Av‡qkv GÛ Mvwjqv d¨vkÝ wjwg‡UW|

1, nvwi‡Kb †ivW, †`ŠjZcyi, MvRxcyi m`i, MvRxcyi |

DOCUMENT NUMBER: AGFL-POLICY-001/03

VERSION NO: 01

ISSUE DATE: 01-01-2022 APPROVED BY: Managing Director

REVIEW DATE: 31/12/2023

K‡ivbv (†KvwfW-19) fvBivm cÖwZ‡iva

KwgwUt
D‡Ïk¨t- evsjv‡`k mn mvivwe‡k¦ K‡ivbv fvBivm gnvgvix iæc avib K‡i‡Q|
kÖwgK, Kg©Pvix I Kg©KZv©M‡Yi g‡a¨ K‡ivbv fvBivm AvZsK weivR
Ki‡Q| Zv‡`i wbivcËv I ¯^v¯’¨ SuywKi g‡a¨ c‡o‡Q, gnvgvixi K‡ivbv
(†KvwfW-19) welqwU mK‡ji wbqš¿Y ewntf~Z| K‡ivbv fvBiv‡mi
cÖv`©yfv‡ei Kvi‡b m„ó AbvKvw•LZ cwiw¯’wZi †cÖwÿ‡Z KviLvbv KZ©„cÿ
K‡ivbv (†KvwfW-19) fvBivm cÖwZ‡iva KwgwU MV‡bi wm×všÍ MÖnb
K‡i‡Qb| G KwgwUi D‡Ïk¨ mg~n wb¤œiæct-

KviLvbvq Kg©iZ mK‡ji ¯^v¯’¨ SuywK wbivcËvq ¯^v¯’¨ wewa, Iqvì© †nj_
AiMvbvB‡Rkb I †µZv cÖwZôv‡bi w`K wb‡`©kbv h_vh_ fv‡e Abymib Kiv|
KviLvbvq Kg©iZ mK‡ji †hb K‡ivbv (†KvwfW-19) fvBivm m¤ú‡K© m‡PZb
_v‡K| ‡m wel‡q ch©vß †Uªwbs Gi e¨e¯’v K‡i fvBivmwU m¤ú‡K© mKj‡K
AeMZ Kiv| K‡ivbv (†KvwfW-19) fvBivmwU cÖwZ‡ivaK‡í KviLvbvi
†gwW‡Kj wUg‡K I D³ KwgwU‡K cÖwZwbqZ mnvqZv Kiv Ges cÖ‡qvRbxq
e¨e¯’v MÖnY Kiv|

K‡ivbv (†KvwfW-19) cÖwZ‡iva KwgwUi m`m¨e„›`t-

µwgK bvg c`ex KwgwU‡Z c`ex

bs
01 Wvt iweDj Avjg ‡gwW‡Kj Awdmvi mfvcwZ

02 ‡gvmvt wjRv Av³vi wKD AvB (mn-mfvcwZ mn-mfvcwZ

†mBdwU KwgwU)
03 ‡gvt Ievq`yj Kwei e¨e¯’vcK- K¤úøv‡qÝ m`m¨

04 kviwgb Av³vi bvm© m`m¨

(mxgv)
05 Pvu`bx Acv‡iUi m`m¨

K‡ivbv (†KvwfW-19) cÖwZ‡iva KwgwUi `vwqZ¡ I KZ©e¨t- K‡ivbv

(†KvwfW-19) cÖwZ‡iva KwgwUi `vwqZ¡ I KZ©e¨ mg~n wb¤œiæc|
 Av‡qkv GÛ Mvwjqv d¨vkÝ wjwg‡UW|
1, nvwi‡Kb †ivW, †`ŠjZcyi, MvRxcyi m`i, MvRxcyi |
DOCUMENT NUMBER: AGFL-POLICY-001/03

VERSION NO: 01

ISSUE DATE: 01-01-2022 APPROVED BY: Managing Director

REVIEW DATE: 31/12/2023

KviLvbvq MwVZ K‡ivbv (†KvwfW-19) msµgb cwjwm Abyhvqx KvR m¤úv`b
Kiv Ges cÖ‡Z¨K‡K hvi hvi Ae¯’vb †_‡K m‡PZb nIqv Ges Ab¨‡`i G e¨vcv‡i
DrmvwnZ Kiv|

