI @ ,Jtr= ,H"Jg ulE Bglz1-H¤4'J'J C 494r +tL6I7l g1t4.
=zlql
t EBE ¤^lg trIE+ts E'J4 49lz} ¤ + glqr B?ttrI.
EEEEtr e rJEql qeH oJt"l E'J B4g qe: q+l= 8 -=.Jtoil rH-d tl de rt+4 gg trle+

xl-g4oJ 49"14. EIJIE4 xll^lE+ .JrJE Eqzi 4+lE H dA 4o+ql


@ tE= qgE E'J^dg ++g ql q+lel Ar+: g6J¤ nlil aI{ 4*:.1^b "J*o14. olqoJ "Jt}ql^J= .JrJE 492} H=rl
tI
xl *elqr _H_9t4. a ^llsel }+ql qE aolq. zI+ 9zlgl,rl HlEq= 43 ot
@ ,JE= B4ol F-qg +4ol E + flqa trgttri. qz}aE+.
@ ,JE= sH Hzlol zlt E¤ol olu Afl HBE Bals-e GtrEUr @ '+'* oJzJol 5a+ 49lE 6l^= ag
^ll^lEel
+4LI"F *+r Bitq. 4se_l zl8ol4. ?lrJE 4+l= rlqi4es ¤B.J + 914
^la
8BI} 6tt¤ 7
ttrJil otl¤

;r -utr! "JeA+r trgtzlEl. ,J^l-= .JE= E6ll g+g ++g +


^[s]
EEEtr O xll^lEq 'r+'= .JrJE Eq4 B9zl zl-gzloJ ll4r tr9ttr}.
zt+ Ezlql^l Hl*!: 4ol olt-14-r. Eq. @EZI O Lzl-= t+71+91= zlq1-e--tr FilE ollot oJ4

@ zll^lEE '+': .JrJE Eq t* 4Col H zle"4 "Jd6}r]l r B9ttrl.


+Aqq 91r1r E4. @ r.zl-= ++lE trt^Bg 86il E^J# +zl(fifr). ++(*aD
@ rll^lEg '+'= qlrJE olc4 bqol Llr+E z++ql 9all xl ollot'*+r tr9t4.
alzll
4ts=4r Eq. @ 1.z;= .JrJ.l .Jglzl"J 9ol otH zI¤4 eCq rls: #g
@ zll^lEg '4'= .JrJE s.B4 q?lzt olC4 C^l7I oiu q $.olz}"t +4r B9ItrI.
,ql:rgl el6il @t zlaa}94. dlCE+E Eol ,*
4123 "l+q4l+r E+. ^l-e ^JdE+G#:EilE
r 9i= aq(i*ffi)e+ +4(T+) rqr EIE-g olE7il 6l+tfrJH
yrtl4g +^16l-= s9 9"1t4.

/\g
'ro Etr EXII EE z-31* 3 rxtet BrlE SB ula
rEiiE--l (zI)9 zJe:.2I. 93 zlzlol4. rx}ts zI¤9 +
1@ 2@ 3@ 40
4.J E(iOz[ .r[e]zlz[ +Ee] Ae .J+lzlql qol ^J4H4l
5@ 60 7e 8@
Hgttr|. tl^l-= Eq +dql^l dei. ol#, xI4. Hl
90 10 e ^l-Bg -e-E
+9 EEe ^Jq4e aql Er+6Iq rfl Ef ilpol 9ol S,4
.a tr9}trr.
1 Ltxtel gB HIE GEBUI @ t.^Ie+ ^Jzl+ s+ +84 ^1ruJ-^lql^J {q+
=xtq
EIIIE{ ag +^r. 9¤ *zlol+. *al^= tlg ¤a6I= a E9 +eql^l "J+g ufffi 49 z3aa[fl4.
¤¤.9e,rl a^il(#t#)E ^tl^16}9trI. ttzl^= e.lE(tl.+4)ql Ellql @EZI e tlal-= qaTwt)4 +Eql^l Hq+ C,tl4 zl
d+g H?-l6Il- zlS :Ql-trE iE+ #g ^l+ {ol oldr{ol +E ++6lio[ rJr]i tr9]+.
?+a +t6}fl.+. @ tlzl-= x|.4lg +-a_61+ "JillE ag "i:41"J4 trl-g¤ Hl9l
GtrEZr @ tlzl+ a|"Jgg-f.)r+ d4(,t.4T)el +olg 5.6ll ^l Affi6lrll al-b dr]|E z]aa]f,4.
uloll $ullolzl ?+= ¤4 xl-S9 Cxl.J Aeffiiff)q ?zl"ll s @ L^Ie+ *xl+ E+ ++l(*H)E 'Jg zlaa|flzluJ, ECg
Bd+ sg ¤."t t *+r tr9t+. rl"Jg r+61 *ot^l +qE 4^471 9l* 4lE= q+el ag +^J6l^l= 9*9t+.
++61+ "J^llfl a$$ qqqfl= aolr, dxllE "l-Sg Hl+l @ Lzl+ oJ94-oe. ag
oJB E--s.6].zl ?*a iE6}rll ¤"Le

,41*ol ol-b 4.o14. zlaai94.


^l
@fl e Eot"JillQrt4\-#)el sg olt|4"J d e-E e
^l-t7}= ^JzI"l4. 4 Azls-.lel gB trteJ
@ trl+g Ht%+_o e ql(HE 'Jg d¤6ilo| o'JQL E EIIIE4 {l^l$g 4zlerl9 ffiolQ. 4zteuli'+B(fi
^lo}6l-=
(ffi) - E 4 (e e) -+E (x -+GE) -+(*) -
ujxlolQ.
^l"t7t= EE)
- q ((i) - )
"ll
*xl+ E$ zlpol 4gg at4 x}+g Azl= zlaal.fl4. @) - \
HZro -+H I (4t/&) . r! (Ht$'.
^1
@ (¤) -,+{ (q0
-+(¤ ) - ^J
@ tlal+ 6l+0l "JrJqrll s-'Jdg +q6l+ +t6l- d4l 4e+E +qzlt#ffilE g^J r+ag ¤zlH " e ¤E6I
?+9t+.
=4+r =
^l B+.
GtrEAl @ 47IEq= 'JrJE qI'J q+lg"J olqq $g q
2 rxlg gg HIE
,gxtet
flql 96il^JE E|]qB$ f$ol Hl+¤qr B?ttrI.
EIilE4 zJg oJzl., ¤¤ ux1ol4. tszli oJrJol +++ + fsEtr C dTleqql ElsE erJg +^d6l-= Ee4 .Crt
gzld. fezld,
^l"JzlC. ^lHlz.ldol+= ^It. =
del "l+ 4e eee g^lzi.J a*ql Er+6lE_E sgq q"J d+
^oJ
$ tlzlt- 4q*41 trittrI. ]Ezh= ¤zI4 zll+g +-u-6}zl ?* I cl4ot {}4.
olot EcSol ¤-49 *4xl glr. ar¤^et¤¤ tris7ll gqr @ 4Tlsqql ElsE +Bg d+4= S9 fl'Jolt, e Sol +
til-q-zl gldl^.t= +Bq^J B.qLl"t.JtrI.
H914. ^}6IEl= tI4=
CEEZr @ :.zF= oJEel eg "J+l4oJ 'Jol
^Iq
g+g @ B+4 CH, qfl4*ql^l H"l{zl +16il +E('F
^lzlEqE

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iH= ¤AB A¤zlsil4. g g + 9l+a tr?l+.


zlt_rol

@ 4zl-eul= -s= 49 B"J$.ol ^Jg6rr He+6l-tr__a @ "Jql 4sE B+ 6qe+ ++6J ++* q^Je Eq4 z$lzl
^ll^Jel
BH6t= dill= ?+:+r tr?ttrI. s+.
=zfl6}zl
@ HIB4 gg E+ dillel fl+ol zll"J9 q+E +i}"l+
^IEl
5 zet flB uta
E!=JE r tr9ttr|.
l=E4El (zl-)9 ,J3 t=, Sg HlBol4. ,Je= q+lel E @ HlB"ll 4eE ++qril rFg + 4+l= HlEq4 fl?lz|
'J4 zlzlE q9lE Arlq q?+ ++6ll^l: "J qr. 4+lE E
¤+ 91trI.

zlzl El Bzlg ulE a.Jzlql 4+ ++6llot 6}qr tr9i+.


d$e q9lel Eq4 zli,l$ q+19 44zl4lQl qE¤ 4Ie* 8 A=e} ul|ztehololg flB ul;a
=4ql
q+ s+6ilot qi+a tr9ttrL [-eq l z]! zlE, ¤e rlA4ol"lol4. ,JEql rI-eH 9
GEEUf @,JE= olC4
=^HzI"J
"JzJ
x14lol
^^e fB +ql^l Hl*g 49lz} rH4 q+l.JEll. olq+ B+1= olc
^/-
* Eq Bzlg q+e s"l-cBg ddollot ttqr trgltrl. -s +B'{} Eq B4g t-xe7l n}s: 4"121trI+ql zl¤zl"J
EEEtr c tes+ HlBol E+ +CE .IBg 'J e+ol+. 49lz}84. oHzJ4olq= 49lzl9 LIE4 EqC4 t^dg +
@ HIBe ** 4?lz| e'J+B + 9l E'J s+ql^l +illzl.J ^J+4 Eqig rq6}q +
^Isl4 ++^dq =4611^l ^l6lH_q-q.
+r .H.ittrI. 'Jti fl$lzlzi Et HeI{.fl$ flo| uJuf-L E9]tr].
@ rJtrql qeH ECdol4 ¤"J9 AAql^l HlEg q+l: E GtrEUl -r. tEoll qeH E'J B4g dt olCol 94 xltl
q4 zlilTl Sltrt. ql4l +r+"J zl¤4 B6olr. .JrJ"l+H }f+ qB tl+ql^l
@ flElg zl-tol+ El-.Jg q+g *zltlTlzl *+ q+lE Eq E 4lg flol ule-lo|6l==+ea4olr ¤rI4.J ct BB.l4.
4 49tz} B + il+a 89t4. .. zJtr:- ?alCol olq+ ^hlol ^"^.e +B6J E'J Hzlg
E+tr A.[ qf] ollot e]41trgttr].
$ oBqup.rq "JB 0161 c. uJlzlrlolq= +Fille+ r +FillE dEr+ E^l-= +^16l-8.
EIIIE4 ol+l+.: cE gg
(zI)E o}?l+^el +e-ol+. r. q^I4 ^lt4 ^rpl4 trJql^l ¤4xli sE +ill4 s+g
EB6l+ A^le| Ezl.J SflHol .JtE zt$zl C"Jq Higq rq6}q zlt9 Eq4 cillcg fBollot q}+r B?ttrt.
q ileq. trJe olcg F6lt
^I¤4 c6-J13
oJ^l6til olEo e @Etr a. zJEE +q6J ECg ,*+ aEJe_E &?]4s
Al ¤flBql d'qg + glqr +11619+. -e *e 49= E + ?lqr +4'6}zl *9ttri.
GtrEUI o o}flL}^ts tzJ"l zlH xi¤4 Colg rl¤ge
gH}= B+lE g + gl+il Hit4. r= "Jtg
,r{,1
9 4zls.rlet,J^lel gB HIE
o + zlzl -u.=, t4 _e-+, tl4
^}¤4 ^d6}
^Iqql
ql"J tl?-l E}elg ,ll^16}
EIIIE4 ,J3 4zleq. ge ujzlolQ. 4zler-lb lJ.+(=
fl+. 4). + 4lAq(fiEH)= r u}%rol .rlE rJ_aal ?+s-q. rleg
EEEZI o dsle?]E oJalql^l zll^l'* + 9t: atol4. s¤ Eolzl q1964ffi)_e ,tol-zl: ?ol4l 7l=aq. "8zl+
o HlEIel .Jtlql^l xll^lB + gl= at"l4. -EE oJrJol zlzla_ 9l o o + .\.^.+ .Jq= eg + 9l+
^l+g
O otfl+^: ?lAol xI¤4 Colg trI?+E ¤^llql^J= Sd.J r trgl+. "J^l+ ^.^.e .JqE Bg + $.4r tr= ^r*g aI
Bgol ol+qe + s+r E9t+. 6llil=,tlgrol ap q aq.
@ o}+l+^= "J,Jg Hr*zloJ 49zl olcql olFol ^lg
GEEZf 6l "Jzl+ CA4"J E^Jg ++6lloy o.Jqr +tl6l
=46rq
e + glqr -u*4. zl g+9ttrI.

EEEEtr o'q7IE.q= H+ rlcxll@5**)E 4lBr ga


7 Ut=Jzt "Jel gE HIE
E(AE$E dA6Iq gHI(iE*)ql olE + 9l+r tr9t+.
EIIIE4 Ae UB, ge gol+. uEle "J4 *?-l+
(zD9 @ 4zlsq= ¤7lE Hg gHls7il ol4e+ ql ssle-l r¤lql^J
elxler.l 4+ql= o3'zl zloluJ gl4r e HlE. gg rll+q .J {qq 4gq olE + 914-z -u.qt4.
4 ilolg"J olq4 e4 ilolE 9l+= 3g zJaa|fl4. ¤r "Jzl^b 54talr zl$zll ¤zl3 trF*t i$zlrj$ "J(,f-)E
IEtrEZr (D HlEle "J4 Bel .E-= il+ql: e4"J ilolTl +(ffi)e-ts u.?ttrI.
S.r "JzloJ ilol"J ?l4l B?i+. @ 'J^I= ?lrJE tsdol Eq4
Calz1"1 ,(l.$$ ++Els_Er^l
ffEEtr O Hl$rl "Je E+ rJqig;7ali a6JCe Eq _q_E Elqd}ril gqr -H.-r-. sqqfl Eq4 oFe¤ 9*r 4c
gg{ afl¤ 9
¤Erl6il¤

I ¤ol= ql 6JAlot qlqa +t}6tfi.+.


03 afrt +8sl 8al
10 UB uta
=xteltrtE
t-e4El ag *7'1 -g3 uxtol4. *zl* 4t,,rIqE ol^J A.s 7!EE4l
xll^16[*.+. EllE zIs]z] 'r_ezll EHI]EIT TO EE 37-38+
^Ipl-g ^tq= ^]ol4
qlzlzl trEqq +++ g9l6J + 9l: Eq *
"JrJqe ^Jgg 01 02@ 03@ 040
Eilloltrt. rul^* +rql^-l zj=ofb .Jr+ Ee+ gg'Jg zl¤g
@
05@ 060 070 08@
+?]"J qE(tE)7l + ^Ja = l1lolair. tr9l4.
^t+11
CEEEI e *^IE Etlql uloll ux1.$ "J*ol ,*= tr-44
.=Cg 'oJEr+ E'JE +eCg zla6lf AE(x)'= *I. 'oJ+l 01 #oil Etrd=Jlel4TlsLlE uB ula
ql^J Hq+ z}¤^ele qg q¤ ag *461.= CE(Y)'eI'zl t-EqEl zJg *xl. 9¤ 4zleulol4. +zl+ fltlg rdzl
g *zl.gld ol^J4"J 4^l7l d¤Eg zlaafL: aEz)'= k : "Jol+ ffi olgql +dg zlxlzlts_4E ffiol offizl $E.
trt. tr|+^l e"l CBol 94. + ¤^llql^J EH4 oe +d6}rll ¤.t t ++r zlealfl4. 4
TIEq= ¤^llE gtrz} ffi o1Ee1 d-g Adqlqa +eta}q.
¤^llql^l 4ql= Eq gHlql ol-e.E StrlE rfql^l HqB +
9l+r +t6l.fl+.
GEEAI @ 4z|sq= l-E +^i7l.J¤ql 9oll S4*4zI
e 'LI'4: EE6l^= dillT} olHg zllB
^F+al: dolo =zllE
b +qg-Fall +¤-E rFql^J Hqg Ag +t6i9c}.
EEEm e *^F='J('f:)g ilB fl= rl=Jol olq+ +E 9l
rlafe_tr_ BgttrI.
=-
@ +zl-= 4,rlle4,B^ll9 Eq4 sql +dg 4¤- zSaa|$4.
@ 47IEq: gTlE Hzlql ul4 "JEol EB4-q_e +4g +
$.44 H9ltrl.
O *z}e| 4zleulE E-+ +¤¤ Ed qE4 E'JC$ d¤611
of qFla +A-6lzl ?*9t+. +zl-= 484 EqCg ¤'B6lzl +l
611 ¤^ilqlCE +olg zlaa[fl-r.. 4z]grl:- gHiql ol=zl {

+ +^Je fg olgql " qtqa trgttrl.

02 EH:d EtrtE gB 0!6[


=eqt
t-E4-4-l zil^lEe ^JzI9 +d-ol+. arz}gl qeH $S zl
(flzt e.ql {olr +¤+ zlzt g9+l A o +. $4 +¤+
^}41
eE e4ilH rJe ¤eg 4"14.
GEEEI @ tlal+ gg 4gol ^l-ts ¤a¤ ++iE 4col4
zI¤4.J B{l"l4lts.9t4.
EEEtr e tlzl-= ¤^llel 6}ql Ir|4 ffi ol$$ s"J Lll^ll
7I adg+r +t}6l.zl ?J:*+.
@ +¤¤ +sl6}4+ #q d+6}zl "J Ag zlaalfl4.
tlzl-=
@ tl4+ zlaa}g4.
^lHldEg +E6Izl "J ag
@ tlz|= +¤¤ +q?lg 4ol o},l4 z|fl:-fl_l g¤4.J r+
¤o e tr91tr1.

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3 +q qzf oiltrl+E et
=zlEsl
gB HIE uiz| olulfl,o s + ABq¤ 4
E4. 91c[_L

EIIIE4 Ag qirl+s^. ge 54Eol4. qltl+e^= ?l EEEtr o ?e "J^l+E ^JBg glall


4oI9 ^JBg ol^J^l
glqr
zJol zlc9 +*g aE6J f szl qlEql +¤¤ +el+lB gs a+ Eq.
zI S,qr tr!t+. ++E+ +¤¤ +illq A-d 9lH ¤eol oll @ ge .J4l+el olalg $ldi 4oi9 olqg ade + 9lc}r
eq.
%r-qq olcllolel
^ll4lq Eqe + il= dol+l
trgttrl.
GtrEZr @ 5+E¤ "lC4 @ ge "JC+fl olsll+ 4o[9 olqol +Eg rll "JtP9 .19

.J^lg ^Ir= E6ll +¤¤ ¤gol $ill g 4-Collot ++r eq.


tr+q 6il"Jqq ++{} e} + 9l: Al7ltr- _H-9t_e_q, +¤-
g +EJ+e] 4^Jee ¤zlzl ?+"Jtr}. @ Ae "Jt+E ^JHol +lB6Iq "Jtl+g ^JBg +6171 +1611

.JC ¤!¤"Jol C%Iq¤ + 9l+n .H s e fl*


fffEZI e glul+-ez.= +¤¤ -I$-e-+ ^846}zl ?+"*+. ^1461-b "J+
t +¤q 4ql zl-Hg trT6llot qlq: oJtlg olq+.
"J

O qsl+tr^: "JrJol +eE *7+g ^Jd6Iq e +¤¤ ae


ts+ s,qr tr9t4.
¤) {gol ar¤ zldlE iy Al7l7l g + 9l4rz tr9ttr}. il6 gr=+,\toil Eq4 gE 4qt
EH'E1

=4Eg
O q4+-tr^ql qeE +¤+ .JrJg +C6IH flzlzl gq4 aHe ilzloJ Bszl gg zl_e9 ++g e{a}rl
=xllE4
zllp flzlE EotTl+ a_oE. +ille+ gg E+g iE E= 6ll als. zlu1z1 4zqzJg_e +Eqlrll gg zl-eE al+6IL 4ol s
illE 9"le}4. qBJ .JAE +^16l-= "Jol B + glqa Bq.
=gCg
GEEUI ¤) aHe ¤E ileq +*g sa6l+ +EE Fg
gg A)-tr^l gr flQ.z 84.
04 +qt EllEI 6totEil7.tE ol6lt =+6llo[
EEEEtr e aHe tszl "J itz}g saql q4 "Jq^F= d
{-E4E4l ,1"^} qBE ^l-^}z}: a}"lqlzlol4. 6tolrllzl: + qg+ 9l+rBq.
gol "JrJql4l 6I+E +¤ql7l+.c, + +illE^l ¤¤4zI slB
@ aHg.Jq^l-= E6ll .JrJE ¤scol +69 + glqr eq.
+ fl: 4.ol4l r;r, oJzJ zltlol ++ql olE= ^i @ AHe 9zl $ itzloJ +E9 saql q4 eB ilg= ++
gg zl,rlslse,r{ +E ¤=4e ¤.}a + fl= atg =z]l+=
LIg +
6h= a(A+4 "Jqrl)ol EE ¤t B.Jol B + 9l4r Eq.
lizll ¤4r trgltr|.
@ eHe ¤E ilETl. "Jzl .J +zle+ eg al^J Ezl-L"t} *txl
GtrEZt qsE trJe ++E ,kCg ?t^l
@ 6loltrll4ql ql4 rEel g1to1r{_L Btr}.
g trll +ill4 o e xl-d9 s¤ olE"l a + glrll ¤trI.
ff,flEtr O alolr{4= +¤¤ slElg 4ol o}i-14 ¤+4lz}
7|i-B o e. e*4. ^
.J q= 6I+9 07 ttqtrtel*E ntqt
^.e Eo|=elzl ?*9ts zll^l¤ zlE= ?I*^IE +¤ql 4el
=4 ¤B"l+. "Jq
¤l 6lolEll4q qsE .Jtg oldol S= #r+ 94 zltl"l 4
EIiIE4
q+ql q4 zlg4 oJ+^I. Hlzlg4 oJq^}tr
g ++ql S: d9 zI4B + 91tr].. ^t: i+zl.el 5'9
@ 6}olqla:
=44= gu]e-e. olzE olq4r trgttr|. +EB + 9l+. sel +s"11 ol a 41 6l-= "JHql Ei4 4+4
.J
^J+.1 q^Ie+ i+4 oJg^Is ++g + 9l+. (zl-)E xlgzlolq 4*
=¤¤
r= +¤.9 ^I4g Eoll 9,1 9i: #g &lA + il= 4lzlE
4 .J+^I. (+)= Hl^lg4olq 4+4 .J+^l-. (+): xlB4ol
"tflg + ?l+r -H-9t+. q i+4 "J+^I. (4)= Hlzlg4olq i+4 .J+^loltrI.
¤) 6-lolrllai ffio1 #9 9ol 9l-r. z1i1 glrll ¤..Ia + glal
alf.elnlz[ ll4r trgt+. GEEZr 9ol 4?oJ 9alol fl= ++alqlril qg-g F"J6iq
++q ols4l 6h= ag (+)"J ulz|$!ol{ 4+4 q}+^tol
+. Bol 'll$+ ¤}zI9 saql q+ ¤H zlEE +t6r4+ +
5 el= gu rt|-d gB HtE E.6Iq szl¤ ++ql ols4l 6l+ ae (q).J zlplol{ }{
=trolt
.Jd+E
EIIIE4 ,Je .J+ gd +¤g 4 .Jq^Iol4. Col EIBqI itzl.9 9^l¤ .J + S= a+ql i+
^JBg +6171 +lqi
r +4ol 4ot9 ^JEg uqlgteqr gEql 49lzl. olq o e Ell zlz| zlsz-'elg ++ql ol= tr+ 6F= ag (?+)"J Hl1}g4olq
olz[ $ziu]6]rtl sl^JqtrJ+E CBq¤ + 914= oJ^]o14. I 4'+4 "J+^Ioltrl.
g "Jtl+E "lslr+ 4o[9 o]"lol +s=¤ a+ gd+9 olqlg EEEEZI zJg zls4"lq 4+4 oJ+^t (zl-)E E+4 ils
+16ll .J* .JC +eg al*ollo} +tr}= oJ^Jol4. E rleql^j Qtzlz} +sql ole4l 5J af-e xll,r.lop. ?t+. +
GEEZI @ *e.J+ "J4l +¤g F6il "Jtl+E ^JBg + zlzl tla l+eql^l ++ql ole4l qE .J$^IE H+ql 6flr}6}
B + 9tg rll. ol= fl4 EllolE ^JBg sl^J^lTletr EEflB zl ?+:tr}.

