2024 CMS Call Center Surveillance Q and A 02.07.2024

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Talking Points Title: 2024 Medicare Advantage – CMS Call Center Monitoring (prospect line)

EGWP responses are not included as CMS does not include them in accuracy because they vary by group.
Document last updated on: 02/07/2024.

# QUESTION ANSWER REFERENCE MATERIALS


C1 Can you answer Yes.
questions about Medicare
Part C?
Can you answer
questions about Fallon
Health benefits?
C2 My mother, who lives in Fallon Medicare Plus: All EOCs, Chapter 1, Section 4.1
<COUNTY> county, does Franklin, Hampden and Hampshire Counties premium
not get extra help and is Fallon Medicare Plus Green HMO $66
not on Medicaid. What is Fallon Medicare Plus Blue HMO $110
Barnstable, Berkshire, Bristol, Essex, Middlesex, Norfolk,
the monthly premium for Suffolk, Plymouth Counties
<PART C PLAN NAME>? Fallon Medicare Plus Green HMO $78
Fallon Medicare Plus Blue HMO $174
Worcester County
Fallon Medicare Plus Green HMO $99
Fallon Medicare Plus Blue HMO $207
Fallon Medicare Plus Central Blue HMO $123
Fallon Medicare Plus Central Green HMO $33
Statewide (except Duke and Nantucket Counties)
Fallon Medicare Plus Orange HMO $0
Fallon Medicare Plus Super Saver HMO $60
Fallon Medicare Plus Saver No Rx HMO $35

NaviCare:
$0
C3 Will joining <PART C Plan No All EOCs, Chapter 1, Section 4.1
Name> affect how much I
pay for my Part B
premium?
C4 If my mom goes to the Yes, if you are admitted to the hospital within 72 hours for the same All EOCs, Chapter 4, Section 2.1
emergency room, will the condition, you do not pay the emergency room copayment.
copayment be waived if
she is admitted to the
Note: The maximum emergency room cost-sharing if not admitted
hospital within a certain
within 72 hours is:
amount of time?
# QUESTION ANSWER REFERENCE MATERIALS
Fallon Medicare Plus Blue HMO and Fallon Medicare Plus Central Blue
HMO: $120
All other Fallon Medicare Plus plans: $90
NaviCare: $0
C5 My Mother wants to enroll No. Medicare Managed Care
in <PART C PLAN Manual, Chapter 4, Section 110
NAME> and wants to
All EOCs, Chapter 3, Section
know if she would be
1.2
covered if she goes to an
out-of-network doctor.

C6 What is the star rating for Fallon Medicare Plus & NaviCare: Star Ratings Marketing Flyers
<PART C PLAN NAME>? 4 stars (out of 5 stars) *

*This Star Rating is for CY2024.


C7 Will I have to pay for No 42 CFR 422.100(k) and 417.454
Medicare preventive (d)
services like my diabetes
Medicare Managed Care
screening or my yearly
Manual, Chapter 4
wellness visit?
All EOCs, Chapter 4, Section
2.1

C8 What is the maximum All EOCs, Chapter 4, Section


amount I would pay for Plan Amount 2.1
chemotherapy? Fallon Medicare Plus Blue HMO and 10% of the cost
Fallon Medicare Plus Central Blue
HMO
Fallon Medicare Plus Orange HMO 20% of the cost
Fallon Medicare Plus Green HMO and 20% of the cost
Fallon Medicare Plus Central Green
HMO
Fallon Medicare Plus Super Saver 20% of the cost
HMO
Fallon Medicare Plus Saver No Rx 20% of the cost
HMO
NaviCare $0
# QUESTION ANSWER REFERENCE MATERIALS
C9 What is the maximum Outpatient dialysis treatments (including dialysis treatments when All EOCs, Chapter 4, Section
amount I would pay for temporarily out of the service area) are covered at the following 2.1
dialysis? amounts:

Fallon Medicare Plus: Member pays 20% of the cost

NaviCare: Member pays $0

C10 How many days does Fallon Medicare Plus: 100 days each benefit period. Medicare Managed Care Manual,
your plan cover for care at Chapter 4, Section 10.2
a Skilled Nursing Facility? NaviCare: All EOCs, Chapter 4, Section 2.1
The coverage includes the Medicare-covered 100 days each benefit
period as well as additional day coverage under the MassHealth
(Medicaid) benefit as medically necessary.
C11 Do I have to pay for a <flu No Source: Medicare & You 2024,
shot or COVID-19 page 37
vaccinations>?