 GB msµg‡bi DcmM© ¸‡jv †Uªwbs Gi gv‡a¨‡g mKj‡K AewnZ Kiv|

 KviLvbvq mKj cÖKvi ¯^v¯’¨ wewa AvBb I cwjwm gvbv n‡”Q wK bv
Zv Z`viwK Kiv|
 KviLvbvi Af¨šÍ‡i cÖ‡Z¨KwU ¯Í‡i mvgvwRK `~iZ¡ eRvq ivL‡Z mKj‡K
†cÖiYv ‡`Iqv Ges mZK© Kiv|
 KviLvbvi mKj kÖwgK, Kg©KZ©v I Kg©Pvix ¯^v¯’¨ wewa gvb¨ Ki‡Q
wK bv Zv Z`viwK Kiv|
 KviLvbvi †gwW‡Kj wUg †K me©vZ¡K mnvqZv Kiv|
 cÖwZwbqZ KviLvbvi Af¨šÍ‡i K‡ivbv msµgb msµvšÍ wel‡q wb‡q
†Uªwbs Gi e¨e¯’v Kiv|
 RxevYy bvkK Øviv cÖwZwbqZ KviLvbvi cÖwZwU ¯’vb cwi®‹vi-
cwi”Qbœ n‡”Q wK bv Zv Z`viwK Kiv|
 KviLvbvq cÖ‡e‡ki mgq mK‡ji RyZvq RxevYybvkK Øviv †¯úª Kiv
n‡”Q wK bv Zv Z`viwK Kiv|
 KviLvbvq cÖ‡e‡ki mgq mKj‡K ZvcgvÎv cixÿv Kiv n‡”Q wK bv Zv
Z`viwK Kiv|
 KviLvbvq cÖ‡e‡ki mgq mK‡j wbivc` mvgvwRK `~iZ¡ eRvq †i‡L `y
nvZ mvevb Øviv RxevYygy³ K‡i cÖ‡ek Ki‡Q wK bv Zv Z`viwK Kiv|
 KviLvbvq Kg©iZ mKj‡K ch©vß gv®‹ ev wcwcB mieivn Kiv n‡”Q wK
bv Zv Z`viwK Kiv Ges `iKvi n‡j KZ©„cÿ‡K AewnZ K‡i cÖ‡qvRbxq
e¨e¯’v MÖnb Kiv|
 ‡h †Kvb Kv‡R nv‡Zi ¯úk© Kgv‡bv Ges cwi®‹vi-cwi”QbœZvi †PKwjó
Abymib Kiv|
 msµgb cÖwZ‡iv‡a h_vm¤¢e AwZwi³ wfo Gwo‡q Pjv |
 cÖwZw`b AšÍZ `yB (02) evi wc G wm‡÷‡gi gva¨‡g KviLvbvq Kg©iZ
mKj‡K K‡ivbv (†KvwfW-19) fvBivm m¤ú‡K© m‡PZb Kiv|
 evm¯’vb, evRvi, cwien‡b Z_v ˆ`bw›`b Rxe‡bi mKj ¯’v‡b †KvwfW-19
fvBivm msµgb wel‡q m‡PZb Kiv|
msµgb‡iv‡a Kibxqt-
 Av‡qkv GÛ Mvwjqv d¨vkÝ wjwg‡UW|
1, nvwi‡Kb †ivW, †`ŠjZcyi, MvRxcyi m`i, MvRxcyi |
DOCUMENT NUMBER: AGFL-POLICY-001/03

VERSION NO: 01

ISSUE DATE: 01-01-2022 APPROVED BY: Managing Director

REVIEW DATE: 31/12/2023

Av‡qkv GÛ Mvwjqv d¨vkbm& wj: K‡ivbv (†KvwfW-19) fvBivm †iv‡a
msµgb cÖwZ‡iva KwgwUi gv‡a¨‡g KviLvbvi mKj kÖwgK, Kg©KZ©v I
Kg©Pvix‡`i‡K wek¦ ¯^v¯’¨ ms¯’v, cÖPwjZ ¯^v¯’¨ wewa Ges G