E-Jrt.6lI¤ 11
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8 rt,rtott rHEl Eel4 BE qqt GEEUI +?+f{ ffi ol$ ¤gol ++ql ^I+E E4
@

EIIIE4 Ad4, a4l4 +Elrl $zl zlff$ rel


zJe zl-49 +¤ r1?-l= "J^l.J + 9i4a tr9171 qlEq +gg +q+l6}rl
dl q^F= +TE zlfroE i{*oll"} oJtr}: 9^}o.l4. gg !^l. + ¤Elg Bszl $,+a +1l6}fl4.
E ++9 zl?eE fls" 6IH ^JBE adlE olqe + 9l EEEfl c =+E+ f$ o1E Sgol +ills+Ei 6il'Jqq
=gC
o E e !^l-= ++9 zlie-e 6l+6ll^l= qI gq: oJAt"l4. 4ltiel .J^lg B + glqr trlttrI.
^I+. = +g
.=4Ee f;-$ o1gq1 oJAq ggol lig6l-= 1,ol ot'14 $
GEEZr ¤) ge atzl olalg glq} q^l al+ol cBg @
=g illql^l EelElq +S dt-19 ,tllfll(olrllo|)s EqA f il42
cg a46l+ HlEq4"J 4?lzl g a 9lr|_z P4.
H?t+.
@Etr e ,Je q^]-= ++q z\zo e elg"dlot iltr}: E @ E+Eg 4*ge +ill= d-¤6}q ztzlol,tlelzlzlu.| $E
tle-g, q^I^Iql rll+ ¤E ilEE Eg!-6I+r. eq. g EE6ISE alg d4E .J^lei + 9l+a trgttrr.
o ae q^Iz}g zlzl zl+eE += ^J¤g +g + 9l+r E+. zlalE:
@ +¤.ol 4zl¤ ull +zlE +q+.161-= ^rBlg
@ .$g !l^l-= +e-_ e_-E {A6IE ^JHg a6ilg + fl =4Ee
=g¤ol zl *,t1,<}gr9_tr -E-!ttr}.
+r E+.
@ Ae q^F= +g9 zlfree 6l+6lE 7l+E Czll4 +Bg
4"J9 ^JBg +6J + ?lose. ^].sl4 ul*ol z;toJ4 3 +oil r]l-d olltrl7e,\el6lolrllze-l fl6t ula
I E 4o14.
=.ol1 EITIE{ Ag qlul+e^. gg 6LolEll4oltrl. q{+
(zD9
+^='4*.3 +qq4l ot+aE olqr+.'4= zllElls
qE qoJ
^I¤g
"J4l ++ql rIqI +"1+ol+ EEql zJ"Jol 4lzl¤4
a;X-a|flq. ololElla= .JrJe xldol +¤¤ ffi zli f4l
/\S
TO ¤t Exll I EE 39^'42+ ?+=
^Idg
zl^lQ}e--eAl zltE
#9 AlolzlTl 9let a*g qlg =z}lE
f}u, ¤¤4le^l
+ ilqr +1}61fl4.
1e 2@ 3@ 4e GEEAI r. glults^3 xl{le* ^}*ql4l= f$ol olal
5@ 5e 7@ 8@ qI E-e-es.
^849x1 ?*eq +¤¤ aeg f S.o
o-+ +Pj+l
g slulg 4tol olQ4r Blt+.
e. alolr-llzl= ++q EiloJ z}4g E6ll Sg 9ol gil TIil 9l
1 #ol EH-dsrtet Brtel get H|a
EIIIE4 zJ$ *zl, 93 tziol4. *zl-b +¤¤ zl¤4 4
++9lqr+eIdIHtrI.
,ll

C o-=. H;r olg- 4E6l+ 1¤


.Je qa+. *zl* # EEEEtr -r. 9l:4+-e:-= +*¤ gsE EEol o[{ flx}z}
"t%lel g-q4 +ille+ ¤gol 6ilillEl= 4 o + -H-?14.
g 4gg gqilH ,!e ¤agq fl= zl.¤4Blg rl
^I4l¤el u. glul*E^ts ++ql q¤I +¤ l}g 86il +gq EI"J +eJ
c o_e. H n, +¤¤ ollEg 4._oe. ¤zlzl ?**+.
GEEUI -. *xl*=El6}zl+ +¤¤ {lEo|e 49 "tgl'{} 'Je qa *ol* Egql qlql a"Jol
^ll|¤4r +t+6}f;.+.
zlt}, ^J.zl-i +¤¤ +El6}rl+ "llEg 4 o.E {zlzl S"*+.
zlszloll g¤4.J zl-gE r+c 4 +oil EtlE}4TlELlE g8trtet
^Jzlts E_+ +¤¤
L. +z}e+
o e u-914. fgqE] 4l^lEe 4z}eul9 ffiolQ. 4zieulL +¤¤
@Etr =. *{* ++ql q6I +,Jg zlzlzlilQ Adq eirlE r+Ae.s B9t+. 4zlguli ¤419 EH)ol ffi o19
sql +¤6ilo| aJrlr trgttrI. tzl-= E'J4 sE s^dg ++6i I Sg 2Cqlqa +tl6rq, ¤^llql^j zl:dl= eq gHlql ols
zl ?J9ttrI. ts Ssls+q HqU4l tr9lq.
e. zlzl+ f-ff- o19E s.J q^ilE +4r +116rzl CtrEUf -r. {z}e.ul= gH}E ?zl9l s*a}zl *6lE +¤-
g+.^t4.
=Hl4oF ol+qlE SslE r+Cq^l r.Eg 4:+r ts-?t4.
u. !zlE_r-l| ffiol _H_¤4"J ¤tol4. Sr+ +¤¤ g?ltttll
+ 441* )ql E61l rJ4*4r EII+.
2 +0il q-d
=alEE
"JB tr]et fflEZl r. !zlE-tl= ^JeB^F= E+ IFo-+ -tr9lzl trll
t-EirE^j-l 4l^lEg ffiolQ. g4Eg +ill7]. ¤g Eql +slE r+aql^J +^l Etlq4E r.gol agEl^l s:4a
=e}EelB7l qlEql tr9t4. 47IEq= gHIg dzl"ll oleelot rFol ig,t}4r
E i+6J
^l-+Etl}6ll{}+a
+¤¤ Foil ¤Sol *
illql^l x.qB ql eL¤ 4lelq 4.J.Jrlol zl$,alQlt u.lt4. +116194.

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e. aJzlEq= "JEol .J¤Glfift)ql trie} BCqq +84.J d ¤+.


ill= s+r tr914.
8 U,rUt E11:d EqE gE trlet
5 E= gc EH-d Eat4 gE Etef EIIIE4 eHe H^I SAg *.r :E¤ ¤44qe +B6I
=troil
EIIIE4 zB9 zJSzl^E A'J"JfI= "J+
.Jtl +¤ zl ol4 ? oe tzl olal$ floJ q^I AA¤- +^l tl{ aeloll
=4-+-
g 6l+61-= ae d4l A%[r]+19 aaql Sxl gee.E C'],J u_otot q}+r +tEl+.
+lE .J+ .J^l 6eg 6l+611^J:.J g4r Eq. GEEUI @ afle Ll^I *Aol e+48 q^l-= fi$e) z)fr
=4tr
GtrEZf O ,J¤zl+ zflolo1 *= C'&rJ+lE flr-l= J4e sE alol ¤^ltl trzl olalg ¤ql 4?lzl E + 9l4r eq.
t+ 'J,tl +¤g g + 914: +^&ll Hlrllo}r 914. EHEZI e AHe H^l +CE AqCe A!+e +Eg +
EEEEtr e zlg4_b cB,J+lE ad.il +qt?'}zl ?*g rI zl s+H !l^l ^JEilqlrl9 tzl ol^lg +^l qlu rq6ll _eolo} oJ
t9 ^JEg zlzlzl916il +.Jg +ol= Bglz} q+e + sqr +r +tI*4.
E+. @ ,JHg Ll^|= ql+6|{ gg zle$ +Bg {ol o}ule} rl,r}
¤) ,J¤zl+ $C*zI +e +ql 4oiz} g.l$g S4a p ;r f *49 AqCg A4e +EBf S,os-tr. Ll^l-=+e--e=e. oJ
.,-tr .Jt+g e6F= 49 4^l EIH rq6ll _H-olot oJ+r ++qI+.
9lo 40hE ^JBql ++El= 541-e ts4.
@ z}¤zlE 4olz} +I.6IE-_E 4ol-E 6llil: lol pBaJg d @ aHe ¤B ilEE +cql^l g^J-J +¤¤ 54 q^l *ag
zfle EH¤ dz]laJ4. c'Jcg E+g + 9l+r Eq.
6r z}¤xloll trIsE C%IrJfl= rlr"lzlz} *4^I9 ^JE +lqiql ¤) ,JHe q^I SC + ¤E ilEg r+Aq^J Cql^l7l g^J6IE
4oil ^^e. %Lq6}al e q CBE+. !l^l SCol *9ttrI: ag 6Hg + glqr eq.

6 ""t=+,rtoll
EllEI EalE gtr trtE
EIIIE4 ,J3 -r"59 6oli 4g 7t3s}q q]+^l-= 6l+6il
oF oJ4:. .Jatol4. ¤e.Jq^F= -d+6IH
"JrJ ^JBe_l
ol e6ilE f gls Ir e tq^h= -"186ll^l: g+= oJttol4.=g^d
"J
CEBUr e Ae qE¤ ?q6lf aBq rE¤ zlcr.lzl=
Ag +^16}r. 9,lo t:-tr +lzlqlril r5'3 zl+^171.= lol o1"J
ol g+9iqrg4.
fflEtr O ,Jg ffil.1.3 -d+61-= "Jtlolo e i+zlzl E¤
il-B=
^l+6}q ++ql ol= Blot t+r +C-6Izl ?+=trI.
@ gg "Jq^F= 6l+6l-zl ?*:. oJ^JolE_e a^llzl +Elg rq
6Iq .Jq^Iql +e-l61lo} 6J+a +tl6}zl ?+:4.
@ ge .JqI^l-= 6l+6}zl tli 9zlolr: e 4*¤ F6ll r5¤
xll4g ag +Ai6I^l ?+:4.
O ge ¤g ilEE +t6la .J+^l-= q+6IE .JrJ ^JBE
gCq 4el9^lol rlrlg 4ol4z ts4. =

7 eF+,rtel+E trte+
EIIIE4 (zDE zlgzl"l4 t+4 oJ+^l"J 6l+61-= "Jetol
r, (+)= HlzlB4olq 4+4 "J+^l-= ?i¤-61+ oJ^Jol4.
GtrEZl @ (zDel oJtlql Hl6fl (q)q Etle'9{ Ezl^L"oJ
¤]zlz| zl{ z}zl eAflql q* z}aol* CE(x)'e},q
=+g
z}¤lalg ++ql ols= 49 z}aafb C
^J Ezl-L" * *zlzl
E(9': *1, 'Eld Ezlg" d *lzlz| +*ql ol_e_E$ g_e{g
4+4"J 7H"Jg 6l+61-= flE(Z)'Y +4. tr|+^l eol AElol

EB+ 6t1¤ 13
¤trJrt 6flE

e FE B4l rIHIE 86il .JrJ zflal 4419 Ezlldg


^l46}q
04 tB $rllE 6l+.ll^-l:.J gtrli.
&al q_lzJ zHill oJ^Jol4.

GEEZI ¤) Ae "JzJ zHxll BxllE E"J ++ql4


zlqE 4
,ll 6l+ rJ$ 49e ,J+{}tr}. H}E ge olzJ z}lrll $zll
A.g =4F+
q=
TO 7!E EIII T EEaT-affi E 4+ltr rJ+.Jtr}.
=&rl
@Etr C Ae oJzJ z1lzll +xllE E6lt E"J iizl +d4
01 0 020 03e 040 _oe. sfl il= zlHE 714 + gl_e-E_tr oJt zHill +xllts rl-sl
050 050 07@ 080
4 ++^dg +rl^lrJqr E dol4.
@ *e qlrJ zH4l BzllE 4"Jqlzl 6ilslg +4 ?+: .3+1tr E+.
@ ge .JzJ z1tl +41tr +^J'J Bxll
EtrdgBHtE .JzJ* 4+ 4*g *Al
01
-=xtol gxllzt g 4o1zP. ts4.
t-E{=li-l Ae d$ f,$E ^JBq rI+ fl48
: aolq qlrJq4E =+6}
*9al.4z EtrI. ge E¤ +xll= +l6ll^J @ Ae oJt 4lill Bxllz]. ul+ dF4"J zl^4 SAle+ 4E 9ol
olzl"J El.Jqrll 6llatg +^l ?*:+1.84.
+g'e 559 q^Jol trIs= ¤¤ dBol gs_6IE_E # +
=
zllzl-E¤oll4l +q6}al ?*47 e4.
GEEUI @ .$g f,-$E flelE'JCq-= oJC-olEe 5gg 04 *txt EEq ElEtEqq 8E qet
s.H4 lal9 q11r-es
E dol4. t-eqE] aHe +d^l- Ae7l S+6[ril ^]-8¤ f llzlt].
EEEEtr e ae H bBol+ 9EI4'J 8s
g" ctr. ol+ +dzl ctrq *¤E zH.J9 fl4zl- a6ilg i 9l " p + +dal
g + 9ltrIu 84. AHel !-c.E zlaol3 oJ^J"14.

@ ?J+ E¤E ^JBql 'll+ fl4=i


=+zl7l
96J # tzllzl GEEil c AHe #dz} Ailzl As. oJoJ. HE 7t"J 5ql
oJrJql4lE +"16I+r Eq. ,.lB4 Q zt+g; 91r|-z E4.
^l ^+
@ g-g t¤ +^17I +"*e f,{ deq a!+-e S3 4{4r @Etr e aBe #dz} 4ilzl *z]lqB qr+e + glqr
84. EtrT.
@ +g E¤ +^llel r+eql^J ¤¤E rEol +]!i'la-EE fl @ aee +dzt Atr-tl tlzl S"J4 +fl6il f+6|{l g¤¤ +
4zI ?dt9u + f,{ $xllz} #ql4l +al6}^l ?*4r E+. glqr Eq.
@ AHe +da} 4l-91 qt s4olilt^lflg ¤zlal -H-drrllop
02 s..J4 rt+{oil EI|EI Bat4 gE qet
uttotE +trtr 84.
t-E{E.l-l zll^l+el 'r+'= u}l"}9 s'J4 zl+lE "JC6l^= oJ @ efle *dz} a_E- +dE ^l+BtrI *dzt {t_.il 4aJ Bz-l
u]q= dx-lls 6J tsHo] s+= 6l+6ll^l g?+"lr{^lflg z}ats}-z
+_e-tr. u]lo[9 'J 9.14.
=71^lls
:.J ¤+n 94. HlEql 'qE ^IHl'g +dL d H}]oI= ^llE"J
.$ zflxllz| olq4r E{ u11o1g Eq4 zl+lE +a*q. 05 +Axt ilEott EttEI gB HIE
GEEUI ¤)'Ll'= Hllol¤ ¤+¤ 9* s.721 olg rEqEj--l 'J3 frdzt ilE + i{,r]lE z1-e"Jg -de" 6}a, 4
=.71^lls
E'J4 alg= zlH 34e 84. +4 +^Jqletr EeB + 9l= {41 ^lls +dx} ilE= 61+6ll
g4Etr C'+'= Hllol-= E.H4 zl+lE zlH 6I+9 +Bg qI gqr e4. ge dql +
^J^l 4lE *dz[
2,1-ets
^J= =^J
zll4lE "JC6rr 9lq. d e+lg :.1-eE + flq +a e++etr .J+ .J41 +Ag
"J+
d ul]oli ^llEol^ltrJ +^J¤ ufloli zflzll %rzloJ i 9,lo e et*oltot ++r. Bq.
@'qB zl^J o
^IB'g
9 zl?lE **+a B+. GEEUI @ ge +d a¤+"1 gB6lzl d.J ^J^1 ,tlls sE
@'+'= ^JHel ¤+^Jg +A-4r. 9lo I]-tr +A++El 4"Izl ul]ol *4191^J
^lB6l+ 4^l ^llE
+dzt zl_eE al+oll"F tl4
zl gB *4171+Eqzl ?t=Qr Eq. ;r -H-r]
L t.

@.+: 4.44 .Jt.J ullolz[ s"E4 zl9]E ^lUqr Bq.


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6l+6il^l= o3 grll84.
03 Ez EttEI gB +c+ Fql ^lq6F= ^J^l ^lls +dzl ilE
Tliit+x.lou HtE @ *+ rJal ,rllg.
r-E4-E-i-l ae Eg ++E r5¤ 6lla6}_r. ^8^lE zt+E d E E+6ll^J=.J ¤4r. e+.
¤g + glE+ oJt zllxll $xllE -"l$ollot oJtrI: "J^Jol4. I @ gg ^J^l ^lls +dz} ilFe ql* .J{l +¤g qlo}o}
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q glrJE 6J+r Hgt+.


^JHg =6El + 9l4iz E+. E
o gg +^llr{lel ,rtd E9z} fl= ,.Jrl ,rllg frdz} ilEE E @
=+6lioF
,Jtr= olcelrq+tr Eq4 ^l+l= ala4H+. 4ae +*
gdlot o'J+l- ts+. q+e+ tss,ol sq +iil7l g + 9l= oJ ¤
^dE "ltg ef+.
Eg Lll4l4 7|ilE xlulo e E'Jzl zlglE zlu4r tr9t4.
dJ5 olelaEEJqlgl EI.Jel gg HIE
EH-d
-ql z]g ole];..egfll4, 93 Hl$ol4.
EIIIE4
"l4l-E.B4l
5¤-g .JrJE +49 olFzl gi6J ++e_e trgttrI. HIEIg
^= r¤¤ Lzzlae E'J4 o e l4ollot,tl+r B?t+.
ffi"l .AS
TO ET E{I EE 49^-s2+
GEEZI @ o}4^egell/-ql Hl6lt {E}g'"Jaq f+e_e
f,-ffi u|ffi 19 z;aal* AE(x)'e+'olCg zl=o e Eq 10 2@ 3@ 4@

4 zlgl9 +gg zlaofE: cE(D': *eq. 'Eq4 r'elel 4 5@ 5e 7@ 8@

^J d{q^l A4 +qg
zj=afL: CE(Z)'= k4. ul4,rl @ol
4Bol ¤4.
- gE Ept
q1-dEal4
1
-EJilofl
I-EqEEI aHe ¤¤ sxllzl .JrJql4l olqlol g +E ilzl"J
07 ErEtdqE gBElef +9 4"JCg +ll+6lq CE.ll4lq +C4t ¤olg + 9l+r
-ol = q+ql^l
eq. q{^J {-$ +41= olqBq ailqlol r7l q$ql
cqq f^Jol4. cq= rl]r e+ bqol
l=E4-4_l ^ll^lEg
Eq4 rslE rI^J q+E Aa6F= +"Jtl AAl?+a u ;r, -,rE : "J ¤+: "Jtol4.
¤ *¤g E'J4 o e _r.Ej6llot'*trIa +116194.
y7lE'_ GEEAI e efle 5¤ 4zllz} olqle4 +dol+ oilelol
=
EEEZI -. dqS 5¤-g olcg bqol s+.= olfE u]l 7l qlEql, *?-lE ?l?]q q+ q+qq^1:.J gqr 94.
eJolzl ?*= 4E: *zl E6].+r. +t}blfltrI.
=
EEEEZI c eHe 4eg +d eeg ^lH ^JE+E e¤ol
tr. ^Jq= f,-$ ¤eg F6ll^l "*3 rl*ol+ f,{qril lEo4 ^JE.il4lq +C4.J
g6&3 trlaqr eq.
+¤¤ olzlop e$g qrJ6rrl+ z.lfl6l+ rl$g SdB zl ¤) aHg 5¤ 4zllz} .JrJr| E¤q ol"Jg +tl6l.7l_H_+ +¤
olz| $xllap "JC+ z{g ffirj4g 5g. dflol ABsl¤ I z}4ul6 aol+n Bq +E q"J^dg +ll+6Jqr E+.
+ 9lqr tr9t+. @ AHg +dzi
=41_e__e "JrJqlrll
f+* 5C *dzl-$ zlH
e. ^Jq= ¤¤ol Eq4 qgl +ill7} olqq4E qr e+ b THillE 6d9.E ¤¤ 4zllzr d^lqq +E +"J^Jol +ll+gq
4ol ll4H E'J4 o e lalollot't}+r +tL6I*trI. ;r _H_r-l.
t.

EEEEtr .. dgE t¤ qr4z} "JrJ +EIE "lqe f ilzl @AHe E¤ 4zllz} ^8EH4lql +44 g6}.9 ulilr r-a "Jt
qlEql #qlrll AAqloF qFI: Ae + ilg+E4 9^Jol4 +dg slg rJol s.zl ulEgl q+qq^J: ?I gq-r B+.
a tr9t+.
2 uttote.Jiloil E;1Ett gg HIE
08 qrd
ilEq daq gB
HtE
t-fi-EAi-l Ae +41 uflolz| oJt zflifle ggg + ?l: +al|
-ol
t-EqE4i-l ,J3 zJs, gg qlzJol4. zJe= E¤-g zld4?l d¤ zltl fzllolu e Eq4 ^l+lE zlH+r e+. 44^l E'J
e-l+E q^Je-s rJ+61^l ?.Blzl"J.
s{-g 1lqlo}ril Q-fi a 4 zl?15 zl{ txll EHol¤ olso¤I ¤+= 6l+El^i= "J g4r
e {+tg 4e + 9l+a tr?t+. eilae -E.= #E +^\71E E+. ge ezll uflolz} r++ +dill= xlqzl 9*zl ullEql ^d
'J4se ¤+*g A?lE zlH+a +el6lq, ql g oltlE E+ zlg+ BxI9 B4^llz} qldl^J
^]|eS +dill$ ^lU ?lA
Hflole+

ffig #E +illErJ 4rll4 7V.l= zlr-lo e Eq4 fl4z1 9l +s4a e+. a+, $zll u|lo|= E'J4 zl+l= zlqzl *6}71
4r. tr9ttr}. qEql gxll ufloffi. ol+ql ¤+¤ el*ullot t!+r gq.
GEEZr ¤) Eilae *9 +4r7l gzl ?16ll^l:qlr,Jf b GEEUI 6l Ag Eq4 ^lg= zlulue gxll
-H-41 E1]otz1
qol ge6}4r trgttrl. Hl]oJ¤ ol+e ¤7l4l.tr ¤+= 6l+6ll^J:
"J ¤+= "Jxlol4.
ggEtr C zJe= HlolC4oJ .f,.s$ +zl +B_e__a E-9tq. HiEq gg +zll ullolz| Eq4 xl+lE zlrlzl g:e-E_e +41 H}]

@ ,JE= ?lrJ +C+E Et}e_ts old4 E'J4 relE ol¤ ol*d ¤+= 6l+6iloF qlqs "Jzlol4.
=a|]E =71^-lls
ge gxll ulloiel +dale+ zfl,rllE 7l+^IE +d
4tre-e B?ttr}. EEEEZI e
@ qlae fltq olqr+ *fl sol sE +iil?l 5¤¤ Eq4s illzl E oJ6'l+r Bq.

E-Jrl.6lt¤ 15
¤trJrt 6il¤

@ rJ+ $zll u1loffi zl¤Lql +^J^l7lE Bzll {zJol El]qg + 5 +txl altoil qt-d gB HIE
glqa E+. EIiIE4 ,Jg +dz]. szlo + zlAg ,Js+61-= ag 6l+6il
@ gg -e_zll ullolz| rg,rJ ol $.
o Ir e E'J 4 zl +lE q E
^l ^l oi q}c}: "JtlolI. ¤3 #dz} a4r"_e zleg rls[6]-b Ag
t4a Eq. 6l+6li^l= "J g+= "Jt'-.Itrl".
@ Ae grll uNo1g. ol++ ¤+E E'J4 zl9lE zlU GtrEUl @ Ag z}loJ9 zlAg slt}6l-= *dzl azlol e'J
=.71^lle
Hllol-= ¤+ +{g 96il +EsI6l| fl+14r e4. q¤ + el+r e4.
EEEEtr e Ag ¤&-qs olqzl= r+Aql^l ulloloJ trli +d
xlr a{eE z}eg rJs}61+ ag q+6l]o} oJ4l ts4.

3 Erf zflil Exiloil qEl


flB ula @ Sg +dzr 4zlo e 4qt rI*"1 q'J +dzl-a
^l-^lqril
t-E4El (zD9 Ae .JA zlli,ll $xllzf E.J ++ql4] z]LlE ALq 45]] Hlt6J + gltrIil H +,
rr g.JE EEzt S,E zH"J9
*4 q= ql"Jg olQ4r
^llt4q +d4 eBggg .JrJ+ 9l: E +
TlqE bqg "J^J6I= 49lzi C'JsiEl= 13 ts4.
+6171 q+ql al+golo} 6.J+r E+. ,Hill +^ll7} @ ¤e uHo}g #Cxl-= 34i61-= 4,ol #dz} azl_e=E qq*
+d4.J +sE zI¤ xlH9 AelE Adl6}-r., ,l+ +4lE s* $-,tll4z} E"Jg E eg + 9lb a-9-E e4.
g a?ll6l7l qEql 6l+Elq^l= oj gQ-r. E4. @ rJg qlqgflg ol!-oa}¤ eBg ilE6I= ar+ ealg +d
GEEUI -. ,J9 oJt zH^ll BxllE tra+ql 4Ltzl ?*
^J^l 4¤ eBg ilEdITl +16ll ^l-*61+ a ^lolql= ilolT| s.qa
E4l84. ge "Jt 4ill 4xll5 +zl4ot +tr}= oJ^Jol4. flurL .
E. Ag "JzJ
zHill +41= oJ+ ere+ eg ^IEl4 E4l5 4A
6l-= Ell f+6[r]l ol+B f flzl qtEq al+ollot q]44 eq-.
6 q-d Elzet gBtrtE
gg .JrJ zllill $xllz| +94?l +4= +q^l? 1ol4 -q
^lslE EI{E{ 4l^lEE '+'= ellaol+. ellae oj g ollt$ tr-ft
-rr. ts 71 trI+ql ol= E+611^l= ?] g4-r. eq.
.. ,J3 "JzJ zHll BrllE E6ll Eg Yzi ^lis+
¤¤e zldE sg g+l6J + 91ts sE +ill7} g + 9lo I]_tr
EEEEZI Y
zl4*cfl.J zlHE zl4i 9,lq-a g+. tA^lH 4xH4 7l^l= al{qa +aralfl4. 4l^l$el 'qE ^I
qltg +d^l-= fl:5'e qlrJqlol Eq4 ^l9l= zlB + glqa Bq, s$g E
=. 93 ql,J zHrll +xlle 4qt 4zll 4lr"6J
.t.Fol 54e_e 84. 94 zlgE zlH + g4a E4.
^I*el GEEUI e eilag #9 .7illzl g + ?l= HlolC4 ¤z11'J
EEol Eq4 zlglE alB + glqr u_qt4.

