Document Sushanta Dey

CONSUMER CIR
CONSUMER: SUSHANTA DEY DATE:08-02-2024
MEMBER ID: BR04451005_400099 TIME: 16:18:48
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,14,62,20,674
CONSUMER INFORMATION:
NAME: SUSHANTA DEY
DATE OF BIRTH: 05-01-1981 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
679 1:
2:
PRESENCE OF DELINQUENCY
PRESENCE OF DELINQUENCY IN THE RECENT PAST
3: PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
PERSONAL LOAN SCORE

668 1:
2:
ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
OVER DUE AMOUNT TOO HIGH.
3: PRESENCE OF DELINQUENCY.
4: LOW AVERAGE TRADE AGE.
5: LOW PROPORTION OF SATISFACTORY TRADES.
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
POSSIBLE RANGE FOR PERSONAL LOAN SCORE
Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1
* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) AUJPD3543Q
VOTER ID NUMBER KRM1611664
DRIVER'S LICENSE NUMBER WB 64 25845 27-02-2026
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 26
TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
NOT CLASSIFIED 98320567
MOBILE PHONE 9126102630
NOT CLASSIFIED 919832056738
OFFICE PHONE 9832056738
EMAIL CONTACT(S):
ADDRESS(ES):
(e)
ADDRESS :COOCHBEHAR WEST BENGAL 736169
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:18-05-2021
(e)
ADDRESS :KHAGRABARI WEST BENGAL 736179
CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:19-04-2021
ADDRESS :SO NITAI DEY PO NIGAMNAGAR DINHATA BHANGNI 2 COOCH BEHAR WEST BENGAL 736169
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:05-09-2020
ADDRESS :S O NITAI DEY VILL BHANGNI PART 2 PO NIGAMNAGAR DINHATA COOCH BEHAR WEST BENGAL 736169
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:RENTED DATE REPORTED:02-01-2019
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
PERSONAL LOAN 30-11-2023 OTHERS Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 69 HIGH CR/SANC. AMT: 94,19,617 CURRENT: 45,84,152 RECENT: 05-09-2023

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
OVERDUE: 5 OVERDUE: 1,12,363 OLDEST: 13-02-2012
ZERO-BALANCE: 61
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 14 1 4 3 16-01-2024
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: UTTARBANGAGB OPENED: 05-09-2023 SANCTIONED: 50,000

ACCOUNT NUMBER: LAST PAYMENT: 30-12-2023 CURRENT BALANCE: 45,745
4000151530025608 REPORTED AND CERTIFIED: OVERDUE: 9,903
TYPE: PERSONAL LOAN 31-12-2023 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2023 REPAYMENT TENURE: 10
COLLATERAL VALUE: 50000 PMT HIST END: 01-09-2023 INTEREST RATE: 15.10
COLLATERAL TYPE: PROPERTY
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
055 055 025 STD

12-23 11-23 10-23 09-23
INFORMATION UNDER DISPUTE:
DISPUTE REMARKS:
DISPUTE REMARKS #2:
CIBIL REMARKS:
MEMBER NAME: UTTARBANGAGB OPENED: 16-05-2023 SANCTIONED: 5,00,000

ACCOUNT NUMBER: LAST PAYMENT: 01-12-2023 CURRENT BALANCE: 4,73,336
4000151530025448 REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
TYPE: CONSUMER LOAN 31-12-2023 REPAYMENT TENURE: 72
OWNERSHIP: GUARANTOR PMT HIST START: 01-12-2023 INTEREST RATE: 10.80
COLLATERAL VALUE: 700000 PMT HIST END: 01-05-2023
STD STD STD STD STD STD STD STD

12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
DISPUTE REMARKS:
DISPUTE REMARKS #2:
CIBIL REMARKS:

4000151530014138 REPORTED AND CERTIFIED: OVERDUE: 8,988
TYPE: CONSUMER LOAN 31-12-2023 PMT FREQ: MONTHLY
COLLATERAL VALUE: 1000000 PMT HIST END: 01-05-2021 INTEREST RATE: 10.30
029 028 059 028 STD 059 028 STD STD 057 057 029 059 059 059 028 060 XXX
12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22
028 029 038 030 STD STD STD STD STD STD STD STD STD STD
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21
DISPUTE REMARKS:
DISPUTE REMARKS #2:
CIBIL REMARKS:

TYPE: CONSUMER LOAN 31-12-2023 REPAYMENT TENURE: 72
OWNERSHIP: GUARANTOR PMT HIST START: 01-12-2023 INTEREST RATE: 10.30
STD STD STD STD STD STD STD STD STD STD STD
12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23
DISPUTE REMARKS:
DISPUTE REMARKS #2:

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
CIBIL REMARKS:
MEMBER NAME: NOT DISCLOSED OPENED: 16-03-2023 SANCTIONED: 12,800

ACCOUNT NUMBER: NOT LAST PAYMENT: 16-03-2023 CURRENT BALANCE: 12,800
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 581
TYPE: GOLD LOAN 31-01-2024 PMT FREQ: BULLET PAYMENT
PMT HIST END: 01-04-2023 INTEREST RATE: 0.12
138 107 076 046 018 000 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23
DISPUTE REMARKS:
DISPUTE REMARKS #2:
CIBIL REMARKS:
MEMBER NAME: NOT DISCLOSED OPENED: 29-05-2019 SANCTIONED: 25,80,000 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 27-12-2023 CURRENT BALANCE: 27,88,764 RESTRUCTURED DUE TO
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 81,915 COVID-19
TYPE: HOUSING LOAN 31-12-2023 EMI: 27,092
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2023 PMT FREQ: MONTHLY
COLLATERAL VALUE: 3432052 PMT HIST END: 01-01-2021 REPAYMENT TENURE: 360
COLLATERAL TYPE: PROPERTY INTEREST RATE: 11.00
ACTUAL PAYMENT: 27,159
063 062 063 063 063 063 062 063 061 061 061 063 063 062 063 063 063 063
12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22
062 063 061 061 061 063 032 062 063 032 033 002 001 000 000 000 000 000
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21
DISPUTE REMARKS:
DISPUTE REMARKS #2:
CIBIL REMARKS:

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
MEMBER NAME: NOT DISCLOSED OPENED: 12-05-2021 SANCTIONED: 4,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 11-12-2023 CURRENT BALANCE: 3,42,419
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 10,976
TYPE: PERSONAL LOAN 31-12-2023 EMI: 5,353
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2023 PMT FREQ: MONTHLY
COLLATERAL VALUE: 4253700 PMT HIST END: 01-05-2021 REPAYMENT TENURE: 120
COLLATERAL TYPE: PROPERTY INTEREST RATE: 11.00
ACTUAL PAYMENT: 10,750
049 079 080 080 080 080 079 080 077 078 078 080 080 079 080 080 080 080
12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22
079 080 077 078 047 STD STD 049 049 018 019 000 000 000
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21
DISPUTE REMARKS:
DISPUTE REMARKS #2:
CIBIL REMARKS:

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 74,144
DISCLOSED 31-12-2023 EMI: 70,000
TYPE: PRIORITY SECTOR- GOLD PMT HIST START: 01-12-2023 PMT FREQ: BULLET PAYMENT
LOAN - SECURED PMT HIST END: 01-02-2023 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL INTEREST RATE: 9.00
COLLATERAL VALUE: 96562
COLLATERAL TYPE: GOLD
000 000 000 000 000 000 000 000 000 000 000
12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23
DISPUTE REMARKS:
DISPUTE REMARKS #2:
CIBIL REMARKS:

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
ACCOUNT NUMBER: LAST PAYMENT: 01-08-2023 CURRENT BALANCE: 0

4000151530014954 CLOSED: 01-09-2023 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 10
OWNERSHIP: INDIVIDUAL 30-09-2023 INTEREST RATE: 14.75
COLLATERAL VALUE: 35000 PMT HIST START: 01-09-2023
COLLATERAL TYPE: PROPERTY PMT HIST END: 01-09-2022
STD STD STD STD STD STD 057 027 STD 059 028 STD STD
09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT NUMBER: NOT LAST PAYMENT: 15-09-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 15-09-2022 EMI: 1,03,000
TYPE: LOAN AGAINST SHARES/ REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
SECURITIES 30-09-2022 INTEREST RATE: 7.00
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2022 ACTUAL PAYMENT: 1,08,594
COLLATERAL TYPE: GOLD PMT HIST END: 01-02-2022
000 000 000 000 000 000 000 000

