jif{ !( | c+s !^% | sf7df8f} + | z'qmjf/ , ( r}t @)*) | Friday, 22 March 2024 | k[ i7 * | d"No ¿= !) ISSN No.

2822-1702

@abhiyannationaldaily
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 The Pioneering
Business Magazine
of Nepal www.newbusinessage.com

The best insights from the world of business since 2001

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;vv;v
m1;$_;u;bvoѴbঞ1-Ѵ"|-0bѴb|‹Ŀ
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Customer’s Copy

since 2001
INFORMATION + ANALYSIS VOL. 22 NO. 05 MARCH 2023

Elisabeth von Capeller

NEPAL NRS 200 INDIA 200 OTHER SAARC COUNTRIES US$ 3 OTHER ASIAN COUNTRIES US$ 4 ELSEWHERE US$ 6 WWW.NEWBUSINESSAGE.COM

STARTUP SCENE
TOURISM
DOCHAA: WHERE CULTURE
MEETS COMFORT EXPORTING HYDROPOWER TRAIL RUNNING

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ou|o Teamm Work is
ঞ1;vĿ
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since 2001
VLQFH

INFORMATION + ANALYSIS VOL. 22 NO. 06 APRIL 2023 INFORMATION + ANALYSIS VOL. 21 NO. 07 (BAISAKH 2079) MAY 2022

Kush Kumar Joshi Ram Lal Shrestha

NEPAL NRS 200 INDIA 200 OTHER SAARC COUNTRIES US$ 3 OTHER ASIAN COUNTRIES US$ 4 ELSEWHERE US$ 6 WWW.NEWBUSINESSAGE.COM
NEPAL NRS 200 INDIA 200 OTHER SAARC COUNTRIES US$ 3 OTHER ASIAN COUNTRIES US$ 4 ELSEWHERE US$ 6 WWW.NEWBUSINESSAGE.COM

STARTUP SCENE TOURISM

WITTY’S DREAMING BIG HOTELS EYE RECOVERY REPERCUSSIONS OF DISASTER

“Nepal Should
ould Target
on Tourists”
5 Million
2001
since

INFORMATION + ANALYSIS VOL. 21 NO. 11 (BHADRA 2079) SEPTEMBER 2022

Abdullah Tuncer Kececi

EVENT REPORT
NEPAL NRS 200 INDIA 200 OTHER SAARC COUNTRIES US$ 3 OTHER ASIAN COUNTRIES US$ 4 ELSEWHERE US$ 6 WWW.NEWBUSINESSAGE.COM

AGRICULTURE
CORPORATES IN FARMING: CAN BIG
TOURISM: INVESTMENT WORKS WONDERS IN
LOCALS KEEPING THAMEL AFLOAT AGRICULTURE SECTOR