4 *txt ileotl Eal4 8E trleJ


EH-el
EEfl @ Ellae s-'J4 zl+l= zlt-lzl 9l6ll^J= ^l+ +q
(olC)"I gs_o}trIr. +t6|^l S9t+.
Ex{E4 ag ill^lls sdzl zlEe| iSal ,rllg +dz} z1_eE
s+ E+61-= "Jzloll. ¤¤- i.|l^.lls +dz} zl-eq} -"1+61+ oJ x1|{ z}zlg *4-9-E. 4*olio},t}qa +*6}*.+.
arol4. trt+^J ^J^l ^llE +d^]. ileE 6ls" ¤ l.Jzl 4PzI @ qlae =+6|-=
FE dEol *Elel flE-lql $luflslol,{z} o}rl4 E
EEg 4d Cdol g + 9l+. 9 4xH4 7l^l= ++6}xl ?+4. +xl .JrJE +ztg +l+ ++e
CEEUI 6l ,Je +C, ¤+ +CE E1gg oJ ¤Eoloe e tr E¤¤ oJeo 6lf. 4"121trllEql frzlollop ++a +t}6}qq.
EE qC Cdol B + 9ttrI. O elAg ^JBol 9i= Eol zl-tE sl"Jq +
EEEZI e A. g E+ *C9 rilBg B ¤Eol4. ',J* ull =xll"J,(l{E ^lE
g5;7alt *E +ill+r +4-6lzl **trI.
oI9 s94 xl9l5 +46rr. g-s- tslio}.z} Eq4 zlglE zlH4
;r -H-rI
-- L t.
rJegl dolel gB HIE
@$. g E+ EIB$ B 4Eol4. A, g E+
*aE 7 EH-d
^J^l 4ls -ott
+d^l z1_e9 ¤+ 4Aql,rl ullolz| Elzl¤ + 9l+r e4. EIIIE4 ,J3 zJe, ¤* C"lol4. te= 5¤ql El].J +?-l
@ a, g E+ +aq .tiBg ts ¤Eol4. a. g E-+ ill^lle + g g+: "JrJC d¤g fl.J tdzl?l Eqzl
g+ql Er+6rtr1
zJl x1o s + 5-E-
{xl-zlE$ -d*ollot t}q-r. B+. _r. tr?l+.
^Jq= 5¤ol rla a+ bqg
@ a, g s+ +c9 rllBg E ¤8"14. *. g -51+ +dB 9 ol99 ¤E6}{l r4ollo} qlqr +t6}fl4.
es ql6t _zE¤ rei6lq ill^lls +d^l z1_a9 ctr}dol 9!. GtrEZf O ,JE= oJtol zltql rll"J E+giq} otui4 5g
9rl-;r
u t-_ -trrL
L t.
r+ +Aql rJd4 9+E {=qr -H-9ttrI.

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EEEEZI e tE= Hg Ell6l+ 4sz}'JrJE EqCql ¤


aJ¤ ul{r}_r. Hgl4.
^FJrt
t &at
@ cq= H9 rE +.JrJg E"J+ 15¤ Eoo614l a+dl
oF qlQa +tl6lfl+.

@ Cq: E'J +Fillg H9lql 4a rJ+ bqol 9l= 5g4^l .r\9 7!E
TO E{l EE 7ru$8{
rE+IB ag +t6rfl4.
@ ,Jtr= t¤E E'J4 zl+lE oJC6[^l ?]p^t4. Cq= r]la 01 @ 02 o 030 040
A+ bqol 9l= f,.!i4 B?-l !$e Eqzl zlgl$ zlulzl ?*i 05e 06 o 07o 08@
+a trrttrl.
1 .rp;ott rH-d E=el gg ol6tl
8 rll-d qlTI=E, ellA, u!'JE gB ula
-oil E4IE{ 4^lEe s+q +ti.l4. eBql lrlgH rlcql ^I
EIIIE{ Ag qlTl-s-tr, ge ellA. He HlElol+.
(zD9 Ell
%Ig Celql 4+4.J +Cg zlzln ,("r
zlE_e.E t¤ol ,zl+t¤'E:.,szloli ,l4l'ql Er+6Iq. I- ^I=J16l+ ^lBE ^JE!+
Ellel s+ql zl"J glrll HI¤.6Iq, tr-EllE fl= rqe Hr
Fr+ !il+g aeg + sqa tr9ttrI. qlae "J+ sf+¤e al-b 4014. =+
E'J4 ++.qxlolal"J rJc4.J ^Jg¤ B g"J olq4 sl"Jll GEEUI @ sg-g 61zl f.l6ll^l: zltE .J4 di-ll5
+49 ++g + 9l: #q +iilolzl ollEgl Eq4 xl?lE zlH ^I*g
zll$dlo| t+r trgttrI.
+r tr9ttrt. flRg 5g-"l r5¤ ,-vl7l rlgql EE4 o + -L EEEtr c sB3 6fzl +16ll^l= EilqI +g
^I%Ig ^Jq'Jql
4ts Bszi tl4z tr9t4. A+4 g-s-6}+r. tr9lzl"J, zltE Etr.q^J ^J4%r-g
"J$ol
GEEil ¤) eilag .JAr+ E'J ++qzI"J "J+ Efr¤¤ol ol6ll6F= ae dc¤I rtzlol oiq4r B9t+.
EEQ} 4xll4 Tvtl= trgt+. sE+ 617l +l6]l^j= t qol ge-6}qr. HgttrI.
^lHtrIj1 @
EEEEtr e EllTIeE= olcE i+ q+tr .Ja+ t¤-g + @ sfi$
^I%r"g 'l].Jel
6[7] 9.14^]ts t'-r{r]ql 4,t] "J¤¤ z[{o} uJ
^[%[g
E6I*trI. tri?+^i Qlzte__=_z} xjlzlts 4¤'J Hl+ol otq4. 4r u_*4.
@ tl$g f,_$ el4zr Eql4l a$g #zl uilE9l +'J6ItrIj1 @ sEql 4eE gl= frlle Ei {ol{, ur
tr9t+. trl?+^l Hl*ol zllzlB zl¤+ Hl$ol olq+. ^ielg ^J'IrJg
: aol olq4 += aol+.
@ HlElg rFg v4+ 9i: bqg zlio e Eq4 reJq 4
t9 ulsl:"igzl rllE"ll HIR"llZl zllzlg 4eq} Hl+ol otqq. 2 tet o;olef 7liloil r|lEl gg ulE
@ rllzle-eE #g ft" e oleoo]-1.5¤ deol 4B6I+
EIIIE4 (z\)i C9 zlzlE ^J^14 zlzlr _H-:il, (+): .J4
-z _H_9Izl trIEql rllzlE_e.9lzll xllzlts 4¤"J Hl+ol olq4.
I zlzla E4. (zDE ^dol ¤+ -H-=r+ +Hg zlz\e ^llEg
CHg +^J^lzl= +ldol g+r Bq, (+): Col t}s ,Jel +
+4 HIaIE deo}{l 6il ++ TIilE ^l{+r tsq.
EEZI ¤) (+): col "J4 ++3 uleoe_tr ol+qd+r
g+.
EEEZI e (70= ,rJol ,rll-trs dBg Ec^l7l= fldolr-I
Its+
@ (zi)E $l olqxlE
zlzlzl
=tls_q ^J^14
T}ilql ?14-1.
eq.
@ (D= Col 4"Jg .J4r| Er4l aI4zI q= zlolel q44r
e+.
@ (+)= col rl.%rg ael4 s4lElq .J4("JrJg -Ei4)4 zlzl
E zlHqr ts4.

3 tfl Et1E} H++sl, xffitql gg HIE


=E+ol,
Er{
'zJg s-+fel,
gg +E+9, $$ z1=94E EeL
=4

Eg+ -tt¤ 17
tgrl 6fl8

tr++g= ++rJE ¤t4 "J+ql 4"J 4'J4 +Ag C


oltrI. q= .JA+AL *$ ¤¤ Eq ++g'Jtri.
=zltr
4 g*"J"l rQ{olrp 94. 6E+E= ag6}xl S}o}E .tl @ a?-lae qcg Eqcol -H.¤4 E4ql 7l?_16l-= ?ol otr-l
Eg dzlls ^J']]"JE "J4g
^l%lg
C4 +4lr| Eq 4 .Jt+41 , +*, +'ilfi ¤ql 7loJ6J4r. tr!}tri.
=?61+
4ol4r 84. xFfi-?E: t9 zlg4 tge+ oll* #zl9 @ A4aql qeH tsdE E'Jzt 46}dg fl?-le+ el+, CEE
^JE
flzlol zl44 c4 +4lr| E'Jzl o e a'JslB ; 91rp 84. +^l6I^lEJ qcE E'J4 alolcg .JrJS4l, EI]EI= ¤1^l
=61
cE8al @ zlf+$= ^d4 q+19 A4e xlH9 ¤tiu-rl ttrl.
^i4 ril+g
glql c4 zl^fr= +^l++.
EEEZI o e;7E: ++rJg C4 +41+ 6llE ^}Eilqlrll 06 tE xtTl e6flofi EH:d ol6ll
6ilsig += ae HlEq4olep 84. t-E- .{J A:'CE xlzl Ag{'oltr}. Cel z|.zl ¤Cflg "J
HlEq{ol=p z}-zl zJol zltlg c4 4¤¤
@ +E+4=
^I"*g EHI6r^l 9*: Col ^.^.+ ACg + 9l= fl4o14.
+Bg {}tr}. GtrEUI .. C9 zlzl 44il9 FxllaJ4'J fl4z} olt-14 zl
@ tr++Eel +E+E= E+ 4q++= ^del F4ql +4 tE .J4g +ll+6l.^l ?J:= B+lql^J 68^l6llot "J+.
o+ _H-zl ?+:+. .. tI4*9 E9 S.ol ,J4lE ^d4 49lE 6l-= ag tl{rlE
@ zfg4E=
^I%lol
$.* ^dol a'Jsl¤ ; 91Q-7 84. C9 zlzl aCflg e61l6l+ +B'J dflolzl ql+q dI.ll"JE
c9 zlzl acflg=+6rq q^I6lolqFI.
04 gggail q-d "JE gg il. THoJg d9 zlzl AAflg o+ altlel fl?]E
^lqa 9lo
016[

t-E{E^j-l x]^lEe gg qcql 4e} z}Eol


trJE +-a-o]trl.. e46lzl *6lE+ ^l6J6J + 9ttrI.
e
Be4e *zl tlqq, "J+E ,Jdg 46il*qa -E-9ttr|. E.6J EEEfl -. CB ol+dlq olqg q=6I71 9l'J q9= C
^lsl4 f+tg
qcE allk¤ g+6t^l 9J:: ae zloilel4r ^J*slql 4fl ¤Bol4.
+t6l.f,trI.
GEEUI @ "Jg CEg il-E6r^l ?+a zlg dqq zlf¤ 07 utglE u1zi Eal ol6ll

Eltollo} *+r +tI6IHtrl. EIiIE4 4l^lgg +B^E +X-olq. +B^= q^JE E'J
EHEtr o ge qcql4l ^tol gH _H_t}6lr. il+ TlplE 4 EX.J +.Jql 4aJ uH44 tr¤$, trt= ^l*ql ql'J +ql#
4l*6tE tscr+ qcE aiJol g^J6H Btel +qE 6}{1¤ ol+ 4"JA ¤¤ ¤:^l6}q, E+ql 4oJ rq S.ol 5C 'J+g
4ol4l +eL6lS.4. +"J 6IaJE,r.l s.ql Hlrll 619trI.
@ "Je tsC4 qCE a^Js-e BCql4l xlzl zffiol4:4q GEEZI e +B^= trl= ^l*ol zltl ^J+r+ E+g rEloll
ol g^JB + glqa +1i6I*.+. : 2.its9 -u-¤sll uH4al^ts {ol iea}u}r Hiltri.
@ "Je ecq 4q} n+ 7lgl9 94zI BCg =q aj$oll E. @Etr @ +++= 86il B^dg eql q+ 4E"¤ 4& ?t
sol B 4,ol4r +t6}fl+. a6l-= ag e +?-.lE "Jzlol4.
@ "Je
^Isl4 f+^dg 6dg
i tlzl qEql qcE ^Isl4 ¤) q+lE a+= rel6}q a¤¤ 4l&6ll ++61^= Ag t?-l+
t]+g ?'l+ollot *tr}r +t}6lfltri. 99 "J^J"14.
@ +B^: 4"J!+9 +rJg ¤t^l6}E--tr *4¤ uH4lB 4g ?t
05 5i1goil Lr+ol+l z171zl!E3 ula
E11il aalxl ?+9t+.
EIIIE{ ,Jg B+ols, gg ?4dol4. tr+ol-E: HCC @ {+qrll olgol g + 9i= +z.lql q?+ qg$ 6llot 6Jr|.r.

4 ¤CC"l ^Iq Esi4-g-tr +Ag 4o14, ole oJdl cilB -H= Ag +a +?-l+qg "Jtlol4.
ol g^Jq}+r -H_it4. a?-lae qCq tsCq EB4 *dol 4
Eq. tsc4 +dol HI¤g cE s?]el
"lc4 +dol Hlgg 8 +q 71.= Eetql q-d ot6[
ullq s4z}
^Js B$4 +41= "*"lot'*q-a tr9t+. EIIIE4 ,I^J EllslE+i/ ^I-^J.7I"J g+ olololri.
EEEI e E-+ols-= ¤^dol Ca4str qC^Jg 7*a Ell
^+g
+ilql^J= +se+ zI^1. +?. Bzllzloll ,Jg SP]= +s6}rtl
q+= 4ol olr]+ .Ep+4eE +cg 4ol4l Blttrl. ^J4qlq.
^Isl
EEEZI @ _E-+olE:.¤col z|${etr g.}a q +illzl GEEZI r. $jloll,tJ5 $e-9lzll Eg ffi /l{a}r. gd6}
,ll 6l+ 4ol ag
5|ol zlf,.oiQr. _E_9t4.
^lzlol+r 94.
@ aqaql qeE qce hlc+ gz1 -u-84 flzlr+ r ++H c. $ilollr.J= ++rJql q+6}4l zlLll= ag EE *H"l4a

18 EBS+5=38948e1
www.ebsi.co.kr

e+. 3 gieql EflEt-H+oteel gB ol6ll


e. +Lq^l= Bzll= zJ¤- zlSS gr EilqS ETlrJe--E 7lE
t-e4Ej] rHE z;¤xl^y -H-goleo14. H+olE:- ¤Col
4 o + +zl.J .Jt+4]tr 84. 6t^lEI Be E^Jg rlrla|_L f, 'qCq^g'g zSeflot S+.z xl46i*+. _H_+ofE=
^Iqql^l
^Je Bg *?allot t}4r 94. qcqril 4-fi¤ tr^J6ll 6 + fl= ae 4Eg zlzla- r.#
fflEZI u. gr.9l,tl= alEE ^lzlg ++E 94. 6l-= Aolq. olE ¤L6il q^Je zltg sg 4196rr. +illzJ_e_tr
^Itg CBei + glqr tr91+.
E#Ul @-H+otei tsCC+ ¤CCol ^lsl .EEI4e-e
+ag 4o14, ole oJdl criEol g^JoJ4n -BgttrI.
,\g @EZl e u.-+o;a= qcg czll4 z4& #cal* 4"1
TO Et tril EE5ffi1+
4zltl Hir+6}zl +l"ll^l 9!_614r trgt+.
O tr+olE-= tsq ,JE {E+4 ol+s +86}4l i}E
10 2@ 30 4e g q^del gl.$fl"F
^}olE
oJtrIr
50 60 S.I fl?-l= tr?ttr}.
@ e+o1a= qC4 BCE gtsol r+qq HclE + H= a
ol olrl4 ilpts"I e qCq qgg Es}l4ot
"Jqr tr9t+.
1 ,rplolt E=E gg ol6ll
EH-d
@ :e+ola= ts^J +Cel dE" ++ql
r+ q+ C qgg +q6I
EIIIE4 4l^lEg E+E frlol4. sE+ r}*ol oJ
aol +"j6}+r tr9t4.
^lE= =
4zle S!]E ulr{trzll t}+: dql^J +s,t SEzl 9"lE zl
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=
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#qzlzl 6I4a +tL"JtrI.
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4 gE.J ht¤ ell+Elstrr{,] .JaE x}aol gd6l.rll d¤El slzl EgCg 6}tl^la + 9l+r tr9ltrI.
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tlq4ldg q"J6iE^J ifoj ,lb"Jg +TlE-eer{.l LEiz} .g4r tr9t4. olql iilEHg
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teol c(#Jq fld"lz} qg aBg
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9 rlslzl E46IE ^lHl] 4l+9 olEg EllE6l'J +7le+ 4l+ + ^IBtrtrI f4l
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E" qlHlg oflqis-rt 7l^j: oJ E+r. ++6}fl+.
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^lBqq
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t aET EEoil qFd+ et zlel gB HIn.
fEq l (zD9 z]g z]=_, gg +A, Bg HllTl-?-lotol+. ,J
E= +H+E *dql^J ¤gg rl4ollo} oJ4r _H9t+. +4= [-eqETI Ae +^, g9 tcol+. +^= ^Iel 4lEEg .J
4lE¤fl +dq^l ^l"Je.l CEl} qldg S_u.alzl fl6il ¤ tlql^l g"Jzlq ql'J ^IBg +ti6IH+. +E= 8tr+e.l .J6i
^l-El
Eg ^l46llot q}+r tr9t+. ullzI4"IE ^JEe oJEg + S: "llrl ¤"Jzlql EiltI ^t$g +tl6l-fl+.
4olzl9l ^IBg ^Isl 4lEE +Eql^J g "l CB+B + S+n CEEUf .. F^'gl trIsE zI+E
^IElg +
g6]lq}
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tr9t+. ++ z},tlE al"-ig-e a+ql 4q} tI9zITl-qr ufl{z}z} $Q.
GtrEAI .. zJE4 +AE +E-"¤ "Jtlq 4B6l= tl¤ol r. tEi Halx].9 ^J+4ql .J4Ce ¤B :zl-^1"J4 e4C
g ^Jdfl+ dr= Bg + 9l9zl4s, EflE 4t"l Elzl g*
q-. z3e9l qsE toJxhb i*E ^IBql loll4ot oJtrI. +r
5 gojzlzl- ^Isl alelg ulzJfl o u + +tq 4 o -e. ^I¤q i.l E+ r= trr.6ll ++r +to}fltrI.
ullzlzl+ +7IE+q +*qqot 6J+a trgttrI. HllTI?-loI= g EEEZI -. F^91 trleH g.JHql qq} ^I¤g +]d471
"Jzt9lzll ^lBg ++6k L"l ,|.]-sl ,Jls+ql glull¤4ts ol-?e 9l"Jg +: giqE zldol 4^lB += S= fl4o14.
rI¤zlloll Eir{6tfl4. a. zJtr9 Etr-ql +q+6}^l ?+: TI¤"14. zJe= ¤Eol {tr
=. ZlE, +d, tsll7}?-lo} E+9
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E= H4l^Iql qlf, !E"l Ct EBolzlr a1g,r1 goE?9 * ,t B4E olf"Jge rlqq0lo} ql+r +eIdIHtrI.
^leHq:
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BHq^lE 49zl ^Isl 4lqql S4ollot q}+r trgttrl. 10 7l= HIE
.tg=et Eull

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4lEg ulzlel zle, .<14-o golzlz| cl "lt "JzJol4. ¤9 4p]9 $u|l z16o + gs= zla6fL-
H ¤.Jzl-b oJzlol
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^tq +^dgol ^I*ql4l
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¤¤CE g q+e+ tr^Jg B f 9lo Ir +
^J^I
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rJl

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g4.4zll4 EgCg+ol7l qBq=Bdol 914. AS
TC, 2lE E4I EEWl+
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B4ol HqU ^I*qlrll 4+e| trdr-g E f 9l o Ir + ^J& q+
01 c 02o 030 04@
g aa6l.q ?xil4 Egcg +Ell^la + 91tr1. HJH g_sql q 050 05@ 070 080
E SUll= 4xll4 trg^dg tolzl qBqE tdol ql4.
fflEtr -r. A(rJ9): gs-91 trl= BH}l: ^[*EE gq
- 01 oJrtel eHFtE +71+t HIE
e+ jleldlq zflffi +EH6]E_a, "J.J +CgE.el fEsteql zJ$ ,Jzt. gg 6JHlzlolr|. uizli ¤'ilzrzl oJE
^Jolg ^[cl4
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C^Jol .J"l4zl qB+. tHlzl-= .JtE ts^Jg olzl{ o e u;r, olzl{.J .Jz.}Eol
trI.
c. B¤ - zJ): bqr+ g4ql 4= +H]lE zlaaJi "JtI"ll^J= aI"IzlE ^Islg e^lE Hlsd-7l gloll^l= ,JqoJ BeE ++
+C¤ zllsl-s e-= ^I*9 gs= +E6l ffi/12 f Szl rllE E Filollot q}4r +t61fl+.
ql xllffi E.qr+ B4ql rl4 Euliallot oJ4r. 84. CEEUI r. oJz1e| tElz1 e+ +Cq qBg oJ dgol4.
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'JzIq 6JEl^l+ s+ t+7I ECEE ^Jg trtql Qlr^lot t4
-L #^Ja19.4.
u. ,JzIe| oJulz} s+ +AE 'IBg oJ 4$ol4. ujzie| qlul
s+ l+71E^dEql4l s^}I+ ilgg +d6}rtl dqollot
^l+
+q-r ftI6l-fr.tr1.
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I ECg C6l.rll B9ttrI.
e. qfulzfzl +CE
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tg +*6lq eqE qg *¤ gs= S,+n HiI+.
02 oee-e'JEillE ol6fl
=7ttr
E4I E4 4l^lEg oF]71tol4. ot4:e¤41
^ E gEl1,,-E

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^=
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=
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: =zI4a s-r., tsC4 o e 4zl S.ols ^J=g f llE zl+-
olzJ olalola+ .Jt ol^JE Ex}]4a +1}6l.fl4.

fflEtr =. o}4^Fgelll= 4aE +FAI7I zlfolzp.


