DETAILED PROJECT REPORT

GARG TRADERS
CHANDAUSI

Name of the Entreprenuer SAIYAM GARG

Constitution (legal Status) Individual :

Father's/Spouce's Name SUDHIR GARG

Unit Address : Garg Traders

8 Gopal Mohalla Chandausi
Taluk/Block: CHANDAUSI
District : CHANDAUSI
Pin: 244412 State: UTTAR PRADESH
E-Mail saiyamgarg2000@gmail.com
:
Mobile 7300724177
Product and By Product

Cost of Project Rs. 9,91,927

Name of the project /
Garg Traders
business activity proposed :
Means of Finance
Term Loan Rs. 8,92,734.00
Margin Money Rs. 1,48,789.00
Own Capital Rs. 99193.00

Debt Service Coverage AS CALCULATED BELOW

Ratio

Pay Back Period 5 Years

Project Implementation 0 Months

Period

Break Even Point AS CALCULATED BELOW

Employment 1

Major Raw materials CONFECTIONERY ITEMS,,

Estimated Annual Sales Rs. 2025000.00

Turnover

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 DETAILED PROJECT REPORT
GARG TRADERS
CHANDAUSI

DETAILED PROJECT REPORT

INTRODUCTION :

Confectionery business industry is versatile and there are a number of things you need to bear in mind
when intending to startup a confectionery business for example, there are specialized training schools
for the craft which includes snacks shop business, bakeries and a lot more.The confectionery business
industry is very competitive. The best approach to succeeding in the industry is by using the aggressive
marketing strategies’. Employing both offline and online advertisement is a necessity in other to reach
your target audience and win them over as customers and consumers of your products.

ABOUT THE PROMOTER :

Saiyam Garg , A Graduate From MJPRU . During His College Life He Had A Keen Interest In Business . His
Mother Is A Housewife And His Older Sister doing her higher studies. He Learned Business From His
Father Whom He Thinks His Inspiration. His Vision For His Business Will Always Keeps Him Motivated
To Work Hard With Efficiency And Effectiveness.

COST OF PROJECT
A. Fixed Capital Investment
a. SHOP : 0 Own

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

SHOP 0 0.00 0.00
Total 0.00

C. Machinery Qty. Rate Amount in Rs.

VARIOUS TYPES - - 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0.00

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 DETAILED PROJECT REPORT
GARG TRADERS
CHANDAUSI

d. Stock Purchase : Rs. 620000.00

e. Furniture & Fixtures : Rs. 32000.00

f. Contingency/Others/Miscellaneous : Rs. 2000.00

Total Capital Expenditure : Rs. 654000.00

Working Capital : Rs. 337927.00

Total Cost Project : Rs. 991927.00

Means of Financing :
Own Contribution 10% Rs. 99193.00

Bank Finance : 90%

Term Loan Rs. 588600.00
Working Capital Rs. 304134.00

Total Rs. 892734.00

Margin Money (Govt. Subsidy) From DIC 15% Rs. 148789.00

STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :

TERM LOAN

Interest @
Opening
Year Installment Closing Balance
Balance 9.00%
1st 588600 0 588600 52974
2nd 588600 117720 470880 52974
3rd 470880 117720 353160 42379
4th 353160 117720 235440 31784
5th 235440 117720 117720 21190
6th 117720 117720 0 10595
7th 0 0 0 0
8th 0 0 0 0

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 DETAILED PROJECT REPORT
GARG TRADERS
CHANDAUSI

WORKING CAPITAL

Interest @
Opening
Year Installment Closing Balance
Balance 9.00%
1st 304134 0 304134 27372
2nd 304134 60827 243307 27372
3rd 243307 60827 182480 21898
4th 182480 60827 121654 16423
5th 121654 60827 60827 10949
6th 60827 60827 0 5474
7th 0 60827 0 0
8th 0 0 0 0
STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 10.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 0 0 0 0 0
Depreciation 0 0 0 0 0
Closing Balance 0 0 0 0 0
MACHINERY @ 15.00%
Opening Balance 0 0 0 0 0
Depreciation 0 0 0 0 0
Closing Balance 0 0 0 0 0
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 0 0 0 0 0
Total 0 0 0 0 0

Schedule of Sales Realization :

Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit

CONFECTIONERY ITEMS 450.00 4500 2025000.00

0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
Total 2025000.00

Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 80% 90% 90% 100% 100%

Sales / Receipts 1620000 1822500 1822500 2025000 2025000

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 DETAILED PROJECT REPORT
GARG TRADERS
CHANDAUSI

Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
CONFECTIONERY ITEMS CARTONS 285.00 5055 1440675.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 1440675.00
Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
SERVANT 1 5500.00 66000.00
Total 1 66000.00

Repairs and Maintenance : Rs. 2000.00

Power and Fuel : Rs. 24000.00

Other Overhead Expenses : Rs. 12000.00

Administrative Expenses :
Salary
0 0 0.00 0.00
Total 0 0.00

Telephone Expenses 2000.00

Stationery & Postage 1200.00

Advertisement & Publicity 4200.00

Workshed Rent 0.00

Other Miscellaneous Expenses 12000.00

Total 19400.00
Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 80% 90% 90% 100% 100%
Manufacturing Expenses
Rawmaterials 1152540 1296608 1296608 1440675 1440675
Wages 52800 59400 59400 66000 66000
Repairs & Maintenance 1600 1800 1800 2000 2000
Power & Fuel 19200 21600 21600 24000 24000
Other Overhead Expenses 9600 10800 10800 12000 12000