09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

DISCLOSED CLOSED: 24-02-2023 EMI: 65,000
TYPE: GOLD LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
COLLATERAL TYPE: GOLD PMT HIST START: 01-02-2023 ACTUAL PAYMENT: 70,648
PMT HIST END: 01-02-2022
000 000 000 000 000 000 000 000 000 000 000 000 000
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

DISCLOSED CLOSED: 08-02-2023 REPAYMENT TENURE: 10
TYPE: GOLD LOAN REPORTED AND CERTIFIED: INTEREST RATE: 0.16
OWNERSHIP: INDIVIDUAL 16-02-2023

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
PMT HIST START: 01-02-2023

000 083 052 021 000 XXX 000 000 000 000 000 000 000
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

STD STD XXX STD STD STD STD STD STD STD STD STD

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

OWNERSHIP: INDIVIDUAL PMT HIST START: 01-11-2022 ACTUAL PAYMENT: 30,327
000 040 009 000 000 000 000 000 000 000 000 000 000 000 000
11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

000 045 014 000 000 000 000 000 000 000 000 000 000 000 000
11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

000 XXX XXX XXX XXX XXX XXX XXX XXX 048 018 000 000 000 000
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48

DISCLOSED CLOSED: 01-12-2022 INTEREST RATE: 7.90
TYPE: KISAN CREDIT CARD REPORTED AND CERTIFIED: ACTUAL PAYMENT: 7,038
COLLATERAL TYPE: NO COLLATERAL PMT HIST START: 01-12-2022
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

ACCOUNT NUMBER: NOT CLOSED: 09-08-2021 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: INTEREST RATE: 11.18
TYPE: GOLD LOAN 31-08-2021
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2021
STD 000
08-21 07-21

TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 72
OWNERSHIP: GUARANTOR 30-04-2023 INTEREST RATE: 10.45
STD 029 STD

04-23 03-23 02-23


CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 116 085 211
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

STD 000 000 000 000 000 000 000

10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21

STD 000 000 000 000 000

08-21 07-21 06-21 05-21 04-21 03-21

01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48

01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

TYPE: GOLD LOAN INTEREST RATE: 0.22

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
OWNERSHIP: INDIVIDUAL REPORTED AND CERTIFIED:

04-01-2023
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

OWNERSHIP: INDIVIDUAL 28-02-2022 ACTUAL PAYMENT: 25,000
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20

STD STD STD STD STD

02-21 01-21 12-20 11-20 10-20


CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
000 000 000 000 000 000 000 000 000 000 000 000 000
09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20

TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-06-2023 REPAYMENT TENURE: 36
COLLATERAL TYPE: NO COLLATERAL PMT HIST START: 01-06-2023 ACTUAL PAYMENT: 4,071
000 065 062 063 063 065 065 064 065 065 065 065 064 065 034 063 032 STD
06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22
065 034 034 003 004 004 003 000 000 000 000 000 034 003 000 003 004 004
12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20

000 000 000 000 000 000 000

09-20 08-20 07-20 06-20 05-20 04-20 03-20


CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19

000 000 000 000 000 000 000 000 000 000 000 000 000
11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19

000 000 000 000 000 000 000 000 000 000 000 000 000
11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19

000 000 000 000 000 000 000 000 000 000 000 000 000
11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48

000 000 000 000 000 000 000 000 000 000 000 000 000
11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19

000 000 000 000

12-19 11-19 10-19 09-19

STD STD STD STD STD STD STD STD STD STD STD STD STD
09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19

REPAYMENT TENURE: 12

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
TYPE: LOAN AGAINST SHARES/ REPORTED AND CERTIFIED: INTEREST RATE: 8.00
SECURITIES 30-09-2020
000 STD STD STD STD STD 000 000 000 000 000 000 000 000 000
09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19
MEMBER NAME: NOT DISCLOSED OPENED: 30-05-2019 CURRENT BALANCE: 0

