National Bank of Ethiopia

Individual Credit Report

Enquiry ID: 2100536
Report Generation Date: 2023-12-29

Enquiry Table of Contents

Number of
Information Classification
Records

Criteria used for this Enquiry 1

Individual Identification Information 1

Credit Report Summary 1

Group Summary 0

Stakeholder per Application Information 0

Stakeholder of Financial Institution Information 0

Credit Accounts 2

Adverse Credit Accounts 0

Credit Applications 1

General Collateral Type 0

Vehicle Collateral Type 0

Building Collateral Type 2

Financial Asset Collateral Type 0

Previous Bureau Credit Report Enquiries 3

Contact Numbers 1

Addresses 2

Employment and Income Information 0

Credit Account Detail 2

Adverse Credit Account Detail 0

ENQUIRY ID: 2100536

TIN: 0019492184
BORROWER: ZEWUDNESH GIZACHEW PAGE: 1 of 7
 Criteria used for this Enquiry
Criteria Type Criteria Detail Application Ref

TIN 0019492184 1161019

Individual Identification Information

TIN Number First Name Fathers Name

0019492184 ZEWUDNESH GIZACHEW

Grandfathers Name Gender Date of Birth

WORKU FEMALE 1979-02-23

Nationality

ETHIOPIA

Credit Report Summary

Cumulative Current Balance Cumulative Installment Income

0 0

Cumulative Arrears Amount Number Of Adverse Credit Accounts Worst Ever Months in Arrears

0 0 2

Guarantor of Other Loans Member of Groups

0 0

Credit Accounts

ENQUIRY ID: 2100536

TIN: 0019492184
BORROWER: ZEWUDNESH GIZACHEW PAGE: 2 of 7
 Account Detail

Institution Awash International Bank SC

Office ARAT KILO (IB84)

Account No Date Opened Credit Type

01157149299802 2020-06-03 Installment Credit

Status Status Date Payment Profile String

Settled in Full - Normal 2022-07-31 010210010000111110000000

Role(s) Spouse of Guarantor

Financial Information

Credit Amount Installment Installment Frequency Current Balance Balance Overdue

2048555.67 0 Quarterly 0 0

Term (No of Days) Term (No of Months) Secured by Collateral Total Secured by Guarantor Total

1187 39 3462689 2250000

Account Detail

Institution Awash International Bank SC

Office ARAT KILO (IB84)

Account No Date Opened Credit Type

01157149299800 2019-08-02 Installment Credit

Status Status Date Payment Profile String

Settled in Full - Normal 2020-06-30 02000100???

Role(s) Spouse of Guarantor

Financial Information

Credit Amount Installment Installment Frequency Current Balance Balance Overdue

2250000 0 Quarterly 0 0

Term (No of Days) Term (No of Months) Secured by Collateral Total Secured by Guarantor Total

1095 36 0 3462689

Credit Applications

ENQUIRY ID: 2100536

TIN: 0019492184
BORROWER: ZEWUDNESH GIZACHEW PAGE: 3 of 7
 Institution Commercial Bank of Ethiopia

Office KOLFE (IB454)

Application Ref Application Date Application Amount

1161019 2023-10-20 4800000

Approved Amount Approval Date Application Status

Pending Bureau Credit Reports

Status Date Reject/Withdrawal Reason Role in Credit Application

2023-12-29 Borrower

Secured by Collateral Total Secured by Guarantor Total

4676090 0

Building Collateral Type Information

Institution Awash International Bank SC

Office ARAT KILO (IB84)

Application Reference No / Account No Collateral Provider TIN

01157149299802 0009646706

Collateral Provider BIRUK TESFAYE H/MARIAM

Collateral Provider Classification Building Type Market Value

Individual 3462689

Valuation Date Deed Number Region

2020-05-22 01/65/12192/00 Addis Ababa City Administration

Zone/Sub-City Wereda Kebele

N/S/LAFTO 02

Street Name & House Number Village Apartment Floor Number

Apartment Number Building/Apartment Building Name

ENQUIRY ID: 2100536

TIN: 0019492184
BORROWER: ZEWUDNESH GIZACHEW PAGE: 4 of 7
 Institution Commercial Bank of Ethiopia

Office KOLFE (IB454)