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 DETAILED PROJECT REPORT
GARG TRADERS
CHANDAUSI

Administrative Expenses
Salary 0 0 0 0 0
Postage Telephone
Expenses 1600 1800 1800 2000 2000
Stationery & Postage 960 1080 1080 1200 1200
Advertisement & Publicity 3360 3780 3780 4200 4200
Workshed Rent 0 0 0 0 0
Other Miscellaneous Expenses 9600 10800 10800 12000 12000
Total: 1251260 1407668 1407668 1564075 1564075
Assessment of Working Capital :
Particulars Amount in Rs.
Sale 2025000.00

Manufacturing Expenses
Raw Material 1440675.00
Wages 66000.00
Repair & Maintenance 2000.00
Power & Fuel 24000.00
Other Overhead Expenses 12000.00

Production Cost 1544675.00

Administrative Cost 19400.00
Manufacturing Cost 1564075.00
Working Capital Estimate :
Element of Working CapitalNo of Days Basis Amount in Rs.
RAW MATERIALS 15 Material Cost 72034.00

Stock in process 0 Production Cost 0.00

Finished goods 15 Manufacturing Cost 78204.00

Receivable by 36 Manufacturing Cost 187689.00

Total Working Capital Requirement Per Cycle 337927.00

Financial Analysis
Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 1620000 1822500 1822500 2025000
1620000 1822500 1822500 2025000
Manufacturing Expenses
Rawmaterials 1152540 1296608 1296608 1440675
Wages 52800 59400 59400 66000
Repairs & Maintenance 1600 1800 1800 2000
Power & Fuel 19200 21600 21600 24000
Other Overhead Expenses 9600 10800 10800 12000
Depreciation 0 0 0 0

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 DETAILED PROJECT REPORT
GARG TRADERS
CHANDAUSI

Production Cost 1235740 1390208 1390208 1544675

Administrative Expenses
Salary 0 0 0 0
Postage Telephone
Expenses 1600 1800 1800 2000
Stationery & Postage 960 1080 1080 1200
Advertisement & Publicity 3360 3780 3780 4200
Workshed Rent 0 0 0 0
Other Miscellaneous
Expenses 9600 10800 10800 12000
Administrative Cost 15520 17460 17460 19400
Interest on Bank credit @ 9%
Term Loan 52974 52974 42379 31784
Working Capital Loan 27372 27372 21898 16423
Cost of Sale 1331606 1488014 1471944 1612283
Net Profit Before Tax 288394 334486 350556 412717
Less Tax 0.00 0.00 0.00 0.00
Net Profit 288394 334486 350556 412717

CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 288394 334486 350556 412717
Add :
Depreciation 0 0 0 0
TOTAL - A 288394 334486 350556 412717
Payments :
On Term Loan :
Interest 52974 52974 42379 31784
Installment 0 117720 117720 117720
On Working Capital
Interest 27372 27372 21898 16423
TOTAL - B 80346 198066 181997 165928
D.S.C.R = A/B
3.59 1.69 1.93 2.49
Average D.S.C.R

PROJECTED BALANCE SHEET :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 99193 99193 99193 99193
Profit 288394 334486 350556 412717
Term Loan 588600 588600 470880 353160
Working Capital Loan 304134 304134 243307 182480
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
1280321 1326413 1163936 1047551
ASSETS :
Gross Fixed Assets : 32000 32000 32000 32000

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 DETAILED PROJECT REPORT
GARG TRADERS
CHANDAUSI

Less : Depreciation 0 0 0 0
Net Fixed Assets 32000 32000 32000 32000
Preliminary & Pre-Op. Expenses 620000 465000 348750 261563
Current Assets 304134 304134 243307 182480
Cash in Bank/Hand 944187 990279 888629 833070
Total 1280321 1326413 1163936 1047551

CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 288394 334486 350556 412717
Add : Depreciation 0 0 0 0
Term Loan 588600 588600 470880 353160
Working Capital Loan 304134 304134 243307 182480
Promoters Capital 99193 0 0 0
Total 1280321 1227220 1064743 948358

Total Fixed Capital Invested 654000

Repayment of Term Loan 0 117720 117720 117720

Repayment of WC Loan 0 60827 60827 60827
Current Assets 304134 304134 243307 182480
Total 304134 482681 421854 361027

Opening Balance 0 976187 1720727 2363615

Surplus 976187 744540 642889 587331
Closing Balance 976187 1720727 2363615 2950946

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 DETAILED PROJECT REPORT
GARG TRADERS
CHANDAUSI

BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 68494 70434 59839 51184
Variable Cost 1263112 1417580 1412105 1561098
Total Cost 1331606 1488014 1471944 1612283

Sales 1620000 1822500 1822500 2025000

Contribution (Sales-VC) 356888 404920 410395 463902

B.E.P in % 19.19% 17.39% 14.58% 11.03%

Break Even Sales in Rs. 310911 317015 265737 223427

Break Even Units 691 704 591 497

Current Ratio 3.79 1.17 1.00 0.80

Net Profit Ratio 17.80% 18.35% 19.23% 20.38%

Place : CHANDAUSI
Date: 30-Sep-21

Full Name
SAIYAM GARG
:

Signature of the Beneficiary

Project Report Page 9