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Searching Report Format 2169
Searching Report Format 2169
Advocate
Loan Department
Benachity, Durgapur
Location like name of the place, village, city, J.L.No. - 66, Mouza- Dhandabag,
registration, sub-district etc. Boundaries. P.S – Durgapur, Durgapur Municipal
Corporation, ADSR, Durgapur,
Paschim Bardhaman, B.L. & L.R.O.
Butted & Bounded by :-
Verified Copy
Photocopy of Regd. deed of Sale being no - 2169
for the year 2016 of A.D.S.R. Durgapur
Original L.R Parcha in favour of Rajib Kumar
Choudhury
Photocopy of Khajna Receipt
Photocopy of Conversion Certificate and ADDA NOC
7. a) Whether certified copy of all title
documents are obtained from the
NO
relevant sub-registrar office and
compared with the documents
made available by the proposed
mortgagor? (Please also enclose all
such certified copies and relevant
fee receipts along with the TIR.)
(HL : if the value of loan => Rs. 1
Core and the case of commercial
loans irrespective of the land
component)
c) Whether search has been A Search for encumbrances has been made only at
made at all the offices named ADSR Durgapur office and the said Encumbrance Slips
at (b) above? are attached herewith. Not done in DSR Asansol, RA
Kolkata.
10 a) Chain of title tracing the title The proposed mortgage property belonged to Biswajit
. from the oldest title deed to the Singha son of Late Sudhir Chandra Singha, Satyajit
latest title deed establishing the Singha son of Late Sudhir Chandra Singha, and Mamta
title of the property in question Chatterjee wife of Rokshakar Chatterjee under LR
from predecessors in title/interest Khatian 2889, 2890 & 409 and thereafter in the year
to the current title holder. of 2010 Mamta Chatterjee wife of Rokshakar
Chatterjee appointed her husband Rokshakar
Chatterjee as the lawful power of attorney holder for
her all property by virtue of Power of Attorney Deed
vide No. 00350 of 2010 registered before the ADSR,
Durgapur. The present borrower Rajendra Kumar
Choudhury purchased the proposed mortgage
property from the aforementioned three vendors
namely Biswajit Singha son of Late Sudhir Chandra
Singha, Satyajit Singha son of Late Sudhir Chandra
Singha, and Mamta Chatterjee wife of Rokshakar
Chatterjee under LR Khatian 2889, 2890 & 409.
b) Wherever Minor’s or other clog Minor’s interest is not involved in this mortgaged
on title is involved, search should property.
be made for a further period,
depending on the need for
clearance of such clog on the title.
c) Nature of Minor’s interest, if any Minor’s interest is not involved in this mortgaged
and if so, whether creation of property.
mortgage could be possible, the
modalities/procedure to be
followed including court
permission to be obtained and the
reasons for coming to such
conclusion.
c) Details of the Conveyance 2169 for the year 2016 of A.D.S.R., Durgapur
Documents
(Comments on the
circumstances such as the
available of a declaration by all
the beneficiaries about the
genuineness/validity of the
will, all parties have acted
upon the will, etc., which are
relevant to rely on the will,
availability of Mother /
Original title deeds are to be
explained.)
benefit/legal necessity,
19 a) Whether the property is affected The property is not affected by any local Laws
. by any local laws or other agricultural Laws, weaker section etc.
regulations having a bearing on the
creation security (Viz. Agricultural
Laws, weaker Sections, minorities,
Land Laws, SEZ regulations, Costal
Zone Regulations, Environmental
Clearance, etc.)
21 a) Whether the property is The property is not involved or any subject matter of
. involved in or subject matter any litigation.
of any litigation which is
pending or concluded?
c) Whether the title documents No court seal, no attachment order is pending relating
have any court seal/marking to the property in question.
which points out any litigation
attachment/security to court
in respect of the property in
question? In such case please
comment on such
seal/marking.
25 a) Whether any POA is involved Yes, IV-00350 for the year 2010. One vendor Mamta
. in the chain of title during the Chatterjee wife of Rokshakar Chatterjee appointed her
period of search? husband Rokshakar Chatterjee as the lawful power of
attorney holder for her all property.
e) In case of Common POA (i.e., Exercise all powers for the sale of the proposed mortgage
POA other than Builder’s POA), property.
please clarify the following
clauses in respect of POA.
f) Whether the POA was in force IN FORCE. Not ascertained by the ADSR, Durgapur but
and not revoked or had from searching it has revealed that in recent times the
become invalid on the date of Power Holder has executed deed on behalf of the
execution of the document in Principal.
question? (please clarify
whether the same has been
ascertained from the office of
sub-registrar also?)
g) Please comment on the From the Photocopy of the registered POA it seems that it
genuineness of POA? is genuine but advised to go through the original POA or
the certified one.
29 The period covered under the Registry Searching from 2007 to 2024 of ADSR
. Encumbrances Certificate and the Durgapur and CERSAI Searching Report.
name of the person in whose favour
the encumbrance is created and if
so, satisfaction of charge, if any.
30 Details regarding property tax or The Khajna for the proposed mortgaged property is due
. land revenue or other statutory from January 2023 to till date as per the provided
dues paid/payable as on date and if photocopy of LR Khajna Receipt.
not paid, what remedy?
31 a) Urban land ceiling clearance, Yes, Required and Clerance already obtained from Asansol
. whether required and if so, Durgapur Development Authority vide Memo No.
details thereon. ADDA/DGP/DP/2023/0557 dated 16.03.2023
b) Whether the name of mortgagor Yes in LR Record of Right, DMC Holding Tax and
is reflected as owner in the revenue Khajna Receipt.
/ Municipal / Village records?
34 Whether the property can be The property can be identified by following document.
. identified from the following
documents and discrepancy /
doubtful circumstances, if any
revealed on such scrutiny?
a) Documents in relation to No
electricity connection;
document. (If the valuation report West : R.S. Plot NO- 477 and 478/1279
and /or approved plan are not
available at the time of preparation
of TIR, please provide these
comments subsequently, on receipt
of the same).
36 Whether the Bank will be able to Yes, SARFESI Act is applicable against the
. enforce SARFESI Act, if required property.
against the property offered as
security?
6. Original NOC
39 The specific persons who are The Intended Borrower only along with other
. required to create mortgage / to documents as mentioned in Annexure—C
deposit documents creating
mortgage.
Date -09.02.2024
Place –Durgapur
CERTIFICATE OF TITLE
Annexure – C
I have examined the Photocopy of the Title Deed, intended to be deposited relating to the
schedule property/(ies) and already offered as security by way of Registered or Equitable
or English Mortgage and that the documents of title referred to in the Opinion are valid
evidence of Right, title and Interest only after proper verification and scrutiny of the
original deeds and documents with the photocopies that I examined and that if the said
Equitable Mortgage is created, it will satisfy the requirements of creation of Equitable
Mortgage and I further certify that:
1. I have examined the photocopied Documents in detail, taking into consideration that
the Mortgagor has all the original documents and failed to provide me and into
account all the Guidelines in the check list vide Annexure B and the other relevant
factors. I do not find any Original Document.
2. I confirm having made a search in the ADSR, Durgapur and CERSAI records from the
year 2007 to till date and I also confirm having verified and checked the records of
the ADSR, Durgapur and CERSAI, I do not find anything adverse which would
prevent the title holder from creating a valid mortgage except any false
misrepresentation, cheating or forgery.
3. Following scrutiny of photocopies of the Title Deed, POA, LR Parcha, NOC of ADDA,
Holding Tax of DMC, LR Khajna Receipt, Approved Building Plan obtained from the
bank with the Searching Report but not with Certified Copies I do not certify the
genuineness of the Title Deeds. It is advised to the Mortgagor to verify all the
Original Documents with the Photocopies that I examined.
5. In case of second or subsequent charges in favour of the Bank, there are no other
mortgage or charges other than already stated in the Loan documents and agreed to
by the Mortgage by the Bank.
6. The Mortgage if created then the said Mortgage will be available to the Bank for the
Liability of the Intended Borrower
I declare that Rajib Kumar Choudhury will establish his/her absolute, clear and Marketable
title over the Schedule property/(ies). I do not certify that the above title deeds are genuine
but a mortgage can be created only after the prove of its genuineness.
There are no legal impediments for creation of the Mortgage on production of original of
title deeds any applicable Law/Rules in force.
SCHEDULE OF THE PROPERTY (IES)
A piece and parcel of Bastu Land admeasuring 1.72 katha plot of land in L.R. Plot No. – 372
corresponding to R.S. Plot No. 477 and 0.53 Katha plot of land in L.R. Plot No. - 373,
corresponding to R.S. Plot No. 478/1279, in total 2.25 Katha or 3.7125 Decimal within
Mouza- Dhandabad, J.L. No. - 66, under L.R. Khatian No. - 5954, under the jurisdiction of
Durgapur Municipality Corporation, Dist. - Paschim Burdwan, West Bengal.
Date: 09.02.2024
Place -Durgapur
CHAIN OF TITLE
I have examined all the deeds and documents of the above property and I give my
search Report and Non-encumbrances certificate on the property as follows: -
A piece and parcel of Bastu Land admeasuring 1.72 katha plot of land in L.R. Plot No. – 372
corresponding to R.S. Plot No. 477 and 0.53 Katha plot of land in L.R. Plot No. - 373,
corresponding to R.S. Plot No. 478/1279, in total 2.25 Katha or 3.7125 Decimal within
Mouza- Dhandabad, J.L. No. - 66, under L.R. Khatian No. - 5954, under the jurisdiction of
Durgapur Municipality Corporation, Dist. - Paschim Burdwan, West Bengal.
North: 12 ft wide proposed road., South: - R.S. Plot NO - 478/1279, East: R.S. Plot NO - 477
and 478/1279, West : R.S. Plot NO- 477 and 478/1279
WHEARES
1. The proposed mortgage property belonged to Biswajit Singha son of Late Sudhir
Chandra Singha, Satyajit Singha son of Late Sudhir Chandra Singha, and Mamta
Chatterjee wife of Rokshakar Chatterjee under LR Khatian 2889, 2890 & 409 and
thereafter in the year of 2010 Mamta Chatterjee wife of Rokshakar Chatterjee
appointed her husband Rokshakar Chatterjee as the lawful power of attorney
holder for her all property by virtue of Power of Attorney Deed vide No. 00350 of
2010 registered before the ADSR, Durgapur. The present borrower Rajendra
Kumar Choudhury purchased the proposed mortgage property from the
aforementioned three vendors namely Biswajit Singha son of Late Sudhir
Chandra Singha, Satyajit Singha son of Late Sudhir Chandra Singha, and Mamta
Chatterjee wife of Rokshakar Chatterjee under LR Khatian 2889, 2890 & 409.
After searching it was revealed that the total area of the LR Plot No. 372 and 373
is large one and therefore the Biswajit Singha son of Late Sudhir Chandra Singha,
Satyajit Singha son of Late Sudhir Chandra Singha, and Mamta Chatterjee wife of
Rokshakar Chatterjee are selling plots in small parts to several persons.
2. That I confirm having made a search in the land revenue records I do not find
anything which would prevent the title holder from creating a valid mortgage.
3. That the documents discussed above are complete and sufficient to cover, clear
and marketable title only after verification of the original deeds and genuineness
and the tenancy law will not affect the Bank’s right in eventually taking
possession of the property as MORTGAGE and SARFAESI Act shall be enforceable
over the schedule land.
I certify that Sri Rajendra Kumar Choudhury has the clear, absolute and marketable
title over the property mentioned in the schedule above only after production of the
Original Title Deed, LR Parcha or RoR, Conversion Certificate, LR Khajna Receipt,
Electric Bill if any, NOC, Approved Building Plan.