All EOCs, Chapter 4, Section 2.1

C12 Can my mom use her No Source: Medicare & You 2024,
Medigap to pay for page 78.
Medicare Advantage
plan's out-of-pocket costs,
like copays?
-or-
Can my mom use her
actual Medicare to pay for
her Medicare Advantage
deductible?
C13 Will you let me know if my Yes 42 CFR 422.111(e)
primary doctor leaves the
Medicare Managed Care Manual,
plan?
Chapter 4, Section 110.1.2.3
All EOCs, Chapter 3, Section 2.3

C14 For <PART C PLAN No All EOCs, Chapter 4, Section 2.1


# QUESTION ANSWER REFERENCE MATERIALS
NAME> will my mom
need to get a referral for
outpatient lab
tests/outpatient blood
services (including
outpatient blood
transfusion)?
C15 What is the in-network Fallon Medicare Plus Blue HMO and Fallon Medicare Plus Central All EOCs, Chapter 4, Section 1.2
maximum out-of-pocket Blue HMO:
cost for [Part C plan $3,400 for covered services.
name]?
Fallon Medicare Plus Green HMO and Fallon Medicare Plus Central
Green HMO:
$5,200 for covered services.

Fallon Medicare Plus Orange HMO:


$7,550 for covered services.

Fallon Medicare Plus Super Saver HMO:


$7,550 for covered services.

Fallon Medicare Plus Saver No Rx HMO:


$6,700 for covered services.
# QUESTION ANSWER REFERENCE MATERIALS
C16 What is the most my mom All EOCs, Chapter 4, Section 2.1
would pay for an Plan amount
emergency ambulance
Fallon Medicare Plus Blue HMO and $125 with a $500 annual
ride? Fallon Medicare Plus Central Blue maximum out-of-pocket limit
HMO
Fallon Medicare Plus Orange HMO $295
Fallon Medicare Plus Green HMO $225 with a $900 annual
and Fallon Medicare Plus Central maximum out-of-pocket limit
Green HMO
Fallon Medicare Plus Super Saver $125
HMO
Fallon Medicare Plus Saver No Rx $250
HMO
NaviCare $0

C17 Are routine eye exams Yes All EOCs, Chapter 4, Section 2.1
covered in <PART C
PLAN NAME>?
-or-
Does <PART C PLAN
NAME> include a regular
vision test?
C18 My mother wants to live at All Fallon Medicare Plus plans: All EOCs, Chapter 4, Sections
home, even though she’s No 2.1 and 3.1
not well. Are cooking and
cleaning services covered
under your home health NaviCare:
coverage? Yes. Homemaker and personal care homemaker services may be
authorized by the Primary Care Team. This may include meal
preparation, laundry, light housekeeping/cleaning, grocery shopping
and medication pick up.

C19 I live in <COUNTY Fallon Medicare Plus plans and NaviCare: All EOCs, Chapter 1, Section
NAME> COUNTY. Can I Barnstable, Berkshire, Bristol, Essex, Franklin, Hampden, Hampshire, 2.2
# QUESTION ANSWER REFERENCE MATERIALS
enroll in your plan? Middlesex, Norfolk, Plymouth, Suffolk, and Worcester counties:
Yes

Dukes and Nantucket counties:


No
C20 Would my mom be able to Yes 42 CFR 422.2263
get a member handbook,
provider directory, or
summary of benefits in
alternate formats such as
large print, braille, or
audio tape?
C21 Is a referral required to In most cases, yes. It is very important to get a referral (approval in All EOCs, Chapter 3, Sections
see a specialist? advance) from your PCP before you see a plan specialist or certain 2.2 and 2.3
other providers (there are a few exceptions, including routine women’s
health care, certain shots or vaccinations, and emergency services). If
you don’t have a referral from your PCP (approval in advance)
before you get services from a specialist, you may have to pay for
these services yourself.
C22 My mom wants to get a No. Medicare Part B does not cover preventive tetanus shots. Should a MLN Matters Number: SE0678:
preventive tetanus shot. beneficiary need a tetanus vaccination related to an accidental Payment for Part D Vaccines
She has not been injured. puncture wound, it would be covered under Medicare Part B. under the Medicare Drug Benefit
Is a preventive tetanus (Part D)
shot covered by Part B?
C23 Would a copy of a Yes June 27, 2007 HPMS Memo
Medicaid card that “Part D Guidance – Low-Income
includes my mom’s name Subsidy (LIS) Status
and eligibility date be Corrections Based on Best
acceptable evidence for Available Evidence”
low income subsidy?
C24 Is the Shingles Fallon Medicare Plus Saver No Rx HMO: No CMS approved 2024 formulary
(Shingrix/Zoster) vaccine
Medicare & You 2024, page 50
covered under <MA-
Note: Plans with Part D coverage do cover the Shingles vaccine. See
ONLY PLAN NAME>?
below under Part D ‘D3’ for response to all other plans.
C25 Are hearing aids covered Yes. All EOCs, Chapter 4, Section
under <PART C PLAN
# QUESTION ANSWER REFERENCE MATERIALS
NAME>? 2.1