e¨vcv‡i evqvi/‡µZv cÖwZôv‡bi †h mg¯’ Dc‡`k¸wj cÖ`vb K‡i _v‡K †hgb,

N‡ii evB‡i gv®‹ e¨envi Kiv, cï cvwLi ms¯ú‡k© bv hvIqv Ges Amy¯’ cÖvYx
I Amy¯’Zvi Kvi‡b g„Z cÖvYx LvIqv cwinvi Kviv, †h †Kvb Lvevi
m‡e©vcwi wm× K‡i LvIqv, †hLv‡b †mLv‡b _yZz ev Kd bv †djv, KvPv
gvsk ev Avav wm× Lvevi cwinvi Kiv, gy‡L, bv‡K nvZ Kg †`Iqv, h_v m¤¢e
MYcwienb Gwo‡q Pjv, cÖPzi d‡ji im Ges ch©vß cvwb cvb Kiv, N‡i wd‡i
n¨vÛIqvk w`‡q fvjfv‡e nvZ cwi®‹vi-cwi”Qbœ Kiv, wKQz LvIqvi wKsev
ivbœv Kivi Av‡M fv‡jv K‡i nvZ ay‡q †bIqv, wWg wKsev gvsm ivbœvi mgq
fvj K‡i wm× Kiv, gqjv Kvco `ªæZ ay‡q †djv, wbqwgZ _vKvi Ni Ges Kv‡Ri
RvqMv cwi®‹vi-cwi”Qbœ Kiv, my-iwÿZ _vK‡Z Aek¨B gv®‹ e¨envi Kiv,
K‡ivbv fvBiv‡mi cÖv`yf©ve Av‡Q Ggb ¯’v‡b gvsm RvZxq Lvevi ch©vß
ZvcgvÎvq ivbœv Kiv, cÖvYx I cÖvYxR mvgMÖx ¯úk© Kivi c~‡e©
myiÿvKvwi Kvco cwiavb Kiv, e¨eüZ Kvco I RyZv †hb cwiev‡ii m`m¨‡`i
ms¯ú‡k© bv Av‡m Zv jÿ¨ ivLv,wbR AvMÖ‡n Kv‡Ri Av‡k-cv‡ki RvqMv
cwi®‹vi-cwi”Qbœ ivLv, hw` R¡i I mw`©-Kvwk _v‡K Z‡e ågb †_‡K weiZ
_vKv, R¡i I mw`©-Kvwk Av‡Q Ggb e¨w³i Kv‡Q hvIqv †_‡K weiZ _vKv,
Amy¯’ cÖvYx †_‡K `~‡i _vKv, AcÖ‡qvR‡b N‡ii `iRv, Rbvjv Ly‡j bv ivLv|
åg‡bi mgq Avcwb Amy¯’‡eva Ki‡j Avvcvbv‡K ågb †_‡K weiZ _vKv|
GQvov I mvevb I cvwb w`‡q fv‡jv K‡i nvZ cwi®‹vi Kiæb AšÍZ (20)
†m‡KÛ, Ges A¨vj‡Kvnjhy³ m¨vwbUvBRvi w`‡q nvZ cwi®‹vi Kiæb (20-30)
†m‡KÛ| Acwi®‹vi nvZ w`‡q †PvL I gyL ¯úk© Kiv †_‡K weiZ _vKzb|
m‡e©vcwi Avgv‡`i KviLvbvi KZ©„cÿ Iqvì© †nj_ AiMvbvB‡Rkb Ges AvB,
B, wW, wm, Avi KZ©„K w`K wb‡`©kbv I ¯^v¯’¨ wewa †g‡b Pj‡Z e×
cwiKi|