+tI6IB.+.
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of e e azvl+7alf. dr+ c3 H49 dol
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Erll g+91+r+1}?'Ifltr}. + ?l: flHol t"JqlAl 9l+a +tr-6l.fl4. tr|+^l s.rg oJA-
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fl+. 9ttrI.
e g4Ee +gt#lq olrlloloil 4,* zldlE e^l{} Bqlol ¤'
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r tr9t+.
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trI= +zlql 9*g +^Iq, ?zllH4 .Jeg Fil= g
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A.S
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r. Qe| E(+i -* sl, e g^= z+71+fl¤- Ellsdl+- ql ^eg
=): t-E4r4aE^n (zD9 Ag E^, ¤.3 +eol+. E^: E+
s,+olz} 4lEE +4qlrll^J fltlg "JEtse qlqo.lolep _u.?t 7l4g
^lEJ
+¤ +A9,* Bol+ A+ 44q HEg 44s-e qq1
4. +^= +flol Ellsg +E s,r olEg +E s,trl-iltrgt+. zl= Hql EI6l+ czl4 q9l4a Bgt+. 4eq o}rJzl
S+q ^e=
C9Ezl *el Hol4 C+9 HBql $ffia1lo1
! ==q1FAg qTlE Hlit
=4611
e}qr BlttrI.
EI{E{ (zD9 ,J¤. e=, ¤.3 Floltrl. Er= zl-¤ ^J4 GEEUI c. E4E E¤+:ol !+9 ++e-tr +4Elq
^lEJ
ql^l= +FE flqol Sol zll?19
^J¤r+ 4,tlE
H o7I Eqd oF +4r tr9t4. HIts Hol zltl9 "Jdq q*g a+
617l trl$ql .JrJe 4ls+g Eall *zI
^_E=
^JHrl 4ltlg _H_a6lr.zf 4rl ol4oF 6.J4r trgttrI.
E ¤¤++r ftI6].9,tr|.. +4= zllzllolol zl4l9 -EtE fl4= E. g^b E++fl +tzl CE+E ¤Pil F
glufl
E+ +Eill diilql "JE6iE +F4 dillE el^l"J gt} gzlz}
^lEJ
fltri. HIE is=
=|$
Eq+g TH.JE +fl4.
"JCql
qBqq, olBl+ dill E^Iql gdl zlelq= flL+ol +flolelr ^ltrJ =a=
fflptr -r. E4b ^ltrJ ¤+f$ +49 Cil illzilE HEI
+eI6Ifl+. ol olH +c9l6J H4 zllsg Hqs-g EII+.
Gtr l t. aaTl +CE .]]Bg g eEoltrl-. u: EB L. E^=
^lEJ
E++ql ,IEig + 9l: H+lq {}AlE +qot
flol =lr.9 flqetr "Jctl +49 +161i^J"J gEo B + gl= tI +qn tr9ttrI.
SE fl{ol4r +*6IHtrI.
e. ?+z| +Cq .ilRg E ¤Eol4. +c= aITl -H-=¤ +l6J
8 ,rtu EEEoil r}l-d -e+q dqE gB HIE
4+4 fl4zl "JtI 9zl$ 86il +"Jg ,J!es zlltl¤ + fltr} EIIIE4 Ag 84, $3 dolol+. E^8.<lul $ffiol $
.z. +eI6lH+.
ql q¤l +d¤e-l r.ilql^J +CEql 6}4Er_e*trAl CEe+
'J4l
EEEtr r. e = al- +i E+ *Cel 'ilBg ts d$ol4. e el olBg *4g + $eq 4g cgee ^tgl 4"I .Jcg z|
=eI +A:
E+ +EE flqol fzllalzl ?+= t}+ql^lE zl$
4+=qr tr?ttr}. ^Jq: ^lEJ E++g dzllg qib: rl"J
BE +lHI.l zl$.alQ_l +t}6lfltr]. E++E B9zI 714& ar+E r4ollot ,[]+r Blttrt.
c. $42| +AE .IBg Et eEol+. +^= +A4 oJBfl e
GtrEzl @ Cqql QeH ^ltrJ E++ql +q61g ae ++
+ oJEel EElol Ezl-ba}4r H9t4.
5 zlxllalel= ^lEzI otqq q+ql4l +CE* E4lE .J?-lBl
I llrolQ.
6 ,ttu E+=oll EH-d gB
=
el ol6tl
EEEEil 6 glgl tr+sH E=+g raol ailflqg
^ltrJ
E4I E4zll^lEg E^9 +4-ol+. s=l:-.r.lql $ffiol trI fr 9lb 4fzl.llzll xll^lgtrl= 9"lgl,rlg"J oI'14 raol
+q =" +g aq+q 6Iq, 4el aqsg
^Iqql^l + Czl4 gzl, + ¤Hl},tlel zllE "JHlg +4161-= AEE gzl
=4oll"t olF"l4o}
CE6J Hr+ Azlel HEI¤ +16il $ffio1 ^l"J
el4 Eql el6il xlrsl-n 4BslEl= q+l+= 9ulollrl 4ilzl e+l
r tr9|trI. ol4.
EEEZI L. E^.b ,rJul $5ffio1 Hql HI6'l+ 4olzl* i* @ e=^-L AelE xll2?lz.lE a H4 ++.J il-Fg flaql 4+
zl+E rag oJ¤ ill4l= +z16l-= rll scJzl oe S3 *al"l flHle +?1617l "lflzl q$q, rluJ $$ffi 4l1tlzl"J ¤E
4r tr91+. er zl-Pr9 gzlql qEI d'J gltlol4 zil2flzl9 + H4l +E?l

Eg46lld 31
¤=Jrt 6[¤

*4"J ,lq+FE +laql 4ti ¤zlal 9uH9l +e}/.l4ot qI4


r tr9ltr}. rt-qt zteil Ea!
09
@ ^Jq= E++"1 +ct gzlql 4t a+z10Iq4 ar+
^lEJ
+9 +dql^l C"&olElqo}'tlq-r _H?ttr}.
¤) E^e+ cq: E+ $ffio1 3l+9 ++e-tr ^lqqq AS 7lE EqI EE tm^-101+
TO
^l"J
of t+a _B9t+.
01 @ 02@ 030 04@
050 06e 07e 08@

1 q-qott rH-d Eilolzel g8trtej


EIflE4 xllrl+s HlloldE +.1l.oltrt. tsllolAg 4* zl69
Eoll .JFzI eE ExilE 446[r. q+g +g + 9t+:
^tslE
4ul zl¤ zl^J+$e +tI6I9trI.
GEEZf @ qlolAg r+qlg ol+6l.q ^r¤g "JrJel +zlql
"*rll Hsl^l?s.-eal Hg il+6}r. ^JBg ¤tl$ + 9l4r tr
gttrI.

EEEtr e 4oldg 4qr zl¤ zl^J+Eel "J^Jql'tl 4qr zl


+el +4zl +Hg zlaolf,4.
@ qlolae n+olE +49 e{q q+6ll- +s_Eg Sg BC
6l-= +fl+.
EJI

@ 4olag .JrJr+ a}¤g B46ll^J ulz$-!|-2. "JrJol zlsg


A+6Ir q^Elot qlqa E9ttr|.
O qlolag +A4 ¤eg E6I ee +ql4 zl^lg utrJe-e oJ
A Sg +sBrll "JE + glqa tr?ttr}.

02 il=t TteEBE4 trle+


=Eq+84 =E zlaol;-L
feqEl Ae $qL 7l¤E +C4 +Eg 9l= HI
E, gg 4eL zl¤9 '+44 +Eg E-+ zll^l6lE^l +
"44 z|,rllzf gs6.[qr. Eq.
sl zl¤ E4lql .ll+ c3E
GEEZr -. ,Jg 4* zl¤9 +A4 +Eg zJaal* 4ol
zl¤ zl*aEq "Jtlg zll.rlaE 914.
E. ¤e 4qr zl¤9 +c4 +Eg xll.tlal.fl,t1 "lql qi¤I ca
+ HI^j4 EllEg gs^dg xllzlalJ. 914.
el z}^ll.
EEEZI .. 99 4qr zl¤ol "J+qlrll ",*e elqg +fltr}
: dg "Ja6|j1 gl_o o + 4ql zl¤ ca+gE oJtlql 6ll'J6I
zl ?*:trI.
e. r+q} 7l¤ol +Eqol¤ ¤d6ll aol4r d"J6F= ag
,Jel E+ql"J 6ll'J+4. =

03 4=i 7l+E Tlil ts8 o!6tl


=aJ¤
t-E4-{l 4l^lEe 4q| zl¤¤ ^ldg ¤9_"e +a6lE^J
4qI zl¤.11 ++4 zli<lzl TH"JEIq^J: "J gtrl-j1 H-rl, !+qL
7l#g +e.l4e-E +7116l+ aql HlEll6l+ "Jzlol4.

32 EBS +E=rJ Sgat E4


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GtrEZI zl¤ S+ S?]E ddoilot ql+r


^ll^lEe 4tr}z}7} 44
4l^lEe
@ T}ile-l Sgol B+61 +Eqq @
^|{n+
o[ o[-L,
"]ag r++r+ SqE +4lqlE E"J6]rll 4+sloloi aJ B+.
+r 84. +, ^l-¤g trl+= 4ol zl¤4 TIilE 4++ s?)7t @ 4l^l$g rl+z|7| ¤+ 4aql^l s¤4 rJ¤ ul$44 B9l
g46l *EgqoF q}+r Eq. E 6ll^l= qi gQr.84.
EEEZ! c xllrlsg 44 zl¤¤ zlil +84 0 + u}4Eol @ zll^lEg 4qizlzl ¤+ +4= zlzl4 z}4l9 ¤+E 4191=
ol qlqts Etlee. 4* zl¤"fl r{+ E}C4 CAE qEE ffio; "J+r Eq.
^l
LloI6J+= e?-14 d=q HlElt'J+.
^lel
O xllrl$$ 4ul zl¤¤
^l¤E S$eg +C6[H^l 4qr
z16
I zlil +B4qE H}+troldt,tr+r eq. fi6 eLl,re gaqq
@ xllrlEg 4oI zl¤"ll ++4 zlzltl THoJqq^l= .J g+r zll^lEe s+^E +4-ol+. s+^: B4 4qr zl
EIIIE4
E+. +9 gde_s ,l=E .JrJ
@ 4l^lEg 4qr zl¤9 ¤9e-e +C6tr 44 zl¤91 ^lle+ ExllEol 9^861+ ^Jqlql^l
^I¤9 +c4 dE +?]tr= olBloJ Erfl5g qlac f s4_z u;r,
Ell+ +?-14 +zllE Hlqd-= oJ*_e_E,
4qr zl¤ol ^Isl4 gs r+qlE ES EzllEt 4E-9 S4olE geCg zjl,<la|flr|.
q E6fl EI=q4: 4ol4E Etlql q4^l: t#6lxl ?+"^ttr}.
GEEUI -r. eul4t "JFzI +416110} tl+='J+lzt eag
.J+ +-J E^1149 zl"Jg zlaa|fl.<J .J+
04 qqr Tl+01 r1-d 6lotEll1e_l gg trtet =4e
g =+ql
+16ll^l= +olql rI+ +r]4 csol s+gqn H9t4.
=+
4l^lEg 6IolEll4E AltolQ. E}olElla= 7l¤E u. e4491 lrlsE .s?-l= .J+e+
^l]E+ S?-1, + 4"Jel
EIIIE4
^l+
Eaq Eilq} HlCzl CAq z}^,ll7} gs6l.q, zl+g ,Iil +84 i+aql trlil= .Jt q+lE dHI4 eq-= rq0ilo} el4.
oJ E-+e"J g
a+ .JrJ.l 7l+ql ++'Jg d"l4l Bgt+. @EZl c. e4^E zl¤ Bdol 714& sl"J4 tr]4tr+=
GtrEZI @ ti}olqzl= +E 7l+g t4 qlzlg S.ll gs6J zl¤ Bdol EIe flflql qlfl rel$ ulr6l-9.tr S4= A
^}l-E+
E+ErrJ trot^l= .J qq, 4s+ zl¤ol ?lAel d.ql qBr]l 4L Bollot +qr HgttrI.
+6Ir olrjoJ 44= z}4e=zlql rll+ Hl+4 CAE E]]EzI =. e4^E 7l+E qlt6Cq dFS?]q}e-e:4Eq Bd
gs6}+r. _H_9t+. _e_s g^J6'l+ ExllE 4a.J + s,4r H 7. z].¤4 ol4
^llEll
EEEtr e 6}olqlz= r+q} 7l+3 4so¤ ull .JzJ9 zlzl =
4.J9 'I^Jql sg}6l-= ^l]sg 4"J9 +?-lE xllrla[flr].
*+g ullzllalf 7l-il +84 EIIEE ul$a|fl,r1 4qI zl¤gl 4
6J Hlc4 daol gs-6rqr. zlaa}fl4.
(D 6lolql4: r+trI 7l¤4 e¤¤.
"JrJE +49 +l6J E+E qI 07 ztqr Tl=01 rH-d Tlil trSJE .Je.g 016}l

a6l+ 7l+4 qEE zl"J6tr. 4ql zl¤g Eeql ql+ q 4 EIIIE4 4* zl¤9 A'JF+ +Cql^i= 4$4 zl
zll^l$g
3 Baq"l g_s-6l.+r. trgttrL ilTI THEE]q^J= .J gzl"J, 4oi zl¤9 E+ rll^J CC r+C
@ 6}olqlrl= +4 zl$ xlill$ +?]4 s+ 4tLeE -H.ts ag r+ Aq g+E r+Aql^lb 7l^lTl rll.Jp + 9ltrl= eql +el6ll
+44.J Ae" ,J+{+ 7V.l +44 {EE Hl+6}fl+. of tqa Btr}.
@ 6rolEll4= r+tr} 7l+g ?lrJr+ +B6lq Ap-ezJ
=461^= GtrBur e 4l^lEg 4* zl¤9 a+= 9+61-= 4eql^l
+6ll^J= oJ ¤qr _E_9t4.
! zlzlzl Tl]oJqr flr, Eel Tll"Jqqo} +qr E+.
EEEtr @ El^lEe 4eI zl¤9 e+ r{^} dd n+Cql q
5 zt'qtxlel 4g 016]l oJTr 7iil7| 7H"Jg
; gQ_l84.
EIIIE4 4l^lEg 4qtzlzl- ¤+ r+Aql^l zl4oF g L]]4 4 @ zllrl*9 4oi zl¤ol ,-4+zl $BCg z*= zlal"l4 fl4e
"Jq 46il t+6tr 914. oJCEzl 9l.J r+C, + C"*e+r+Cq= ¤+zlE +s4 zlzlzl
GEEZI @ xllrlEoll qefl
4qtzl.b ultiE ¤7zI ,t[4 T]|oJqq^J= ?l gqr E+.
4 ..$E-l49.E +.Jg f 9ltsxl.ll rllsll ¤{trotot el+. tri{ @ 4l^lgg 4ql zl¤ol ¤+ qltr-g dA6Ir r Ar+=. rg+6t
,t1 $qrzlz| e
^I94 " Ezllz}B + gl= ¤+ ,JHE rl-$ollo} : r+cq= z$lzl7l]"Jg + glqr 84.
tltrI: Etlg zll^lEE .J^Jol olq4. 6t xll,rlEg 4* zl¤9 AB+ 4Aq^J: zizl +BCg #
6110} 6l^lEJ, r qE r+cql^J= tr}"J'ql zlzlzl7ll"Jg + gl+
fflEtr e xllrl$g $elzlzl ¤+ r+Cql^l +lee+ eg Hl
S?-14 qfl$ 6ll^J= "J ¤qr E+. a -ELrI

8gr1611¤ 33
ttrJrt 6tl¤

08 q+ 7l+oil EI|EI gTlet Er{ H-u EtE GEEUI @ zllrlEs 4ol zl¤z|7| 'JHI Ell+!+ 94 $trI
zl¤91 rle d+4ql xl^19 _H.+6lr glrl+ drll qHc + 9l
t-E{-4-l aBe 4ot zl¤9 E¤'}g alnr}a121 +16ll^l=
zl rltEgl. olel+ dE^dg HI%Io +
4eL zl+g $zlalr. Exll!* + 9: 7l+4 e?-l +lgslE gE ^Isle| "JrJ 4+3
916il

ol $eolr.. dEzt4 .JHi q]+el ¤zl¤ Ec'61-= 7l+ ¤6J 4sl zl4g Ht%''zl6-J HJ-6Je--e.g*olloF 6l+ ^l-sl4 4.Jg 4
gzi xllEg rl4ollot t}+r eq-.
61ot *+a E+.
GEEUI @ AHg 4q] zl¤9 ¤zI4 F4lE 9l't} zl$ s EEEEtr C xllrlsg 4qi zl¤z|7| ^[q4 4'Jg 4oil"t el
trI: dg zJaoE
+7}el 4+ +?-l +lgsl gE4 7l+ go} ¤7I ^llEel ^168
?14.
@ 4l^lEe rtqr zl¤xlz\ 94 4"J, +
= 8lE4 ]tqg xll,rla|-r. !lc|.
F ^Isl ^l-sl4 4'Jg 46llot
6JtrI= 4g z3aap ?14.
EEEEtr e aHe 4uI zl¤91 4t Bzl9l "JHi til+E tr
@ zllrlsg 4qr zl¤xlz| z|4lol zlH r++4 zl^lg
eg HIE*e-E ql ++q4 Bzl-3 sEL6Ir 914. ^IEle+ 'J
HI Eil+g +16ll ur%Izlqi HJ-6Je-tr g+61+ 4"Jg +6il
@ AHe 4E] zl¤9 ¤zle| ExllE gloll 4zI9 4+ +?-l 9l ^Isl4
o| rJQr +tI6I-r. 9itrI.
+lgl g5.g zlsloflot a4l84.
zl¤zlri r+tr]4 zl^lg rl+g +l
@ ?JHe 44 zl¤9 E¤6Jg.a{an}a}21 +lt ]Lqol ed6l
@
^ll^lEe 44 ^]ple+ "JH]
6ll HlBlzloJ 8.6.}e--e g+B 4"Jg +36rE-tr, r+q tl$zlzl
s+g4r .E4. olE Eoll ,JHol r+ql 7l+ql 4t} zlzl *t
ol zls.aluli "Jtlg sElElg "J + 91tr}. ¤+E gA "t g+E r+Aql^J 7l^l +44 Etlg dzloflot el
q= +tle zll^lEE "Jalql 6il'&6].^l *=+.
@ ,JHg 44 zl¤9 "-tg'Jg ;{ae}a121 91611 4+ Sfl +ltl
al grE" r+ 7l+ g6.J $zi zllEel ^l4g xlloJoll. gl4.
3 aplcilzie+ ot4tr14E ula
^ltl
tEeql (zD9 zJ3 al"lrllrl, ¤e olaul:-olr|. 6tolEllrl
7l+3 6I+9 ++oEEI _u_xl "Jr 7l¤9 Eeql qql ag
Ag gt gg
=
Tc' E8l 162-ta5$
el..llrll 6ll += Beqlq EJ^lol+r tr9t4. o}^sl^E 7l¤ql
10 2@ 3@ 40 ql6J TIzl 6flzl
"Jtlg xll.<lol.flQ.
5@ 60 7@ 80 GEEZr u. alolrllzl} zl¤ol e+qA il= E+g
=419 zfs
EBlrlrll += Beqg *alol4l trE^J, flrfl
6ll zl$ol
1 zpt TleETtit==JC qet I qlLlxl= illE-6}r. EH}l6Iq ^Fs6l-= +Cg Eoll .JzJol ,tll

= ap+ *= +4= +aQlqr tr914.


t-E{ i (zDts 4* zl¤9 7li,l +={4-o e -H-olot 6}r. q a. ot^ul^i 71+ a rjr o|{1. qs o}ulep -tr91
qi zl¤zi"llrll g+ A$el g+q E]]+ 4.Jg Eq^l= ^I4l=
^dr+e+
.J qq, 4ql zl¤zlql qi'J S?-14 +81= 6ll^l= * gtrI: E +. f= zlg zliilg s?]4 +Bg 4^}es +461.= ag +
o + Eot^l= .J Elr, 4e6l+l. tr9l+.
^Jol4. (.+)= 4qr zl¤¤ zl.il +84
4qi zl¤zlqlrll ¤+ Ar+el C+e+ g+ql .Itl 4"Jg Eqot EEEtr -. a}"lqlzlq o[u]4 E+ 7l+9 g+ql rjlq]
6Iq, r+ql 7l+zlql q.J &?-14 +^ll7l Berpl= 9^Jol4. Hl^J4 AEzl gs-6}qr Eittrt.
c. rplrllzlb 7l+E Eeg .JrJg floJ E+ gQ|"ll '*AdL=
GEtsZl O (7t)9 "JAlql HI6ll (+)E oJet"l tlEI4 + 4:
ag'r+q+ ,l+ql 4tt ztzl *t
uflzllE zlaofL: CE(x)'= * ag 4¤6I^l ?*+r tr9i+.
tr, 'rlq} zl+E g+q q.J l}q zl¤x}9 4"Jg zlaol^L: C
E(Y)'e+'4ol zl¤ziE e+ g$ql .I+ e]+ Fzll9 ge¤g 4 uttotZ+ eLtlE utn
^ltl
zlaaJi aE:(z)'ztr}. tr|4^l eol cBol 94. t-84-j-l ,Jg tsilolA, ¤+ eu|:-o14. tsilolag rtqr zl¤
g F6il "J#z[ Ee4 +ee+ 4++ Sg +C + il+= 4tr]
2 W TErlE r{g ol6fl 71¤ zll.rla|flr|. 9-+^= uilolael 44 zl
^tgl4 ^l*+EE "Jelg
t-e4El ,ll^lEg 4eL zl¤zlE 4"Jql Eil6l t+6I ¤ zldF9E Hl+6}ts^l r+E 7l+ol olzlaJi Eulldg oila
r 9l+. +, r+q+ tlf_lzlzl4oi zl¤91^IEl4
4"J dE4"J xlal$ e 617l +l6.J
^]ls3 +E]9
gsCg xll^16rfl+.
+6Ir ilzl ullE.tl rBl6.J zl^lg ^tqel gHI'il+g 9loll ultr GtrEEl @ s.+^:4uI zl¤9 Ql"l 4zlg^l g^Jdl+ E
n+ Br6.}e__tr_ Bgollo}6l+ 4"Jg zlH+r B+. xfli$ 6fla6lzl 9]ql^J= 44 zl¤9 g+r+ r A4q ql{} S

yt EBS +ts=3 8gr+ 8al


www.ebsi.co.kr

44 dEzl gs-6Flr. H?ttr}. 7ll"JB ; 91Qr. E4.


EEEtr e qlolae "Ja4 zl¤el 3+tr+= ^I¤ql r{qt
"JrJE zlHl]= +t}6l-9+. 7 qoE+ 6lolE1l7.lE BB uta
@ qlolag zr¤E 4xH4 zlzltl olq4 E+zl 7l^la zlao| t-EIE4-l (zD9 Ag Hil"la, ge 6}0lrll4oltrr. tsllolAg r+
E^l "JrJE 4+* d:g +161t ^I¤g C+ollot *qr _H.9t+. ol zl¤9 6J oJtel xI¤ ZIHI]E +4-6IE^i .J+E qe¤ +l
reo

@ -a4l= $el zl¤9 Sol{ol eAE 4'Jq 4{} e- oj u7e.tl 4qt zl59 zlaa|94. 6plql4= 4* zl¤9 t
+E ,lrl+r tr?l+. =++
+61 .JrJe-l gs$ 9l,ti r+e"J B= +dg Bl+619+.
@ s+^E "Jtlql oilB6}zl ?+=+. s+1= 4pt zl¤91 q]* GtrEUr ¤) qlolag rtql zl¤¤ .JrJg +s_sg sg +l+
+c4 d"Jg ufr]e_E 4tr+ zq.JE s?-l= trIfldllo} ql+r E+e +C6IH4. HiEq 6[olE]14= 4qr zl¤9 .JrJq E+
tr9t+. _e,uJ uo|,<1=.J Elq. ea4 xlu 4
^ll4lE Ee+^l7l= ¤g
qr z169 e¤ql EHqi HlC4 CSol gs-6iqr. zlao}fl4.
5 ee
^HE =B
ot6n EEEZI e 6lolEll4= 4qI 7l¤ol "JrJqlrll trlil= +C4
IH-ETI rBg ,Jgzl^= ¤B Et 7l+ol ¤El]?lE¤ q-e +Eg deqlop qlqr !_91_e_!.8 6rolql4qlzl xllzlel tsllold
a^l ill4lql +olzll l{tr}= {$ zll,r.la}H^1, oltsl6.J q^6 e^l I Hl+s_tr 4¤6}zl ?++.
ill4l= ++q*E 6l+E e^l ill4le+ += +Hg zl{trt= d @ Hilolag"J olq4 ol"lrllaE rlol zl¤ol zi¤ql EH'J .J+
g +eI6Ir 9lq. e-l g6}qg +rll^le + glqr -H.!f o str alolrllzl.llzll 4lzl

GEEZI -r. zjflzloll trle$ Ctr ,ll g qlolael ul$e_e. zla6}zl ?+4.
^Iq= {"J"J 4xlp
illE ¤:6il trl+ rJ^l ill4lE Bc6Ir 9l+. @ qlolag 4oi zl¤9 +49 .JrJ #q ,lldql +q"F'JtrI
a. zjflz]-!. ctr zltl zll\lz} zlioJol g6}zl *= atr r. -H-9te-!-E tslloldqlrll z'llzlts 6lolrllTlE HlSo + 4¤6I
^Iqg zJol zll?19 9zlp* t*flol
E k=ol+ aBq ziE4 ^l ?*+.
^l^sorl
71l?l aBE ol+E + fl+r eq. +$4 delg 86fl f+t} $et zl¤4 zl.!$ ffi
@ Hllolag
g + 9l+r -H.9l-e-E-tr. Hllolaqlrll zllzlB 6tolrll4E Hl+e
fflEtr u. zjgzloll trIsH ctr
^}El: fl49 zlu l"Jol
,ll?l# E4l6h= t^l ^ilAr7lotq+ 4zlE ,llill=¤ 5t tri -tr. !{a1x1 g:+.
+ *^l ill4lol+.
r. zjflzlf atr z;tl zll\lz} "Ja c.E zH"JEe_l +E 8 eLEq ol6ll
^Iqg ^lg
d4lE'J+r +tld+. t-E4lE-l xll^lEe s+^E +a-ol+. s+4= 7l=el .JrJ
= +d4.J dE .s?-lE= ¤.llE zl+.e "J611 g^J61"= E^ll#
6 q+ 7|=E Ttit=Hd ot6tt 4AB f $.zl qlEq "14 ,rll44 z[¤ di]l= 4.JE 'ilt[ql
=,8 g'B6l+ s47I gs_6}4!. trgttrI.
ExllE4 (zl-)9 Ae r+ql 7l+ ¤+E d r+Aq zlzl $$ol ^ll.e¤:
,HEElq^l= ?I gqa B+. ge 4ql zl¤ ¤+q ,_q+cg GEAI @ s-+^= ¤ql r+q zl+E ¤a3qol q41qts^l
qB6F= 4Cql^J= fl72}9 +szl zlzlzl 7H"Jqq^l= trJE qla4 44g ,Jq^l= ^}]s¤: s?-14 E4l= EISq u
"J
qzl"J, ¤+ +4E ¤Cl} ¤+ Ar+9 4+ rldql,<li zlzl +r lr?t4.
$tol 7H"Jg + glqr B+. @EZI e _s4/-= ol^d4 =4?l .Jt"Jol AAzl zq"Je_l

GEEil -. Ae 4qI zl¤ ¤+9 d $Aql zizl $$ol zfl g + 9l4r 8914.
¤) _s+^= 4ol zl¤¤ F6ll^l"J 4oi zl¤9 +zl¤¤ 6il46l
"Jqq^l= oJ qq, 4qi zl¤.ll rIqI Eq4 ++g al"J6llot oF ++r trzl ?+9I+.
ql+r e+. +, ,Je r++ zl¤ol e?-lzl Bzle$el 2ffitrfl
of ++r Eq. EJEqI ge 4uI zl¤ol e?-14 ¤z}trpq zi @ -s+^= 44 z169 E6ll +trsloF= ¤¤g + 9ltri: +tL
q q4 Hl+6}ts^l 44 zl¤e B^J6l-= E4ldql r.il{} Hl+4
+trg + fi+r Eq.
u. zJ, g E+ 4ol zl¤9 aBs+ 44, + 4ql zl¤ ¤+q ,_q CSol ¤so[4L Bit+.
@ s*^:4qr zl¤e g^JeI.r.1l_Es+zl4 E4lE 6ila6pl +l
+^Jg 9.u-a1g r+Cql^J= Tlil +B^d"l s+gtrIr 94.
6il rl+ zl+ol zr4e= dqg szlflop qlqa +4-6}zl g}9ttrI.
fsEtr c. z}9 oJtlql 6ll'j6}zl .e+:+. Ag +trI zl+ol
,.I+zl.J Hlg tsa6F= ag +zie-a +qr Eq.
a. 7J, g sF rtsl zl¤ ¤+ 4lJ. dc +aq +"&I zlzlzl

6grt 6tt¤ 35
TE.il 6tlE

ill= E"J6Izl trIEq


^I"lr{ 44 ErllE 446}71
+l6ll^J: 4
l0 ¤H &al tEol s=Hl= 7\^lel +Hg +B6Iq xlt$$ {f,$ l^e
^lEIe[
FzflEt + 9lE+ qlop qlqr. ts4.
ctrEur e 4l^lEg ^tolBl +q E4lE oilB H.Js s zH.J
A.5.
'ro TlgEttttttttttttttttdl E.p 110-111+ Eol gHI= T}zle+ +Hg +B6Iq zldSE q¤¤ eE
zllg+ glE+al-b 4ol ,l-1}+dq{otoJ4le+. +. 7]ioJ5 ^^
01 @ 020 03e 040 9 zF$zJ +xllE 56ll ^loltsl *4 Exll= olldollo} ++-u 84.
05@ 060 07@ 080
EEEfl @ zll^lEg ^l-olr{ trJg ¤d ^ll4le+ EB¤ Hzll
el *rJilH ^J461+ A6Jq Hlq6Jq.
@ xllrlEg .lB^d 4lAzl
01 *g EatE'Js¤ ot6t| ^lolr{ +q
E.49 6ll
^t"lril +rJq
t-HHl zll^lg zle: *¤ fl4z} 4+q: a+ql q6il ¤ a ,JBs-s 4e6lzl g:qr. E+.
^iolr{ *tE B9l +ill7} ¤¤
@ xll,rlE-g ,rll4l9 eq +ille}
E6Ir 9l+. qC flq= zfl"Jol *zllE E6I^l ?*E zlCrt S
Ag "JAfl CHzl Ep .tlole f,$ F6il "*g ^I*qzll *z}|El ^l^g^J
5ga1Ql.84.
+ 9i= fl4o14. @ z]l^l+g 44 Ezll9 4ag 9loll z}ltlEol gEt= 7}
^l
?*E+ Atr +Al7[
^]dE Cu.E F4lg ^l-"lr{
ile+ +Hg +B6lq zld5E 45g ^'^'+ Ezllg + 9lE+
GEEZr @ qg A4= zHoJol zltlel Atr= Ezllp + 9l=
aFL lol ,ItI 4¤"J {.J"l4a 84.
fl4e, ,HoJq ^I^Jgr+ t4flg E 64E Ell +49 +r 9lq.
ffflEtr e xll^lg +Ae ^l"JE .J fl?-l ffiol olq+ q
6J fl?-19 HtI$ +fl¤ 4*o14. 4 + ,l.tqol=A ol6tl

@ q6J fl?-l= Tll"Jol ^.^.e zlzl {trE E{lB + il= flq E4IE4
^ll^l$ ^J+B Bzi
Exll9 A:'h
ol4"l'o14.
E "Jqlq. GtrEUr ¤) 4+E. d+g ql^Jes q.J4 tril^lzlE dg6}
@ *tr flr-l: ill.JE
^I^Jgg
H 66171 9]6J a_e=e, Ctr * 7l+g q+ 'llille+ B?-1. h "lqq: 5c ctr
f¤ Eo 6J
C_H_ 4zt 6ilAe|= *flol S4.
=
E trE n++g + 9l= g4+slE 5ag zlH4.
=c 'll^Jr+
@ "Ig flfl: Tl|oJ SBql q{}
,H.Jq zlzl {_H_ Er4l?le_E. ffflEtr C + trlqq= AB {&z}e} aHlztT} Hlazl +B
flEg d3 zl95 q46l+ ag +49-E d'zl *84. 4ql +4lE u|$e.tr ggslrll tr'g AL+ELe-Eal *f{lz} utf
olql tloJ.J ct_ Lgg 7l-b:6l7ll 6JtrI.
02 rl4r.il EEE +El6l.= gB trlet @ }1 ul!{= Atr ilgql^l ++dzl7i E^lql eq6}^l gfr.
ol+B + 9l= zlu+.
rE{E'4--l all^lEe ^i4fl -H_-s.= a6roli g^J"14. ctrE ^lrJq atr=
E f,llxlz[ +]6l+
olqq= =Ag
zlloJolL} d+q t qE 4lBolzl qlEq olql EH6ll @h ctrE ga6F= E^lql +lq+6ra *zlg + 9le
^JCg 5^J
HHEI4 i+flg tCallot oJ+= 9^J"14. q. q"J.J Eag Hlg6H +44e-e Ctr= +dB + ilq
GEEAr -. xllrl$* AtrE ol$zlz| q+ }.$4 o E $Eo E + 9i= +Ag
^}^dg E6ll B^J6k zl4 41 ^lH+.
Eql El]ql Tzlx}9 H}]E|4 + 4]lHg tr^Jollot 6J+,1 @ h olQol= old o[$E:r zHE4 o + ,llill
^]qlql =zllilB zl
84. ^+fl, 6I+9 CB"J-_o= E"d.qq H4ol4qslq:5x9
=ol
u. x.|l.tlg$ CtrE
^J^Jql '11611 4¤+
ts* ^l^flol fxllolzl utri.
?+=+E AtrE ^JC"l HlEtHe 4o1alr 84.
,rtotut gTJelEtrel xl+
EEEtr tr. 44IA UEE;1tali Etlql^l= zlzlzl9 6l 5
=r.ll
o16l{

* $.ol ctrE zlf+;rll ol$o].-r. r.g6lxl+ +^Jql Hi4{}4. EIIIE4 AHg rlolcl +rJ.l ,HrJ4ql *zJ"lx} ^lE EllE
e. H o=;4ali Etlq^l: zl]oJolul d+E Lqr+ 6}rll ^Js zlso6J+ gl= gzlolz]| qlEq zflolpol d¤ *rJql
^Jz+fl
FzIg tlE.J C!-ql 4oJ H}l4zl 4+fl9 +-t6l7l trIEql E ^lgq
gg:.lZl zldg 9rl¤ s¤g + 9l4a 84.
E CtrE **x1e -H= .Jtlql H}'lltl+. GtrEUI @ aBe ztf+4 BEg ^J4I6II C^14 Hlrfg
r+A6l +qd^= ooE9 tlE qgg 6l+ *rJq olAol
^I"lt+l
++ Exilq=A ol"-|1
.rtotol ,g.IB + 9lE+ zFfi-= trT6llo},*trt
3 ^I"lr{ +rJq^l -tr,BE
EIiIE4 4l^l5e ^plrli *4 Ezll9 EAq qifl t#6}a ;r -H-rIt.

914. zllrlE9 ^I"lrl *?Jq q+l +ille+ ¤¤ ^ll4lE q9l + EEEEZI e AHe slC 834 zJe EzllE ol+E
^Iolrl

36 E3s +5=a 894 8al


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*rJq^J B4 Fxll, + *zi +zllE zlElollo} oJtrI= +zlql E e. z.ll,rli$ +"JE


^JE+ "Jdq 4d4"J
g16l= otzlts gl f
E6L^l *=trI. E9l 4t_gl .I6fl4: 7.lill sol ezl= +lulio} qFlr Eq.
@ aHe
^Ioltsl
*rJg 8l4l4olzl ?tr 4o}4ql stol+r =
84. $ oflt1l ol;Hal ?l-Lr gg trlE
(o) AHe sdE z}+e+ +A6Iq q= =Tl=
^IgE "JAg adldlzl EIIIE4 ,,ll^l$g 4ill ol6ilq9 9"le} AB ,]lill
?J:.I"t oJ+= zlloJgt#6}z gl+. ^Iqql^l
olollqol gs,{} ol+ql E}l6I ¤86}r gl+. eql Eqa'il¤+
@ afle
^loltsl
+rJql 'ilf, E+^d dEle .J{ Exllgl 'H6ll 4ill oloilqg +dg + 9l= *Hol4.
444 trIAg A46}l glzl ?*4. GEEZI r. z-ll,tl$$ oflill olqlqg r|ill$ zllE|]E,tf$alr.
Higzlo}rll -E¤6F= +qol{r E+. +, e.E s+6I
gg6l= EfilE ^Iqql^l
06 sH
^lgtoil^1
6lta g¤! qet : ol4qe ++6.| ullrllz[ dB6l+ ctr= o16116l+ +=
oHill
ql^l {q'+ 71=4 aB=
^Ieg cE a6J6}q ^F&61_= b
t-EEiE4l zll^lEg 6llrJol+ TlloJ ctr fi¤r+ eg ctr +
^[s]
ql^J ts^J6l+ Hal= 61i¤6lzl +l{} H}"Je_e g4fl H4 itztl 49 egg4.
tr+E Hal ql,Jg +lt} E+ *C z}ld4 ula+qlg Eq4 e L. 4l^l¤e ctr
^lqql^l +"*e ctrE tl+lE
ulqi6lzl 96il
+d +cq ged¤.+a}dla 9l+. ol4q4 SB4ol gs6}qr Eq. +, AtrE
^J=*++E
zll4e -$tlalzl +l+ Hl$zl
EEEZr @ xllrl+g Atr H4l ql,Jg 96il 4.J+
^Iqql
14
^Ir bqg ?4"t +qr 84.
6ll= +al *zl flfl E,:J4 e+^d +^.i. + zflolgol dlq+ ;Lzl EEEZI c. xll,rl.f,$ trilill ol4qg,HillE ,ll¤¤ Hls4e
s?-1 g4g jzqd+ aol E¤.ol gqr 84. e 61146l+ 4ol4a eq. trle+^l ullrllzi 4l3o 61}- Ctrql rll6J
=+6IE+
fffEZl O zfl^lgg Ctr HalE 946}r|| H4 Exfle tf +aa4 4ltrl= olql 6il86}^l 9*:tr1.
e. zll.r.lf$ EHill ol6ilqg Eil+r-l qq^l ,HillE
^Isl +zlE
aizlt_4ts E'Jzl Ezlls t+61+ 4ol 4E H4= 6ila6l+
qlq 4e6l.4r 84. 4qE ,rl$alr. H}+zl6l.rll sA6F= t.4 "E +A'J+. tr|4
@ xllrl+S AE H4l el%r-g +16fl g+ SC zl]d4 ee C4 ^l ^fqz}'JEql7H #f_u_Q Ctr ^JtiE -agC +Etl= fl6ll
ol gealrlr ts+. i=qollo} El+: 49 4l^lE9 .Jtlql 6il86l.^l ?*:4.
@ xll^lEe alrE zt+Ee rilzi4 f¤¤ ctr B4E 6ile ,J
te_e. xll,rlap. llzl g*4.
@ xllrlE¤ CE H4l ql,Jg glEI444 o_tr g+ il? zlldg /\S
TO gt E4l EP 112-1154

9l.J Azq4 rll.J5e] E'Jzl e+d +¤g 91,* Lgg t#6I


r 9l+. 10 2@ 30 l+@
5@ 60 7@ 8@

07 aq BH Ertle-l 6ile H-¤.t tr]et

t-fi {l :"1+l
CBe+ +fl¤ 7l*
b+"1 4.J 1 g tatel gE flaloil EllE! ol6il
^ll^lEg =
+^llE +qe+ s¤9 ,++ a4 Ezll4.z !.H^lE. r}g4 "JzI. t-E4Er{l (zDts .J fl49 Be}g +]"fl +"JqlA 4zl Ctrg
ql q+ eee+ ilE a4-ol+ +"JE {Br+ olr-l4 rlloJel C_E_ql q4^lE zl-fi+4l d=B + 9l= fl4
"Jdql zld4?! g "J
ollE olzlB + 9l= q9l Atrql rtl6tl^l= Bzlt +Al7l gs6l. E *qdllot ¤l+r e4. HlEql (+)= +"Jq g fl4-p+ zH"J
+r +alt+. el oJ4 H o7I *dggo} d-+i1 Eq. olE +]6il
^l-^Jg4 "i
GtrEZl u. z-ll,r.l$$ ar.l"Jol4 q+"J LEo zlel Ag ¤ fl4zt ge6].q-n. +tEl+.
^Isl
4 slz}.il q+ ¤s= dF6I4+ ilBg at}6l+ q91 {u_91 CEZr e (7I)E "J+ql Hl6ll (+)E oJ^Jol ,*= tr-q4
Ell6ll^l=*4lzl gs-6}+r. e+. Ag'*slg +16il "J flEl if$ zlaal*L.CE(x)= *1, 'zl| =
c. xll,tlg$ 6l+l CEql r.ll'J +zll C{ol ,]lEite rl49zl gl .Jg AB zlzl 44Ag z}aofE AE(g'e+'7HoJq
"J4flr+
6ll^l: Eg atrE E3l;$'J^lzl¤E selolu.l^l -H:t= zlaoJf: CE(Z)': k+. trl+^l eol AB
"l6lls4lg agol {zll
q"lot o.JQr e+. ol ¤4.
EEEtr -r. z]l,tl{$ ^}irlzJ e}z} ^}ES =A}6}4+ +"Jq
^JBr+
.Jdg +lEl6l+ 6l+l cBql 4aild= Ex]ql #xllzt g I mEg rt+oil rt|-Lf "JE gB 016]l
-s-6}qr, g+. EIIIE4 zll^lEg t?-l+g r.l-rlziol "Jel +toltrl-. gql q

8-Jrt6ll¤ 37
I

ttrJlt 6il8

sE +"Jql garl q+ .J^l GEEZI @ ge tEql 'ilql Eg-e6J s¤E +^lls ^l"JE
^IBg ESd* =7,Hol7l "IEql
ol dol rl4 ?l^lql E+ol ¤q. r= += ^IBEoll 9 fl4z} x{uJsll. s.¤9 zl*zl g4gu}z 84.
,ll =461+
sl6ll= +^l ?*= 6JE qql^l ;]Ell.J s¤9 zFfi¤ trttoll"t 6gfl e Ae.JEl,-tg Eoll zll.J4 trI"f* dtol ^l]Ee
trlqqel qBg 6IE^l qfl a-H. Ezllz} B^J6Iq
'q}qr +a}6}fr.tr}. "ll4l. + +
trEElm o "Jg rlHiE"l 1lelE E= +Eg t46l+ +q zHoJg fl4z}
^llElls
+rll$zl *611 9i4r E+.
ol zlfrts-4 gd q LI.re oilzlxl 4o&* 9dol ag @ ae 4+4 flE +84 Atlzl +Ll4 zl?4 7x1l illzJlgi
=zfl6h= 6lfl AB E^ll= 6IAg; gr|-r. E4.
elol olLl4 d"l4z trgt+. tr+?+^l "Jg 4l^l* q4= r."J6I
I 9li Aql4l trIoJd 9d zlhlE F6il {?]= q+ Eq6l ql^l @ ge TlCq H?]E E6ll^lE q+l A-H. E4lE +Ed 6lleEl

E++el+Eatgg+?l+. ; 91rp 84.


EEEEtr o "Je +oJ6J i+el 9dol +461+ lol +14 ¤) a, g E-+ Btsg 86il 619l c-E- E4l oll?ol zl$:alQz
.J^lg 916ll gs6}4-r. tr9ttrI. E+.
@ "Je q+el gdol 'J^J *e 13
ot.-lzl rll$Ql
aE 61lA
g +16il ++g Eag qE= 4ol +ld9 %L"J.l g += fltrI 5 ,ttotut BztE Eril 6fle Bt! ol"-fl
r E9l+. t-EqE-l fB9 z}¤xl-3
*rJ9 Erll= 6ila6].71 +l
s¤tr # ql"lot 4lEl .J^lql ^I"lHl
@ "Je zH"JEol zl-fi+4] 9^l-= eI B.Jee BE¤ FqI C+ +4lq 7l+4 ^lE elqlE +6.
E¤-ol gqa B9ttrt. zq"J, aEel gg E'J4 q5¤ zll,rlalr. !lr|.
o ge 4.Jql4l '16il8
++ a+ s'¤g zl+7} 4ltg + 9l GEZr u. z.lflzli ^l"ltsl *AE E ll 6ilag +16I HE
ql tr9t4.
4 ae +ls+qE cP itzll, + zilE4 +^lle+ croJ il+ tI
ilE zJZzli4 r.lrz| ge6rq-a tsq.
^FS4
3 xtrlE gxtlelEIEE e= ot"-lt a. zj$4i *tq +^ll 6llAg fldl zlls4 #414 zl
^I"ltsl
t-E{-Er-l (zD9 ,Jg ^Isl Bdg gloll zl4flg zJ-flolzll E +4 eg ,J"Jg zHoJ9 zFg^.rg 46il6}
^lEe+ ^f$olQzlr
E6llot qlq: 9^J"14. ElEql gg gag flo]l zlz|flg zl glo}"F qlq-r. E4.
^Ipl
qE+ +46Ir ol8z}9 fl?]= 4lElltl -B{o11op'Jtr}= Et} EEEZ! -r. zl¤zk *4 Ezll9 qlag +16ll^l=
^IolHl
oltrI. 4.J+ zlSg al-gzl +^lle+ trlBq HEr+ ae 9lE+Elel c
GEEZf '. ,J9 slcll.J tr^Jollot "JeE 44E.ol p Txlls gealrll ts4.
^lzlflg c. zjflzl|4"Jql q{i++, x}t9 teq.l]¤i4.J. +tlel
^Jtg + glqr E+. Sg ffirlle! AEzl
xl-fiEzll
^J,tI.
f+g "Jeg
trll zlalol + gi+r Bq. ,J, g E+ "J xF+e+ fl?]E e46}^l ?+eBl: CEe| rJg zH"J9 E'Jzl ,=l
^JtI¤
d9 xlzlEol d4IB + 9l= +aol oldElolol qltr}r e+. +ol ^I"ltsl +a E4 4ag floJ Htts4dJ qoJol g + 9l+
c. zJ. g E+ **zlzl zlt9 zl4 tl$"ll 4eL fl48 zl4 ;r -H-rL

+ 9l+r eq. +"J, ,J!+ g?-l ¤¤ zlzlflg 'J46IE^]E ^l


z}flg zlg"¤L ql +46flot c.Jqr 84. 6 E¤E AE4 .+BE +E ol6fl
,rtotut &ot
oJ*o14. ,J3 xlzlflol 4qtr tr^Jrl"lot ++ +
=. 9"J9 t-E4-4] zl^lEe ^pltsl zt"I BcE +44 +Er+ +44
3 4ziEol +4qq rlslzl gdoJqr e HlH, ge +*zlls +Eql rI4 ¤¤611 9l+. ^l."ltil zlol Edol ¤del rlloJoll,<J
oll ,t}qlz} gd++r Eq.
^84}, f+B
,tl {ts-z} aFfi¤4]
{q+ +Hzl ^}4lE E+.r+ T]-bcg B4B + 9l: zlslE xll
fffEZI -. ,J* e.= zlzlgg +t4lE ,J+6llot EI+r +6l7lE 6rzl"J, ¤dq Cill{g ^Iolril ^lote tllillslr. dg
E^l ?+=4. g"Jql^l H"lqzl *6IE ¤"J, *¤="4 eg C^14 HI+3 tr-
olg^l ¤¤ 4s" ql qat¤¤ Azlu ++= 1o14.
4 aq gs ftxil9 6[= EitJ ot6ll IEEEZI @ zllrlEg
^l"lH'l
zt"r ¤c9 +c4 +Eql^l H.
q+ *C4 +Hg A4zl gloll^J= zH"JE zlol AAI^dg qa
[E4 l zJZ zlaq +4] iil4ls= 61+l AB E^ilE 6laB qlqr
f S.zl qEql ^l]e.g BoJ"l "ifl9"lot,*+a E+. HlEql ol *xlt ^Jqlql^l ^|lsg
zl."t B^qE Tlrrl= ++6llot
tJ rL
¤¤ zl¤9 H?-l= F61l 619l AE Erql oil?ol zl-r'"o]-{, .tlul f-.

E .J flEl +E= +16il tEql qql Ege+ +zll= sollot el ggEtr e zllrlg* ^I"lr{ ^l.o} ¤Cg +C4 +H_e_s oJ

qa B+. oll zll"J5ol ¤¤ 4+ql qq¤¤ 4Al E)7lE q}qr 84.

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^t"lr{
+ ¤H6IH^j *C4 +Eg gB + 9l:,J.Jg zlaair ?14. x[fltl &al
@ zllrlEg ¤dE zlol-= $zla|{,<J *rJe_l ¤d
^folBl ^}o}
ol olF"l4ot qlqr ts+.
@ rllrl$9 ¤dg zlol Cill{g qr6l #ule! ^Jqq^l ,\g
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^I"l
ul zl"I ¤dol olFol4o} q}+r E+.
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7 EgTl=rt Eil Eglel s4q EllEt gB HIE 050 06@ 07@ 080
fe:tEq I ,Jg.Jq{4 ee Ctr zl¤9 BBol ^l"Jg zld
4.J Cil +qe+ +9E gtsltlq "J#EE qtlg 7l4g 01 zEet saqqt
lol4l Etrl. HiHql ge .JEl'14 ag ¤tr 7l+9 gBol t-E{El zil^lEe rJEe-l +a}.lr+. +E= ¤¤-g +q4s
Cil Es+E zfid9l g+E zlq= 6lzl *dqr E+. e. r[5; 4,ol 4E qld.= qEqlE ¤6]¤- trlilE e oJ
GEEUI o ae oJel'Jlol zldzlal c^l +qe+ +EE gc ^i*g
,Jql ql6J el+E zl^E= aol{r E?ttr|.
atEr_e_eal E+lel "JffiEE tl4l -u-9"11 Tlqqlqr tr= HlH. GEEUI @ rJEql q-EH Eg rFq qt} taol Eslq
ge eqglol cil4 o e +sc6J.ll+# EE+^l7lxl *6Iq b ae q.J4E +4lq^l s+q: E'JCq u]|+ olEg zI¤
+el effigE olEol Lil= Ejl zl{a}xl *qlqr Eq. 4 Aeg o+E[^l? f gleu + f,$e] rfql qlEi tae trJ
EEEZ! c, @ zJol *C9 qBg E ?Eol4. E E'JC +dql ,lq{}+.
@, @ ¤ol *C9 .}lBg ts dE"l4. EEEEtr e zJeql qsB "JzF+ 94 5+e zF&4"J qql
bqol 9l= +iflzl-olq+.
8 ae Eltrlol alEla'l^l TtlE qet @ ,Jtr: ?lrJ"Jol E'J4 el+E zld4.J qtl-ql E{}¤+r
^lelE
rE{El 4l^lEg atr ^}qql^l trlqq ?-lEiBl^l= Hl+4 tr9ttr|.
9lzlE zlaalf ag Hq "lqqE tlgzleE ^ls"6l-= ag @ rJtr:-EE^JB4=^JEI4IE ¤+*+Cflo e trzl ?*91trI.
egiollot.J+r ts4. O ttr= f,$ql rI+ +qol .JrJE zlzl z[4]oll 4.J E+ql
GEEZI -r. zll.tl$$ zlloJol Atr ^JtFl f+ r+Cql 4lq q++rl qlEql *.zl ?+qr tr9t+.
6IE^l 4eg zHoJ CtrE El+-E f+6IA+ ail*g zl
^Islql
il= B+l= 6ll^J: "J gqr e4. 02 qFtaEl .llTteE-el EB HIE
.. 4lrl*3 zlloJol aBg 7v\lz z.llElls gzlap 41atr= t-E4EE-l ag qlola, ge rllzleeolcl.. Eilolae zl¤g
Aq 'J + 9l: HlS4 ^[aqg zlHot q]+r B+. "J+E BzlE +l6J +*es -H_r ^I¤ql $el xl^19 g¤¤ ,J
r. zll.r.l$oll trists atr trlqq ilElBl^l=
"lqq ^I a6}fl+. rllzle_E| ?lrJE ACg Ed_e Sgel + S: as
^IElql^j
*zl9 cB d= :.q4 :.q, relr ctr ^J4}zle.r..1 u1
ol6il E B HlE, zlgg ++d Ee E= TlAls s+.+E.g-E,Rl Eq
qqE +E4 4 reJ el qltr-ql^l 4lel¤4i1 _E_9ttr}.
^l-sbqgsc.oJ4.
fsEflr e. xll,r.lgoll $eE 4zlH ,lqqg ggE 1116 CEEZf =. Ellola$ rllzlE-e.| llF oJZI"l .J+E gzlE
,llill+E} olq+ zHql
"149E ctr ^Jtlzl9
qgg B'*.J+. ?loll zlg¤. zlul]op ols" ¤ f fl41BgttrI.
=. ullold4 rllzle-=_i E+ "Jzl+ zlsE +4lql Eil.J olc4
raol gs-6}+n tr?t+.
@EZ! -r. rllzfEEixl¤g TlAlsBgt+.
.. ullold4 rllz|_=.e.i E+ zl¤g "J+E gl6J E+s g+g
+ glqr e*4.