Application Reference No / Account No Collateral Provider TIN

0009646706

Collateral Provider BIRUK TESFAYE H/MARIAM

Collateral Provider Classification Building Type Market Value

Individual 4676090

Valuation Date Deed Number Region

2023-12-19 AA4080106073 Addis Ababa City Administration

Zone/Sub-City Wereda Kebele

NIFAS SILK LAFTO 01 01

Street Name & House Number Village Apartment Floor Number

NEW

Apartment Number Building/Apartment Building Name

RESIDENTIAL HOUSE

Previous Bureau Credit Report Enquiries

Institution Enquiry Date

Commercial Bank of Ethiopia - KOLFE (IB454) 2023-12-29

Awash International Bank SC - ARAT KILO (IB84) 2020-05-22

Awash International Bank SC - ARAT KILO (IB84) 2019-05-22

Contact Information

Date Contact Type Contact Detail

2023-12-29 LANDLINE 251 - 0912388553

Addresses

Date Address Region P.O. BOX

Addis Ababa City

2023-12-29 GULLELE, NO WOREDA-148, 06, , , 409,,, , ,
Administration

2011-07-02 GULLELE, NO WOREDA-148, 06, , , 409,,, , , ADDIS ABABA

Credit Account Detail

ENQUIRY ID: 2100536

TIN: 0019492184
BORROWER: ZEWUDNESH GIZACHEW PAGE: 5 of 7
 Field Data
Institution Awash International Bank SC
Office ARAT KILO
Account Number 01157149299802
Role in Credit Account Spouse of Guarantor
Number of Borrowers linked to Credit Account 1
Number of Guarantors linked to Credit Account 1
Secured by Guarantor Total 2250000
Supported by General Collateral Type Total Market Value 0
Supported by Vehicle Collateral Type Total Market Value 0
Supported by Building Collateral Type Total Market Value 3462689
Supported by Financial Asset Collateral Type Total Market Value 0
Group Identification Number NONE
Approved Amount 2048555.67
Date Account Opened 2020-06-03
Credit Type Installment Credit
Product Type Student Loan
Opening Balance / Credit Limit 2048555.67
Opening Balance Indicator Opening Balance
Reporting Date 2022-07-31
Maturity Date 2023-09-03
Payment Due Date 2023-09-03
Repayment Frequency Quarterly
Number of Installments 13
Installment Amount 0
Current Balance Amount 0
Current Balance Indicator Credit
Last Payment Date 2022-07-31
Credit Account Status Settled in Full - Normal
Last Status Change Date 2022-07-31
Credit Account Risk Classification PASS
Credit Account Arrears Date
Number of Days in Arrears
Balance Overdue 0
Outstanding Balance of Arrears Account
Restructured Credit Normal
Restructured Credit Reference Number
Industry Sector Domestic Trade And Service
Industry Sub-Sector Domestic Trade
Credit Account Closure Date
Credit Account Closure Reason Settled - Normal
Client Consent No
Loan Term (Days)
Loan Term (Months) 39
Account is part of Export Guarantee No

ENQUIRY ID: 2100536

TIN: 0019492184
BORROWER: ZEWUDNESH GIZACHEW PAGE: 6 of 7
 Field Data
Institution Awash International Bank SC
Office ARAT KILO
Account Number 01157149299800
Role in Credit Account Spouse of Guarantor
Number of Borrowers linked to Credit Account 1
Number of Guarantors linked to Credit Account 1
Secured by Guarantor Total 3462689
Supported by General Collateral Type Total Market Value 0
Supported by Vehicle Collateral Type Total Market Value 0
Supported by Building Collateral Type Total Market Value 0
Supported by Financial Asset Collateral Type Total Market Value 0
Group Identification Number NONE
Approved Amount 2250000
Date Account Opened 2019-08-02
Credit Type Installment Credit
Product Type Student Loan
Opening Balance / Credit Limit 2250000
Opening Balance Indicator Opening Balance
Reporting Date 2020-06-30
Maturity Date 2020-06-30
Payment Due Date 2020-06-30
Repayment Frequency Quarterly
Number of Installments 9
Installment Amount 0
Current Balance Amount 0
Current Balance Indicator Credit
Last Payment Date 2020-06-30
Credit Account Status Settled in Full - Normal
Last Status Change Date 2020-06-30
Credit Account Risk Classification PASS
Credit Account Arrears Date
Number of Days in Arrears
Balance Overdue 0
Outstanding Balance of Arrears Account
Restructured Credit Normal
Restructured Credit Reference Number
Industry Sector Domestic Trade And Service
Industry Sub-Sector Domestic Trade
Credit Account Closure Date
Credit Account Closure Reason Settled - Normal
Client Consent Yes
Loan Term (Days)
Loan Term (Months) 36
Account is part of Export Guarantee No

ENQUIRY ID: 2100536

TIN: 0019492184
BORROWER: ZEWUDNESH GIZACHEW PAGE: 7 of 7