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;fj{hlgs vl/b cg'udg sfof{nosf] website: www.bolpatra.gov.np/egp x]g{ x'g ;d]t ;"lrt ul/G5 .
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ISSN No. 2822-1702
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¿kdf lelqg] u/]sf] Joj;foLsf]
bfaL 5 .
sRrf kbfy{df pRr
eG;f/ dxz'n / tof/L
r'Oªudsf] cj}w cfoftsf
sf/0f k|lt:kwf{ ug{ g;lsPsf]
pBf]uL atfpF5g\ . eG;f/
ljefun] u/]sf] sRrf kbfy{sf]
juL{s/0f g} unt ePsf] /
o;af6 d'Vo sRrf kbfy{sf]
nfut a9L k/]sf] pBf]uLsf]
egfO 5 .
ef/tsf] t'ngfdf sRrf
kbfy{, 9'jfgL, >d / k"FhL ;a}
rf}w/Ln] cfk\mgf] rl/qsf]
k|df0fkq :6G6 ug{]nfO{ a'emfpg'
gkg{] atfP . …$% jif{sf]
pBdsf] ofqfsf] cfk\mgf] rl/qsf]
;l6{lkms]6 s;}nfO{ a'emfpg'
kb{}g, Tof] klg :6G6 ug{]x¿nfO{,’
rf}w/Ln] eg] .
pgn] clxn] sl7g cfly{s
kl/l:yltaf6 d'n's u'lh|O/x]sf
a]nf pQm aofgn] pBdLx¿dfem
/fd|f] ;Gb]z ghfg] wf/0ff
/fv] . /fhgLlts k|ltzf]whGo
ultljlwaf6 lghLIf]q, pBdL /
nufgLstf{nfO{ cnUu} /flvg'kg{]
klg pgn] atfP . …/fhgLlt
ug{ cfk\mgf kmf]/d 5g\, To;sf
cfk\mgf t/Lsf 5g\ . d klg
gjnk/f;L klZrdaf6 k|ToIf
lgjf{lrt ;f+;b x'F,’ pgn]
eg] . rf}w/Ln] $@ jif{cufl8
afF;af/Lsf] !) /f]kgL hUufsf]
d"No slt g} kg{] xf] / eGb} of]
s'/f ;a}n] a'e]msf] ;d]t atfP .
nfut dxFuf] ePsfn] eG;f/ 5n]/
lelqPsf] r'Oªud;Fu k|lt:kwf{
ug{ g;lsPsf] cu|jfnn] atfP .
jL/u~h, lj/f6gu/, kf]v/f /
ag]kfdf o:tf cf7cf]6f pBf]u
;~rfngdf 5g\ .
r'Oªudsf] s'n vktdWo]
%) k|ltzt :jb]zL pBf]usf]
pTkfbgn] wfGb} cfPsf] pBdLsf]
egfO 5 . ;/sf/n] tTsfn of]
…gLltut uNtLÚ g;Rofpg] xf]
eg] s]xL ;dod} :jb]zL r'Oªud
pBf]u ;w}+sf nflu aGb x'g]
r]tfjgL pBdLn] lbPsf 5g\ .
eG;f/af6 p7\g]
/fh:jdf dfq Wofg lbFbf
:jb]zdf pTkfbgsf] jftfj/0f
lalu|Psf]k|lt ;+3n] k6sk6s
;/sf/sf] Wofgfsif{0f u/fPsf]
pkfWoIf uf}tdn] atfP .
…sRrf kbfy{df tof/L j:t';/x
eG;f/ dxz'n /flvPsf cGo
y'k|} j:t' cj}w ?kdf cfoft
eO/x]sf] ljifodf cy{ dGqfno
/ cGo ;DalGwt clwsf/Lsf]
Wofgfsif{0f u/fPsf 5f}+ . o:tf]
gLltnfO{ tTsfn g;Rofpg]
xf] eg] pBf]u w/fzoL x'G5g\,Ú
uf}tdn] eg] .
dx/f;Fu klg aofg
gf} lsnf] ;'g t:s/L
k|s/0fdf kqmfp k/]sf g]skf
-dfcf]jfbL s]Gb|_sf pkfWoIf
s[i0faxfb'/ dx/f;Fusf] aofg
;lsPsf] ;LcfO{aLn] atfPsf]
5 . a'wjf/ / laxLjf/ lhNnf
;/sf/L jsLnsf] sfof{no
sf7df8f}+df aofg lnOPsf]
;xGofoflwjQmf ;Gb]z >]i7n]
hfgsf/L lbP .
dx/f;Fu #÷$ 306f aofg
lnOPsf] >]i7n] atfP . dx/fsf]
aofg ;lsPsf] 5 . ;LcfO{aLn]
r}t % ut] dx/fnfO{ kqmfp
u/]sf] lyof] . sf7df8f}+ lhNnf
cbfntn] d+unjf/ dx/fnfO{
$ lbg lx/f;tdf /fVg cg'dlt
lbPsf] 5 .
lznaGbL b/efpkq
vf]lng] ldlt / ;do
@)*)÷!@÷@% lbpF;f]
!$M)) ah]
k|b]z sfo{qmd Joj:yfks
$ b[li6sf]0f z'qmjf/, ( r}t @)*) | Friday, 22 March 2024
e"d08nLs/0f / :jtGq Jofkf/n] cfly{s j[l4nfO{ cl3
a9fpF5g\ / ltgn] w]/} ;fdfgsf] d"No klg 36fpF5g\ .
– /f]a6{ l/v
o'jf knfogsf] cy{/fhgLlt
/f]huf/L ;[hgfdf ;/sf/sf] Wofg k'u]g
;DkfbsLo P;O{O{ k/LIffsf] tof/L ul//x]sf ljBfyL{sf]
labfOsf] Pp6f kmf]6f] clxn] ;fdflhs ;~hfndf
efO/n ag]sf] 5 . pRr lzIff cWoogkl5
cfGtl/s cy{tGqdf ;'wf/ ;/sf/L ;]jfdf k|j]z u/L !) jif{d} ;x;lrj
tx;Dd k'Ug] ;Gb]z;lxt :s"nsf] kf]zfsdf
n]lvPsf] …labfO :d/0fÚdf b]zsf zLif{ g]t[Tjaf6
kl5Nnf] % dxLgfdWo] kmfu'gdf cfoft / lgof{t a9]sf]
tYof+s eG;f/ ljefun] ;fj{hlgs u¥of] . cy{tGqsf] afx\o klg k|ltlqmof cfO/x]sf] 5 . o'jf knfognfO{
/f]Sg' d'Vo r'gf}tL alg/x]sf] cj:yfdf of]
If]qdf ;'wf/ cfP klg cfGtl/s cy{tGq ;':t g} /lx/x]sf] vfnsf] dgf]lj1fg ;sf/fTds / pT;fxhgs
;Gbe{df j}b]lzs Jofkf/ a9\g' eg]sf] cfGtl/s cy{tGqdf ePsf] l6Kk0fL g]t[Tjsf] 5 . en}, b]zdf kof{Kt
s]xL ;'wf/ cfpg' xf] eg]/ a'‰g] ul/G5 . o:tf] j[l4 s:tf]
/f]huf/Lsf] cj;/ ;[hgfdf g]t[Tj r's]s} sf/0f
j:t'sf] cfoft a9]/ ePsf] xf] eGg] s'/fn] lgs} cy{ /fV5 . /f]huf/Lsf nflu o'jf knfogsf] eofgs b[Zo
d'n'sleqsf] dfu / cfk"lt{sf] cj:yf x]bf{ ;'wf/f]Gd'v 5 eGg x]g{ xfdL afWo alg/x]sf 5f}+ . x'g t j}b]lzs
g;lsP klg j}b]lzs Jofkf/df b]lvPsf] j[l4 ;fg} eP klg /f]huf/L g/fd|f] xf]Og, t/ clwsf+z o'jfnfO{ cbIf
;sf/fTds dfGg'kg]{ x'G5 . sfdbf/sf ¿kdf k7fP/ ltgLx¿n] k7fPsf]
eG;f/ ljefusf cg';f/ rfn" cfly{s jif{ -cfj_ ljk|]if0faf6 cy{tGq rnfpg' eg]sf] l6sfp pkfo
@)*)÷*! sf] kmfu'gdf ! va{ #@ ca{ @& s/f]8 ¿k}of“ xf]Og . cfhsf] /f]huf/L k|ljlw / bIftfdf s]lGb|t
a/fa/sf] ;fdfg cfoft x'“bf !# ca{ &* s/f]8 ?k}of“ a/fa/sf] eO/x]sf] a]nf xfdL eg] cbIf sfdbf/n] k7fPsf]
lgof{t ePsf] 5 . rfn" cfjdf c;f]hkl5 ;a}eGbf a9L cfoaf6 b]zsf] cy{tGq rnfpg] p2]Zoaf6 ce}m
cfoftlgof{t kmfu'gdf ePsf] xf] . c;f]hdf ! va{ $* klg aflxl/g cfjZos 7fg]sf 5}gf}+ . ;d:ofsf]
r'/f] oxLFlg/ 5 .
ca{ ?k}of“ a/fa/sf] ;fdfg cfoft x'“bf !$ ca{ $@ s/f]8 clxn] o'jf knfogsf] cj:yfn] gofFgofF /]s8{
a/fa/sf] lgof{t ePsf] lyof] . df3sf] t'ngfdf kmfu'gdf agfO/x]sf] 5 . lqe'jg ljdfg:ynaf6 b}lgs
;f9] @ ca{ ?k}of“n] cfoft a9\bf lgof{t klg TolQ g} a9]sf] #))) ;Dd o'jf aflxl/Psf tYof+s xfdLn] x]/s ] f
b]lvG5 . ut cfjsf] kmfu'g;Ddsf] t'ngfdf eg] rfn" cfjdf xf}+ . ef/tlt/ hfg] o'jfsf] t s'g} lx;fa} 5}g .
cfoft lgof{t b'j} 36]sf] 5 . ut cfjsf] * dxLgfdf !) va{ s'g} ;do ltg} o'jfn] k7fPsf] k};f pkef]udf
%* ca{ ?k}of“ a/fa/sf] ;fdfg cfoft ePsf]df rfn" cfjsf] ;lsof], art ePg eg]/ lrGtf ;'lgGYof] . cfh
;f]xL cjlwdf @ bzdnj ^^ k|ltztn] 36]sf] b]lvG5 . cj:yf o:tf] cfO;Sof] ls, :jb]zdf o'jf gx'gn ' fO{
kl5Nnf] % dxLgfsf] cjlwdf kmfu'gdf a9L j}b]lzs Jofkf/ klg clxn]sf] cfly{s dGbLsf] Pp6f d'Vo sf/0f
x'g'n] dfu a9]sf] xf] ls eGg] cfwf/ b]lvPsf] xf] . elgPsf] 5 . o'jfhlt ljb]lzPkl5 :jb]zL ahf/df
dfu 5}g . ;/sf/n] cl3 ;f/]sf] bL3{sfnLg
d'n'ssf] cfGtl/s cy{tGq rnfodfg ;f]r;lxtsf] kGw|f+} of]hgfn] lj;+ @)*& ;Dddf
agfpg ;/sf/n] k|efjsf/L gLlt c;dfgtf Go"gLs/0f ub}{ u/LaLnfO{ % k|ltztdf
;Lldt t'Nofpg] nIo /fv]sf] 5 . lj;+ @!))
Nofpg cfjZos 5 . t/, ;/sf/n] ;Dddf lg/k]If u/LaLdf /x]sf] hg;+Vof z"Godf
d'vn] hlt g} k|lta4tf JoQm u/] klg emfg]{ dxŒjfsf+IfL of]hgf klg 5 .
;/sf/n] kof{Kt /f]huf/L ;[hgfsf]
k|lta4tfcg';f/sf sfd eg] rrf{ ug'{kg]{ dfWodaf6 cfo cfh{g a9fP/ u/LaL lgjf/0f
u/L u/]sf] b]lv“b}g . ug]{ atfO/x]sf] 5 . sf]/f]gf dxfdf/Lotf b]lvPsf]
dGbLn] gofF /f]huf/L ;[hgf x'g ;s]sf] 5}g .
t/, cfoftsf] d"No a9]sf] b]lvP klg j:t'sf] kl/df0f ePs} /f]huf/L klg uPsf] 5 . sf]/f]gf dxfdf/Lsf
eg] ga9]sf] klg x'g ;S5 . 8n/df d"No lt/]/ cfoft sf/0f To;a]nf dfq} #^ nfveGbf a9L JolQmn]
ul/Psf] ;fdfgsf] g]kfnL d"No a9]sf] b]lvG5 lsgeg] 8n/sf] /f]huf/L u'dfPsf] tYof+s cfPsf] lyof] . To;sf]
d"No a9]sf] 5 . pbfx/0fsf nflu ;'gnfO{ lng ;lsG5 . c;/af6 aRg ;/sf/n] jif]{lg !)÷!@ nfv
;'gsf] d"No pRr txdf k'u]sfn] kmfu'gdf of] !)cf}+ ;jf{lws
/sdsf] cfoft x'g] j:t'df k'u]sf] xf] eGg ;lsG5 .
g]kfndf k|d'v cfoft x'g] j:t'df klxnf], bf];|f] / t];|f]df kf7s kq
qmdzM k]6«f]n, l8h]n / PnkL Uof; /x]sf 5g\ . oBlk k]6«f]n
/ l8h]nsf] cfoft 3l6/x]sf] 5 . g]kfndf lah'nL a9L eO{ e|i6frf/sf] hfnf] s;/L tf]l8Pnf <
lgof{t ug'{ kl//x]sf] ;Gbe{df o;n] k]6«f]n, l8h]n / PnkL
Uof;nfO{ lj:yflkt ub}{ hfg' ;sf/fTds xf] . clxn] ljB'tLo g]kfndf pRr /fhgLlt1, k|zf;s /
;jf/L;fwgsf] cfoft lgs} a9]sf] 5 . To;n] ubf{ vlgh Jofkf/Lx¿;d]t e|i6frf/sf] cf/f]kdf ;dfltPsf 5g\ .
Psfw JolQm e|i6frf/L x'g' ;fdfGo eP klg g]kfndf
t]nsf] vkt 36\bf] 5 . s]xL dfqfdf ;fj{hlgs oftfoftsf k"/f /fHo ;+oGq g} e|i6frf/L ePsf] cg'ej x'g' ;fFlrs}
;fwg;d]t ljB'tLo x'g yfn]sf] 5 h'g ;sf/fTds 5 . g]kfnn]
uDeL/ ;d:of xf] .
;s];Dd ;fj{hlgs oftfoftnfO{ ljB'tLo agfpg cfjZos hgtfsf] hLjg:t/ psf:g eg]/ h]ng]n
5 . o;n] Psflt/ ef8f 36\b} hfG5 eg] csf{lt/ lah'nLsf]
vfPsf ;+3if{zLn JolQmx¿ g} sf]xL t:s/Ldf t
pkef]u a9\b} hfG5 . s]xL cy{zf:qLn] eg] ljB'tLo ;jf/Lsf sf]xL e|i6frf/df lnKt ePsf] kfOPsf 5g\ . ;/sf/L
sf/0f ;/sf/n] /fh:j h'g kl/df0fdf u'dfO/x]sf] 5 hUuf JolQmut agfpg sf]xL nfluk/]sf 5g\ .
To;sf] bf“hf]df ljB'tLo ;jf/L;fwg cfoftaf6 kmfObf gx'g] cem gLltut e|i6frf/ ug]{x¿ t pGd'lQm kfPsf
ljZn]if0f ul//x]sf 5g\ . ljB'tLo ;jf/L;fwgsf] k|of]u a9\b}
hf“bf ;/sf/n] Psflt/ ;jf/L;fwgaf6 k|fKt ug]{ /fh:j
u'dfPsf] 5 eg] csf{lt/ k]6«f]n–l8h]naf6 k|fKt x'g] /fh:j eG;f/ sfof{nocg';f/ j}b]lzs Jofkf/sf] l:ylt
klg u'dfO/x]sf] 5 . h] eP klg lah'nLsf] vkt a9fpg / -rfn" cfly{s jif{sf] kmfu'g;Dd_
sfa{g pT;h{g Go"g ug{ ljB'tLo ;jf/L;fwgsf] of]ubfg 5 .
;/sf/n] slta]nf ljB'tLo ;jf/Ldf nfUg] s/df lbPsf] 5"6
eG;f/ sfof{no cfoft d"No
lkmtf{ lng] jf x]/k]m/ ug]{ xf] kQf] 5}g .
d'Vo cfoft x'g] cGo j:t'df df]afOn / ;'gafx]s eb|k'/ 634,823
cf}Bf]lus k|of]hgsf j:t' a9L b]lvG5 . o;n] cy{tGqdf
e}/xjf 157,136,294
s]xL ;'wf/ xf] ls eGg] b]lvG5 . oBlk kl/df0fsf] lx;fan] lj/f6gu/ 112,452,164
eg] cfzf hufpg] vfnsf] b]lv“b}g . d'n'ssf] cfGtl/s
cy{tGq rnfodfg agfpg ;/sf/n] k|efjsf/L gLlt Nofpg jL/u~h 353,042,220
cfjZos 5 . t/, ;/sf/n] d'vn] hlt g} k|lta4tf JoQm rf]ef/ 653,718
u/] klg k|lta4tfcg';f/sf sfd eg] rrf{ ug'{kg]{ u/L 8«fOkf]6{ 138,319,466
u/]sf] b]lv“b}g .
uf}/ 786,459
uf}tda'4 ljdfg:yn 884
hn]Zj/ 6,412,007
hgsk'/ 963,401
s}nfnL 14,742,256
!) jif{cl3sf] cfly{s cleofgaf6
s~rgk'/ 1,161,027
s[i0fgu/ 13,889,997
clt wgf9\ox¿sf] ljlrqsf] lsgd]n dx]zk'/ 282,809
ef/tsf] cfly{s j[l4b/ sdhf]/ eO/x] klg ToxfFsf clt d]rL 28,145,003
wgf9\ox¿ eg] cfddflg;n] sNkg} ug{ g;Sg] lsgd]n / vr{
ul//x]sf 5g\ . k|;u+ z'¿ u/f},+ gofF lbNnLsL Ps wgf9\o Jofkf/LsL g]kfnu~h 46,171,296
kTgLn] Ps xfO{ k|fk] mfOn lax]df sf/0fjz ;fd]n x'g g;Sbf u/]sf] kz'kltgu/ 571
Ifdfofrgfsf] Ps cgf}7f] t/Lsfaf6 . pgn] ljZjd} ;a}eGbf dxFuf]
dflgPsf] lals{g a|f08sf tLgcf]6f xft]Aofu b'nxLsf] kl/jf/nfO{ kf]v/f 277,406
pkxf/ k7fP/ ;df/f]xdf ;fd]n x'g g;s]sf]df Ifdfofrgf ul/g\ . /fhlj/fh 267,578
nSh/L PS;];l/h :6f]/ xld{;sL k|aGwsn] lbPsf] hfgsf/Lcg';f/
pgn] hfkfgaf6 lemsfOPsf s/La ^) nfv ?kof kg]{ lals{g /;'jf 35,002,653
Aofux¿ b'nxLsf] kl/jf/nfO{ pkxf/:j¿k k7fPsL lyOg\ . pgn] ;nf{xL 1,744,412
tL Aofusf] c8{/ ug{ k|ltuf]6f ! nfv ?kofsf b/n] clu|d e'StfgL
;tL 268,956
lbPsL lyOg\ . tLgcf]6f Aofusf] d"No ^) nfveGbf a9L k/]sf]
xld{; :6f]/ ;~rfng ug{] sDkgL lSjG:6]G;LoNnL nfOkm:6fOnsL l;/fxf 168,336
;f]lgof b]zd'vn] atfOg\ . csL{ wgf9\o zxgfh x';g] n] klg k|mG] r ;'g;/L 1,247,508
nSh/L a|f08 n'O; e'O§f]gsf dxFuf AofunfO{ sf6]/ l:ne / sNn/
agfpg] u/]sf] v'Ng cfPsf] 5 . oxL qmddf gfd gv'nfOPsL ;'yf}nL 1,347,100
lbNnLsf Ps wgf9\on] cfk\mgf] $) cf}+ hGdlbg dgfpg k[YjLsf] tftf]kfgL 23,148,316
pQ/L w|j' hfg] tof/L ul//x]sf] klg kQf nfu]sf] 5 . To:t} csf{
Pshgfn] cfkm\gL 5f]/Lsf] lax]df b'nxfsf kl/jf/nfO{ pkxf/ lbg 7f8L 14,986
lx/fhl8t ^) cf]6f /f]nS] ; 38L c8{/ u/]sf 5g\ . d'DaO{sf Ps lqe'jg ljdfg:yn 91,940,871
Jofkf/Ln] cfk\mgf] 5f]/fsf] lax]df k|ltaf]tn %) xhf/ ?kof kg]{
lqj]0fL 179
lx\j:sL kfgL;/L ;e{ u/]sf lyP .
jif{ *, c+s !!(, a'wjf/, # df3, @)^( hDdf 1,030,222,699
kl/kf6Lsf] ljsf; x'g ;s]sf] 5}g . ;/sf/
/ lghLIf]qaLr ljZjf; x'g'kg]{df Pscsf{df
;/sf/ u/LaL 36fpg rfxG5 eg] /f]huf/Lsf cljZjf; xfaL 5 . o;n] ;d:ofnfO{ cem
cj;/ a9fpg] of]hgfdf s]lGb|t x'g'k5{ . o'jf k]lrnf] agfPsf] 5 .
sf]/f]gf dxfdf/Lotf ljZjJofkL ¿kd}
knfog /f]s]/ To:tf o'jfnfO{ b]z lgdf{0fdf /f]huf/L s6f}tL eof] . ljZjs} cy{tGq lzlyn
pkof]u ug{ kof{Kt /f]huf/Lsf cj;/ ePkl5 clwsf+z b]zn] a]/f]huf/LnfO{ 36fpg
/ o;af6 kg{ hfg] rqmLo k|efjsf] c;/ sd
pknAw x'g'k5{ . ug{ /fxtsf sfo{qmd NofPsf lyP . xfdLsxfF
eg] o:tf s'g} k|efjsf/L of]hgf b]Vg kfOPg .
– pd]zrGb| 7fs'/
cf};t /f]huf/ gLlt / of]hgf;d]t k|efjsf/L
x'g ;s]sf 5}gg\ . ;fdflhs ;'/Iffsf gfddf
gofF /f]huf/Lsf of]hgf ah]6df NofPsf] klg /flvg' k5{ . pBf]u Jofkf/sf If]qdf lbOPsf] NofOPsf /fhgLlts nf]slk|otfd'vL of]hgfx¿
xf] . t/, tL of]hgf ah]6sf] lstfaaf6 aflx/ /fxt klg /f]huf/L hu]gf{df ;xof]uL x'g ;S5 . ;Qf /fhgLltsf nflu hgtfsf] ;xfg'e"lt /
cfpg ;s]gg\ . ahf/, dfu / cfk"lt{ vl:sPsf] ljB't,\ Aofh, s/nufotdf lbOPsf] ;x'lnotn] jfxjfxL a6'Ng] ;fwgdfq ag]sf 5g\ . k|wfgdGqL
5 . pTkfbg clxn] klg $)÷%) k|ltztdf pBddfq xf]Og, /f]huf/L hf]ufpg klg k/f]If /f]huf/ sfo{qmd o:t} ;d:ofnfO{ s]xL xb;Dd
;Lldt 5 . lgdf{0f ;fdu|Lsf pBf]usf] xljut ;xof]u k'¥ofpF5 . o;df ;/sf/n] pbf/ gLlt eP klg ;Daf]wgsf nflu NofOPsf] xf] . t/,
t cem v/fa b]lvPsf] 5 . pTkfbg, Joj;fo;Fu} lng'k5{ . of] sfo{qmd ;Qf;Lg /fhgLltsf ;Lldt
sfo{stf{nfO{ cndNofpg] pkfoafx]s cGo aGg
:jb]zs} sRrf kbfy{df cfwfl/t / a9L d"Noclej[l4 ug]{ ;s]sf] 5}g . k|b]z / :yfgLo ;/sf/x¿n] o;df
u/]sf sfd klg Tolt k|efjof]Uo b]lvPsf 5}gg\ .
vfnsf pTkfbgsf] ;+/If0fsf nflu k|efjsf/L gLltsf] cefj ;w}+ :yfgLo txsf /f]huf/ ;]jf s]Gb|n] ck]lIft ult
v6\lsPsf] dx;"; x'G5 . ;/sf/ o;df uDeL/ x'g cfjZos 5 . lng ;s]sf 5}gg\ . oyfy{df of] sfo{qmdn]
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eg] dfq} d'n'sn] s]xL ult lng ;S5 . s]xLn] nufgLs} ¿kdf klg ;'g /fVbf vr{ a9\5 . t/, ;'gvftf eP
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;fgf]l7dL, eQmk'/ nufgLnfO{ cg'Tkfbs eGg]x¿sf] kbf{ vftfsf] ;'g lwtf] /fv]/ C0f
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/ o;nfO{ cy{tGqsf] lj:tf/df ;'g eg] u/uxgf x'g gx'g] atfOG5 .
kl/rfng ug{ ;'gvftfsf] cjwf/0ff o:tf] ;'g a}s+ n] ljqmL ug{ ;Sg] / kl5
;/sf/n] NofPsf] lyof] . t/, clxn] lgIf]kstf{nfO{ gofF ;'g lbg] Joj:yf
d"No ? xhf/df of] ;'gvftfsf af/]df rrf{;d]t x'g klg x'G5 . Toltdfq xf]Og, ;'gvftfdf
5f8]sf] / /fi6« a}+s :jo+n] o;nfO{ ;'g /fVbf htL{ cflb s6f}tL gx'g]
cfoft c+z lgof{t d"No lgof{t c+z lal;{Psf] efg x'G5 . x'bF f ;'gdf nufgL ug]n { fO{ kmfObf
0.06 - - ef/tn] 3/3/df To;} ylGsP/ x'G5 . ef/tdf ;'gvftfdf nufgL ubf{
a;]sf] ;'gnfO{ cy{tGqsf] lj:tf/df s/;d]t gnfUg] Joj:yf 5 . To:t}
15.25 9,019,772 8.96
k|of]u ug{ ;'gvftf sfo{qmd NofPsf] ;'gvftf vf]n/] cfk"mn] lglZrt /sd
10.92 20,576,098 20.45 lyof] . To;af6 ef/tLo cy{tGqnfO{ a}s + df hDdf u/]/ To; a/fa/sf]
lgs} kmfObf x'g] cfsng ul/Psf] lyof] . ;'g lgIf]k /fVg kfpg] Joj:yf klg
34.27 19,580,235 19.46
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0.62 3,230,143 3.21 ¿kdf :jLsf/ ug{ ;lsg] Joj:yf b}lgs x]/fk]m/Ln] ljQLo / ;fdflhs
0.09 - - u/]kl5 ;'gvftfsf nflu af6f] ck/fw lgDTofpg] ePsfn] ;'gdf
v'ns ] f] xf] . /fi6« a}s
+ sf] kl/kqcg';f/ nufgL ug{ rfxg]x¿sf nflu ef/tdf
1.43 429,322 0.43
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0.11 14,002 0.01 u'0f:t/sf] ;'g lgIf]ksf ¿kdf :jLsf/ ug{ nfluPsf] lyof] . ;'g v/Lbsf
1.35 1,621,386 1.61 ug{ ;lsG5 . sDtLdf @% u|fd ;'g nflu lgIf]kstf{n] lgIf]k /fv]sf] lbgsf]
0.03 - -
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ul/Psf] lyof] . lgIf]ksf ¿kdf ;'g vftfdf hDdf x'g] u5{ . o;/L hDdf
2.73 16,685,625 16.58 :jLsf/ ubf{ pQm ;'gsf] z'4tf / tf}n ePsf] ;'g p;n] lgIf]k lemSg rfx]sf]
osLg u/L lgIf]kstf{nfO{ k|df0fkq lbgsf] d"Nocg';f/ ;'gsf] l;Ssf lkmtf{
4.48 1,560,507 1.55 lbg'kg]{ Joj:yf ul/Psf] lyof] . To;/L kfpF5 . pbfx/0fsf nflu ef/tLo a}s + n]
0.00 25,451 0.03 k|df0fkq lbFbf ;'gsf] ;fFjf kl/df0f, …cfO{–aL :j0f{db' f| Ú tyf …P;cfO{aL Kof]/
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0.03 - -
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ug{k' g]{ Joj:yf;d]t ul/Psf] lyof] . jif{ lalt;Sbf klg g]kfnsf a}s + n]
3.40 1,331,994 1.32
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0.17 601,579 0.60 / Aofh ;'gd} lng] xf] ls gubdf ljrf/df ;'gvftfsf sf/0f ;'g lwtf]df
lng] xf] eGg]af/] v'nfpg'kg]{ Joj:yf lbg] shf{ k|efljt x'g ;S5 . t/,
0.03 360 0.00
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2.25 5,101 0.01 u0fgfsf cfwf/d} ug{k' g]{ Joj:yf sf6\g] htL{ -s/La !% k|ltzt_sf]
ul/Psf] lyof] . of] lgIf]k /fVg u|fxsn] t'ngfdf lgs} sd klg x'g ;S5 .
0.00 - -
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8.92 22,885,955 22.75 ul/Psf] lyof] . t/, a}s + x¿n] o;nfO{ sf/f]af/nfO{ sd ug{ ;3fpF5 .
sfof{Gjog ug{ rf;f] lbPsf] To;}n] ;'gvftf ;~rfngsf nflu k'gM
0.00 - -
kfOFbg} . sf]/fgfsf sf/0f kl5 of] ;/f]sf/jfnfx¿sf] Wofg hfg' h?/L
100.00 100,617,445 100.00 ljifo g} x/fPsf] b]lvG5 . vf;df b]lvG5 .
;|f]t M eG;f/ ljefu
 z'qmjf/, ( r}t @)*) | Friday, 22 March 2024 ;dfrf/ % Bhadrapur Municipality
Office of Municipal Executive
afFsL k[i7 # af6 === ;+sngdf ;'wf/ x'g] bfaL klg s[lifsf] cfw'lgsLs/0f nufot ;b:ox¿n] ah]6 kx'r F sf Bhadrapur-Jhapa
;Gt'lnt ah]6 === pgn] u/] . ljifo ah]6df ;d]l6g'kg{] cfwf/df geO{ cfjZostfsf Koshi Province, Nepal
Ps cWoogn] klg cfufdL cy{ ;ldlt ;efklt wf/0ff /fv] . cfufdL cfj cfwf/df ljlgof]hg ug{
% jif{df % va{ ?k}ofFsf] ;Gtf]if rfln;]n] ah]6n] pTkfbg @)*!÷*@ sf nflu ljlgof]hg ;'emfj lbP . pgLx¿n] /fli6«o
;k\m6j]o/ lgof{t ug{ ;lsg] / lgof{td"ns If]q, ljB't\ ljw]ossf k|fyldstf / l;4fGt k|fyldstf k|fKt cfof]hgf / Invitation for Bids (IFB): BDP/GOODS/1-1/080-81
b]vfPsf] 5,Ú pgn] eg], …jflif{s pTkfbg / ahf/ k|j4{gnufot -s/ k|:tfjafx]s_ ;DaGwdf ?U0f cfof]hgfnfO{ rfF8f] ;DkGg First date of publication: March 22, 2024 (2080/12/09)
!) xhf/ hgzlQm ;"rgfk|ljlw ljifonfO{ Wofg lbg'kg{] ;'emfj cy{ ;ldltn] dGqL k'g;Fu ug{u] /L ah]6 ljlgof]hg ug{
lbP . pgn] ko{6g k|j4{g, u/]sf] 5nkmndf ;ldlt cy{dGqLnfO{ cfu|x u/] . 1. Bhadrapur Municipality, Office of Municipal Executive, Bhadrapur-Jhapa invites electronic bid from duly eligible and qualified
If]qdf cfO/x]sfn] pgLx¿nfO{
registered bidders for the below mentioned works under National Competitive Bidding procedure. Some of the qualification
b]zleq} /f]huf/Lsf] cj;/ ;[hgf
criteria are mentioned below, though the details are in the bidding document. Bidding is open to all eligible national bidders.
ug{] u/L ;"rgfk|ljlwsf] If]qnfO{
ah]6n] k|fyldstf lbg]5 .Ú Estimated amount Bid Security
b'O{ 7"nf cy{tGq ePsf Contract No Description of Works
(With VAT) Amount (NRs.)
l5d]sLsf] aLrdf ;fgf]
cy{tGqsf] d'ns ' g]kfn /x]sf] Supply and delivery of Half shirt, Pant and Frock for
atfpFb} dGqL k'gn] l5d]sLn] BDP/GOODS/1-1/080-81
students as per their measurement.
28,31,350.00 71,000.00
s[lifnfO{ a9L ;+/If0f lbO/x]sfn]
To;tk{m klg Wofg lbPsf] Name of the Bank: Rastriya Banijya Bank, Bhadrapur,Jhapa
hfgsf/L u/fP . v'nf l;dfgfsf Name of Office: Bhadrapur Municipality, Office of Municipal Executive, Bhadrapur-Jhapa
eG;f/ 5n]/ ljb]zL j:t' g]kfn Office Code no.: 80101112
cfpg] u/]sfn] :jb]zL pTkfbgn] Office Account no.: 2210100301010003 (For Bid document Fee deposit)
ahf/ gkfPsf] klg pgn] (Bid document purchase fee Nrs. 3,000.00)
atfP . dGqL k'gsf cg';f/
Office Account no.: 2210100303000003 (For Security deposit)
cfufdL ah]6df of] ljifon] klg
k|fyldstf kfpg]5 . 2. A complete set of Bidding documents may be downloaded from the PPMO E-Portal- www.bolpatra.gov.np/egp (e-GP II)
jflif{s $) k|ltztn] /fh:j 3. The Employer reserves the right to accept or reject, wholly or partly any or all the bids without assigning any reason, whatsoever.
j[l4 ug{] ;/sf/sf] nIo eP klg 4. General Information related to Electronic Bids are:
s/La !) k|ltztn] dfq a9]sf]
cy{dGqL k'gn] atfP . pgsf Last Date of Bid Submission Bid Opening Date Bid Validity Period Bid Security Validity period
cg';f/ /fh:j ;+sng a9fpg 2081/01/10, 1:00 PM at Minimum 90 days from the last Minimum 30 days beyond the
;a}eGbf klxn] r'xfj6 /f]Sg'k5{ . 2081/01/10, 12:00 at BDP Mun Jhapa
BDP Mun Jhapa date of bid submission. bid validity period.
To;sf nflu pRr:t/Lo sfo{bn
agfP/ sfd z'¿ eO;s]sf] Bhadrapur Municipality
5 . cfufdL dxLgfb]lv /fh:j Office of Municipal Executive

