Score Report - Cibil Dashboard

3/13/24, 12:08 PM Score Report | Cibil Dashboard
CIBIL Score & Report

Control Number : 7,20,89,28,606
Date : 22/02/2024
Hello, REALM PHANGCHO
Your CIBIL Score is 718 as of Date : 22/02/2024

300 900
718
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan applications.
Your score ranges between 300 and 900, and is calculated based on the information available in the
"Accounts" and "Enquiry"section of your CIBIL Report. The closer your score is to 900, the more confidence
the lender will have in your ability to repay the loan. Higher your score, the better chances of your application
getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one of the
following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.
PERSONAL DETAILS
Name
REALM PHANGCHO
Date Of Birth Gender

06/09/1997 Male
IDENTIFICATION DETAILS
Identification Type
Income Tax ID Number (PAN)
ID Number
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 1/29
CXOPP1589A
Issue Date Expiry Date

-- --
Identification Type
Driver's License Number
ID Number
AS0120160231500
Issue Date Expiry Date

-- --
ADDRESS DETAILS
Address
KAMRUP Assam 781012 (e)
Category
Not Categorized
Residence Code
Owned
Date Reported
14/06/2022
Address
SILIGURI, NF RAILWAY, SILIGURI West Bengal 734001 (e)
Category
Office Address
Residence Code
-
Date Reported
20/07/2021
Address
VILL-CHAMATA PATHER, PO/PS-SONAPUR, KAMR , UP, PH-9435046904,
ASSAM, 782402 KAMRUP Assam 782402
Category
Residence Address
Residence Code
-
Date Reported
19/08/2020
Address
RLY QR NO 458/A TYPE 11 ,NO 5 FG SOLONY PANDU ,MALIGAON, , ,
GUWAHATI Assam 781012 (e)
Category
Office Address
Residence Code
-
Date Reported
24/03/2017
CONTACT DETAILS
Telephone Number Type

Mobile Phone (e)
Telephone Number
6009816547
Telephone Extension
--

Not Classified (e)
Telephone Number
9531067199
Telephone Extension
--

Mobile Phone
Telephone Number
9679177884
Telephone Extension
--

Mobile Phone
Telephone Number
917086534379
Telephone Extension
--
EMAIL DETAILS
Email ID
CHARLESPHANGCHO@GMAIL.COM
EMPLOYMENT DETAILS
Account Type Date Reported

- -
Occupation Income
- -
Monthly / Annual Income Indicator Net / Gross Income Indicator

- -
ALL ACCOUNTS
OPEN ACCOUNTS
CLOSED ACCOUNTS
Member Name
JALANCHEMICAL
Account Type
Personal Loan
Account Number
CRA6A36016ID14965173
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹2,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
1
EMI Amount
--
Payment Frequency
--
Actual Payment Amount

--
Date Opened / Disbursed

30/01/2021
Date Closed
20/04/2023
Date of Last Payment

20/04/2023
Date Reported And Certified

30/04/2023
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default

--
Credit Facility Status

--
Written-off Amount (Total)

--
Written-off Amount (Principal)

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/02/2021
Payment End Date

01/04/2023
Payment History
Apr 2023 0
Mar 2023 760
Feb 2023 729
Jan 2023 700
Dec 2022 670
Nov 2022 639
Oct 2022 609
Sep 2022 578
Aug 2022 546
Jul 2022 517
Jun 2022 486
May 2022 456
Apr 2022 425
Mar 2022 403
Feb 2022 XXX
Jan 2022 368
Dec 2021 366
Nov 2021 281
Oct 2021 364
Sep 2021 364
Aug 2021 361
Jul 2021 360
Jun 2021 134
May 2021 115
Apr 2021 115
Mar 2021 115
Feb 2021 7
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
JALANCHEMICAL
Account Type
Personal Loan
Account Number
CRBF836060ID14965974
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹2,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
1
EMI Amount
--
Payment Frequency
--

--

30/01/2021
Date Closed
20/04/2023

20/04/2023

30/04/2023
Value of Collateral
--
Type of Collateral
--

--

--

--
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/02/2021
Payment End Date

01/04/2023
Payment History
Apr 2023 0
Mar 2023 760
Feb 2023 729
Jan 2023 700
Dec 2022 670
Nov 2022 639
Oct 2022 609
Sep 2022 578
Aug 2022 546
Jul 2022 517
Jun 2022 486
May 2022 456
Apr 2022 425
Mar 2022 403
Feb 2022 XXX
Jan 2022 368
Dec 2021 366
Nov 2021 281
Oct 2021 364
Sep 2021 364
Aug 2021 361
Jul 2021 360

Jun 2021 134
May 2021 115
Apr 2021 115
Mar 2021 115
Feb 2021 7
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
JALANCHEMICAL
Account Type
Personal Loan
Account Number
CR53325F32ID13664525
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

16/12/2020
Date Closed
14/01/2021

14/01/2021

28/02/2021
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/02/2021
Payment End Date