C26 My <mom> is a smoker Yes. All EOCs, Chapter 4, Section


and is trying to quit. Do 2.1
you provide counselors
for smoking?
C27 If my mom is enrolled in Yes. FMP Part D plans: EOC,
your plan can she change Chapter 10, Section 2.2
back to Original Medicare The Medicare Advantage open enrollment period (OEP) takes place
during open enrollment? from January 1st through March 31st annually. The OEP allows
individuals enrolled in an MA plan, including newly MA-eligible FMP Saver No Rx HMO: EOC,
individuals, to make a one-time election to go to another MA plan or Chapter 8, Section 2.2
Original Medicare. Individuals using the OEP to make a change may
make a coordinating change to add or drop Part D coverage.
NaviCare: EOC, Chapter 9,
Section 2.3

C28 Does “prior authorization” For certain items or services, you or your provider need to get approval All EOCs, Chapter 3, Section
mean that my mother from the plan before we will agree to cover the item or service for you. 2.3
must first obtain This is called prior authorization.
authorization from the
plan before the plan will
pay for a service?
C29 Can I find the Annual Yes. Fallon Medicare Plus:
Notice of Changes http://www.fchp.org/en/find-
(ANOC) for <PART C insurance/medicare/documents-
PLAN NAME> online? forms.aspx

NaviCare:
http://fchp.org/en/find-
insurance/navicare/information-
and-forms.aspx

C30 Does this plan cover the Yes. Source: Medicare & You 2024,
flu vaccine? page 41
# QUESTION ANSWER REFERENCE MATERIALS

All EOCs, Chapter 4, Section


2.1

C31 If my <mother’s> primary Yes. When you become a member of our plan, you must choose a plan All EOCs, Chapter 3, Section
care provider (PCP) does provider to be your PCP. 2.1
not accept the plan, does
my <mother> need to find
a different PCP?
C32 Do you have a list of Yes. Fallon Medicare Plus:
doctors on your website? fallonhealth.org/findphysician

NaviCare:
fallonhealth.org/findphysician

C3 Is the plan’s privacy Yes. Fallon Medicare Plus:


3 policy available on your https://www.fchp.org/find-
website? insurance/medicare/documents-
forms.aspx

NaviCare:
https://www.fchp.org/en/find-
insurance/navicare/information-
and-forms.aspx

C34 On <INSERT PLAN No. Medicare Managed Care


NAME>, If my mother Manual, Chapter 4, Section 110
sees a doctor that is out All EOCs, Chapter 3, Section
of network, will the 1.2
insurance cover her
outpatient cost?”

C35 If my <mother> enrolls Yes. [Representative will inform the caller that the Appointment of Fallon Medicare Plus:
in your plan, do you Representative form is available on our website and may also be https://fallonhealth.org/en/find-
have a form she can fill mailed or e-mailed to the caller upon request.] insurance/medicare/documents-
out to make me her forms
# QUESTION ANSWER REFERENCE MATERIALS
representative?
NaviCare:
https://fallonhealth.org/en/find-
insurance/navicare/information-
and-forms

