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TLE HOME Economics Grade 6 Module 2

education (University of Southern Mindanao)

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6
Technology
and Livelihood
Education
Quarter 2 – Module 2:
Preparing Feasible and
Practical Budget

HOME ECONOMICS
(Grade 6)

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TLE Grade 6 HOME ECONOMICS

Self-Learning Module (SLM)
Quarter 2 – Module 2: Preparing Feasible and Practical Budget
First Edition, 2020

Republic Act 8293, section 176 states that: No copyright shall subsist in any work of
the Government of the Philippines. However, prior approval of the government agency or office
wherein the work is created shall be necessary for exploitation of such work for profit. Such
agency or office may, among other things, impose as a condition the payment of royalties.

Borrowed materials (i.e., songs, stories, poems, pictures, photos, brand names,
trademarks, etc.) included in this module are owned by their respective copyright holders.
Every effort has been exerted to locate and seek permission to use these materials from their
respective copyright owners. The publisher and authors do not represent nor claim ownership
over them.

Development Team of the Module

Writers: Merlita M. Calawod
Editors: Annaliza M. Mortiz
Reviewers: Amalia C. Caballes and Sally A. Palomo
Illustrator:
Layout Artist: Emelinda F. Pono
Cover Art Designer: Arvel G. Campollo
Management Team: Allan G. Farnazo, CESO IV – Regional Director
Fiel Y. Almendra, CESO V – Assistant Regional Director
Romelito G. Flores, CESO V - Schools Division Superintendent
Mario M. Bermudez, CESO VI -Assist. Schools Division Superintendent
Gilbert B. Barrera – Chief, CLMD
Arturo D. Tingson Jr. – REPS, LRMS
Peter Van C. Ang-ug – REPS, ADM
Gilda A. Orendain – REPS, TLE
Juliet F. Lastimosa - CID Chief
Sally A. Palomo - Division EPS In Charge of LRMS
Gregorio O. Ruales - Division ADM Coordinator
Amalia C. Caballes, EPS TLE

Printed in the Philippines by Department of Education – SOCCSKSARGEN Region

Office Address: Regional Center, Brgy. Carpenter Hill, City of Koronadal

Telefax: (083) 2288825/ (083) 2281893
E-mail Address: region12@deped.gov.ph

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6
Technology and
Livelihood Education
Quarter 2 – Module 2:
Prepares Feasible and
Practical Budget

HOME ECONOMICS
(Grade 6)

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Introductory Message
For the facilitator:

Welcome to the TLE Home Economics Self-Learning Module (SLM) on

Preparing Feasible and Practical Budget!

This module was collaboratively designed, developed and reviewed by

educators both from public and private institutions to assist you, the teacher or
facilitator in helping the learners meet the standards set by the K to 12 Curriculum
while overcoming their personal, social, and economic constraints in schooling.

This learning resource hopes to engage the learners into guided and
independent learning activities at their own pace and time. Furthermore, this also
aims to help learners acquire the needed 21st century skills while taking into
consideration their needs and circumstances.

In addition to the material in the main text, you will also see this box in the
body of the module:

Notes to the Teacher

This contains helpful tips or strategies that
will help you in guiding the learners.

As a facilitator you are expected to orient the learners on how to use this
module. You also need to keep track of the learners' progress while allowing them to
manage their own learning. Furthermore, you are expected to encourage and assist
the learners as they do the tasks included in the module.

For the learner:

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Welcome to the TLE Home Economics Self-Learning Module (SLM) on

Preparing Feasible and Practical Budget!

The hand is one of the most symbolized part of the human body. It is often
used to depict skill, action and purpose. Through our hands we may learn, create
and accomplish. Hence, the hand in this learning resource signifies that you as a
learner is capable and empowered to successfully achieve the relevant competencies
and skills at your own pace and time. Your academic success lies in your own hands!

This module was designed to provide you with fun and meaningful
opportunities for guided and independent learning at your own pace and time. You
will be enabled to process the contents of the learning resource while being an active
learner.

This module has the following parts and corresponding icons:

What I Need to Know This will give you an idea of the skills or
competencies you are expected to learn in the
module.

What I Know This part includes an activity that aims to

check what you already know about the
lesson to take. If you get all the answers
correct (100%), you may decide to skip this
module.