+HDG2ႈFH
Asian Life Building, Maitidevi, Kathmandu
Ph: 01-4530270, 4510115
asianlife@asianlife.com.np, www.asianlife.com.np

EŽƟĐĞŝŶĂĐĐŽƌĚĂŶĐĞǁŝƚŚƚŚĞƉƌŽǀŝƐŝŽŶƐŽĨ^ĞĐƟŽŶϵ;ϮͿĂŶĚ^ĞĐƟŽŶϵ;ϯͿŽĨƚŚĞ/ŶƐƵƌĞƌΖƐ&ŝŶĂŶĐŝĂů
^ƚĂƚĞŵĞŶƚŝƌĞĐƚǀŝĞƐ͕ϮϬϴϬŝƐƐƵĞĚďLJEĞƉĂů/ŶƐƵƌĂŶĐĞƵƚŚŽƌŝƚLJ
ŽŶƐŽůŝĚƚĞĚ^ƚĂƚĞŵĞŶƚŽĨ&ŝŶĂŶĐŝĂůWŽƐŝƟŽŶ ŽŶƐŽůŝĚĂƚĞĚ^ƚĂƚĞŵĞŶƚŽĨWƌŽĮƚŽƌ>ŽƐƐ
ƐƚϭϲƚŚ:ƵůLJ͕ϮϬϮϯ;ƐŚĂĚŶĚϮϬϴϬͿ&ŝŐŝŶEWZ͘ &ŽƌWĞƌŝŽĚϭϳƚŚ:ƵůLJ͕ϮϬϮϮͲϭϲƚŚ:ƵůLJ͕ϮϬϮϯ &ŝŐŝŶEWZ͘
WĂƌƟĐƵůĂƌƐ 'ƌŽƵƉ /ŶƐƵƌĂŶĐĞ WĂƌƟĐƵůĂƌƐ ƵƌƌĞŶƚzĞĂƌ ŽƌƌĞƐƉŽŶĚŝŶŐWƌĞǀŝŽƵƐzĞĂƌ
ƵƌƌĞŶƚzĞĂƌ WƌĞǀŝŽƵƐzĞĂƌ ƵƌƌĞŶƚzĞĂƌ WƌĞǀŝŽƵƐzĞĂƌ dŚŝƐYƵĂƌƚĞƌ hƉƚŽƚŚŝƐ dŚŝƐYƵĂƌƚĞƌ hƉƚŽƚŚŝƐ
ƐƐĞƚƐ YƵĂƌƚĞƌ;zdͿ YƵĂƌƚĞƌ;zdͿ
Goodwill & Intangible Assets 5,605,870 4,846,288 5,141,910 4,846,288 /ŶĐŽŵĞ͗
Gross Earned Premiums 7,016,658,157 6,912,879,579 7,016,658,157 6,912,879,579
Property and Equipment 581,318,628 572,910,605 579,787,404 572,910,605
Premiums Ceded 175,617,848 175,711,049 175,617,848 175,711,049
/ŶǀĞƐƚŵĞŶƚWƌŽƉĞƌƟĞƐ - - - - EĞƚĂƌŶĞĚWƌĞŵŝƵŵƐ 6,841,040,308 6,737,168,530 6,841,040,308 6,737,168,530
Deferred Tax Assets 10,482,559 - - - Commission Income 21,671,965 8,433,788 21,671,965 8,433,788
Investment in Subsidiaries - - 76,500,000 - Other Direct Income 72,098,633 74,154,742 72,098,633 74,154,742
Investment in Associates 1,183,602,100 - 1,201,065,500 - Interest Income on Loan to Policyholders 764,653,370 239,034,699 764,653,370 239,034,699
Investments 34,550,699,841 31,038,004,564 34,484,325,250 31,038,004,564 Income from Investments and Loans 3,223,322,390 2,546,553,186 3,223,322,390 2,546,553,186
Loans 4,788,776,944 4,075,887,112 4,788,776,944 4,075,887,112 Net Gain/(Loss) on Fair Value Changes - - - -
Reinsurance Assets 37,292,880 20,153,958 37,292,880 20,153,958 Net Realised Gains/(Losses) -29,623,327 -126,451,514 -31,282,988 -126,451,514
Current Tax Assets 238,194,460 670,421,684 237,045,200 670,421,684 Other Income 11,013,463 -199,305 6,483,898 -199,305
Insurance Receivables 23,426,774 43,761,541 23,426,774 43,761,541 dŽƚĂů/ŶĐŽŵĞ 10,904,176,802 9,478,694,126 10,897,987,576 9,478,694,126
Other Assets 48,700,605 182,120,932 48,700,605 182,120,932 džƉĞŶƐĞƐ͗
Other Financial Assets 798,091,075 435,526,516 795,313,947 435,526,516 'ƌŽƐƐĞŶĞĮƚƐĂŶĚůĂŝŵƐWĂŝĚ 2,896,868,926 1,646,783,074 2,896,868,926 1,646,783,074
Cash and Cash Equivalent 468,102,754 439,660,714 467,060,873 439,660,714 Claims Ceded 74,971,823 68,045,690 74,971,823 68,045,690
dŽƚĂůƐƐĞƚƐ 42,734,294,490 37,483,293,916 42,744,437,288 37,483,293,916 'ƌŽƐƐŚĂŶŐĞŝŶŽŶƚƌĂĐƚ>ŝĂďŝůŝƟĞƐ 5,522,929,827 5,472,993,352 5,522,929,827 5,472,993,352
ŚĂŶŐĞŝŶŽŶƚƌĂĐƚ>ŝĂďŝƟĞƐĞĚĞĚƚŽZĞŝŶƐƵƌĞƌƐ 17,138,922 - 17,138,922 -
EĞƚĞŶĞĮƚƐĂŶĚůĂŝŵƐWĂŝĚ 8,327,688,008 7,051,730,736 8,327,688,008 7,051,730,736
Commission Expenses 715,784,259 826,750,789 715,784,259 826,750,789
Share Capital 3,155,300,517 2,539,835,000 3,155,300,517 2,539,835,000 Service Fees 56,392,242 68,335,285 56,392,242 68,335,285
^ŚĂƌĞƉƉůŝĐĂƟŽŶDŽŶĞLJWĞŶĚŝŶŐůůŽƚŵĞŶƚ - - - - Other Direct expenses - - - -
Share Premium - - - - ŵƉůŽLJĞĞĞŶĞĮƚƐdžƉĞŶƐĞƐ 419,685,036 405,229,567 415,009,660 405,229,567
Catastrophe Reserves 194,345,894 152,403,390 194,345,894 152,403,390 ĞƉƌĞĐŝĂƟŽŶĂŶĚŵŽƌƟnjĂƟŽŶdžƉĞŶƐĞƐ 43,752,615 43,107,195 43,206,272 43,107,195
Retained Earnings 258,793,780 648,739,895 305,891,243 648,739,895 Impairment Losses -5,156,839 -159,170 -5,156,839 -159,170
Other Equity 22,194,996 270,386,438 20,403,265 270,386,438 KƚŚĞƌKƉĞƌĂƟŶŐdžƉĞŶƐĞƐ 320,484,072 441,153,036 317,408,297 441,153,036
dŽƚĂůƋƵŝƚLJĂƩƌŝďƵƚĂďůĞƚŽĞƋƵŝƚLJŚŽůĚĞƌƐ - - - - Finance Cost 15,332,616 6,807,060 15,332,616 6,807,060
Non controllong Interest 18,034,933 - - - dŽƚĂůdžƉĞŶƐĞƐ 9,893,962,010 8,842,954,498 9,885,664,516 8,842,954,498
dŽƚĂůƋƵŝƚLJ 3,648,670,120 3,611,364,723 3,675,940,919 3,611,364,723 EĞƚWƌŽĮƚͬ;>ŽƐƐͿ&ŽƌdŚĞzĞĂƌĞĨŽƌĞ^ŚĂƌĞŽĨEĞƚWƌŽĮƚƐŽĨ 1,010,214,793 635,739,628 1,012,323,060 635,739,628
>ŝĂďŝůŝƟĞƐ ƐƐŽĐŝĂƚĞƐĐĐŽƵŶƚĞĚĨŽƌhƐŝŶŐƋƵŝƚLJDĞƚŚŽĚĂŶĚdĂdž Pd=P=8An'= xfo/ kr]{h k|f=ln= skf]{/]6 sfof{no M
Provisions 177,022,125 127,605,105 176,813,259 127,605,105  ^ŚĂƌĞ ŽĨ EĞƚ WƌŽĮƚ ŽĨ ƐƐŽĐŝĂƚĞƐ ĂĐĐŽƵŶƚĞĚ ƵƐŝŶŐ ƋƵŝƚLJ -35,380,707 - - - lqk'/]Zj/, sf7df08f+}, g]kfn,
DĞƚŚŽĚ (M.A.W. Hire Purchase Pvt. Ltd.)
'ƌŽƐƐ/ŶƐƵƌĂŶĐĞŽŶƚƌĂĐƚ>ŝĂďŝůŝƟĞƐ 37,681,943,684 32,650,123,937 37,665,818,108 32,650,123,937 WƌŽĮƚĞĨŽƌĞdĂdž 974,834,085 635,739,628 1,012,323,060 635,739,628 -g]kfn /fi6« a}+saf6 xfo/ kr]{h shf{ k|bfg ug{ Ohfhtkq k|fKt ;+:yf_ kmf]g g+=+ )!–%(&)@@*
ĞĨĞƌƌĞĚdĂdž>ŝĂďŝůŝƟĞƐ 25,299,885 273,116,607 25,299,885 273,116,607 Income Tax Expense 634,838,527 232,311,033 635,554,015 232,311,033
Insurance Payable 143,749,569 122,314,562 143,749,569 122,314,562 EĞƚWƌŽĮƚͬ;>ŽƐƐͿ&ŽƌdŚĞzĞĂƌ 339,995,559 403,428,595 376,769,045 403,428,595
ƵƌƌĞŶƚdĂdž>ŝĂďŝůŝƟĞƐ
Borrowings
-
20,298,202
-
3,803,411
-
20,298,202
-
3,803,411
WƌŽĮƚĂƩƌŝďƵƚĂďůĞƚŽ͗
Equity holders of the insurer
-
340,273,994
-
-
-
-
-
-
Pd=P=8An'= OGe]i6d]G6 k|f=ln=-;fljs Pd=P=8An'= OGe]i6d]G6 k|f=ln=_ lqk'/Z] j/,
KƚŚĞƌ>ŝĂďŝůŝƟĞƐ 237,973,928 212,874,571 237,835,259 212,874,571
KƚŚĞƌ&ŝŶĂŶĐŝĂů>ŝĂďŝůŝƟĞƐ 799,336,978 482,091,000 798,682,087 482,091,000
Non-Controlling Interest
ĂƌŶŝŶŐWĞƌ^ŚĂƌĞ
-278,436
-
-
-
-
-
-
-
sf7df08f}s + f] tklznsf] Cl0f tyf hdfgLstf{nfO{ sfnf];l' rdf ;dfa]z ul/
dŽƚĂů>ŝĂďŝůŝƟĞƐ 39,085,624,371 33,871,929,194 39,068,496,369 33,871,929,194 Basic EPS 10.78 22.10 11.94 22.10
dŽƚĂůƋƵŝƚLJĂŶĚ>ŝĂďŝůŝƟĞƐ 42,734,294,490 37,483,293,916 42,744,437,288 37,483,293,916 Diluted EPS 10.78 22.10 11.94 22.10 lwtf] ;'/If0fdf /x]sf] ;jf/L ;fwg÷crn h]yf lnnfd laqmL ul/g] ;DaGwL
ŽŶƐŽůŝĚĂƚĞĚ^ƚĂƚĞŵĞŶƚŽĨKƚŚĞƌŽŵƉƌĞŚĞŶƐŝǀĞ/ŶĐŽŵĞ & -;ft_ lbg] uf]Ko lznjGbL af]nkq cfXjfgsf] cToGTf h?/L ;"rgf
&ŽƌWĞƌŝŽĚϭϳƚŚ:ƵůLJ͕ϮϬϮϮͲϭϲƚŚ:ƵůLJ͕ϮϬϮϯ&ŝŐŝŶEWZ͘
WĂƌƟĐƵůĂƌƐ
ƵƌƌĞŶƚzĞĂƌ
'ƌŽƵƉ
WƌĞǀŝŽƵƐzĞĂƌ ƵƌƌĞŶƚzĞĂƌ
/ŶƐƵƌĂŶĐĞ
WƌĞǀŝŽƵƐzĞĂƌ
-k|sflzt ldlt @)*)÷!@÷)( ut] z'qmaf/ cfly{s cleofg_
EĞƚWƌŽĮƚͬ;>ŽƐƐͿ&ŽƌƚŚĞzĞĂƌ 339,995,559 403,428,595 376,769,045 403,428,595
- - - - o; sDkgLsf tklzndf pNn]lvt C0fLn] C0f shf{ lnFbfsf avt u/]sf] lnlvt tyf ;Demf}tf adf]lhd ;do–;dodf ltg'{
Other Comprehensive Income - - - -
ĂͿ/ƚĞŵƐƚŚĂƚĂƌĞŽƌŵĂLJďĞZĞĐůĂƐƐŝĮĞĚƚŽWƌŽĮƚŽƌ>ŽƐƐ - - - -
a'emfpg' kg]{ ;fFjf, Aofh, k]gfn Aofh tyf cGo b:t'/ cfbL r'Qmf e'Qmfg ug{ k6s–k6s lnlvt tyf tyf df}lvs t/–tfs]tf
Changes in Fair Value of FVOCI Debt Instruments - - - - ubf{ ;d]t C0f shf{ r'Qmf e'Qmfg gu/]sf]n] lgh C0fL tyf hdfgtstf{sf] gfddf shf{ /sd r'Qmf e'Qmfg ug{/u/fpg qmdzM
ĂƐŚ&ůŽǁ,ĞĚŐĞͲīĞĐƟǀĞWŽƌƟŽŶŽĨŚĂŶŐĞƐŝŶ&ĂŝƌsĂůƵĞ - - - -
džĐŚĂŶŐĞĚŝīĞƌĞŶĐĞƐŽŶƚƌĂŶƐůĂƟŽŶŽĨ&ŽƌĞŝŐŶKƉĞƌĂƟŽŶ - - - - #% -kFl} t;_ lbgsf] dxf]nt lbO{ /fli6«o b}lgsdf ;fj{hlgs ;"rgf k|sflzt ubf{ ;d]t Cl0f tyf hdfgLstf{x?n] pQm ;dodf
Share of other comprehensive income of associates accounted for using the equity method - - - - klg shf{sf] ;fjfF, Aofh glt/L/ga'emfO{ a;]sf] x'bfF C0f shf{ pkef]u u/] afkt o; sDkgLsf] lwtf]df /x]sf] tklzn adf]lhdsf]
/ŶĐŽŵĞdĂdžZĞůĂƟŶŐƚŽďŽǀĞ/ƚĞŵƐ - - - -
ZĞĐůĂƐƐŝĮĞĚƚŽWƌŽĮƚŽƌ>ŽƐƐ - - - - ;jf/L ;fwg tyf crn h]yf hxfF h] h:tf] cj:yfdf 5, ;f]xL cj:yfdf C0fL tyf hdfgtstf{n] o; sDkgLdf pkl:yt eO{
ďͿ/ƚĞŵƐƚŚĂƚǁŝůůŶŽƚďĞZĞĐůĂƐƐŝĮĞĚƚŽWƌŽĮƚŽƌ>ŽƐƐ n]vfO{lbPsf] lnvt tyf ;Demf}tf, shf{ l:js[tL kq P+j k|rlnt sfg"gn] lbPsf] clVtof/ k|of]u ul/ uf]Ko lznjGbL k|ls|ofåf/f
Changes in fair value of FVOCI Equity Instruments -948,309,613 -2,232,472,183 -948,309,613 -2,232,472,183
ZĞǀĂůƵĂƟŽŶŽĨWƌŽƉĞƌƚLJĂŶĚƋƵŝƉŵĞŶƚͬ'ŽŽĚǁŝůůΘ/ŶƚĂŶŐŝďůĞƐƐĞƚƐ - - - - lnnfd las|L ul/ sDkgLsf] n]gf /sd c;'n pk/ ul/ lng] ePsfn] lwtf] lnnfd lals| ug]{ ;DalGw of] & -;ft_ lbg] ;fj{hlgs
ZĞŵĞĂƐƵƌĞŵĞŶƚŽĨWŽƐƚͲŵƉůŽLJŵĞŶƚĞŶĞĮƚKďůŝŐĂƟŽŶƐ -14,925,069 -6,872,311 -14,925,069 -6,872,311 ;"rgf k|sflzt ul/Psf] 5 . pNn]lvt ;DklQ vl/b u/L lng' x'g] OR5's dxfg'efjx?n] tklzndf pNn]lvt zt{/aGb]hsf]
Share of other comprehensive income of associates accounted for using the equity method 17,917,307 - - -
/ŶĐŽŵĞdĂdžZĞůĂƟŶŐƚŽďŽǀĞ/ƚĞŵƐ 240,808,670 559,836,123 240,808,670 559,836,123 clwgdf /xL uf]Ko lznjGbL af]nkq k]z ug{ x'g cfXjfg ul/G5 . ;fy} lwtf] ;'/If0fdf /x]sf] ;DkQL lnnfd laqmLaf6 sDkgLsf]
dŽƚĂůKƚŚĞƌŽŵƉƌĞŚĞŶƐŝǀĞ/ŶĐŽŵĞ&ŽƌƚŚĞzĞĂƌ͕EĞƚŽĨdĂdž -704,508,704 -1,679,508,370 -722,426,011 -1,679,508,370 ;Dk"0f{ aSof}tf /sd c;'n/pk/ x'g g;s]sf] xb;Dd sfg"g adf]lhd C0fL / JolQmut hdfgLstf{x?sf] 3/–3/fgfaf6 c;'n
dŽƚĂůŽŵƉƌĞŚĞŶƐŝǀĞ/ŶĐŽŵĞ&ŽƌƚŚĞzĞĂƌ͕EĞƚŽĨdĂdž -364,513,146 -1,276,079,776 -345,656,966 -1,276,079,776
dŽƚĂůŽŵƉƌĞŚĞŶƐŝǀĞ/ŶĐŽŵĞĂƩƌŝďƵƚĂďůĞƚŽ͗ pk/ ug{ c;'nL k|ls|of cuf8L a9fO{gs ' f ;fy} shf{ ;"rgf s]Gb|sf] sfnf];l' rdf ;dfa]z ul/g] Joxf]/f ;d]t o;} ;"rgfaf6
Equity holders of the insurer -346,478,213 -1,276,079,776 -345,656,966 -1,276,079,776 ;"lrt ul/G5 . s[kof o;} ;"rgfnfO{ cfwf/ dfgL C0fL, lwtf] hdfgt tyf JolQmut hdfgL lbg' x'g] dxfg'efjx?n] lnnfd
Non-Controlling Interest 18,034,933 - - -
las|L x'g] lbg cufj} sDkgLdf pkl:yt eO{ ;Dk"0f{ aFfsL aSof}tf /sd r'Qmf e'Qmfg u/L shf{ /fkm;fkm u/]df lnnfdL k|ls|of
ŽŶƐŽůŝĚĂƚĞĚ^ƚĂƚĞŵĞŶƚŽĨŚĂŶŐĞƐ/ŶƋƵŝƚLJ :ylut ul/g] Joxf]/f ;d]t hfgsf/L u/fOG5 .
'ƌŽƵƉ&ŽƌWĞƌŝŽĚϭϳƚŚ:ƵůLJ͕ϮϬϮϮͲϭϲƚŚ:ƵůLJ͕ϮϬϮϯ&ŝŐŝŶEWZ͘
^ŚĂƌĞƉƉůŝĐĂƟŽŶ ŽƌƉŽƌĂƚĞ^ŽĐŝĂů EŽŶͲ
tklzn
KƌĚŝŶĂƌLJ^ŚĂƌĞ WƌĞĨĞƌĞŶĐĞ ^ŚĂƌĞ ZĞƚĂŝŶĞĚ ZĞǀĂůƵĂƟŽŶ ĂƉŝƚĂů ĂƚĂƐƚƌŽƉŚĞ /ŶƐƵƌĂŶĐĞ &ĂŝƌsĂůƵĞ ĐƚƵĂƌŝĂů ĞĨĞƌƌĞĚ KƚŚĞƌ
ĂƉŝƚĂů ^ŚĂƌĞƐ
DŽŶĞLJWĞŶĚŝŶŐ
WƌĞŵŝƵŵ ĂƌŶŝŶŐƐ ZĞƐĞƌǀĞƐ ZĞƐĞƌǀĞƐ ZĞƐĞƌǀĞ
ZĞƐƉŽŶƐŝďŝůŝƚLJ
&ƵŶĚ ZĞƐĞƌǀĞƐ ZĞƐĞƌǀĞƐ ƚĂdžƌĞƐĞƌǀĞ ZĞƐĞƌǀĞƐ
ŽŶƚƌŽůůŝŶŐ dŽƚĂů qm=;= C0fLsf] ljj/0f hdfgtstf{sf] ljj/0f
ůůŽƚŵĞŶƚ ;^ZͿZĞƐĞƌǀĞƐ /ŶƚĞƌĞƐƚ ! Gffd M l;tf /fgf -dNn 7s'/L_ Gffd M e'k]Gb| dNn
ZĞƐƚĂƚĞĚĂůĂŶĐĞĂƐĂƚ^ŚƌĂǁĂŶϭ͕ϮϬϳϵ 2,539,835,000 0 0 0 648,739,895 18,745,399 0 152,403,390 0 0 74,788,060 -30,507,795 0 207,360,775 0 3,611,364,724
WƌŽĮƚͬ;>ŽƐƐͿ&ŽƌƚŚĞzĞĂƌ - - - - 339,995,559 - - - - - - - - - - 339,995,559 kltsf] gfd M e'k]Gb| dNn Affa'sf] gfd M od axfb'/ dNn
KƚŚĞƌŽŵƉƌĞŚĞŶƐŝǀĞ/ŶĐŽŵĞĨŽƌƚŚĞzĞĂƌ͕EĞƚŽĨdĂdž - - - - - - - - - - - - - - - 0 ;;'/fsf] gfd M od axfb'/ dNn Affh]sf] gfd M slj/ dNn
i) Changes in Fair Value of FVOCI Debt Instruments - - - - - - - - - - - - - - - 0 7]ufgf M afFs] lhNnf a}hgfy uf=kf= j8f g+= )^ 7]ufgf M afFs] lhNnf ags6jf uf=lj=; j8f g+= )(
ii) Gains/ (Losses) on Cash Flow Hedge - - - - - - - - - - - - - - - 0
ŝŝŝͿdžĐŚĂŶŐĞĚŝīĞƌĞŶĐĞƐŽŶƚƌĂŶƐůĂƟŽŶŽĨ&ŽƌĞŝŐŶKƉĞƌĂƟŽŶ - - - - - - - - - - - - - - - 0 gf=k|=g+M ^^–)^–&$–)#@*% hf/L ldlt M @)&$÷)&÷!% gf=k|=g+=M ^^–)!–&)–)@!%# hf/L ldlt M @)&)–)$–)&
iv) Changes in fair value of FVOCI Equity Instruments - - - - - - - - - - -948,309,613 - - - - -948,309,613 hdfgtstf{sf] ljj/0f lwtf]sf] ljj/0f
ǀͿZĞǀĂůƵĂƟŽŶŽĨWƌŽƉĞƌƚLJĂŶĚƋƵŝƉŵĞŶƚƐͬ'ŽŽĚǁŝůůΘ/ŶƚĂŶŐŝďůĞƐƐĞƚƐ - - - - - - - - - - - - - - - 0 Gffd M OZj/ zfxL ;jf/L btf{ g++M e] ! v #@(#
ǀŝͿZĞŵĞĂƐƵƌĞŵĞŶƚŽĨWŽƐƚͲŵƉůŽLJŵĞŶƚĞŶĞĮƚKďůŝŐĂƟŽŶƐ - - - - - - - - - - - -14,925,069 - - - -14,925,069
Transfer to Reserves/ Funds - - - - -36,563,585 - 0 41,942,504 4,194,250 0 237,077,403 3,731,267 - -205,569,044 18,034,933 62,847,729 Affa'sf] gfd M eb« axfb'/ zfxL ;jf/L df]8nM FOTON VIEW CS2 BJ6549B1PDA–RA
Transfer to Deferred Tax Reserves - - - - -35,500,374 - - - 0 - - - 35,500,374 - - 0 Affh]sf gfdM Rofl;; g+=: LVCB2NBA8LS211475
dƌĂŶƐĨĞƌŽĨĞƉƌĞĐŝĂƟŽŶŽŶZĞǀĂůƵĂƟŽŶŽĨWƌŽƉĞƌƚLJĂŶĚƋƵŝƉŵĞŶƚ - - - - - - - - - - - - - - - 0 7]ufgf M b}n]v lhNnf j/fx uf=lj=; j8f g+= )% OlGhg g+=: 76594648
Transfer on Disposal of Revalued Property and Equipment - - - - - - - - - - - - - - - 0
dƌĂŶƐĨĞƌŽŶŝƐƉŽƐĂůŽĨƋƵŝƚLJ/ŶƐƚƌƵŵĞŶƚƐDĞĂƐƵƌĞĚĂƚ&sdK/ - - - - -5,794,143 - - - - - 0 - - - - -5,794,143 gf=k|=g+=M ^#–)!–&#–))&(@ hf/L ldltM @)&#–)#–!$ /+Ë: ;]tf], ag]sf] ;fn: 2020
dƌĂŶƐĨĞƌƚŽ/ŶƐƵƌĂŶĐĞŽŶƚƌĂĐƚ>ŝĂďŝůŝƟĞƐ - - - - - - - - 640,108,989 - - - - 640,108,989
Share Issuance Costs - - - - - - - - - - - - - - - 0 != af]nkq cfjb]g kmf/d afkt ? %))÷– -cIf/]kL kfFr ;o dfq_ Pd=P=8An"= xfo/ kr]h { k|f=ln=-;fljs Pd=P=8An"= OGe]i6d]G6
ŽŶƚƌŝďƵƟŽŶďLJͬŝƐƚƌŝďƵƟŽŶƚŽƚŚĞŽǁŶĞƌƐŽĨƚŚĞŽŵƉĂŶLJ - - - - - - - - - - - - - - - 0 k|f=ln=_ sf] vftfdf hDdf u/]sf] ;Ssn ef}r/ k]z u/L sfof{no ;do leq shf{ c;'nL ljefu, sfg"g ljefuaf6 k|fKt ug{
i) Bonus Share Issued 615,465,517 - - - -615,465,517 - - - - - - - - - - 0
ii) Share Issue - - - - - - - - - - - - - 0 0 ;lsg]5 .
iii) Cash Dividend - - - - -32,392,922 - - - - - - - - - - -32,392,922 @= af]nkq kmf/fd cfkm'n] af]nsaf]n u/]sf] /sd c+s / cIf/df :ki6 pNn]v ug'{kg]{5 .
ŝǀͿŝǀŝĚĞŶĚŝƐƚƌŝďƵƟŽŶdĂdž - - - - - - - - - - - - - - - 0
ǀͿKƚŚĞƌƐ;dŽďĞƐƉĞĐŝĮĞĚͿ - - - - -4,225,132 - - - - - 0 - - - - -4,225,132 #= dfly pNn]lvt lwtf] ;'/If0fx? ;Dk"0f{ hxfF h] h:tf] cj:yf / kl/df0fdf 5, ;f]xL cj:yfdf vl/b ug{ a]Unf a]Un} jf
ĂůĂŶĐĞĂƐŽŶƐŚĂĚŚĞŶĚ͕ϮϬϴϬ 3,155,300,517 0 0 0 258,793,780 18,745,399 0 194,345,894 4,194,250 - 3,664,839 -41,701,597 35,500,374 1,791,731 18,034,933 3,648,670,120 Psd'i7 af]nkq k]z ug{ ;lsg]5 .
^ƚĂƚĞŵĞŶƚŽĨŚĂŶŐĞƐ/ŶƋƵŝƚLJ $= af]nkq;fy cfkm"n] saf]n u/]sf] /sdsf] slDtdf !) k|ltztn] x'g cfpg] w/f}6L /sd o; sDkgLsf] w/f}6L vftfdf
/ŶƐƵƌĂŶĐĞ&ŽƌWĞƌŝŽĚϭϳƚŚ:ƵůLJ͕ϮϬϮϮͲϭϲƚŚ:ƵůLJ͕ϮϬϮϯ&ŝŐŝŶEWZ͘ gub hDdf u/]sf] ef}r/sf] k|lt af]nkq ;fy ;dfj]z u/L k]z ug'{kg]{5 .
KƌĚŝŶĂƌLJ WƌĞĨĞƌĞŶĐĞ ^ŚĂƌĞƉƉůŝĐĂƟŽŶ ^ŚĂƌĞ ZĞƚĂŝŶĞĚ ZĞǀĂůƵĂƟŽŶ ĂƉŝƚĂů ĂƚĂƐƚƌŽƉŚĞ ŽƌƉŽƌĂƚĞ^ŽĐŝĂů ZĞƐƉŽŶƐŝďŝůŝƚLJ /ŶƐƵƌĂŶĐĞ &ĂŝƌsĂůƵĞ ĐƚƵĂƌŝĂů ĞĨĞƌƌĞĚ KƚŚĞƌ ŽŶƚƌŽůůŝŶŐ EŽŶͲ
%= af]nkq a'emfpg] clGtd lbgdf ;fj{hlgs ljbf k/]df To;sf] nut} sfof{no v'n]sf] lbgdf / af]nkq vf]lng] lbgdf
^ŚĂƌĞĂƉŝƚĂů ^ŚĂƌĞƐ DŽŶĞLJWĞŶĚŝŶŐ ůůŽƚŵĞŶƚ WƌĞŵŝƵŵ ĂƌŶŝŶŐƐ ZĞƐĞƌǀĞƐ ZĞƐĞƌǀĞƐ ZĞƐĞƌǀĞ ;^ZͿZĞƐĞƌǀĞƐ &ƵŶĚ ZĞƐĞƌǀĞƐ ZĞƐĞƌǀĞƐ ƚĂdžƌĞƐĞƌǀĞ ZĞƐĞƌǀĞƐ /ŶƚĞƌĞƐƚ
dŽƚĂů
Restated Balance as at Shrawan 1, 2079 2,539,835,000 0.00 - - 648,739,895 18,745,399 - 152,403,390 - - 74,788,060 -30,507,795 - 207,360,775 - 3,611,364,724
;fj{hlgs ljbf k/]df To;sf] nut} sfof{no v'n]sf] lbgdf tf]lsPsf] :yfg ;dodf lnnfd laqm|L ;DalGw sfo{ x'g]5 .
WƌŽĮƚͬ;>ŽƐƐͿ&ŽƌƚŚĞzĞĂƌ - - - - 376,769,045 - - - - - - - - - - 376,769,045 af]nkqbftf jf lghsf] k|ltlglwsf] pkl:ytL gePdf klg af]nkq vf]Ng afwf k'Ug] 5}g .
KƚŚĞƌŽŵƉƌĞŚĞŶƐŝǀĞ/ŶĐŽŵĞĨŽƌƚŚĞzĞĂƌ͕EĞƚŽĨdĂdž - - - - - - - - - - - - - - - -
i) Changes in Fair Value of FVOCI Debt Instruments - - - - - - - - - - - - - - - - ^= af]nkq l:js[t ePsf] ;"rgf kfPsf] ldltn] !%-kGw|_ lbg leq af]nsaf]n u/]sf] ;Dk'0f{ /sd a'emfO{ ;jf/L ;fwg÷crn
ii) Gains/ (Losses) on Cash Flow Hedge - - - - - - - - - - - - - - - - K@\IFI›JI@JIGGIJIGI/ŽE YI X/OQJNJ@^I@GIQI8J@'NI^YU^DI@QNTEIWIQ@J`-R[I@J^NJ@^I@'RIE
ŝŝŝͿdžĐŚĂŶŐĞĚŝīĞƌĞŶĐĞƐŽŶƚƌĂŶƐůĂƟŽŶŽĨ&ŽƌĞŝŐŶKƉĞƌĂƟŽŶ - - - - - - - - - - - - - - - -
iv) Changes in fair value of FVOCI Equity Instruments - - - - - - - - - - -948,309,613 - - - - -948,309,613 leq /sd hDdf gu/]df af]nkq /2 eO{ w/f}6L /sd :jtM hkmt x'g]5 .
ǀͿZĞǀĂůƵĂƟŽŶŽĨWƌŽƉĞƌƚLJĂŶĚƋƵŝƉŵĞŶƚƐͬ'ŽŽĚǁŝůůΘ/ŶƚĂŶŐŝďůĞƐƐĞƚƐ - - - - - - - - - - - - - - - - &= sf/0f v'nfO{ jf gv'nfO{ af]nkq :jLs[t jf c:jLs[t ug]{ ;Dk'0f{ clwsf/ sDkgLdf ;'/lIft /xg]5 .
ǀŝͿZĞŵĞĂƐƵƌĞŵĞŶƚŽĨWŽƐƚͲŵƉůŽLJŵĞŶƚĞŶĞĮƚKďůŝŐĂƟŽŶƐ - - - - - - - - - - - -14,925,069 - - - -14,925,069
Transfer to Reserves/ Funds - - - - -26,239,609 - - 41,942,504 4,194,250 - 237,077,403 3,731,267 - -207,360,775 - 53,345,041 *= af]nkq ;b/ ab/ x'g' cufj} C0fLn] ;Dk'0f{ /sd a'emfPdf k|fKt af]nkqx? /2 u/L lagf Aofh w/f}6L /sd lkmtf{ lbO{g5 ] .
Transfer to Deferred Tax Reserves - - - - -35,500,374 - - - - - - - 35,500,374 - - - (= lnnfd ljlqmsf] k|ls|ofaf6 lwtf] ;sf/ ug{ :jLs[t ePsf] af]nkqbftfn] ;f]lx lwtf] ;'/If0fdf cltl/Qm yk lwtf]
dƌĂŶƐĨĞƌŽĨĞƉƌĞĐŝĂƟŽŶŽŶZĞǀĂůƵĂƟŽŶŽĨWƌŽƉĞƌƚLJĂŶĚƋƵŝƉŵĞŶƚ - - - - - - - - - - - - - - - -
Transfer on Disposal of Revalued Property and Equipment - - - - - - - - - - - - - - - - ;'/If0fdf lnnfd ;sf/ ug]{ ;DklQ vl/b ug{ shf{ dfu u/]df k|rflnt P]g sfg"gsf] clwgdf /lx Auction Finance
dƌĂŶƐĨĞƌŽŶŝƐƉŽƐĂůŽĨƋƵŝƚLJ/ŶƐƚƌƵŵĞŶƚƐDĞĂƐƵƌĞĚĂƚ&sdK/ - - - - -5,794,143 - - - - - - - - - - -5,794,143 sf] ;'ljwf k|bfg ug{ ;lsg]5 . o; ;DaGwdf lg0f{o ug]{ k'0f{ clwsf/ sDkgLdf lglxt /xg]5 .
dƌĂŶƐĨĞƌƚŽ/ŶƐƵƌĂŶĐĞŽŶƚƌĂĐƚ>ŝĂďŝůŝƟĞƐ - - - - - - - - - - 640,108,989 - - - - 640,108,989
Share Issuance Costs - - - - - - - - - - - - - - - - !)= sDkgL ;dIf k|fKt x'g cfPsf lnnfdL af]nkqdf clwstd /sd saf]n ug]{ af]nkqbftfaf6 kl5 d"No a9fpg rfx]df
ŽŶƚƌŝďƵƟŽŶďLJͬŝƐƚƌŝďƵƟŽŶƚŽƚŚĞŽǁŶĞƌƐŽĨƚŚĞŽŵƉĂŶLJ - - - - - - - - - - - - - - - -
i) Bonus Share Issued 615,465,517 - - - -615,465,517 - - - - - - - - - - -
/ pQm /sd sDkgLnfO{ dgfl;j nfu]df ;f]nfO{ ;d]t :jLs[tL k|bfg ug{ ;lsg]5 .
ii) Share Issue - - - - - - - - - - - - - - - !!= la:t[t hfgsf/Lsf nflu sDkgLdf ;Dks{ /fVg ;Sg'x'g]5 .
iii) Cash Dividend - - - - -32,392,922 - - - - - - - - - - -32,392,922
ŝǀͿŝǀŝĚĞŶĚŝƐƚƌŝďƵƟŽŶdĂdž - - - - - - - - - - - - - - - af]nkq k]z ug]{ clGtd ldlt M @)*)÷!@÷!%-lalxaf/_
v) Others (Prior period adjustment) - - - - -4,225,132 - - - - - - - - - - -4,225,132 af]nkq vf]lng] ldlt M @)*)÷!@÷!^ -z'qmaf/_
Balance as on Ashadh end, 2080 3,155,300,517 0.00 - 0.00 305,891,243 18,745,399 0.00 194,345,894 4,194,250 - 3,664,839 -41,701,597 35,500,374 - - 3,675,940,919
af]nkq vf]lng] ;do M ;fFem %M!% ah]
:yfg M Pd=P=8An"= xfo/ kr]h { k|f=ln=,-;fljs Pd=P=8An"= OGe]i6d]G6 k|f=ln=_ skf]/{ 6] sfof{no, lqk'/Z] j/, sf7df08f}F .
k'gZrM o;} ;"rgfnfO{ cfwf/ dfgL sDkgLnfO{ ltg{ a'emfpg' kg]{ shf{ ls:tf /sd jSof}tf /x]sf u|fxs dxfg'efjx?n] oyf ;dodfg}
r'Stf e'Stfg ug'{ x'g cg'/f]w ub{5f}F . cGoyf pk/f]Qmfg';f/ ;"rgf k|sflzt ul/g] Joxf]/f ;Da¢ kIfnfO{ hfgsf/L u/fOG5 .
 BLUE ENERGY LTD.
Notice Inviting Tender (ICB) ^ ahf/ z'qmjf/, ( r}t @)*) | Friday, 22 March 2024

