Metropol Corporation Limited

14th Floor, KCB Plaza Upperhill

P.O.Box 35331 00200 Nairobi
Email: info@metropol.co.ke
website: www.metropol.co.ke

Customer Credit Report

3189-PSHPSKSEDBASJIRY

Identity [12536775]

REPORTED NAMES: ALEXANDER KONDE, ALEXANDER MWANZIA KONDE, KONDE ALEXANDER , KONDE ALEXANDER MWANZIA,
KONDE ALEXANDER

Requested By Requesting Organization Report Date Reference Number

SELF Metropol Credit Reference Bureau 2024-03-13 #REF 3189-PSHPSKSEDBASJIRY

Metro-Score© PPI©

267 M5
Identity Document Date of Birth Gender Nationality Marital Status

National ID: 12536775 1974-01-01 Male KENYA -

Phone Number(s) Website Email Address

254720785783

Postal Addresses
Postal Address Postal Code Town Country

N/A - N/A Kenya

Physical Addresses
Physical Address Plot Number Town Country

NAIROBI - - Kenya

Physical Address Plot Number Town Country

Changamwe - - Kenya

Physical Address Plot Number Town Country

N/A - N/A Kenya

Key
Latest Record
Previous / Other Record
Verified Detail
RATING ANALYSIS
Metro-Score© Monthly Score Performance
900

267 800

700

600
The Metro-Score ranges from 200 to 900 with higher scores indicating better 553
525 525 525
credit quality than lower scores. A high score means that you can have favorable 500 497 497
terms from your lender.
400

Excellent 300
267 261 267 269 267 267
Good
200
Satisfactory
Fair 100
Poor
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Default
Score Trend
The Score has remained the same at 267 in the current period compared
STABLE
200 400 500 600 700 800 900
to the last scoring period.
The Metro-Score 267 indicates Default credit quality

Metro-Score © Comparatives
Average Score Score Spread

Last 3 Months 506 Best Score 553

Last 6 Months 520 Worst Score 261

Last 12 Months 326 Standard Deviation 133.4

PPI©

M5
The PPi© ranges from M1 to M9 with lower digits indicating better payment performance.
The PPI© indicates the average delays beyond terms in meeting payment obligations and is often used to
determine terms.

0 10 20 30 40 50 60 70 80 90

M1 M2 M3 M4 M5 M6 M7 M8 M9
The metropol PPI © of M5 indicates an average late payment of days beyond terms based on credit experiences over the last 12 months.

Disclaimer: As per the governing credit regulations in Kenya, a customer’s credit score shall not be solely
used to deny the customer a loan, credit facility or any other financial service but shall be used as one of
the data points to inform the lender’s decision-making process when determining the outcome of a
customer’s application for a loan, credit facility or any other financial service

Number of Reporting Institutions

Last 2 Months Last 3 Months Last 6 Months Last 12 Months

2 0 0 2

Credit Performance
Sector All Accounts Non Performing Accounts Performing With Default History Performing Without History Total Outstanding Total Overdue
Bank 20 1 0 19 5,499.07 5,499.07

MFB 2 0 0 2 22,747.12 22,747.12

Sacco 0 0 0 0 0.00 0.00

MFI 0 0 0 0 0.00 0.00

Insurance 0 0 0 0 0.00 0.00

Trade 0 0 0 0 0.00 0.00

Fintechs 0 0 0 0 0.00 0.00

Non Deposit
Taking 0 0 0 0 0.00 0.00
Saccos

Deposit
Taking 0 0 0 0 0.00 0.00
Saccos

DFIs 0 0 0 0 0.00 0.00

Total 22 1 0 21 28246 28246

Total Outstanding Balance Total Accounts
28,246.19 22

*Disputed Account(s)
Performing Account(s) With Default History:

Account Information Terms Amounts Arrears Dates

PL00938843 Type: Mobile Banking Loan Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 5,000.00 Current:1970 2018-08-11
ABSA BANK KENYA PLC None Current Balance: Max:1,970 Date First Reported:
Lender Type: Repayment Frequency (Period): 5,499.07 Overdue Balance: 2018-08-31 00:00:00
Banks - Last Payment Amount: 5,499.07 Date Last Updated:
Reported Status: Estimated Monthly Repayment: 5,499.07 Overdue Date: 2024-01-31
Write-Off 5,499.07 2018-09-10 Last Payment Date:
Account Name: Original Currency: KES 2018-12-10
12-Month Repayment Performance
1,970 1,908 1,847 0 1,118 1,054 1,024 1,015 994 963 933 900
Jan-24 Nov-23 Oct-23 Nov-22 Oct-21 Jul-21 Jun-21 Jun-21 May-21 Apr-21 Mar-21 Feb-21

