এটা মাথায় লরখখ ঘতি ধখর লেখা শুরু কখরন Full Marks: 200 Time: 115 minutes 1. Write an essay in English: (35) The Role of Banking in ensuring inclusive socioeconomic development & financial inclusion. 2. Write an essay in Bangla on: (35) য োগোয োগ অবকোঠোয োয় ববপ্লব, নতু ন ুযগ বোাংলোযেশ 3. General Knowledge (2×15=30) a) Who are the regulatory authorities of the capital market and non government microfinance institutions(NGO-MFIs)? b) When and where COP28 is taking place? c) Write down the full forms of CHIPS and CRAB. d) Who are the female freedom fighters awarded the title of Bir Protik? e) How many books of Kazi Nazrul were banned by the then- British Government and which was the first? f) Which district was freed from the enemy first in the liberation war? Bangabandhu Sheikh Mujibur Rahman, for the first time ever, delivered a speech in Bangla at the 29th General Assembly of the United Nations on which date? g) How many points are related to monetary economics in the 'Six- Point Demands'? When it was declared? h) Who received the 2023 Nobel Prize in Economics and Peace? i) Which institution formulates the monetary policy? According to the constitution of Bangladesh, what is the minimum age to become prime minister? j) Deuce Court belongs to which sports? How many characters long is a SWIFT code?
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k) Where did the jasmine revolution takes place? Which year The Bank for International Settlements (BIS) was established? l) Which two countries have borders that are separated by the Blue Line? m) Name the two banks that recently got licences for opening digital bank in Bangladesh. n) Who are the host nations of 14th and 15th Cricket world cup? o) Name the first governor and present governor of Bangladesh Bank. 4. Read the following passage and answer the questions below:(6×5=30) For more than a decade, remittance inflows in Bangladesh have been more than three times the volume of the Official Development Assistance (ODA). However, a key concern in this issue is the diversion of remittances from formal to informal channels. Different studies suggest that remittances sent through informal channels in developing countries account for roughly 35-75% of official remittances; Bangladesh is no exception. For example, migrant household survey data in the country shows a huge discrepancy between the formally accounted remittances and the amount the migrant households receive from their counterparts living in the destination countries. According to the Bureau of Manpower Employment and Training (BMET), overseas employment reached a record high in 2022, with 1.13 million foreign jobs. The normalization of the pandemic situation, the creation of new job markets, and soaring demand in major destination countries have mostly contributed to this increased foreign employment. However, inward remittances declined to $21.29 billion in 2022 from $22.07 billion in 2021, depicting a 3.7% drop. This indicates a possible diversion of remittances from formal to informal channels. And this is especially a matter of huge concern amid the widening Balance of
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Payments (BoP) deficit. Remittances are an integral part of a BoP account, which records the transactions between residents of a country and residents of other countries. Studies on labor migration suggest that the wide gap between the interbank and kerb market exchange rate, high remittance transfer costs, lack of financial market infrastructure, and migrants' characteristics are some of the plausible causes of this diversion. a) What is the key concern about remittances? b) What percentage of remittances do developing countries get from official channels? c) Why did inward remittances decline in 2022 from 2021? d) How do remittances become a concern for BoP? e) what is the reason behind this diversion? f) Give a suitable title for the passage. 5. Mathematics (6×5=30) a) Shakib and Tamim start a business with investments of Tk. 2500 and Tk. 2250 respectively. After 2 months, Shakib takes out Tk. 1250 from his capital. After 1 more month, Tamim takes out Tk. 750 of his capital while Mashrafe joins them with a capital of Tk. 3500. At the end of 6 months, they earn a profit of Tk. 2540. Which of the following is the share of each member in the profit? b) Courier charges for packages to a certain destination are 65 cents for the first 250 grams and 10 cents for each additional 100 grams or part thereof. What could be the weight in grams of a package for which the charge is $1.55? c) At a dinner party every two guests used a bowl of rice between them, every three guests used a bowl of dal between them, and every
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four used a bowl of meat between them. There were altogether 65 dishes. How many guests were present at the party? d) The difference between the simple interest on a certain sum at the rate of 10%per annum for 2 years and compound interest which is compounded every 6 months is Tk.124.05. what is the principal sum? e) Two ships are sailing in the sea on the two sides of a lighthouse. The angle of elevation of the top of the lighthouse is observed from the ships are 30º and 45º respectively. If the lighthouse is 100 m high, the distance between the two ships is: f) Rahul went to purchase a Nokia mobile handset, the shopkeeper told him to pay 20% tax if he asked the bill. Rahul manages to get the discount of 5% on the actual saleprice of the mobile and he paid the shopkeeper Rs. 3325 without tax. Besides he manages to avoid to pay 20% tax on the already discounted price, what is the amount of discount that he has gotten? 6. Translation (10) Earthquake is one of the major natural disasters. Every year it causes a huge loss of life and property all around the world. Proper strategies and awareness about disaster management are the need of the hour. This will protect us from losses and help to cope with these hazards. However, in order to reduce the destruction caused by these occurrences the disaster management committee has laid some safety measures. Earthquakes are caused due to sudden tectonic movements in the earth’s crust. When the tectonic plates slide over one another, there is cause of orogeny which results in earthquakes and volcanoes. These disturbances cause vibrations that spread in all directions. As there is a relative motion of these plates, there is stress built up, which breaks by releasing the stored energy known as shock waves.
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7. Many people believe that global environmental problems should be dealt with internationally rather than domestically.What is your opinion? (30) পরীক্ষার উত্তরপত্র জমাদাখনর তনয়মঃ ১। খািার প্রথম পািায় আপনার নাম তেখুন এবং serial অনুসাখর খািা সাজান ২। খািার ছতব িু খে PDF করুন, pdf এর title এ আপনার নাম তেখুন ৩। onlinebatch2022@gmail.com এই ই-লমইখে পাঠিখয় তদন। ৪। ই-লমইে পািাখনার সময় Subject অংখে তনখজর নাম এবং পরীক্ষার নাম তেখখবন ৫। ৭২ ঘন্টার মখধয আপতন মূেযাতয়ি উত্তরপত্র ও ফোফে লপখয় যাখবন। প্রখয়াজখন লযাগাখযাগঃ ০১৮৮৬-৯৩১২১৫