Notice No. BEPL/PKG-EOT Cranes Date: 22.03.2024

Blue Energy Ltd. (BEL) has been entrusted to develop Super Trishuli Hydro Power
Project (100 MW) on river Trishuli in Nepal by Govt. of Nepal on BOOT basis.
Through this invitation, BEL invites bids for competitive bidding from reputed ‘ld; g]kfn @)@$’ sf] 6fO6n
Manufactures in respect of 160/32/10MT EOT crane for Powerhouse and 10
MT EOT crane for GIS hall of the project. :kf]G;/ ‘8fa/ jfl6sf :ofDk'’
BEPL/PKG-EOT Cranes: Design, Manufacture, Supply, Inland Transportation, sf7df8f}+ -c;_ . 8fa/ jfl6sf :ofDk'n] ld; g]kfn
Erection, Testing & Commissioning of Electric Travelling Cranes k|ltof]lutf;Fusf] ljut b'O{ jif{b]lvsf] ;fem]bf/LnfO{ lg/Gt/tf lbg]
Tender documents may be obtained from the office of BEL/website between 22.03.2024
ePsf] 5 . sDkgLn] …ld; g]kfn @)@$Ú sf] 6fO6n :kf]G;/lzksf]
3f]if0ff u/]sf] xf] . of] ;fem]bf/Ln] g]kfnL dlxnfnfO{ ;zQmLs/0f ug]{
and 08.04.2024. The last date of receipt of completed tender is 10.05.2024. For detailed
/ ;f}Gbo{ k|j4{g ug]{ sDkgLsf] p2]Zodf dxŒjk"0f{ e"ldsf lgjf{x
NIT and bid document, please visit our website: https://blueenergy.com.np.
u/]sf] atfOPsf] 5 .
Mr. Sandesh Pant, kl5Nnf s]xL jif{df sDkgLn] g]kfnL dlxnfsf] ljljw k|ltef
Blue Energy Ltd. k|bz{g ub}{ ;'Gb/tf / af}l4stfsf] pTs[i6 gd"gf k|:t't ub}{
5th Floor Alliance Tower, Charkhal Road,
Dillibazaar Kathmandu, Nepal cfPsf] atfOPsf] 5 . zLif{s k|fof]hssf] ¿kdf sDkgLn] dlxnf
Mob No: +977-9841177500 ;zQmLs/0fdf cfkm\gf] ljZjf;nfO{ k'gM k'li6 ub}{ dlxnfnfO{ ;dy{
Landline: 01-4545927 aGg / ;dfhdf k|efj kfg{ dxŒjk"0f{ …Kn]6kmd{Ú k|bfg ug]{ 8fa/
Whattsapp Number: +977-9841177500 g]kfnsf dfs]{l6ª x]8 ceok|;fb uf]vf{nLn] atfP .
Mail Id: sandeshpant@blueenergy.com.np

PgaLcfO{ !^cf}+ jif{df k|j]z

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:yfkgfsf] !%cf}+ jif{ k"/f
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jflif{sf]T;jsf] cj;/df cfof]lht
sfo{qmddf g]kfn /fi6« a}s + sf
ueg{/ dxfk|;fb clwsf/Ln]
OlG:6Ro'6åf/f ;~rflnt ljleGg
;l6{lkms]zg sfo{qmddf pTs[i6
:yfg k|fKt ug]{ k|lzIffyL{nfO{
;Ddfgsf ;fy} OlG:6Ro'6df
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sd{rf/LnfO{ k'/:s[t u/]sf lyP .
;f]xL cj;/df ueg{/
clwsf/Ln] PgaLcfO{åf/f
;~rfng ul/g] b'Oc { f]6f gofF
;l6{lkms]zg sf];x{ ¿ …l/:s
Dofg]hd]G6Ú / …l/6]n a}l+ sªÚsf]
z'ef/De ;d]t u/]sf lyP . ueg{/
clwsf/Ln] a}s + tyf ljQLo
If]qdf Ifdtf clej[l4sf nflu
yk sfo{qmd tyf ;l6{lkms]zg
sf];{ Nofpg'kg]{ cfjZostf
cf}N+ ofP .
pQm cj;/df OlG:6Ro'6sf]
;xof]uL ;:+yf OlG8Pg OlG:6Ro'6
ckm a}l+ sª P08 kmfOgfG;sf
k|dv ' sfo{sf/L clws[t
ljZjs]tg bf;n] ;l6{lkms]zg
sf];s { f] dxŒjaf/] rrf{ u/]sf
lyP . g]kfn a}s + ;{ ;+3sf cWoIf
;'lgn s];Ln] a}s + x¿ PgaLcfO{sf]
ef}lts k"jf{wf/ ljsf; tyf
OlG:6Ro'6sf ljleGg sfo{qmddf
;xeflutfsf nflu ;sf/fTds
/x]sf] atfP . PgaLcfO{sf
k|dv ' sfo{sf/L clws[t s'df/
nD;fnn] OlG:6Ro'6sf ultljlw
tyf efjL sfo{qmdsf af/]df
k|sfz kf/]sf lyP .

Unf]an cfOPdO{ a}+ssf]

‘lu|g 8«fOe’ of]hgf
sf7df8f}+ -c;_ . Unf]an cfOPdO{ a}+sn] c6f] shf{cGtu{t
ljB'tLo ;jf/L;fwg k|j4{g ug{ Go"gtd\ Aofhb/df …lu|g 8«fOeÚ
of]hgf ;fj{hlgs u/]sf] 5 . o; of]hgfcGtu{t JolQmut
k|of]hgsf] nflu rf/kfª\u|] ;jf/L;fwg v/Lb ubf{ ( bzdnj $(
k|ltztb]lv ( bzdnj (( k|ltzt;Ddsf] l:y/ Aofhb/df shf{
kfOg] atfOPsf] 5 .
shf{sf] cjlw % jif{;Ddsf] nflu l:y/ ( bzdnj $( k|ltzt
/ % jif{eGbf a9Lsf] nflu l:y/ ( bzdnj (( k|ltzt Aofhb/
/x]sf] a}+sn] hfgsf/L lbPsf] 5 . of] of]hgfn] ljB'tLo ;jf/L;fwgsf]
k|of]u ug]{ dgl:ylt ePsf u|fxsn] nfe lng]{ ljZjf; a}+ssf] 5 .

;d[l4 kmfO{gfG;åf/f ljQLo

;fIf/tf sfo{qmd
sf7df8f}+ -c;_ . Unf]an dgL ljs @)!$ cGtu{t ;d[l4
kmfOgfG;sf hgsk'/, v/]Gb|k'/, O6x/L / cf}/xL zfvfn] ljQLo
;fIf/tf sfo{qmd ;DkGg u/]sf 5g\ .
;+:yfsf] hgsk'/ zfvfaf6 df]8n sn]h, hgsk'/, v/]Gb|k'/
zfvfaf6 Sjfln6L Ph's];g, O6x/L zfvfaf6 l;d/jg /fwf
s[i0f dlxnf ;d"x / cf}/xL zfvfaf6 lah'nk'/ ahf/sf :yfgLo
jfl;GbfnfO{ ljQLo ;fIf/tf lbPsf x'g\ .
sfo{qmddf cgfjZos vr{nfO{ s6f}tL u/]/ artsf] afgL
a;fNg ;s] eljiosf] hLjgofkg ;xh agfpg ;lsg] tyf ljleGg
l8lh6n a}+lsª sf/f]af/ tyf o;sf cj;/ / r'gf}tLsf] ljifodf
k|:t'tLs/0f ul/Psf] lyof] .

s[lif ljsf; a}+ssf] ‘ljBfyL{;“u

a}+s’ sfo{qmd ;DkGg
sf7df8f}+ -c;_ . s[lif ljsf; a}+sn] wg'iffsf] ob's'xfdf
…ljBfyL{;Fu a}+sÚ sfo{qmd ;DkGg u/]sf] 5 . a}+ssf] dw]z k|b]z
sfof{no hgsk'/wfdsf] cfof]hgfdf zxLbgu/–# l:yt hgtf Pstf
k|fljlws dfWolds ljBfnodf a'wjf/ pQm sfo{qmd ul/Psf] xf] .
Unf]an dgL ljs @)@$ sf] cj;/ kf/]/ cfof]lht sfo{qmddf
sIff !! / !@ df cWoog/t Joj:yfkg ;+sfosf ljBfyL{ / ;f]xL
ljBfnosf lzIfsx¿sf] ;xeflutf lyof] . sfo{qmddf art, artsf]
;b'kof]u, k};fsf] ;'/Iff, l8lh6n k|f]8S6sf ljz]iftf nufot ljifodf
hfgsf/L lbOPsf] lyof] .