03 ot+rlgl qtgajE gB HtE


t-E*ie^n 3e- ol.flup-, e=9 qlgelol+. orfl+^: te-l
d?lql q+ 5¤e zI¤E 4cql^l .JrJ"l .(l-solE* +B zl
qAqr tr?t+. Ell"Jq: E-= +zla\zl4z] zl.4lel ,J^le-e

E'JiI6tl¤ 39
tgil 6[¤

r+E Cg ++61-= +"J'J 7Hzll4= 9nlotlr'l +zlEzl sE 05 ?;'el rlEgofl EHEI o16ll
+coletr trgi+. =net gl.{l
fErqE{l (zDE $il. (+)= +ilg ^14}4 "Jz}o14.
EEAI c ol.fl+^el Etlql Hl6I Ell"JslE "Jtlg'{ag ,rli -urE +^l7l ?l.Jr| 3d_o e r.le go;g- +rts=+= ¤
E¤u-r} +g6}+a E= AEQ()',E *tr, '5¤¤ "JrJE E+ TlEg zj=814. +-ilql^l.= 6l¤r+ BFol -v\a dr"+6lq
s qa^lE "J g4a 4E(9'el'?la ole-lE ^JHillE. E
_E=
"*5"-lH^J #9$.ol "JEg
^1tr.
$l zle| ={qa 6lq z}¤g
'J4s.e oJ+r tr= CE(Z)'= t+. qe}^l eol a g.l gl= +7lilltr gtrI.
=+6110}
B"I ¤4. GEEUI @ Enql^l= .Jr.lg s,ffii E= +^Jg ;7+
^Itl
9 ol-#ll ECg xlull ?lqr trzl trllE ll. zlul= ¤dallot
olul
ECg ¤CB + 9t+: ag EnE oJalql^l # ¤B"l olqq.
4 aqq gB 4e+
E4IE{ xllrlE¤ cqE +tlol+. cq= *4+E "Jtlql EEEZI o Eilql^J: zi¤g EE +47I ^"r.e $oj$ ulil
q E+zle-E ¤al]qt+r zo}saJQ.
rllq4 rEg yvl+ "199 E+.6}rll -r.q6llo}
6J+
^J =4E @ +rql^J= z}¤g ".!E-g B:r z1_=_g g.I 9i= +zlillE 84.
olq ¤E relel g4g 4l^16}9+. r:. qla+ u[]z[zlE
@ +Eq qeE
= .JrJe aqii+"JE ?xlE zlo}o}q zlgr+ e
rflq$ rE¤ yvl} s$g tzl *ol +e+= ol$uJ9-tr z[
B6l+ ae + {g+g+r Hl+6I9.4.
ffi olAqot ++.
@ Ejze+ +-Eql^l= s+ ?lrJE ¤+ 6+ q+e+ ++6Jzl4
EEEUI dq: tlE-g 6lt ol+71 rE-ol rll")
@
=+4ot E zI¤E TIilE ++6llot ajrlz ts4.
!+a5-g y4+ ?lzl ullE"l4r,-H-9teq. t¤ H6E 9*zI
g^J61.= olf¤ .JtE 4'* zl¤ q+ql^l *zl e*9I4.
olslql
,17 g= gEH+EE optt
EEEtr e ^Jq= Eq4 aqg H+l= aa6l+ zl?3 ol E4IE4
=A
zll^lEe ,J+ ^JEll+99 zlE g?-lE Elr ?14
C"l ol{ iflr A+ *qql^l 4*trI.
q^J.l GEEAI .. d? ^JEH+Eql^'t: E= {E *zl^llz} ,18441
@ ^Jq= 4a A+ +qol s= E'Jzl
olq+a -u_*4. =4= =+E +ql^l E44-9--E eaElq fl4_r Eq.
.JrJql4l rerS-6J^lg q+e+ pzfle x|
@ dq: +E +4q "l"lg r4gzl q++ +CCg 7l+e =. C? ^JEH+Eq^l=
¤g f zlAItr r+E 7|il$ 7l-dqr gq. olq q-=.ts ^I¤el
-a lJ lo} q}+a -B9ttrI.
7l^\¤ .JrJE olq d¤ql rIqI zl{ q e s+6ll^l= qi g+.
@ cq= iI+4 rE¤ y-v1= ole-lg F'" 614l rqql
=rHE
oF q}4r Hltzl trIEql erJll 4r A+ +qg zlH ssiel EEEEZI -.,. d¤= ^JEI+Eql^lE.JzJ"l 4= ^JBille+ qE
"lq +dg f,f,6}4l lelollot tlqa E-9ttrl. "l xl$ +q^l ¤Ag 3x1le{-z 84.
r. d? ^JEll+elql^l= ^88^ll9 ++t}.l+ trl"Jc ?tl, zI¤
f. zlijl= goll zlB gt'-61+ 49zi e"Jslg + gltl
^JBill=
05 eilZe "JBtrlet ;r -H-r]

t-E4-4l ,ll^lEe eilaE f^Jol4. eilAql qeH "J+ #


g Eq4etr +!.oe-zl4E zlzl4 #g ¤+lB + gl= #9 + 08 ETIE rlEEloil EflEl ol6il

illg^l 4xH4 7lr,l¤ zl4zl q$ql E'J4 "-g


=+Bg
fl?-l t-E{ i-l zll^l5e E7l4 z}¤+ol+. E.7}ql^l= +flz}¤
,I ?l+. g;7a|{ oJrJE ?l9l4.J 9xl4 ¤+e} ++6}rll ¤zllolt
GEEUI 6) eildql qqH .J+ He *C'4 ^Jgg 6[a zr¤g 7l^lel offirl^ffi +^l6J+.
zlzl S9 +illE^J +zig ++g + 91trI. GtrEUr u. Ezloll{= ^}¤ol o}+fl +4ol S= +fle-l
@fl C 4lae E= SE +A\71E'J4 fl91 bH9 zt ill4ltr^J ++4E e^JE Bir. 9l+-a E+.
xl= ag ol-q{a -E*eq, 'J+ f,-$ie E'J4 491 bqol r. Ezloll.tl= ?lzJol zI¤9 Hzlq +so6}E^l "J9l4"J 9zl
$.9zl4s d.E +illE^l Eq4 4tr"l g+a tr9ttrI. rt ¤J¤ ¤zllullot ql{_r. eq.
=+E
@ eilae xlH
^8Eg ¤4 +ql^J sq +ills,rJ 4xH47l^l= EEEEZ! -l. ETIql^l= ^I¤g ^JEol $.= Ee4 {ltse
zlH ¤x]|E E'J4 ++E q^Je-E tr-ittrl. !-^l g;-e-q, E: z}¤g EE:4r troI "JrJg +?-lql
^i¤E
@ eilae EE arel li,llzl44]4 7v.1= xlu4r -e*4. ++6110} +qr ,J3elq.
@ eilae d.E +illE^l r.ll4lzl 7l^l* zlxl= Eg
.JA4 E a. Ezloll,rJ: "JrJol E'Jzl ECg Eiauqa trzl g:r, zf
Eo6J E'j4 q+E gg
+ gl4l trgt+. gg qlrJE E'J4 gCg *fl o e + szl ?*b4.

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10 2@ 3@ 40 GtrEZl -r. e4^E ql+= dt+E ¤+4 ^llrlle ol+q4]


50 5@ 7@ 80 Eq +Filltr E.9ttrl.
9@ 10 @ c. e4^E ¤,tll4z} "14 EtL6l+ 4gg +a
^llEllE =^ll=
a4 E+s 94ot qiqr +t}6fHq.
a. s-4^91 qe{ ,B^,llE|]: tr14 #el eg Ho617l
1 tt+ EElg gal4 EllEI oJEf o16|.| ^llEflel
+16ll ++Et zHB¤ zlzlla|-r. +ag E_u.sq:.qullot t4.
=x{0il
EI{IE4 efle zl9 Hpl¤ aqEI +zl¤ol zl+ HE*E a EEEZ! r-. e4aE ¤4l4z} zr¤ HgE: 9'l6J Hl¤-ol =-
FBr 9l.= +elql El]6ll 4"Jg 4ot a}q, zl+. P49= ^lA 4 Bzl4s .J+ +4E EBg Fad4 " + "lqollot 6Jqr
617l +16ll^l= +zll zld4 l=qol gs-6iqr. aa6J+. +t}6l9+.
^iplel
GEEZI o eHql qeB zlg *cg¤.Hl.et7l +1"11^J=
+lE 4l+ol tsb zl+ HslE g6}9 a{ae}a}21 gl.J +zil 4 aqg
^l-El "JBEI'g+
^IslE
t qol gs6}+. EIIIE4 ¤zl= CqE "Jtlql^l + aolq. dq= il
zI^J
EEfl e aHg dt}*ol g¤71^ ull=* ++9 4"Jg a-++ bqg +Cg ¤Ea}rll -r.aJollo| a;]4
4otf,Ql zt4ola- ileq. d{l+el ^lU $$E "l"l
4zll C*9ro1s_r14op r E9t+.
++a -u-xl3 ?+=trI. EtrEZl dq=*?-l+g "Jt["]l^l erJ4*¤ol Lzl=rll
¤)
@ eHg 7l+ +49E F4 qlag +16ll^l: Ctl*9 ?zll
r.9 Cs.ll r.+f+#E 9^Jol dBs+q= 4*zl gl+r BgltrI.
4 b4E 4A4HI9E= 5-=--6rq, +zll ^t4el zldzt r=q"l
gs-6}+r. Eq. EEEEtr e dq= "J,J4 Hol 41ao1g "lq +dq Elltl
ol ffi+ 9l+a H?t+.
@ ,JHe zl+ Esls tq} El6]lzl¤ +16}] zl+ E+= a4*
@ ^Jq= oJzJ4 E¤g olq +dg E+6rrll l4ollo} ++r
+71-=ol 4.Jg 4ot el4r 84. zlao|flxluj, .JrJJ+ 5¤g F"J6I4I 4*ollot q}+r -u-zl:
@ aHe zl9 Hsl9 +e¤ 9loll zl-+ Hsl.il B:e g.Jg 4l
g.*+.
-zo 6J d{=$9 z!"Jg rJ$ zleap
!lQ.
@ ^Jq= dill ^J44lE .JAg 916il .J,Jr+ ¤¤e.l flElE q^J
allo[ qlQa tr^l ?+gttr].
2 4lg==EE gB4-qt
E{I E4 ,Jg ells$golrl. ellegE: rllzl= ft*$ ¤{ @ dq=#q4l 'JrJrlF"¤I+=9 Eq4 qg bqg,q
+6HoF 6JLI:/ tr^l ?*gtl:l.
zl tltr- +Bg "*+q Solzli +EAIE Ei.+6Ir, olE
ol e}+r ftL6IH+. =+6ll
EEUI @ fllsgE= x[¤ r x]illg 7l^1= tiJq ol6ge+ 5 ,.telHlgalE Bg ula
++6}rll ql+r tr*eq, .JrJg zi¤g zlullzlzi o[ e4 E4 (zD9 rJg te, 93 ql.J4ol4
=+6110}
q+ + +^dg"J Sol4l zlaa}fl4. GtrEUr @ Ell"Jrl= E= ^JBillzl r#9 dg 2144, I
EEEm o qleEE= 4xlE ?lrJg ifEe -exl ?*gl-q +E dg 7'lq= +xll.b +4E4 #e_l +deE.rJ s=rJ4 o e
4. 4zli .JrJg HIE+ xlgg _E.s fz]]zi qgq ai"tzlE =+Bg
44-ol Etrlj1tr9t+.
^JH +E"
i]lrfl a1ra1g4. EEEEtr e +E= oJrJ ole.lel ^[¤E-g "JrJg +]oJ +Es
@ qlss=E=
^Jqlalg
.JCg 7lE
^JBzllg B=B+ 6^16l
e qa + ilq-r B9t+. Ell"JBl: .JrJ ole.lE ^IgE 6 +4
s+. E4 #E 6d.J ^JBill= "JrJg +l+ ++e_E"J ^l*S6F= a
qleE:E= gd6JJ+ ol.$rl-ffi _H.{ e- z}*ol+r ¤zJ 1o14, zI¤+3 .JrJg
@ ^JB +FillE "JC^d, ^JHg ^lqzl ?*g
6I= ql 7l"loJ+H ol+B + gl+a BgttrI. +l6J ++e-E ql6F= aql E|]6l^l= +e6}zl *9tti.
^ltsEg
@ rilsE=E= .JrJg
^JB +Fi1l9 S4zle Bzl
ggl_qq, "J ¤) ,JEe| Ell"Jel= E+ s= cBillTI Eq4 4?lzlz} B f
,Jg qzlE + +^dg"J sol4a Bgtrl 9l+a Ezl *9t+.
@ ,JE= E= ^SEillzI 4xI4 Tlrl= aluqr B^l ?+gtrl.
3 sttlg gB ol6tl
@ zJ-=.s+ Ell"JBl= E+ olcg zlH ¤4= E'J4_o + ¤6E.
EIIIE4 7ll^lEg s+^el +4-oltrI. s+^: "J+ I zl49 z].{ fxllr-p tr9t+.
=+ql
8-Jrl6Htr 1.1
ttrJrt 6[¤

5 gq$ flB uta


ilrrJE GtrEZl 6l +Hlolz]= .JrJg EgloJ E= ^Jgill= grl 9l

EIIIE4 (zD9 Ag gg qlaol+. ^Jq= +4+E oll .Hi!= trlleq, E= ^J$illql ql'J ¤+g zlaal-fl
^Jq, =48
4. o}fl4* oJAg ++E ql^JeE -B9ieLI trl= CH4IE
oJtlql^J 3llilJ+ t.qg xlH ¤zHql 4+ olq ¤E rqq
gag zlaa|fl_r, fllae E+Eql zlaa|{ 4z]]4 zlzl$ zl ++E qt}eE ts-zl ?Jgte-q, q= ^dBill= .Jtg fl6l] ^l-s
xli zflill$ql qf, E'J4 zlaal*4. g + 9l= H914.
=+3 =4]E
EEEZI @ ^Jq= 4r zJf +qol += olqlql EEEEtr e +Hlola: qlrJ olelE ^JBill#-JtE #ql
q+E =^llE9 olufzlalE.$ +ag trzl ?+9t+.
+dg 714^lE *zl^e_61^L +"J+ *zl4r. tr*g-q, =z}|E
ellae #E +zllErl 4xH4 7l^l= zlq= g+ f,s.q 4ql E. @ o}+l+]:= .JrJE d=g +16il trl-= ^JHill= 6llil: 9ol 4
q4 9+¤ zlaa}fl4. trl+^l ellag dqql|l fllr zJf bH Be+E f gl4r B9ttrt.
ol +E ol"lq +dg 7l4z.l9 q+= *zle-a|b # @ +Hlolri= E¤r+ E+ ^JEq 4t 9xlE xlqa fl=
^lE
g'* =rfl=fl rJr+-Jqr Hl+B 4o14. ¤4]+r. tr9t4.
=471otHg @ +Hlolil= ^JEol :_ zlzllE dol4r Hgt+.
EEEtr e ^Jq: +?]+E "JTg 6^l6IE__e 5¤ qlEil +
+fl61q ylq-ola ?i4r E + ?l+.
^lg =4= ++^dr+ 9 ttH EEofl EI|EI trlgfEj gg ol6H
o ^J"l= nllilJ+ bqg 4H f,$E olq +dg f,-f,6rrtl
l4ollo} +qr B!|z1uj. E= ¤¤-g E"J6Ial 4*4oh rJ4 E4I E4 rBE Ag^l+ tiB 44E 4ezl ?lrJel qe¤
.J+=
I +4-6IzlE ?#ttrI. +l6ll^J+r zj=alE.<J, "JrJg 9161 4lHg .tl-eo op, :1

@ fllae zlzl d9 ¤flp + il= Sel +illE,tl ullzll{ z}xl a9 4l'll+ s4 fl-zldlo| {Q-z P4.
^l-8¤
xlu 4EI s.q4 E+= zlaals4. GEZI r}¤zl-= gqlE +sE oPJ +49 _E-{o1 olq
@
= =4lql r+s+= olsuJe_e
@ cq: +ol + "JAg q+ql^J *.}.i +qa g+.
t¤q olq +dg rBJ6[
zl 9+= 4e + 4E+94r ul$alEE, illAol dqqlill g EEEfl c r}¤4-= &Bg'JZE olel d'Bg 9l+ E+s
+ 9t= ul$e-e zl¤6t^l *+. ole"¤+gitr}I-H-*+.
@ ,J¤xlql q.eH +IA A4e .J+E +]dl 4iHg 6l-b 4
^l-e"
/ opg,re.J4ll, 4A, qlge{sl gB HIE 4:19 ;lrflal eell $2143 i glEzlE aeloflo| aJ4.

EIIIE4 (zi)9 zfs- ole-llEgql^, ge ella, Be Ell.JEl @ ,J¤^l= z}¤¤+ag:+!.16I^l *_r. ge6J ag gq ,Iq al

olci. olr];-eBrll^= E_s f,$ol E4 4oJ ^Jzlt E.J qlrJqlzll ol9ol E + glE+ qloh 6Jqr Er+.
^lHlg ?lult ¤xlel4 @ ,J¤zI= .JrJg +lol z}tsg "l+g + glqr tr7l qlEql,
r tr91+. qlae SE +illerl 4zll4 7l^l= 4E zll4l53
E'J4 " + fl4z} glqr H9ltrl. Etlgq= E= +71 tlH a4g +BB ql etr+ zlgg ¤+6}rll a_+g B,qzl s
?+4 =+Bg
zltE ,J^lqe a+E +r Eq.
4l7l Cg ++61+ +.J6J Zlill+
E gol9lrl +4E4 #E +Col4r e:14.
CEEAI -. o}4^Egell^= .JrJg trI= 5¤r+ g?-l Eq 10 sztel rlEElo{l EH-d ol6fl
=EE z]!
4 4{lol4rBittrI. fllae#E +illtr^JE "J+s$ EIIIE4 (zI)9 Ezl rlr}zloJ $zi, 9¤ En rltrz}.J
g, =+E
ql"JBl= -E= 4TiEqol+.
^JBillE E'J4 EEl6IfltrI.
r. rll.J4= oI4^EB4l^+ ellar+=+E
'ild'-"11
grl .JrJel 4= GEEEI r. Ezli "JA +d4.J .J?14 ++g cl4z zI
^JBillql
4l qqlE vld! 4* ol irl6flE-Bd.=ol+ ag el+=l rJ+6IH+.
g "JEol ¤s" 6J.$ ,llgolol {}r}_r. g+.
EEEEZr .. 4ld3 g+ Hg s9 +illtr E9ltrI.
.. E-il.b z|$ q|fiol ?l?lr+ 44oe
tr-lt ¤aqq 9i+=
=. ell"Jfl9
oJtlql Ell.JBl= Eqzl ¤zlE9 +tlqt4.
"il'J6txl ?*.}- +l¤oltrt.
q9l +qol strl 6lqelE
^JHi]= +4E4 #9 6cs-E.q fflEfl! u. EzlE z}¤g "JrJqz]l E'J4 ECg += =
¤+Eolot ++r tr9ttrI. {s olTlzl ?+=+.
E. Er= rlgol +B4q.e g^J6l+ 1"1 oI44 ++"J +l"J
8 +utotitet ol+tLtle.l gB HIE r+ eaol gq g.Jg +r*eq ^JZt+r gq.
E8IE4 zll^lEE '+'= +Hloli]olI, 'qL- .<l.rlz].'i o].fl
4]:o14. +Hlolxl= ^JEg +^16lr. +tl6l+ 49 dol4, ,.J
Eg r}116}r +ll+61+ ag Eol4r Bgt+.

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q|ell Et|6Eit'8at @Etr e ¤.qEe +¤zlzl4}*e Fq E'Jzl 7l-^lE AI


4oilot +4r _H-gl_q_E.s, 4l¤zl¤ dEg ¤z}gl a¤t}
ezJ?9I4rg+StrI. =4
ulzj zli<lzl Eq4 zizl_H-4 ++lql 9l+r E^l ?*
I
@
AS
TO 718 E{l I EE 135-136+
=+s
gttrI.
@ g?+Ee 4l¤zlzl e+zlE E'J4 oldrg 5t%tollo} 6J+r
01 @ 020 03 o 04@
-H-9ttr}.
05@ 05@ 07 o 08@ @ +7171ql+ 4+9 Eq4 7l^l= St6llo} 6J+r
=4E+ ql¤ql
-H.?t-e.-E-tr, 4t *zt9 Aeql *tIR+r B + 914.
01 Aqofl F;,ol gB ol6fl
Efl-d

I-EJ|EE-I xll^lEg +n adE 6I+.J "qlzl"el 9*o14. # 04 qE lEst AEq EH:d q'fd gB Hlir
rql^l= **ol Etg gHI= z3s olpr HIE+ ql+ 4+ql q'J Agql HI46k HlE. (LI)
(zDE
^lq e^J=
E4IE4
Ell Tlqg + 9l+r 84. q+ zlg:ql 4t d¤"] E94 o + AB+g+r E+.
= =
GEEUI -. +nql^Jb*elol E^dEE E'JC Ei.J9l zl¤ GEEZI @ (rDE "Jtlql Hl6I (+)E "Jalg'ql+ zl*ql ql
g+ glqrE+. + Age AB$g zj=afL: Cs(E'$'Eq^dg zlfre-e g
E. +i/ql tr}eE +ate ^Isl +tgEol a^JE ol+q aEl¤ g. g5q Hfl= rllaJali AE(g'= +-tr, .+zl¤.E s¤q ql
,ll +=61-= rJl zl{Et
+ 9l+. {} {l¤z}9 71lCg¤+o]"= As(z)'Y *+. tri+^l @ol CB
EEEEtr $noll!= gslE .]]¤¤ 6^16l.q elq q*+
u. ol ¤+.
g+r eq.
^i= "J
e. fnoll,rJ= +slg 86il ECg jrrt6l+ F Ail4 a4g- 05 qeqt EttEI zlel gB orlt
7l4B+ 9l+r e+. t-E4E{l z.ll^lEg ,JEE +4-oltrI. ,JEE uls| rQ.Sol g
zlxl4 ul* s'JC9 {l{ol4l 89t4.
^ICg
02 AgzelCEt+Eoil EllEt ol6ll GEUf @ zJe: "14 dol ^Js +^ICg zlzlzl| 6r^l"J
re4EAi-l ,ll^lEg +4-014. 4¤ol 4E +B¤ ¤9ol4E dg "JC6I9trl.
^Eaq
ol+qE 4¤ol +4aI^Bag +e gg+qq +
+4g ?lq} E+E EEEtr o ,Jtr: ulzl-E.gcE d¤ql Tlqqlqr H9ltrl.
ecr+ ar9^dol Elrl¤ 4ol4l +t6l.fltr}. @ zJe= "14 rllBrt E'J4 B+l E+ zl+zl dxllB trll cB
CEUI e ql+ zlillql EIq! ol¤.tr|-$¤ ++q10} E+r tr9ttrI.
^Bag
ql+a E-gt-g.q, ql¤ql 4El sz}ts s4 ,Jtr: tt4 E'J4 ++ol r ¤^lql^l .?rldg zltl
"lzl T}ilql =4ollo} @ "14
ql+r +t6}*.trI. qr B?t+.
EEEZI ¤) {l¤zl-zi E'Jol+ cil Eg Hs}^l7I @ zJe.: "14 3zl¤.ol e^d4q_l aeE+q #f olczl"J 4
zlCoJ"l"lot^Bae
+qr +4-6}zl ?*9t+. o e ulolzl-= 4l7lE +4-6}flo4,
= "Iflei4l "14 =a*+
@ qsE ql+e ql+ r z}{l"Jg ++6Iq, dE + ACql "JrJe ++6I^1 g+=qr tr?t+.
^¤aq
¤g +4s-e 6tzl g+=trL
ql+ L+q 4q} Bzl¤ 06 qt=E atgEloil gB
^isl4 EHq ¤+ ^lqo}
@ Ell-d trtgr:d ot6l
^¤ag
'tl+r e-zl 9*91tr1. E{IE{ Ae q+E tr$:4z| Afl+E4
@ 4l¤ol zlu E,:J4 .^lslzl g"Jqg rqg gs ^Ir= Hsl^lzl
Ell 7lq6}*44 H r, gg ql¤E rl$slzl ql+E e4 zl
^EagE9t+.
7i S.+r =
oJ-$ ol c.zlzll ¤ 4ol4l84.
EEUI @ gg {l¤"1 zlo}:olft-S4zl 7lrtl$ z}ar}_a gl
03 ql=oil EH:d=atEE g8trtet o E +, q+ql 4el
Bzlzl E'J4 7l^lel ++6lzl ?+qr e+.
Exl= + ^l.tz}= E4Eol4.
t-eEiEAI-l zI^J el¤ EEEtr e ae gt}^J++.ll^l trI+6l.LE= rll^Jg
"14 4tr
9 ¤4
=+E+
dg fltr-?'rrl:jcg tlel6l+ rll gl4:r o e zJfole_-e, ql+q 4oJs*Es
"14 4t"l ¤+r EtrI.
ol-T?z} tr914.
CtrEAl @ 94$$ {l¤"1 gH}= E^d E}"Jg 9{} s.';a @ Ae ql+$ tl$s|e-l +44 ¤.Jql +E-6Ir 9lo t: e. ql+
E.Hg zll+6110} o.Jqr +tl6}fltri. z}+ql tr* zlzlE +qg + 9l+r E+.

Sg46li¤ lr3
tglt 6fl¤

@ Sg gl¤ zl$ol zl,l} 7l^l= ¤4_oe +e¤ f fl4r 36IS.+.


