There are a lot of possible business investments that you can venture in, however, a lot of

them did not possess the quality to gain profit especially since numerous activities and concepts

can affect how they work. After numerous and careful considerations on the sources of growth in

your community I present you this report. In which, I offer three of the best possible business

investments that you can venture in safely. Feel free to consider their benefits and advantages

before making your decision.

AGRICULTURE INDUSTRY

What is Agriculture?

Crop and livestock production, aquaculture, fisheries, and forestry for both food

and non-food goods are all included in agriculture. The invention of agriculture, which allowed

people to raise domesticated animals to produce surpluses of food that allowed people to live in

cities, was crucial in the growth of sedentary human civilization.

 Why invest in the Agriculture Industry?

Agriculture is an important part of the world. It has been around for thousands of

years and has been essential to human civilization. The demand for agriculture also increases as

the population increases. As was already mentioned, everyone has to eat. In other words, even if

farming and investing in a single farmer are quite risky, it is a growing sector that isn't expected

to slow down any time soon. There are plenty of opportunities because the population is still

growing annually. Agriculture investment is a wise choice that will pay off handsomely for you.

Because it has produced huge profits, agriculture is a fantastic investment. Recent years have

seen astronomical expansion in agriculture, with an average yearly growth rate of 2.4%.

Other benefits of investing in agriculture industry are:

1) Agriculture is a stable investment

2) Agriculture is a profitable investment

3) Agriculture can be profitable in any economic climate

4) You can invest in agriculture without needing much money or land

5) Investing in agriculture can help the environment

6) It’s a low-risk investment – It provides an opportunity to make an impact on the future of your

family, state, and nation

7) You can diversify your portfolio with it and many more.

 Figure 1. Agriculture, forestry, and fishing, Q1 2020 to Q1 2023 Growth Rates

Compared to the 0.2 percent increase in the same quarter of 2022, the growth of

agriculture, forestry, and fisheries (AFF) accelerated at a quicker rate of 2.2 percent in the first

quarter of 2023.

With a projected 9 billion people on the planet by 2050, the market for agriculture

is expanding. As a result, there will be a greater demand for agricultural and food products

because there will be more people who require these items. In addition to being a wonderful

strategy to diversify your portfolio and avoid putting all your eggs in one basket, it can give you

an additional source of income. Farmland has the ability to provide superior investments with

higher yields, making it a sound investment. Furthermore, compared to other assets like real

estate or equities, farmland is less likely to lose value and is more resistant to inflation and

recessions. If you want to see larger yields over the long run, invest in agriculture.
References:

https://en.wikipedia.org/wiki/Agriculture

https://agrofarmninja.com/why-should-invest-in-agriculture/

https://smartasset.com/investing/how-to-invest-in-agriculture

https://psa.gov.ph/national-accounts/sector/Agriculture,%20Forestry%20and%20Fishing

STOCKS INDUSTRY
 What are Stocks?

A stock, usually referred to as equity, is a type of investment that denotes

ownership in a portion of the issuing company. The "shares" that make up a unit of stock entitle

the owner to a piece of the corporation's assets and income proportional to the number of shares

they possess. Most individual investors' portfolios are built on stocks, which are mostly bought

and sold on stock exchanges.

What are the benefits and reasons if you start Investing in Stocks?

1. Takes advantage of a growing economy

Earnings for corporations increase along with the economy. This is so

because economic expansion leads to the creation of employment, revenue, and sales.

Consumer demand is increased to a greater extent by larger paychecks, which results in more

sales for businesses.

2. Best way to stay ahead of inflation

In the past, stocks have produced a sizable annualized return over the long

run. For instance, the 10-year annualized return for the S&P 500 was 15.43% as of January

31, 2022. That is superior to the yearly rate of inflation on average. However, it does require

that you have a wider time frame. In this manner, even if the value declines temporarily, you

can buy and hold.

 3. Easy to buy

It is simple to purchase stock in corporations thanks to the stock market.

They are available online, through brokers or financial planners, or both. After creating an

account, you can purchase stocks immediately.