What’s In This is a brief drill or review to help you link

the current lesson with the previous one.

What’s New In this portion, the new lesson will be

introduced to you in various ways such as a
story, a song, a poem, a problem opener, an
activity or a situation.

What is It This section provides a brief discussion of the

lesson. This aims to help you discover and
understand new concepts and skills.

What’s More This comprises activities for independent

practice to solidify your understanding and
skills of the topic. You may check the
answers to the exercises using the Answer
Key at the end of the module.

What I Have Learned This includes questions or blank

sentence/paragraph to be filled in to process
what you learned from the lesson.

What I Can Do This section provides an activity which will

help you transfer your new knowledge or skill
into real life situations or concerns.

Assessment This is a task which aims to evaluate your

level of mastery in achieving the learning
competency.

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Additional Activities In this portion, another activity will be given

to you to enrich your knowledge or skill of the
lesson learned. This also tends retention of
learned concepts.

Answer Key This contains answers to all activities in the

module.

At the end of this module you will also find:

References This is a list of all sources used in developing

this module.

The following are some reminders in using this module:

1. Use the module with care. Do not put unnecessary mark/s on any part of the
module. Use a separate sheet of paper in answering the exercises.
2. Don’t forget to answer What I Know before moving on to the other activities
included in the module.
3. Read the instruction carefully before doing each task.
4. Observe honesty and integrity in doing the tasks and checking your answers.
5. Finish the task at hand before proceeding to the next.
6. Return this module to your teacher/facilitator once you are through with it.
If you encounter any difficulty in answering the tasks in this module, do not
hesitate to consult your teacher or facilitator. Always bear in mind that you are
not alone.

We hope that through this material, you will experience meaningful learning and
gain deep understanding of the relevant competencies. You can do it!

What I Need to Know

In this module, you will learn independently how to prepare feasible and
practical budget.

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The lesson comes with activities designed to determine your progress. You
have to answer each to the best of your ability. Hopefully, after learning this module,
you will be skilled in preparing feasible and practical budget.

At the end of this module, you are expected to:

✓ Prepares feasible and practical budget. (TLE6HE-0b-4)

▪ Manages family resources efficiently.
▪ Priorities needs over wants.

What I Know

Before you proceed further to this module, let us first determine how well you
know on how to prepare feasible and practical budget.

Activity 1.1
Directions: Put a check ✓ if the following are your priorities and mark x if it
is not.
______1. rice
______2. toys
______3. dress
______4. candles
______5. watch
______6. house
______7. laptop
______8. water
______9. fruits
_____10. education

Lesson
Prepares Feasible and
2 Practical Budget
Almost everything in this world relies much on money. From buying
essentials, riding a jeepney, paying bills and even loading your phone. Your parents
work hard to have money to provide things for you and the whole family. Knowing

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the importance of money, you as a good child of your parents must take part in
planning the budgeting of money to be able to help them.

It is very important that you should learn first what is budget or budgeting.
Budget is a planned spending of income and money of the family. You need to be
feasible and practical with the budget for you to carry out the most important things
in your household. You must know the priorities, and your family’s needs and wants.
In this module, you will learn more about budgeting and managing your resources
efficiently.

What’s In

Let us now proceed with the other parts of this module.

In your previous lesson, you were taught about allocating budget for basic and
social need. Now we will put your budgeting skills into feasible and practical
budgeting skills. In order to thrive in the society, you must have such skills to help
save and afford overall expenses. Are you ready to learn about budgeting and
managing family resources? Ask your parents how much their monthly salary or
income as combined. List it down on your notebook.

What’s New

How are you coping with our lesson? I hope you are still focusing into the
lesson and very eager to do the activities in the module.
• Are you saving up? Do you have a coin bank where you put your
savings? Do you know that saving money means you are helping the
family in budget and managing resources? What are your plans for
your savings?

Activity 1.2

A. Directions: List down on your TLE notebook all your plans for your savings.
Design it with colorful art so that you get inspired to do more saving.

B. Directions: Write T if the statement is true regarding the tips on managing

resources and F if it is false.
_____1. If you are good at arts, you should help design your house to create a good
and vibrant atmosphere.

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_____2. When you are sad and sulky, you should not get up from bed and just slack
whole day.

