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IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

THE
LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE
CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER / WITHDRAW THE MONIES INVESTED
IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.

Experience Freedom with all your


Life Essentials taken care of.

Health & Medical Wealth


Wellness Expenses Creation

Introducing

Tata AIA
Pro-Fit

A first-of-its-kind Health Solution offering Health Cover,


Wellness, Medical Benefits and Life Cover while
growing your Wealth over the long-term.

Special Features

Worldwide Health Market


Treatment Cover for Linked
Cover Whole Life Returns

Tata AIA Pro-Fit comprises of Tata AIA Life Insurance Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health,
A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V01) & TATA AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V01).
IN UNIT LINKED POLICIES, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

WITH PRO-FIT, ENJOY THE BENEFITS

Tata AIA
Sampoorna
Health OPD Care
Non Linked, Non-Participating, Individual Health Rider Linked, Non-Participating, individual Health Rider

Surgical Cover Daycare Cover Critical illness Cover Hospital Cover


Benefit payout for 133 listed Benefit payout for 136 listed Benefit payout on diagnosis Get daily cash benefit of up to
surgeries and unlimited and all other non-listed of any of covered 57 Critical `20,000/- on hospitalization
non-listed surgeries daycare surgeries illnesses. & Up to `40,000/- on ICU
admission

Disability Cover Death Cover Whole of Life cover


Lump-sum payout in case Ensure financial Enjoy the benefit of
of Total and Permanent protection to your loved cover up to 100 years
Disability due to accident ones in your absence of age

OT E C T WELL
PR

Tata AIA
Pro-Fit

GET WELL

OPD Care cover Global Coverage Overseas Treatment Booster


Get services like Outpatient Avail best-in-class Avail additional 10% of sum assured
consultations, physiotherapy sessions, medical care globally. to cover overhead expenses for self
pharmacy & diagnostic cover etc and companion.

Cashless claims Click & Claim Health Concierge


Experience cashless claim Enjoy claim settlement by just Get personal assistance for
service across network hospitals uploading photocopies of reports. admission and discharge process

Tata AIA Pro-Fit comprises of Tata AIA Life Insurance Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health,
A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V01) & TATA AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V01).
Market Linked Returns#
Free annual health Opportunity to build a health
checks with Vitality corpus through a range of funds.

• Fund your below treatments through tax-free withdrawals from health fund@

AYUSH treatments Wellness retreats Panchakarma Nutrition and


Ayurveda, Yoga, and Include yoga, meditation, Fivefold therapy that is weight loss
Naturopathy, Unani, Siddha healing treatments, or used to clean the body
and Homeopathy counselling sessions by of toxic materials
professionals.

Chronic care coaching


Virtual coach assistance to guide you to maintain health through the below health
conditions such as Hypertension, diabetes, obesity and thyroid disorder

WELL
LIVE

Tata AIA
Pro-Fit

SAV L
E WEL

Vitality discounts No Claim Reward Smart Lady benefits for female/


Up front discount on first Additional 1% discount on 2nd girl child life assured
year premium and renewal & 3rd year renewal premium if • 2% discount on premium
premium discount based on no claim is made in 1st & 2nd • Extra allocation of 0.50% of
vitality status policy years respectively premium to the fund value

Super 30 Transgender Auto Debit& Tax


2% discount for life 2% discount for Additional units worth Benefits as per
assured age less than transgender life `120/- per year allocated prevailing tax laws
or equal to 30 years assured to the fund value

Tata AIA Pro-Fit comprises of Tata AIA Life Insurance Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health,
A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V01) & TATA AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V01).
Disclaimers:

• Tata AIA Pro-Fit comprises of Tata AIA Life Insurance Smart Health, A Unit-linked, Non-participating, Individual Health Insurance
Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider
(UIN: 110A167V01) & TATA AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V01).

• Tata AIA Vitality - A Wellness Program that offers you an upfront discount on rider premium at policy inception. You can also earn
rider premium discount / cover booster (as applicable) for subsequent years on policy anniversary basis your Vitality Status
(tracked on Vitality app) Please refer rider brochures for additional details on health and wellness benefits.

• The assessment under the wellness program shall not be considered as a medical advice or a substitute to a
consultation/treatment by a professional medical practitioner.

• Vitality is a trademark licensed to Tata AIA Life by Amplify Health Assets PTE. Limited, a joint venture between Vitality Group
International, INC. and AIA Company Limited. The assessment under the wellness program shall not be considered as a medical
advice or a substitute to a consultation/treatment by a professional medical practitioner.

• Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policy holder will not be able to
surrender/ withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

• Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Health is only the name
of the Unit Linked health Insurance contract and does not in any way indicate the quality of the contract, its future prospects or
returns.

• The fund is managed by Tata AIA Life Insurance Company Ltd.

• For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise
terms and condition of this plan are specified in the Policy Contract.

• All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The
investment income and price may go down as well as up depending on several factors influencing the market.

• Please make your own independent decision after consulting your financial or other professional advisor.

• Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the
NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the
Insured is responsible for his/her decisions.

• Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document
issued by the Insurance Company.

• Insurance cover is available under the product.

• The products are underwritten by Tata AIA Life Insurance Company Ltd.

• Risk cover commences along with policy commencement for all lives, including minor lives.

• Buying a Health Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and
the Surrender Value payable may be less than the all the Premiums Paid.

• In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our
underwriting guidelines.

• Discount on policy will be subject to sales literature and policy contract.

• Discounts are applicable on rider premium only.

L&C/Advt/2023/Sep/2946

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