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CREDIT LIMIT: 20,000
DISCLOSED 30-04-2022 CASH LIMIT: 10,000
TYPE: CREDIT CARD PMT HIST START: 01-04-2022
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-12-2021
000 000 000 000 000

04-22 03-22 02-22 01-22 12-21
MEMBER NAME: NOT DISCLOSED OPENED: 30-05-2019 CURRENT BALANCE: 0

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CREDIT LIMIT: 20,000
DISCLOSED 31-05-2022 CASH LIMIT: 10,000
TYPE: CREDIT CARD PMT HIST START: 01-05-2022
000
05-22

STD STD STD STD STD

02-19 01-19 12-18 11-18 10-18

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48

000 005 000 000 000 000 000 000 000 000 000 000 000 000
07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18

000 000 000

06-18 05-18 04-18

DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
TYPE: LOAN AGAINST SHARES/ 30-04-2018
SECURITIES PMT HIST START: 01-04-2018
000
04-18


CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48

STD STD STD STD STD STD STD XXX STD STD STD STD STD STD STD
04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18

OWNERSHIP: GUARANTOR 31-05-2021 INTEREST RATE: 14.50
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19
STD STD STD STD STD STD STD STD STD STD 030 030 STD STD STD STD STD STD
11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18

TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
SECTOR - AGRICULTURE 31-03-2018 INTEREST RATE: 9.00
000 000 STD STD STD STD STD STD STD STD
03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17

DISCLOSED REPORTED AND CERTIFIED: EMI: 23
TYPE: GOLD LOAN 30-04-2017 REPAYMENT TENURE: 6
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-04-2017 INTEREST RATE: 2.00

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
000 000 037 000

04-17 03-17 02-17 01-17

000 000 022 000

01-17 12-16 11-16 10-16

STD STD STD STD STD STD STD STD STD STD STD
08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16

DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
TYPE: BUSINESS LOAN - PRIORITY 30-11-2016
SECTOR - AGRICULTURE PMT HIST START: 01-11-2016
STD STD
11-16 10-16

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48

000 000 000 000 000 000 000 000 000 000
06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16

STD STD STD STD STD STD STD STD STD STD 029
09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16

STD STD STD STD STD STD STD STD STD STD
01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16


CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48

STD STD STD STD STD STD STD STD STD

09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16

DISCLOSED CLOSED: 05-07-2016 PMT FREQ: MONTHLY
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 686
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15
000 000 000 000 000 000 000 000 000 000 000
01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD XXX XXX
02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16
XXX XXX XXX XXX XXX XXX XXX XXX XXX STD STD XXX STD STD STD XXX XXX STD
08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15

DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: QUARTERLY
30-06-2017 REPAYMENT TENURE: 60

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
TYPE: BUSINESS LOAN - PRIORITY PMT HIST START: 01-06-2017

SECTOR - AGRICULTURE PMT HIST END: 01-10-2016
OWNERSHIP: INDIVIDUAL
COLLATERAL TYPE: NO COLLATERAL
STD STD STD SUB SUB SUB SUB STD STD

06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16

4001221330001091 CLOSED: 21-09-2017 INTEREST RATE: 13.00
TYPE: MICROFINANCE - BUSINESS REPORTED AND CERTIFIED:
LOAN 30-09-2017
STD STD DBT DBT DBT SUB SUB SUB SUB SUB SUB SUB SUB SUB XXX SUB XXX STD
09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16
STD STD STD XXX STD STD XXX STD STD STD XXX XXX STD STD
03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15
MEMBER NAME: UTTARBANGAGB LAST PAYMENT: 02-08-2014 SANCTIONED: 19,000

ACCOUNT NUMBER: CLOSED: 02-08-2014 CURRENT BALANCE: 0
TYPE: PERSONAL LOAN 31-08-2014 REPAYMENT TENURE: 10
STD XXX STD STD STD STD