;]G6«n kmfOgfG;sf] ljQLo

;fIf/tf cleofg
sf7df8f}+ -c;_ . …Unf]an dgL ljs @)@$Ú sf ;Gbe{df ;]G6«n
kmfO{gfG; lnld6]8n] ljleGg zfvfdfkm{t ;KtfxJofkL ljQLo ;fIf/tf
sfo{qmd ;~rfng ul//x]sf] 5 . o;} qmddf ;+:yfsf 8sfxf,
latf{df]8, lj/f6gu/ / alb{af; zfvfn] ljQLo ;fIf/tf sfo{qmd
;DkGg u/]sf 5g\ . ;+:yfn] l;Gw'nLsf] 8sfxfl:yt ;/:jtL SofDk;,
latf{df]8 zfvfn] dx]Gb|/Tg ;]s]08/L :s"n, lj/f6gu/ zfvfn] /fd
;Ltf dfWolds ljBfnodf a}+s tyf ljQLo ;+:yfsf] af/]df ljBfyL{
hfgsf/L lbOPsf] 5 . To:t} alb{af; zfvfn] alb{af;sf cGo a}+s
ljQLo ;+:yf;Fusf] ;xsfo{df ljQLo ;fIf/tf hfu/0fsf nflu
k|eftkm]/L sfo{qmd ;DkGg u/]sf] atfOPsf] 5 .

df5fk'R5«] a}+ssf] ;xof]udf z}n]Zj/L

dfljdf zf}rfno lgdf{0f
sf7df8f}+ -c;_ . df5fk'R5«] a}+sn] s}nfnLsf] uf]bfj/L–^ l:yt
z}n]Zj/L dfWoflds ljBfnodf zf}rfno lgdf{0fdf ;xof]u u/]sf] 5 .
laxLjf/ sfo{qmdaLr a}+sn] lgdf{0f u/]sf * cf]6f zf}rfno ljBfno
Joj:yfkg ;ldltnfO{ x:tfGt/0f ul/Psf] xf] .
a}+ssf dxfk|aGws k|l;4/fh cof{nn] a}+sn] ljBfno ;~rfngsf
nflu clt cfjZos kg]{ zf}rfnosf] c;'ljwfsf sf/0f k7gkf7gdf
;d]t ;d:of ePsf] hfgsf/L kfPkl5 a}+sn] k"jf{wf/ lgdf{0f u/]sf]
hfgsf/L lbP . ljBfno Joj:yfkg ;ldltsf cWoIf vu/fh kf7sn]
a}+ssf] ;fdflhs sfo{sf] ;/fxgf ub}{ o:tf ;xof]un] ljBfno
;~rfngsf nflu pTk|]/0ff ldNg] atfP .
 z'qmjf/, ( r}t @)*) | Friday, 22 March 2024 k"“hLahf/ &

nuftf/ tLg sf/f]af/ lbg 36\of] g]K;] Nepal Ban Nigam Limited
Babarmahal, Kathmandu, Nepal
Tel: +977-1-5322192,
▐ cleofg ;+jfbbftf d"No k|ltlsQf ¿= !!# sfod a/fa/sf] lwtf]kq v/Lb a|f]s/ g+= $* /x]sf] 5 . h;af6 @* s/f]8 %@ nfv a/fa/sf] Website: https://nbnl.gov.np, Email: info@nbnl.gov.np
ePsf] 5 . To:t} ;jf{lws z]o/ ePsf] b]lvG5 . o:t} bf];|f]df laxLjf/sf] ahf/df ¿= ! ca{ lwtf]kq lsga]r ePsf] 5 .
sf7df8f}+ Invitation for Electronic Bids
v/LbljqmL x'g] bf];f| d] f uf]vf{h
;ftfsf] clGtd sf/f]af/ kmfOgfG;sf] ¿= @* s/f]8 %# Contract Identification Number: NBNL/B/NCB/S/2080/81-12
lbg laxLjf/ g]K;] kl/;"rs !% nfv a/fa/sf] sf/f]af/ ePsf] xf] . Date of Notice Publication:22 March 2024
bzdnj #& c+s 36]sf] sf/f]af/df cfPsf !# 1. The Nepal Ban Nigam Limited (NBNL) invites Electronic Bids from Eligible Bidders for
the Procurement of Services (Felling and Logging of Marked Trees, Debarking of Logs,
5 . laxLjf/;Fu} nuftf/ tLg ;d"xut kl/;"rsdWo] Jofkf/ Transporting to Specified Log-yard, Piling and Stacking Firewood at Kumarkhat,
sf/f]af/ lbg g]K;] kl/;"rs 36]/ ;d"xsf] ;"rs z"Go bzdnj Bishnupaduka, Panchkanya and Ramdhuni National Forests of Sunsari District) under
@ xhf/ $* bzdnj %& ljGb'df ^% k|ltzt j[l4 ePsf] 5 eg] National Competitive Bidding (NCB)–Single Stage Single Envelope procedures. Bidding is
open to all Eligible Bidders as mentioned in the Bidding Document.
k'us] f] 5 . afFsL ;a} ;d"xsf] ;"rs 36]sf] 2. Eligible Bidders may obtain further information and inspect the Bidding Documents at the
sf/f]af/ /sd eg] cl3Nnf] xf] . ;a}eGbf a9L n3'ljQ ;d"xsf] Pg cfO{ ;L Plzof a}+s lnld6]8sf] wgu9L rf}/fxf zfvf office of NBNL, Kathmandu or Biratnagar branch offices of NBNL or may visit e-GP system
sf/f]af/ lbgsf] t'ngfdf a9]sf] ;"rs ! bzdnj #@ k|ltzt of PPMO: www.bolpatra.gov.np/egp.
5 . laxLjf/ #!% lwtf]kqsf] ! 36]sf] 5 .
:yfgfGt/0f ;DaGwL cToGt h?/L ;"rgf 3. Complete set of Bidding Document for the task is available online and may be downloaded for
e-submission from the e-GP system of PPMO: www.bolpatra.gov.np/egp. Bidders, submitting
s/f]8 *% nfv %@ xhf/ &)% s'n sf/f]af/df ;jf{lws lx:;f o; a}+ssf]] wgu9L pkdxfgu/kflnsf j8f their Bid electronically, should deposit the cost of the Bidding Document (non-refundable
lsQf, %@ xhf/ #!& k6sdf ;+:yfks z]o/sf] g+= # uf]bfj/L /f]8df ;~rfngdf /x]sf] wgu9L fee)NRs. 3,000.00 to the NBNL’s Account Number: 0106011614001, Nabil Bank Limited,
¿= $ ca{ #! s/f]8 a/fa/sf] sf/f]af/ /sdsf cfwf/df rf}/fxf zfvf ldlt @)*)÷!@÷!! ut] cfOtaf/ Tindhara, Durbarmarg, Kathmandu Branch and as canned copy (PDF format) of the voucher/
sf/f]af/ ePsf] 5 . laxLjf/ ;+:yfks z]o/n] ;jf{lws receipt of the deposited amount must be submitted/uploaded along with the Electronic Bid.
b]lv wgu9L pkdxfgu/kflnsf j8f g+= $ wgu9L 4. Interested Bidders are required to submit the Electronic Bid through e-GP system of PPMO:
sf/f]af/df cfPsf lx:;f cf]u6]sf] 5 . s'n ctl/of /f]8df -;flassf] :yfgaf6 sl/a %) www.bolpatra.gov.np/egp to the office of NBNL on or before 1:00 P.M. on 21April 2024.
lwtf]kqdWo] ;a}eGbf a9L sf/f]af/dWo] #) bzdnj (^ ld6/ k'j{ tk{m o; a}+ssf] If]lqo sfof{no /x]sf] 5. Submitted Bids will be opened in the presence of Bidder's representatives who choose to attend
wf}nflu/L n3'ljQ ljQLo ;+:yfsf] k|ltzt lx:;f cf]u6]sf] pQm ejgdf_ :yfgfGt/0f eO{ ;f] gofF :yfgaf6 at 1:15 P.M. on 21April 2024 at the office of NBNL, Kathmandu, Nepal.
z]o/ d"No !) k|ltzt j[l4 ePsf] ;d"xsf] ¿= ! ca{ ## s/f]8 ;Dk"0f{ a}+ls· sf/f]af/ ;~rfng x'g] Joxf]/f NIC ASIA BANK Ltd.
Dhangadi Chauraha Branch
New Building 6. Bid must be valid for a period of 90 days counting from the day of bid opening and must
;d:t u|fxs dxfg'efj tyf ;DalGwt ;a} be accompanied by bid security (Scanned copy in PDF format), amounting to a minimum of
5 . z]o/ d"No k|ltlsQf ¿= ! %# nfv a/fa/sf] lwtf]kq Old Building
NRs. 75,000.00, which shall be valid for a minimum of 30 days beyond the validity period of
xhf/ $)* k'us ] f] xf] . To:t} lsga]r ePsf] 5 . o:t} ;jf{lws ;/f]sf/jfnfx?nfO{ hfgsf/L u/fO{G5 . the Bid (i.e. Valid up to a minimum of 18August 2024).
bf];f| d] f ;jf]Q{ d l;d]G6sf] z]o/ sf/f]af/ ug]{ ;d"xdWo] bf];f| ] 7. If Bidder wishes to submit the bid security in the form of cash, the cash should be deposited
cTofjZos hfgsf/Lsf] nflu wgu9L rf}/fxf in NBNL’s Call Account Number: 00100600167687000001, NMB Bank Ltd., Babarmahal,
d"No ( bzdnj (( k|ltzt j[l4 :yfgdf hnljB't\ ;d"x /x]sf] 5 . zfvfsf zfvf k|aGws >L /d]z P]/ – Kathmandu and a scanned copy in PDF format of the voucher/receipt of the deposited amount
ePsf] 5 . z]o/ d"No k|ltlsQf pQm ;d"xsf] ¿= &! s/f]8 ($ -(*$!%)$)#%÷(*)!(*@%&)_ nfO{ ;Dks{ must be submitted/uploaded along with the Electronic Bid.
¿= &#( bzdnj () k'us ] f] xf] . nfv a/fa/sf] lwtf]kq lsga]r ug'{x'g cg'/f]w ul/G5 . 8. Other details are provided in the Bidding Document available in the e-GP system of PPMO:
laxLjf/ a'4e'dL g]kfn ePsf] 5 . www.bolpatra.gov.np/egp.
xfO8«fk] fj/ sDkgLsf] z]o/ d"No a|fs
] / g+= $( af6 ;jf{lws
!) k|ltzt 36]/ k|ltlsQf ¿= sf/f]af/ c7f6] sf]
cu
fl8
5

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Io ;De IRN A- (Is)

%$$ bzdnj %) df em/]sf] laxLjf/sf] ahf/df a|fs

] / g+=
5 . To:t} bf];f| d] f af]6n;{ g]kfn $( ;jf{lws sf/f]af/ ug]{dWo]
-afnfh'_sf] z]o/ d"No ( bzdnj zLif{ :yfgdf /x]sf] 5 . pQm
$^ k|ltzt 36]/ ¿= !^ xhf/ a|f]s/af6 ¿= ! ca{ #( s/f]8
^!% sfod ePsf] xf] . &$ nfv a/fa/sf] lwtf]kq
;jf{lws z]o/ v/LbljqmL lsga]r ePsf] xf] . sf/f]af/
df5fk'R5]« a}s + sf] ;+:yfks z]o/sf] cjlwdf pQm a|f]s/af6 ¿=
ePsf] 5 . o; sDkgLsf] ¿= ! ! ca{ #) s/f]8 *% nfv
ca{ @! s/f]8 a/fa/sf] ;+:yfks a/fa/sf] lwtf]kq ljqmL ePsf]
z]o/sf] sf/f]af/ ePsf] xf] . z]o/ 5 eg] ¿= * s/f]8 *( nfv

vfgLvf]nf zfvf, w'lgj]zL gu/kflnsf, wflbª

;Dks{ kmf]gM +(&&–)!–)$)!!&)÷&!÷&@

lnlvtd\ >L g/ axfb'/ >]i7sf] gflt, /fd axfb'/ >]i7sf] 5f]/f, afudtL
k|b]z wflbª lhNnf, w'lgj]zL gu/kflnsf j8f g+= )& xfn w'lgj]zL )&, a:g]
%# jif{sf] >L aRr'/fd >]i7sf] ldlt @)*)÷!!÷!^ -O{=;+= @*÷)@÷@)@$_ df
d[To' ePsf]n] :j= aRr'/fd >]i7sL kTgL xfn w'lgj]zL )&, a:g] >LdtL
lvn s'df/L >]i7n] d[tssf] Psn gfddf o; a}+sdf ;~rfngdf /x]sf]
vftfsf] lgIf]k e'QmfgL kfpmF egL lgj]bg lbg'ePsf] xF'bf pQm lgIf]kdf lgh
afx]s cGo s;}sf] xsbfaL eP of] ;"rgf k|sflzt ePsf] ldltn] #%
-k+}tL;_ lbgleq ;a't k|df0f ;lxt o; a}+ssf] vfgLvf]nf zfvf,
w'lgj]zL gu/kflnsf, wflbªdf bfaL ug'{x'g of] ;"rgf k|sflzt ul/Psf] 5 .
pNn]lvt Dofbleq s'g} lgj]bg k|fKt gePdf jf l/t k"j{ssf] lgj]bg k|fKt
gePdf sfg"g adf]lhd /sd e'QmfgL x'g] Joxf]/f ;d]t ;DalGwt ;a}sf]
hfgsf/Lsf] nflu o;} ;"rgf dfkm{t hfgsf/L u/fO{G5 .
c7f6
] sf]
cu
fl8
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 lh=k|=sf=sf7=b=g+= &÷)^@÷^#, d=If]=x'=b=g+= @^÷)^(÷&)