Part D
D1 Can you answer Yes
questions about Medicare
Part D?
D2 Does <PART D PLAN [Representative will provide answer <Yes> or <No> based upon the CMS approved 2024 formulary
NAME> cover <DRUG current year CMS approved plan formulary.]
NAME>?
D3 Is the Shingles Yes CMS approved 2024 formulary
(Shingrix/Zoster) vaccine
Medicare & You 2024, page 50
covered under <PART D
PLAN NAME>?
Note: MA-only plans do not cover the Shingles vaccine. See above
under Part C ‘C24’ for response to MA-only plans.
D4 My mom wants to get a Yes Medicare Prescription Drug
preventive tetanus shot. Benefit Manual, Chapter 6,
She has not been injured. Appendix C, Attachment II,
Is a preventive tetanus Vaccines, Question 1
shot covered by Part D?
D5 What does “quantity limit” It is the limit on how much medication you can get at a time. Medicare & You 2024, page 86.
for a drug mean?
# QUESTION ANSWER REFERENCE MATERIALS
D6 My mom thinks it is She can pay for her drugs on her own. Medicare Prescription Drug
cheaper to buy some of Benefit Manual, Chapter 14,
her prescriptions at Target §50.4.2, Beneficiary Cash
and pay $4.00 for a Purchases
generic drug instead of
using her insurance. If she
enrolls in your plan, does
she have to show her plan
card and buy her drugs
through your plan or can
she continue to pay for
drugs on her own?
D7 If my mom joins your plan, Yes. She may request a transition supply. Medicare Prescription Drug
and one of her medications Benefit Manual, Chapter 6,
is not covered by your §30.4.1, Transition
plan, can she at least get a Requirements
one-time, temporary
supply of her medicine
within the first 108 days of
her enrollment in the plan?
D8 Would a copy of a Yes June 27, 2007 HPMS Memo
Medicaid card that “Part D Guidance – Low-Income
includes my mom’s name Subsidy (LIS) Status
and eligibility date be Corrections Based on Best
acceptable evidence for Available Evidence”
low income subsidy?

D9 What is the annual drug Plan amount FMP Part D plans: EOC,
deductible for <Part D Fallon Medicare Plus Orange HMO $200 for Tiers 3-5 Chapter 6, Section 4
Plan Name>? My mom
does not get Extra Help Fallon Medicare Plus Green HMO $175 for Tiers 3-5
and she is not on Fallon Medicare Plus Central Green
Medicaid. HMO
Fallon Medicare Plus Blue HMO $0
Fallon Medicare Plus Central Blue
# QUESTION ANSWER REFERENCE MATERIALS
HMO
Fallon Medicare Plus Super Saver $545 for Tiers 1-5
HMO
NaviCare $0*
*Due to all members being full duals with LIS levels 1-3.
D10 For <Part D Plan Name> All Fallon Medicare Plus Part D plans: FMP Part D plans: EOC,
what is the maximum cost Retail copay: $0 Chapter 6, Section 5.2
share for a one-month
supply of a Tier 1 NaviCare:
(preferred generic/generic)
$0
drug at an in-network
pharmacy?
D11 My mom is moving, so Yes Medicare Prescription Drug
she will need to change Benefit Manual, Chapter 14,
plans mid-year. Will her Section 50.8
new plan be made aware
of the payments that she
made for her drugs while
she was enrolled in her
old plan?

D12 My mother, who lives in Fallon Medicare Plus: All EOCs, Chapter 1, Section 4.1
<County> COUNTY, does Franklin, Hampden and Hampshire Counties premium
not get extra help and she Fallon Medicare Plus Green HMO $66
is not on Medicaid. What Fallon Medicare Plus Blue HMO $110
Barnstable, Berkshire, Bristol, Essex, Middlesex, Norfolk,
is the monthly premium Suffolk, Plymouth Counties
for <PART D PLAN Fallon Medicare Plus Green HMO $78
NAME>? Fallon Medicare Plus Blue HMO $174
Worcester County
Fallon Medicare Plus Green HMO $99
Fallon Medicare Plus Blue HMO $207
Fallon Medicare Plus Central Blue HMO $123
Fallon Medicare Plus Central Green HMO $33
Statewide (except Duke and Nantucket Counties)
Fallon Medicare Plus Orange HMO $0
Fallon Medicare Plus Super Saver HMO $60
Fallon Medicare Plus Saver No Rx HMO $35

NaviCare:
# QUESTION ANSWER REFERENCE MATERIALS
$0
D13 If a doctor prescribes a A 75% savings on the plan’s cost. FMP Part D plans: EOC,
brand name drug that is Chapter 6, Sections 2.1 and 6.1
covered by your plan,
how much of a discount
will there be while in the
coverage gap?
D14 How are RX copays Fallon Medicare Plus: FMP Part D plans: EOC,
affected by the coverage During the coverage gap, you pay 25% of the price for brand name Chapter 2, Section 7 and
gap? drugs (plus a portion of the dispensing fee) and 25% of the price for Chapter 6, Sections 2.1 and 6
generic drugs.
You stay in this stage until your year-to-date “out-of-pocket costs”
NaviCare: EOC, Chapter 2,
(your payments) reach a total of $8,000. This amount and rules for
Section 7
counting costs toward this amount have been set by Medicare.

