課題 3 – お金

個人の価値観に基づいた経済的決定とは何ですか?
1. 個人の価値観に基づいた経済的決定とは何ですか?
個人の価値観に基づく経済的決定とは、私たちが自分の信念や優先事項に沿ってお金を使っ
て行う選択を指します。たとえば、将来に備えて貯蓄を優先する人もいれば、慈善活動への寄付
を重視する人もいるかもしれません。自分にとって何が最も重要かを反映した選択をすることが
すべてです。
2. 過去分詞。

a. Buy Bought i. See Seen

b. Do Done j. Sell Sold
c. Drive Driven k. Smile Smiled
d. Make Made l. Spend Spent
e. Give Given m. Take Taken
f. Lend Lent n. Want Wanted
g. Ride Ridden o. Write Written
h. Save Saved

3. 文章を完成させてください。
f. A : Has he ever cooked for more than ten peopl
a. I’ve never given money to charity.
e?
b. A : Have you ever sold anything on eBay?
B : No, he hasn’t. What about you?
B : Yes, I have. Several times.
g. She has helped me several times, she’s very kin
c. She has lived in lots of different countries.
d.
d. I know that restaurant, we’ve eaten there b
h. My car’s never broken down and it’s more than
efore. The food’s excellent.
ten years old.
e. I’ve never sung in front of a large group of p
i. How many times they have seen this film?
eople, and I never want to.
j. We’ve never tried this, so it’ll be new experienc
e.

4. この文章の間違いを修正。

a. Have you ever climbed a mountain? e. She has broken her leg two times.
b. I’ve never seen that film. f. I’ve worked in a hospital for long time ago.
c. Have you ever gone to Canada? g. In your life, how many times have you moved
d. Where have you been on holiday last year? house?
h. When we went to London, we’ve visited Kew
Gardens.
5. 質問に答えて。

a. Are you saving up for anything at the moment?
What for? How much money do you need?
Right now, I’m saving up for a vacation and there’s som
e music concert that I want to watch. As for how much
money I need, it depends on the destination and the se
c. Do people often ask for discounts in shops
in your country? How about in markets? Ar
e you good at getting discounts?
In my country, people do sometimes ask for discou
nts in shops, especially during sales or when buying
6. 質問に答えて。
a. 導入段落は、この記事が従来の銀行を超えてローンを取得したりお金を借りたりするための代
替方法についてのものであることを示唆しています。
b. はい正解。
c. 記事を読む。どのテキスト (1 ～ 4)
1). 同じことが 2 か所で起きたのでしょうか？
テキスト 1 では、フランツ・ヘルマン・シュルツェ・デリッチュが日本の二宮尊徳の村で行っ
たのと同様の組織を創設したと述べています。つまり、テキスト 1 の 2 か所で同じことが起
こりました。

2). ビジネスを始めるために融資を受けることができますか (x3)?

テキスト 1 では、人々は起業などさまざまな目的でお金を借りることができると述べていま
す。

テキスト 3 では、人々がビジネスを始めるために資金を募るクラウドファンディングについて
説明します。

テキスト 4 では、貧しい人々や発展途上国の人々が融資を求めるクラウドファンディング We
b サイト、Kiva.com について言及しています。中には起業のためのものもあります。

3). ビジネスを始めるためにたくさんの人にお金を要求しますか (x2)?

テキスト 3 では、クラウドファンディングについて説明します。クラウドファンディングでは、ビ
ジネスを始めるために多くの人に少額の資金を寄付してもらいます。

4). 銀行から融資を受けていますか？

テキスト 1 では、フランツ・ヘルマン・シュルツェ・デリッチュが銀行に代わる融資を提供する
組織を創設したと述べています。

5). このアイデアは発展途上国の人々を助けますか?
 テキスト 2 では、バングラデシュの人々に少額の融資が行われ、発展途上国の問題に対処
するマイクロクレジットについて説明します。
テキスト 4 では、特に貧しい人々や発展途上国の人々を対象としたクラウドファンディング
Web サイト、Kiva.com について説明します。
6). 人々は教育のためにお金を要求しますか?
テキスト 4 では、起業に加えて教育資金を求める借り手もいる Kiva.com について言及して
います。
d. 質問に答えて。なぜ？
3). Franz Hermann Schulze-Delitzsch started hi
s credit union because he was fed up with b
anks and wanted to help other people. He c
reated the organization as an alternative to
traditional banks, allowing people to pay a l
ittle money each month and borrow money
when needed.
4). Dr. Muhammad Yunus started his "Village B
ank" (microcredit initiative) in response to t
he problems faced by poor and hungry peo
ple in villages in Bangladesh. He provided v
ery small loans to individuals, enabling the
m to start small businesses such as making
furniture or engaging in farming. The aim w
as to address the financial challenges faced
by those who couldn't get loans from norm
al banks.The music group ask fans for mone
y.
c. 記事内のこれらの数字が何を指すのかを書き留めてください。
1). $25: The minimum loan amount on Kiva.c
om that borrowers can request.
2). 100: The maximum borrowing period (da
ys) mentioned in Text 1, where people in
Ninomiya Sontoku's village could borrow
money for up to 100 days.
3). £26,000: The amount the London music g
roup received from a thousand fans in 20
07 through crowdfunding to make their a
lbum.
1). The music group asked fans for money thro
ugh crowdfunding because they needed fu
nds to make an album. They offered their f
ans the opportunity to contribute money w
ith the promise of receiving some of the pr
ofits later on. This approach allowed the ba
nd to gather financial support from a large
number of people who were interested in t
heir music.
2). Hans Fex asked for money through crowdfu
nding for his Mini Museum. He creates tiny
'museums' that people can put in their poc
kets, featuring items like rock from the mo
on and pieces of dinosaur egg. By asking for
funds through crowdfunding, he was able t
o gather financial support from 5,030 peopl
e, raising $1.2 million to fund his project.
4). $1.2 million: The amount Hans Fex raised from
5,030 people through crowdfunding for his Min
i Museum.
5). 8.81 million: The number of borrowers in 81,39
2 villages associated with Dr. Muhammad Yunu
s's 'Village Bank' in 2015, as mentioned in Text
2.
6). $1.02 billion: The total amount lent through Kiv
a.com by 1.5 million lenders to 2.5 million borr
owers in 83 countries.
7. メールを書く。

Subject: Heartfelt Gratitude for Your Support in our Charity Fundraising Efforts
Dear Amelya,
I hope this message finds you well. I am overwhelmed with gratitude as I write to express my sincere thank
s for your incredible support in our recent charity fundraising endeavor. Together, we have raised an impre
ssive $1,000 for Inheritance Charity.
Our success is a testament to the collective dedication and generosity of each one of you. Through a series
of collaborative efforts such as bake sales, a charity auction, and a community walk, we were able to surpa
ss our initial fundraising goal. It is heartening to see how our shared commitment to making a positive imp
act has yielded such remarkable results.
The selected charity, Inheritance Charity, is devoted to give something positive can be inherited. The funds
we raised will directly contribute to our positive activities. Your contributions have not only helped us achi
eve our financial target but have also contributed to a cause that will make a tangible difference in the live
s of those in need.
Once again, thank you for your unwavering support. Your involvement has been instrumental in the succes
s of this initiative, and I am truly grateful to have friends like you who share a passion for making a positive
impact in our community.
Warm regards,

Naomi