* ;dfrf/ z'qmjf/, ( r}t @)*) | Friday, 22 March 2024

Plzog nfO{km OG:of]/]G; s+=ln=sf] bf];|f] cfjlws of]hgf lgdf{0fdf

!^cf}+ aflif{s ;fwf/0f ;efsf] sfd sf/jfxLsf] lg0f{o -dfO{Go"6_
ljj/0f ;DaGwdf sDkgL P]g @)^# sf] bkmf &% -#_ sf]
h'6\of] n'lDagL k|b]z ;/sf/ tLtf]dL7f]
bfª . n'lDagL k|b]z ;/sf/n] pgn] klxnf] cfjlws yfn]sf] hfgsf/L pgn] lbP .
Joj:yf adf]lhdsf] ;"rgf k|b]zsf] bf];|f] cfjlws of]hgf
lgdf{0fsf] yfngL u/]sf] 5 .
of]hgf sfof{Gjogsf qmddf
o; cjlwdf tLg xhf/ tLg ;o
cfufdL cfjlws of]hgfsf
nflu k|bz ] of]hgf cfof]un]
k};f d'bf{jfb ⁄ dbg nD;fn
k|b]z ;/sf/sf] gofF ;+/rgfdf ^@ lsnf]ld6/ ;8s k"jf{wf/ cfly{s jif{ @)*)÷*! b]lv
!= ;efsf] ;+rfng M Plzog nfO{km OG:of]/]G; sDkgL lnld6]8sf]] !^cf}+ aflif{s ;fwf/0f ;ef, ;+rfns ;ldltsf cWoIf >L lbks s'df/ >]i7Ho"sf] klxnf]k6s lgdf{0f ul/Psf] ljsf; ePsf], () k|ltzt @)*^ ;Dd nfu" x'g] …;d[4 cfhsf] lbgdf hf] x]¥of], To} k};fs} kl5 eflu/x]sf] 5 .
cWoIftfdf @)*)÷!!÷!* ut] z's|af/ -tbg';f/ dfr{ !, @)@$_ :jod ;xefuL eO{ xf]6n Snfl;s l;d/f,af/fdf ;DkGg eof] .
cfjlws of]hgfsf] ;do ;lsg 3/w'/Ldf :jR5 vfg]kfgLsf] n'lDagL M cfly{s ljsf;, ;du| ljZj g} olta]nf k};fs} k5fl8 o;/L bf}l8/x]sf] 5,
@= z]o/wgLx?sf] pkl:yltM z]o/wgLx? :j+o @& hgf, z]o/wgLx?sf] k|f]lS; dfkm{t &^ hgf u/L hDdf !)# hgf tyf hDDff pkl:ylt z]o/ ;+Vofsf]
nfUbf k|b]z ;/sf/ of]hgf kx'Fr k'u]sf], k|b]zsf hgtfdf z';f;g, ;dfgtf / ;d'Ggt dfgf}+ p;nfO{ d[To'n] g} nv]l6/x]sf] 5 . dflg;sf nflu
cfwf/df %!=$) k|ltzt lyof] .
#=;"rgf k|sfzgM sDkgLsf] !^cf}+ aflif{s ;fwf/0f ;efsf] ;"rgf cfly{s cleofg /fli6«o b}lgsdf ldlt @)*)÷!)÷@% ut]sf] c+sdf klxnf] k6s cfof]un] bf];|f] cfjlws of]hgf OG6/g]6sf] kx'Fr j[l4 / ;f]rÚsf ;fy :yfgLo tx, lhNnf h;/L d[To' clGtd ;To xf], To;/L g} k};f sdfpg' klg
tyf ldlt @)*)÷!!÷)$ ut] ;f]xL klqsfdf bf]>f] k6s k|sflzt ul/Psf] lyof] . ;fy} aflif{s k|ltj]bg k'l:tsf z]o/wgL dxfg'efjx?sf] pknAw
lgdf{0fsf] yfngL u/]sf] xf] . dlxnfsf] ;fIf/tf b/df / k|fb]lzs sfof{no;Fu k|f/lDes clGtd ;To alg;s]sf] 5 . …PgL xfp, k};f sdfpmÚ eGg] t
7]ufgfdf x'nfs, s'l/o/ / sd{rf/L dfkm{t k7fO{Psf] lyof] . z]o/wgLx?sf] df]afOndf SMS k7fP/ hfgsf/L u/fOPsf] lyof] . ;fy} sDkgLsf] aflif{s l;4fGt} alg;Sof] . dflg;sf nflu afa', cfdf, 5f]/f, 5f]/L,
k|ltj]bg tyf ;fwf/0f ;efsf] lj:t[t ljj/0f sDkgLsf] j]a;fO6df ;d]t /flvPsf] lyof] . k|b]z ;/sf/sf] gofF ;+/rgfdf j[l4h:tf dxŒjk"0f{ pknlAw d:of}bfdf 5nkmn z'¿ u/]sf]
$= aflif{s k|ltj]bg k|:t'tL M ;efsf cWoIf >L lbks s'df/ >]i7 Ho"n] cfly{s jif{ @)&(÷*) sf] ;+rfns ;ldltsf]] aflif{s k|ltj]bg k|:t't ug'{ klxnf]k6s cfly{s jif{ xfl;n ePsf] atfP . s'g} klg 5 . s[lif, pBf]u, ko{6g / xl/t 3/, kl/jf/eGbf klg k};} 7"nf] ePsf] 5 .
ePsf] lyof] . @)&%÷&^ df agfOPsf] klxnf] of]hgf sfof{Gjog / of]hgfdf cy{tGqsf If]qdf a[xQ/ /f]huf/L k};fs} nflu ;DaGw hf]8g\ ] / k};f ;lsPkl5 tf]8g\ ] klg
%= ;efsf] k|:tfj tyf lg0f{ox?M ;fwf/0f ;efaf6 5nkmn kZrft lgDgfg';f/ k|:tfjx? ;j{;DdtLaf6 Kffl/t ug]{ lg0f{o ul/of] . 5g\\ . hf]uLx¿ ef]uL / ef]uLx¿ hf]uLsf e]ifdf 3'ld/x]s}
-s_ ;fdfGo k|:tfjx?M cfjlws of]hgf lgdf{0f ul/Psf] ;d]6\g'kg]{ ljifo /fHosf] tNnf] tyf pBdzLntfsf ljBdfg
k|:tfj g+= !_ ;+rfns ;ldltsf] tkm{af6 cWoIfHo"åf/f k|:t't x'g] cfly{s jif{ @)&(÷*) sf] aflif{s k|ltj]bg pk/ 5nkmn ul/ kfl/t ug]{ af/] . lyof] . klxnf] cfjlws of]hgf lgsfoaf6 cfpFbf sfof{Gjogdf ;Defjgfsf] pkof]u ub}{ gofF 5g\ ;dfhdf . kFh " LjfbLeGbf ufnL, ;dfhjfbL eGbf tfnL
lg0f{o g+= !_ ;+rfns ;ldltsf] tkm{af6 cWoIfHo"åf/f k|:t't cfly{s jif{ @)&(÷*) sf] aflif{s k|ltj]bg pk/ 5nkmn ul/ ;j{;Ddt ?kdf kfl/t lgdf{0f clwsf+z tYof+ssf] ;xh x'g] ePsfn] cfufdL ;Defjgfsf] ;d]t klxrfg ahfpg]x¿ b]ze } l/ xfaL 5g\ . ;xL t/Lsfn] wg sdfpg'
ug]{ lg0f{o ul/of] . unt, t/ gLlt lgod lauf/]/, a+UofP/, 5nfP/ sdfpg' r}+
k|:tfj g+= @_ n]vfkl/Ifssf] k|ltj]bg ;lxt cfly{s jif{ @)&(÷*) (NFRS adf]lhd ) cfiff9 d;fGt ;Ddsf] jf;nft, gfkmf÷gf]S;fg lx;fa, sdL /x] klg cfjlws of]hgfdf cfjlws of]hgfsf ljifodf ub}{ pTkfbg / pTkfbsTj j[l4
;f]xL cjlwsf] gub k|jfxsf] ljj/0f / ;f] ;DalGw ;+nUg cg'';"rLx? dfly 5nkmn tyf kfl/t ug]{ af/] . dxŒjk"0f{ of]hgf lgdf{0f :yfgLo txsf hgk|ltlglw ug]{ /0fgLlt /x]sf] n'lDagL ;xL . d/]kl5 nfg' s]xL 5}g eGg] kl08tx¿ g} eg]hlt bfg
lg0f{o g+= @_ n]vfk/LIfssf] k|ltj]bg ;lxt cfly{s jif{=@)&(÷*) (NFRS adf]lhd ) cfiff9 d;fGt ;Ddsf] jf;nft, gfkmf÷gf]S;fg lx;fa, ;f]xL ul/Psf] k|b]z of]hgf cfof]usf / sfo{sf/L k|d'v;Fu k|bz
] of]hgf cfof]usf pkfWoIf blIf0ff gkfpFbf tF tF / d ddf plqg a]/ nfpGgg\ .
cjlwsf] gub k|jfxsf] ljj/0f / ;f] ;DalGw ;+nUg cg'';"lrx? dfly 5nkmn u/L kfl/t ug]{ lg0f{o ul/of] .
k|:tfj g+= #_ ;~rfns ;ldltaf6 k|:tfljt gub nfef+z (s/ k|of]hgsf] nflu) )=$)&*Ü n] x'g cfpg] ?=!,@*,&),#)%÷– -cIf?kL Ps s/f]8 pkfWoIf gxs'n s];Ln] atfP . of]hgf cfof]un] 5nkmn s];Ln] atfP . /f;; k};fn] dflg;nfO{ e|i6 agfpF5, To;}n] k};} grflxg]
c¶fO; nfv ;Q/L xhf/ tLg ;o kfFr dfq_ kfl/t ug]{ af/] . ;dfgtfsf] zf;g NofpF5f}+ eGb} lxF8g\ x] ¿ klg clxn]
lg0f{o g+= #_ ;+rfns ;ldltaf6 k|:tfljt gub nfef+z (s/ k|of]hgsf] nflu) )=$)&*Ü n] x'g cfpg] ?=!,@*,&),#)%÷– -cIf?kL Ps s/f]8 ;'gv]tLlt/ kf] nfu]sf b]lvG5g\ . ;dfhjfbsf] h/f] vf]Hg';\
c¶fO; nfv ;Q/L xhf/ tLg ;o kfFr dfq_ kfl/t ug]{ lg0f{o ul/of] .
k|:tfj g+= $_ ;j{;fwf/0f z]o/wgL ;d"xaf6 k|ltlglwTj ug]{ ;+rfns kb–-!_ hgfnfO{ lgo'Qm ug]{ lg0f{o ul/Psf]df ;f] sf] cg'df]bg ug]{ af/] .
dfg'ifL n3'ljQ ljQLo ;+:yf lnld6]8 ls k"h F Ljfbsf] nx/f] ;dfpg';,\ leqL s'/f] rflxF bfdd} uP/
lg0f{o g+= $_ ;j{;fwf/0f z]o/wgL ;d"xaf6 k|ltlglwTj ug]{ ;+rfns kb–-!_ hgfnfO{ lgo'Qm ug]{ lg0f{o ul/Psf]df ;f] sf] cg'df]bg ug]{ ;j{ MANUSHI LAGHUBITTA BITTYA SANSTHA LTD c8\lsG5 . gfds} nflu sfd u/]sf] eGg]x¿ klg bfdafx]s
;Ddtn] lg0f{o ul/of] .
g]kfn /fi6« a}saf6 æ3Æ ju{sf] O{hfht k|fKt /fli6«o:t/sf] sfo{If]q ePsf] ;+:yf c¿ b]Vb}gg\ . ToxL eP/ xf]nf ‘wg eg]kl5 dxfb]jsf klg
k|:tfj g+= %_ cfly{s aif{ )*)÷*! sf] nflu n]vfkl/Ifssf] lgo'QmL tyf lghsf] kfl/>lds lgwf{/0f ug]{ ;DaGwdf.
lg0f{o g+= %_ cfly{s jif{ )*)÷*! sf] nflu n]vfkl/If0f ;ldltsf] l;kmf/Lz adf]lhd afXo n]vf kl/Ifs >L B.K. Agrawal & Co. Chartered s]Gb|Lo sfof{no ag]kf—!#, e}+;]kf6L, sfe]|knf~rf]s t];f| ] cfFvf v'N5’ eg]sf] .
Accountants nfO{ NFRS adf]lhd (Financial / Tax Audit) ug{ kfl/>lds jfkt ?=%,)),))).– -Eof6 afx]s_ k|bfg ug]{ u/L lgo'Qm kmf]g g+= 011-662785, 011-663127 /ftdf k};f . lbgdf k};f . dfofdf k};f . wf]vfdf k};f .
ul/Psf]df ;f] cg'df]bg ug]{ ;j{ ;Ddltn] lg0f{o ul/of] . Od]nM info@manushilbs.com.np, j]a;fO{6 https://manushilbs.com ddtf lsGg ;Sg] k};f . efjgf l5Gg ;Sg] klg k};f .
-v_ ljz]if k|:tfjx? M
k|:tfj g+= !_ cfly{s jif{ @)&(÷*) ;Ddsf] ;+lrt gfkmfaf6 o; sDkgLsf] r'Qmf k"FhL ?=#,!%,%#,)),%!&÷– sf] af]g; z]o/ &=&%Ü n] x'g kf“rf}+ jflif{s ;fwf/0f ;ef ;DaGwL ;"rgf g/fd|fn ] fO{ /fd|f] b]vfpg] k};f . cgy{nfO{ cy{ lbg] k};f .
cfpg] ?=@$,$%,#%,&()÷–-cIf?kL rf}la; s/f]8 k}tfln; nfv k}QL; xhf/ ;ft ;o gAa] dfq_ /sd a/fa/sf] af]gz z]o/ oqtq ;j{q 5 k};f . t/ klg k|fKt ug{ sl7g 5 k};f . k};f
ljt/0f ug]{ k|:tfj kfl/t ug]{. k|yd k6s k|sflzt ldlt @)*)÷!@÷)( ut] ;a}nfO{ Kof/f] 5 . t/ ;a}n } ] o;nfO{ cfkm\g} agfpg uf/f]
lg0f{o g+= !_ cfly{s jif{ @)&(÷*) ;Ddsf] ;+lrt gfkmfaf6 o; sDkgLsf] r'Qmf k"FhL ?=#,!%,%#,)),%!&÷– sf] af]g; z]o/ &=&%Ü n] x'g
cfpg] ?=@$,$%,#%,&()÷– -cIf?kL rf}la; s/f]8 k}tfln; nfv k}+QL; xhf/ ;ft ;o gAa] dfq_ /sd a/fa/sf] af]gz z]o/ >L cfb/0fLo z]o/wgL dxfg'efjHo'x?, 5 . zfob To;}n] t k};fnfO{ eujfg\ dfg]sf] .
ljt/0f ug]{ lg0f{o ul/of] . o; dfg'ifL n3'ljQ ljQLo ;+:yf ln= sf] ;+rfns ;ldltsf] ldlt @)*) ;fn r}q )* ut] a;]sf] &* s] eof]] eg] sdfOG5 t k};f < Odfgbf/ eP/ ls
k|:tfj g+= @_ >L g]kfn aLdf k|flws/0fsf] lgb]{zg adf]lhd ?=% ca{ r'Qmf k"FhL k'¥ofpg &=&%Ü af]gz z]o/ ljt/0f kZrft\ sfod x'g] r'Qmf k"FhL a]Odfg ag]/ < nugzLn, st{Jolgi7, d]xgtL eP/ ls
?=#,#(,(*,#^,#)&÷– -cIf?kL tLg ca{ pGrfnL; s/f]8 cG7fgAa] nfv 5QL; xhf/ tLg ;o ;ft dfq_ sf] $@ k|ltzt cyf{t\ cf}+ a}7ssf] lg0f{o adf]lhd o; ljQLo ;+:yfsf] kfFrf}+ jflif{s ;fwf/0f ;ef -cf=j=@)&(÷)*)_ b]xfo
-!M)=$@_ sf] cg'kftdf xsk|b z]o/ hf/L ug]{ . adf]lhdsf k|:tfjx? dfly 5nkmn tyf lg0f{o ug{sf nflu lgDg ldlt, ;do / :yfgdf a:g] ePsf] ;donfO{ lrg]/ < Odfgbf/ / kl/>dLn] k};f sdfpg] eP
lg0f{o g+= @_ >L g]kfn aLdf k|flws/0fsf] lgb]{zg adf]lhd ?=% ca{ r'Qmf k"FhL k'¥ofpg &=&%Ü af]gz z]o/ ljt/0f kZrft sfod x'g] r'Qmf k"FhL x'Fbf sDkgL P]g, @)^# sf] bkmf ^& cg';f/ ;Dk"0f{ z]o/wgL dxfg'efjx?sf] hfgsf/L tyf pkl:yltsf] t ;a}eGbf wgL ls;fgx¿ x'gk' g]{ x}g / eGof < To;f] eP
?=#,#(,(*,#^,#)&÷– -cIf?kL tLg ca{ pGrfnL; s/f]8 cG7fgAa] nfv 5QL; xhf/ tLg ;o ;ft dfq_ sf] $@ k|ltzt cyf{t\
-!M)=$@_ sf] cg'kftdf xsk|b z]o/ hf/L ug]{ lg0f{o ul/of] . nflu cg'/f]w ub}{ of] ;"rgf k|sflzt ul/Psf] 5 . nufgLsf If]q klxrfg ug{ ;Sg] eP/ jf lzlIft eP/ k};f
k|:tfj g+= #_ pNn]lvt af]gz z]o/ ljt/0f / xsk|b z]o/ lgisfzg kZrftsf] xb;Dd hf/L tyf r'Qmf kF"hL j[l4 ug{ :jLs[tL ug]{ af/] . sdfpg ;lsG5 ls nIdLsf] k"hf u/]/ < ls efUon] ;fy
;fwf/0f ;ef x'g] ldlt, ;do / :yfgM
lg0f{o g+= #_ pNn]lvt af]g; z]o/ ljt/0f / xsk|b z]o/ lgisfzg kZrftsf] xb;Dd hf/L tyf r'Qmf kF"hL j[l4 ug{ :jLs[tL k|bfg ug]{ lg0f{o lbP dfq xft k5{ k};f < csf{sf] b]v/] x'G5 ls efUodf n]v/]
ul/of] . ;ef x'g] ldlt M @)*) ;fn r}q #) ut] z'qmjf/ -tbg';f/ clk|n !@, @)@$_ . cfpg'k5{ < t/ efUodf 5 eg] 8f]sfdf b"w cfkm} cl8G5 <
k|:tfj g+= $_ z]o/ ;+/rgfdf kl/jt{g kZrft\ ;+rfns ;ldltsf] ;+/rgfdf ;d]t kl/jt{g ug{sf nflu ;+rfns ;ldltdf ;+:yfks ;d"xaf6 # hgf, ;ef x'g] ;do M laxfg !)M#) ah] .
;j{;fwf/0f ;d"xaf6 @ hgf tyf ! hgf :jtGq ;~rfns /xg] u/L hDdf ^ hgfsf] ;+rfns ;ldlt sfod /xg] / ;f]xL adf]lhd cyf{t\ sd{ ug{ kb}g{ <
lgodfjnLdf cfjZos ;+zf]wg ug]{ k|:tfj kfl/t ug]{ . ;ef x'g] :yfg M xf]6n pu|r08L, ag]kf gu/kflnsf j8f g+= &, sfe|]knf~rf]s . Pp6f sfuhsf] 6'qmfnfO{ l;+uf/k6f/ u/]/ o;sf] Gjf/g