E+. GffiUr @ g4Ee ql+E
ol.!9. dg flelalpJC
.Ez]l

@ A, g 51+ ql6g Fall ,14 7lxl= Aeg; 91clr. 84. g tlq6]+ qlq^l +gla, e+oJE= {l¤ol {l¤ : z}ill"Jg
++4ot +4r Aa6I9o E+, 54Eol e+"JEql4l tlqE
07 ots+et gg oru soJt}q dg zI* +ql Bolo} tlg ,Jll'Jqr Hl+B + 9ttr|.
t-E{E^ll 4l^lE¤. o}ser=el +4-oltr}. o}rer'i tr-Es} EEEEtr e e|.JEel "Jtlq^l
=+Eqlal
rllzlg + 9l= Hl
g ql¤q r.l]6il EsI tgol4a uls6tE^1. ¤ql ql+e zlgql +"1ct.
++Elq E3r| o tr q"JslElflqr. -H9ttrl. o 5+Ee 9l¤zlz} El]¤!g s+E HIE^I f 8 otlo} +qr tr
GEEUf u.^IE
olE eli ¤s].e+ 4qse| gg ,ilill$ E6ll zl ?*gltri.
dBEl= q+EsiE o 4\¤zlzl dEql a¤4ot *qr E^l gBltrl.
^Jg4-9-e. f+el 4*zl "*4r
E?+E-e-
^J4|Eol
-HgttrI. @ 4l¤"1 dg d¤6I71 +loJ +AE *He_E iflq$
rt44 ¤'J4ol 4e++ ++ =+Ee
e. olEElE= Eil+EsI9 q"J + 9l+r l.9ttrI.
sI ¤tol ,Jsl+l 4ol4l -H-9ttri.

EEfl q+E Ee d
-r. olEetL:.q+EslE &Bslzt 2 ql=q EH-d ff.? BB ula
^l.A}7tel =^lE
¤g %I6ll6}q. q+ 4+g fl.+E ^J+eE dq^l? 4,ol4r EI{IE4 Ag +i/ rltzi. ¤¤ Ezlolq-. 9r.91^J= qle+
9t+.
-E
g ¤i6il ECEE E'JCg aoJ6E
^}el
e^lE ulea}g f il
E. olE=tE= q+Eslr} zJttzl.llzll r++ ill¤"I otq4 s +r 84. +alql 4ets {|ts 4]E¤ Bgs6l4l *Hl6}rll qt
+slg iHl "J^lol st golap, tr9t+. tr|4^l rllatrslE rE4 + ?la. ^Isl4 olq ¤¤g ,J6Hg + 9itr1.
ol zJtz}9 ql+4 ,llCg+4161+ 4ol4l tr^l ?+g 4o14. GEEUI @ +E ^l-t7i= ?z$. Exl-b +CE EIEI$ g A
Eoltrl.
08 otatleHql^E qe=tofl Elt-d ot6rl
EEEtr c. o $r +eE qlBg B dEol4.
rfrJ-z1r}

[eqETI rBE z}¤zlt or?-l^Eg4l1ol4. ote]^EBell @ +r.


^l-t7te|
+z[ E+ +Cq 'ilBg'J ¤Eol4.
.ql Elets q¤g 4¤q Eololq, s"Jg.I^Jel offi+ffi @ +^l7l *CE
'llBg ?] ¤Eol4.
dxlltt4 qI? Etroliil 6l-= t+4"J Erlg 9ole}4.
GEEZI r. ol4:-Egel1^91 trlsfl a}¤g Eolo.J q¤ol 3 ql=q d=ilotl cH-el olE-etg get 4eJ
+:4Ae EI'JI+ 3"*B + 9itrt. E4IE4
^l+B ¤zl Exllgl
xllrlg
^l-^J7l=
olre.:.olQ.
u. opllFgell^= qagE" dl zI¤9s,Jg+ 9l+l1ElttrI. GEUI @ olEElq qsE 4+EelE ^J&*¤ +q=
a. ole-].,r.Egell^q qeH q+g zi¤ol ^d*6}zl *tI Ag A*zJ*zlql4 a+'J ill¤ol olu s=s}¤ dHl o}^lol B g
SC6l+ 4¤ $e-e 6IE.-e q+9 ol$r-l+ol zI¤E ot*{ oltri.
gtrtrI EE"J + 9l+.
EEEEZI e otEar.= ^JBs+g q]+ql qi4 EEI t9ol4
EEEZI c. ofr]lEgql^= {l¤zts e+4-e+ u}}z}xl -r ulsals.4.
E got 9l= rJag qE @ olEay.=,84 {16"1 z}eql ++qq 9l4a tr9ltr}.
^I*Er+ '+ts + 9ltr|a
E_9t+.
O olEai'= ¤4 gl¤"1 EsI 4!E-9.tr. g"JElq*L+a 7t
6rS.trI.
@ olEE]LE tr*_" e d+{} cl]6+s}r} -tr=E}g aHl o}^l
/\g
TO ¤t E{l EE 137-1{O$ ol qa fl41+t}d}fltrl.

2@ 3@ 4@
1@
4 qEoil Eflil=aEE g8trlet
6@ 7e 80
5@
t- EE-l zil^lEe g+EE +a-o14. =+Eg s-.i4 zli
ql q?+ dEg ql+ zl+¤ E4 a^Ee adt +Crl
^Ir=
1 qt=oil r]l=d elgEE gB HIE 7l= + ?14-z e_9t4.
=atEal
Erfl
=4
ae 54E, ge e+"JEol+. ql+r+ +elg +41 GEEUI -. E4E9l tr+sE 9l¤zlE EB4 ol^Jg EHJ6}
ql Eil6ll ¤4Ee s.9f9 "Jelg, e|.Jg= dolf9 "Jerg ,J q gsq a!+E ++61+ ql+ z++¤ atzlullot t4.

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=. gqEql qsE ql¤ +lr"Eg A^JztE g=Er=


+Cg E+"J EEEZI @ 4l^lEql qsE ql¤+ zJtzl# Ail4 e-E
6171 9l+ #E EHg zll*ts
9l"lot'J4. f 4^d6leJ= 54 o+ q g+g + 9lrl.
=. 54E* ¤+qI 4¤ 4*ol dg +E6l-= olC4 bqq @
^ll^lEql
q.EE ql+e ar+xls"J otq+ zJrlzlg trlzJ ill
El"Jql zl¤,*cE -H-?l+. Eg 9l+ {olzlE a}e.
EEEfl .. E4E9l trIsE o[$ffi$ 9u[E9 ^]E E+ @ xllrlE.ll Irlets ql+e atarzl4 zJ*zl E+e]. Bq4 E4l
4.J aol oiq+. g-+ fl= 4,olo +, ql+ol a.tzlglal
^*ltzl-b "lil= g6.19
-zqg B-*21 91'1.
5 El+= tfiloil il:d u!.JE gB 4E ot6tl @ xilrlE9l trlsH ql+e gqql ¤4al4 +o&*
"14 ^lElE
E4I E4 zJ$ HIBoI+. HIB$ +?]+9 Etlg zlS r[tz] 7l^le+ +d6}q
=4t4.
E, E'Jrl oJ$el glg ^tq4 ++^J SS6fq
8 qeq dgEul
"16116l
"Ar| EH-d gBtrtet
Htri.
GEEUI ¤) HlBg oJ6}ql^l= (^Iql)ql^J A9 q+lql qe EIIIE4 AHq qsE ql+ql= r+4 xl#ol ¤z1l6J + $,
H4 ++r+ +A6101, dillE q+g ei eq, Eg + ril= ulzqrTl slrel 9l¤"14.
^l.419 ^JzlE"l ^Lirl
oiHzl eE6I g ag zJl^lB + 914. CtrEEr @ AHql 4EH "J+ aleqlol +?-l= 4¤ec1 q1
^l7l= 4¤
EEEEtr O, @ tEg Etlql^J xll^lg + 9l: ete-E Hl 6Eol 6JZl +?]= Er+ tL*"] ul=q:.ql^J C+6I71 +l+q
B9 +tlq= *dol S4. t l zlil il4.

@ uBe q+g 44 0 + +E6lzl gile-,,E, i{qg r^}* @EZI e AHql ttlsE ql+ql qle} trg 4 Fzlzl ++^dEl
4l+r| xl#q} rflqe-E +E6lol ++6llot *qr E^l ?*gltrl. gqr Bzl4s ql+g tf ol z]6}q= 43 olrl4.
o uBe qfle "J6ll g^J6l+ ai+E ++^dg +^161fltri. @ AHq^Ji $lf-zlzl xJo* C41g 7l4o\ 6Jqsltl¤¤ *g
+ s-g.q, ql+7r: Hleq^ql^J ^d+6llo} oJ+r Eq.
6 ql=ort EH:d etgEel gB qqt @ eHql qsB ql+ 4r-+ol g?-lql e-l6li
^lq:7[^l= ^lt]E
t-¤4lE^j-] zl{} 4E'9 A e+"Jg"14. el"JEb ql¤ Bzl-S4.
^ItFzI: eeql trls$ ¤qql$ "J^J^8gt"ll^J }7+ drll dB +
ql ql+dol?9 "Jtlg zl{ .rl{}z}E, gl¤z}glz,ll +q4 +e @ 9l
q+4ql tz}|E:g+6llE alrE ql¤ol B + 91trI.
e ++cg sill 6l+ lol4l +aI6Is.trI. =
GEEUI o s+.JE: ql+ol 9l¤ ol99 z16.ll Edl^l ,l]+
¤ + 9l= {ol o}r-lzp H9te4, 'qleg gl+ ql+'g z}aol
HtrT.

EEEEZI e e|"JEi q+ol {l¤ olgoil 4= q4g +l+


E+71 q q .J gtr}r _u_q}4.
^J=
@ e+gE: 4l¤zlzl trIE ¤+= "J+^la Bszi S4
^IBE
r trg}+.
@ e+gEql qsE q1¤4 zlzlzl e?]zl 7l^lel tlE H$4_e-
E ¤6Jg +rts"lo} 6l+ ag otq4.
@ e+"JE= ql¤g Eq ++E qr}sE A+6F= 49 *zl ?*
qr qa+.

7 q|eq gg ot6fl
EH-d

EIIIE4 zll^l+ql qsH el+3 drl4 TIxlg"J olq+ c


zll zlzlE xlqr fl+. olql Irl=-H ql¤g trl+
^I*=E+E]
rl ¤xllB + S= Aolzl qEq +"J"J 7l^le+ raE¤ s¤a}
BqE ol+qdq.
=
GEEUr e xllrlE"ll qeH ql+e +"J* Tlile+ B4E zlxl
E+ rag 6J+61+ trl"J6lrll Hlgg + 9l+.
^I*EE +16}9

E'J"l6tltr 45
tgrt 6fl¤

GEZI 6 e=91 tr|EE rI= +j/ql ql-J E6ll= .JrJE


q^l+ &al$ ElEot 8al dlzl= + C*El¤ + fltrI.
13 ^tEI =gCg
EEEZr e e=5 zlzl f;roll Elzl= olqol 4 +nE +
+61^= zliolelr. trxl ?+?t+.
7lEtIil @ ez5 q= a" I.ql zlHlE zlaofgl-o u e q- 5=
AS
'l]+ ++r+
Tc, E= 146-147+

rE r zlalE zltE dolg +lel6}= 4 o + zjf;lzl ?*"*+.


01 0 020 030 040 @ e.=3 .il.r-lE ulna[{ EE ao jr'9 +gp]¤ erqollot {}4
05@ 06@ 07@ 08@ r +4-6l-zl g9i+.
@ sr= 5n zJ9 a# 6JE bzlql trt4 qlA6llot *qa

01 z+o[ Ell-d EalE Er{t ot6tl B^l ?+gttrI.


fE-q l 4l^lEql trlsH A++ ++61 *rJe) d#zl-olul
4 .JrJ zI4lE C4^Jg BC6tr +.J61+ 4o14. 04 rt=+^tAE Etrl Eflt¤oil EH-d gB HtE
EEZI .. 4lrlEgl trlsH A+ *?JZ TH.JE AiI^J ¤ r¤4iE{--l (z})E Es}+E, (+): ^JBIE E olE.ll 6ll'}.Jtr}.
^J4+Al¤+. ffiel= olulzlzi
:=o
tq, Esl, ^Ipl4 5^Jg -E7l6I
a ifr =41+E
qE+ ++r B
=. xlf .r.lgoll tr|sts "JrJg 4+ *rJgl^l "l+Elr+ E.JElg d ++
^tqg "Jflol olE* +ele. EoJrl4otrllFal.zll
E6IE^i al4lg Fl-B + 914. L "J^Jol4. ^JBIE E r+oJ* EsITl
^lE =
@Etr -r. zil.r.lf,foll trIsH 4++ d qlq gr 9i=.Jt ffi olgqoi aJQr -H.= "J*ol+.
9 s¤ o + A+ +?J? rll"JE ille+ ++6|zl g:+. GEEZI @ (zl-)9 "Jtlql Hl6ll (+)E Etle'+o&al Esl +
.. z]lrlEgl 4eE oJrJol 4+++E ag ++61 +rJE d+ E ¤¤¤ zj=ali cs(x)'s+'ole4ql Ec+ rJel +=g z16.}
6Fb AE(Y)'= +I, '++ +slql q6J ol+"JE E+= ztaol
"J9 g"lalxl
g+eq, A+ +?Jg E}er+ 6Jt} -o #dlo} 6l+
4.s otul4. : AE(Z)'= *trI. trI+^l @"1 CBol gtrl.

C2 q=Zaloil EH:d EalE ol6H CI5 galotrjle.l^tti4 gZjoil Etl-d ol6tl


={l zll^lEe 94otrll9 +a-olrl. gil-lolql= ^d4 +
E4IE4 4t^lEe ^Jqg +4-014. ^Jq: Eg4?]e+ +¤ E4I E4
ol +qqq fl4+ +¤Elq flzl ?*e4 ,4+ "JtL4e # xlill
oll
"Jg: rlc, Eql4l += r¤:, LEo ^l¤9 4zl, a,Jg +l
+ 4¤'J g"J ¤+ lqoliol oJtr}r +t}6}*tr1. z| flzll.fzl C^q+el EeiS, ? rd'Eol g + glqr tr9t+.
GEEZI @ ^Jq= E= g^lol tIS{xlE 44ql ql6il 4Hl G#Zr @ g4"tullE "JtE A4"JeE= Elet Ezls"d
zl+ "J fl4z} 9l+r 6}fl-e lrtr, olql lrlsts 4+ Eill= ^J ;q4 dxflz} axll{r}r tr9t+.
+Bql qlql 4ldg AtrE 4l*6ll +qo} ql4. g4Etr e g4olrlp .JrJ.l +r4 "J^JCgql
^Hlxlql4l.l#e
EEEEtr c ^Jq= ?ealz1 *9 Eqlzl r5¤ + illflg + 9l+r tr9t+. =41E^l
^lE ^J^Bl¤¤
q^l= "J g+r zlaa|${zluJ, qul6-J ^JBE E9449 zlle @ g4otrllql rlsE +j/4 .JrJg 4¤ : zlill= d + +Ell
o

e 9*9ol^J= ?] gqr +e-6J 43 olrl4. al-b lol olq+ zr¤Eql^J d^el*ol Eqtsg .Jr il= a

@ +4g E6ll ^8+g +loJ g"Jag +ts61 ,J+l6l+ ag ol+.


^Jq=
+s6ral qaq. @ 94ot4lql qsH arI¤4"J 14 xl¤49f ae ts4E xl
@ dq= 4+g EIE= r+49 Eg4?-l= dq6l+
alalzl f}eq tls. E+4olzlE ?*4. $4olQlts s-alEj ,q+
^IB'-Eql
zll *zl]olio} +qa B9t+. + C^Bl+9 dl4lz} affi211 =oad4I zla*4.
@ dq= 4zi *zl$ +14 4A+ ¤olg zld al*ol +s6}tr+ @ g4olcll= 4qL4 B+"J9E: ^J^et¤¤ .J^l6l7l qB
r. _E-?l-e--Etr , +4d*?zl4* rJaq}+r. B + S+. q-r. -H-?le-{, a¤4olr eql4oJ dxllgl E|]+ E¤¤ +^16I
9trt.
03 =-aetg8oll EJI-sl +=ol gBqet
[EEIE-A] zI^J ¤zlE + ^t^Jzi= -ezol4. E-r=:1el^F 06 eqe aHlel Etat4 lHlE H|a'
=e
-il.2[ o[g tr]= ="rql ql* +¤¤ z]aa[$eq, += 5l9l EBIE4 (zI)E s?-14 (+)= *?-14 4ulE zlzala
rlt tg.J +dl= B*ol+r ^Hl,
_B9ItrI. ?l+

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^J ^J44lE
artg zqEl ag aa6rr, *el4 iHlE ,t461
: E+ql^J: rlcql^l ^ItE EI+e ++g rla*+. 10 2@ 3@ 40
^Hl
EEEEtr e *q4 aa6l.=: oJtlql^l= 3li Hl3-o e 5@ 60 7 @ 8@
^Hl=
tr 4lrll "J+g E:.iHl7I HlHizl6itrlr E+.
o tlEl4 aHIE 'Je6l-b "J*q^J: zltE czllH4 zlEE
rq6lq i5 H+l 4ql^l nults 49 zla,*4. 1 gal= flB ula
ol-ErlEEI+E
=
@ e?-lzl lul$ zlaof.}- oJtlql^l= eL zH.J9 aul BgzL 4 t-E4El ag EelE E olEg "Je[, ¤-g Eoeil4E Et]g
E +^Jge_l olqlli +fl$+r E+. zlzla_ 9l+. E olEe +"JoJ Es+rl !e r.[s" 6[4] aE]
^JBIE
@ +?-lzl lulE zlaoJi Etlr+ tI?-14 zJ=al* oJ4. ol+qo} qlqr E= EtloltrI. Eq+E= ol"JaITI ¤tl+
^Hl= =
E tq, EsL ^Islzl 5^Jg Ezl6}l ++ ^lsle-l "Jflol gs
e E.+ H+lE,-Jq^l= r+^l aHlE u|$zJalzl *'J ae
tr t+t+. ^+ E olEJ^I E+= ++ EEIE E"J^laot ¤Fla tr= "Jtr-ol4.
EEZI e Eq+e-l= ^JBIE E ol$4 94 "l"Jzl E+=
zl 4g z! z6la o o _tr.. Ag gql 4l o
Es+ql S "J vJ 9,1 l
"J
07 utt=UE rt^t tHloil gg ot6tl zl =
^l
EEIE 7l= Es+eE ¤Eg zfaofl,tJ| .J Eg rJl|6lr
EtlEI
gl
E4I 4^lEe qlBflg ?,Jol4. uilEflql q-EE +*
E4 4r Hl*E+ fltr|.
4+e zlt9 zlglE s44zl +16il #gsol $,r.1 rul
EEEZI @ rJe e?]zl ^Jrll+elE +t}6l.= 4ol olul4.
^Iq4
E ET+. @ Ag qq El+g Es+rI tI Lilql^J 3o¤51* z|$r1l .r.J.

qgflq qqH +*4l#e ^lsl


GEEUI @ Foll xltlg El .JCg i76llot qlqr l1;r glo rr +, zJol gqlril xllzlts
CxllBS =44lx} ^ulE
qL4. + 9l= ul$etr 4e6}xl ?ttrr.
EEEtr c tsilBfle ^ril*ql q.J +*41#9 ds-r5 z1 @ ,Jg EsI ,J f,:=" 6J *+g zlo'lale._E EEI ,JE +gg C
4ol ¤4s folEzl ?+:+r Bittrl. ollo},*41 ++61-= 4.ol olul 4.
@ 4Bfle ^J+9 7l4ol "J^J tL+.E ^J4lHl= zl6c-E 4C @ ag 7l+ EsIe| ol"Jzl-59 +e+7t ro +.6lloi qi+r ztaol
q= ag olqq,
^til$g ++41+el
ill^ll+ $.ll$e__e oJ6li aolzl,
"l"JxI EslE CAIC$ ulr]e_E zlS gffi He+^l
tl*e_l ^J4iHleI ++6}fl1 4Cg + glqr tr9ttrI.
=
4ot,t}4l B= aol olq4.
@ qlgflg zle+q zl9 E= 4l+E ,rlgrgol g,r.l
^Islql^l
aHl= +4r trgttrl.
2 aate aHleteat4 aHtE ula.
@ 4Bfle ^IEl dalE pz}64¤tr}J gxl+E r}^l aHlql =e
t-E4-4-l ae +?]4 iHlE zlao|-a, ¤+ iHl=
S?-lzl
rI+ ¤#+ zl+¤qr E9ttrI.
,Jaeltr]-.
GEEUI .. 844 aHIE zlaol-L: Eelql^l= ^J+E +,11

08 ,1^= tr1CE talq EXpil ElEt ol6fl F61l }.E" z|9 .Jflg _E_sEt + gt: E ^Isl Cg d¤"ll zl
=
qe + 9l+r Eq.
t-e{E.{l rBq z}¤zl-b rll^E ulldol i}? Ezllg floJol
qr. ]tE ai+l ExllE g,rj,rlzln e EE¤ zls" 6l"E r+Cq^l =. t*44 iHlE zlaoJt EtI$ S?-lzl iHlE z}aofb
oJf,t

olel+ zl$¤o} ql4r 84. g s+ Hr*zlql dHlE gollrJE z\,tlE ¤i7= B4zis e a
^Islzl E4lql +dg
¤ts 9s-21 9l4r e+.
^Jg ElrlEE
g^J # e
nel6llo| oJQr. HE
+aql fsEtr -. tI44 aHlE zj=ofi: oJtlql^J: i+ Hg
trlil= go'&$ rqe+ ag rla*Q_r. E + 914. ^Iq+ {ql^J iHl q9l= oilo} e}4r ts4.
e. zj$zl^1. e.l+g cqEl ql flzI ulzl] $o] =. s44 iElE zlaali Etlq^J: i]l.Jel gE.ol E+
^[sl+ i+aql gqql ^Hl
+ flqr Eq.
E.$q4 +dE Aszl gstrql84. a, "Jfl, ¤sl E += ^rpl ¤olg trle

EEfl -r. zj$zlf EllE ElCel +?]4 Exll= xl4aE


lfe Ir + E+ E^ll #zlzl *e E+ dqg 3 z.t+0il EH:d 6lolEl!4E gef oFll
^l"J* 4o14.
c. zj$zJ| .ll* ^JtF+ 4* aeld-= ril^= rIdE t-E4rEl zll^lEg 6iolEll4E frlol4. 6}olElla= ,-}]4 tL
a44 EzllE xlzluE 914. ^ulE te--tr.^l del e44 9olz} ^Jdqq zI= r6JE ^Jd
^jl{E

8s4 6lld 17
¤trJil 6tl¤

Hl$6lf,trI. @ zll^lEql qEB g^le Elglg E]l4loJ ill gz} +?-lE Aol
"l+r
UI @ dl.olqlaql 4sE 4+t+q EAe ltllz4 zlzl otq4.
zI olul4 rll4 *teE.<l xlzl zl,tlglzlle EgIa + fl= dE
844 9ul{lrl +o}"t "Jtr}. 5 qt=uq rl^l +Hlotl rH-d gg olal|

fsEtr e 6}olEll4: |+E+g 844 9"lz} td9"l zI Ex{ 84 zF^J qlBE zJ^[[zli HtlBfloltr]. ullBflg z]E
Hlsd}s.trl. +9 aE E= 4l"E ^t*Eol 4^l iHl= qi+a B
= ^ll4=
6}olEll4i oJzJol ,l+tlg d66l B¤sq.r.
^l34ql^]
@ E6ll 9tr}.
^Irlg
8914. GtrEm .. ullBflg 4z.l9ol4 algdol 4^l aHlE 617ll
@ alolullzlql4eE a+!+e tzJ zltlg Eqt ^lHlg rEi "JE= floJol Elq E*ql Ell'J zl+zJ +sE g^J^lTlrtl gtrI
6lH^l
^I4lg
El+= {ololo} oJr}. r tr9}trI.
@ alolrllzl= a+Elg E6ll qlql^l a+6}r ullal4E
^ll4l ^I+6IE^] =. uilgd9l ElsE EloJr+ C6Je BgE Hq
r".t ^J¤g fla[_L 16]3 q*.i"].tt]qa z]aal-fl4. r+^l aHl= 6l+ g.Jol ¤tri.
61711
^5
^l
ggfl -. u18fl"| trtsB +"J4lBg z}tlE 4qg eql
4 eEqt 4-d e=ot Eg 016[ 6171 916ll^lzI olrl4 zltlel zl+lE g44zl
^llqol+ ^Isl4
t-EqE-l 4l^lEg +=E +ti"l+. _e.e: B+= zlofolr. ?lail aulal= aolg +4d4.
trS4oJ E'JCgl ?luflEzl ?*E=oroll q"J+¤¤ zlaal94. .. ullBflgl trIsH ^Its+E ^Iqql^l: +.J41++"J olul4
EEEUI ¤) e == THoJE +j/4 {.dql 9t flFol+r g ,19 E= 4l+el rlHlEol r+^l iHl= qlq.
al4E += +EE o-16116]-rl+, HI+ol+ g"Jg 4zlE4E C
4l$rl Ll E "J*.}"F,{}qr E_?ttr}. 7 *titli Eet rtg^l Cfl=g gal4 Eol 016ll
EHEtr e _e== n4z} trIsqr. tsxl4s Eq4es E EIIIE4 zll^lEg *ull^a Ee+ 4"J^d ct+E .J+-o14.
Ell+tso}"F oJqr o1q1 rle$ EsI trr"J^de .J+el +F f+"Iq. +?-l: +oloJ
4l Elzl ?+= $dg 6Fb
^IBE$ f,-i6lrll
ts-gle-E--s. +j/9 q-E¤ ol+s 4.Jg q"J6l+ 4+l= +'J Esl CillCA 3E+tr9 tlE 4L¤¤ H e6ilot ql+.
6I+a E 1o14. trEEBil -r. xll,r.lgoll qqts 4fl4oll q+4"J Ee+ AAI
@ -e=.5 ti*zl¤. ¤.Jzl¤4 eg HB 4914¤9 ESg"r Cg zlH ^i*EE aF+eg ^Jc zI¤¤ H o61+ ae EslE
o[ oJQL E-?ttr]. j/+. qd, +acE 6J^Jql olulzlql+.
@ e=3 +nzl n4zl-4sq4E q- 5191 ql4 ++g + e. zll,tlfioll qeH E+= q1+E +^d6l-= ,llE d+9 CillC
glqr l.iltrl. g +¤61-= ae e 4"JC"l ¤;.qqoi.J4.
@ -e=.y r4^q;' E?-lql
g*9zl ?+: q9e} Bxl4E -E fflEZf .. ztlrl$gl ElsH Es+E trl"J^Jg ++61-= Ag
¤4ql E'Jdg $lullalxl s:+E ++E 4^}"l ¤ f fl4r .JrJ ar+ {}41 olollslqot 6}71 tril+q] +4
=gCg =+61-=
E9l+. 4 xllel H"l e-= E+= .JC6l+ 49 oltl4.
r. xll,<l$oll lrisH + ^Isl LIql^lE qet Es+rl-+|.=6lE^l
qECr+ ¤El¤ H*Bg + 91trI.
5 q=Zalg Ealrl Eriloil q|-d rl=g gB ol6tl
EIIIE4 ag BE ^l-^J7I zlEs. +"f"J oll zl4ot g gHt
¤B611 914.
Eilail 8 rFtE Ezlofl q:d ol6fl
= ^I^llql =aq +
GEEAI @l alEoll trlsB *"Jg trll= i?-l 4zl "Jl. $4 fe{-E4l eHg +j/e+ r+qL.l
^Js e+6J 4tr ^lE= +
I z}4zl "Jq. g4g Eg ul S'J"l .J"14xl ?*rll "+i"t 6J +6IH^] +s.4oJ +41= "I"l"t ++a zlarll 9,14.
+. tr++^l +^lg Eg Ell= zltg pxlla|$,<i +q6F= z}^ll$ GEEAI @ aBql E|trE +jr= r+qlE gqg
=66Ia.
z*+{ot aJ4. 4qrzl-b +i/+ E'Jq gqq qlel zl4"l6}E_e. +r.
=+3
@EZI e 4l^l$ql^J= ^le¤ 31.11fl :ia-g z1g z;zal 444 r+* 7l1l= ^Js ++6ilo} q}4r g + 914.
e+r++e
al ?+=tr|. EEEfl o aHq ElsE +re+ 4+E +¤ ¤+ r+ee
@ xllrl+ollrlb *4g E= q+lE E+61 {rt& 9l6J a+"J E"J6ixl ?*4.
olq4 +qE r+Ces -H-ir 9l+. @,Jeql qsH +r. zl-iilE rl?-l= r+qlzl ¤4zl flts?9zl
@ zll^lEql^J: g4g uu|trzll
,JAg 49 ztzz;lt llxl e*4. ?+=qa tr44s + 9l+.
=+gg
$ EBS +E=a Sgat8al
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@ eHql qsE r+ole =o jI_H-+ Eq4 ddql +oJ tr-l +g


qqlg 7lfltr+ag + S+. 3E 6]|Eal' aEi, U+ Eget 8al
@ eHql 4sE +ne+4Ee 44 +44 gEg zlzlr 914.