08-14 07-14 06-14 05-14 04-14 03-14
MEMBER NAME: UTTARBANGAGB LAST PAYMENT: 18-12-2014 SANCTIONED: 20,000

ACCOUNT NUMBER: REPORTED AND CERTIFIED: CURRENT BALANCE: 0
4000721530004443 30-11-2015 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN PMT HIST START: 01-11-2015 REPAYMENT TENURE: 10
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-09-2014 INTEREST RATE: 15.00

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
STD STD XXX STD STD STD XXX XXX STD STD XXX STD STD STD STD
11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14

XXX 110 083 052 021 000 XXX 000 000 000 000 000 000 000
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

XXX 110 083 052 021 000 XXX 000 000 000 000 000 000 000
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

XXX 111 084 053 022 000 XXX 000 000 000 000 000 000 000
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48

XXX 111 084 053 022 000 XXX 000 000 000 000 000 000 000
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
UTTARBANGAGB 16-01-2024 BUSINESS LOAN - 100

PRIORITY SECTOR -
OTHERS

PRIORITY SECTOR -
OTHERS
UTTARBANGAGB 25-05-2023 CONSUMER LOAN 100
NOT DISCLOSED 14-05-2023 PERSONAL LOAN 50,000
NOT DISCLOSED 12-05-2023 PERSONAL LOAN 50,000

GENERAL
NOT DISCLOSED 17-02-2022 GOLD LOAN 1,00,000
NOT DISCLOSED 11-02-2022 GOLD LOAN 10,000
UTTARBANGAGB 07-02-2022 PERSONAL LOAN 8,00,000
NOT DISCLOSED 16-09-2021 GOLD LOAN 97,000
UTTARBANGAGB 02-06-2021 EDUCATION LOAN 100

UNSECURED

CONSUMER CIR
MEMBER ID: BR04451005_400099 TIME: 16:18:48
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 19-04-2021 OTHER 5,60,000
NOT DISCLOSED 23-02-2021 OTHER 5,00,000
END OF REPORT ON SUSHANTA DEY
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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CONSUMER CIR

CONSUMER: SUSHANTA DEY DATE:08-02-2024

MEMBER ID: BR04451005_400099 TIME: 16:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,14,62,20,674

DATE OF BIRTH: 05-01-1981 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

PERSONAL LOAN SCORE

POSSIBLE RANGE FOR CREDITVISION® SCORE

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

INCOME TAX ID NUMBER (PAN) AUJPD3543Q

VOTER ID NUMBER KRM1611664

DRIVER'S LICENSE NUMBER WB 64 25845 27-02-2026

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: BR04451005_400099 TIME: 16:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,14,62,20,674

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

NOT CLASSIFIED 98320567

MOBILE PHONE 9126102630

NOT CLASSIFIED 919832056738

OFFICE PHONE 9832056738

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:18-05-2021

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:19-04-2021

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:05-09-2020

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:RENTED DATE REPORTED:02-01-2019

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: BR04451005_400099 TIME: 16:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,14,62,20,674

OVERDUE: 5 OVERDUE: 1,12,363 OLDEST: 13-02-2012

All Enquiries 14 1 4 3 16-01-2024

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: UTTARBANGAGB OPENED: 05-09-2023 SANCTIONED: 50,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

055 055 025 STD

INFORMATION UNDER DISPUTE:

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: UTTARBANGAGB OPENED: 16-05-2023 SANCTIONED: 5,00,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD

INFORMATION UNDER DISPUTE:

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: BR04451005_400099 TIME: 16:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,14,62,20,674

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: UTTARBANGAGB OPENED: 19-05-2021 SANCTIONED: 7,00,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

INFORMATION UNDER DISPUTE:

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: UTTARBANGAGB OPENED: 12-05-2021 SANCTIONED: 6,00,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

INFORMATION UNDER DISPUTE:

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: BR04451005_400099 TIME: 16:18:48

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,14,62,20,674

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-03-2023 SANCTIONED: 12,800

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

INFORMATION UNDER DISPUTE:

ACCOUNT DATES AMOUNTS STATUS

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

INFORMATION UNDER DISPUTE:

ACCOUNT DATES AMOUNTS STATUS