msµgb †iv‡a KwgwUi bxwZ I c×wZ t- Av‡qkv GÛ Mvwjqv

d¨vkbm& wj: K‡ivbv (†KvwfW-19) fvBivm cÖwZ‡iv‡a e¨vcK cÖ¯‘wZ
MÖnY K‡i‡Q| me©cwi G msµgb ‡iv‡a KviLvbvq Kvh©Kwi GKwU K‡ivbv
(†KvwfW-19) cÖwZ‡iva KwgwU MVb Kiv n‡q‡Q| †h KwgwUi cÖwZwU
m`m¨ G msµgb †iv‡a Ges KviLvbvi mKj‡K m‡PZb I DØy× Ki‡Z m`v
wb‡R‡K AvZœwb‡qvM Ki‡e| GQvov I GB KwgwUi gv‡a¨‡g KviLvbvq
K‡ivbv (†KvwfW-19) fvBivm cÖwZ‡iv‡a e¨vcK cÖ¯‘wZ MÖnb Kiv n‡q‡Q,
†hgb, KviLvbvq †cvóvi, wjd‡jU cÖPvi Kiv| K‡ivbv fvBiv‡mi Dci †UªwbsI
 Av‡qkv GÛ Mvwjqv d¨vkÝ wjwg‡UW|
1, nvwi‡Kb †ivW, †`ŠjZcyi, MvRxcyi m`i, MvRxcyi |
DOCUMENT NUMBER: AGFL-POLICY-001/03

VERSION NO: 01

ISSUE DATE: 01-01-2022 APPROVED BY: Managing Director

REVIEW DATE: 31/12/2023

m‡PZbZvg~jK cÖwkÿY †`Iqv K‡ivbv fvBivm cÖwZ‡iv‡a BwZg‡a¨ Avgv‡`i
KviLvbvi †gwW‡Kj iæ‡g _vg©vj ¯‹¨vbvi Ges n¨vÛ m¨vwbUvBRvi mieivn
Kiv n‡q‡Q| GQvovI cÖwZw`b KviLvbvi ‡gwW‡Kj iæg, PvBì †Kqvi iæg,
Awdm iæg, Drcv`b †d¬vi, Kg©x‡`i Kv‡Ri ¯’vb, n¨vÛ †iBj, wmuwo,
ewn©Mgb `iRv, Lvev‡ii jKvi, wbqwgZ cÖwZw`b RxevYybvkK m¨vfjb I
jvBRj Øviv cwi®‹vi-cwi”Qbœ Kiv nq| Uq‡j‡U I Wvqwbs G mvev‡bi mieivn
evwo‡q †`Iqv n‡q‡Q Ges cwi®‹vi-cwi”Qbœ wbwðZ Kiv n‡q‡Q| KviLvbvi
cÖwZwU †d¬v‡i Riæix ¯^v¯’¨ †mevi Rb¨ nU jvBb bv¤^vi w`‡q †`Iqv
n‡q‡Q, mevB‡K K‡ivbv fvBivm msµgb †iva I wbqš¿‡Y _vKvi e¨vcv‡i wcG
wm‡÷‡g wbqwgZ m‡PZb Kiv n‡”Q| Gme welq¸wj wbqwgZ cvjb Kiv n‡”Q
wKbv Zv Z`viwK Kiv Ges †h †Kvb cÖKvi mgm¨vi m¤§yLxb n‡j h_vh_
KZ©„c‡ÿi mv‡_ Av‡jvPbv K‡i mgvavb Kiv|

K‡ivbv (†KvwfW-19) cÖwZ‡iva KwgwUi bZzb m`m¨ wbe©vPbt-

K‡ivbv (†KvwfW-19) cÖwZ‡iva KwgwUi ‡Kvb ¯’vqx m`m¨ hw` PvKzix

†Q‡o Ab¨Î P‡j hvq Z‡e mfvq Dcw¯’Z `yB-Z„Zxqvsk m`‡m¨i AbygwZµ‡g
bZzb m`m¨ wbe©vwPZ n‡eb|

K‡ivbv (†KvwfW-19) cÖwZ‡iva KwgwUi ‡gqv`t-

K‡ivbv (†KvwfW-19) cÖwZ‡iva KwgwUi †gqv`Kvj n‡e msµgb cÖv`yf©ve

_vKvKvjxb mgq ch©šÍ|

K‡ivbv (†KvwfW-19) cÖwZ‡iva KwgwUi mfvi Kvh©µg t-

KviLvbvi mvwe©K cwiw¯’wZ we‡ePbv I cÖ‡qvRbxqZv Abymv‡i †h †Kvb

mgq mfv AbywôZ n‡e|

‡gvt Ievq`yj Kwei

e¨e¯’vcK- GWwgb, GBP Avi GÛ K¤úøv‡qÝ
Av‡qkv GÛ Mvwjqv d¨vkbm& wj: