GESTIÓN DE FORMACIÓN PROFESIONAL INTEGRAL PROCEDIMIENTO DESARROLLO

CURRICULAR COORDINACIÓN ECONOMÍA, GESTIÓN EMPRESARIAL

TRANSVERSAL: INGLÉS

INTEGRANTE DEL GAES 2

Julian Felipe Gutiérrez Chisaba

SENA – Centro de Servicios Financieros

FICHA: 2468018

TECNÓLOGO EN GESTIÓN EMPRESARIAL

2.1

1. your income

take-home pay (wages and tips) $500.000

additional income (side business,interest,e.t.c ) $200.000

total income $700.000

2. your expenses

housing (rent or mortgage plus taxes and $19.000

insurance)

transportation (car payments, gas, $110.000

insurance, tolls, etc)

utilities (hea, electricity) $0

subscriptions (cable, interne, cell phone, $120.000

gym, etc)

groceries $200.000

medical (co-pays, prescriptions, etc) $150.000

dining, travel, and entertainment $0

other discretionary spending (hobbies, $0

personal care, etc)

debt payments ( credit cards, student $0

loans, etc)

savings $0

other $0

total expenses $599.000

 3. your bottom line

income minus expenses $101.000

3.1

● Share your experience managing your money.

RTA/ regular, because sometimes I spend more than I should.

● How do you plan your finances? Weekly? Monthly? don’t plan them?

RTA/ weekly.

● What is the importance of Financial Education for Young people?

RTA/ too much because in this way we can efficiently take better control at a young age.

Watch the video, make notes, and answer or complete the following statements:

● What do you need to be good with money?

RTA/ to be good with money is the daily management whether you are planning for yourself
or your whole family.

● Mention the three basic steps to make the most of your money

RTA/

1. create a budget

2. set savings goals

3. deal with your debts

● What do you understand for overspending?

RTA/ spend more than my income

● What is it to have an emergency fund?

RTA/ It helps cover unexpected expenses like a sudden medical bill, major home or car
repairs, or even job loss. It can help you avoid going into debt.

● Mention 2 examples of emergency expenses

RTA/

1.food

2.family emergency
According to the text, answer the following questions:

● Mention 5 aspects include into personal finances?

RTA/

1.Managing your money and saving and investing.

2.Cover budgeting, banking, insurance, mortgages, investments, retirement planning, tax
planning, and estate planning
3. the industry that provides financial services to individuals
4. homes
5.advises them on financial and investment opportunities
● What is the importance of budgeting and saving money?
RTA/ It is used for future plans, since it is important for anyone since it serves to support
economic difficulties or materialize dreams without getting into debt.
● Why is necessary balance equity and debt in capital financing?
RTA is often the basis for determining how well balanced or risky the capital financing is. A
company that is heavily debt-funded has a more aggressive capital structure.