Performing Account(s) Without Default History:

Account Information Terms Amounts Arrears Dates

1695181945 Type: Mobile Banking Loan Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 800.00 Current:0 2016-05-26
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2016-05-31 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2016-06-30
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 - - - - - - - - - -
Jun-16 May-16 Apr-16 Mar-16 Feb-16 Jan-16 Dec-15 Nov-15 Oct-15 Sep-15 Aug-15 Jul-15

Account Information Terms Amounts Arrears Dates

1737838133 Type: Mobile Banking Loan Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 1,200.00 Current:0 2016-07-15
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2016-07-31 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2016-08-31
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 - - - - - - - - - -
Aug-16 Jul-16 Jun-16 May-16 Apr-16 Mar-16 Feb-16 Jan-16 Dec-15 Nov-15 Oct-15 Sep-15

Account Information Terms Amounts Arrears Dates

1585697 Type: Business Working Capital (Secured) Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 90,000.00 Current:34 2007-02-01
SMEP MICROFINANCE BANK LIMITED None Current Balance: Max:34 Date First Reported:
Lender Type: Repayment Frequency (Period): 5,876.32 Overdue Balance: 2016-12-31 00:00:00
MFB None Last Payment Amount: 5,876.32 Date Last Updated:
Reported Status: Estimated Monthly Repayment: 9,172.92 Overdue Date: 2018-01-31
Active 9,172.92 2017-12-29 Last Payment Date:
Account Name: Original Currency: KES 2018-01-05
12-Month Repayment Performance
34 3 0 0 0 0 0 0 0 0 0 0
Jan-18 Dec-17 Nov-17 Sep-17 Aug-17 Jul-17 Jun-17 May-17 Apr-17 Mar-17 Feb-17 Jan-17

Account Information Terms Amounts Arrears Dates

LD1804700002 Type: Business Working Capital (Secured) Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 100,000.00 Current:45 2007-02-01
SMEP MICROFINANCE BANK LIMITED None Current Balance: Max:45 Date First Reported:
Lender Type: Repayment Frequency (Period): 16,870.80 Overdue Balance: 2018-02-28 00:00:00
MFB None Last Payment Amount: 16,870.80 Date Last Updated:
Reported Status: Estimated Monthly Repayment: 10,192.13 Overdue Date: 2019-02-28
Active 10,192.13 2019-01-15 Last Payment Date:
Account Name: Original Currency: KES 2019-02-15
12-Month Repayment Performance
45 0 0 0 0 0 0 0 0 0 0 0
Feb-19 Jan-19 Dec-18 Nov-18 Oct-18 Sep-18 Aug-18 Jul-18 Jun-18 May-18 Apr-18 Mar-18

Account Information Terms Amounts Arrears Dates

2365623848 Type: Mobile Banking Loan Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 200.00 Current:0 2018-08-16
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2018-08-31 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2018-09-30
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 - - - - - - - - - -
Sep-18 Aug-18 Jul-18 Jun-18 May-18 Apr-18 Mar-18 Feb-18 Jan-18 Dec-17 Nov-17 Oct-17
Account Information Terms Amounts Arrears Dates
25472078578320210301 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 713.00 Current:0 2021-03-01
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-03-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 0 0 0 0 -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21 Feb-21

Account Information Terms Amounts Arrears Dates

25472078578320210405 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 262.00 Current:0 2021-04-05
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-04-08 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 0 0 0 - -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21 Feb-21

Account Information Terms Amounts Arrears Dates

25472078578320210503 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 858.00 Current:0 2021-05-03
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-05-07 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 0 0 - - -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21 Feb-21

Account Information Terms Amounts Arrears Dates

25472078578320210629 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 853.00 Current:0 2021-06-29
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-07-09 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 - - - - -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21 Feb-21

Account Information Terms Amounts Arrears Dates

25472078578320211031 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 91.51 Current:0 2021-10-31
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-11-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2021-11-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21 Feb-21 Jan-21 Dec-20

Account Information Terms Amounts Arrears Dates

25472078578320211129 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 857.07 Current:0 2021-11-29
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-12-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 - - - - - - - - -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21
Account Information Terms Amounts Arrears Dates
25472078578320211218 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 1,016.62 Current:0 2021-12-18
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2022-01-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-03-08
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 - - - - - - - - -
Mar-22 Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21