NaviCare:
You will pay $0 all year because of your MassHealth (Medicaid)
benefits under our plan.
D15 Do my premium No
payments count toward
the coverage gap?
D16 My mom is worried about Fallon Medicare Plus: FMP Part D plans: EOC,
paying for her drugs if she No Chapter 6, Section 6
falls into the coverage
gap. Does this plan offer
any extra coverage during NaviCare: NaviCare: EOC, Chapter 2,
the gap? You will pay $0 all year because of your MassHealth (Medicaid) Section 7
benefits under our plan.
D17 My mom thinks that she The Medication Therapy Management Program is offered to qualifying Medicare Prescription Drug
may qualify for your Medicare Advantage Prescription Drug plan members. Members who Benefit Manual, Chapter 7,
Medication Therapy met certain criteria are automatically included in our Medication Section 30
Management program. Therapy Management program but may choose to opt-out at any time.
HPMS Memo 04/21/2023
Can you tell me generally Criteria: “Contract Year 2024 Medication
how she qualifies?
 Take eight or more medications per month; Therapy Management Program
 Are diagnosed with three of our qualifying disease states; and Information and Submission
Instructions”
 Have expected medication costs of $5,330 or more per year.
# QUESTION ANSWER REFERENCE MATERIALS

<<C.S.: The qualifying disease states are: Chronic obstructive


pulmonary disease (COPD), Diabetes, Depression, Dyslipidemia,
Hypertension, and Congestive Heart Failure (CHF)>>
D18 My <mother> heard that Yes Medicare Prescription Drug
the plan has a program Benefit Manual, Chapter 7,
where she will be asked Section 30
to talk to a pharmacist
Medicare & You 2024, page 88.
about her medications. If
she does not participate, HPMS Memo 04/15/2022
will she still be able to “Contract Year 2023 Medication
enroll in the plan? Therapy Management Program
Information and Submission
Instructions”

D19 If I am required to pay an No 42 CFR 423.293(d)


extra amount for
10/10/2010 HPMS memo titled,
prescription drug
“Part D-Income Related Monthly
coverage because of my
Adjustment Amount—Frequently
income, can I just add it to
Asked Questions & Answers”
my plan’s monthly
and updated memos from
premium payment?
5/27/2011 and 7/29/2015

D20 Who will tell me if I have Social Security will send you a letter. 42 CFR 423.286(d)(4)
to pay Part D-IRMAA,
10/10/2010 HPMS memo titled,
which is the Income-
“Part D-Income Related Monthly
Related Monthly
Adjustment Amount—Frequently
Adjustment Amount?
Asked Questions & Answers”
and updated memos from
5/27/2011 and 7/29/2015
EOC, Chapter 1, Section 4.4

D21 My mom has been paying Medicare uses the modified adjusted gross income reported on your IRS https://www.medicare.gov/part-
an extra premium amount tax return from 2 years ago (the most recent tax return information d/costs/premiums/drug-plan-
for her prescription drug provided to Social Security by the IRS). If your modified adjusted gross premiums.html
coverage based on last income is above a certain amount, you may pay a Part D income-related
year’s income, but she monthly adjustment amount (Part D-IRMAA). You'll pay the Part D-IRMAA
just retired and her amount in addition to your monthly plan premium, and this extra amount is
# QUESTION ANSWER REFERENCE MATERIALS
income has dropped. If paid directly to Medicare, not to our plan. Medicare & You 2024, page 82.
she enrolls in <plan
name>, can she get the
If you have to pay an extra amount and you disagree (for example, you
amount reduced? EOC, Chapter 1, Section 4.4
have a life event that lowers your income), visit socialsecurity.gov or
call Social Security at 1-800-772-1213. TTY users should call
1-800-325-0778.
D22 What does “prior For certain drugs, you or your provider need to get approval in advance FMP Part D plans: EOC,
authorization” for a drug from the plan before we will agree to cover the drug for you. This is Chapter 5, Section 4.2
mean? called prior authorization.