lg0f{o g+= $_ z]o/ ;+/rgfdf kl/jt{g kZrft\ ;+rfns ;ldltsf] ;+/rgfdf ;d]t kl/jt{g ug{sf nflu ;+rfns ;ldltdf ;+:yfks ;d"xaf6 # hgf, kf“rf}+ jflif{s ;fwf/0f ;efsf] 5nkmnsf ljifox?M
;j{;fwf/0f ;d"xaf6 @ hgf tyf ! hgf :jtGq ;+rfns /xg] u/L hDdf ^ hgfsf] ;+rfns ;ldlt sfod /xg] / ;f]xL adf]lhd ul/G5 k};f . ToxL k};fsf kl5 t cfh k"/} ;+;f/ bf}l8/x]sf]
lgodfjnLdf cfjZos ;+zf]wg ug]{ k|:tfj kfl/t ug]{ ;j{ ;Ddltn] lg0f{o ul/of] . -s_ ;fwf/0f k|:tfjx?M 5 . s;nfO{ slt k};f ePkl5 k'Ug] xf] s'g} 6'u+ f] 5}g . eGg
k|:tfj g+= %_ sDkgLsf] ljz]if k|:tfj cGtu{t g+=!,@,# / $ k|:tfjsf] lg0f{o sfof{Gjogsf] nflu sDkgLsf] k|aGw kq tyf lgodfjnLdf ;+zf]wg != cf=j= @)&(÷)*) sf] kfFrf}+ jflif{s ;fwf/0f ;efsf] nflu ;+Rffns ;ldltsf] tkm{af6 cWoIf t dflg;nfO{ ;fdflhs / ;f+:s[lts hLj xf] elgG5 Sof/] .
ug{ tyf ;DalGwt lgsfoaf6 k|aGw kq tyf lgodfjnLdf ;+zf]wg tyf k|fKt x'g] lgb]{zg sfof{Gjog ug{ ;~rfns ;ldltnfO{
clVtof/L k|bfg ug]{ k|:tfj kfl/t ug]{ . Ho'n] k|:t't ug'{ x'g] k|ltj]bg dfly 5nkmn u/L kfl/t ug]{ ;DaGwdf . t/ o;f] ljrf/ / Jojxf/ x]bf{ dflg; r}+ k};fhLj xf] eGbf
lg0f{o g+= %_ sDkgLsf] ljz]if k|:tfj cGtu{t g+=!,@,# / $ k|:tfjsf] lg0f{o sfof{Gjogsf] nflu sDkgLsf] k|aGw kq tyf lgodfjnLdf ;efdf @= n]vfk/LIfssf] k|ltj]bg ;lxtsf] ldlt @)*) cfiff9 d;fGtsf] jf;nft, cf=j= @)&(÷)*) km/s gknf{ .
ePsf] lg0f{o cg';f/ ;+zf]wg ug{ tyf ;DalGwt lgsfoaf6 k|aGw kq tyf lgodfjnLdf ;+zf]wg tyf k|fKt x'g] lgb]{zg sfof{Gjog sf] gfkmf gf]S;fg lx;fj tyf gub k|jfx ljj/0f / ;f]xL cjlwsf] jflif{s ljQLo ljj/0f;+u k};fsf cg]s gfd, ¿k 5g\, st} 8n/, st} kfpG8, st}
ug{ ;~rfns ;ldltnfO{ clVtof/L k|bfg ug]{ k|:tfj ;j{;Ddltn] kfl/t ug]{ lg0f{o ul/of] .
u_ ljljwM ljljw lzif{s cGtu{t 5nkmnsf] ljifox? k|:t't gePsf] . ;Da4 cg';"rLx? ;d]t 5nkmn u/L kfl/t ug]{ ;DaGwdf . ofg t st} ?lkofF . c+s pxL eP klg dxŒj km/s . To;}n]
#= a+}s tyf ljQLo :f+:yf ;DaGwL P]g @)&# sf] bkmf ^# / sDkgL P]g @)^# sf] bkmf !!! ;fdflhs juL{s/0fsf] sf/0f ag]sf] 5 k};f . dflg;sf]
k|wfg sfof{no
Plzog nfO{km ejg, d}tLb]jL,sf7df08f}+ cg';f/ o; ljQLo ;+:yfsf] cf=j=@)*)÷)*! sf] n]vfk/LIfs lgo'lQm ug]{ / kfl/>lds
kmf]g g+= )!–$%!)!!%,$%#)@&)
Od]nM asianlife@asianlife.com.np www.asianlife.com.np lgwf{/0f ug]{ ;DaGwdf . k};fn] dflg;nfO{ e|i6 agfpF5, To;}n]
$= ljljw k};} grflxg] ;dfgtfsf] zf;g NofpF5f}+
-v_ ljz]if k|:tfjx?M
!= k|aGwkq / lgodfjnL ;+zf]wg ;DaGwdf g]kfn /fi6« a+}s, sDkgL /lhi6«f/sf] sfof{no
eGb} lxF8\g]x¿ klg clxn] ;'gv]tLlt/ kf]
g]kfn lwtf]kq af]8{ tyf cGo lgodsf/L lgsfox? af6 :jLs[t u/fpgsf] nflu cfjZostf nfu]sf b]lvG5g\ . ;dfhjfbsf] h/f]
cg';f/ s'g} ljifodf ;+zf]wg Pj+ kl/jt{g ug{, lgb]{zg ePdf ;f] ;d]t ldnfO{ ;+zf]wg Pj+ vf]Hg';\ ls k"FhLjfbsf] nx/f] ;dfpg';\,
kl/jt{g ug]{ nufotsf cGo ;Dk"0f{ sfo{ ug{ u/fpg ;+rfns ;ldltnfO{ k"0f{ clVtof/L
k|bfg ug]{ :faGwdf .
leqL s'/f] rflxF bfdd} uP/ c8\lsG5 .
@= ljljw .
;+rfns ;ldltsf] cf1fn], ;fdYo{ hf]l8Psf] 5 k};f;Fu . x/]s k|lt:kwf{sf] k5fl8 k};f
sDkgL ;lrj g} d'Vo sf/s ag]sf] 5 . dflg; slt k};f sdfpFbf ;Gt'i6
kf“rf}+ jflif{s ;fwf/0f ;ef ;DaGwL cGo hfgsf/LM x'G5 < hlt sdfP klg sdfO/xg] OR5f lsg x'G5 k};f <
!= kfFrf}+ jflif{s ;fwf/0f ;efdf efu lng] k|of]hgsf nflu ldlt @)*) r}q !( ut] Ps lbgsf x/]s v'zL k};f;Fu hf]l8Psf] 5 . x/]s b'Mvsf] sf/0f
nflu o; ljQLo ;+:yfsf] z]o/ bflvnf vf/]h btf{ aGb /xg]5 . g]kfn :6s PS;r]Gh k};f ag]sf] 5 . dflg; hlt wgL eof], plt nf]eL aGb}
lnld6]8df @)*)÷!@÷!( ut] eGbf cl3Nnf] lbg;Dd sf/f]af/ eO{, ;+:yfsf] z]o/wgL btf{ 5 . pm lngdfq tlD;Psf] 5, s;}nfO{ lbg hfg]s} 5}g .
lstfj ljQLo ;+:yfsf] z]o/ /lhi6«f/ g]kfn P;ljcfO{ dr]{G6 a}lsË ln= n]vgfydfu{, 7d]n, sf]xL vfgf w]/} vfP/ la/fdL kl//f5g\ . sf]xL vfg gkfP/
sf7df08f}df k|fKt ljj/0fsf] cfwf/df sfod z]o/wgLx? dfq ;fwf/0f ;efdf efu lng dl//f5g\ .
of]Uo x'g]5g\ . ;a}n] k};f sdfpg hfGb}gg\ . hfGg]n] c¿nfO{ l;sfpFbg}
@= kfFrf}+ ;fwf/0f ;efdf efu lng g;Sg] / k|ltlglw -k|f]S;L_ lgo'Qm ug{ rfxg] z]o/wgLx?n] klg . k};fn] g} slt ;DaGw h'6fpF5, slQ km'6fpF5 . k};f
;DalGwt ;d'xs} ;]o/wgLsf] gfddf k|ltlglw kq -k|f]S;L kmf/d_ e/L s]Gb|Lo sfof{no dfUg] a]nfdf dflg;n] cg'go ljgo u5{ . t/ lkmtf{ ug{]
a]nfdf cfkm\g} k};f lng klg eLv dfu]em}+ ug{k' 5{ . cflv/
ag]kf g=kf= j8f g+= !#, e+};]kf6L, sfe|]knf~rf]sdf ;ef z'? x'g' eGbf sDtLdf (^ 306f
dfUg] sf], lbg] ls lng] <
cuf8L btf{ u/fO{ ;Sg'kg]{ 5 . o;/L k|ltlglw -k|f]S;L_ lgo'Qm ul/Psf] JolQm ljQLo ;+:yfsf] k};f x'g;] uF / k};f gx'g;] uF dflg;x¿n] b]vfpg] Jojxf/
;DalGwt ;d'xsf] z]o/wgL x'g'kg]{ 5 . o;/L k|ltlglw -k|f]S;L_ lgo'Qm ul/;Sg' ePsf klg km/s–km/s x'G5g\ . wg h'6fpg g;s] kTgLn] ;d]t
z]o/wgL cfkm}+ ;efdf pkl:yt eO{ xflh/L lstfadf x:tfIf/ u/]df o; cl3 lbPsf] k|f]S;L x]lK5g\ . To;}n] t ‘5g\ u]8L ;a} d]/L, 5}gg\ u]8L ;a} 6]9L’
:jtM ab/ x'g]5 . eG5g\ lg . lxhf]cfh t k};fn] O{Zj/ lsGg / d'2f l5Gg ;d]t
#= kfFrf}+ ;fwf/0f ;efdf efu lng OR5's z]o/wgL dxfg'efjx?n] z]o/ lxtu|fxL -l8Dof6_ vftf ;lsG5 eG5g\ . dflg; ljåfg\ x'g hLjgel/ zf:q k9\gk' 5{ .
gDa/ / cfˆgf] kl/ro v'Ng] kmf]6f] ;lxtsf] cflwsfl/s kl/ro kq jf ;f]sf] k|ltlnlk clgjfo{ t/ k};f ePkl5 dflg; cfk;] cfk ljåfg\df ulgG5 .
?kdf ;fydf lnO{ pkl:yt x'g cg'/f]w 5 . ;fy} ;ef :yndf cfpFbf emf]nf jf cGo s'g} k};f kmf]xf]/ eP klg, RofltP klg, d}lnP klg rN5 .
k|sf/sf] j:t' glnO{ cfpg'x'g cg'/f]w ul/G5 . lsgls, ;+;f/df x'g] x/]s /fd|f g/fd|f sfdx¿sf] k5fl8
$= z]o/wgL dxfg'efjx?nfO{ z]o/wgL btf{ lstfasf] nflu ;+:yfsf] s]Gb|Lo sfof{no ;fFuf, k};f g} d'Vo sf/0f b]lvG5 . wg–;DklQ, k};fs} nflu k|d] sf]
ag]kf–!#, e}+;]kf6L, sfe|] / g]kfn P;ljcfO{ dr]{G6 a}lsË ln= n]vgfydfu{, 7d]n, sf7df08f}df gf6s ug{b] l] v lnP/ kl/jf/s} dflg;sf] xTof ug{; ] Ddsf
;Dks{ ug'{x'g tyf ljQLo ;+:yfsf] j]a;fO{6 https://manushilbs.com af6 ;d]t k|fKt s'sT[ o ug{;d]t dflg; kl5 kb{g} . sltko dflg;x¿
ug'{x'g cg'/f]w 5 . k};f eP/ klg vr{ ub}g{ g\, a? bl/b| hLjg latfpF5g\ .
%= k|ltlglw d's// ubf{ ;Dk"0f{ z]o/sf] k|ltlglw Ps} JolQmnfO{ ug'{kb{5 . Ps} z]]o/wgLn] Ps sf]xL r}+ cfkm";uF k};f geP klg C0f lnP/} eP klg vr{
eGbf a9L k|ltlglw d's// u/]/df h'g k|f]S;L ljQLo ;+:yfsf] /lhi68{ sfof{nodf klxnf ug{ 8/fpFbg} g\ . k};f sdfpg g ;lhnf] 5 g hf]ufpg .
k|fKt eO{ btf{ x'G5 ;f] dfq dfGg] x'g]5 . k|ltlglw d's// ubf{ cfˆgf] ;Dk"0f{ z]o/sf] k|f]S;L t/ ;8sdf dfUg]bl] v lnP/ ;bgdf k'Ug] hf] sf]xLnfO{ k};f
lgo'Qm gu/L s]xL z]o/ cfkm+} /flv ;efdf :jo+ z]o/wgL pkl:yt ePdf pQm d's// ul/Psf] s;/L sdfpg] eGg] w'g 5 . Joj;foL t k};f sdfpg g}
k|ltlglw :jtM ab/ x'g]5 . k|ltlglw d's// ul/Psf] z]o/sf] k|f]S;L lgo'lQm ab/ ul/kfpF egL Joj;foL ePsf x'g\ . hfuL/sf] p2]Zo klg k}; } f sdfpg'
z]o/wgLn] lgj]bg k]z u/]sf] cj:yfdf pQm z]o/wgL :jo+ pkl:yt gePdf ;d]t pQm g} xf] . t/ of]] b]zdf t /fhgLlt ug{s ' f] p2]Zo klg k};f
d's// ul/Psf] k|ltlglw :jtM ab/ x'g]5 . eg] kl5Nnf] k|ltlglw sfod x'g]5 . sdfpg' g} /x]sf] b]lvG5 . gq /fhgLlt ug]x{ ¿ h;sf] s'g}
^= ;efdf efu lng] k|To]s z]o/wgL dxfg'efjx?n] ;ef x'g] :yfgdf pkl:yt eO{ ToxfF /x]sf] Joj;fo 5}g, h;sf] s'g} hfuL/ 5}g, ;a}eGbf w]/} k};f
xflh/L k'l:tsfdf b:tvt jf x:tfIf/ ug'{kg]{ 5 . xflh/L k'l:tsf laxfg !)M#) b]lv ;fwf/0f pg};uF 5 . 5}g t crDd <
;ef ;DkGg geP;Dd v'Nnf /xg]5 . k};f klg b'O{ lsl;dsf x'G5g\ /] . Pp6f ;]tf], csf{]
sfnf] . h'g k};f sdfpgsf nflu dflg; cfkm\gf] ljj]sdf
&= gfafns z]o/wgLx?sf] tkm{af6 o; ;+:yfsf] z]o/nut lstfjdf ;+/Ifssf] ?kdf gfd btf{
sfnf]k§L afFW5, Tof] r}+ sfnf]] . h'g k};f Odfgbf/L, d]xgt
ePsf] JolQmn] ;efdf efu lng jf efu lng] k|ltlglw tf]Sg kfpg]5g\ . u/]/ sdfPsf] xf], Tof] ;]tf] xf] . clg lxhf]cfh t v}/f k};f
*= 5nkmnsf ljifo ;"rL dWo]] ljljw lzif{s cGtu{t 5nkmn ug{ OR5's z]o/wgLn] ;ef klg ylkPsf] 5 Sof/] ⁄
x'g' eGbf & -;ft_ lbg cufj} 5nkmnsf] ljifodf sDkgL ;lrj dfkm{t ;+rfns ;ldltsf] clg dflg;nfO{ slt k};f eof] eg] k'Ug] xf] < s/f]8klt
cWoIfnfO{ lnlvt ?kdf lbg'kg]{5 . ;f] ljifo 5nkmndf ;dfj]z ul/P klg lg0ff{os ?kdf klg s'bs ] } 5, /f]8klt klg s'bs ] } 5 . lsgls hlt;'s}
/xg] 5}g . wgL dfG5] eP klg k};fn] k'us ] f] b]lvGg . u/Lasf] t
(= ;efdf 5nkmnsf ljifo cGtu{t ljljw zLif{s ;DaGwdf z]o/jfnf dxfg'efjx?n] 5nkmn s] s'/f < x/]s lbg dfu]/ u'hf/f rnfpg] levf/Lb]lv
ug{ rfxg' ePsf] ljifosf ;DaGwdf ;fwf/0f ;ef x'g' eGbf sDtLdf & -;ft_ lbg cl3 ljtLo wgsf lzsf/L lan u]6; \ b]lv ljgf]b rf}w/L;DdnfO{ k};fs}
;+:yfsf] /lhi68{ sfof{no dfkm{t ljQLo ;+:yfsf] cWoIfnfO{ lnlvt ?kdf hfgsf/L lbg' kg]{5 . lk/nf]n] kf]ns ] } 5 . k};fs} nflu o'jfx¿ ljb]z eflu/x]sf
t/ o;nfO{ 5nkmn / kfl/t x'g] k|:tfjsf] ?kdf ;dfj]z ul/g] 5}g . pQm ;efdf s'g} 5g\ . t/ sf]xL sdfpFbf–sdfpFb} dl//f5g\\ . sf]xL sdfpF5'
5nkmnsf] ljifo cGtu{t 5nkmn ug'{k/]df s"n z]o/ k"FhLsf] ^& k|ltzt z]o/sf] k|ltlglwTj eGbfeGb}} kmls{/f5g\ . ‘t/ k};fn] ;'ljwf lsGg ;lsG5, ;'v
ug]{ z]o/wgL dxfg'efjx?n] :jLs[t lbPsf]df afx]s ;efsf] ;"rgfdf pNn]v gePsf] ljifo lsGg ;lsFbg} . k};f cg]syf]s xf], t/ ;a} yf]s xf]Og .’
-Ph]08f_ pk/ ;efdf 5nkmn / lg0f{o ul/g] 5}g . dflg;x¿n] of] a'em]/ klg a'em]h ] :tf] b]lvGg . lsg xf]nf <
!)= z]o/wgL dxfg'efjx?n] JoQm ug'{ ePsf dGtJo tyf k|Zgx?sf] ;DaGwdf ;+rfns ;ldltsf km]l/ of] k};f s:tf] lrh xf]nf hlt sdfof] plt
tkm{af6 cWoIf cfkm}+n] jf lghaf6 cfb]z kfPsf JolQmaf6 ;fd'lxs ?kn] pQ/ lbOg]5 . sdfpg dg nfUg] < k};f xft nfUbf cfgGb cfpg], clg
!!= sDkgL P]g, @)^# sf] bkmf *$ cg';f/ z]o/wgLx?nfO{ ;+lIfKt cfly{s ljj/0f ;+rfns u'dfpFbf eg]] kL8f x'g,] lsg xf]nf < x] k};f ⁄ dflg;nfO{
;ldltsf] k|ltj]bg z]o/wgLx?n] lg/LIf0f jf k|fKt ug{ rfxg' ePdf ljQLo ;+:yfsf] /lhi68{ /GyGofpg], s;}n } fO{ km;fpg], slQnfO{ xF;fpg], w]/n } fO{
?jfpg]] / ;a}nfO{ kmGkmgL 3'dfpg] k};f . clg o:tf] k};fsf
sfof{noaf6 pknAw u/fOg]5 . nflu slt dl/xQ] ug]{ xf] <
!@= cGo yk hfgsf/Lsf] nflu ;+:yfsf] s]Gb|Lo sfof{no, ag]kf g=kf= j8f g+= !#, e}+;]kf6L, ;fFuf, To;}n] d eG5', ‘k};f d'bf{jfb ⁄Ú
sfe|]knf~rf]sdf sfof{no ;do leq ;Dks{ /fVg' x'g cg'/f]w ub{5f+} .

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