4. Make money in two ways

The majority of investors aim to buy low and sell high. They make

investments in firms with rapid value growth. Both day traders and buy-and-hold investors

find that appealing. The former expects the company's earnings and stock price to increase

over time, whilst the former seeks to capitalize on short-term trends. They both think they

can outperform the market because of their expertise in stock selection. Some investors favor

a steady flow of money. They invest in equities of businesses that distribute dividends. These

businesses have moderate growth.

5. Liquidity

You can sell your stock on the stock market at any time. The ability to

swiftly and cheaply convert your shares into cash is referred to as being "liquid" by

economists. That's crucial if you unexpectedly find yourself in need of cash. You run the

danger of being forced to incur a loss since prices are erratic.

6. Diversify Your Investments

 Include some stocks in addition to bonds (and other fixed-income products)

to diversify your portfolio. Savings or money market accounts, CDs, and other

investments can help shield you from the inherent volatility of the financial markets.

Bond markets frequently rise when the stock market declines and vice versa. This

basically means being able to strategically invest money in bonds and assets to better

limit volatility, often known as risk.

7. You Don't Have to Be a Genius

You don't have to be rich, a math prodigy, or the next Warren Buffett to

participate in the stock market. A seasoned investor may start out having an advantage over

you. The prerequisites for investing in the stock market are low compared to buying a

franchise or starting your own company from scratch.

For individuals who are willing to assume more risk in exchange for the

possibility of bigger returns, stocks are a popular investment choice.

There are numerous publicly traded companies to pick from in the Philippines, where the

stock market is governed by the Philippine Stock Exchange (PSE). You can open a

brokerage account with a registered stockbroker to invest in stocks. It's crucial to conduct

your homework and pick businesses with strong financial positions and room for

expansion.
References:

https://www.investopedia.com/terms/s/stock.asp

https://thepinayinvestor.com/best-investment-philippines/

https://www.thebalancemoney.com/stock-investing-for-the-individual-investor-3306182

https://www.thebalancemoney.com/part-one-the-stock-market-doesn-t-care-about-you-3141062

REAL ESTATE
What is Real Estate?

Real estate is immovable property of this type that consists of land and the

buildings on it, as well as its natural resources, such as crops, minerals, or water; an interest in

this (also) constitutes real property, or (more broadly) buildings or houses in general.

Why invest in Real Estate?

The benefits of investing in real estate are numerous. With well-chosen

assets, investors can enjoy predictable cash flow, excellent returns, tax advantages, and

diversification—and it's possible to leverage real estate to build wealth.

Here are some benefits in investing on Real Estates:

1. Cash Flow

2. Tax Breaks and Deductions

3. Appreciation

4. Build Equity and Wealth

5. Portfolio Diversification

6. Real Estate Leverage

7. Competitive Risk-Adjusted Returns

8. Inflation Hedge
 Average Sales Price of Houses Sold for the United States

This chart from the Federal Reserve Bank of St. Louis shows average sales prices between

1963 and Q1 2022 (the most recent data available). The areas that are shaded in light grey

indicate U.S. recessions.

Real estate is a distinct asset class that's easy to comprehend and can improve the portfolio of an

investor's risk-and-return profile. Real estate on its own provides cash flow, tax benefits, equity

building, competitive risk-adjusted returns, and an inflation hedge. Whether you invest in

physical properties or REITs, real estate may improve a portfolio by reducing volatility through

diversification.

KEY TAKEAWAYS
● Real estate investors make money through rental income, appreciation, and profits generated

by business activities that depend on the property.

● The benefits of investing in real estate include passive income, stable cash flow, tax

advantages, diversification, and leverage.

● Real estate investment trusts (REITs) offer a way to invest in real estate without having to

own, operate, or finance properties.

References:

https://en.wikipedia.org/wiki/Real_estate

https://www.investopedia.com/articles/mortgages-real-estate/11/key-reasons-invest-real-

estate.asp

https://www.investopedia.com/mortgage/real-estate-investing-guide/