Account Information Terms Amounts Arrears Dates

25472078578320220308 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 1,098.88 Current:0 2022-03-08
NCBA BANK KENYA PLC None Current Balance: Max:57 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2022-04-08 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: 1,098.88 Overdue Date: 2022-07-07
Closed 1,098.88 - Last Payment Date:
Account Name: Original Currency: KES 2022-07-06
12-Month Repayment Performance
0 0 57 29 0 - - - - - - -
Jul-22 Jul-22 Jun-22 May-22 Apr-22 Mar-22 Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21

Account Information Terms Amounts Arrears Dates

25472078578320220904 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 896.99 Current:0 2022-09-04
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2022-09-09 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-09-09
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Sep-22 Aug-22 Jul-22 Jun-22 May-22 Apr-22 Mar-22 Feb-22 Jan-22 Dec-21 Nov-21 Oct-21

Account Information Terms Amounts Arrears Dates

25472078578320220930 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 889.32 Current:0 2022-09-30
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2022-10-07 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-10-07
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Oct-22 Sep-22 Aug-22 Jul-22 Jun-22 May-22 Apr-22 Mar-22 Feb-22 Jan-22 Dec-21 Nov-21

Account Information Terms Amounts Arrears Dates

25472078578320221130 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 889.32 Current:0 2022-11-30
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2022-12-09 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-12-09
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Dec-22 Nov-22 Oct-22 Sep-22 Aug-22 Jul-22 Jun-22 May-22 Apr-22 Mar-22 Feb-22 Jan-22

Account Information Terms Amounts Arrears Dates

25472078578320230527 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 881.36 Current:0 2023-05-27
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2023-06-09 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2023-06-09
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Jun-23 May-23 Apr-23 Mar-23 Feb-23 Jan-23 Dec-22 Nov-22 Oct-22 Sep-22 Aug-22 Jul-22
Account Information Terms Amounts Arrears Dates
25472078578320230628 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 883.31 Current:0 2023-06-28
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2023-07-06 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2023-07-06
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Jul-23 Jun-23 May-23 Apr-23 Mar-23 Feb-23 Jan-23 Dec-22 Nov-22 Oct-22 Sep-22 Aug-22

Account Information Terms Amounts Arrears Dates

25472078578320230829 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 859.43 Current:0 2023-08-29
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2023-09-09 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2023-09-09
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Sep-23 Aug-23 Jul-23 Jun-23 May-23 Apr-23 Mar-23 Feb-23 Jan-23 Dec-22 Nov-22 Oct-22

Account Information Terms Amounts Arrears Dates

25472078578320231030 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 235.44 Current:0 2023-10-30
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2023-11-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2023-11-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Nov-23 Oct-23 Sep-23 Aug-23 Jul-23 Jun-23 May-23 Apr-23 Mar-23 Feb-23 Jan-23 Dec-22

Account Information Terms Amounts Arrears Dates

25472078578320231223 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 861.54 Current:0 2023-12-23
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2024-01-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: 861.54 Overdue Date: 2024-01-16
Closed 861.54 - Last Payment Date:
Account Name: Original Currency: KES 2024-01-15
12-Month Repayment Performance
0 0 - - - - - - - - - -
Jan-24 Jan-24 Dec-23 Nov-23 Oct-23 Sep-23 Aug-23 Jul-23 Jun-23 May-23 Apr-23 Mar-23

CREDIT EVENTS

CREDIT APPLICATIONS

Date Lender Type Facility Type Amount Status

N/A N/A N/A N/A N/A

INQUIRIES
Inquiries History
Last 30 days 0

Last 60 days 0

Last 90 days 0

Last 180 days 0

Total Inquiries 0

INQUIRIES
Sector Lender Inquiry Reason Date Of Inquiry

GUARANTORS
Account Guarantor Name Guarantor Identity Amount
N/A N/A N/A N/A
No guarantor information.

BOUNCED CHEQUES
 Bounced Cheque History
Last 30 days 0

Last 60 days 0

Last 90 days 0

Last 180 days 0

Total Bounced Cheques 0

DISCLAIMER:
The information provided in this report is for the purposes of decision making as stipulated in the Banking (Credit Reference Bureau) Regulations,
2020 only. It is not in any way METROPOL CREDIT REFERENCE BUREAU's opinion of the financial capability, solvency, integrity or intentions of any
persons mentioned herein. It therefore cannot be used to inform any level of decision making, positive or adverse, on any and all persons mentioned
herein, whether regarding current or potential credit lines. All parties given access to this information are bound to keep any and all information,whether
intentionally or accidentally accessed, strictly confidential. METROPOL CREDIT REFERENCE BUREAU does not warrant or guarantee any use of the
information contained herein.

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