19-01-2023

Quote No : qbia5tm2kd4d2

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Sanchay Par Advantage

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy holder: Swa Name of the Product: HDFC Life Sanchay Par Advantage
Age: 31 A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Name of the Life Assured: Swa
Unique Identification No: 101N136V03
Age: 31
GST Rate: 4.5%* for first year
Policy Term 25 year(s)
2.25%* second year onwards
Premium Payment Term: 10 year(s)
Amount of Installment Premium(Without GST): 60000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual
*0% if qualifies as zero-rated supply under GST law

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Immediate Income Sum Assured on Maturity Rs. 6,00,000
Sum Assured on Death (at inception
Bonus Type Cash Bonus 7,44,000
of the policy) Rs.

Premium Summary
Base CI IB Total Installment
PP Rider (PAC) PP Rider (ADC) PP Rider (CC)
Plan Rider Rider Premium

Instalment Premium without GST 60000 0 0 0 0 0 60000

Instalment Premium with First Year GST 62700 0 0 0 0 0 62700
Instalment Premium with GST 2nd Year
61350 0 0 0 0 0 61350
Onwards
 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Non-Guaranteed including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. Benefits @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total Total
Single / Total Total Total Total
Policy Death Death
Annualized Maturity Maturity Surrender Surrender
Year Benefit Benefit
Premium Benefit, Benefit, Benefit Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender incl of incl of
GA RB RB incl TB, incl TB, incl of TB, incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# TB, if TB, if
if any, @ if any, @ if any, @ if any, @
any, @ any, @
4% 8% 4% 8%
4% 8%
(7+TB) (7+TB) (5+10) (5+13)
(6+TB) (6+TB)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 60,000 0 0 0 7,44,000 0 0 12,000 0 0 21,600 0 0 0 7,44,000 7,44,000 0 0

2 60,000 0 0 36,000 7,44,000 0 0 12,000 6,000 0 21,600 16,200 0 0 7,44,000 7,44,000 42,000 52,200

3 60,000 0 0 63,000 7,44,000 0 0 12,000 10,800 0 21,600 30,000 0 0 7,44,000 7,44,000 73,800 93,000
4 60,000 0 0 1,20,000 7,44,000 0 0 12,000 24,000 0 21,600 24,000 0 0 7,44,000 7,44,000 1,44,000 1,44,000

5 60,000 0 0 1,50,000 7,44,000 0 0 12,000 30,000 0 21,600 45,000 0 0 7,44,000 7,44,000 1,80,000 1,95,000

6 60,000 0 0 1,80,000 7,44,000 0 0 12,000 46,200 0 21,600 79,800 0 0 7,44,000 7,44,000 2,26,200 2,59,800
7 60,000 0 0 2,10,000 7,44,000 0 0 12,000 85,800 0 21,600 1,24,800 0 0 7,44,000 7,44,000 2,95,800 3,34,800

8 60,000 0 0 3,12,000 7,44,000 0 0 12,000 63,000 0 21,600 1,08,600 0 0 7,44,000 7,44,000 3,75,000 4,20,600

9 60,000 0 0 3,78,000 7,44,000 0 0 12,000 87,000 0 21,600 1,42,200 0 0 7,44,000 7,44,000 4,65,000 5,20,200

10 60,000 0 0 4,50,000 7,44,000 0 0 12,000 1,16,400 0 21,600 1,83,000 0 0 7,44,000 7,44,000 5,66,400 6,33,000
11 0 0 0 4,80,000 7,44,000 0 0 12,000 1,02,600 0 21,600 1,84,800 0 0 7,44,000 7,44,000 5,82,600 6,64,800

12 0 0 0 5,40,000 7,44,000 0 0 12,000 58,800 0 21,600 1,57,200 0 0 7,44,000 7,44,000 5,98,800 6,97,200

13 0 0 0 5,40,000 7,44,000 0 0 12,000 75,000 0 21,600 1,90,200 0 0 7,44,000 7,44,000 6,15,000 7,30,200

14 0 0 0 5,40,000 7,44,000 0 0 12,000 91,800 0 21,600 2,23,800 0 0 7,44,000 7,44,000 6,31,800 7,63,800

15 0 0 0 5,40,000 7,44,000 0 0 12,000 1,08,600 0 21,600 2,58,600 0 0 7,44,000 7,44,000 6,48,600 7,98,600

16 0 0 0 5,40,000 7,44,000 0 0 12,000 1,51,200 0 21,600 3,21,600 0 0 7,44,000 7,44,000 6,91,200 8,61,600
17 0 0 0 5,40,000 7,44,000 0 0 12,000 1,68,600 0 21,600 3,59,400 0 0 7,44,000 7,44,000 7,08,600 8,99,400

18 0 0 0 5,40,000 7,44,000 0 0 12,000 1,85,400 0 21,600 3,98,400 0 0 7,44,000 7,44,000 7,25,400 9,38,400

19 0 0 0 5,40,000 7,44,000 0 0 12,000 2,02,800 0 21,600 4,38,600 0 0 7,44,000 7,44,000 7,42,800 9,78,600

20 0 0 0 5,40,000 7,44,000 0 0 12,000 2,20,200 0 21,600 4,80,000 0 0 7,44,000 7,44,000 7,60,200 10,20,000

21 0 0 0 5,40,000 7,44,000 0 0 12,000 2,37,600 0 21,600 5,23,200 0 0 7,44,000 7,44,000 7,77,600 10,63,200
22 0 0 0 5,40,000 7,44,000 0 0 12,000 2,55,000 0 21,600 5,67,600 0 0 7,44,000 7,44,000 7,95,000 11,07,600

23 0 0 0 5,40,000 7,44,000 0 0 12,000 2,73,000 0 21,600 6,14,400 0 0 7,44,000 7,44,000 8,13,000 11,54,400

24 0 0 0 5,40,000 7,44,000 0 0 12,000 2,90,400 0 21,600 6,63,000 0 0 7,44,000 7,44,000 8,30,400 12,03,000

25 0 0 0 0 7,44,000 6,00,000 0 12,000 0 0 21,600 0 6,00,000 7,33,200 7,44,000 7,51,200 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. The survival benefits are payable at the end of the policy year. Upon payment at Maturity(Last Payout), the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
#In case cash bonuses have been paid out, the same shall be deducted from the Surrender Values indicated, at the time of pay out.

I YOGESH VALVI, have explained the premiums charges and benefits under the I Swa ,having received the information with respect to the above, have understood
product fully to the prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".