-or- NaviCare: EOC, Chapter 5,


Does “prior authorization” Section 4.2
mean that my mother
must first obtain
authorization from the
plan before the plan will
pay for a drug?
D23 Are there any retail Fallon Medicare Plus: FMP Part D plans: EOC,
pharmacies where my The Pharmacy Directory will tell you which of pharmacies are in the Chapter 5, Section 2.2
mother can save money? network.
OR
http://fallonhealth.org/
If my mom buys medicine NaviCare: pharmacyfinder
within network and she
Since members in NaviCare do not have any cost-sharing, she may go
wants to pay less, will you
to any of our network pharmacies and will not have to pay for her
be able to tell her what
medications.
pharmacy to go to?
D24 If <my mother> enrolls in No. The Part D-IRMAA amount is paid directly to Medicare, not to our https://www.medicare.gov/part-
<plan name>, can <she> plan. d/costs/premiums/drug-plan-
add her Part D-IRMAA premiums.html
premium amount to her
Medicare & You 2024, page 82.
plan premium?
EOC, Chapter 1, Section 4.4

D25 Is the <plan name> Yes. Fallon Medicare Plus:


formulary listed online? fallonhealth.org/medicare-
formulary
NaviCare:
www.fallonhealth.org/navicare-
# QUESTION ANSWER REFERENCE MATERIALS
formulary
D26 Does <PART D PLAN [Representative will provide answer <Yes> or <No> based upon the CMS approved 2024 formulary
NAME> require prior current year CMS approved plan formulary.]
authorization for <DRUG
NAME>?

D27 Are over-the-counter Fallon Medicare Plus Orange HMO:


drugs covered by <PART Yes. Each calendar year, plan members receive a Benefit Bank card
D PLAN NAME>? loaded with $275 in credits designated for purchase of covered OTC
products. These credits will expire at the end of the calendar year.

Fallon Medicare Plus Green HMO and Fallon Medicare Plus Central
Green HMO:
Yes. Each calendar year, plan members receive a Benefit Bank card
loaded with $255 in credits designated for purchase of covered OTC
products. These credits will expire at the end of the calendar year.

Fallon Medicare Plus Saver No Rx HMO


Yes. Each calendar year, plan members receive a Benefit Bank card
loaded with $125 in credits designated for purchase of covered OTC
products. These credits will expire at the end of the calendar year.

All other Fallon Medicare Plus plans:


No NaviCare:
EOC, Chapter 4, Section 2.1
NaviCare: Yes, under the MassHealth (Medicaid) benefit NaviCare OTC list available at:
covers certain over-the-counter drugs (drugs for which no prescription www.fallonhealth.org/navicare-
is required by federal or state law; sometimes referred to as non-legend formulary
drugs). These drugs are listed on the current MassHealth Over-the-
Counter (OTC) Drug List. MassHealth (Medicaid) and NaviCare require
a prescription for both covered prescription and covered over-the-
counter drugs.

NaviCare members also receive a medical benefit of a Save Now card


with an allowance of $162 quarterly to use toward certain Over-the-
Counter (OTC) items such as first aid supplies, dental care, and cold
# QUESTION ANSWER REFERENCE MATERIALS
symptoms supplies. Any money remaining at the end of each quarter
will not roll over into the following quarter.

D28 Do you have a list of Yes. Fallon Medicare Plus:


doctors on your website? fallonhealth.org/findphysician

NaviCare:
fallonhealth.org/findphysician

D29 Does my mom need a [Representative will provide answer <Yes> or <No> based upon the CMS approved 2024 formulary
prior authorization to get current year CMS approved plan formulary.]
<DRUG NAME>?

D30 The doctor wants to Fallon Medicare Plus: FMP Part D plans: EOC,
prescribe a medication for No, if your doctor prescribes less than a full month’s supply, you will not Chapter 6, Section 5.3
less than 30 days, to see have to pay for the full month’s supply for certain drugs. The amount
how <my mother> will you pay when you get less than a full month’s supply will depend on
respond. Does<she> whether you are responsible for paying coinsurance or a copayment.
have to pay the full 30-
day copay amount?
For coinsurance: <If you are responsible for coinsurance, you pay a
percentage of the total cost of the drug. Because the entire drug cost
will be lower if you get less than a full month’s supply, the amount you
pay will be less.>

For copayment: <If you are responsible for a copayment for the drug,
your copay will be based on the number of days of the drug that you
receive.>

NaviCare:
No.

D31 Do you have a list of Yes. Fallon Medicare Plus and


network pharmacies on NaviCare:
your website?

http://fallonhealth.org/
# QUESTION ANSWER REFERENCE MATERIALS
pharmacyfinder

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