01/02/2021
Payment History
Feb 2021 STD
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
JALANCHEMICAL
Account Type
Personal Loan
Account Number
CR65085F64ID13647726
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹2,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
1
EMI Amount
--
Payment Frequency
--
--

15/12/2020
Date Closed
30/01/2021

30/01/2021

28/02/2021
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/02/2021
Payment End Date
01/02/2021
Payment History
Feb 2021 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
JALANCHEMICAL
Account Type
Personal Loan
Account Number
CR43475F3EID12836702
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹2,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

19/11/2020
Date Closed
15/12/2020

15/12/2020

28/02/2021
Value of Collateral
--
Type of Collateral
--

--
--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/02/2021
Payment End Date

01/02/2021
Payment History
Feb 2021 STD
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
JALANCHEMICAL
Account Type
Personal Loan
Account Number
CR24AD5F1DID11995916
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
1
EMI Amount
--
Payment Frequency
--

--

19/10/2020
Date Closed
19/11/2020

19/11/2020

28/02/2021
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/02/2021
Payment End Date

01/02/2021
Payment History
Feb 2021 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
DMIFINANCE
Account Type
Consumer Loan
Account Number
DMI0009102379
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹13,240
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
Monthly

--

16/10/2020
Date Closed
22/04/2022

22/04/2022

30/04/2022
Value of Collateral
--
Type of Collateral
--

--

--

--
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/10/2020
Payment End Date

01/04/2022
Payment History
Apr 2022 0
Mar 2022 0
Feb 2022 0
Jan 2022 0
Dec 2021 0
Nov 2021 0
Oct 2021 0
Sep 2021 0
Aug 2021 0
Jul 2021 0
Jun 2021 0
May 2021 88
Apr 2021 57
Mar 2021 27
Feb 2021 0
Jan 2021 0
Dec 2020 0
Nov 2020 0
Oct 2020 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
JALANCHEMICAL
Account Type
Personal Loan
Account Number
CRBB655FE5ID11317621
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹500
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

24/09/2020
Date Closed
19/10/2020

19/10/2020

28/02/2021
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/02/2021
Payment End Date

01/02/2021
Payment History
Feb 2021 STD
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
ENQUIRY DETAILS
Member Name
KRAZYBEE
Date Of Enquiry
04/01/2024
Enquiry Purpose
Personal Loan
Member Name
AXIS BANK
Date Of Enquiry
05/12/2023
Enquiry Purpose
Credit Card
Member Name
NAVI
Date Of Enquiry
21/09/2023
Enquiry Purpose
Personal Loan
Member Name
DMIFINANCE
Date Of Enquiry
07/07/2023
Enquiry Purpose
Consumer Loan
Member Name
VIJAYA BANK
Date Of Enquiry
19/06/2023
Enquiry Purpose
Auto Loan Personal
Member Name
BOI
Date Of Enquiry
19/06/2023
Enquiry Purpose
Auto Loan Personal
Member Name
CHAIRIDSPL
Date Of Enquiry
06/05/2023
Enquiry Purpose
Personal Loan
Member Name
HDFC BANK
Date Of Enquiry
07/03/2023
Enquiry Purpose
Two-wheeler Loan
Member Name
LNTFIN
Date Of Enquiry
06/03/2023
Enquiry Purpose
Two-wheeler Loan
Member Name
LNTFIN
Date Of Enquiry
06/03/2023
Enquiry Purpose
Two-wheeler Loan
Member Name
BAJAJ FIN LTD
Date Of Enquiry
26/02/2023
Enquiry Purpose
Personal Loan
Member Name
HDB
Date Of Enquiry
27/09/2022
Enquiry Purpose
Two-wheeler Loan
Member Name
IDFC FIRST BANK
Date Of Enquiry
15/09/2022
Enquiry Purpose
Consumer Loan
Member Name
BAJAJ FIN LTD
Date Of Enquiry
14/06/2022
Enquiry Purpose
Personal Loan
Member Name
TCFSL
Date Of Enquiry
28/12/2021
Enquiry Purpose
Two-wheeler Loan
Member Name
IDFC FIRST BANK
Date Of Enquiry
20/07/2021
Enquiry Purpose
Consumer Loan
End of report
Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU
CIBIL) based on information provided/ submitted by its various members("Members"), as part of periodic data
submission and Members are required to ensure accuracy, completeness and veracity of the information submitted.
The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the
Report, and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The
use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members
COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com

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3/13/24, 12:08 PM Score Report | Cibil Dashboard

CIBIL Score & Report

Hello, REALM PHANGCHO

Your CIBIL Score is 718 as of Date : 22/02/2024

Date Of Birth Gender

Issue Date Expiry Date

Issue Date Expiry Date

Telephone Number Type

Telephone Number Type

Telephone Number Type

Telephone Number Type

Account Type Date Reported

Monthly / Annual Income Indicator Net / Gross Income Indicator

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Jul 2021 360

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date