_____3. Always turn off gas stoves and unplug appliances when not in use.

_____4. Have a productive day even if it is your free time.

_____5. Throw the bottles and cans when it is already empty.

What is It

In order to effectively budget, you must also know how to manage your family
resources efficiently. Read the information below:
Few Tips in Managing Resources Efficiently:
1. Use energy and time properly.
2. Know how to budget money to make spending worthwhile.
3. Know how to use clean, and take care of appliances, tools, furniture to
keep them functioning well.
4. Adopt a cheerful and positive attitude towards work to make easy,
interesting and enjoyable.
5. Assign responsibilities that can make use of one’s talent and skills in
doing chores.
6. Make good use of community facilities such as parks, roads, hospitals, schools
churches and libraries to meet some family needs and wants.

Here are the tips to prepare a feasible and practical budget. <Practical= is the
word here. The actual task of preparing a budget is easy. The hard part will be setting
priorities. Read the following simple steps to budget:
1. Track your family income and expenses.
Gather all your bills, paycheck and receipts.
2. Set realistic goals.
To save money, you have to set goals. Your financial goals can include quick
reduction on other expenses that are keeping you from saving more money.
3. Separate needs and wants.
Ask yourself: Do I need this or do I want this? Set clear priorities. If you can
live without it, then set it aside.
4. Put your plan into action.
List all you spend and always count your savings.

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What’s More

Activity 1.3
A. Directions: Compute the monthly allocated budget of the family with a total
income of PHP 10,000.00. Write your answers in the third column.

Budget Component Allocation Amount

Food 32%
Shelter 13%
Education 15%
Household Operation 3%
Medical and Dental 4%
Utilities 12%
Clothing 5%
Recreation 2%
Savings 14%
TOTAL 100%

What I Have Learned

Looking back to the above discussions, what is budget?

Budget is a planned spending of income and money of the family. Here are the
simple steps to budget:
1. Track your family income and expenses.
2. Set realistic goals.
3. Separate needs and wants.
4. Put your plan into action.

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Directions: Paste a photo or draw the things where family budget is spent.

What I Can Do

Activity 1.4
Directions: Now that you’ve learned a lot from the very start of our module, let’s
summarize our lessons by answering the questions below in your own
understanding.

1. What is a budget?
2. What are the few tips in managing the resources efficiently?
3. What are the simple steps to do a budget?

Assessment

Activity 1.5

Directions: Put a check ✓ if the following are your priorities and mark x if it
is not.
_____1. Fruits _____6. water
_____2. Education _____7. dress
_____3. Laptop _____8. house
_____4. Rice _____9. toys

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_____5. Watch ____10. candies

Additional Activities

Congratulations! You’ve come this far. I know you’ve learned a lot about
budgeting, managing resources, and the needs and wants.
Activity 1.6

Directions: Read carefully the situation below.

You opened your coin bank and you have a P 10,000.00 savings in it. Make
your budget plan on what are you going to buy and how you are going to spend it
wisely.

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What I Can Do What’s In What’s New
Answers may 1. T
Answer may vary. vary. 2. F
3. T
4. T
5. F
What's More
What I Know Assessment
1. 3,200
2. 1,300
1. / 1. /
3. 1,500
2. X 2. /
4. 300
3. X 3. X
5. 400
4. X 4. /
6. 1,200
5. X 5. X
7. 5,000
6. / 6. /
8. 2,000
7. X 7. /
9. 1,400
8. / 8. /
9. / 9. X
10./ 10. X
Answer Key
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References
• Technology and Livelihood Education MELC
• https;www.scrbd.com/document/378531517/LM-TLE-6-HE-1

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DISCLAIMER
This Self-learning Module (SLM) was developed by DepEd
SOCCSKSARGEN with the primary objective of preparing for and addressing
the new normal. Contents of this module were based on DepEd’s Most
Essential Learning Competencies (MELC). This is a supplementary material to
be used by all learners of Region XII in all public schools beginning SY 2020-
2021. The process of LR development was observed in the production of this
module. This is version 1.0. We highly encourage feedback, comments, and
recommendations.

For inquiries or feedback, please write or call:

Department of Education – SOCCSKSARGEN

Learning Resource Management System (LRMS)

Regional Center, Brgy. Carpenter Hill, City of Koronadal

Telefax No.: (083) 2288825/ (083) 2281893

Email Address: region12@deped.gov.ph

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