March 13, 2024

REMASILVIA R. RUBIA
Brgy. Cantilo, Pamplona
Pamplona Negros Oriental
09068355331

DCCCO MULTIPURPOSE COOPERATIVE

Bais City, Negros Oriental

To the Manager:

I hope this letter finds you well. My name is [Your Name], and I am writing to formally request your
reconsideration for my car loan application with your esteemed institution.

I understand that my current standing as a member with the cooperative is not ideal, and I
acknowledge that I have faced challenges in meeting my financial obligations in the past. I take full
responsibility for any delays in payments and any impact this may have had on my credit history.

I would like to bring to your attention that my financial situation has undergone positive changes
recently. I am committed to rectifying my past mistakes and establishing a more stable and
responsible financial footing. The purpose of this car loan is to address my transportation needs and,
in turn, contribute to the improvement of my overall financial situation.

I am aware that my credit history may not meet the standard requirements, but I sincerely believe
that the recent positive changes in my financial circumstances demonstrate my dedication to
meeting my obligations. I am confident that, with your understanding and support, I can successfully
manage the car loan and maintain a timely repayment schedule.

I understand that this is an unusual request, and I genuinely appreciate your time and consideration
in reviewing my application. I am more than willing to discuss this matter further in person if that
would be beneficial.

Thank you for considering my request. I am hopeful that, given the opportunity, I can prove my
commitment and responsibility in managing this car loan.

Sincerely yours,

REMASILVIA R. RUBIA
Loan Applicant