A.S. 7IE
-ro E8! EE ls7-158+

01 0 02@ 030 040


050 050 07@ 08@

01 ot6[
=HleelEE=
t-E4rE{i-l ,ll^lEg ++Eg +tL* Eqlsel i-J"14. Brll
Ei olcg 5161l zltE +zle+ ¤a+trLg 4lBr 1I'l]%F
olzJol

E ^J4g H:flol Eol-5o15 ++el "l'Jg ,*e + 9l4r s


9trl..
GEEUI @ Bqle= oJzJol olCg ggo6Je_trr{ ^Jqt%r"ql
4+ +¤¤ F61l ^ipl aFg. Eg + ll4r E9t+.
EEfl o Eqlsql qqH .JrJe flxll4 s+E Hg +
9l=
=4lol+.
gqle=
O ?l+ol tl-4HJql 46J +¤¤ F6ll =" 14 4Bol4
.Egg Eg + ll4r +*6IHrl.
^IEl4
@ EEls= ^Iq ra" *g +16[^l= zlCq 9d"JS r.d6}zl EJ
r ^1tr +E ^J4g 6Jqr H9t+.
=+qlot
^lgl e#
@ Eqls= 6lle6}7l +16ll^l: flzJol x}Alg +zl
e+ EqFElg tAVt++E
"l'Jg *+qot *+r Egt+.

fi2 ,J=el 7l=oil rtlEl trfgrd EtE ol6tl

EI1IE4 ag ^l-qE
zJEol Ezl-]ila}q +e^JE aeflalrl
+E 44 ++E AF3 qdr+ ^IEl4 gqE Al7l7l gqr e
+. ge zJE"l EI6I4LI ql*ollot tr 4^Jqe E"Bql
"J
^Isl
olzl94r 84.
GEEEI O A5g r 611A r+Aql^J e41r| gqE A7l=
xllr" oJ4r }l= aE E+ql^i a=¤ +44 Elollot g rl]^Je
E -H-: gqlril 4l7lg Hl$e-l qlso
4¤6t+. e-tr

ffflEfll e Ai$ Ezl{s 4olr-la tr= AE .Jelql^l a


5¤ 116110} 614+ ql"Jollot B 4^Jq-tr- tr= gqlal xllzlp ul
+E L}|+e-E 4A6Izl ?+rl.
@ aFg +C4"J +Hrl +¤4.J +Eg s+ +t6l-= rJg
oJtlql^l gqal zllzl$ HISE qlso qE 4¤6}al 9*+.
@ aEg g"Jg trl?-l rlEollo} *+r _H-= gqlrll aol 7ll7l6J
Hl*E .ll+e-e 4¤6lzl ?+trI.
@ A5$ E6I4r+ gluJallo} g +C4 q^Jes B= gqlril A
ol xllzls Hl+el Ll]+eE 4¤6rzl ?ttrI.

6'Jrl6tl¤ 19
ttrJrt 61l¤

ulaoll q.EE E+7I zl++zl BEq r+cql +q6iq B


Cl3 +=al'rEtoil Etl-d Extg ol6tl ^l"J
^18 E4 6Jgql Eg-6llo} ++.
EIIIE4 4l^l+g +z[e] +4-ol+. sozl* e]ol++(frmT
@ 6}ultrI^= BEql +q6]i T]]oJEol zt4lE +tlgtrJ otq
E)9 z}^llE +a6IE^l E"JCS zjeafE 4ol otr-14,r]-E rJ
4 zH.J4oJ ¤+ # e¤E f :l4l ts.?t4.
HtH., sl"J,
el eEl¤ olF +s-cg zt=el
^iolE =+6l.ts^lE = ^I^llE @ alulup.i.=" EzJQlrJ flq t.qr+ q+l bq"l 9l= E= +
9trI.
i{lqlal z}¤Eor ¤Fdtril E}Eql +qB z\9zl iqdot e}4
EEEZr 6l *zl^= arl¤ 916ll tlq*E "Jtlg qlolel -H-E
a trlltrI.
(fl)e-l z|,rll z[ gs_6[+r. +t]6]9+.
^l
ffflEtr e +zh= Eq flzlg zlzlb zl$rll E|.J4 ^JE Ell;|do[
s+q+6}J. 4njl¤ ol+qot 6J+a zlaa}fl4. 06 EH-d ol6tl
=g:eEel
@ rozl^b B4 ?otxl= Ellql"J #"t qE= Hl+6IE^l 4oJ rE4 l zll^lEe b'-+ Etq +v7l ^JB{} ^}sl4 Hl¤¤
6lli6i-r.
^]e]ql^t 'Jtr +l!lg
ole]q]
el Fg
"t* + I ollot ++r trzl ?*9i+. =46[r. il9-q, F"Je
@ ;Lzl-= EIflql q6J +aa4 +e"+ *l- r$ql ql ts+ +F gdE Tlirle+ TlloJE #9 zlf¤ zll+g 4"14r f
6JEq4 +gg+^16}fltr1. =+BtrI a[6]r il+.
@ =o al^b 6EleI plrJg +^I6IE^JE E'J gz.lg xlzli z|,t1l GtrEAr e 4l^lEg FoJol ts+E Aqlg E"¤l+zt gdg
5 z}aa|fleq, ol+fl EE$,ol {?Iql E"sl!flE z}^ll$ A +d6}q.
'H.J
d.E z}+e+ TlslE +rl+ 4ol4r +a-61r. 9l
o E + eql Eqa 4¤t rI¤ 48014r g + 9l+.
416}9trt.
@EZI @ zllrl+s Fgol .Jtr gEg z]4x1y',*HlEq
^JtI Eqg 4lo" 4"141 Bi/ 91trI.
oJ
04 a=e ;18(Tn*)^tti ol6il

t-ExtE-l zll^lEg gEE +a-o]tl.. gE= 4E +e a"sl9 @


^ll^lEg 5i.Jol
hI+.Jg ,]].JEqlZl +oJ"J +otql^J trl LJ
g dqE Tlslel z}-fi¤ xllso B aolEtr +1i61-r. 91trt.
+tig i-f61a ^Jrtl4e 444 Etlql^l {q+ 'il+4qtr
+6JB 4g z;aolS4. @ zll^lEql qsB F.Je tsBol "J+ +F4tr^J gAB Tlsl

GEEZI @ flg.= e+Ag +16ll ^le qlB6l+ a" sI9 a4= E zllo"B 4.o14.
a6Jg E6I +F Bd9 zl
Ed6I"i Sol¤ol} zldlzt g_s-6}+r. +tl6l9+. @
^il^lEg F.Jol B++9l axllfl
4E xll="8 4,ol4l +ataE fl4.
EEEEZI o gE= ++4 4lElql q]+6lq d+6}^l g-r.,
E= ao EIe+ q +g iLgql^J 6I+e +6Jqqot *+=
^I^Jol
Et^} xll,r.l a|fl r|. 7 a=zJzlq+g0ll rtlEt o161l

^L^Jg
@ gg.: qE =oqel rhlol 4zI zltj9 +rJ-trJol *4i EIIIE4 zil^l+g bI+ +419 ++qI C4g ,_4+49.E .J
^le
Etlg ri?-lr Eilsle+ sl4E ¤:611 oJ6Ig qk tsBol ¤44 Elq +4ls ulolz}"F B gsCq EI6I +
^JEE =+6Ir ^16}r
g il¤ql^l 6}+tr ¤-6Joliot,tl+r tr9ttrI. tI6Ir 9lq.
@ gE=
.Jzlle-l olg4 rilBg ag4q oJd(-,1) + $ota
" GEEil -. ^ll^lEql trlsB B+ +4lel ,llCr+ gdg +l
ag +1L6IH+. 6ll
^Js ++, 4lsl +tj F9 l.qol g,q6}4.
@ gs= A61l .Jql +A4 dr]= slsto}r u. qqH B+ +al T]lcg gl6ll^J= +qlql ql'J 4
^lE +-s =" 49
xll,r.lgoll

Ed49.s +-s-o 617l +l6ll^J: 4 aqle-l 'lB Eqq 4el "luil q-a3 {_BE EEile ,-4+4
^l4ql^J
+.J9 Cil, +^}, Czll, r}
zl9s-;t4-L tr9ttr}. el, galE "J^l6F= Lqol
gs6}trt.
c. xll.r.l.goll trls{ 9rI4-"e zJEorl A*, Eq4 q+= HI
05 afqotrg gE Eal ol6ll +6In gl= B+ +alql 4oJ ^I¤g u[$e_e * 4+6J ol"]lz]
^[t] gs-6I4.
t-E{g.q--l 4l^lEg a}ulu}:-s-l ffiol4, (Exll trgl)g qlTl
E zl4 ^l¤ ¤Br+ +flq} zlE ^IqE e¤¤ xll.tlap. !ir}. fflEtr e. ztl.rl5ioll tr|eE ++g +?1q14 oJHE 9lB6I
GEEUI 6 rlulupE E-= ol6ll B-^|^t7l- B:=" 617ll elolat a4E 4^}olEd +^lql jz+.Eqg 6J4l 6110} 6l+ ^Jql
= e^l61io} oJ+.
.zoEAlql^J EEE zlq= TVl!- EEg Edl E^l "Jg
= ^I+_eg
tl4dol ¤¤E + glqr tr?i+.
^Eq 8 HlE, trJe.lofl rH-d
EEEEtr o, @ alulutli *Etr4 dEz]9 s*ol4 CF
o161.1

=g =g
g +flq 4rte a# ul¤dlot e4r +a-61^l ?+"*+. 61,{ E4I E4 E'J Hl+(e)e E"J ql+ a¤g 9'tI FzI4 C4

50 EBS +5='J Sgrl.Eal


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I Hl+olr.. F"J Eq(e)e E"J ol+ zl44 o e g^J6l+ dl olo} a}q. ol$ ule}eg 4=
^IHig ¤.J6tzl 4ollo} *tr+ll6
4o14. Effit/'l.r. F
H e olHE *t5}4l ul.4zl ?*:+.
cEur -. Eg ul*g qE:5o3 aJ{ a¤g +l+ s}ql @ +jil
^fCql^l=
oI*^I*ql4lE fl^I*ql
'|]El
qlEe+ ta
EtI Hl+, ^J^I ^l¤ ffi u1g # E + 914. g, A^rBqlNlE of{,<}*ql q+ HIel= r}e*q. 4ol9l r}4
.. EB ¤slel qls: ol4izl.49 d?-14 ol+ ^l+ olelqlE ¤a-zl+e_E"J EE qlzt4g ol$alE.¤ 6F= ag +j/
^l-tr-
^lel +slE +Ells
oJql rq +zt. +oJ +"JE .Jfl Exll oll?, ql^l 4l^lg at9 LH+e_a 4¤6}zl ?+4.
dcelEar#5+el+. @ +jt ^hlql^l: 4E. ^IBE "Jt}"ll^i ^J46il !_i x|,r.llzl" $
EEEEtr ,_. Btol zl+El= E.J B^J6l-= +q4 Hl¤+ e-61+r. g+.
tst Hl*ol+. @ +fl zlzlzl6tr. d^l *e ag +=
^HJql^l= ^lg"llr]l
e. EoJ ¤Ee Fg ol+ zlfzle_e B^J61.= +.+84 elq ?*= ag ?lE da'JHe ^1ff)4a 84.
^l7l7] =c ^llqel
I zl4zJ4. g"J4 kq"Jg s+6F= ag +E
^I^J.oll^J
4l^1,ts atE 4
*e.s zlea1zl e++.

3 Aag gd(-,l,),t.tt} ol6t|


A.=.
TO gt E8l EE 159-162+
E4I E4 zil^lEe ?lEg ?^Jol4. +jIL= E_n 4E
^JE
+= +y|el ^ru rJql ^JE"l "Jq+= ol.,?+ 4zlzl ^I{lel ol
10 2@ 3@ l+@
trI= {EE }$
Eql"J dzlotTl uliEol4l H?t+. r=
5C 6@ 70 8@ ^1tr.
iF?lql^l -H-E a+ .JdeE Sqlg f ?l-o ,,E eil¤ olE +
9l+tfr#(s}^J)lr tr?t4.
1 e=g 7t=oil EtlEI trtg:dtrtr HtE GtrEZl @ +l-a.ql u+sB Ar+ d^ete {4= e
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gdqlE aBEtr A}+{}qa E+. @ gE= #zl.J sg +16il ¤zlftftto9 +dq^J
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o ¤-g rlsl zJFol grlzl " _e ^Isl4 aiilE "Jg.a + glqE eE 4ol ¤+qq fl¤¤ 4lgolot q}+r B9t+. =461+
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o ag rfsl .Jccg ^ll^lEe
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55 zlaolq .fl+ ^lflol ad $."1 rlqElolo} oJ4a +tI+ ^I?il=
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"Jtlql EE olq
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zl$ ?16ll +71 7J'JE #¤g zlaol} AE($'= *eq, '+
zlaalf: 4E(z), "lot d4l H9t+.
zll +zJol +Eg dzIolLI zllEql^i Tl.JElg
@ ^Jq= +p-l+E .Jtlql^l d EE ol9"l ¤F6I
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S,4z tr9}trI.
fflEZI O ,JE: ¤7 ¤slz} gCHzlE olBzl"J E'J4
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EIIIE4 dd+ql +?]6}q. zllp {zis] zfg
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tr91+. t-e4r-4-l z,ll^lEg ^ll4l+tr .J,* Es+g qgql ¤^J Hlsql
^lq4.J 14 o
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= Ea?-l6E EAql ql6fl t+6}r 9lq.
E4IE4 E^= geg E49l
xllrlE-9 E^.el ++oltri.
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Eo
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g ¤sI eEg ea Bsl aqtole}l g + S,+r +tl61gtrl. ol g+9lqaH9ttrI.
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a9 9*zi 48¤4r tr9ttrI.
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^Jq=
ol
"J+ diilE 4+ +dql 9l+r tr*eq, ^il41 ^IRI+E +
dql^J zl+zl il-gg gaE zlaal.ts4.
5 a1q g4oll EH:d dolet E=4ol gB HIE
GEEUI @ C: ^JqE .Jt'-q^l E^= HlS6l-= 4*"1q ge E^o14. ^Jq: geE +
(zI)9 Ae Cq,
E4I E4
oF +trI. Cq= *4+E oJT{l^J flzzl d .J+E
Bzl ?tl 4"1 "JF dille-l B+ +dql 9l+a E9leq. 4el ?jae| +
g +l* el+{r Bi}sq, E^: ge= E6ll rFE= rlirlzl
A6iq yiE qB ^I*qlrll ,ll+ +g "J"l "Jol4E 4¤ uJzlg
Czl EEIE ,lldg E6]l e^l e¤+,rts.lz| qE+ Eelo} 6JtrI
+ 9l= il$ *4zI zlzlt- 9la, : Llg .Jg ulzlsle-Ea1 :
r B9t+. gql tlg.6l+ E'J4 +ecg Trtl +E .Jol grJgzl ?+=4
EEm e Ae+ p: u4g oJtlql^1 E^e+ dqg Hl*6I E +?]= qB +FillE +Cfl"J^lql +4lflol r+al oilo} eI
E 48ol9o} oJ+. 1rzlg zll.JEglzll zlzll$ + gl: geE +r ++6].fltr|. flaq +zlol r¤!B= rtslzl a^l a
zl"Jol* 9++ S+r u.ql4.
¤eI rlgzl qE+ =1= rll
E.b 9l+r tr914.
@ B= E^E E+ql^J r.zlg Hls6l+ q*ol"lo} ++. E^
GtrEZl L. ^Jq= t?-l+g "Jtlql^l E= olqg
: flaq +zlg lzl zJ ?xll 4zl-5 +el B5-$ F"6I4l rq4o} 6Jqr tr?leq.
^tBE
+dql^J zl
=oJ_e_srq ^l"J+E ^ll4l
¤¤6l.71 9l"J asE Bzl ?+gI+.
+4 it+lel ga= r}3¤re-trrl ¤q Hl+_q_e rElE: ^I*E
@ D= E^el E+ql^l ^JqE HlS6l+ 4*ololo} t}trl. dq g Ee+"t t}+r B9ttrI. E^= 6lle.l flag +4ol EElel q
rE¤ z;txlzlt- $qg +d6l+ 4ol .JF9 E++= + r}9zl qE+ $} aol?+
d oe. rFE=
=
dql^l AEil Hl+ql "l6J Effio1ol 6.J4a + ^IqE e^l CSqI
^IEi# "l-ts61 a 71tr|fleq, rFB:,<I4zI e^J Ag+ rlslzl !fl+E
$a1qo p e,
¤q u=E 4ag glt flaz} E'Jzl os cB qd6l Hl+6Iq+E r-l ol,;l9 ge= 9ea1z1 $:+r tr9ttrt.
el¤ + glqr tr9t+.
a. E^Y 9E r}4zl e^l Ceql r}4zl9zl ?loJ aA4 s
@ Ei ^Jqq Etlql^l r=zlg Hl*61-= L1+olqot e+. ^Jq
elg zl-99 f3e-4 czl EE]4:r tr*eq. EElql qae
: 6llel fleE .J+ dillel *?-l +4lg gl6ll ^ll4l ^1"J4 il-?l E rfts: zfldg glol flazf gs6l+r
ql^l olq4o} g q+4r HgttrI. ^Islel Ail EsI
trgltrl.
EEEEtr -. E1* geE +49 oJ+E t?-l +4lol "I'l
4 6ilE fl60il qFd dotsl gB ol6tl 4 E?|il {dee lf*l 9l= ^}slE A^J C¤.J +zll
^}El
t-E.{iE^x 7il^lEg {qel +a-ol+. ^Jq= -Eq+e] Et}ql g *cflol EIE+ E+ aol+r tr91+.
4 .J+E it¤-g zlL,<lzla_ ilqg *+lollo} ql+r B*eq, =. Cole| E^ E+ +71 7J xl-?lg BE" 614l ,||+H}|6llot 6J+
ol fl+ il-flql^l 6lle.l flaE +El
4 el+s tr!t+. -r. Exl *9t+.

¤grl6nts 55
¤trJll'6tl¤

zlqlffiq +4¤ql rHEg zltollot "Jqr B + fltri.


5 E{lgaloil rtlEt fld+ele+ old+qtrE ula
g-1r11

fH-E{l +^ll +4lql 'il6il Ae ¤d+E, gg ol^}+E "J =. ¤rI zll+ 449 +ACg d+rlzlE +"J EE, 64 4z
zlula 9lq. ¤¤+9E z}|E +7171^J=r+ +q .++¤ EE +'J-J 4+l: 946l zll6JElqot qL+.
^J9 q"J Hll^Jg Sd *xllB
+* e AIeq, +41 +41= ^l-g^J +C+ ^JE{tr Hl-4!_r. +z} =. BrI4 AE d¤g 9loil Halztql
q q+ "J+c girll eI4.
,J +¤g +^l{+e-trr! 4zll4 E^Jg qle6}n 4z} oJs ^lqEl"io}
^j]q
E xla + 9l+r Eq. ol^J+q= +7i t +4lql^l zliE tz\ EEEfl -. *xll4 il-gE B^I AE ¤¤g 9ltl x}l* 48
ql^l +4ql q= ilBg H}H-zl6ixl *tr}.
g olelol4 flq ++trq EtrJc4 .Jt olcg zlilE 6^]6]
9, 4zl rJ +^Je +rll +H, +4lzl+ # 5-611 6|lAB + 9l
r};r
t+ -H-r]
L t.

zllE 4zI9 *4 +5¤ 4lq6}q E^Jg q46ta B+= d¤


q101{Q-z E4.
EEEtr c "l^J+E9 "Jtol4.
@ ol^J+E gtq^l= +zll +^Jq +e +loJeB +71¤
^Isl
zllEg
el
^Js +zlLI soil, azll4 "lul ¤¤ E4.
@ ol^J+g oJelql^-l= +^ll +Cg 6ilA6izl 96ll +4lrl++
+^llB4 zJ3 xllsE u|flafr. THC6lloF ++r +tld+.
@ ¤¤+Ee| ol^J+E "JtI E+ +AB 48o14.

7 gEtoil Et|fl eEE EB ol6lt

t-E{-4-l ^ll^l+g aFE +c-oltr}. aFe +qg zldzl +


q. +44 +q. EEl4 +qse +ts6l.8^1, oleloJ +qol E
+ ^I?+4oF tA6J BEIzI d¤B f ql4r -tr9t4.
GEEUI .. zJFq tr+gB +sl4 +qe 4d4 +q4 +
a4 +qg CBElEIesal ol# gH].= a E.= 4qE e*
g Ag otH 4 o-e _uolzll 6l-4Lt y{zl4l "JE + 91tr]..
.. ,JF9l uleB ¤+= Te6l^= ae +49 a, +q
g El6l-a qlo}6l-= ar+ EE6l +4lr\ 9l+. =ol=
EEEEZI .. ,JFg z[.r.lz]oll elEzl.J +qE x114uJe_E
rlC'J Ba|$ d¤g + S,+r tr!t+.
=a. ,JF9l qeH zld4
+q. +44 +q, Es+4 +qe qq
ql^]r+ q'- HJi6Jos+ qE + 9la, r 4aql^-l
^l4}6tq ^l
-eE +4 afl^J4lqlq.

g qx{E ihflE E^t4 BE ot6il


t-=qE^{l eHe +^ll4 il-gE B^I4 CE d¤g 96I +41
B^I4+ !+Cql^l LI?+A ]Eqol gs6}4= 4* +3*6I!. 9l
4. eql= +^ll^l ^l-99 B^14 4E d¤g +16ll H}"JE4 H
alql qt C'.Iql aBr+ ulollxlgl 46.J El]1I, e= +zl-9 4*
4 ^J.o tl4 5ol gs6l-+= 48ol E"lz}"t eI4.
CtrEUr .. ,JH$ +zll ¤^I zfluJr$ g+ql SBEol 9E
e^e oJ+ rJr+l+=$ Azl4 Brlq 68^I. alsffi-=e] 9+E
ol4 5¤. zl{ap ql4. u}4rl H4q rI+ atr*q} 4H
^lqg
56 EBS +5=e 89434

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